CashFlowRE
Sign in Sign up
1010 Bobier Dr E #12
B+ Composite 76.98
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +9.6/10.0
  • Schools +4.0/10.0
  • Livability +3.0/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$199,999

1010 Bobier Dr E #12 · Vista, CA 92084
2 bd · 2.0 ba · 1,368 sqft · Manufactured public records · 340 Days on market
Built 1970 26 ac lot $146/sqft · 18% below area Est $245k · 18% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautifully Updated Manufactured Home in 55+ Senior Community. Welcome to this bright and inviting manufactured home located in a well-maintained senior community where one resident must be 55 or older. Move-in ready and tastefully updated throughout, this charming home features a spacious, remodeled kitchen with newer appliances and generous counter space—perfect for everyday living and entertaining. Enjoy laminate flooring, recently repainted interiors in warm, neutral tones, and a smart layout that includes a separate living room, dining area, and cozy den. For added convenience, the property includes an extra room and sink, one storage shed, and parking for at least two vehicles. It has a new HVAC Unit installed a year ago. This peaceful senior park offers a reasonable monthly space lease that includes water, sewer, and trash services—making it a great value for comfortable living.

Key facts

  • 26.2 acre lot
  • 2 parking spots
  • Community pool

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $200k.

Deal economics

  • At list price, monthly cash flow is $923 ($11k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $200k).
  • Recommended offer: $176k (12.0% below list) — sets the bar for market timing.
  • Cap rate 11.8% vs local median 2.4% in Vista — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#584 in CA) — a middle-class / working-renter tenant base. Strengths: commute A+, employment A-; Watch: schools F, amenities F, cost of living F.
  • Vista Unified (suburban): math 32% / reading 59% proficiency, ranked #175 of 517 in CA (top 34%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.6%/yr); 131 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 11,759 units permitted in San Diego County in 2024 (7,244 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($99k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • San Diego County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 1.6% rent growth), your $56k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 340 days — a 12% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 8y ago; this cycle's ask has dropped $27k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $67k; list at $200k implies a 199% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $175,999 (12.0% below list)

Questions for the listing agent

  1. It's been on market 340 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.46%
Cap rate
11.83%
Cash-on-cash
19.77%
DSCR
1.88
GRM
5.7

CMA / ARV

ARV (median comp)
$245,000
List price
$199,999
Delta
-18.37%
Verdict
UNDERPRICED
Comps
19 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1501 Anza Ave #3 0.17mi 2/2.0 1,344 (-2%) 7mo $275,000 $205 83
1010 East Bobier Dr #51 0.00mi 2/2.0 1,248 (-9%) 3mo $130,000 $104 83
1010 E Bobier Dr #46 0.02mi 3/2.0 (+1) 1,392 (+2%) 10mo $225,000 $162 83
1010 E Bobier #89 0.00mi 2/2.0 1,272 (-7%) 7mo $210,000 $165 82
1501 Anza Ave #70 0.17mi 2/2.0 1,440 (+5%) 9mo $290,000 $201 76
1506 Oak Dr #4 0.31mi 2/2.0 1,440 (+5%) 2mo $245,000 $170 75
1506 Oak #67 0.31mi 3/2.0 (+1) 1,369 (+0%) 9mo $349,500 $255 73
1501 Anza Ave #79 0.17mi 3/2.0 (+1) 1,248 (-9%) 1mo $357,900 $287 71
1010 E Bobier Dr #137 0.00mi 3/2.0 (+1) 1,568 (+15%) 1mo $200,000 $128 70
1506 Oak Dr #92 0.31mi 2/2.0 1,440 (+5%) 10mo $297,777 $207 68
1600 E Vista Way #40 0.26mi 2/2.0 1,539 (+12%) 4mo $353,000 $229 63
1600 E Vista Way #81 0.35mi 2/2.0 1,200 (-12%) 2mo $330,000 $275 62

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.59% rent growth · sell at horizon

5-year hold
IRR
10.3%
Equity multiple
1.40×
Total profit
$22,321
Equity at exit
$29,821
10-year hold
IRR
18.2%
Equity multiple
2.41×
Total profit
$79,006
Equity at exit
$17,292

Cash invested: $56,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92084

Rents YoY
1.6%
Active inventory
131
Price-to-rent
5.7×

Monthly cashflow live

Estimated rent
$2,918 high interval (Pro) →
Mortgage (P&I)
$1,049
Tax est. 1.5%
$250 /mo · $3,000/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$613
Net cashflow
$923

