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921 Ventnor Ave
D Composite 40.73
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +9.4/15.0
  • Cash flow +8.0/30.0
  • Schools +5.2/10.0
  • Appreciation +4.6/10.0
  • Livability +3.9/5.0
  • Rent growth +2.7/5.0
  • 1% rule +2.5/10.0
  • Condition / age +2.5/5.0
  • DSCR +2.1/10.0

$215,000

921 Ventnor Ave · Centerton, AR 72719
2 bd · 2.5 ba · 1,100 sqft · SingleFamily · 28 Days on market
Built 2023 3,049 sqft lot Est $224k · at est. ↓ 8% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Wonderful new subdivision in Bentonville School District. Less than 5 miles from Walmart Corporate office. Come enjoy simplified living in a modern environment. Future park and walking trails throughout neighborhood. Schedule a showing today!

Key facts

  • 3,049 sq ft lot
  • Built 2023
  • Listed 28 days

Property features AI

Finance

  • HOA & community: Monthly HOA/association fee

Exterior

  • Parking: Concrete driveway
  • Security: Smoke detectors
  • Utilities: Electricity available; Public water; Sewer available
  • Home design: Two-story residence; Resale property (built within last 25 years)
  • Construction: Vinyl siding; Architectural shingle roof; Built on a slab foundation
  • Exterior features: Concrete driveway; Located in a subdivision; Public road frontage

Interior

  • Kitchen: Dishwasher; Electric oven and range; Microwave; Garbage disposal; Refrigerator; Plumbed for ice maker; Granite countertops
  • Bedrooms: Bedrooms located on multiple levels
  • Flooring: Carpet; Luxury vinyl plank
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating (electric); Central air conditioning (electric)
  • Interior features: Ceiling fans; Granite counters; Walk-in closets; Window treatments and blinds
  • Laundry & utility: Washer hookup; Dryer hookup; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.5-bath single-family listed at $215k.

Deal economics

  • At list price, monthly cash flow is $-217 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $184k (14.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $161k (25.3% below list).
  • Recommended offer: $161k (25.3% below list) — sets the bar for 1% rule.
  • Cap rate 5.1% vs local median 2.9% in Centerton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 77/100 on livability (#11 in AR, #3,194 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: amenities F, commute F.
  • Bentonville School District (urban): math 59% / reading 59% proficiency, ranked #3 of 238 in AR (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents flat; 458 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 4,359 units permitted in Benton County in 2024 (402 in 5+ unit buildings).
  • This rent is only 17% of the median local income ($114k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-0.9%/yr); year-one equity from $1k of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Benton County population projected at +56% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 28 days — a 2% lower offer ($212k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $160,643 (25.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
5.08%
Cash-on-cash
-4.32%
DSCR
0.81
GRM
11.2

CMA / ARV

ARV (on-the-fly)
$224,400
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
651 St Charles Pl 0.11mi 2/2.5 1,100 (0%) 2mo $229,700 $209 93
651 Apollo Ave 0.18mi 2/2.5 1,100 (0%) 1mo $224,085 $204 91
570 Solar St 0.28mi 2/2.5 1,100 (0%) 0mo $224,085 $204 87
1090 Indiana Ave 0.14mi 3/2.0 (+1) 1,100 (0%) 2mo $233,000 $212 85
910 States Ave 0.14mi 3/2.0 (+1) 1,100 (0%) 3mo $257,000 $234 84
661 Apollo Ave 0.17mi 3/2.0 (+1) 1,100 (0%) 1mo $222,170 $202 84
580 Solar St 0.27mi 3/2.0 (+1) 1,100 (0%) 0mo $225,426 $205 80
501 Solar St 0.34mi 3/2.0 (+1) 1,100 (0%) 0mo $222,170 $202 77
850 States Ave 0.15mi 3/2.5 (+1) 1,250 (+14%) 2mo $254,250 $203 64
880 States Ave 0.14mi 3/2.5 (+1) 1,250 (+14%) 3mo $259,000 $207 63
581 Solar St 0.27mi 3/2.5 (+1) 1,250 (+14%) 1mo $246,142 $197 59
511 Solar St 0.32mi 3/2.5 (+1) 1,250 (+14%) 0mo $246,142 $197 57

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.87% appreciation · 0.64% rent growth · sell at horizon

5-year hold
IRR
-12.6%
Equity multiple
0.46×
Total profit
$-32,432
Equity at exit
$53,242
10-year hold
IRR
-8.0%
Equity multiple
0.31×
Total profit
$-41,681
Equity at exit
$57,062

Cash invested: $60,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72719

Home prices YoY
-0.3%
Rents YoY
0.6%
Active inventory
458
Price-to-rent
11.2×

Monthly cashflow live

Estimated rent
$1,606 high interval (Pro) →
Mortgage (P&I)
$1,127
Tax est. 1.5%
$269 /mo · $3,225/yr
Insurance
$90
HOA
$0
Vacancy / Maint / Mgmt
$337
Net cashflow
$-217

