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141 Mccleary Ct
C Composite 59.79
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.3/30.0
  • DSCR +9.5/10.0
  • 1% rule +7.4/10.0
  • Schools +6.6/10.0
  • Livability +4.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$529,000

141 Mccleary Ct · Northfield, OH 44067
4 bd · 2.5 ba · 1,984 sqft · SingleFamily public records · 42 Days on market
Built 1998 10,876 sqft lot $267/sqft · 52% above area Est $436k · 21% over $38/mo HOA · 1% of rent ↓ 40% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Nestled on a peaceful cul-de-sac in the highly desirable Eaton Estates neighborhood, this impressive Sagamore Hills Colonial blends space, comfort, and modern updates throughout nearly 3,900 square feet of living space. Offering 4 bedrooms and 3.5 baths, this home features an inviting layout designed for both everyday living and entertaining. Upstairs, all four bedrooms provide generous space, including a luxurious owner’s suite complete with a walk-in closet, double vanities, a relaxing soaking tub, and stylish flooring and lighting updates completed in 2023. The main level welcomes you with a bright and airy floor plan featuring formal living and dining areas, along with a warm and inviting family room centered around a gas fireplace. The beautifully remodeled kitchen, updated in 2022, showcases stainless steel appliances, a new dishwasher installed in 2024, and a casual dining area with access to the expansive multi-tiered deck overlooking the private backyard setting. First-floor laundry includes a Maytag washer and dryer added in 2023. The finished WALK-OUT lower level offers a full bath, oversized recreation space, kitchenette with wet bar, microwave, and mini refrigerator, plus abundant storage. Slider access leads directly outside to a serene backyard retreat surrounded by mature trees and a cozy fire pit area! Recent improvements provide peace of mind and include AC 2023, updated lighting throughout most of the home (2023), first-floor flooring replacement (2022), front door (2022), windows (2020), hot water tank (2020), roof (2019), and furnace (2018). The basement also received fresh paint and new carpeting in 2024, deck repainted 2023, landscaping refreshed in May 2025. Eaton Estate amenities including the community pool, clubhouse, tennis, pickle ball courts, and playground, this move-in ready home offers the perfect combination of privacy, updates, and neighborhood living — all with no RITA taxes!

Key facts

  • 0.25 acre lot
  • 2 garage spots
  • Community pool

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $529k.

Deal economics

  • At list price, monthly cash flow is $2k ($18k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($7k rent vs $529k).
  • Recommended offer: $513k (3.0% below list) — sets the bar for market timing.
  • Cap rate 9.8% vs local median 5.2% in Northfield — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 79/100 on livability (#143 in OH, #2,208 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, crime A+, cost of living A+; Watch: amenities F, commute F.
  • Nordonia Hills City (suburban): math 72% / reading 79% proficiency, ranked #71 of 656 in OH (top 11%) — strong family-tenant draw, lease renewals of 3-5y typical; only 17% free/reduced lunch — higher-income household profile.
  • Market conditions: 69 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 1,114 units permitted in Summit County in 2024 (397 in 5+ unit buildings).
  • At $6,547/mo this rent would consume 88% of the median local household income ($89k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $16k of value loss. Plan a longer hold.
  • Summit County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $148k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 42 days — a 3% lower offer ($513k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $513,130 (3.0% below list)

Questions for the listing agent

  1. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.24%
Cap rate
9.77%
Cash-on-cash
12.42%
DSCR
1.55
GRM
6.7

CMA / ARV

ARV (median comp)
$435,864
List price
$529,000
Delta
21.37%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4930 Squire Dr 0.19mi 4/3.5 2,192 (+10%) 2mo $415,000 $189 68
445 Houghton Rd 0.30mi 3/1.5 (-1) 1,906 (-4%) 7mo $250,000 $131 64
376 Bishop Way 0.64mi 4/2.5 1,984 (0%) 7mo $415,000 $209 64
8554 Acadia Dr 0.57mi 4/2.5 1,964 (-1%) 10mo $420,000 $214 64
8771 Stuart Ln 0.15mi 3/3.0 (-1) 1,796 (-10%) 9mo $340,000 $189 63
407 Woodside Dr 0.30mi 3/2.5 (-1) 2,148 (+8%) 9mo $395,000 $184 60
219 Monroe Dr 0.42mi 3/2.0 (-1) 1,854 (-7%) 9mo $292,500 $158 55
22 Fell Ave 0.72mi 4/1.5 1,951 (-2%) 8mo $260,000 $133 52
9066 Mckinley Dr 0.37mi 3/2.0 (-1) 1,829 (-8%) 12mo $320,000 $175 52
496 Canterbury Ln 0.54mi 4/2.5 1,770 (-11%) 10mo $334,000 $189 49
8708 Chesea Ct 0.72mi 4/2.5 2,189 (+10%) 4mo $387,500 $177 46
67 Chestnut Ave 0.53mi 3/2.0 (-1) 1,716 (-14%) 12mo $240,000 $140 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
2.1%
Equity multiple
1.08×
Total profit
$11,971
Equity at exit
$78,876
10-year hold
IRR
11.7%
Equity multiple
1.92×
Total profit
$136,464
Equity at exit
$45,738

