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2904 Woodworth Pl
B Composite 73.04
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.9/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +9.9/10.0
  • Livability +3.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$165,000

2904 Woodworth Pl · Hazel Crest, IL 60429
3 bd · 1.0 ba · 1,152 sqft · SingleFamily public records · 6 Days on market
Built 1953 7,150 sqft lot Est $206k · 20% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

You better start packing!! Awesome ranch style home in move in condition. This home has been freshly painted throughout. Newer furnace and hot water heater. Gleaming wood laminate flooring. 1 Car attached garage. Ceramic tiled full bath. White Trim and six panel doors throughout. Huge yard. This home is just blocks off of the I-80/Kedzie interchange-such a great location. Don't let this one get away at this price!

Key facts

  • Ample natural light
  • Driveway for parking
  • Manageable yard

Tags

AMPLE NATURAL LIGHTINDOOR OUTDOOR FLOWDRIVEWAY FOR PARKINGMANAGEABLE YARDTREE LINED STREETNEARBY AMENITIES

Property features AI

Finance

  • Other: Subdivision: Pottawatomie Hills; Corporate limits: Hazel Crest; Directions: Kedzie to 175th, east to Holmes, north to Woodworth
  • HOA & community: No master association fee required

Exterior

  • Parking: Attached garage with asphalt driveway (1 garage space, 1 total parking)
  • Utilities: Water source: Lake Michigan; Public sewer; Electric: circuit breakers and fuses
  • Home design: Detached single-family ranch; One-story (ranch) home; Fee simple ownership; Built before 1978
  • Construction: Vinyl siding and brick exterior; Asphalt roof; Estimated age: 71–80 years
  • Exterior features: Curbs; Street lights; Paved streets; Lot dimensions approximately 55 x 130

Interior

  • Kitchen: Range; Refrigerator; Eating area / table space
  • Bedrooms: Master bedroom on main level (14 x 12); Bedroom 2 on main level (12 x 11); Bedroom 3 on main level (10 x 10)
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Natural gas forced air heating; Central air conditioning
  • Interior features: 5 total rooms; Unfinished attic
  • Laundry & utility: Main-level laundry (10 x 10); Utility room on main level (10 x 12)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $165k.

Deal economics

  • At list price, monthly cash flow is $508 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $165k).

Location & tenants

  • Location reads 75/100 on livability (#229 in IL, #4,242 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: health & safety C-, schools D-, crime F.
  • Bremen Chsd 228 (suburban): math 15% / reading 17% proficiency, ranked #468 of 620 in IL (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 80 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals leasing fast (median 1d on market — plan ~1-2 weeks tenant-placement turnaround); 6,272 units permitted in Cook County in 2024 (4,658 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $46k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
  • 17 sale attempts since 20y ago; this cycle's ask has dropped $26k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $80k; list at $165k implies a 106% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: property tax is 3.8% of price; built in 1953 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $165,000

Questions for the listing agent

  1. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.51%
Cap rate
9.98%
Cash-on-cash
13.18%
DSCR
1.59
GRM
5.5

CMA / ARV

ARV (on-the-fly)
$206,208
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
17312 Poe Ave 0.30mi 4/1.0 (+1) 1,187 (+3%) 0mo $199,000 $168 76
17417 Kedzie Ave 0.39mi 3/2.0 1,100 (-4%) 0mo $200,000 $182 70
2800 Lexington Dr 0.31mi 3/2.0 1,073 (-7%) 0mo $180,000 $168 70
2912 175th St 0.31mi 3/1.0 1,044 (-9%) 3mo $209,500 $201 67
3213 Woodworth Pl 0.38mi 3/1.5 1,246 (+8%) 2mo $145,000 $116 65
3318 Tulip Dr 0.58mi 3/1.5 1,093 (-5%) 1mo $225,000 $206 61
3124 173rd St 0.27mi 4/2.0 (+1) 1,255 (+9%) 4mo $238,000 $190 60
3317 Woodworth Pl 0.53mi 3/1.5 1,246 (+8%) 4mo $166,000 $133 56
2722 Cherrywood Pl 0.53mi 3/1.5 1,258 (+9%) 3mo $260,000 $207 56
17622 Oakwood Dr 0.57mi 3/1.5 1,257 (+9%) 3mo $115,000 $91 54
3324 Laurel Ln 0.58mi 4/1.5 (+1) 1,056 (-8%) 4mo $188,700 $179 49
3321 Tulip Dr 0.57mi 4/2.0 (+1) 1,287 (+12%) 4mo $220,000 $171 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
3.3%
Equity multiple
1.13×
Total profit
$5,821
Equity at exit
$24,602
10-year hold
IRR
12.9%
Equity multiple
2.03×
Total profit
$47,636
Equity at exit
$14,266