Break-even live

Break-even rent $1,881
Max offer price $183,638
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,750
Closing costs
$6,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
960 Ventnor Ave Centerton, AR 3.0 2.5 1250 $1,750 $1.40 23d 1 0.02mi
1071 Ventnor Ave Centerton, AR 3.0 2.0 1100 $1,400 $1.27 23d 1 0.07mi
881 Ventnor Ave Centerton, AR 3.0 2.5 1250 $1,550 $1.24 23d 1 0.07mi
861 Ventnor Ave Bentonville, AR 2.0 2.5 1100 $1,350 $1.23 23d 1 0.08mi
1031 Kentucky Ave Bentonville, AR 3.0 2.0 1100 $1,700 $1.55 23d 1 0.09mi
860 Ventnor Ave Bentonville, AR 2.0 2.5 1100 $1,350 $1.23 23d 1 0.09mi
890 Tennessee Ave Bentonville, AR 3.0 2.5 1250 $1,595 $1.28 21d 1 0.09mi
1061 Kentucky Ave Bentonville, AR 3.0 2.5 1250 $1,550 $1.24 23d 1 0.10mi
1040 Indiana Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 23d 1 0.10mi
1050 Indiana Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 23d 1 0.10mi
831 Ventnor Ave Bentonville, AR 3.0 2.0 1100 $1,525 $1.39 23d 1 0.10mi
830 Ventnor Ave Bentonville, AR 2.0 2.5 1100 $1,350 $1.23 21d 1 0.11mi
840 Boardwalk Ave Bentonville, AR 2.0 2.5 1100 $1,465 $1.33 23d 1 0.11mi
1080 Indiana Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 23d 1 0.11mi
821 Arctic Ave Bentonville, AR 2.0 2.0 1250 $1,726 $1.38 23d 1 0.12mi
1061 Indiana Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 23d 1 0.12mi
820 Boardwalk Ave Bentonville, AR 3.0 2.0 1100 $1,450 $1.32 23d 1 0.12mi
1020 States Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 23d 1 0.13mi
841 Tennessee Ave Bentonville, AR 2.0 2.5 1250 $1,640 $1.31 23d 1 0.13mi
1091 Indiana Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 23d 1 0.13mi
1060 States Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 23d 1 0.14mi
830 Massachusetts Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 23d 1 0.14mi
1021 States Ave Bentonville, AR 2.0 2.5 1250 $1,850 $1.48 14d 1 0.14mi
1090 States Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 23d 1 0.14mi
931 States Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 23d 1 0.15mi
860 States Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 23d 1 0.15mi
891 States Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 23d 1 0.16mi
831 Massachusetts Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 23d 1 0.16mi
840 States Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 23d 1 0.16mi
410 Coconut Ln Centerton, AR 3.0 2.0 1393 $1,850 $1.33 23d 1 0.34mi
811 Meadowlands Dr Centerton, AR 3.0 2.0 1474 $1,225 $0.83 23d 1 0.43mi
130 cedar St Centerton, AR 1.0–2.0 1.0–1.5 897 $1,395 $1.55 14d 12 0.60mi
240 Sage St Centerton, AR 3.0 2.0 1250 $1,400 $1.12 23d 1 0.61mi
533 Vee St Centerton, AR 3.0 2.0 1250 $1,550 $1.24 14d 1 0.63mi
156 Copper Oaks Dr Centerton, AR 2.0 2.0 1140 $1,550 $1.36 23d 1 0.64mi
501 E Centerton Blvd Centerton, AR 1.0–2.0 1.0–2.0 835 $1,292 $1.55 14d 25 0.66mi
422 Red Robin St Unit 422 Centerton, AR 3.0 2.0 1290 $1,550 $1.20 14d 1 0.66mi
112 Sage St Centerton, AR 3.0 2.0 1200 $1,425 $1.19 14d 1 0.72mi
621-623 Cosmos St Centerton, AR 3.0 2.0 1475 $1,795 $1.22 14d 1 0.73mi
261 Copper Oaks Dr Centerton, AR 3.0 2.0 1336 $1,425 $1.07 23d 1 0.80mi