Cash invested: $148,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44067

Active inventory
69
Price-to-rent
6.7×

Monthly cashflow live

Estimated rent
$6,547 medium interval (Pro) →
Mortgage (P&I)
$2,774
Tax from tax record
$607 /mo · $7,286/yr
Insurance
$220
HOA
$38
Vacancy / Maint / Mgmt
$1,375
Net cashflow
$1,532

Break-even live

Break-even rent $4,607
Max offer price $529,000
Occupancy floor 72%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$132,250
Closing costs
$15,870
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
185 Heights Ave Unit 1496098P Northfield, OH 4.0 2.0 1603 $6,547 $4.08 1d 1 1.11mi

HOA detail

Monthly dues
$38 · $456/yr
Likely covers
watergaslandscapingpool

Listing history 19 events

  1. 2026-06-18
    days on market $529,000 Active 42 DOM
  2. 2026-06-17
    days on market $529,000 Active 41 DOM
  3. 2026-06-16
    days on market $529,000 Active 40 DOM
  4. 2026-06-15
    days on market $529,000 Active 39 DOM
  5. 2026-06-13
    days on market $529,000 Active 37 DOM
  6. 2026-06-13
    days on market $529,000 Active 36 DOM
  7. 2026-06-09
    days on market $529,000 Active 33 DOM
  8. 2026-06-08
    days on market $529,000 Active 32 DOM
  9. 2026-06-07
    days on market $529,000 Active 31 DOM
  10. 2026-06-03
    days on market $529,000 Active 27 DOM
  11. 2026-06-02
    days on market $529,000 Active 26 DOM
  12. 2026-06-01
    days on market $529,000 Active 25 DOM
  13. 2026-05-31
    days on market $529,000 Active 24 DOM
  14. 2026-05-07
    status Active 1956-char remark
    Show marketing remark (1956 chars)

    Nestled on a peaceful cul-de-sac in the highly desirable Eaton Estates neighborhood, this impressive Sagamore Hills Colonial blends space, comfort, and modern updates throughout nearly 3,900 square feet of living space. Offering 4 bedrooms and 3.5 baths, this home features an inviting layout designed for both everyday living and entertaining. Upstairs, all four bedrooms provide generous space, including a luxurious owner’s suite complete with a walk-in closet, double vanities, a relaxing soaking tub, and stylish flooring and lighting updates completed in 2023. The main level welcomes you with a bright and airy floor plan featuring formal living and dining areas, along with a warm and inviting family room centered around a gas fireplace. The beautifully remodeled kitchen, updated in 2022, showcases stainless steel appliances, a new dishwasher installed in 2024, and a casual dining area with access to the expansive multi-tiered deck overlooking the private backyard setting. First-floor laundry includes a Maytag washer and dryer added in 2023. The finished WALK-OUT lower level offers a full bath, oversized recreation space, kitchenette with wet bar, microwave, and mini refrigerator, plus abundant storage. Slider access leads directly outside to a serene backyard retreat surrounded by mature trees and a cozy fire pit area! Recent improvements provide peace of mind and include AC 2023, updated lighting throughout most of the home (2023), first-floor flooring replacement (2022), front door (2022), windows (2020), hot water tank (2020), roof (2019), and furnace (2018). The basement also received fresh paint and new carpeting in 2024, deck repainted 2023, landscaping refreshed in May 2025. Eaton Estate amenities including the community pool, clubhouse, tennis, pickle ball courts, and playground, this move-in ready home offers the perfect combination of privacy, updates, and neighborhood living — all with no RITA taxes!

  15. 2026-04-20
    listed $529,000 1956-char remark
    Show marketing remark (1956 chars)

    Nestled on a peaceful cul-de-sac in the highly desirable Eaton Estates neighborhood, this impressive Sagamore Hills Colonial blends space, comfort, and modern updates throughout nearly 3,900 square feet of living space. Offering 4 bedrooms and 3.5 baths, this home features an inviting layout designed for both everyday living and entertaining. Upstairs, all four bedrooms provide generous space, including a luxurious owner’s suite complete with a walk-in closet, double vanities, a relaxing soaking tub, and stylish flooring and lighting updates completed in 2023. The main level welcomes you with a bright and airy floor plan featuring formal living and dining areas, along with a warm and inviting family room centered around a gas fireplace. The beautifully remodeled kitchen, updated in 2022, showcases stainless steel appliances, a new dishwasher installed in 2024, and a casual dining area with access to the expansive multi-tiered deck overlooking the private backyard setting. First-floor laundry includes a Maytag washer and dryer added in 2023. The finished WALK-OUT lower level offers a full bath, oversized recreation space, kitchenette with wet bar, microwave, and mini refrigerator, plus abundant storage. Slider access leads directly outside to a serene backyard retreat surrounded by mature trees and a cozy fire pit area! Recent improvements provide peace of mind and include AC 2023, updated lighting throughout most of the home (2023), first-floor flooring replacement (2022), front door (2022), windows (2020), hot water tank (2020), roof (2019), and furnace (2018). The basement also received fresh paint and new carpeting in 2024, deck repainted 2023, landscaping refreshed in May 2025. Eaton Estate amenities including the community pool, clubhouse, tennis, pickle ball courts, and playground, this move-in ready home offers the perfect combination of privacy, updates, and neighborhood living — all with no RITA taxes!