Break-even live

Break-even rent $1,750
Max offer price $199,999
Occupancy floor 63%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$50,000
Closing costs
$6,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1370 Calle Jules Apt 202 Vista, CA 2.0 2.0 1080 $2,600 $2.41 43d 1 0.07mi
1370 Calle Jules Vista, CA 1.0–2.0 1.0–2.0 935 $2,500 $2.67 16d 3 0.08mi
1370 Calle Jules Unit 215 Vista, CA 2.0 2.0 1060 $2,500 $2.36 43d 1 0.09mi
1501 Anza Ave Vista, CA 2.0 2.0 1345 $2,999 $2.23 4d 1 0.16mi
1234 Calle Jules Apt 2 Vista, CA 3.0 1.0 900 $2,500 $2.78 43d 1 0.26mi
1107 Delpy View Pt Vista, CA 3.0 2.0 1472 $3,718 $2.53 43d 1 0.34mi
1109 Delpy View Pt Vista, CA 3.0 2.5 1472 $3,500 $2.38 14d 1 0.34mi
1701 Calle Jules Unit 1707 Vista, CA 3.0 2.0 1595 $3,500 $2.19 43d 1 0.35mi
1194 Madera Ln Vista, CA 2.0 1.5 1044 $2,850 $2.73 43d 1 0.37mi
1164 Madera Ln Vista, CA 2.0 1.5 974 $2,850 $2.93 43d 1 0.39mi
950 Arcadia Ave Vista, CA 2.0 1.0 825 $2,470 $2.99 2d 3 0.42mi
1134 Anza Ave Vista, CA 3.0 2.0 1300 $4,000 $3.08 43d 1 0.43mi
1349 Isabella Way Vista, CA 3.0 2.5 1356 $3,895 $2.87 4d 1 0.49mi
1351 Isabella Way Vista, CA 2.0 2.0 1274 $2,950 $2.32 16d 1 0.49mi
1575 Oak Dr Vista, CA 1.0–2.0 1.0 700 $2,599 $3.71 2d 7 0.50mi
1304 Palomar Pl Unit 1 Vista, CA 3.0 2.0 1396 $3,695 $2.65 1d 1 0.51mi
810 Daybreak Pl Vista, CA 3.0 2.5 1458 $3,995 $2.74 12d 1 0.58mi
1060 Meadow Lake Dr Vista, CA 2.0 1.0 963 $2,495 $2.59 44d 1 0.64mi
1130 Meadow Lake Dr Unit 06 Vista, CA 2.0 1.0 1000 $2,695 $2.69 43d 1 0.64mi
1025 Meadow Lake Dr Apt 12A Vista, CA 1.0 1.0 960 $2,195 $2.29 43d 1 0.65mi
1025 Meadow Lake Dr Apt 20 Vista, CA 1.0 1.0 960 $2,195 $2.29 11d 1 0.65mi
510 Townsite Dr Vista, CA 1.0–2.0 1.0–1.5 775 $2,195 $2.83 2d 3 0.72mi
1060 Vale Terrace Dr Vista, CA 1.0–2.0 1.0–2.0 866 $2,425 $2.80 4d 1 0.75mi
1520 Independence Way Unit 3 Vista, CA 2.0 2.0 1130 $3,400 $3.01 10d 1 0.77mi
1509 Goodwin Dr Vista, CA 3.0 2.0 1200 $3,500 $2.92 43d 1 0.78mi
1122 Geronimo Pl Vista, CA 3.0–4.0 2.5–3.0 1354 $3,579 $2.64 1d 1 0.80mi
801 Hillside Ter Vista, CA 2.0 2.0 1150 $2,550 $2.22 23d 1 0.81mi
2073 White Alder Ln Vista, CA 1.0 1.0 1857 $2,000 $1.08 17d 1 0.81mi
1280 N Citrus Ave Vista, CA 2.0 2.0 1129 $2,605 $2.31 2d 4 0.87mi
740 Paseo Buena Vis Vista, CA 1.0–3.0 1.0–2.0 1038 $3,342 $3.22 1d 7 0.88mi
1559 N Santa Fe Ave Vista, CA 1.0–2.0 1.0–2.0 827 $3,195 $3.86 24d 10 0.97mi
1559 N Santa Fe Ave Vista, CA 2.0 1.0–2.0 699 $3,145 $4.50 19d 4 0.97mi
318 Hillside Ct Vista, CA 2.0 1.5 925 $2,595 $2.81 2d 1 0.99mi
1024 Bonnie Brae Pl Vista, CA 3.0 2.0 1684 $3,800 $2.26 24d 1 1.00mi
123 Taylor St Vista, CA 2.0 2.0 947 $2,700 $2.85 4d 2 1.16mi
311 Weston Cir Vista, CA 2.0 1.5–2.0 890 $2,645 $2.97 24d 5 1.19mi
271 Weston Cir Apt 21 Vista, CA 2.0 2.0 890 $2,695 $3.03 24d 1 1.21mi
226 N Citrus Ave Unit A Vista, CA 3.0 2.0 1000 $3,500 $3.50 24d 1 1.30mi
901 Eucalyptus Ave Vista, CA 2.0 1.0 1033 $3,250 $3.15 24d 1 1.37mi
501 W Bobier Dr Vista, CA 1.0–3.0 1.0–2.0 1017 $3,212 $3.16 1d 22 1.43mi

