9411 Muriel Ave · Woodson Terrace, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 4/10 · Minor
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.1/30.0
- ARV discount +10.1/15.0
- DSCR +8.2/10.0
- 1% rule +6.1/10.0
- Livability +3.2/5.0
- Rent growth +3.0/5.0
- Condition / age +2.5/5.0
- Schools +1.7/10.0
- Appreciation +0.0/10.0
$87,500
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Back on the market, no sellers fault. Buyers changed their mind a day before closing. Passed occupancy inspection. Completed renovated cozy starer home. This house is fresh painted with new luxury vinyl floor. New HVAC 2025, New kitchen with stainless appliances, new bathroom, roof was replaced at 2023 and gutter was replaced 2024, pipe lined all the cast iron sewer pipe under the basement. Fenced large level lot. convenient location, call it home today.
Key facts
- 5,174 sq ft lot
- Built 1927
- Listed 13 days
Property features AI
Exterior
- Parking: Driveway; On-street parking
- Utilities: Public water; Public sewer; 220 volt electric service; Cable available; Electricity connected; Natural gas connected; Phone available; Sewer connected; Water connected
- Home design: Single-family residence; One level
- Construction: Vinyl siding; Architectural shingle roof; Block foundation; Basement present
- Exterior features: Awnings on patio/porch; Chain link, full, and wood fencing; Panel doors
Interior
- Kitchen: Stainless steel appliances; Electric cooktop; Microwave; Oven; Refrigerator
- Bedrooms: One bedroom on the main level
- Bathrooms: One full bathroom on the main level
- Heating & cooling: Forced-air heating (natural gas); Central electric air conditioning
- Interior features: Kitchen and dining area combined; Partially finished basement
- Laundry & utility: Washer and dryer included; Laundry in basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath single-family listed at $88k.
Deal economics
- At list price, monthly cash flow is $193 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($970 rent vs $88k).
Location & tenants
- Location reads 65/100 on livability (#269 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, commute A; Watch: schools D, amenities F, health & safety F.
- Ritenour (suburban): math 13% / reading 27% proficiency, ranked #304 of 324 in MO (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+2.0%/yr); 118 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $605 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
Negotiation context
- Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $32k; list at $88k implies a 173% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1927 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1927 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.11% ✓
- Cap rate
- 8.94%
- Cash-on-cash
- 9.47%
- DSCR
- 1.42
- GRM
- 7.5
CMA / ARV
- ARV (median comp)
- $92,762
- List price
- $87,500
- Delta
- -5.67%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9411 Muriel Ave | 0.00mi | 1/1.0 | 576 (0%) | 10mo | $85,000 | $148 | 92 |
| 3362 Edmundson Rd | 0.41mi | 1/1.0 | 600 (+4%) | 6mo | $89,000 | $148 | 69 |
| 3316 Edmundson Rd | 0.54mi | 2/1.0 (+1) | 633 (+10%) | 6mo | $80,000 | $126 | 48 |
| 9438 North Ave | 0.25mi | 2/1.0 (+1) | 660 (+15%) | 22mo | $64,900 | $98 | 41 |
| 3324 Suncrest Ave | 0.71mi | 1/1.0 | 526 (-9%) | 24mo | $44,900 | $85 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.04% rent growth · sell at horizon
- IRR
- -3.1%
- Equity multiple
- 0.89×
- Total profit
- $-2,797
- Equity at exit
- $13,047
- IRR
- 5.6%
- Equity multiple
- 1.39×
- Total profit
- $9,666
- Equity at exit
- $7,565
Cash invested: $24,500 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 63114
- Rents YoY
- 2.0%
- Active inventory
- 118
- Price-to-rent
- 7.5×
Monthly cashflow live
- Estimated rent
- $970 high interval (Pro) →
- Mortgage (P&I)
- −$459
- Tax from tax record
- −$78 /mo · $932/yr
- Insurance
- −$36
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$204
- Net cashflow
- $193
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $21,875
- Closing costs
- $2,625
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 12 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3208 Dix Ave Saint Louis, MO | 2.0 | 1.0 | 656 | $1,235 | $1.88 | 10d | 1 | 0.68mi |