Listing history 26 events

  1. 2026-06-18
    days on market $215,000 Active 28 DOM
  2. 2026-06-17
    days on market $215,000 Active 27 DOM
  3. 2026-06-16
    days on market $215,000 Active 26 DOM
  4. 2026-06-15
    days on market $215,000 Active 25 DOM
  5. 2026-06-14
    days on market $215,000 Active 23 DOM
  6. 2026-06-10
    days on market $215,000 Active 20 DOM
  7. 2026-06-09
    days on market $215,000 Active 19 DOM
  8. 2026-06-08
    days on market $215,000 Active 18 DOM
  9. 2026-06-07
    days on market $215,000 Active 17 DOM
  10. 2026-06-05
    days on market $215,000 Active 14 DOM
  11. 2026-06-03
    days on market $215,000 Active 13 DOM
  12. 2026-06-02
    days on market $215,000 Active 12 DOM
  13. 2026-06-01
    days on market $215,000 Active 11 DOM
  14. 2026-05-31
    days on market $215,000 Active 10 DOM
  15. 2026-05-31
    days on market $215,000 Active 9 DOM
  16. 2026-05-21
    listed $215,000 Active
  17. 2024-02-27
    historical $1,350
  18. 2024-01-11
    listed $1,350
  19. 2023-12-19
    historical $1,350
  20. 2023-12-06
    price $1,350
  21. 2023-11-15
    listed $1,500
  22. 2023-11-15
    historical $1,550
  23. 2023-11-02
    listed $1,550
  24. 2023-08-30
    soldstatus $234,900 Closed 242-char remark
    Show marketing remark (242 chars)

    Wonderful new subdivision in Bentonville School District. Less than 5 miles from Walmart Corporate office. Come enjoy simplified living in a modern environment. Future park and walking trails throughout neighborhood. Schedule a showing today!

  25. 2023-07-15
    status Pending 242-char remark
    Show marketing remark (242 chars)

    Wonderful new subdivision in Bentonville School District. Less than 5 miles from Walmart Corporate office. Come enjoy simplified living in a modern environment. Future park and walking trails throughout neighborhood. Schedule a showing today!

  26. 2023-07-07
    listed $234,900 Active 242-char remark
    Show marketing remark (242 chars)

    Wonderful new subdivision in Bentonville School District. Less than 5 miles from Walmart Corporate office. Come enjoy simplified living in a modern environment. Future park and walking trails throughout neighborhood. Schedule a showing today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,277
− Mortgage interest
−$12,043
− Property taxes
−$3,225
− Insurance
−$1,075
− Repairs & maintenance
−$1,542
− Management
−$1,542
− Depreciation
−$6,255
Taxable loss
−$6,405
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,537
After-tax cash flow
$-1,064/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bentonville School District
NCES district ID
0503060
Math proficiency
59% ▼ -8.00%
Reading proficiency
59% ▼ -6.00%
Median HH income
$66,721
Composite
51.85/100
National rank
#1661
State rank
#3 of 238 in AR

Livability — Centerton

Score
77/100
State rank
#11
US rank
#3194

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety B- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Centerton, AR
County
Benton County · 259,241 people
City population
19,701
Metro
Fayetteville-Springdale-Rogers, AR
Population (ZIP)
19,701
Household income
$113,542
Rent vs Own
37.3% rent · 62.7% own
Severe rent burden
374.0

Population outlook (Benton County) Hauer SSP2

Today (2025)
318,683 people
By 2030
353,481 · +10.9%
By 2040
425,280 · +33.4%
By 2050
497,239 · +56.0%
By 2075
662,114 · +107.8%
By 2100
776,431 · +143.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 58% Two or more races 25% Hispanic / Latino 14% Black 6% Asian 5%
Hispanic origin (detail)
Mexican 8% Cuban 2%
Common ancestry
Slovak 2% Italian 1% Lithuanian 1%
Foreign-born
10% · Canada, Vietnam
Languages at home
89% English-only · Spanish 9% Vietnamese 1% Other Asian/Pacific 1%

Political lean MEDSL · Benton

2024 margin
Strong R (+27.0) · D 35.2% · R 62.1% · Other 2.7%
2008→2024 swing
+9.6pp toward D · 2008: -36.5pp · 2024: -27.0pp
All cycles
2024: R+27.0 2020: R+26.4 2016: R+34.9 2012: R+40.4 2008: R+36.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.87%
Current HPI
320.376
Rent YoY
▲ 0.64%
Metro
Fayetteville-Springdale-Rogers, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

-8.5% since first listed
11 events — show timeline
  • 2026-05-21 Listed $215,000 NWARMLS
  • 2024-02-27 Rental Removed $1,350 NWARMLS
  • 2024-01-11 Listed for Rent $1,350 NWARMLS
  • 2023-12-19 Rental Removed $1,350 NWARMLS
  • 2023-12-06 Price Changed $1,350 NWARMLS
  • 2023-11-15 Listed for Rent $1,500 NWARMLS
  • 2023-11-15 Rental Removed $1,550 NWARMLS
  • 2023-11-02 Listed for Rent $1,550 NWARMLS
  • 2023-08-30 Sold (MLS) $234,900 NWARMLS
  • 2023-07-15 Pending NWARMLS
  • 2023-07-07 Listed $234,900 NWARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…