141 Mccleary Ct · Northfield, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 3/10 · Minor
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +27.3/30.0
- DSCR +9.5/10.0
- 1% rule +7.4/10.0
- Schools +6.6/10.0
- Livability +4.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$529,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Nestled on a peaceful cul-de-sac in the highly desirable Eaton Estates neighborhood, this impressive Sagamore Hills Colonial blends space, comfort, and modern updates throughout nearly 3,900 square feet of living space. Offering 4 bedrooms and 3.5 baths, this home features an inviting layout designed for both everyday living and entertaining. Upstairs, all four bedrooms provide generous space, including a luxurious owner’s suite complete with a walk-in closet, double vanities, a relaxing soaking tub, and stylish flooring and lighting updates completed in 2023. The main level welcomes you with a bright and airy floor plan featuring formal living and dining areas, along with a warm and inviting family room centered around a gas fireplace. The beautifully remodeled kitchen, updated in 2022, showcases stainless steel appliances, a new dishwasher installed in 2024, and a casual dining area with access to the expansive multi-tiered deck overlooking the private backyard setting. First-floor laundry includes a Maytag washer and dryer added in 2023. The finished WALK-OUT lower level offers a full bath, oversized recreation space, kitchenette with wet bar, microwave, and mini refrigerator, plus abundant storage. Slider access leads directly outside to a serene backyard retreat surrounded by mature trees and a cozy fire pit area! Recent improvements provide peace of mind and include AC 2023, updated lighting throughout most of the home (2023), first-floor flooring replacement (2022), front door (2022), windows (2020), hot water tank (2020), roof (2019), and furnace (2018). The basement also received fresh paint and new carpeting in 2024, deck repainted 2023, landscaping refreshed in May 2025. Eaton Estate amenities including the community pool, clubhouse, tennis, pickle ball courts, and playground, this move-in ready home offers the perfect combination of privacy, updates, and neighborhood living — all with no RITA taxes!
Key facts
- 0.25 acre lot
- 2 garage spots
- Community pool
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $529k.
Deal economics
- At list price, monthly cash flow is $2k ($18k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($7k rent vs $529k).
- Recommended offer: $513k (3.0% below list) — sets the bar for market timing.
- Cap rate 9.8% vs local median 5.2% in Northfield — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 79/100 on livability (#143 in OH, #2,208 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, crime A+, cost of living A+; Watch: amenities F, commute F.
- Nordonia Hills City (suburban): math 72% / reading 79% proficiency, ranked #71 of 656 in OH (top 11%) — strong family-tenant draw, lease renewals of 3-5y typical; only 17% free/reduced lunch — higher-income household profile.
- Market conditions: 69 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 1,114 units permitted in Summit County in 2024 (397 in 5+ unit buildings).
- At $6,547/mo this rent would consume 88% of the median local household income ($89k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $16k of value loss. Plan a longer hold.
- Summit County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $148k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 42 days — a 3% lower offer ($513k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- It's been on market 42 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.24% ✓
- Cap rate
- 9.77%
- Cash-on-cash
- 12.42%
- DSCR
- 1.55
- GRM
- 6.7
CMA / ARV
- ARV (median comp)
- $435,864
- List price
- $529,000
- Delta
- 21.37%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4930 Squire Dr | 0.19mi | 4/3.5 | 2,192 (+10%) | 2mo | $415,000 | $189 | 68 |
| 445 Houghton Rd | 0.30mi | 3/1.5 (-1) | 1,906 (-4%) | 7mo | $250,000 | $131 | 64 |
| 376 Bishop Way | 0.64mi | 4/2.5 | 1,984 (0%) | 7mo | $415,000 | $209 | 64 |
| 8554 Acadia Dr | 0.57mi | 4/2.5 | 1,964 (-1%) | 10mo | $420,000 | $214 | 64 |
| 8771 Stuart Ln | 0.15mi | 3/3.0 (-1) | 1,796 (-10%) | 9mo | $340,000 | $189 | 63 |
| 407 Woodside Dr | 0.30mi | 3/2.5 (-1) | 2,148 (+8%) | 9mo | $395,000 | $184 | 60 |
| 219 Monroe Dr | 0.42mi | 3/2.0 (-1) | 1,854 (-7%) | 9mo | $292,500 | $158 | 55 |
| 22 Fell Ave | 0.72mi | 4/1.5 | 1,951 (-2%) | 8mo | $260,000 | $133 | 52 |
| 9066 Mckinley Dr | 0.37mi | 3/2.0 (-1) | 1,829 (-8%) | 12mo | $320,000 | $175 | 52 |
| 496 Canterbury Ln | 0.54mi | 4/2.5 | 1,770 (-11%) | 10mo | $334,000 | $189 | 49 |
| 8708 Chesea Ct | 0.72mi | 4/2.5 | 2,189 (+10%) | 4mo | $387,500 | $177 | 46 |
| 67 Chestnut Ave | 0.53mi | 3/2.0 (-1) | 1,716 (-14%) | 12mo | $240,000 | $140 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 2.1%
- Equity multiple
- 1.08×
- Total profit
- $11,971
- Equity at exit
- $78,876
- IRR
- 11.7%
- Equity multiple
- 1.92×
- Total profit
- $136,464
- Equity at exit
- $45,738
Cash invested: $148,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 44067
- Active inventory
- 69
- Price-to-rent
- 6.7×
