3329 Oakwood Blvd N · Sarasota, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 6 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.8/30.0
- ARV discount +7.5/15.0
- DSCR +6.3/10.0
- 1% rule +5.9/10.0
- Schools +5.4/10.0
- Livability +4.0/5.0
- Condition / age +2.5/5.0
- Rent growth +1.2/5.0
- Appreciation +0.0/10.0
$174,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Great layout for this larger 1,344sf turnkey furnished home located in the ONLY Resident Owned Park in the City limits of Sarasota!! The living room is very large and separate from the kitchen and dining. The kitchen has built in oven, microwave, counter top burners, a newer dishwasher, pantry, and a breakfast counter adjacent to the formal dining room. Sliders off the dining room lead to a 180 sf lanai. The primary suite has a separate shower area and the guest bath has access from the guest bedroom and utility/office area. Additional features include Elastomeric roof over 2022, 4 ton HVAC 2021, 40 gal water heater 2023, reverse osmosis system in the kitchen and a water softener system, pvc with shutoffs 2024 and epoxy driveway. Car does not convey with sale. The gated 90 acre community boast low maintenance fee with its vast amenities starting with the large Clubhouse outfitted with a full commercial cook kitchen, event stage, audio/visual, dance floor, fitness room, activities hall, library with books/movies/puzzles and a pool table. Outside recreation includes an extra large heated pool with a handicap ramp, a spacious kidney shaped hot tub, ample tables and lounge chairs and remodeled shower rooms. Oak trees shade the beautiful park area, Gazebo, picnic tables and a community grill. Additional amenities to enjoy are the community putt putt course, bocce ball, ping pong, horse shoes and corn hole. Oakwood Manor is a highly social community with many groups and activities to be a part of. We are located adjacent to Legacy Trail and 12 new pickle ball courts managed by the City. Close to downtown, shopping and dining. Please note that Oakwood is a NO pet and NO motorcycle Park.
Key facts
- Community clubhouse
- Heated swimming pool
- 4,276 sq ft lot
Tags
Property features AI
Finance
- Other: Association contact: Bob Walsh
- Financial info: Total monthly association fees $210 (total annual $2,520); Lease restrictions apply
- HOA & community: Association (monthly fee $210) with required approval; Association amenities include clubhouse, fitness center, pool, spa/hot tub, shuffleboard court, gated entry, maintenance and private road; Association fee covers cable TV, common area taxes, pool, escrow reserves, fidelity bond, insurance, grounds maintenance, management and recreational facilities; Senior community; No pets allowed; Deed restrictions, street lights, golf carts allowed, no truck/RV/motorcycle parking
Exterior
- Parking: Covered driveway parking; Carport with 1 space
- Security: Gated community
- Utilities: Public water; Public sewer; Cable available; Electricity available; Water connected; Sewer connected
- Home design: Residential double-wide mobile home; Single-story; South-facing; Pillar/post/pier foundation
- Construction: Vinyl siding construction; Membrane roof; Built as double wide
- Exterior features: Covered, screened and side porch; Awnings; Sliding doors; Private mailbox; Shed(s); Mature landscaping; City limits lot; Paved and private lot; Asphalt road; Private maintained road
Interior
- Kitchen: Built-in oven; Cooktop; Dishwasher; Microwave; Range hood; Refrigerator; Eat-in kitchen
- Bedrooms: 2 bedrooms
- Flooring: Carpet; Ceramic tile; Vinyl
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Ceiling fans; Eat-in kitchen; Kitchen and family room combo; Living and dining room combo; Open floorplan; Thermostat; Walk-in closet(s); Window treatments; Blinds
- Laundry & utility: Washer and dryer included; Laundry located outside
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $175k.
Deal economics
- At list price, monthly cash flow is $207 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $175k).
Location & tenants
- Location reads 80/100 on livability (#121 in FL, #1,854 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, health & safety A+, commute A; Watch: crime F.
- Sarasota (urban): math 63% / reading 63% proficiency, ranked #7 of 73 in FL (top 10%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents falling (-5.0%/yr); 177 active listings in the ZIP; 7,466 units permitted in Sarasota County in 2024 (2,138 in 5+ unit buildings).
