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1960 Union St #28
D Composite 40.36
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.3/30.0
  • ARV discount +7.5/15.0
  • 1% rule +6.8/10.0
  • Schools +4.3/10.0
  • Livability +4.1/5.0
  • DSCR +3.0/10.0
  • Condition / age +2.5/5.0
  • Rent growth +1.8/5.0
  • Appreciation +0.0/10.0

$164,900

1960 Union St #28 · Clearwater, FL 33763
2 bd · 2.0 ba · 1,049 sqft · Condo public records · 59 Days on market
Built 1979 $608/mo HOA · 31% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Wonderful quiet and well maintained condo. Only on neighbor and they are under you! Top floor with windows all around. Feels more like a house then a condo. This unit over looks the pool. Entire unit is tiled with 18x18 tile. Kitchen has a pass through to the dining area. Bedrooms are split. Large indoor laundry with a whole home water purification system. New AC in 2014! This is the only unit in Oak lake with this layout, must see! Shady parking too!

Key facts

  • Pass through window
  • Screened lanai
  • Brand new roofs

Tags

FRESH EXTERIOR PAINTBRAND NEW ROOFSOVERLOOKS COMMUNITY POOLPASS THROUGH WINDOWWOOD LAMINATE FLOORINGSCREENED LANAI

Property features AI

Finance

  • Other: Unfurnished; Living area reported as 1,049 (public records)
  • Financial info: Monthly condo fee $608 ($7,296 annually); Lease restrictions apply
  • HOA & community: Monthly condo/HOA fee of $608 (includes pool, water, sewer, trash, common area taxes, maintenance structure and grounds, management, pest control, escrow reserves fund); Association approval required; Pool on site; Community mailbox; Deed restrictions; Buyer approval required; Pets allowed (maximum ~20 lbs)

Exterior

  • Parking: Community parking (details not specified)
  • Utilities: Public water; Public sewer; Electricity connected; Cable connected; Sewer connected; Water connected
  • Home design: Condominium residential property; One story; Unit on 2nd floor; East-facing
  • Construction: Stucco, frame, and wood siding construction; Shingle roof; Slab foundation; Built as building number 28
  • Exterior features: Balcony; Rain gutters; Sliding doors; Asphalt road access

Interior

  • Kitchen: Dishwasher; Microwave; Range; Refrigerator; Water filtration system
  • Bedrooms: 2 bedrooms
  • Flooring: Laminate
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Ceiling fans; Solid surface counters; Thermostat; Blinds
  • Laundry & utility: Inside laundry room; Dryer; Electric water heater; Water softener

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $165k.

Deal economics

  • At list price, monthly cash flow is $-89 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $149k (9.5% below list).
  • Meets the 1% rule at list price ($2k rent vs $165k).
  • Recommended offer: $149k (9.5% below list) — sets the bar for cash-flow.
  • Cap rate 5.6% vs local median 3.0% in Clearwater — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 82/100 on livability (#60 in FL, #988 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+; Watch: employment C-.
  • Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Garrison-Jones Elementary School (math 66% / reading 58%, grade B, #608 of 2,144 statewide, top 29%, 593 students, 46% FRL); Dunedin High School (math 36% / reading 45%, grade F, #294 of 667 statewide, top 44%, 1,203 students, 48% FRL) — zoned schools at 47% FRL track the district average.
  • Market conditions: Rents soft (-2.6%/yr); 292 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 59 days — a 3% lower offer ($160k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $84k; list at $165k implies a 96% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 31% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $149,175 (9.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 59 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
  3. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.18%
Cap rate
5.65%
Cash-on-cash
-2.31%
DSCR
0.90
GRM
7.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-24.9%
Equity multiple
0.18×
Total profit
$-37,751
Equity at exit
$24,587
10-year hold
IRR
-43.8%
Equity multiple
-0.32×
Total profit
$-60,826
Equity at exit
$14,258

Cash invested: $46,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33763

Rents YoY
-2.6%
Active inventory
292
Price-to-rent
7.1×

Monthly cashflow live

Estimated rent
$1,940 high interval (Pro) →
Mortgage (P&I)
$865
Tax from tax record
$80 /mo · $966/yr
Insurance
$69
HOA
$608
Vacancy / Maint / Mgmt
$407
Net cashflow
$-89

