133 Prestwick Grande Dr · Daytona Beach, FL 32124

$346,000

3 bd · 2.0 ba · 1,714 sqft · SingleFamily public records · 14 Days on market

Built 2013 6,760 sqft lot $70/mo HOA · 3% of rent ↓ 28% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +9.8/30.0
• ARV discount +7.5/15.0
• Livability +4.2/5.0
• Appreciation +4.0/10.0
• Rent growth +3.9/5.0
• Schools +3.9/10.0
• DSCR +2.8/10.0
• 1% rule +2.5/10.0
• Condition / age +2.5/5.0

Listing remarks

Under contract-accepting backup offers. Welcome home to this beautifully maintained 3-bedroom, 2-bathroom residence located in the desirable Grande Champion community. From the moment you arrive, you’ll appreciate the exceptional curb appeal featuring lush landscaping, stone exterior accents, and a welcoming covered entry. Inside, an inviting foyer opens to a spacious and functional open-concept floor plan designed for comfortable living and effortless entertaining. The gourmet kitchen is equipped with stainless steel appliances, granite countertops, stylish backsplash, pantry, and a breakfast bar for casual dining. The adjoining living and dining areas provide an ideal space for gath

Key facts

• Gourmet kitchen
• Curb appeal
• Covered entry

Tags

• CURB APPEAL
• LUSH LANDSCAPING
• STONE EXTERIOR ACCENTS
• COVERED ENTRY
• OPEN-CONCEPT FLOOR PLAN
• GOURMET KITCHEN

Property features AI

Finance

• Other: CDD present; Homestead exempt
• Financial info: Other annual assessment applies
• HOA & community: HOA (Premier) with quarterly fees; association amenities include a pool; Monthly HOA approximately $70.67; Quarterly association fee listed

Exterior

• Parking: Driveway; Attached 2-car garage
• Utilities: Public water; Public sewer; Public utilities
• Home design: Single-family residence; One story; North-facing
• Construction: Block and stucco construction; Shingle roof; Slab foundation; Built on a lot with trees/landscaping
• Exterior features: Covered front porch; Patio with screened area; Sliding doors; Sidewalks; Paved surfaces

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Open floorplan with vaulted ceilings; Living room/dining room combo; Stone counters; Thermostat; Walk-in closets; Great room; Inside utility
• Laundry & utility: Dedicated laundry room

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $346k.

Deal economics

• At list price, monthly cash flow is $-224 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $306k (11.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $261k (24.6% below list).
• Recommended offer: $261k (24.6% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 83/100 on livability (#46 in FL, #867 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D-.
• Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Champion Elementary School (math 39% / reading 44%, grade F, #1,437 of 2,144 statewide, top 68%, 584 students, 70% FRL); David C. Hinson Sr. Middle School (math 52% / reading 49%, grade C, #246 of 571 statewide, top 44%, 950 students, 52% FRL); Mainland High School (math 30% / reading 37%, grade F, #400 of 667 statewide, top 61%, 1,855 students, 64% FRL).
• Market conditions: Rents rising fast (+5.5%/yr); 335 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
• This rent runs 34% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-2.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 14 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $260,988 (24.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.75% ✗
• Cap rate: 5.52%
• Cash-on-cash: -2.77%
• DSCR: 0.88
• GRM: 11.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.99% appreciation · 5.46% rent growth · sell at horizon

5-year hold

• IRR: -12.6%
• Equity multiple: 0.50×
• Total profit: $-48,892
• Equity at exit: $67,371

10-year hold

• IRR: -2.3%
• Equity multiple: 0.80×
• Total profit: $-19,230
• Equity at exit: $57,740

Cash invested: $96,880 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32124

• Home prices YoY: -0.6%
• Rents YoY: 5.5%
• Active inventory: 335
• Price-to-rent: 11.0×

Monthly cashflow live

• Estimated rent: $2,610 high
• Mortgage (P&I): −$1,814
• Tax from tax record: −$257 /mo · $3,083/yr
• Insurance: −$144
• HOA: −$70
• Vacancy / Maint / Mgmt: −$548
• Net cashflow: $-224

Break-even live

Break-even rent $2,893

Max offer price $306,469

Occupancy floor —

Sensitivity live

Price	-10% $-28	-5% $-126	+0% $-224	+5% $-322	+10% $-420
Rent	-10% $-430	-5% $-327	+0% $-224	+5% $-121	+10% $-18
Rate	-1.0pp $-50	-0.5pp $-136	base $-224	+0.5pp $-313	+1.0pp $-405

