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506 Beaver St
D+ Composite 46.04
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.0/30.0
  • DSCR +6.3/10.0
  • ARV discount +4.7/15.0
  • 1% rule +4.2/10.0
  • Livability +4.2/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Schools +1.6/10.0
  • Appreciation +0.0/10.0

$159,900

506 Beaver St · Lancaster, PA 17603
2 bd · 1.0 ba · 850 sqft · Townhouse public records · 109 Days on market
Built 1880 1,307 sqft lot Est $150k · 6% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* * CONDEMNED PROPERTY * * 15 YEAR DEED RESTRICTION APPLIES * * PROPERTY MUST BE OWNER OCCUPIED OR SOLD TO AN OWNER OCCUPANT WITHIN THE LANCASTER AREA 80% OF HUD MEDIAN INCOME. * * PROPERTY MAY ALSO A BE RENTAL * * IF RENTED TO A HOUSEHOLD WITH A MAX INCOME LIMIT OF LANCASTER AREA 60% OF HUD MEDIAN INCOME (MAX RENTAL LIMITS APPLY). BUYER MUST SHOW PROOF OF FUNDS SUFFICIENT TO PURCHASE AND REHAB THE PROPERTY AT THE TIME OF THE OFFER. NO LIENS ALLOWED ON THE PROPERTY FOR FINANCING. ALL OFFERS DUE BY 3 PM ON TUESDAY, 11/28/23. SOLD AS IS. PROPERTY WILL NOT BE CLEARED OUT. ALL PARTIES WHO SUBMIT OFFERS WILL NEED TO BE PRESENT AT THE CITY OF LANCASTER'S REDEVELOPMENT AUTHORITY PUBLIC BOARD MEETING ON 12/12/23 AT 5:15 PM.

Key facts

  • Built 1880
  • Listed 109 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath townhouse listed at $160k.

Deal economics

  • At list price, monthly cash flow is $195 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $147k (8.2% below list).
  • Recommended offer: $146k (9.0% below list) — sets the bar for market timing.
  • Cap rate 7.8% vs local median 4.2% in Lancaster — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 85/100 on livability (#71 in PA, #498 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime C-, employment C-.
  • Lancaster SD (urban): math 12% / reading 25% proficiency, ranked #500 of 539 in PA (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents flat; 292 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,093 units permitted in Lancaster County in 2024 (201 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Lancaster County population projected at +5% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 109 days — a 9% lower offer ($146k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $1; list at $160k implies a 15989900% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1880 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $145,509 (9.0% below list)

Questions for the listing agent

  1. It's been on market 109 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1880 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.92%
Cap rate
7.75%
Cash-on-cash
5.22%
DSCR
1.23
GRM
9.1

CMA / ARV

ARV (on-the-fly)
$150,450
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
506 Beaver St 0.00mi 3/1.0 (+1) 850 (0%) 0mo $167,000 $196 95
519-1/2 S Prince St 0.04mi 2/1.0 848 (-0%) 4mo $113,500 $134 94
408 Prospect St 0.54mi 2/1.0 840 (-1%) 1mo $210,000 $250 72
520 1/2 Green St 0.26mi 3/1.0 (+1) 888 (+4%) 9mo $107,500 $121 68
909 Union St 0.56mi 2/1.0 840 (-1%) 6mo $171,150 $204 66
834 Wabank St 0.45mi 2/1.0 936 (+10%) 0mo $165,000 $176 62
26 W Strawberry St 0.60mi 2/1.0 886 (+4%) 4mo $125,000 $141 61
513 Green St 0.28mi 3/1.0 (+1) 932 (+10%) 8mo $125,000 $134 60
517 Manor St 0.65mi 2/1.0 902 (+6%) 1mo $170,000 $188 58
532 Lafayette St 0.58mi 2/1.0 928 (+9%) 3mo $130,000 $140 55
826 Saint Joseph St 0.62mi 3/1.0 (+1) 936 (+10%) 2mo $187,096 $200 48
655 S Ann St 0.68mi 2/1.0 960 (+13%) 0mo $170,000 $177 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.47% rent growth · sell at horizon

5-year hold
IRR
-10.8%
Equity multiple
0.62×
Total profit
$-17,217
Equity at exit
$23,842
10-year hold
IRR
-5.1%
Equity multiple
0.70×
Total profit
$-13,494
Equity at exit
$13,825