Break-even live

Break-even rent $2,053
Max offer price $149,175
Occupancy floor 100%

Sensitivity live

Price -10% $4 -5% $-42 +0% $-89 +5% $-136 +10% $-182
Rent -10% $-242 -5% $-166 +0% $-89 +5% $-12 +10% $64
Rate -1.0pp $-6 -0.5pp $-47 base $-89 +0.5pp $-132 +1.0pp $-175

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,225
Closing costs
$4,947
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1960 Union St Clearwater, FL 2.0 2.0 996 $1,775 $1.78 9d 2 0.05mi
2151 Alicia Dr Unit A Clearwater, FL 3.0 2.5 1250 $2,250 $1.80 9d 1 0.15mi
2151 Alicia Dr Unit C Clearwater, FL 3.0 2.5 1500 $2,000 $1.33 9d 1 0.15mi
2070 Loma Linda Way N Clearwater, FL 2.0 1.0 980 $1,928 $1.97 25d 1 0.15mi
1912 Radcliffe Dr N Clearwater, FL 2.0 2.0 1340 $2,750 $2.05 25d 1 0.33mi
1973 Clarendon Rd Clearwater, FL 3.0 2.0 1248 $2,500 $2.00 5d 1 0.37mi
2251 Springwood Cir W Clearwater, FL 3.0 2.0 1344 $3,100 $2.31 25d 1 0.48mi
1820 Sunset Point Rd Clearwater, FL 1.0–3.0 1.0–2.0 918 $1,668 $1.82 3d 17 0.51mi
2005 Greenbriar Blvd #1 Clearwater, FL 2.0 2.0 930 $1,500 $1.61 5d 1 0.52mi
152 Macalpine Way Dunedin, FL 1.0–3.0 1.0–2.5 943 $2,084 $2.21 2d 42 0.66mi
2037 Sunset Grove Ln Clearwater, FL 2.0 2.0 935 $1,750 $1.87 25d 1 0.66mi
2256 Philippine Dr Clearwater, FL 2.0 2.0 1400 $1,550 $1.11 25d 1 0.80mi
2323 Surrey Ln Clearwater, FL 2.0 2.0 1280 $2,250 $1.76 23d 1 0.83mi
526 Belmist Ct Dunedin, FL 3.0 2.0 1480 $2,700 $1.82 25d 1 0.84mi
2138 Timber Ln Clearwater, FL 2.0 2.0 1348 $2,800 $2.08 25d 1 0.85mi
2287 Philippine Dr #29 Clearwater, FL 2.0 2.0 1070 $1,550 $1.45 9d 1 0.86mi
2287 Philippine Dr #29 Clearwater, FL 2.0 2.0 1070 $1,550 $1.45 4d 1 0.86mi
2262 Swedish Dr #10 Clearwater, FL 2.0 2.0 1115 $2,000 $1.79 25d 1 0.86mi
1005 Egret Ct Dunedin, FL 2.0 2.0 996 $1,400 $1.41 5d 1 0.86mi
2284 Philippine Dr #59 Clearwater, FL 2.0 2.0 1100 $1,795 $1.63 23d 1 0.86mi
2331 Finlandia Ln #53 Clearwater, FL 1.0 1.0 825 $1,345 $1.63 4d 1 0.95mi
2311 Brisbane St #65 Clearwater, FL 2.0 2.0 1100 $1,700 $1.55 13d 1 0.96mi
2310 Denmark St Clearwater, FL 2.0 2.0 1100 $1,600 $1.45 16d 1 0.96mi
2361 Ecuadorian Way #45 Clearwater, FL 2.0 2.0 1400 $1,700 $1.21 5d 1 1.05mi
2042 Australia Way W Clearwater, FL 1.0 1.0 825 $1,350 $1.64 11d 1 1.05mi
2358 Ecuadorian Way #56 Clearwater, FL 2.0 2.0 1100 $1,500 $1.36 4d 1 1.05mi
978 Cedarwood Ave Dunedin, FL 2.0 1.0 1100 $1,800 $1.64 25d 1 1.05mi
2359 Finlandia Ln Clearwater, FL 2.0 2.0–20.0 1100 $1,400 $1.27 19d 2 1.06mi
1767 Linwood Cir Clearwater, FL 3.0 2.0 1500 $3,000 $2.00 5d 1 1.06mi
2071 Australia Way W #29 Clearwater, FL 2.0 2.0 1100 $1,525 $1.39 25d 1 1.08mi
2363 Israeli Dr #67 Clearwater, FL 2.0 2.0 1100 $1,600 $1.45 25d 1 1.10mi
2701 Dunedin Commons Pl Dunedin, FL 1.0–2.0 1.0–2.0 887 $2,710 $3.05 4d 12 1.11mi
2380 World Parkway Blvd #56 Clearwater, FL 1.0 2.0 1244 $1,200 $0.96 4d 1 1.12mi
2040 World Parkway Blvd #34 Clearwater, FL 2.0 2.0 1400 $1,650 $1.18 25d 1 1.12mi
2378 Ecuadorian Way #38 Clearwater, FL 2.0 2.0 1400 $1,800 $1.29 3d 1 1.12mi
2400 Franciscan Dr #44 Clearwater, FL 1.0 1.0 735 $1,200 $1.63 25d 1 1.12mi
2020 World Parkway Blvd #54 Clearwater, FL 2.0 2.0 1400 $1,795 $1.28 11d 1 1.17mi
2402 Ecuadorian Way #28 Clearwater, FL 2.0 2.0 1400 $1,900 $1.36 5d 1 1.18mi
2402 Ecuadorian Way Clearwater, FL 2.0 2.0 1400 $1,800 $1.29 25d 2 1.19mi
1423 Aries Ln Unit 3 Clearwater, FL 2.0 1.0 1015 $1,600 $1.58 5d 1 1.20mi

