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9411 Muriel Ave
C Composite 59.92
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.1/30.0
  • ARV discount +10.1/15.0
  • DSCR +8.2/10.0
  • 1% rule +6.1/10.0
  • Livability +3.2/5.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$87,500

9411 Muriel Ave · Woodson Terrace, MO 63114
1 bd · 1.0 ba · 576 sqft · SingleFamily public records · 13 Days on market
Built 1927 5,174 sqft lot $152/sqft · 6% below area Est $93k · 6% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Back on the market, no sellers fault. Buyers changed their mind a day before closing. Passed occupancy inspection. Completed renovated cozy starer home. This house is fresh painted with new luxury vinyl floor. New HVAC 2025, New kitchen with stainless appliances, new bathroom, roof was replaced at 2023 and gutter was replaced 2024, pipe lined all the cast iron sewer pipe under the basement. Fenced large level lot. convenient location, call it home today.

Key facts

  • 5,174 sq ft lot
  • Built 1927
  • Listed 13 days

Property features AI

Exterior

  • Parking: Driveway; On-street parking
  • Utilities: Public water; Public sewer; 220 volt electric service; Cable available; Electricity connected; Natural gas connected; Phone available; Sewer connected; Water connected
  • Home design: Single-family residence; One level
  • Construction: Vinyl siding; Architectural shingle roof; Block foundation; Basement present
  • Exterior features: Awnings on patio/porch; Chain link, full, and wood fencing; Panel doors

Interior

  • Kitchen: Stainless steel appliances; Electric cooktop; Microwave; Oven; Refrigerator
  • Bedrooms: One bedroom on the main level
  • Bathrooms: One full bathroom on the main level
  • Heating & cooling: Forced-air heating (natural gas); Central electric air conditioning
  • Interior features: Kitchen and dining area combined; Partially finished basement
  • Laundry & utility: Washer and dryer included; Laundry in basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $88k.

Deal economics

  • At list price, monthly cash flow is $193 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($970 rent vs $88k).

Location & tenants

  • Location reads 65/100 on livability (#269 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, commute A; Watch: schools D, amenities F, health & safety F.
  • Ritenour (suburban): math 13% / reading 27% proficiency, ranked #304 of 324 in MO (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+2.0%/yr); 118 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $605 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.

Negotiation context

  • Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $32k; list at $88k implies a 173% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1927 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $87,500

Questions for the listing agent

  1. Built in 1927 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.11%
Cap rate
8.94%
Cash-on-cash
9.47%
DSCR
1.42
GRM
7.5

CMA / ARV

ARV (median comp)
$92,762
List price
$87,500
Delta
-5.67%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9411 Muriel Ave 0.00mi 1/1.0 576 (0%) 10mo $85,000 $148 92
3362 Edmundson Rd 0.41mi 1/1.0 600 (+4%) 6mo $89,000 $148 69
3316 Edmundson Rd 0.54mi 2/1.0 (+1) 633 (+10%) 6mo $80,000 $126 48
9438 North Ave 0.25mi 2/1.0 (+1) 660 (+15%) 22mo $64,900 $98 41
3324 Suncrest Ave 0.71mi 1/1.0 526 (-9%) 24mo $44,900 $85 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.04% rent growth · sell at horizon

5-year hold
IRR
-3.1%
Equity multiple
0.89×
Total profit
$-2,797
Equity at exit
$13,047
10-year hold
IRR
5.6%
Equity multiple
1.39×
Total profit
$9,666
Equity at exit
$7,565

Cash invested: $24,500 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 63114

Rents YoY
2.0%
Active inventory
118
Price-to-rent
7.5×

Monthly cashflow live

Estimated rent
$970 high interval (Pro) →
Mortgage (P&I)
$459
Tax from tax record
$78 /mo · $932/yr
Insurance
$36
HOA
$0
Vacancy / Maint / Mgmt
$204
Net cashflow
$193