Listing history 36 events

  1. 2026-06-18
    days on market $199,999 Active 340 DOM
  2. 2026-06-17
    days on market $199,999 Active 339 DOM
  3. 2026-06-16
    days on market $199,999 Active 338 DOM
  4. 2026-06-15
    days on market $199,999 Active 337 DOM
  5. 2026-06-13
    days on market $199,999 Active 335 DOM
  6. 2026-06-13
    days on market $199,999 Active 334 DOM
  7. 2026-06-09
    days on market $199,999 Active 331 DOM
  8. 2026-06-08
    days on market $199,999 Active 330 DOM
  9. 2026-06-07
    days on market $199,999 Active 329 DOM
  10. 2026-06-04
    days on market $199,999 Active 326 DOM
  11. 2026-06-03
    days on market $199,999 Active 325 DOM
  12. 2026-06-02
    days on market $199,999 Active 324 DOM
  13. 2026-06-01
    days on market $199,999 Active 323 DOM
  14. 2026-05-31
    days on market $199,999 Active 322 DOM
  15. 2026-01-06
    price $204,999 910-char remark
    Show marketing remark (910 chars)

    Beautifully Updated Manufactured Home in 55+ Senior Community. Welcome to this bright and inviting manufactured home located in a well-maintained senior community where one resident must be 55 or older. Move-in ready and tastefully updated throughout, this charming home features a spacious, remodeled kitchen with newer appliances and generous counter space—perfect for everyday living and entertaining. Enjoy laminate flooring, recently repainted interiors in warm, neutral tones, and a smart layout that includes a separate living room, dining area, and cozy den. For added convenience, the property includes an extra room and sink, one storage shed, and parking for at least two vehicles. It has a new HVAC Unit installed a year ago. This peaceful senior park offers a reasonable monthly space lease that includes water, sewer, and trash services—making it a great value for comfortable living.

  16. 2025-11-21
    status Active 910-char remark
    Show marketing remark (910 chars)

    Beautifully Updated Manufactured Home in 55+ Senior Community. Welcome to this bright and inviting manufactured home located in a well-maintained senior community where one resident must be 55 or older. Move-in ready and tastefully updated throughout, this charming home features a spacious, remodeled kitchen with newer appliances and generous counter space—perfect for everyday living and entertaining. Enjoy laminate flooring, recently repainted interiors in warm, neutral tones, and a smart layout that includes a separate living room, dining area, and cozy den. For added convenience, the property includes an extra room and sink, one storage shed, and parking for at least two vehicles. It has a new HVAC Unit installed a year ago. This peaceful senior park offers a reasonable monthly space lease that includes water, sewer, and trash services—making it a great value for comfortable living.

  17. 2025-11-05
    status Pending Sale 910-char remark
    Show marketing remark (910 chars)

    Beautifully Updated Manufactured Home in 55+ Senior Community. Welcome to this bright and inviting manufactured home located in a well-maintained senior community where one resident must be 55 or older. Move-in ready and tastefully updated throughout, this charming home features a spacious, remodeled kitchen with newer appliances and generous counter space—perfect for everyday living and entertaining. Enjoy laminate flooring, recently repainted interiors in warm, neutral tones, and a smart layout that includes a separate living room, dining area, and cozy den. For added convenience, the property includes an extra room and sink, one storage shed, and parking for at least two vehicles. It has a new HVAC Unit installed a year ago. This peaceful senior park offers a reasonable monthly space lease that includes water, sewer, and trash services—making it a great value for comfortable living.