HOA detail condo

Monthly dues
$608 · $7,296/yr
Likely covers
waterpool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 20 events

  1. 2026-05-13
    price $164,900
  2. 2026-03-31
    listed $170,000 Active
  3. 2017-08-16
    soldstatus $84,000
  4. 2017-08-11
    soldstatus $84,000 Sold 455-char remark
    Show marketing remark (455 chars)

    Wonderful quiet and well maintained condo. Only on neighbor and they are under you! Top floor with windows all around. Feels more like a house then a condo. This unit over looks the pool. Entire unit is tiled with 18x18 tile. Kitchen has a pass through to the dining area. Bedrooms are split. Large indoor laundry with a whole home water purification system. New AC in 2014! This is the only unit in Oak lake with this layout, must see! Shady parking too!

  5. 2017-07-07
    status Pending 455-char remark
    Show marketing remark (455 chars)

    Wonderful quiet and well maintained condo. Only on neighbor and they are under you! Top floor with windows all around. Feels more like a house then a condo. This unit over looks the pool. Entire unit is tiled with 18x18 tile. Kitchen has a pass through to the dining area. Bedrooms are split. Large indoor laundry with a whole home water purification system. New AC in 2014! This is the only unit in Oak lake with this layout, must see! Shady parking too!

  6. 2017-06-24
    listed $89,999 Active 455-char remark
    Show marketing remark (455 chars)

    Wonderful quiet and well maintained condo. Only on neighbor and they are under you! Top floor with windows all around. Feels more like a house then a condo. This unit over looks the pool. Entire unit is tiled with 18x18 tile. Kitchen has a pass through to the dining area. Bedrooms are split. Large indoor laundry with a whole home water purification system. New AC in 2014! This is the only unit in Oak lake with this layout, must see! Shady parking too!

  7. 2014-07-22
    soldstatus $59,000
  8. 2014-07-11
    soldstatus $59,000 Sold 697-char remark
    Show marketing remark (697 chars)

    Wonderful quiet and well maintained condo. Only one neighbor under you! You have the whole top floor with windows all around. Feels like a house rather than a condo. Beautiful views from living room of the pool and lake. The entire unit is tile in a 18x18 neutral tile. Nice layout kitchen with window and pass through to dining area. Split plan with master bedroom on one side and the other bedroom on the other. large laundry room with plenty of storage and whole house water purification system. Neutral pastel colors on walls easy access to beach and shopping and movie theater. A Must see. This unit has a unique floor plan unlike the others in the complex. Just installed 2014 brand new AC

  9. 2014-05-29
    historical 697-char remark
    Show marketing remark (697 chars)