| 3710 Geraldine Ave Apt 3 St Ann, MO | 1.0 | 1.0 | 400 | $675 | $1.69 | 43d | 1 | 0.72mi |
| 9987 Sloane Sq Unit 9987A St. Louis, MO | 1.0 | 1.0 | 571 | $695 | $1.22 | 44d | 1 | 0.81mi |
| 9987 Sloane Sq Apt A St. Louis, MO | 1.0 | 1.0 | 571 | $695 | $1.22 | 20d | 1 | 0.81mi |
| 3961 Jane Ave Unit 3963 St Ann, MO | 2.0 | 1.0 | 750 | $1,195 | $1.59 | 14d | 1 | 0.89mi |
| 4120 Geraldine Ave St Ann, MO | 1.0 | 1.0 | 540 | $875 | $1.62 | 22d | 1 | 1.01mi |
| 4120 Geraldine Ave St Ann, MO | 1.0 | 1.0 | 540 | $875 | $1.62 | 43d | 1 | 1.01mi |
| 10214 Saint Anthony Ln Saint Ann, MO | 2.0 | 1.0 | 734 | $1,200 | $1.63 | 43d | 1 | 1.10mi |
| 8700 Crocus Ln Saint Louis, MO | 1.0 | 1.0 | 700 | $950 | $1.36 | 7d | 2 | 1.16mi |
| 10145 Cabana Club Dr St Ann, MO | 1.0–2.0 | 1.0–2.0 | 776 | $680 | $0.88 | 43d | 8 | 1.24mi |
| 4616 Country Ln St Ann, MO | 2.0 | 1.0–2.0 | 758 | $1,234 | $1.63 | 2d | 9 | 1.38mi |
| 9316 Koenig Cir Berkeley, MO | 2.0 | 1.0 | 720 | $1,150 | $1.60 | 4d | 5 | 1.42mi |
Listing history 13 events
-
2026-05-07$87,500 Active 546-char remark
-
2026-05-05historical $87,500 546-char remark
-
2025-08-22soldstatus Closed 463-char remark
Show marketing remark (463 chars)
Back on the market, no sellers fault. Buyers changed their mind a day before closing. Passed occupancy inspection. Completed renovated cozy starer home. This house is fresh painted with new luxury vinyl floor. New HVAC 2025, New kitchen with stainless appliances, new bathroom, roof was replaced at 2023 and gutter was replaced 2024, pipe lined all the cast iron sewer pipe under the basement. Fenced large level lot. convenient location, call it home today.
-
2025-08-15status Pending 463-char remark
Show marketing remark (463 chars)
Back on the market, no sellers fault. Buyers changed their mind a day before closing. Passed occupancy inspection. Completed renovated cozy starer home. This house is fresh painted with new luxury vinyl floor. New HVAC 2025, New kitchen with stainless appliances, new bathroom, roof was replaced at 2023 and gutter was replaced 2024, pipe lined all the cast iron sewer pipe under the basement. Fenced large level lot. convenient location, call it home today.
-
2025-06-03price $85,000 463-char remark
Show marketing remark (463 chars)
Back on the market, no sellers fault. Buyers changed their mind a day before closing. Passed occupancy inspection. Completed renovated cozy starer home. This house is fresh painted with new luxury vinyl floor. New HVAC 2025, New kitchen with stainless appliances, new bathroom, roof was replaced at 2023 and gutter was replaced 2024, pipe lined all the cast iron sewer pipe under the basement. Fenced large level lot. convenient location, call it home today.
-
2025-05-21status Active 463-char remark
Show marketing remark (463 chars)
Back on the market, no sellers fault. Buyers changed their mind a day before closing. Passed occupancy inspection. Completed renovated cozy starer home. This house is fresh painted with new luxury vinyl floor. New HVAC 2025, New kitchen with stainless appliances, new bathroom, roof was replaced at 2023 and gutter was replaced 2024, pipe lined all the cast iron sewer pipe under the basement. Fenced large level lot. convenient location, call it home today.
-
2025-05-21price $95,000 463-char remark
Show marketing remark (463 chars)
Back on the market, no sellers fault. Buyers changed their mind a day before closing. Passed occupancy inspection. Completed renovated cozy starer home. This house is fresh painted with new luxury vinyl floor. New HVAC 2025, New kitchen with stainless appliances, new bathroom, roof was replaced at 2023 and gutter was replaced 2024, pipe lined all the cast iron sewer pipe under the basement. Fenced large level lot. convenient location, call it home today.
-
2025-05-08status Pending 463-char remark
Show marketing remark (463 chars)
Back on the market, no sellers fault. Buyers changed their mind a day before closing. Passed occupancy inspection. Completed renovated cozy starer home. This house is fresh painted with new luxury vinyl floor. New HVAC 2025, New kitchen with stainless appliances, new bathroom, roof was replaced at 2023 and gutter was replaced 2024, pipe lined all the cast iron sewer pipe under the basement. Fenced large level lot. convenient location, call it home today.
