5 Sunrise Dr · Palmdale, PA 17033

$40,999

3 bd · 2.0 ba · 952 sqft · Manufactured public records · 86 Days on market

Built 1993 $43/sqft · 76% below area

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +6.5/10.0
• Rent growth +3.5/5.0
• Livability +3.4/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to Palmdale mobile home park in Herhsey PA. This nicely maintained 3 bedroom 2 bathroom Colon is 14x70 and is in a 55+ park. As you pull up you will see there is a nice covered front porch where you can really enjoy the seasons. The seller will include all appliances, stove, dishwasher, refrigerator, washer & dyer, The current lot rent is $550 monthly and all buyers must be park approved and adhere to the pet policy which is 1 small dog under 30 pounds.

Key facts

• Built 1993
• Listed 86 days

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $41k.

Deal economics

• At list price, monthly cash flow is $975 ($12k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $41k).
• Recommended offer: $39k (6.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 67/100 on livability (#975 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
• Derry Township SD (suburban): math 74% / reading 76% proficiency, ranked #15 of 539 in PA (top 3%) — strong family-tenant draw, lease renewals of 3-5y typical; only 16% free/reduced lunch — higher-income household profile.
• Zoned schools: Hershey Primary El Sch (math 72% / reading 67%, grade A-, #151 of 1,518 statewide, top 12%, 447 students, 23% FRL); Hershey Ms (math 72% / reading 87%, grade A+, #1 of 512 statewide, top 0%, 731 students, 26% FRL); Hershey Hs (math 90% / reading 24%, grade C, #86 of 437 statewide, top 20%, 1,093 students, 22% FRL).
• Market conditions: Rents rising fast (+4.2%/yr); 59 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 540 units permitted in Dauphin County in 2024 (194 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $283 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 4.2% rent growth), your $11k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

• It's been on market 86 days — a 6% lower offer ($39k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 11y ago; this cycle's ask has dropped $4k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: property tax is 2.5% of price.
• Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $38,539 (6.0% below list)

Questions for the listing agent

1. It's been on market 86 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 3.99% ✓
• Cap rate: 34.84%
• Cash-on-cash: 101.95%
• DSCR: 5.54
• GRM: 2.1

CMA / ARV

• ARV (median comp): $168,288
• List price: $40,999
• Delta: -75.64%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 4.19% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 6.01×
• Total profit: $57,502
• Equity at exit: $6,113

10-year hold

• IRR: —
• Equity multiple: 13.07×
• Total profit: $138,584
• Equity at exit: $3,545

Cash invested: $11,480 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 17033

• Home prices YoY: -27.4%
• Rents YoY: 4.2%
• Active inventory: 59
• Price-to-rent: 2.1×

Monthly cashflow live

• Estimated rent: $1,638 medium
• Mortgage (P&I): −$215
• Tax from tax record: −$86 /mo · $1,036/yr
• Insurance: −$17
• HOA: −$0
• Vacancy / Maint / Mgmt: −$344
• Net cashflow: $975

Break-even live

Break-even rent $403

Max offer price $40,999

Occupancy floor 35%

Sensitivity live

Price	-10% $998	-5% $987	+0% $975	+5% $964	+10% $952
Rent	-10% $846	-5% $911	+0% $975	+5% $1,040	+10% $1,105
Rate	-1.0pp $996	-0.5pp $986	base $975	+0.5pp $965	+1.0pp $954

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $10,250
• Closing costs: $1,230
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1263 Jo Mar Ct Hershey, PA	2.0	2.0	1056	$1,195	$1.13	45d	1	0.31mi
138 S Hetrick Ave Palmyra, PA	3.0	1.5	1075	$1,600	$1.49	46d	1	0.67mi

Listing history 28 events

1. 2026-06-21
   days on market $40,999 Active 86 DOM
2. 2026-06-18
   days on market $40,999 Active 83 DOM
3. 2026-06-17
   days on market $40,999 Active 82 DOM
4. 2026-06-16
   days on market $40,999 Active 81 DOM
5. 2026-06-15
   pricedays on market $40,999 Active 80 DOM
6. 2026-06-14
   days on market $45,000 Active 78 DOM
7. 2026-06-10
   days on market $45,000 Active 75 DOM
8. 2026-06-09
   days on market $45,000 Active 74 DOM
9. 2026-06-08
   days on market $45,000 Active 73 DOM
10. 2026-06-07
    days on market $45,000 Active 72 DOM
11. 2026-06-05
    days on market $45,000 Active 69 DOM
12. 2026-06-03
    days on market $45,000 Active 68 DOM
13. 2026-06-02
    days on market $45,000 Active 67 DOM
14. 2026-06-01
    days on market $45,000 Active 66 DOM
15. 2026-05-31
    days on market $45,000 Active 65 DOM
16. 2026-05-31
    days on market $45,000 Active 64 DOM
17. 2026-05-19
    status Pending 475-char remark

    Show marketing remark (475 chars)

    Welcome to Palmdale mobile home park in Herhsey PA. This nicely maintained 3 bedroom 2 bathroom Colon is 14x70 and is in a 55+ park. As you pull up you will see there is a nice covered front porch where you can really enjoy the seasons. The seller will include all appliances, stove, dishwasher, refrigerator, washer & dyer, The current lot rent is $550 monthly and all buyers must be park approved and adhere to the pet policy which is 1 small dog under 30 pounds.

18. 2026-03-26
    listed $45,000 Active 475-char remark

    Show marketing remark (475 chars)

    Welcome to Palmdale mobile home park in Herhsey PA. This nicely maintained 3 bedroom 2 bathroom Colon is 14x70 and is in a 55+ park. As you pull up you will see there is a nice covered front porch where you can really enjoy the seasons. The seller will include all appliances, stove, dishwasher, refrigerator, washer & dyer, The current lot rent is $550 monthly and all buyers must be park approved and adhere to the pet policy which is 1 small dog under 30 pounds.

