2559 Burbank Pl · Macon-Bibb County, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 66.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.3/30.0
- DSCR +8.9/10.0
- ARV discount +7.5/15.0
- 1% rule +6.1/10.0
- Rent growth +3.8/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.2/10.0
- Appreciation +0.0/10.0
$108,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
3 bedroom, 1-bath home located in Macon. The roof is 2 years old. The interior of the home has been fully painted. The kitchen includes new flooring and new countertops. A refrigerator will be installed prior to closing. The home includes a single-car garage and a large back yard with a storage shed.
Key facts
- New flooring
- Storage shed
- Large back yard
Tags
Property features AI
Finance
- HOA & community: No homeowners association
Exterior
- Parking: Garage parking
- Utilities: Public water; Public sewer; Other utilities
- Home design: Single-family residence (house); One story; Built in 1963; Located in Groveland Park subdivision; Address: 2559 Burbank Pl, Macon, GA 31206
- Construction: Block construction; Composition roof; Built in 1963
- Exterior features: Level lot
Interior
- Bedrooms: Three bedrooms on the main level
- Flooring: Laminate flooring
- Bathrooms: One full bathroom on the main level
- Heating & cooling: Central heating (natural gas); Central electric air conditioning
- Interior features: Updated/remodeled interior; One-level layout; No basement; Other interior features
- Laundry & utility: Washer and dryer included; Laundry located in the garage
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $108k.
Deal economics
- At list price, monthly cash flow is $278 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $108k).
- Recommended offer: $102k (6.0% below list) — sets the bar for market timing.
- Cap rate 9.4% vs local median 5.5% in Macon-Bibb County — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Bibb County (urban): math 11% / reading 18% proficiency, ranked #161 of 174 in GA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+5.0%/yr); 209 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 69% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 154 units permitted in Bibb County in 2024 (0 in 5+ unit buildings).
- At $1,198/mo this rent would consume 48% of the median local household income ($30k/yr) (locally 1335% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $747 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Bibb County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 5.0% rent growth), your $30k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 89 days — a 6% lower offer ($102k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $80k; 35% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 89 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.11% ✓
- Cap rate
- 9.38%
- Cash-on-cash
- 11.02%
- DSCR
- 1.49
- GRM
- 7.5
CMA / ARV
- ARV (on-the-fly)
- $66,576
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4524 Dorset Dr | 0.03mi | 3/1.0 | 864 (-5%) | 1mo | $58,000 | $67 | 89 |
| 5771 Satterfield Dr | 0.36mi | 3/1.0 | 888 (-3%) | 5mo | $65,000 | $73 | 74 |
| 5909 W Leone Dr | 0.52mi | 3/1.0 | 900 (-1%) | 4mo | $27,500 | $31 | 70 |
| 5756 Satterfield Dr | 0.37mi | 3/1.0 | 828 (-9%) | 3mo | $25,000 | $30 | 65 |
| 5746 Sterling Pl | 0.49mi | 3/1.0 | 864 (-5%) | 5mo | $20,000 | $23 | 64 |
| 2431 Rosen Ave | 0.42mi | 3/1.0 | 810 (-11%) | 0mo | $73,000 | $90 | 61 |
| 5711 Sterling Pl | 0.55mi | 3/2.0 | 864 (-5%) | 2mo | $120,000 | $139 | 60 |
| 5770 Satterfield Dr | 0.35mi | 2/1.0 (-1) | 828 (-9%) | 5mo | $75,000 | $91 | 60 |
| 2844 Shamrock Ln | 0.51mi | 3/1.0 | 1,000 (+10%) | 2mo | $47,000 | $47 | 58 |
| 5885 Leone Dr W | 0.55mi | 3/1.0 | 1,000 (+10%) | 4mo | $35,000 | $35 | 55 |
| 5756 Edwina Dr | 0.49mi | 3/1.5 | 1,000 (+10%) | 5mo | $132,000 | $132 | 55 |