Cash invested: $44,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 17603

Rents YoY
0.5%
Active inventory
292
Price-to-rent
9.1×

Monthly cashflow live

Estimated rent
$1,467 high interval (Pro) →
Mortgage (P&I)
$839
Tax from tax record
$59 /mo · $711/yr
Insurance
$67
HOA
$0
Vacancy / Maint / Mgmt
$308
Net cashflow
$195

Break-even live

Break-even rent $1,221
Max offer price $159,900
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,975
Closing costs
$4,797
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
519 1/2 S Prince St Lancaster, PA 2.0 1.0 848 $1,550 $1.83 14d 1 0.08mi
404 Beaver St Lancaster, PA 3.0 1.0 1025 $1,425 $1.39 23d 1 0.10mi
34 Conestoga St Unit 1 Lancaster, PA 2.0 1.0 671 $995 $1.48 21d 1 0.22mi
422 Hillside Ave Lancaster, PA 2.0 1.0 960 $1,245 $1.30 44d 1 0.24mi
324 New Dorwart St Lancaster, PA 3.0 1.0 1020 $1,495 $1.47 14d 1 0.36mi
431 Fremont St Unit 4 Lancaster, PA 1.0 1.0 641 $1,095 $1.71 44d 1 0.38mi
850 Highland Ave Lancaster, PA 2.0 1.0 1000 $1,300 $1.30 21d 1 0.43mi
475 Saint Joseph St Lancaster, PA 1.0 1.0 750 $1,000 $1.33 14d 1 0.46mi
145 Chester St Fl REAR Lancaster, PA 1.0 1.0 800 $1,125 $1.41 14d 1 0.51mi
37 E Filbert St Lancaster, PA 3.0 1.0 1002 $1,750 $1.75 44d 1 0.56mi
72 Howard Ave Lancaster, PA 2.0 1.0 572 $1,495 $2.61 21d 1 0.60mi
61 Howard Ave Apt 1 Lancaster, PA 2.0 1.0 650 $1,045 $1.61 44d 1 0.62mi
225 E King St Unit 2 Lancaster, PA 2.0 2.5 1075 $2,600 $2.42 44d 1 0.65mi
225 E King St Unit 1 Lancaster, PA 2.0 1.0 957 $1,950 $2.04 14d 1 0.65mi
35 N Mulberry St Unit 1st floor Lancaster, PA 1.0 1.0 700 $1,085 $1.55 44d 1 0.66mi
118 N Prince St Lancaster, PA 1.0–3.0 1.0–3.0 1274 $3,199 $2.51 14d 48 0.71mi
437 W Grant St Unit 302 Lancaster, PA 1.0 1.0 650 $1,775 $2.73 23d 1 0.74mi
437 W Grant St Lancaster, PA 1.0 1.0 713 $1,795 $2.52 23d 1 0.74mi
1127 Wabank St Lancaster, PA 1.0–2.0 1.0 760 $1,650 $2.17 23d 1 0.78mi
202 N Queen St Lancaster, PA 2.0 1.0–2.0 697 $2,718 $3.90 14d 12 0.79mi
442 E King St Lancaster, PA 1.0 1.0 600 $925 $1.54 23d 1 0.79mi
227 N Prince St Lancaster, PA 1.0 1.0 483 $1,575 $3.26 14d 4 0.84mi
480 Euclid Ave Lancaster, PA 1.0–2.0 1.0–1.5 830 $1,695 $2.04 44d 1 0.87mi
38 E Walnut St Lancaster, PA 1.0 1.0 587 $1,495 $2.55 23d 1 0.87mi
678 1/2 Columbia Ave Apt 2 Lancaster, PA 3.0 1.0 1100 $1,495 $1.36 14d 1 0.94mi
323 N Mulberry St Unit 4 Lancaster, PA 1.0 1.0 600 $1,500 $2.50 14d 1 0.95mi
767 Clermont Ave Lancaster, PA 2.0 1.0 850 $1,395 $1.64 14d 1 0.96mi
347 N Queen St Lancaster, PA 1.0 1.0 687 $2,025 $2.95 14d 10 0.98mi
433 W Walnut St Apt 2 Lancaster, PA 2.0 1.0 900 $1,840 $2.04 23d 1 0.98mi
114 E Lemon St Lancaster, PA 1.0 1.0 627 $1,347 $2.15 14d 2 0.99mi
344 N Mulberry St Unit 2 Lancaster, PA 1.0 1.0 722 $1,065 $1.48 23d 1 1.00mi
445 W Lemon St Unit 4 Lancaster, PA 1.0 1.5 540 $1,445 $2.68 23d 1 1.09mi
446 N Duke St Unit 1R Lancaster, PA 1.0 1.0 580 $1,095 $1.89 44d 1 1.10mi
506 N Queen St Unit 2 Lancaster, PA 1.0 1.0 556 $1,500 $2.70 14d 1 1.12mi
605 Lehigh Ave Lancaster, PA 2.0 1.0 784 $1,395 $1.78 44d 1 1.22mi
738 E Madison St Lancaster, PA 3.0 1.0 1102 $1,750 $1.59 44d 1 1.27mi
99 Dickinson Ave Lancaster, PA 2.0 2.0 981 $1,634 $1.67 14d 1 1.30mi
709 N Duke St Lancaster, PA 1.0 1.0 588 $1,550 $2.64 21d 1 1.34mi
721 N Duke St Unit 1 Lancaster, PA 1.0 1.0 850 $1,295 $1.52 14d 1 1.36mi
1633A Judie Ln Lancaster, PA 1.0–2.0 1.0–2.0 848 $1,698 $2.00 14d 13 1.36mi