Break-even live

Break-even rent $725
Max offer price $87,500
Occupancy floor 75%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,875
Closing costs
$2,625
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3208 Dix Ave Saint Louis, MO 2.0 1.0 656 $1,235 $1.88 10d 1 0.68mi
3710 Geraldine Ave Apt 3 St Ann, MO 1.0 1.0 400 $675 $1.69 43d 1 0.72mi
9987 Sloane Sq Unit 9987A St. Louis, MO 1.0 1.0 571 $695 $1.22 44d 1 0.81mi
9987 Sloane Sq Apt A St. Louis, MO 1.0 1.0 571 $695 $1.22 20d 1 0.81mi
3961 Jane Ave Unit 3963 St Ann, MO 2.0 1.0 750 $1,195 $1.59 14d 1 0.89mi
4120 Geraldine Ave St Ann, MO 1.0 1.0 540 $875 $1.62 22d 1 1.01mi
4120 Geraldine Ave St Ann, MO 1.0 1.0 540 $875 $1.62 43d 1 1.01mi
10214 Saint Anthony Ln Saint Ann, MO 2.0 1.0 734 $1,200 $1.63 43d 1 1.10mi
8700 Crocus Ln Saint Louis, MO 1.0 1.0 700 $950 $1.36 7d 2 1.16mi
10145 Cabana Club Dr St Ann, MO 1.0–2.0 1.0–2.0 776 $680 $0.88 43d 8 1.24mi
4616 Country Ln St Ann, MO 2.0 1.0–2.0 758 $1,234 $1.63 2d 9 1.38mi
9316 Koenig Cir Berkeley, MO 2.0 1.0 720 $1,150 $1.60 4d 5 1.42mi

Listing history 13 events

  1. 2026-05-07
    listed $87,500 Active 546-char remark
  2. 2026-05-05
    historical $87,500 546-char remark
  3. 2025-08-22
    soldstatus Closed 463-char remark
    Show marketing remark (463 chars)

    Back on the market, no sellers fault. Buyers changed their mind a day before closing. Passed occupancy inspection. Completed renovated cozy starer home. This house is fresh painted with new luxury vinyl floor. New HVAC 2025, New kitchen with stainless appliances, new bathroom, roof was replaced at 2023 and gutter was replaced 2024, pipe lined all the cast iron sewer pipe under the basement. Fenced large level lot. convenient location, call it home today.

  4. 2025-08-15
    status Pending 463-char remark
    Show marketing remark (463 chars)

    Back on the market, no sellers fault. Buyers changed their mind a day before closing. Passed occupancy inspection. Completed renovated cozy starer home. This house is fresh painted with new luxury vinyl floor. New HVAC 2025, New kitchen with stainless appliances, new bathroom, roof was replaced at 2023 and gutter was replaced 2024, pipe lined all the cast iron sewer pipe under the basement. Fenced large level lot. convenient location, call it home today.

  5. 2025-06-03
    price $85,000 463-char remark
    Show marketing remark (463 chars)

    Back on the market, no sellers fault. Buyers changed their mind a day before closing. Passed occupancy inspection. Completed renovated cozy starer home. This house is fresh painted with new luxury vinyl floor. New HVAC 2025, New kitchen with stainless appliances, new bathroom, roof was replaced at 2023 and gutter was replaced 2024, pipe lined all the cast iron sewer pipe under the basement. Fenced large level lot. convenient location, call it home today.

  6. 2025-05-21
    status Active 463-char remark
    Show marketing remark (463 chars)

    Back on the market, no sellers fault. Buyers changed their mind a day before closing. Passed occupancy inspection. Completed renovated cozy starer home. This house is fresh painted with new luxury vinyl floor. New HVAC 2025, New kitchen with stainless appliances, new bathroom, roof was replaced at 2023 and gutter was replaced 2024, pipe lined all the cast iron sewer pipe under the basement. Fenced large level lot. convenient location, call it home today.

  7. 2025-05-21
    price $95,000 463-char remark
    Show marketing remark (463 chars)

    Back on the market, no sellers fault. Buyers changed their mind a day before closing. Passed occupancy inspection. Completed renovated cozy starer home. This house is fresh painted with new luxury vinyl floor. New HVAC 2025, New kitchen with stainless appliances, new bathroom, roof was replaced at 2023 and gutter was replaced 2024, pipe lined all the cast iron sewer pipe under the basement. Fenced large level lot. convenient location, call it home today.

  8. 2025-05-08
    status Pending 463-char remark
    Show marketing remark (463 chars)

    Back on the market, no sellers fault. Buyers changed their mind a day before closing. Passed occupancy inspection. Completed renovated cozy starer home. This house is fresh painted with new luxury vinyl floor. New HVAC 2025, New kitchen with stainless appliances, new bathroom, roof was replaced at 2023 and gutter was replaced 2024, pipe lined all the cast iron sewer pipe under the basement. Fenced large level lot. convenient location, call it home today.