  18. 2025-09-27
    price $209,999 910-char remark
    Show marketing remark (910 chars)

    Beautifully Updated Manufactured Home in 55+ Senior Community. Welcome to this bright and inviting manufactured home located in a well-maintained senior community where one resident must be 55 or older. Move-in ready and tastefully updated throughout, this charming home features a spacious, remodeled kitchen with newer appliances and generous counter space—perfect for everyday living and entertaining. Enjoy laminate flooring, recently repainted interiors in warm, neutral tones, and a smart layout that includes a separate living room, dining area, and cozy den. For added convenience, the property includes an extra room and sink, one storage shed, and parking for at least two vehicles. It has a new HVAC Unit installed a year ago. This peaceful senior park offers a reasonable monthly space lease that includes water, sewer, and trash services—making it a great value for comfortable living.

  19. 2025-08-08
    price $214,999 910-char remark
    Show marketing remark (910 chars)

    Beautifully Updated Manufactured Home in 55+ Senior Community. Welcome to this bright and inviting manufactured home located in a well-maintained senior community where one resident must be 55 or older. Move-in ready and tastefully updated throughout, this charming home features a spacious, remodeled kitchen with newer appliances and generous counter space—perfect for everyday living and entertaining. Enjoy laminate flooring, recently repainted interiors in warm, neutral tones, and a smart layout that includes a separate living room, dining area, and cozy den. For added convenience, the property includes an extra room and sink, one storage shed, and parking for at least two vehicles. It has a new HVAC Unit installed a year ago. This peaceful senior park offers a reasonable monthly space lease that includes water, sewer, and trash services—making it a great value for comfortable living.

  20. 2025-06-27
    listed $227,000 Active 910-char remark
    Show marketing remark (910 chars)

    Beautifully Updated Manufactured Home in 55+ Senior Community. Welcome to this bright and inviting manufactured home located in a well-maintained senior community where one resident must be 55 or older. Move-in ready and tastefully updated throughout, this charming home features a spacious, remodeled kitchen with newer appliances and generous counter space—perfect for everyday living and entertaining. Enjoy laminate flooring, recently repainted interiors in warm, neutral tones, and a smart layout that includes a separate living room, dining area, and cozy den. For added convenience, the property includes an extra room and sink, one storage shed, and parking for at least two vehicles. It has a new HVAC Unit installed a year ago. This peaceful senior park offers a reasonable monthly space lease that includes water, sewer, and trash services—making it a great value for comfortable living.

  21. 2025-06-24
    historical $227,000 910-char remark
    Show marketing remark (910 chars)

    Beautifully Updated Manufactured Home in 55+ Senior Community. Welcome to this bright and inviting manufactured home located in a well-maintained senior community where one resident must be 55 or older. Move-in ready and tastefully updated throughout, this charming home features a spacious, remodeled kitchen with newer appliances and generous counter space—perfect for everyday living and entertaining. Enjoy laminate flooring, recently repainted interiors in warm, neutral tones, and a smart layout that includes a separate living room, dining area, and cozy den. For added convenience, the property includes an extra room and sink, one storage shed, and parking for at least two vehicles. It has a new HVAC Unit installed a year ago. This peaceful senior park offers a reasonable monthly space lease that includes water, sewer, and trash services—making it a great value for comfortable living.

  22. 2018-12-22
    status Pending Sale 494-char remark
    Show marketing remark (494 chars)

    Duel Pane Windows, Air Conditioning, Trash Compactor, Gas Stove, China Cabinet, Ceiling Fans, Light Dimer in Dinning Room, Jack & Jill Guest Bathroom, Newer Furnace, 2 Closets in Master Bedroom, New Toilets, Orange Tree, Apple Tree, Lemon Tree. For lending information contact the listing agent. There is an addition adding 144 sq/ft to the property Rent 681 Neighborhoods: Vista Complex Features: , ,, ,, Equipment: Dryer, Shed(s), Washer Other Fees: 0 Sewer: Public Sewer Topography: LL

  23. 2018-09-24
    soldstatus $67,000 Closed Sale 494-char remark
    Show marketing remark (494 chars)