  16. 2026-04-20
    historical 1956-char remark
    Show marketing remark (1956 chars)

    Nestled on a peaceful cul-de-sac in the highly desirable Eaton Estates neighborhood, this impressive Sagamore Hills Colonial blends space, comfort, and modern updates throughout nearly 3,900 square feet of living space. Offering 4 bedrooms and 3.5 baths, this home features an inviting layout designed for both everyday living and entertaining. Upstairs, all four bedrooms provide generous space, including a luxurious owner’s suite complete with a walk-in closet, double vanities, a relaxing soaking tub, and stylish flooring and lighting updates completed in 2023. The main level welcomes you with a bright and airy floor plan featuring formal living and dining areas, along with a warm and inviting family room centered around a gas fireplace. The beautifully remodeled kitchen, updated in 2022, showcases stainless steel appliances, a new dishwasher installed in 2024, and a casual dining area with access to the expansive multi-tiered deck overlooking the private backyard setting. First-floor laundry includes a Maytag washer and dryer added in 2023. The finished WALK-OUT lower level offers a full bath, oversized recreation space, kitchenette with wet bar, microwave, and mini refrigerator, plus abundant storage. Slider access leads directly outside to a serene backyard retreat surrounded by mature trees and a cozy fire pit area! Recent improvements provide peace of mind and include AC 2023, updated lighting throughout most of the home (2023), first-floor flooring replacement (2022), front door (2022), windows (2020), hot water tank (2020), roof (2019), and furnace (2018). The basement also received fresh paint and new carpeting in 2024, deck repainted 2023, landscaping refreshed in May 2025. Eaton Estate amenities including the community pool, clubhouse, tennis, pickle ball courts, and playground, this move-in ready home offers the perfect combination of privacy, updates, and neighborhood living — all with no RITA taxes!

  17. 2025-06-20
    price $489,000
  18. 2025-05-29
    listed $499,000 Active
  19. 1997-10-28
    soldstatus $880,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$7,286 · $607/mo
Projected year-2 tax
$7,769 · $647/mo
Expected delta
+$483/yr (+$40/mo · 6.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$78,564
− Mortgage interest
−$29,632
− Property taxes
−$7,286
− Insurance
−$2,645
− Repairs & maintenance
−$6,285
− Management
−$6,285
− HOA
−$456
− Depreciation
−$15,389
Taxable income
$10,586
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,541
After-tax cash flow
$15,849/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Nordonia Hills City
NCES district ID
3905004
Math proficiency
72% ▼ -9.00%
Reading proficiency
79% ▼ -3.00%
Median HH income
$74,658
Composite
66.26/100
National rank
#428
State rank
#71 of 656 in OH

Livability — Northfield

Score
79/100
State rank
#143
US rank
#2208

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B+ Housing A+ Health & safety B- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Summit · 539,389 people
Metro
Akron, OH
Population (ZIP)
19,917
Household income
$89,082
Rent vs Own
13.8% rent · 86.2% own
Severe rent burden
13.4

Population outlook (Summit County) Hauer SSP2

Today (2025)
546,583 people
By 2030
544,028 · -0.5%
By 2040
531,363 · -2.8%
By 2050
514,923 · -5.8%
By 2075
481,765 · -11.9%
By 2100
432,265 · -20.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Black 6% Two or more races 4% Asian 3% Hispanic / Latino 2%
Common ancestry
Romanian 14% Slovak 3% Lithuanian 1%
Foreign-born
6% · Canada, China
Languages at home
94% English-only · Other Indo-European 2% Chinese 1% Spanish 1%

Political lean MEDSL · Summit

2024 margin
Lean D (+7.0) · D 53.0% · R 46.0%
2008→2024 swing
-9.6pp toward R · 2008: 16.6pp · 2024: 7.0pp
All cycles
2024: D+7.0 2020: D+9.6 2016: D+8.2 2012: D+14.8 2008: D+16.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -112.75%
Current HPI
198.7729
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

-39.9% since first listed
6 events — show timeline
  • 2026-05-07 Relisted MLSNOW
  • 2026-04-20 Listing Removed MLSNOW
  • 2026-04-20 Listed $529,000 MLSNOW
  • 2025-06-20 Price Changed $489,000 MLSNOW
  • 2025-05-29 Listed $499,000 MLSNOW
  • 1997-10-28 Sold (Public Records) $880,000 Public Records

Property tax history

+3.0%/yr

Latest (2025): $7,286 · +7.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…