  9. 2025-04-10
    historical Active Under Contract 463-char remark
    Show marketing remark (463 chars)

    Back on the market, no sellers fault. Buyers changed their mind a day before closing. Passed occupancy inspection. Completed renovated cozy starer home. This house is fresh painted with new luxury vinyl floor. New HVAC 2025, New kitchen with stainless appliances, new bathroom, roof was replaced at 2023 and gutter was replaced 2024, pipe lined all the cast iron sewer pipe under the basement. Fenced large level lot. convenient location, call it home today.

  10. 2025-04-08
    listed $96,800 Active 463-char remark
    Show marketing remark (463 chars)

    Back on the market, no sellers fault. Buyers changed their mind a day before closing. Passed occupancy inspection. Completed renovated cozy starer home. This house is fresh painted with new luxury vinyl floor. New HVAC 2025, New kitchen with stainless appliances, new bathroom, roof was replaced at 2023 and gutter was replaced 2024, pipe lined all the cast iron sewer pipe under the basement. Fenced large level lot. convenient location, call it home today.

  11. 2025-03-27
    historical $96,800 463-char remark
    Show marketing remark (463 chars)

    Back on the market, no sellers fault. Buyers changed their mind a day before closing. Passed occupancy inspection. Completed renovated cozy starer home. This house is fresh painted with new luxury vinyl floor. New HVAC 2025, New kitchen with stainless appliances, new bathroom, roof was replaced at 2023 and gutter was replaced 2024, pipe lined all the cast iron sewer pipe under the basement. Fenced large level lot. convenient location, call it home today.

  12. 2005-04-07
    soldstatus $32,000
  13. 1996-11-07
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$932 · $78/mo
Projected year-2 tax
$932 · $78/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,641
− Mortgage interest
−$4,901
− Property taxes
−$932
− Insurance
−$438
− Repairs & maintenance
−$931
− Management
−$931
− Depreciation
−$2,545
Taxable income
$962
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$231
After-tax cash flow
$2,089/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Ritenour
NCES district ID
2926640
Math proficiency
13% ▼ -14.00%
Reading proficiency
27% ▼ -7.00%
Median HH income
$41,410
Composite
17.04/100
National rank
#9125
State rank
#304 of 324 in MO

Livability — Woodson Terrace

Score
65/100
State rank
#269
US rank
#12635

Category grades

Amenities F Commute A Cost of living A+ Crime B- Employment B+ Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Woodson Terrace, MO
County
Saint Louis County · 888,823 people
Metro
St. Louis, MO-IL
Population (ZIP)
33,969
Household income
$55,870
Rent vs Own
41.8% rent · 58.2% own
Severe rent burden
1595.0

Population outlook (St. Louis County) Hauer SSP2

Today (2025)
1,025,227 people
By 2030
1,028,023 · +0.3%
By 2040
1,020,940 · -0.4%
By 2050
1,007,280 · -1.8%
By 2075
987,277 · -3.7%
By 2100
921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 50% Black 30% Hispanic / Latino 11% Two or more races 6% Asian 2%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 3% Italian 2% Romanian 1%
Foreign-born
9% · Canada, Vietnam
Languages at home
84% English-only · Spanish 10% French/Haitian/Cajun 2% Tagalog/Filipino 1%

Political lean MEDSL · St. Louis

2024 margin
Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
2008→2024 swing
+3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -276.62%
Current HPI
223.9305
Rent YoY
▲ 2.04%
Metro
St. Louis, MO-IL
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+173.4% since first listed
14 events — show timeline
  • 2026-05-19 Pending MARIS as Distributed by MLS Grid
  • 2026-05-07 Listed $87,500 MARIS as Distributed by MLS Grid
  • 2026-05-05 Coming Soon MARIS as Distributed by MLS Grid
  • 2025-08-22 Sold (MLS) MARIS as Distributed by MLS Grid
  • 2025-08-15 Pending MARIS as Distributed by MLS Grid
  • 2025-06-03 Price Changed $85,000 MARIS as Distributed by MLS Grid
  • 2025-05-21 Relisted MARIS as Distributed by MLS Grid
  • 2025-05-21 Price Changed $95,000 MARIS as Distributed by MLS Grid
  • 2025-05-08 Pending MARIS as Distributed by MLS Grid
  • 2025-04-10 Contingent MARIS as Distributed by MLS Grid
  • 2025-04-08 Listed $96,800 MARIS as Distributed by MLS Grid
  • 2025-03-27 Coming Soon $96,800 MARIS as Distributed by MLS Grid
  • 2005-04-07 Sold (Public Records) $32,000 Public Records
  • 1996-11-07 Sold (Public Records) Public Records

Property tax history

+2.7%/yr

Latest (2022): $932 · +0.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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