    Duel Pane Windows, Air Conditioning, Trash Compactor, Gas Stove, China Cabinet, Ceiling Fans, Light Dimer in Dinning Room, Jack & Jill Guest Bathroom, Newer Furnace, 2 Closets in Master Bedroom, New Toilets, Orange Tree, Apple Tree, Lemon Tree. For lending information contact the listing agent. There is an addition adding 144 sq/ft to the property Rent 681 Neighborhoods: Vista Complex Features: , ,, ,, Equipment: Dryer, Shed(s), Washer Other Fees: 0 Sewer: Public Sewer Topography: LL

  24. 2018-09-24
    soldstatus $67,000 494-char remark
    Show marketing remark (494 chars)

    Duel Pane Windows, Air Conditioning, Trash Compactor, Gas Stove, China Cabinet, Ceiling Fans, Light Dimer in Dinning Room, Jack & Jill Guest Bathroom, Newer Furnace, 2 Closets in Master Bedroom, New Toilets, Orange Tree, Apple Tree, Lemon Tree. For lending information contact the listing agent. There is an addition adding 144 sq/ft to the property Rent 681 Neighborhoods: Vista Complex Features: , ,, ,, Equipment: Dryer, Shed(s), Washer Other Fees: 0 Sewer: Public Sewer Topography: LL

  25. 2018-09-24
    soldstatus $67,000 Sold 494-char remark
    Show marketing remark (494 chars)

    Duel Pane Windows, Air Conditioning, Trash Compactor, Gas Stove, China Cabinet, Ceiling Fans, Light Dimer in Dinning Room, Jack & Jill Guest Bathroom, Newer Furnace, 2 Closets in Master Bedroom, New Toilets, Orange Tree, Apple Tree, Lemon Tree. For lending information contact the listing agent. There is an addition adding 144 sq/ft to the property Rent 681 Neighborhoods: Vista Complex Features: , ,, ,, Equipment: Dryer, Shed(s), Washer Other Fees: 0 Sewer: Public Sewer Topography: LL

  26. 2018-08-22
    status Pending 494-char remark
    Show marketing remark (494 chars)

    Duel Pane Windows, Air Conditioning, Trash Compactor, Gas Stove, China Cabinet, Ceiling Fans, Light Dimer in Dinning Room, Jack & Jill Guest Bathroom, Newer Furnace, 2 Closets in Master Bedroom, New Toilets, Orange Tree, Apple Tree, Lemon Tree. For lending information contact the listing agent. There is an addition adding 144 sq/ft to the property Rent 681 Neighborhoods: Vista Complex Features: , ,, ,, Equipment: Dryer, Shed(s), Washer Other Fees: 0 Sewer: Public Sewer Topography: LL

  27. 2018-08-21
    historical 494-char remark
    Show marketing remark (494 chars)

    Duel Pane Windows, Air Conditioning, Trash Compactor, Gas Stove, China Cabinet, Ceiling Fans, Light Dimer in Dinning Room, Jack & Jill Guest Bathroom, Newer Furnace, 2 Closets in Master Bedroom, New Toilets, Orange Tree, Apple Tree, Lemon Tree. For lending information contact the listing agent. There is an addition adding 144 sq/ft to the property Rent 681 Neighborhoods: Vista Complex Features: , ,, ,, Equipment: Dryer, Shed(s), Washer Other Fees: 0 Sewer: Public Sewer Topography: LL

  28. 2018-08-20
    status Active 494-char remark
    Show marketing remark (494 chars)

    Duel Pane Windows, Air Conditioning, Trash Compactor, Gas Stove, China Cabinet, Ceiling Fans, Light Dimer in Dinning Room, Jack & Jill Guest Bathroom, Newer Furnace, 2 Closets in Master Bedroom, New Toilets, Orange Tree, Apple Tree, Lemon Tree. For lending information contact the listing agent. There is an addition adding 144 sq/ft to the property Rent 681 Neighborhoods: Vista Complex Features: , ,, ,, Equipment: Dryer, Shed(s), Washer Other Fees: 0 Sewer: Public Sewer Topography: LL

  29. 2018-08-19
    historical 494-char remark
    Show marketing remark (494 chars)

    Duel Pane Windows, Air Conditioning, Trash Compactor, Gas Stove, China Cabinet, Ceiling Fans, Light Dimer in Dinning Room, Jack & Jill Guest Bathroom, Newer Furnace, 2 Closets in Master Bedroom, New Toilets, Orange Tree, Apple Tree, Lemon Tree. For lending information contact the listing agent. There is an addition adding 144 sq/ft to the property Rent 681 Neighborhoods: Vista Complex Features: , ,, ,, Equipment: Dryer, Shed(s), Washer Other Fees: 0 Sewer: Public Sewer Topography: LL

