26611 Deer Ln · Albany, LA 70744

$145,000

2 bd · 1.0 ba · 1,103 sqft · SingleFamily · 59 Days on market

Built 1977 0.61 ac lot $131/sqft · at area comps Est $140k · at est.

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.0/30.0
• DSCR +8.2/10.0
• ARV discount +5.9/15.0
• 1% rule +5.4/10.0
• Schools +4.0/10.0
• Livability +3.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

QUALIFIES FOR 100% FINANCING...HOME INSPECTION REPORT WILL BE PROVIDED WITH ACCEPTABLE OFFER. This inviting 2-bedroom, 1-bath cottage style home with fresh paint and new wood laminate flooring also features a versatile office or bonus room--ideal for working from home, a playroom, or additional guest space. Inside, the home has been refreshed with fresh paint and durable wood laminate flooring, creating a clean, modern feel. The large kitchen offers tons of counter space and cabinet storage and the laundry room is HUGE. Step outside to take in the generous yard space--perfect for gardening, entertaining, or simply enjoying the quiet surroundings. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this property offers flexibility and value. Situated on a spacious 0.60-acre lot with metal roof, you'll enjoy the freedom of country living with no HOA restrictions and the added peace of mind of no flood insurance required. QUALIFIES FOR 100% FINANCING. Don't miss your chance to own this delightful home with room to grow!

Key facts

• Metal roof
• Country living
• Versatile office

Tags

• VERSATILE OFFICE
• LARGE KITCHEN
• GENEROUS YARD SPACE
• METAL ROOF
• COUNTRY LIVING
• NO HOA RESTRICTIONS

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $145k.

Deal economics

• At list price, monthly cash flow is $317 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $145k).
• Recommended offer: $141k (3.0% below list) — sets the bar for market timing.
• Cap rate 8.9% vs local median 4.5% in Albany — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#12 in LA, #3,099 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, cost of living A+, housing A+; Watch: amenities F, commute F.
• Livingston Parish (suburban): math 40% / reading 52% proficiency, ranked #13 of 98 in LA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 65 active listings in the ZIP; 794 units permitted in Livingston Parish in 2024 (99 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Livingston County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 59 days — a 3% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
• 10 sale attempts since 7y ago; this cycle's ask has dropped $15k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $100k; 45% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $140,650 (3.0% below list)

Questions for the listing agent

1. It's been on market 59 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.04% ✓
• Cap rate: 8.92%
• Cash-on-cash: 9.38%
• DSCR: 1.42
• GRM: 8.0

CMA / ARV

• ARV (median comp): $140,053
• List price: $145,000
• Delta: 3.53%
• Verdict: FAIR
• Comps: 3 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -2.2%
• Equity multiple: 0.92×
• Total profit: $-3,349
• Equity at exit: $21,620

10-year hold

• IRR: 7.5%
• Equity multiple: 1.56×
• Total profit: $22,874
• Equity at exit: $12,537

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 70744

• Home prices YoY: -23.5%
• Active inventory: 65
• Price-to-rent: 8.0×

Monthly cashflow live

• Estimated rent: $1,510 medium
• Mortgage (P&I): −$760
• Tax from tax record: −$55 /mo · $657/yr
• Insurance: −$60
• HOA: −$0
• Vacancy / Maint / Mgmt: −$317
• Net cashflow: $317

Break-even live

Break-even rent $1,108

Max offer price $145,000

Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $36,250
• Closing costs: $4,350
• Reserves months: —
• Total cash needed: —

Listing history 25 events

1. 2026-04-24
   status Active 1069-char remark

   Show marketing remark (1099 chars)

   QUALIFIES FOR 100% FINANCING. .. HOME INSPECTION REPORT WILL BE PROVIDED WITH ACCEPTABLE OFFER. This inviting 2-bedroom, 1-bath cottage style home with fresh paint and new wood laminate flooring also features a versatile office or bonus room—ideal for working from home, a playroom, or additional guest space. Inside, the home has been refreshed with fresh paint and durable wood laminate flooring, creating a clean, modern feel. The large kitchen offers tons of counter space and cabinet storage and the laundry room is HUGE. Step outside to take in the generous yard space—perfect for gardening, entertaining, or simply enjoying the quiet surroundings. Whether you’re a first-time buyer, downsizing, or looking for an investment opportunity, this property offers flexibility and value. Situated on a spacious 0.60-acre lot with metal roof, you’ll enjoy the freedom of country living with no HOA restrictions and the added peace of mind of no flood insurance required. QUALIFIES FOR 100% FINANCING. Don’t miss your chance to own this delightful home with room to grow!