-
2025-04-10historical Active Under Contract 463-char remark
Show marketing remark (463 chars)
Back on the market, no sellers fault. Buyers changed their mind a day before closing. Passed occupancy inspection. Completed renovated cozy starer home. This house is fresh painted with new luxury vinyl floor. New HVAC 2025, New kitchen with stainless appliances, new bathroom, roof was replaced at 2023 and gutter was replaced 2024, pipe lined all the cast iron sewer pipe under the basement. Fenced large level lot. convenient location, call it home today.
-
2025-04-08$96,800 Active 463-char remark
Show marketing remark (463 chars)
Back on the market, no sellers fault. Buyers changed their mind a day before closing. Passed occupancy inspection. Completed renovated cozy starer home. This house is fresh painted with new luxury vinyl floor. New HVAC 2025, New kitchen with stainless appliances, new bathroom, roof was replaced at 2023 and gutter was replaced 2024, pipe lined all the cast iron sewer pipe under the basement. Fenced large level lot. convenient location, call it home today.
-
2025-03-27historical $96,800 463-char remark
Show marketing remark (463 chars)
Back on the market, no sellers fault. Buyers changed their mind a day before closing. Passed occupancy inspection. Completed renovated cozy starer home. This house is fresh painted with new luxury vinyl floor. New HVAC 2025, New kitchen with stainless appliances, new bathroom, roof was replaced at 2023 and gutter was replaced 2024, pipe lined all the cast iron sewer pipe under the basement. Fenced large level lot. convenient location, call it home today.
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2005-04-07soldstatus $32,000
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1996-11-07soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $932 · $78/mo
- Projected year-2 tax
- $932 · $78/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,641
- − Mortgage interest
- −$4,901
- − Property taxes
- −$932
- − Insurance
- −$438
- − Repairs & maintenance
- −$931
- − Management
- −$931
- − Depreciation
- −$2,545
- Taxable income
- $962
- Est. tax owed @ 24.0%
- −$231
- After-tax cash flow
- $2,089/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Ritenour
- NCES district ID
- 2926640
- Math proficiency
- 13% ▼ -14.00%
- Reading proficiency
- 27% ▼ -7.00%
- Median HH income
- $41,410
- Composite
- 17.04/100
- National rank
- #9125
- State rank
- #304 of 324 in MO
Livability — Woodson Terrace
- Score
- 65/100
- State rank
- #269
- US rank
- #12635
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Woodson Terrace, MO
- County
- Saint Louis County · 888,823 people
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 33,969
- Household income
- $55,870
- Rent vs Own
- Severe rent burden
- 1595.0
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 1,025,227 people
- By 2030
- 1,028,023 · +0.3%
- By 2040
- 1,020,940 · -0.4%
- By 2050
- 1,007,280 · -1.8%
- By 2075
- 987,277 · -3.7%
- By 2100
- 921,984 · -10.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- White 50% Black 30% Hispanic / Latino 11% Two or more races 6% Asian 2%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Lithuanian 3% Italian 2% Romanian 1%
- Foreign-born
- 9% · Canada, Vietnam
- Languages at home
- 84% English-only · Spanish 10% French/Haitian/Cajun 2% Tagalog/Filipino 1%
Political lean MEDSL · St. Louis
- 2024 margin
- Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
- 2008→2024 swing
- +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
- All cycles
- 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -276.62%
- Current HPI
- 223.9305
- Rent YoY
- ▲ 2.04%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
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| Insurance | 1 | $21B |
|
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| Industrial Technology | 1 | $17B |
|
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| Retail | 1 | $16B |
|
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| Industrial Distribution | 1 | $10B |
|
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| Utilities | 1 | $9B |
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Price history
+173.4% since first listed14 events — show timeline
- 2026-05-19 Pending — MARIS as Distributed by MLS Grid
- 2026-05-07 Listed $87,500 MARIS as Distributed by MLS Grid
- 2026-05-05 Coming Soon — MARIS as Distributed by MLS Grid
- 2025-08-22 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2025-08-15 Pending — MARIS as Distributed by MLS Grid
- 2025-06-03 Price Changed $85,000 MARIS as Distributed by MLS Grid
- 2025-05-21 Relisted — MARIS as Distributed by MLS Grid
- 2025-05-21 Price Changed $95,000 MARIS as Distributed by MLS Grid
- 2025-05-08 Pending — MARIS as Distributed by MLS Grid
- 2025-04-10 Contingent — MARIS as Distributed by MLS Grid
- 2025-04-08 Listed $96,800 MARIS as Distributed by MLS Grid
- 2025-03-27 Coming Soon $96,800 MARIS as Distributed by MLS Grid
- 2005-04-07 Sold (Public Records) $32,000 Public Records
- 1996-11-07 Sold (Public Records) — Public Records
Property tax history
+2.7%/yrLatest (2022): $932 · +0.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…