  30. 2018-07-23
    status Active 494-char remark
    Show marketing remark (494 chars)

    Duel Pane Windows, Air Conditioning, Trash Compactor, Gas Stove, China Cabinet, Ceiling Fans, Light Dimer in Dinning Room, Jack & Jill Guest Bathroom, Newer Furnace, 2 Closets in Master Bedroom, New Toilets, Orange Tree, Apple Tree, Lemon Tree. For lending information contact the listing agent. There is an addition adding 144 sq/ft to the property Rent 681 Neighborhoods: Vista Complex Features: , ,, ,, Equipment: Dryer, Shed(s), Washer Other Fees: 0 Sewer: Public Sewer Topography: LL

  31. 2018-07-03
    status Pending 494-char remark
    Show marketing remark (494 chars)

    Duel Pane Windows, Air Conditioning, Trash Compactor, Gas Stove, China Cabinet, Ceiling Fans, Light Dimer in Dinning Room, Jack & Jill Guest Bathroom, Newer Furnace, 2 Closets in Master Bedroom, New Toilets, Orange Tree, Apple Tree, Lemon Tree. For lending information contact the listing agent. There is an addition adding 144 sq/ft to the property Rent 681 Neighborhoods: Vista Complex Features: , ,, ,, Equipment: Dryer, Shed(s), Washer Other Fees: 0 Sewer: Public Sewer Topography: LL

  32. 2018-06-03
    price $74,299 494-char remark
    Show marketing remark (494 chars)

    Duel Pane Windows, Air Conditioning, Trash Compactor, Gas Stove, China Cabinet, Ceiling Fans, Light Dimer in Dinning Room, Jack & Jill Guest Bathroom, Newer Furnace, 2 Closets in Master Bedroom, New Toilets, Orange Tree, Apple Tree, Lemon Tree. For lending information contact the listing agent. There is an addition adding 144 sq/ft to the property Rent 681 Neighborhoods: Vista Complex Features: , ,, ,, Equipment: Dryer, Shed(s), Washer Other Fees: 0 Sewer: Public Sewer Topography: LL

  33. 2018-05-14
    status Active 494-char remark
    Show marketing remark (494 chars)

    Duel Pane Windows, Air Conditioning, Trash Compactor, Gas Stove, China Cabinet, Ceiling Fans, Light Dimer in Dinning Room, Jack & Jill Guest Bathroom, Newer Furnace, 2 Closets in Master Bedroom, New Toilets, Orange Tree, Apple Tree, Lemon Tree. For lending information contact the listing agent. There is an addition adding 144 sq/ft to the property Rent 681 Neighborhoods: Vista Complex Features: , ,, ,, Equipment: Dryer, Shed(s), Washer Other Fees: 0 Sewer: Public Sewer Topography: LL

  34. 2018-05-14
    status Pending 494-char remark
    Show marketing remark (494 chars)

    Duel Pane Windows, Air Conditioning, Trash Compactor, Gas Stove, China Cabinet, Ceiling Fans, Light Dimer in Dinning Room, Jack & Jill Guest Bathroom, Newer Furnace, 2 Closets in Master Bedroom, New Toilets, Orange Tree, Apple Tree, Lemon Tree. For lending information contact the listing agent. There is an addition adding 144 sq/ft to the property Rent 681 Neighborhoods: Vista Complex Features: , ,, ,, Equipment: Dryer, Shed(s), Washer Other Fees: 0 Sewer: Public Sewer Topography: LL

  35. 2018-03-18
    listed $74,299 494-char remark
    Show marketing remark (494 chars)

    Duel Pane Windows, Air Conditioning, Trash Compactor, Gas Stove, China Cabinet, Ceiling Fans, Light Dimer in Dinning Room, Jack & Jill Guest Bathroom, Newer Furnace, 2 Closets in Master Bedroom, New Toilets, Orange Tree, Apple Tree, Lemon Tree. For lending information contact the listing agent. There is an addition adding 144 sq/ft to the property Rent 681 Neighborhoods: Vista Complex Features: , ,, ,, Equipment: Dryer, Shed(s), Washer Other Fees: 0 Sewer: Public Sewer Topography: LL