19. 2021-09-01
    soldstatus $39,999 Closed 444-char remark

    Show marketing remark (444 chars)

    Welcome to Palmdale mobile home park in Herhsey PA. This 3 bedroom 2 bathroom Champion is 14x68 and is in a 55+ park, The outside has a patio with a covered with awning. This home has been nicely maintained and ready for its new owner. The home will come with all appliances, stove, dishwasher, refrigerator, washer & dyer, The lot rent is $400 monthly and includes trash. All buyers must be park approved and adhere to the pet policy.

20. 2021-08-09
    status Pending 444-char remark

    Show marketing remark (444 chars)

    Welcome to Palmdale mobile home park in Herhsey PA. This 3 bedroom 2 bathroom Champion is 14x68 and is in a 55+ park, The outside has a patio with a covered with awning. This home has been nicely maintained and ready for its new owner. The home will come with all appliances, stove, dishwasher, refrigerator, washer & dyer, The lot rent is $400 monthly and includes trash. All buyers must be park approved and adhere to the pet policy.

21. 2021-08-09
    price $39,999 444-char remark

    Show marketing remark (444 chars)

    Welcome to Palmdale mobile home park in Herhsey PA. This 3 bedroom 2 bathroom Champion is 14x68 and is in a 55+ park, The outside has a patio with a covered with awning. This home has been nicely maintained and ready for its new owner. The home will come with all appliances, stove, dishwasher, refrigerator, washer & dyer, The lot rent is $400 monthly and includes trash. All buyers must be park approved and adhere to the pet policy.

22. 2021-08-04
    listed $29,999 Active 444-char remark

    Show marketing remark (444 chars)

    Welcome to Palmdale mobile home park in Herhsey PA. This 3 bedroom 2 bathroom Champion is 14x68 and is in a 55+ park, The outside has a patio with a covered with awning. This home has been nicely maintained and ready for its new owner. The home will come with all appliances, stove, dishwasher, refrigerator, washer & dyer, The lot rent is $400 monthly and includes trash. All buyers must be park approved and adhere to the pet policy.

23. 2016-12-31
    historical
24. 2016-09-20
    historical
25. 2016-07-28
    listed $26,900
26. 2016-07-13
    listed $26,900
27. 2015-12-01
    historical
28. 2015-08-22
    listed $28,490

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,036 · $86/mo
• Projected year-2 tax: $1,036 · $86/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,651
• − Mortgage interest: −$2,297
• − Property taxes: −$1,036
• − Insurance: −$205
• − Repairs & maintenance: −$1,572
• − Management: −$1,572
• − Depreciation: −$1,193
• Taxable income: $11,777
• Est. tax owed @ 24.0%: −$2,826
• After-tax cash flow: $8,877/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Derry Township SD
• NCES district ID: 4207590
• Math proficiency: 74% ▲ 7.00%
• Reading proficiency: 76% ▼ -6.00%
• Median HH income: $66,068
• Composite: 65.05/100
• National rank: #502
• State rank: #15 of 539 in PA

Livability — Palmdale

• Score: 67/100
• State rank: #975
• US rank: #10667

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Palmdale, PA
• County: Dauphin County · 247,857 people
• Metro: Harrisburg-Carlisle, PA
• Population (ZIP): 16,481
• Household income: $72,945
• Rent vs Own: 49.2% rent · 50.8% own
• Severe rent burden: 709.0

Population outlook (Dauphin County) Hauer SSP2

• Today (2025): 281,628 people
• By 2030: 283,549 · +0.7%
• By 2040: 285,385 · +1.3%
• By 2050: 286,188 · +1.6%
• By 2075: 291,053 · +3.3%
• By 2100: 282,374 · +0.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Hispanic / Latino 12% Asian 9% Two or more races 6% Black 3%
• Hispanic origin (detail): Mexican 6% Puerto Rican 4%
• Common ancestry: Italian 4% Romanian 3% Slovak 2%
• Foreign-born: 12% · Canada, China, Vietnam
• Languages at home: 82% English-only · Spanish 10% Other Indo-European 3% Chinese 2%

Political lean MEDSL · Dauphin

• 2024 margin: Lean D (+5.9) · D 52.4% · R 46.5% · Other 1.1%
• 2008→2024 swing: -3.1pp toward R · 2008: 9.1pp · 2024: 5.9pp
• All cycles: 2024: D+5.9 2020: D+8.5 2016: D+2.8 2012: D+6.0 2008: D+9.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -105.78%
• Current HPI: 279.7607
• Rent YoY: ▲ 4.19%
• Metro: Harrisburg-Carlisle, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+58.0% since first listed

12 events — show timeline

• 2026-05-19 Pending — BRIGHT MLS
• 2026-03-26 Listed $45,000 BRIGHT MLS
• 2021-09-01 Sold (MLS) $39,999 BRIGHT MLS
• 2021-08-09 Pending — BRIGHT MLS
• 2021-08-09 Price Changed $39,999 BRIGHT MLS
• 2021-08-04 Listed $29,999 BRIGHT MLS
• 2016-12-31 Listing Removed — BRIGHT MLS
• 2016-09-20 Listing Removed — BRIGHT MLS
• 2016-07-28 Listed $26,900 BRIGHT MLS
• 2016-07-13 Listed $26,900 BRIGHT MLS
• 2015-12-01 Listing Removed — BRIGHT MLS
• 2015-08-22 Listed $28,490 BRIGHT MLS

Property tax history

+2.2%/yr

Latest (2026): $1,036 · +2.6% YoY. Source: county tax records.