| 2473 Charlene Ct | 0.43mi | 3/1.5 | 1,048 (+15%) | 1mo | $111,000 | $106 | 53 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.03% rent growth · sell at horizon
- IRR
- 2.2%
- Equity multiple
- 1.09×
- Total profit
- $2,657
- Equity at exit
- $16,103
- IRR
- 13.6%
- Equity multiple
- 2.18×
- Total profit
- $35,653
- Equity at exit
- $9,338
Cash invested: $30,240 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31206
- Rents YoY
- 5.0%
- Active inventory
- 209
- Price-to-rent
- 7.5×
Monthly cashflow live
- Estimated rent
- $1,198 high interval (Pro) →
- Mortgage (P&I)
- −$566
- Tax from tax record
- −$58 /mo · $690/yr
- Insurance
- −$45
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$252
- Net cashflow
- $278
Break-even live
Sensitivity live
| Price | -10% $339 | -5% $308 | +0% $278 | +5% $247 | +10% $217 |
|---|---|---|---|---|---|
| Rent | -10% $183 | -5% $230 | +0% $278 | +5% $325 | +10% $372 |
| Rate | -1.0pp $332 | -0.5pp $305 | base $278 | +0.5pp $250 | +1.0pp $221 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $27,000
- Closing costs
- $3,240
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 16 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4386 Thrasher Cir Macon, GA | 3.0 | 2.0 | 1120 | $1,400 | $1.25 | 45d | 1 | 0.19mi |
| 2665 Chatsworth Ct Macon, GA | 3.0 | 1.5 | 1056 | $1,175 | $1.11 | 45d | 1 | 0.32mi |
| 2641 Leone Dr N Macon, GA | 3.0 | 1.0 | 864 | $1,100 | $1.27 | 45d | 1 | 0.33mi |
| 4331 Ashland Dr Macon, GA | 3.0 | 1.0 | 864 | $1,025 | $1.19 | 45d | 1 | 0.34mi |
| 5771 Satterfield Dr Macon, GA | 3.0 | 1.0 | 888 | $1,250 | $1.41 | 45d | 1 | 0.35mi |
| 2477 Thrasher Ave Macon, GA | 3.0 | 1.0 | 960 | $825 | $0.86 | 14d | 1 | 0.40mi |
| 2423 Thrasher Ave Macon, GA | 3.0 | 1.0 | 1056 | $725 | $0.69 | 45d | 1 | 0.48mi |
| 5711 Sterling Pl Macon, GA | 3.0 | 1.0 | 864 | $1,500 | $1.74 | 22d | 1 | 0.54mi |
| 2459 Vivian Dr Macon, GA | 3.0 | 1.0 | 792 | $850 | $1.07 | 14d | 1 | 0.55mi |
| 4278 Vinson Ave Macon, GA | 4.0 | 2.0 | 1104 | $1,550 | $1.40 | 22d | 1 | 0.55mi |
| 5708 Edwina Dr Macon, GA | 3.0 | 1.0 | 925 | $1,275 | $1.38 | 45d | 1 | 0.56mi |
| 2427 Vivian Dr Macon, GA | 4.0 | 1.0 | 1056 | $1,150 | $1.09 | 45d | 1 | 0.59mi |
| 5487 Bloomfield Rd Macon, GA | 3.0 | 2.0 | 1050 | $1,200 | $1.14 | 22d | 1 | 0.75mi |
| 2961 Deeb Dr Macon, GA | 3.0 | 1.0 | 1000 | $1,000 | $1.00 | 45d | 1 | 0.77mi |
| 4069 Blair Ct Macon, GA | 3.0 | 1.0 | 864 | $850 | $0.98 | 45d | 1 | 1.35mi |
| 5161 Nisbet Dr Macon, GA | 2.0 | 1.5 | 1040 | $975 | $0.94 | 45d | 1 | 1.43mi |
Listing history 32 events
-
2026-06-21days on market $108,000 Active 89 DOM
-
2026-06-19days on market $108,000 Active 87 DOM
-
2026-06-18days on market $108,000 Active 86 DOM
-
2026-06-17days on market $108,000 Active 85 DOM
-
2026-06-16days on market $108,000 Active 84 DOM
-
2026-06-15days on market $108,000 Active 83 DOM
-
2026-06-14days on market $108,000 Active 81 DOM
-
2026-06-13days on market $108,000 Active 80 DOM
-
2026-06-10days on market $108,000 Active 78 DOM
-
2026-06-09days on market $108,000 Active 77 DOM
-
2026-06-09days on market $108,000 Active 76 DOM
-
2026-06-07days on market $108,000 Active 75 DOM
-
2026-06-03days on market $108,000 Active 71 DOM
-
2026-06-02days on market $108,000 Active 70 DOM
-
2026-06-01days on market $108,000 Active 69 DOM
-
2026-05-31days on market $108,000 Active 68 DOM
-
2026-05-30days on market $108,000 Active 67 DOM
-
2026-05-19status Back On Market
Show marketing remark (301 chars)
3 bedroom, 1-bath home located in Macon. The roof is 2 years old. The interior of the home has been fully painted. The kitchen includes new flooring and new countertops. A refrigerator will be installed prior to closing. The home includes a single-car garage and a large back yard with a storage shed.