    Wonderful quiet and well maintained condo. Only one neighbor under you! You have the whole top floor with windows all around. Feels like a house rather than a condo. Beautiful views from living room of the pool and lake. The entire unit is tile in a 18x18 neutral tile. Nice layout kitchen with window and pass through to dining area. Split plan with master bedroom on one side and the other bedroom on the other. large laundry room with plenty of storage and whole house water purification system. Neutral pastel colors on walls easy access to beach and shopping and movie theater. A Must see. This unit has a unique floor plan unlike the others in the complex. Just installed 2014 brand new AC

  10. 2014-05-09
    status Active 697-char remark
    Show marketing remark (697 chars)

    Wonderful quiet and well maintained condo. Only one neighbor under you! You have the whole top floor with windows all around. Feels like a house rather than a condo. Beautiful views from living room of the pool and lake. The entire unit is tile in a 18x18 neutral tile. Nice layout kitchen with window and pass through to dining area. Split plan with master bedroom on one side and the other bedroom on the other. large laundry room with plenty of storage and whole house water purification system. Neutral pastel colors on walls easy access to beach and shopping and movie theater. A Must see. This unit has a unique floor plan unlike the others in the complex. Just installed 2014 brand new AC

  11. 2014-05-03
    historical 697-char remark
    Show marketing remark (697 chars)

    Wonderful quiet and well maintained condo. Only one neighbor under you! You have the whole top floor with windows all around. Feels like a house rather than a condo. Beautiful views from living room of the pool and lake. The entire unit is tile in a 18x18 neutral tile. Nice layout kitchen with window and pass through to dining area. Split plan with master bedroom on one side and the other bedroom on the other. large laundry room with plenty of storage and whole house water purification system. Neutral pastel colors on walls easy access to beach and shopping and movie theater. A Must see. This unit has a unique floor plan unlike the others in the complex. Just installed 2014 brand new AC

  12. 2014-04-15
    price $61,900 697-char remark
    Show marketing remark (697 chars)

    Wonderful quiet and well maintained condo. Only one neighbor under you! You have the whole top floor with windows all around. Feels like a house rather than a condo. Beautiful views from living room of the pool and lake. The entire unit is tile in a 18x18 neutral tile. Nice layout kitchen with window and pass through to dining area. Split plan with master bedroom on one side and the other bedroom on the other. large laundry room with plenty of storage and whole house water purification system. Neutral pastel colors on walls easy access to beach and shopping and movie theater. A Must see. This unit has a unique floor plan unlike the others in the complex. Just installed 2014 brand new AC

  13. 2014-04-15
    historical Contingent - Inspections 697-char remark
    Show marketing remark (697 chars)

    Wonderful quiet and well maintained condo. Only one neighbor under you! You have the whole top floor with windows all around. Feels like a house rather than a condo. Beautiful views from living room of the pool and lake. The entire unit is tile in a 18x18 neutral tile. Nice layout kitchen with window and pass through to dining area. Split plan with master bedroom on one side and the other bedroom on the other. large laundry room with plenty of storage and whole house water purification system. Neutral pastel colors on walls easy access to beach and shopping and movie theater. A Must see. This unit has a unique floor plan unlike the others in the complex. Just installed 2014 brand new AC

  14. 2014-04-15
    price $59,900 697-char remark
    Show marketing remark (697 chars)

    Wonderful quiet and well maintained condo. Only one neighbor under you! You have the whole top floor with windows all around. Feels like a house rather than a condo. Beautiful views from living room of the pool and lake. The entire unit is tile in a 18x18 neutral tile. Nice layout kitchen with window and pass through to dining area. Split plan with master bedroom on one side and the other bedroom on the other. large laundry room with plenty of storage and whole house water purification system. Neutral pastel colors on walls easy access to beach and shopping and movie theater. A Must see. This unit has a unique floor plan unlike the others in the complex. Just installed 2014 brand new AC

  15. 2014-02-28
    listed $62,900 Active 697-char remark
    Show marketing remark (697 chars)

    Wonderful quiet and well maintained condo. Only one neighbor under you! You have the whole top floor with windows all around. Feels like a house rather than a condo. Beautiful views from living room of the pool and lake. The entire unit is tile in a 18x18 neutral tile. Nice layout kitchen with window and pass through to dining area. Split plan with master bedroom on one side and the other bedroom on the other. large laundry room with plenty of storage and whole house water purification system. Neutral pastel colors on walls easy access to beach and shopping and movie theater. A Must see. This unit has a unique floor plan unlike the others in the complex. Just installed 2014 brand new AC