2. 2026-04-24
   price $145,000 1069-char remark

   Show marketing remark (1099 chars)

   QUALIFIES FOR 100% FINANCING. .. HOME INSPECTION REPORT WILL BE PROVIDED WITH ACCEPTABLE OFFER. This inviting 2-bedroom, 1-bath cottage style home with fresh paint and new wood laminate flooring also features a versatile office or bonus room—ideal for working from home, a playroom, or additional guest space. Inside, the home has been refreshed with fresh paint and durable wood laminate flooring, creating a clean, modern feel. The large kitchen offers tons of counter space and cabinet storage and the laundry room is HUGE. Step outside to take in the generous yard space—perfect for gardening, entertaining, or simply enjoying the quiet surroundings. Whether you’re a first-time buyer, downsizing, or looking for an investment opportunity, this property offers flexibility and value. Situated on a spacious 0.60-acre lot with metal roof, you’ll enjoy the freedom of country living with no HOA restrictions and the added peace of mind of no flood insurance required. QUALIFIES FOR 100% FINANCING. Don’t miss your chance to own this delightful home with room to grow!

3. 2026-04-24
   status Active 1099-char remark

   Show marketing remark (1099 chars)

   QUALIFIES FOR 100% FINANCING. .. HOME INSPECTION REPORT WILL BE PROVIDED WITH ACCEPTABLE OFFER. This inviting 2-bedroom, 1-bath cottage style home with fresh paint and new wood laminate flooring also features a versatile office or bonus room—ideal for working from home, a playroom, or additional guest space. Inside, the home has been refreshed with fresh paint and durable wood laminate flooring, creating a clean, modern feel. The large kitchen offers tons of counter space and cabinet storage and the laundry room is HUGE. Step outside to take in the generous yard space—perfect for gardening, entertaining, or simply enjoying the quiet surroundings. Whether you’re a first-time buyer, downsizing, or looking for an investment opportunity, this property offers flexibility and value. Situated on a spacious 0.60-acre lot with metal roof, you’ll enjoy the freedom of country living with no HOA restrictions and the added peace of mind of no flood insurance required. QUALIFIES FOR 100% FINANCING. Don’t miss your chance to own this delightful home with room to grow!

4. 2026-04-24
   price $145,000 1099-char remark

   Show marketing remark (1099 chars)

   QUALIFIES FOR 100% FINANCING. .. HOME INSPECTION REPORT WILL BE PROVIDED WITH ACCEPTABLE OFFER. This inviting 2-bedroom, 1-bath cottage style home with fresh paint and new wood laminate flooring also features a versatile office or bonus room—ideal for working from home, a playroom, or additional guest space. Inside, the home has been refreshed with fresh paint and durable wood laminate flooring, creating a clean, modern feel. The large kitchen offers tons of counter space and cabinet storage and the laundry room is HUGE. Step outside to take in the generous yard space—perfect for gardening, entertaining, or simply enjoying the quiet surroundings. Whether you’re a first-time buyer, downsizing, or looking for an investment opportunity, this property offers flexibility and value. Situated on a spacious 0.60-acre lot with metal roof, you’ll enjoy the freedom of country living with no HOA restrictions and the added peace of mind of no flood insurance required. QUALIFIES FOR 100% FINANCING. Don’t miss your chance to own this delightful home with room to grow!

5. 2026-04-19
   status Pending 1069-char remark

   Show marketing remark (1099 chars)

   QUALIFIES FOR 100% FINANCING. .. HOME INSPECTION REPORT WILL BE PROVIDED WITH ACCEPTABLE OFFER. This inviting 2-bedroom, 1-bath cottage style home with fresh paint and new wood laminate flooring also features a versatile office or bonus room—ideal for working from home, a playroom, or additional guest space. Inside, the home has been refreshed with fresh paint and durable wood laminate flooring, creating a clean, modern feel. The large kitchen offers tons of counter space and cabinet storage and the laundry room is HUGE. Step outside to take in the generous yard space—perfect for gardening, entertaining, or simply enjoying the quiet surroundings. Whether you’re a first-time buyer, downsizing, or looking for an investment opportunity, this property offers flexibility and value. Situated on a spacious 0.60-acre lot with metal roof, you’ll enjoy the freedom of country living with no HOA restrictions and the added peace of mind of no flood insurance required. QUALIFIES FOR 100% FINANCING. Don’t miss your chance to own this delightful home with room to grow!