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
43 Moderately Tenant-Leaning
State Illinois
43 Moderately Tenant-Leaning · D+7
County
— inherits STATE
City
— inherits STATE
Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

ZIP-level market 60429

Home prices YoY
-14.0%
Active inventory
80
Price-to-rent
5.5×

Monthly cashflow live

Estimated rent
$2,486 high interval (Pro) →
Mortgage (P&I)
$865
Tax from tax record
$522 /mo · $6,266/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$522
Net cashflow
$508

Break-even live

Break-even rent $1,843
Max offer price $165,000
Occupancy floor 75%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,250
Closing costs
$4,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2722 Larkspur Ln Hazel Crest, IL 3.0 1.5 1441 $2,650 $1.84 12d 1 0.53mi
16752 Artesian Ave Hazel Crest, IL 3.0 1.0 867 $2,500 $2.88 1d 1 0.86mi
2308 170th St Hazel Crest, IL 3.0 2.0 1020 $2,400 $2.35 1d 1 0.87mi
16901 Orchard Ridge Ave Hazel Crest, IL 4.0 2.0 1406 $2,700 $1.92 1d 1 0.88mi
3501 177th St Country Club Hills, IL 2.0 2.0 839 $2,850 $3.40 1d 1 0.92mi
2173 171st St Hazel Crest, IL 3.0 1.5 1159 $2,350 $2.03 1d 1 1.00mi
17561 Hillside Ave Homewood, IL 3.0 1.0 1174 $2,500 $2.13 16d 1 1.03mi
17561 Hillside Ave Homewood, IL 3.0 1.0 1174 $2,300 $1.96 1d 1 1.03mi
16751 Crane Ave Hazel Crest, IL 3.0 1.0 1200 $1,800 $1.50 1d 1 1.08mi
2107 171st St Unit 2107 Hazel Crest, IL 3.0 1.5 1158 $2,300 $1.99 1d 1 1.09mi
17306 Peach Grove Ln Hazel Crest, IL 4.0 1.0 1034 $2,700 $2.61 1d 1 1.11mi
3515 Bordeaux Ct Hazel Crest, IL 4.0 2.0 1486 $2,900 $1.95 1d 1 1.31mi

Listing history 50 events

  1. 2026-06-18
    days on market $165,000 Active 6 DOM
  2. 2026-06-17
    days on market $165,000 Active 5 DOM
  3. 2026-06-16
    days on market $165,000 Active 4 DOM
  4. 2026-06-15
    days on market $165,000 Active 3 DOM
  5. 2026-06-13
    days on marketlisting id $165,000 Active 1 DOM
  6. 2026-06-09
    days on market $165,000 Active 117 DOM
  7. 2026-06-08
    days on market $165,000 Active 116 DOM
  8. 2026-06-07
    days on market $165,000 Active 115 DOM
  9. 2026-06-04
    days on market $165,000 Active 112 DOM
  10. 2026-06-03
    days on market $165,000 Active 111 DOM
  11. 2026-06-02
    days on market $165,000 Active 110 DOM
  12. 2026-06-01
    days on market $165,000 Active 109 DOM
  13. 2026-05-31
    days on market $165,000 Active 108 DOM
  14. 2026-05-15
    price $165,000
  15. 2026-04-17
    price $172,000
  16. 2026-03-27
    price $179,000
  17. 2026-03-06
    price $185,000
  18. 2026-02-13
    historical $1,946
  19. 2026-02-12
    listed $191,000 Active
  20. 2026-02-07
    price $1,946
  21. 2026-01-31
    price $1,996
  22. 2026-01-13
    price $2,026
  23. 2026-01-09
    price $2,015
  24. 2026-01-04
    price $2,080
  25. 2025-12-25
    price $2,150
  26. 2025-12-19
    listed $2,225
  27. 2025-12-18
    historical $2,380
  28. 2025-12-16
    price $2,380
  29. 2025-12-05
    price $2,440
  30. 2025-12-02
    listed $2,500
  31. 2025-12-02
    historical $2,500
  32. 2025-11-28
    price $2,500
  33. 2025-11-22
    price $2,565
  34. 2025-11-15
    price $2,600
  35. 2025-11-01
    listed $2,665
  36. 2025-11-01
    historical $2,665
  37. 2025-10-16
    listed $2,665
  38. 2024-11-18
    historical $1,845
  39. 2024-11-16
    historical $1,845
  40. 2024-11-08
    price $1,845
  41. 2024-11-07
    price $1,845
  42. 2024-11-06
    listed $1,660
  43. 2024-11-06
    listed $1,660
  44. 2024-02-11
    historical $1,750
  45. 2024-02-09
    historical $1,750
  46. 2024-01-20
    price $1,750
  47. 2024-01-18
    price $1,750
  48. 2024-01-13
    price $1,840
  49. 2024-01-10
    price $1,840
  50. 2024-01-04
    price $1,895