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $86,500
• Closing costs: $10,380
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
604 Champion Ridge Dr Daytona Beach, FL	3.0	2.0	1761	$2,299	$1.31	16d	1	0.06mi
207 Wentworth Grande Dr Daytona Beach, FL	2.0	2.5	1288	$2,100	$1.63	25d	1	0.24mi
2220 Green Valley St Daytona Beach, FL	3.0	2.0	1540	$2,300	$1.49	25d	1	0.77mi
1139 Belle Isle Ln Daytona Beach, FL	3.0	2.0	1429	$2,195	$1.54	16d	1	0.83mi
5135 Magnolia Palm Dr Daytona Beach, FL	3.0	2.0	1487	$2,250	$1.51	13d	1	0.88mi
1347 Belle Isle Ln Daytona Beach, FL	4.0	2.0	1846	$2,400	$1.30	25d	1	1.07mi
1142 Pacific Dunes Ct Daytona Beach, FL	4.0	3.0	2010	$2,599	$1.29	25d	1	1.13mi
1100 Sand Trap Ct Daytona Beach, FL	4.0	2.0	1935	$2,600	$1.34	25d	1	1.15mi
1122 Cabot Cliffs Dr Daytona Beach, FL	3.0	2.0	1432	$3,200	$2.23	16d	1	1.19mi
1153 Sand Trap Ct Daytona Beach, FL	4.0	2.0	1936	$2,395	$1.24	23d	1	1.24mi

HOA detail

• Monthly dues: $70 · $840/yr
• Likely covers: landscaping

Listing history 12 events

1. 2026-06-07
   statusdays on market $346,000 Pending 14 DOM
2. 2026-06-05
   days on market $346,000 Active 13 DOM
3. 2026-06-03
   days on market $346,000 Active 12 DOM
4. 2026-06-03
   days on market $346,000 Active 11 DOM
5. 2026-06-01
   days on market $346,000 Active 10 DOM
6. 2026-05-31
   days on market $346,000 Active 9 DOM
7. 2026-05-31
   days on market $346,000 Active 8 DOM
8. 2026-05-22
   listed $346,000 Active
9. 2012-05-29
   soldstatus $920,000
10. 2012-05-29
    soldstatus $2,112,000
11. 2010-03-03
    soldstatus $524,900
12. 2010-02-18
    soldstatus $483,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,083 · $257/mo
• Projected year-2 tax: $3,083 · $257/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $31,319
• − Mortgage interest: −$19,381
• − Property taxes: −$3,083
• − Insurance: −$1,730
• − Repairs & maintenance: −$2,505
• − Management: −$2,505
• − HOA: −$840
• − Depreciation: −$10,065
• Taxable loss: −$8,793
• Est. tax savings @ 24.0%: +$2,110
• After-tax cash flow: $-575/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Volusia
• NCES district ID: 1201920
• Math proficiency: 44% ▼ -9.00%
• Reading proficiency: 49% ▼ -3.00%
• Median HH income: $42,946
• Composite: 39.2/100
• National rank: #4019
• State rank: #47 of 73 in FL

Livability — Daytona Beach

• Score: 83/100
• State rank: #46
• US rank: #867

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime C Employment D- Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Daytona Beach, FL
• County: Volusia County · 556,871 people
• City population: 67,539
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• Population (ZIP): 11,409
• Household income: $92,616
• Rent vs Own: 5.8% rent · 94.2% own
• Severe rent burden: 54.0

Population outlook (Volusia County) Hauer SSP2

• Today (2025): 572,749 people
• By 2030: 598,695 · +4.5%
• By 2040: 644,880 · +12.6%
• By 2050: 681,451 · +19.0%
• By 2075: 759,957 · +32.7%
• By 2100: 778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (71%)
• Race & ethnicity: White 71% Black 20% Hispanic / Latino 5% Asian 2% Two or more races 1%
• Common ancestry: Romanian 3% Italian 2% Portuguese 1%
• Foreign-born: 10% · Canada, Mexico, South Korea
• Languages at home: 91% English-only · Spanish 4% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Volusia

• 2024 margin: Strong R (+21.8) · D 38.7% · R 60.5%
• 2008→2024 swing: -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
• All cycles: 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.99%
• Current HPI: 311.7456
• Rent YoY: ▲ 5.46%
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-28.4% since first listed

6 events — show timeline

• 2026-06-05 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-05-22 Listed $346,000 Stellar MLS as Distributed by MLS Grid
• 2012-05-29 Sold (Public Records) $2,112,000 Public Records
• 2012-05-29 Sold (Public Records) $920,000 Public Records
• 2010-03-03 Sold (Public Records) $524,900 Public Records
• 2010-02-18 Sold (Public Records) $483,400 Public Records

Property tax history

+0.2%/yr

Latest (2025): $3,083 · +2.5% YoY. Source: county tax records.