6. 2026-04-19
   status Pending 1099-char remark

   Show marketing remark (1099 chars)

   QUALIFIES FOR 100% FINANCING. .. HOME INSPECTION REPORT WILL BE PROVIDED WITH ACCEPTABLE OFFER. This inviting 2-bedroom, 1-bath cottage style home with fresh paint and new wood laminate flooring also features a versatile office or bonus room—ideal for working from home, a playroom, or additional guest space. Inside, the home has been refreshed with fresh paint and durable wood laminate flooring, creating a clean, modern feel. The large kitchen offers tons of counter space and cabinet storage and the laundry room is HUGE. Step outside to take in the generous yard space—perfect for gardening, entertaining, or simply enjoying the quiet surroundings. Whether you’re a first-time buyer, downsizing, or looking for an investment opportunity, this property offers flexibility and value. Situated on a spacious 0.60-acre lot with metal roof, you’ll enjoy the freedom of country living with no HOA restrictions and the added peace of mind of no flood insurance required. QUALIFIES FOR 100% FINANCING. Don’t miss your chance to own this delightful home with room to grow!

7. 2026-04-09
   price $155,000 1069-char remark

   Show marketing remark (1099 chars)

   QUALIFIES FOR 100% FINANCING. .. HOME INSPECTION REPORT WILL BE PROVIDED WITH ACCEPTABLE OFFER. This inviting 2-bedroom, 1-bath cottage style home with fresh paint and new wood laminate flooring also features a versatile office or bonus room—ideal for working from home, a playroom, or additional guest space. Inside, the home has been refreshed with fresh paint and durable wood laminate flooring, creating a clean, modern feel. The large kitchen offers tons of counter space and cabinet storage and the laundry room is HUGE. Step outside to take in the generous yard space—perfect for gardening, entertaining, or simply enjoying the quiet surroundings. Whether you’re a first-time buyer, downsizing, or looking for an investment opportunity, this property offers flexibility and value. Situated on a spacious 0.60-acre lot with metal roof, you’ll enjoy the freedom of country living with no HOA restrictions and the added peace of mind of no flood insurance required. QUALIFIES FOR 100% FINANCING. Don’t miss your chance to own this delightful home with room to grow!

8. 2026-04-09
   price $155,000 1099-char remark

   Show marketing remark (1099 chars)

   QUALIFIES FOR 100% FINANCING. .. HOME INSPECTION REPORT WILL BE PROVIDED WITH ACCEPTABLE OFFER. This inviting 2-bedroom, 1-bath cottage style home with fresh paint and new wood laminate flooring also features a versatile office or bonus room—ideal for working from home, a playroom, or additional guest space. Inside, the home has been refreshed with fresh paint and durable wood laminate flooring, creating a clean, modern feel. The large kitchen offers tons of counter space and cabinet storage and the laundry room is HUGE. Step outside to take in the generous yard space—perfect for gardening, entertaining, or simply enjoying the quiet surroundings. Whether you’re a first-time buyer, downsizing, or looking for an investment opportunity, this property offers flexibility and value. Situated on a spacious 0.60-acre lot with metal roof, you’ll enjoy the freedom of country living with no HOA restrictions and the added peace of mind of no flood insurance required. QUALIFIES FOR 100% FINANCING. Don’t miss your chance to own this delightful home with room to grow!

9. 2026-03-27
   listed $160,000 Active 1069-char remark

   Show marketing remark (1099 chars)

   QUALIFIES FOR 100% FINANCING. .. HOME INSPECTION REPORT WILL BE PROVIDED WITH ACCEPTABLE OFFER. This inviting 2-bedroom, 1-bath cottage style home with fresh paint and new wood laminate flooring also features a versatile office or bonus room—ideal for working from home, a playroom, or additional guest space. Inside, the home has been refreshed with fresh paint and durable wood laminate flooring, creating a clean, modern feel. The large kitchen offers tons of counter space and cabinet storage and the laundry room is HUGE. Step outside to take in the generous yard space—perfect for gardening, entertaining, or simply enjoying the quiet surroundings. Whether you’re a first-time buyer, downsizing, or looking for an investment opportunity, this property offers flexibility and value. Situated on a spacious 0.60-acre lot with metal roof, you’ll enjoy the freedom of country living with no HOA restrictions and the added peace of mind of no flood insurance required. QUALIFIES FOR 100% FINANCING. Don’t miss your chance to own this delightful home with room to grow!

10. 2026-03-27
    listed $160,000 Active 1099-char remark

    Show marketing remark (1099 chars)

    QUALIFIES FOR 100% FINANCING. .. HOME INSPECTION REPORT WILL BE PROVIDED WITH ACCEPTABLE OFFER. This inviting 2-bedroom, 1-bath cottage style home with fresh paint and new wood laminate flooring also features a versatile office or bonus room—ideal for working from home, a playroom, or additional guest space. Inside, the home has been refreshed with fresh paint and durable wood laminate flooring, creating a clean, modern feel. The large kitchen offers tons of counter space and cabinet storage and the laundry room is HUGE. Step outside to take in the generous yard space—perfect for gardening, entertaining, or simply enjoying the quiet surroundings. Whether you’re a first-time buyer, downsizing, or looking for an investment opportunity, this property offers flexibility and value. Situated on a spacious 0.60-acre lot with metal roof, you’ll enjoy the freedom of country living with no HOA restrictions and the added peace of mind of no flood insurance required. QUALIFIES FOR 100% FINANCING. Don’t miss your chance to own this delightful home with room to grow!