-
2026-05-19status Active 301-char remark
Show marketing remark (301 chars)
3 bedroom, 1-bath home located in Macon. The roof is 2 years old. The interior of the home has been fully painted. The kitchen includes new flooring and new countertops. A refrigerator will be installed prior to closing. The home includes a single-car garage and a large back yard with a storage shed.
-
2026-04-21historical Active Under Contract 301-char remark
Show marketing remark (301 chars)
3 bedroom, 1-bath home located in Macon. The roof is 2 years old. The interior of the home has been fully painted. The kitchen includes new flooring and new countertops. A refrigerator will be installed prior to closing. The home includes a single-car garage and a large back yard with a storage shed.
-
2026-04-21status Under Contract
Show marketing remark (301 chars)
3 bedroom, 1-bath home located in Macon. The roof is 2 years old. The interior of the home has been fully painted. The kitchen includes new flooring and new countertops. A refrigerator will be installed prior to closing. The home includes a single-car garage and a large back yard with a storage shed.
-
2026-03-15price $112,000 301-char remark
Show marketing remark (301 chars)
3 bedroom, 1-bath home located in Macon. The roof is 2 years old. The interior of the home has been fully painted. The kitchen includes new flooring and new countertops. A refrigerator will be installed prior to closing. The home includes a single-car garage and a large back yard with a storage shed.
-
2026-03-15price $112,000
Show marketing remark (301 chars)
3 bedroom, 1-bath home located in Macon. The roof is 2 years old. The interior of the home has been fully painted. The kitchen includes new flooring and new countertops. A refrigerator will be installed prior to closing. The home includes a single-car garage and a large back yard with a storage shed.
-
2026-02-24$113,500 New
Show marketing remark (301 chars)
3 bedroom, 1-bath home located in Macon. The roof is 2 years old. The interior of the home has been fully painted. The kitchen includes new flooring and new countertops. A refrigerator will be installed prior to closing. The home includes a single-car garage and a large back yard with a storage shed.
-
2026-02-24$113,500 Active 301-char remark
Show marketing remark (301 chars)
3 bedroom, 1-bath home located in Macon. The roof is 2 years old. The interior of the home has been fully painted. The kitchen includes new flooring and new countertops. A refrigerator will be installed prior to closing. The home includes a single-car garage and a large back yard with a storage shed.
-
2024-05-10soldstatus $79,900
-
2024-05-03soldstatus $79,900 Closed 240-char remark
Show marketing remark (240 chars)
Charming brick house boasting three cozy bedrooms. Enjoy the privacy of a fenced yard, ideal for pets or outdoor gatherings. Complete with a convenient shed and garage, providing ample storage space. Welcome home to comfort and convenience.
-
2024-05-03soldstatus $79,900 Sold
Show marketing remark (240 chars)
Charming brick house boasting three cozy bedrooms. Enjoy the privacy of a fenced yard, ideal for pets or outdoor gatherings. Complete with a convenient shed and garage, providing ample storage space. Welcome home to comfort and convenience.
-
2024-04-16historical Active Under Contract 240-char remark
Show marketing remark (240 chars)
Charming brick house boasting three cozy bedrooms. Enjoy the privacy of a fenced yard, ideal for pets or outdoor gatherings. Complete with a convenient shed and garage, providing ample storage space. Welcome home to comfort and convenience.