Monthly cashflow live
- Estimated rent
- $6,547 medium interval (Pro) →
- Mortgage (P&I)
- −$2,774
- Tax from tax record
- −$607 /mo · $7,286/yr
- Insurance
- −$220
- HOA
- −$38
- Vacancy / Maint / Mgmt
- −$1,375
- Net cashflow
- $1,532
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $132,250
- Closing costs
- $15,870
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 185 Heights Ave Unit 1496098P Northfield, OH | 4.0 | 2.0 | 1603 | $6,547 | $4.08 | 1d | 1 | 1.11mi |
HOA detail
- Monthly dues
- $38 · $456/yr
- Likely covers
- watergaslandscapingpool
Listing history 19 events
-
2026-06-18days on market $529,000 Active 42 DOM
-
2026-06-17days on market $529,000 Active 41 DOM
-
2026-06-16days on market $529,000 Active 40 DOM
-
2026-06-15days on market $529,000 Active 39 DOM
-
2026-06-13days on market $529,000 Active 37 DOM
-
2026-06-13days on market $529,000 Active 36 DOM
-
2026-06-09days on market $529,000 Active 33 DOM
-
2026-06-08days on market $529,000 Active 32 DOM
-
2026-06-07days on market $529,000 Active 31 DOM
-
2026-06-03days on market $529,000 Active 27 DOM
-
2026-06-02days on market $529,000 Active 26 DOM
-
2026-06-01days on market $529,000 Active 25 DOM
-
2026-05-31days on market $529,000 Active 24 DOM
-
2026-05-07status Active 1956-char remark
Show marketing remark (1956 chars)
Nestled on a peaceful cul-de-sac in the highly desirable Eaton Estates neighborhood, this impressive Sagamore Hills Colonial blends space, comfort, and modern updates throughout nearly 3,900 square feet of living space. Offering 4 bedrooms and 3.5 baths, this home features an inviting layout designed for both everyday living and entertaining. Upstairs, all four bedrooms provide generous space, including a luxurious owner’s suite complete with a walk-in closet, double vanities, a relaxing soaking tub, and stylish flooring and lighting updates completed in 2023. The main level welcomes you with a bright and airy floor plan featuring formal living and dining areas, along with a warm and inviting family room centered around a gas fireplace. The beautifully remodeled kitchen, updated in 2022, showcases stainless steel appliances, a new dishwasher installed in 2024, and a casual dining area with access to the expansive multi-tiered deck overlooking the private backyard setting. First-floor laundry includes a Maytag washer and dryer added in 2023. The finished WALK-OUT lower level offers a full bath, oversized recreation space, kitchenette with wet bar, microwave, and mini refrigerator, plus abundant storage. Slider access leads directly outside to a serene backyard retreat surrounded by mature trees and a cozy fire pit area! Recent improvements provide peace of mind and include AC 2023, updated lighting throughout most of the home (2023), first-floor flooring replacement (2022), front door (2022), windows (2020), hot water tank (2020), roof (2019), and furnace (2018). The basement also received fresh paint and new carpeting in 2024, deck repainted 2023, landscaping refreshed in May 2025. Eaton Estate amenities including the community pool, clubhouse, tennis, pickle ball courts, and playground, this move-in ready home offers the perfect combination of privacy, updates, and neighborhood living — all with no RITA taxes!
-
2026-04-20$529,000 1956-char remark
Show marketing remark (1956 chars)
Nestled on a peaceful cul-de-sac in the highly desirable Eaton Estates neighborhood, this impressive Sagamore Hills Colonial blends space, comfort, and modern updates throughout nearly 3,900 square feet of living space. Offering 4 bedrooms and 3.5 baths, this home features an inviting layout designed for both everyday living and entertaining. Upstairs, all four bedrooms provide generous space, including a luxurious owner’s suite complete with a walk-in closet, double vanities, a relaxing soaking tub, and stylish flooring and lighting updates completed in 2023. The main level welcomes you with a bright and airy floor plan featuring formal living and dining areas, along with a warm and inviting family room centered around a gas fireplace. The beautifully remodeled kitchen, updated in 2022, showcases stainless steel appliances, a new dishwasher installed in 2024, and a casual dining area with access to the expansive multi-tiered deck overlooking the private backyard setting. First-floor laundry includes a Maytag washer and dryer added in 2023. The finished WALK-OUT lower level offers a full bath, oversized recreation space, kitchenette with wet bar, microwave, and mini refrigerator, plus abundant storage. Slider access leads directly outside to a serene backyard retreat surrounded by mature trees and a cozy fire pit area! Recent improvements provide peace of mind and include AC 2023, updated lighting throughout most of the home (2023), first-floor flooring replacement (2022), front door (2022), windows (2020), hot water tank (2020), roof (2019), and furnace (2018). The basement also received fresh paint and new carpeting in 2024, deck repainted 2023, landscaping refreshed in May 2025. Eaton Estate amenities including the community pool, clubhouse, tennis, pickle ball courts, and playground, this move-in ready home offers the perfect combination of privacy, updates, and neighborhood living — all with no RITA taxes!