11. 2025-09-17
    price $172,500
12. 2025-09-17
    price $172,500
13. 2025-04-29
    listed $175,000 Active
14. 2025-04-29
    listed $172,500 Active
15. 2019-10-16
    soldstatus $100,000
16. 2019-10-15
    soldstatus Sold
17. 2019-10-15
    soldstatus $100,000 Closed
18. 2019-09-09
    status Pending
19. 2019-09-03
    status Pending
20. 2019-07-04
    price $110,000
21. 2019-06-07
    listed $115,000 Active
22. 2019-06-07
    listed $110,000
23. 2019-06-07
    listed $110,000
24. 2019-06-07
    listed $110,000 Active
25. 2012-10-18
    soldstatus $80,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $657 · $55/mo
• Projected year-2 tax: $798 · $66/mo
• Expected delta: +$140/yr (+$12/mo · 21.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,118
• − Mortgage interest: −$8,122
• − Property taxes: −$657
• − Insurance: −$725
• − Repairs & maintenance: −$1,449
• − Management: −$1,449
• − Depreciation: −$4,218
• Taxable income: $1,497
• Est. tax owed @ 24.0%: −$359
• After-tax cash flow: $3,447/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Livingston Parish
• NCES district ID: 2201020
• Math proficiency: 40% ▼ -38.00%
• Reading proficiency: 52% ▼ -32.00%
• Median HH income: $56,755
• Composite: 40.07/100
• National rank: #3811
• State rank: #13 of 98 in LA

Livability — Albany

• Score: 77/100
• State rank: #12
• US rank: #3099

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment B+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 5,857

Population outlook (Livingston County) Hauer SSP2

• Today (2025): 158,511 people
• By 2030: 168,241 · +6.1%
• By 2040: 186,252 · +17.5%
• By 2050: 201,516 · +27.1%
• By 2075: 231,217 · +45.9%
• By 2100: 241,697 · +52.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (91%)
• Race & ethnicity: White 91% Hispanic / Latino 4% Two or more races 4% Black 2%
• Common ancestry: Lithuanian 9% Slovak 1%
• Foreign-born: 1% · Canada
• Languages at home: 99% English-only · Spanish 1%

Political lean MEDSL · Livingston

• 2024 margin: Solid R (+68.5) · D 15.1% · R 83.6% · Other 1.3%
• 2008→2024 swing: +3.4pp toward D · 2008: -71.9pp · 2024: -68.5pp
• All cycles: 2024: R+68.5 2020: R+70.0 2016: R+72.5 2012: R+70.4 2008: R+71.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -45.97%
• Current HPI: 149.5343
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

+81.2% since first listed

25 events — show timeline

• 2026-04-24 Relisted — AcadianaMLS
• 2026-04-24 Price Changed $145,000 AcadianaMLS
• 2026-04-24 Relisted — GBRMLS
• 2026-04-24 Price Changed $145,000 GBRMLS
• 2026-04-19 Pending — AcadianaMLS
• 2026-04-19 Pending — GBRMLS
• 2026-04-09 Price Changed $155,000 AcadianaMLS
• 2026-04-09 Price Changed $155,000 GBRMLS
• 2026-03-27 Listed $160,000 GBRMLS
• 2026-03-27 Listed $160,000 AcadianaMLS
• 2025-09-17 Price Changed $172,500 AcadianaMLS
• 2025-09-17 Price Changed $172,500 GSREIN
• 2025-04-29 Listed $172,500 AcadianaMLS
• 2025-04-29 Listed $175,000 AcadianaMLS
• 2019-10-16 Sold (Public Records) $100,000 Public Records
• 2019-10-15 Sold (MLS) $100,000 GSREIN
• 2019-10-15 Sold (MLS) — GBRMLS
• 2019-09-09 Pending — GSREIN
• 2019-09-03 Pending — GBRMLS
• 2019-07-04 Price Changed $110,000 GBRMLS
• 2019-06-07 Listed $110,000 GSREIN
• 2019-06-07 Listed $110,000 AcadianaMLS
• 2019-06-07 Listed $110,000 AcadianaMLS
• 2019-06-07 Listed $115,000 GBRMLS
• 2012-10-18 Sold (Public Records) $80,000 Public Records

Property tax history

+1.2%/yr

Latest (2024): $657 · +24.0% YoY. Source: county tax records.