  16. 2006-04-27
    historical
  17. 2006-03-24
    listed $150,000
  18. 2003-11-19
    soldstatus $78,800
  19. 2000-06-07
    soldstatus $48,000
  20. 1981-04-01
    soldstatus $51,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$966 · $80/mo
Projected year-2 tax
$1,369 · $114/mo
Expected delta
+$403/yr (+$34/mo · 41.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,285
− Mortgage interest
−$9,237
− Property taxes
−$966
− Insurance
−$824
− Repairs & maintenance
−$1,863
− Management
−$1,863
− HOA
−$7,296
− Depreciation
−$4,797
Taxable loss
−$3,561
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$855
After-tax cash flow
$-214/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pinellas
NCES district ID
1201560
Math proficiency
51% ▼ -5.00%
Reading proficiency
51% ▼ -3.00%
Median HH income
$46,270
Composite
43.27/100
National rank
#3046
State rank
#31 of 73 in FL

Livability — Clearwater

Score
82/100
State rank
#60
US rank
#988

Category grades

Amenities B Commute A+ Cost of living A- Crime B+ Employment C- Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Clearwater, FL
County
Pinellas County · 939,478 people
City population
170,933
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
21,146
Household income
$54,794
Rent vs Own
27.6% rent · 72.4% own
Severe rent burden
753.0

Population outlook (Pinellas County) Hauer SSP2

Today (2025)
1,027,532 people
By 2030
1,063,586 · +3.5%
By 2040
1,125,020 · +9.5%
By 2050
1,168,637 · +13.7%
By 2075
1,265,188 · +23.1%
By 2100
1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (72%)
Race & ethnicity
White 72% Hispanic / Latino 17% Two or more races 9% Black 4% Asian 2%
Hispanic origin (detail)
Mexican 5% Puerto Rican 3% Cuban 1%
Common ancestry
Romanian 3% Lithuanian 2% Slovak 2%
Foreign-born
15% · Canada, Jamaica, Vietnam
Languages at home
81% English-only · Spanish 10% Other Indo-European 3% Russian/Polish/Slavic 1%

Political lean MEDSL · Pinellas

2024 margin
Lean R (+5.2) · D 46.9% · R 52.1%
2008→2024 swing
-13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
All cycles
2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -439.90%
Current HPI
265.3099
Rent YoY
▼ -2.63%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+220.2% since first listed
20 events — show timeline
  • 2026-05-13 Price Changed $164,900 Stellar MLS as Distributed by MLS Grid
  • 2026-03-31 Listed $170,000 Stellar MLS as Distributed by MLS Grid
  • 2017-08-16 Sold (Public Records) $84,000 Public Records
  • 2017-08-11 Sold (MLS) $84,000 Stellar MLS as Distributed by MLS Grid
  • 2017-07-07 Pending Stellar MLS as Distributed by MLS Grid
  • 2017-06-24 Listed $89,999 Stellar MLS as Distributed by MLS Grid
  • 2014-07-22 Sold (Public Records) $59,000 Public Records
  • 2014-07-11 Sold (MLS) $59,000 Stellar MLS as Distributed by MLS Grid
  • 2014-05-29 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2014-05-09 Relisted Stellar MLS as Distributed by MLS Grid
  • 2014-05-03 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2014-04-15 Contingent Stellar MLS as Distributed by MLS Grid
  • 2014-04-15 Price Changed $61,900 Stellar MLS as Distributed by MLS Grid
  • 2014-04-15 Price Changed $59,900 Stellar MLS as Distributed by MLS Grid
  • 2014-02-28 Listed $62,900 Stellar MLS as Distributed by MLS Grid
  • 2006-04-27 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2006-03-24 Listed $150,000 Stellar MLS as Distributed by MLS Grid
  • 2003-11-19 Sold (Public Records) $78,800 Public Records
  • 2000-06-07 Sold (Public Records) $48,000 Public Records
  • 1981-04-01 Sold (Public Records) $51,500 Public Records

Property tax history

+1.6%/yr

Latest (2025): $966 · +7.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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