Listing history 21 events

  1. 2026-03-25
    status Pending
  2. 2026-03-16
    status Active
  3. 2026-03-16
    status Pending
  4. 2026-03-09
    status Active
  5. 2025-12-12
    status Pending
  6. 2025-10-31
    price $159,900
  7. 2025-09-10
    listed $160,000 Active
  8. 2023-12-18
    soldstatus $1 Closed 734-char remark
    Show marketing remark (734 chars)

    * * CONDEMNED PROPERTY * * 15 YEAR DEED RESTRICTION APPLIES * * PROPERTY MUST BE OWNER OCCUPIED OR SOLD TO AN OWNER OCCUPANT WITHIN THE LANCASTER AREA 80% OF HUD MEDIAN INCOME. * * PROPERTY MAY ALSO A BE RENTAL * * IF RENTED TO A HOUSEHOLD WITH A MAX INCOME LIMIT OF LANCASTER AREA 60% OF HUD MEDIAN INCOME (MAX RENTAL LIMITS APPLY). BUYER MUST SHOW PROOF OF FUNDS SUFFICIENT TO PURCHASE AND REHAB THE PROPERTY AT THE TIME OF THE OFFER. NO LIENS ALLOWED ON THE PROPERTY FOR FINANCING. ALL OFFERS DUE BY 3 PM ON TUESDAY, 11/28/23. SOLD AS IS. PROPERTY WILL NOT BE CLEARED OUT. ALL PARTIES WHO SUBMIT OFFERS WILL NEED TO BE PRESENT AT THE CITY OF LANCASTER'S REDEVELOPMENT AUTHORITY PUBLIC BOARD MEETING ON 12/12/23 AT 5:15 PM.

  9. 2023-11-15
    historical 734-char remark
    Show marketing remark (734 chars)

    * * CONDEMNED PROPERTY * * 15 YEAR DEED RESTRICTION APPLIES * * PROPERTY MUST BE OWNER OCCUPIED OR SOLD TO AN OWNER OCCUPANT WITHIN THE LANCASTER AREA 80% OF HUD MEDIAN INCOME. * * PROPERTY MAY ALSO A BE RENTAL * * IF RENTED TO A HOUSEHOLD WITH A MAX INCOME LIMIT OF LANCASTER AREA 60% OF HUD MEDIAN INCOME (MAX RENTAL LIMITS APPLY). BUYER MUST SHOW PROOF OF FUNDS SUFFICIENT TO PURCHASE AND REHAB THE PROPERTY AT THE TIME OF THE OFFER. NO LIENS ALLOWED ON THE PROPERTY FOR FINANCING. ALL OFFERS DUE BY 3 PM ON TUESDAY, 11/28/23. SOLD AS IS. PROPERTY WILL NOT BE CLEARED OUT. ALL PARTIES WHO SUBMIT OFFERS WILL NEED TO BE PRESENT AT THE CITY OF LANCASTER'S REDEVELOPMENT AUTHORITY PUBLIC BOARD MEETING ON 12/12/23 AT 5:15 PM.