  36. 2018-03-18
    listed $79,669 Active 494-char remark
    Show marketing remark (494 chars)

    Duel Pane Windows, Air Conditioning, Trash Compactor, Gas Stove, China Cabinet, Ceiling Fans, Light Dimer in Dinning Room, Jack & Jill Guest Bathroom, Newer Furnace, 2 Closets in Master Bedroom, New Toilets, Orange Tree, Apple Tree, Lemon Tree. For lending information contact the listing agent. There is an addition adding 144 sq/ft to the property Rent 681 Neighborhoods: Vista Complex Features: , ,, ,, Equipment: Dryer, Shed(s), Washer Other Fees: 0 Sewer: Public Sewer Topography: LL

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (shaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥90°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$35,010
− Mortgage interest
−$11,203
− Property taxes
−$3,000
− Insurance
−$1,000
− Repairs & maintenance
−$2,801
− Management
−$2,801
− Depreciation
−$5,818
Taxable income
$8,388
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,013
After-tax cash flow
$9,059/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Vista Unified
NCES district ID
0641190
Math proficiency
32% ▼ -5.00%
Reading proficiency
59% ▲ 9.00%
Median HH income
$60,067
Composite
39.91/100
National rank
#3850
State rank
#175 of 517 in CA

Livability — Vista

Score
60/100
State rank
#584
US rank
#18990

Category grades

Amenities F Commute A+ Cost of living F Crime B- Employment A- Housing C+ Health & safety F User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Vista, CA
County
San Diego County · 3,178,799 people
City population
117,104
Metro
San Diego-Chula Vista-Carlsbad, CA
Population (ZIP)
49,727
Household income
$98,577
Rent vs Own
39.8% rent · 60.2% own
Severe rent burden
1904.0

Population outlook (San Diego County) Hauer SSP2

Today (2025)
3,678,185 people
By 2030
3,856,546 · +4.8%
By 2040
4,171,407 · +13.4%
By 2050
4,421,607 · +20.2%
By 2075
4,831,599 · +31.4%
By 2100
4,832,502 · +31.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
Hispanic / Latino 49% White 38% Two or more races 26% Asian 4% Black 2% Native American 1% Pacific Islander 1%
Hispanic origin (detail)
Mexican 46%
Common ancestry
Lithuanian 2% Italian 2% Romanian 1%
Foreign-born
22% · Canada, Vietnam
Languages at home
62% English-only · Spanish 34% Tagalog/Filipino 1% Other Indo-European 1%

Political lean MEDSL · San Diego

2024 margin
D (+16.8) · D 56.9% · R 40.1% · Other 2.9%
2008→2024 swing
+6.6pp toward D · 2008: 10.2pp · 2024: 16.8pp
All cycles
2024: D+16.8 2020: D+22.8 2016: D+17.8 2012: D+5.1 2008: D+10.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -649.36%
Current HPI
366.7772
Rent YoY
▲ 1.59%
Metro
San Diego-Chula Vista-Carlsbad, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+175.9% since first listed
22 events — show timeline
  • 2026-01-06 Price Changed $204,999 CRMLS
  • 2025-11-21 Relisted CRMLS
  • 2025-11-05 Pending CRMLS
  • 2025-09-27 Price Changed $209,999 CRMLS
  • 2025-08-08 Price Changed $214,999 CRMLS
  • 2025-06-27 Listed $227,000 CRMLS
  • 2025-06-24 Coming Soon $227,000 CRMLS
  • 2018-12-22 Pending CRMLS
  • 2018-09-24 Sold (MLS) $67,000 SDMLS
  • 2018-09-24 Sold (MLS) $67,000 CRMLS
  • 2018-09-24 Sold (MLS) $67,000 CRMLS
  • 2018-08-22 Pending SDMLS
  • 2018-08-21 Listing Removed CRMLS
  • 2018-08-20 Relisted SDMLS
  • 2018-08-19 Listing Removed SDMLS
  • 2018-07-23 Relisted SDMLS
  • 2018-07-03 Pending SDMLS
  • 2018-06-03 Price Changed $74,299 SDMLS
  • 2018-05-14 Relisted SDMLS
  • 2018-05-14 Pending SDMLS
  • 2018-03-18 Listed $79,669 SDMLS
  • 2018-03-18 Listed $74,299 CRMLS

Property tax history

+2.0%/yr

Latest (2013): $213 · +1.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…