-
2026-04-20historical 1956-char remark
Show marketing remark (1956 chars)
Nestled on a peaceful cul-de-sac in the highly desirable Eaton Estates neighborhood, this impressive Sagamore Hills Colonial blends space, comfort, and modern updates throughout nearly 3,900 square feet of living space. Offering 4 bedrooms and 3.5 baths, this home features an inviting layout designed for both everyday living and entertaining. Upstairs, all four bedrooms provide generous space, including a luxurious owner’s suite complete with a walk-in closet, double vanities, a relaxing soaking tub, and stylish flooring and lighting updates completed in 2023. The main level welcomes you with a bright and airy floor plan featuring formal living and dining areas, along with a warm and inviting family room centered around a gas fireplace. The beautifully remodeled kitchen, updated in 2022, showcases stainless steel appliances, a new dishwasher installed in 2024, and a casual dining area with access to the expansive multi-tiered deck overlooking the private backyard setting. First-floor laundry includes a Maytag washer and dryer added in 2023. The finished WALK-OUT lower level offers a full bath, oversized recreation space, kitchenette with wet bar, microwave, and mini refrigerator, plus abundant storage. Slider access leads directly outside to a serene backyard retreat surrounded by mature trees and a cozy fire pit area! Recent improvements provide peace of mind and include AC 2023, updated lighting throughout most of the home (2023), first-floor flooring replacement (2022), front door (2022), windows (2020), hot water tank (2020), roof (2019), and furnace (2018). The basement also received fresh paint and new carpeting in 2024, deck repainted 2023, landscaping refreshed in May 2025. Eaton Estate amenities including the community pool, clubhouse, tennis, pickle ball courts, and playground, this move-in ready home offers the perfect combination of privacy, updates, and neighborhood living — all with no RITA taxes!
-
2025-06-20price $489,000
-
2025-05-29$499,000 Active
-
1997-10-28soldstatus $880,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $7,286 · $607/mo
- Projected year-2 tax
- $7,769 · $647/mo
- Expected delta
- +$483/yr (+$40/mo · 6.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $78,564
- − Mortgage interest
- −$29,632
- − Property taxes
- −$7,286
- − Insurance
- −$2,645
- − Repairs & maintenance
- −$6,285
- − Management
- −$6,285
- − HOA
- −$456
- − Depreciation
- −$15,389
- Taxable income
- $10,586
- Est. tax owed @ 24.0%
- −$2,541
- After-tax cash flow
- $15,849/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Nordonia Hills City
- NCES district ID
- 3905004
- Math proficiency
- 72% ▼ -9.00%
- Reading proficiency
- 79% ▼ -3.00%
- Median HH income
- $74,658
- Composite
- 66.26/100
- National rank
- #428
- State rank
- #71 of 656 in OH
Livability — Northfield
- Score
- 79/100
- State rank
- #143
- US rank
- #2208
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Summit · 539,389 people
- Metro
- Akron, OH
- Population (ZIP)
- 19,917
- Household income
- $89,082
- Rent vs Own
- Severe rent burden
- 13.4
Population outlook (Summit County) Hauer SSP2
- Today (2025)
- 546,583 people
- By 2030
- 544,028 · -0.5%
- By 2040
- 531,363 · -2.8%
- By 2050
- 514,923 · -5.8%
- By 2075
- 481,765 · -11.9%
- By 2100
- 432,265 · -20.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (85%)
- Race & ethnicity
- White 85% Black 6% Two or more races 4% Asian 3% Hispanic / Latino 2%
- Common ancestry
- Romanian 14% Slovak 3% Lithuanian 1%
- Foreign-born
- 6% · Canada, China
- Languages at home
- 94% English-only · Other Indo-European 2% Chinese 1% Spanish 1%
Political lean MEDSL · Summit
- 2024 margin
- Lean D (+7.0) · D 53.0% · R 46.0%
- 2008→2024 swing
- -9.6pp toward R · 2008: 16.6pp · 2024: 7.0pp
- All cycles
- 2024: D+7.0 2020: D+9.6 2016: D+8.2 2012: D+14.8 2008: D+16.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -112.75%
- Current HPI
- 198.7729
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
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| Industrial Machinery | 3 | $49B |
|
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| Financial Services | 3 | $24B |
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| Consumer Goods | 2 | $93B |
|
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| Aerospace / Defense | 2 | $47B |
|
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| Utilities | 2 | $33B |
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Price history
-39.9% since first listed6 events — show timeline
- 2026-05-07 Relisted — MLSNOW
- 2026-04-20 Listing Removed — MLSNOW
- 2026-04-20 Listed $529,000 MLSNOW
- 2025-06-20 Price Changed $489,000 MLSNOW
- 2025-05-29 Listed $499,000 MLSNOW
- 1997-10-28 Sold (Public Records) $880,000 Public Records
Property tax history
+3.0%/yrLatest (2025): $7,286 · +7.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…