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IL · Partial reset (capped growth)

Current annual tax
$6,266 · $522/mo
Projected year-2 tax
$6,266 · $522/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$29,829
− Mortgage interest
−$9,243
− Property taxes
−$6,266
− Insurance
−$825
− Repairs & maintenance
−$2,386
− Management
−$2,386
− Depreciation
−$4,800
Taxable income
$3,923
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$942
After-tax cash flow
$5,149/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bremen Chsd 228
NCES district ID
1707050
Math proficiency
15% ▼ -4.00%
Reading proficiency
17% ▼ -5.00%
Median HH income
$57,625
Composite
15.32/100
National rank
#9327
State rank
#468 of 620 in IL

Livability — Hazel Crest

Score
75/100
State rank
#229
US rank
#4242

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment C+ Housing A+ Health & safety C- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hazel Crest, IL
City population
14,602
Population (ZIP)
14,602

Population outlook (Cook County) Hauer SSP2

Today (2025)
5,347,519 people
By 2030
5,357,703 · +0.2%
By 2040
5,324,924 · -0.4%
By 2050
5,230,762 · -2.2%
By 2075
4,785,735 · -10.5%
By 2100
4,188,836 · -21.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (83%)
Race & ethnicity
Black 83% White 7% Hispanic / Latino 7% Two or more races 4%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Romanian 1% Iranian 1%
Foreign-born
5% · Canada
Languages at home
93% English-only · Spanish 6%

Political lean MEDSL · Cook

2024 margin
Solid D (+42.0) · D 70.4% · R 28.4% · Other 1.2%
2008→2024 swing
-11.4pp toward R · 2008: 53.4pp · 2024: 42.0pp
All cycles
2024: D+42.0 2020: D+50.3 2016: D+53.0 2012: D+49.4 2008: D+53.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -46.04%
Current HPI
282.3552
Rent YoY
Metro
State GDP YoY
▲ 1.59%
F500 in state
60

Industry mix (Fortune 500 HQ in IL)