- This rent runs 34% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Sarasota County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.09% ✓
- Cap rate
- 7.72%
- Cash-on-cash
- 5.08%
- DSCR
- 1.23
- GRM
- 7.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -12.0%
- Equity multiple
- 0.58×
- Total profit
- $-20,624
- Equity at exit
- $26,078
- IRR
- -8.5%
- Equity multiple
- 0.55×
- Total profit
- $-22,160
- Equity at exit
- $15,122
Cash invested: $48,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34237
- Rents YoY
- -5.0%
- Active inventory
- 177
- Price-to-rent
- 7.7×
Monthly cashflow live
- Estimated rent
- $1,902 medium interval (Pro) →
- Mortgage (P&I)
- −$917
- Tax from tax record
- −$95 /mo · $1,144/yr
- Insurance
- −$73
- HOA
- −$210
- Vacancy / Maint / Mgmt
- −$399
- Net cashflow
- $207
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $43,725
- Closing costs
- $5,247
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $210 · $2,520/yr
- Likely covers
- waterpoolsecurity
Listing history 8 events
-
2026-06-18days on market $174,900 Active 9 DOM
-
2026-06-17days on market $174,900 Active 8 DOM
-
2026-06-16days on market $174,900 Active 7 DOM
-
2026-06-15days on market $174,900 Active 6 DOM
-
2026-06-13days on market $174,900 Active 4 DOM
-
2026-06-13days on market $174,900 Active 3 DOM
-
2026-06-10remarks 687-char remark
-
2026-06-10$174,900 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,144 · $95/mo
- Projected year-2 tax
- $1,452 · $121/mo
- Expected delta
- +$308/yr (+$26/mo · 26.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 6 d/yr ≥107°F today · 26 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,827
- − Mortgage interest
- −$9,797
- − Property taxes
- −$1,144
- − Insurance
- −$874
- − Repairs & maintenance
- −$1,826
- − Management
- −$1,826
- − HOA
- −$2,520
- − Depreciation
- −$5,088
- Taxable loss
- −$249
- Est. tax savings @ 24.0%
- +$60
- After-tax cash flow
- $2,549/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Sarasota
- NCES district ID
- 1201680
- Math proficiency
- 63% ▼ -8.00%
- Reading proficiency
- 63% ▼ -3.00%
- Median HH income
- $51,167
- Composite
- 53.68/100
- National rank
- #1428
- State rank
- #7 of 73 in FL
Livability — Sarasota
- Score
- 80/100
- State rank
- #121
- US rank
- #1854
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sarasota, FL
- County
- Sarasota County · 448,376 people
- City population
- 261,896
- Metro
- North Port-Sarasota-Bradenton, FL
- Population (ZIP)
- 17,367
- Household income
- $66,762
- Rent vs Own
- Severe rent burden
- 902.0
Population outlook (Sarasota County) Hauer SSP2
- Today (2025)
- 452,380 people
- By 2030
- 474,175 · +4.8%
- By 2040
- 511,577 · +13.1%
- By 2050
- 541,467 · +19.7%
- By 2075
- 604,947 · +33.7%
- By 2100
- 621,965 · +37.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.59)
- Race & ethnicity
- White 55% Hispanic / Latino 30% Two or more races 18% Black 10% Asian 2%
- Hispanic origin (detail)
- Mexican 15% Puerto Rican 1% Cuban 5%
- Common ancestry
- Romanian 2% Lithuanian 1% Hispanic 1%
- Foreign-born
- 21% · Canada, Jamaica, Vietnam
- Languages at home
- 71% English-only · Spanish 23% Other Indo-European 2% Russian/Polish/Slavic 1%
Political lean MEDSL · Sarasota
- 2024 margin
- R (+18.2) · D 40.5% · R 58.7%
- 2008→2024 swing
- -18.1pp toward R · 2008: -0.1pp · 2024: -18.2pp
- All cycles
- 2024: R+18.2 2020: R+10.4 2016: R+11.6 2012: R+7.4 2008: R+0.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -345.08%
- Current HPI
- 370.7565
- Rent YoY
- ▼ -5.03%
- Metro
- North Port-Sarasota-Bradenton, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
|
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| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
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Price history
+169.1% since first listed8 events — show timeline
- 2026-06-09 Listed $174,900 Stellar MLS as Distributed by MLS Grid
- 2024-09-04 Sold (Public Records) $170,000 Public Records
- 2024-09-04 Sold (MLS) $170,000 Stellar MLS as Distributed by MLS Grid
- 2024-07-30 Pending — Stellar MLS as Distributed by MLS Grid
- 2024-07-15 Listed $175,000 Stellar MLS as Distributed by MLS Grid
- 2006-10-17 Sold (Public Records) $125,900 Public Records
- 1999-08-06 Sold (Public Records) $71,300 Public Records
- 1994-02-01 Sold (Public Records) $65,000 Public Records
Property tax history
+4.5%/yrLatest (2025): $1,144 · +56.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…