-
2024-04-16status Under Contract
Show marketing remark (240 chars)
Charming brick house boasting three cozy bedrooms. Enjoy the privacy of a fenced yard, ideal for pets or outdoor gatherings. Complete with a convenient shed and garage, providing ample storage space. Welcome home to comfort and convenience.
-
2024-04-13$79,900 Active 240-char remark
Show marketing remark (240 chars)
Charming brick house boasting three cozy bedrooms. Enjoy the privacy of a fenced yard, ideal for pets or outdoor gatherings. Complete with a convenient shed and garage, providing ample storage space. Welcome home to comfort and convenience.
-
2024-04-13$79,900 New
Show marketing remark (240 chars)
Charming brick house boasting three cozy bedrooms. Enjoy the privacy of a fenced yard, ideal for pets or outdoor gatherings. Complete with a convenient shed and garage, providing ample storage space. Welcome home to comfort and convenience.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $690 · $58/mo
- Projected year-2 tax
- $994 · $83/mo
- Expected delta
- +$304/yr (+$25/mo · 44.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 7/10 Severe 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
- Wind 6/10 Major 66% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,379
- − Mortgage interest
- −$6,050
- − Property taxes
- −$690
- − Insurance
- −$540
- − Repairs & maintenance
- −$1,150
- − Management
- −$1,150
- − Depreciation
- −$3,142
- Taxable income
- $1,657
- Est. tax owed @ 24.0%
- −$398
- After-tax cash flow
- $2,935/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bibb County
- NCES district ID
- 1300420
- Math proficiency
- 11% ▼ -14.00%
- Reading proficiency
- 18% ▼ -11.00%
- Median HH income
- $37,426
- Composite
- 12.13/100
- National rank
- #9654
- State rank
- #161 of 174 in GA
Livability — Macon-Bibb County
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Macon-Bibb County, GA
- County
- Bibb County · 164,332 people
- City population
- 143,186
- Metro
- Macon-Bibb County, GA
- Population (ZIP)
- 24,310
- Household income
- $30,042
- Rent vs Own
- Severe rent burden
- 1335.0
Population outlook (Bibb County) Hauer SSP2
- Today (2025)
- 148,772 people
- By 2030
- 145,904 · -1.9%
- By 2040
- 139,404 · -6.3%
- By 2050
- 131,603 · -11.5%
- By 2075
- 111,050 · -25.4%
- By 2100
- 83,346 · -44.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (76%)
- Race & ethnicity
- Black 76% White 12% Hispanic / Latino 8% Two or more races 4%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 1%
- Common ancestry
- Lithuanian 1% Italian 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 91% English-only · Spanish 8%
Political lean MEDSL · Bibb
- 2024 margin
- Strong D (+22.4) · D 61.0% · R 38.5%
- 2008→2024 swing
- +4.4pp toward D · 2008: 18.0pp · 2024: 22.4pp
- All cycles
- 2024: D+22.4 2020: D+23.8 2016: D+20.2 2012: D+20.0 2008: D+18.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -80.17%
- Current HPI
- 148.6765
- Rent YoY
- ▲ 5.03%
- Metro
- Macon-Bibb County, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
||
Price history
+40.2% since first listed15 events — show timeline
- 2026-05-19 Relisted — GAMLS
- 2026-05-19 Relisted — MGMLS
- 2026-04-21 Contingent — MGMLS
- 2026-04-21 Pending — GAMLS
- 2026-03-15 Price Changed $112,000 MGMLS
- 2026-03-15 Price Changed $112,000 GAMLS
- 2026-02-24 Listed $113,500 MGMLS
- 2026-02-24 Listed $113,500 GAMLS
- 2024-05-10 Sold (Public Records) $79,900 Public Records
- 2024-05-03 Sold (MLS) $79,900 GAMLS
- 2024-05-03 Sold (MLS) $79,900 MGMLS
- 2024-04-16 Contingent — MGMLS
- 2024-04-16 Pending — GAMLS
- 2024-04-13 Listed $79,900 MGMLS
- 2024-04-13 Listed $79,900 GAMLS
Property tax history
+28.4%/yrLatest (2025): $690 · +102.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…