Industry F500 HQs Revenue

Price history

+41.6% since first listed
83 events — show timeline
  • 2026-05-15 Price Changed $165,000 MRED as Distributed by MLS Grid
  • 2026-04-17 Price Changed $172,000 MRED as Distributed by MLS Grid
  • 2026-03-27 Price Changed $179,000 MRED as Distributed by MLS Grid
  • 2026-03-06 Price Changed $185,000 MRED as Distributed by MLS Grid
  • 2026-02-13 Rental Removed $1,946 RENTLY
  • 2026-02-12 Listed $191,000 MRED as Distributed by MLS Grid
  • 2026-02-07 Price Changed $1,946 RENTLY
  • 2026-01-31 Price Changed $1,996 RENTLY
  • 2026-01-13 Price Changed $2,026 RENTLY
  • 2026-01-09 Price Changed $2,015 RENTLY
  • 2026-01-04 Price Changed $2,080 RENTLY
  • 2025-12-25 Price Changed $2,150 RENTLY
  • 2025-12-19 Listed for Rent $2,225 RENTLY
  • 2025-12-18 Rental Removed $2,380 RENTLY
  • 2025-12-16 Price Changed $2,380 RENTLY
  • 2025-12-05 Price Changed $2,440 RENTLY
  • 2025-12-02 Listed for Rent $2,500 RENTLY
  • 2025-12-02 Rental Removed $2,500 ZUMPER1
  • 2025-11-28 Price Changed $2,500 ZUMPER1
  • 2025-11-22 Price Changed $2,565 ZUMPER1
  • 2025-11-15 Price Changed $2,600 ZUMPER1
  • 2025-11-01 Listed for Rent $2,665 ZUMPER1
  • 2025-11-01 Rental Removed $2,665 RENTLY
  • 2025-10-16 Listed for Rent $2,665 RENTLY
  • 2024-11-18 Rental Removed $1,845 RENTLY
  • 2024-11-16 Rental Removed $1,845 RENT.
  • 2024-11-08 Price Changed $1,845 RENTLY
  • 2024-11-07 Price Changed $1,845 RENT.
  • 2024-11-06 Listed for Rent $1,660 RENTLY
  • 2024-11-06 Listed for Rent $1,660 RENT.
  • 2024-02-11 Rental Removed $1,750 RENTLY
  • 2024-02-09 Rental Removed $1,750 RENT.
  • 2024-01-20 Price Changed $1,750 RENTLY
  • 2024-01-18 Price Changed $1,750 RENT.
  • 2024-01-13 Price Changed $1,840 RENTLY
  • 2024-01-10 Price Changed $1,840 RENT.
  • 2024-01-04 Price Changed $1,895 RENTLY
  • 2024-01-04 Price Changed $1,895 RENT.
  • 2023-12-21 Price Changed $1,925 RENTLY
  • 2023-12-20 Price Changed $1,925 RENT.
  • 2023-12-15 Price Changed $1,950 RENTLY
  • 2023-12-14 Price Changed $1,950 RENT.
  • 2023-12-14 Price Changed $1,995 RENTLY
  • 2023-12-07 Price Changed $1,995 RENT.
  • 2023-11-30 Listed for Rent $2,045 RENTLY
  • 2023-11-29 Listed for Rent $2,045 RENT.
  • 2023-09-02 Rental Removed $2,045 RENTLY
  • 2023-08-30 Rental Removed $2,045 RENT.
  • 2023-08-30 Price Changed $2,045 RENTLY
  • 2023-08-29 Price Changed $2,075 RENTLY
  • 2023-08-25 Price Changed $2,075 RENT.
  • 2023-08-23 Price Changed $2,165 RENTLY
  • 2023-08-22 Price Changed $2,165 RENT.
  • 2023-08-19 Price Changed $2,225 RENTLY
  • 2023-08-18 Price Changed $2,225 RENT.
  • 2023-08-17 Price Changed $2,245 RENTLY
  • 2023-08-16 Price Changed $2,245 RENT.
  • 2023-08-12 Price Changed $2,425 RENTLY
  • 2023-08-11 Price Changed $2,425 RENT.
  • 2023-08-06 Listed for Rent $2,135 RENT.
  • 2023-08-06 Listed for Rent $2,135 RENTLY
  • 2023-07-18 Rental Removed RENTLY
  • 2023-07-14 Rental Removed RENT.
  • 2017-11-27 Sold (Public Records) $80,000 Public Records
  • 2017-11-20 Sold (MLS) $80,000 MRED as Distributed by MLS Grid
  • 2017-10-30 Pending MRED as Distributed by MLS Grid
  • 2017-10-13 Relisted MRED as Distributed by MLS Grid
  • 2017-08-08 Pending MRED as Distributed by MLS Grid
  • 2017-07-30 Listed $89,900 MRED as Distributed by MLS Grid
  • 2016-10-05 Listing Removed MRED as Distributed by MLS Grid
  • 2016-04-16 Price Changed MRED as Distributed by MLS Grid
  • 2016-02-23 Listed MRED as Distributed by MLS Grid
  • 2016-02-23 Listing Removed MRED as Distributed by MLS Grid
  • 2015-10-05 Listed MRED as Distributed by MLS Grid
  • 2012-07-12 Sold (MLS) $23,700 MRED as Distributed by MLS Grid
  • 2012-05-14 Contingent MRED as Distributed by MLS Grid
  • 2012-05-14 Price Changed $24,900 MRED as Distributed by MLS Grid
  • 2012-05-14 Listed $139,900 MRED as Distributed by MLS Grid
  • 2007-03-15 Sold (Public Records) $140,000 Public Records
  • 2007-03-12 Sold (MLS) $139,900 MRED as Distributed by MLS Grid
  • 2007-01-30 Listing Removed MRED as Distributed by MLS Grid
  • 2006-10-31 Listed $139,900 MRED as Distributed by MLS Grid
  • 2004-08-02 Sold (Public Records) $116,500 Public Records

Property tax history

+3.4%/yr

Latest (2023): $6,266 · +9.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…