  10. 2023-10-09
    price $22,000 734-char remark
    Show marketing remark (734 chars)

    * * CONDEMNED PROPERTY * * 15 YEAR DEED RESTRICTION APPLIES * * PROPERTY MUST BE OWNER OCCUPIED OR SOLD TO AN OWNER OCCUPANT WITHIN THE LANCASTER AREA 80% OF HUD MEDIAN INCOME. * * PROPERTY MAY ALSO A BE RENTAL * * IF RENTED TO A HOUSEHOLD WITH A MAX INCOME LIMIT OF LANCASTER AREA 60% OF HUD MEDIAN INCOME (MAX RENTAL LIMITS APPLY). BUYER MUST SHOW PROOF OF FUNDS SUFFICIENT TO PURCHASE AND REHAB THE PROPERTY AT THE TIME OF THE OFFER. NO LIENS ALLOWED ON THE PROPERTY FOR FINANCING. ALL OFFERS DUE BY 3 PM ON TUESDAY, 11/28/23. SOLD AS IS. PROPERTY WILL NOT BE CLEARED OUT. ALL PARTIES WHO SUBMIT OFFERS WILL NEED TO BE PRESENT AT THE CITY OF LANCASTER'S REDEVELOPMENT AUTHORITY PUBLIC BOARD MEETING ON 12/12/23 AT 5:15 PM.

  11. 2023-10-09
    status Active 734-char remark
    Show marketing remark (734 chars)

    * * CONDEMNED PROPERTY * * 15 YEAR DEED RESTRICTION APPLIES * * PROPERTY MUST BE OWNER OCCUPIED OR SOLD TO AN OWNER OCCUPANT WITHIN THE LANCASTER AREA 80% OF HUD MEDIAN INCOME. * * PROPERTY MAY ALSO A BE RENTAL * * IF RENTED TO A HOUSEHOLD WITH A MAX INCOME LIMIT OF LANCASTER AREA 60% OF HUD MEDIAN INCOME (MAX RENTAL LIMITS APPLY). BUYER MUST SHOW PROOF OF FUNDS SUFFICIENT TO PURCHASE AND REHAB THE PROPERTY AT THE TIME OF THE OFFER. NO LIENS ALLOWED ON THE PROPERTY FOR FINANCING. ALL OFFERS DUE BY 3 PM ON TUESDAY, 11/28/23. SOLD AS IS. PROPERTY WILL NOT BE CLEARED OUT. ALL PARTIES WHO SUBMIT OFFERS WILL NEED TO BE PRESENT AT THE CITY OF LANCASTER'S REDEVELOPMENT AUTHORITY PUBLIC BOARD MEETING ON 12/12/23 AT 5:15 PM.

  12. 2023-08-06
    historical 734-char remark
    Show marketing remark (734 chars)

    * * CONDEMNED PROPERTY * * 15 YEAR DEED RESTRICTION APPLIES * * PROPERTY MUST BE OWNER OCCUPIED OR SOLD TO AN OWNER OCCUPANT WITHIN THE LANCASTER AREA 80% OF HUD MEDIAN INCOME. * * PROPERTY MAY ALSO A BE RENTAL * * IF RENTED TO A HOUSEHOLD WITH A MAX INCOME LIMIT OF LANCASTER AREA 60% OF HUD MEDIAN INCOME (MAX RENTAL LIMITS APPLY). BUYER MUST SHOW PROOF OF FUNDS SUFFICIENT TO PURCHASE AND REHAB THE PROPERTY AT THE TIME OF THE OFFER. NO LIENS ALLOWED ON THE PROPERTY FOR FINANCING. ALL OFFERS DUE BY 3 PM ON TUESDAY, 11/28/23. SOLD AS IS. PROPERTY WILL NOT BE CLEARED OUT. ALL PARTIES WHO SUBMIT OFFERS WILL NEED TO BE PRESENT AT THE CITY OF LANCASTER'S REDEVELOPMENT AUTHORITY PUBLIC BOARD MEETING ON 12/12/23 AT 5:15 PM.

  13. 2023-07-19
    listed $55,000 Active 734-char remark
    Show marketing remark (734 chars)

    * * CONDEMNED PROPERTY * * 15 YEAR DEED RESTRICTION APPLIES * * PROPERTY MUST BE OWNER OCCUPIED OR SOLD TO AN OWNER OCCUPANT WITHIN THE LANCASTER AREA 80% OF HUD MEDIAN INCOME. * * PROPERTY MAY ALSO A BE RENTAL * * IF RENTED TO A HOUSEHOLD WITH A MAX INCOME LIMIT OF LANCASTER AREA 60% OF HUD MEDIAN INCOME (MAX RENTAL LIMITS APPLY). BUYER MUST SHOW PROOF OF FUNDS SUFFICIENT TO PURCHASE AND REHAB THE PROPERTY AT THE TIME OF THE OFFER. NO LIENS ALLOWED ON THE PROPERTY FOR FINANCING. ALL OFFERS DUE BY 3 PM ON TUESDAY, 11/28/23. SOLD AS IS. PROPERTY WILL NOT BE CLEARED OUT. ALL PARTIES WHO SUBMIT OFFERS WILL NEED TO BE PRESENT AT THE CITY OF LANCASTER'S REDEVELOPMENT AUTHORITY PUBLIC BOARD MEETING ON 12/12/23 AT 5:15 PM.

  14. 2018-03-03
    historical
  15. 2017-10-26
    listed $32,000
  16. 2008-11-12
    soldstatus $25,000
  17. 2008-10-14
    historical
  18. 2008-07-15
    listed $28,000
  19. 2006-10-30
    historical
  20. 2006-10-27
    soldstatus $27,500
  21. 2006-08-24
    listed $29,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$711 · $59/mo
Projected year-2 tax
$1,619 · $135/mo
Expected delta
+$908/yr (+$76/mo · 127.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 15% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,607
− Mortgage interest
−$8,957
− Property taxes
−$711
− Insurance
−$800
− Repairs & maintenance
−$1,409
− Management
−$1,409
− Depreciation
−$4,652
Taxable loss
−$329
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$79
After-tax cash flow
$2,416/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lancaster SD
NCES district ID
4213140
Math proficiency
12% ▼ -10.00%
Reading proficiency
25% ▼ -13.00%
Median HH income
$38,500
Composite
15.52/100
National rank
#9301
State rank
#500 of 539 in PA

Livability — Lancaster

Score
85/100
State rank
#71
US rank
#498

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime C- Employment C- Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lancaster, PA
County
Lancaster County · 390,309 people
City population
176,170
Metro
Lancaster, PA
Population (ZIP)
67,571
Household income
$77,084
Rent vs Own
38.1% rent · 61.9% own
Severe rent burden
2557.0

Population outlook (Lancaster County) Hauer SSP2

Today (2025)
561,011 people
By 2030
570,969 · +1.8%
By 2040
585,929 · +4.4%
By 2050
591,056 · +5.4%
By 2075
594,747 · +6.0%
By 2100
558,850 · -0.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 58% Hispanic / Latino 27% Two or more races 12% Black 7% Asian 4%
Hispanic origin (detail)
Mexican 1% Puerto Rican 19% Cuban 1% Dominican 2%
Common ancestry
Romanian 2% Slovak 2% Lithuanian 1%
Foreign-born
9% · Canada, China, India
Languages at home
77% English-only · Spanish 17% Other Indo-European 1% Chinese 1%

Political lean MEDSL · Lancaster

2024 margin
R (+15.9) · D 41.5% · R 57.5%
2008→2024 swing
-4.1pp toward R · 2008: -11.8pp · 2024: -15.9pp
All cycles
2024: R+15.9 2020: R+15.8 2016: R+19.7 2012: R+19.2 2008: R+11.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -508.78%
Current HPI
289.3324
Rent YoY
▲ 0.47%
Metro
Lancaster, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+434.8% since first listed
21 events — show timeline
  • 2026-03-25 Pending BRIGHT MLS
  • 2026-03-16 Relisted BRIGHT MLS
  • 2026-03-16 Pending BRIGHT MLS
  • 2026-03-09 Relisted BRIGHT MLS
  • 2025-12-12 Pending BRIGHT MLS
  • 2025-10-31 Price Changed $159,900 BRIGHT MLS
  • 2025-09-10 Listed $160,000 BRIGHT MLS
  • 2023-12-18 Sold (MLS) $1 BRIGHT MLS
  • 2023-11-15 Listing Removed BRIGHT MLS
  • 2023-10-09 Price Changed $22,000 BRIGHT MLS
  • 2023-10-09 Relisted BRIGHT MLS
  • 2023-08-06 Listing Removed BRIGHT MLS
  • 2023-07-19 Listed $55,000 BRIGHT MLS
  • 2018-03-03 Listing Removed BRIGHT MLS
  • 2017-10-26 Listed $32,000 BRIGHT MLS
  • 2008-11-12 Sold (MLS) $25,000 BRIGHT MLS
  • 2008-10-14 Listing Removed BRIGHT MLS
  • 2008-07-15 Listed $28,000 BRIGHT MLS
  • 2006-10-30 Listing Removed BRIGHT MLS
  • 2006-10-27 Sold (MLS) $27,500 BRIGHT MLS
  • 2006-08-24 Listed $29,900 BRIGHT MLS

Property tax history

-0.9%/yr

Latest (2026): $711 · +3.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…