CashFlowRE
Sign in Sign up
750 Justify Loop
D- Composite 37.27
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +9.2/10.0
  • Cash flow +7.5/30.0
  • ARV discount +5.2/15.0
  • Schools +3.2/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.3/10.0
  • DSCR +1.6/10.0

$294,900

750 Justify Loop · Burnettown, SC 29829
3 bd · 2.5 ba · 2,264 sqft · SingleFamily public records · 41 Days on market
Built 2022 5,662 sqft lot Est $281k · 5% over $33/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Under construction! 100% Financing Eligible! If an open concept main floor is on your list of must-haves, the Barlow could be the one! Your stunning family room spills right into the kitchen, making it the true heart of your home. A unique curved island with dual sinks makes it easy to prepare your favorite meals while keeping an eye on the happenings in the family room and breakfast area. Your kitchen also provides easy access to the garage, main foyer and powder room. Upstairs it just keeps getting better with three bedrooms, two full baths and a convenient laundry room. The owner's suite will be the sanctuary you've been dreaming of. And if the spacious bathroom and massive walk-in closet weren't enough, your bedroom has a bonus sitting area where you can lounge while you enjoy your morning coffee, or take perhaps the shortest commute ever to your home office. The other spacious bedrooms feature walk-in closets and more windows than you might expect. Proudly offers Hometown Hero

Key facts

  • Bonus sitting area
  • On site amenities
  • 5,662 sq ft lot

Tags

OPEN CONCEPT MAIN FLOORCURVED ISLAND WITH DUAL SINKSSPA INSPIRED BATHROOMMASSIVE WALK IN CLOSETBONUS SITTING AREAON SITE AMENITIES

Property features AI

Finance

  • HOA & community: Homeowners association with an annual fee of $400; Community pool

Exterior

  • Parking: Attached garage with 2 spaces; Garage door opener; Paved driveway
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer; Cable available; Phone available; Electric service (implied)
  • Home design: Single-family residence; Two-story home; Built by Stanley Martin Homes
  • Construction: Vinyl siding; Shingle/composition roof; Slab foundation; Originally constructed by Stanley Martin Homes
  • Exterior features: Front and rear sprinklers; Landscaped yard; Porch; Patio; Storm doors; Paved roads

Interior

  • Kitchen: Oven; Range; Self-cleaning oven; Microwave; Dishwasher; Garbage disposal; Pantry; Breakfast bar
  • Bedrooms: Total of 6 rooms (room breakdown not specified)
  • Flooring: Ceramic tile; Laminate; Carpet
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central air with ceiling fans; Electric cooling; Forced air heating; Natural gas heating
  • Interior features: Ceiling fans; Walk-in closets; Breakfast bar; Pantry; Insulated windows with window coverings; Smoke detectors; Tankless gas water heater; Thermostat and insulation for energy efficiency
  • Laundry & utility: Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $295k.

Deal economics

  • At list price, monthly cash flow is $-366 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $242k (18.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $216k (26.8% below list).
  • Recommended offer: $216k (26.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 64/100 on livability (#159 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment D-.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Jefferson Elementary (math 34% / reading 34%, grade F, #359 of 597 statewide, top 60%, 557 students, 100% FRL); Langley-Bath-Clearwater Middle (math 25% / reading 35%, grade F, #136 of 229 statewide, top 60%, 634 students, 100% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools average 87% FRL vs 54% district-wide (33 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 298 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $27k of equity ($2k loan paydown + $25k appreciation (8.4% local appreciation)).
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • By year 2, paydown + projected appreciation supports a ~$43k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 41 days — a 3% lower offer ($286k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $256k; 15% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 64% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $215,826 (26.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.73%
Cap rate
4.80%
Cash-on-cash
-5.32%
DSCR
0.76
GRM
11.4

CMA / ARV

ARV (on-the-fly)
$280,736
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6240 Whirlaway Rd 0.10mi 4/2.5 (+1) 2,431 (+7%) 2mo $314,400 $129 76
985 Tess St 0.36mi 4/3.5 (+1) 2,386 (+5%) 2mo $284,900 $119 63
945 Tess St 0.41mi 4/3.5 (+1) 2,386 (+5%) 1mo $279,900 $117 62
908 Tess St 0.43mi 4/3.5 (+1) 2,386 (+5%) 1mo $289,900 $122 61
875 Tess St 0.46mi 4/3.5 (+1) 2,386 (+5%) 1mo $316,805 $133 60
902 Tess St 0.44mi 4/2.5 (+1) 2,046 (-10%) 2mo $275,900 $135 57
955 Tess St 0.40mi 4/2.5 (+1) 2,505 (+11%) 2mo $289,900 $116 57
915 Tess St 0.43mi 4/2.5 (+1) 2,505 (+11%) 1mo $304,900 $122 56
935 Tess St 0.41mi 4/2.5 (+1) 2,505 (+11%) 2mo $303,795 $121 56
926 Tess St 0.41mi 4/2.5 (+1) 2,505 (+11%) 3mo $310,000 $124 56
871 Tess St 0.46mi 4/2.5 (+1) 2,046 (-10%) 3mo $275,900 $135 55
893 Tess St 0.45mi 4/2.5 (+1) 2,505 (+11%) 3mo $320,750 $128 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
16.9%
Equity multiple
2.28×
Total profit
$105,435
Equity at exit
$231,712
10-year hold
IRR
16.1%
Equity multiple
4.92×
Total profit
$323,782
Equity at exit
$467,457

Cash invested: $82,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29829

Home prices YoY
3.0%
Active inventory
298
Price-to-rent
11.4×

Monthly cashflow live

Estimated rent
$2,158 medium interval (Pro) →
Mortgage (P&I)
$1,546
Tax est. 1.5%
$369 /mo · $4,424/yr
Insurance
$123
HOA
$33
Vacancy / Maint / Mgmt
$453
Net cashflow
$-366

Break-even live

Break-even rent $2,622
Max offer price $241,945
Occupancy floor

Sensitivity live

Price -10% $-162 -5% $-264 +0% $-366 +5% $-468 +10% $-570
Rent -10% $-536 -5% $-451 +0% $-366 +5% $-281 +10% $-195
Rate -1.0pp $-217 -0.5pp $-291 base $-366 +0.5pp $-442 +1.0pp $-520

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$73,725
Closing costs
$8,847
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
618 Count Fleet Ct Graniteville, SC 4.0 2.5 2362 $2,299 $0.97 23d 1 0.15mi

HOA detail

Monthly dues
$33 · $396/yr

Listing history 26 events

  1. 2026-06-21
    days on market $294,900 Active 41 DOM
  2. 2026-06-18
    days on market $294,900 Active 38 DOM
  3. 2026-06-17
    days on market $294,900 Active 37 DOM
  4. 2026-06-16
    days on market $294,900 Active 36 DOM
  5. 2026-06-15
    days on market $294,900 Active 35 DOM
  6. 2026-06-14
    days on market $294,900 Active 33 DOM
  7. 2026-06-13
    days on market $294,900 Active 32 DOM
  8. 2026-06-10
    days on market $294,900 Active 30 DOM
  9. 2026-06-09
    days on market $294,900 Active 29 DOM
  10. 2026-06-08
    days on market $294,900 Active 28 DOM
  11. 2026-06-07
    pricedays on market $294,900 Active 27 DOM
  12. 2026-06-03
    days on market $299,900 Active 23 DOM
  13. 2026-06-02
    days on market $299,900 Active 22 DOM
  14. 2026-06-01
    days on market $299,900 Active 21 DOM
  15. 2026-05-31
    days on market $299,900 Active 20 DOM
  16. 2026-05-30
    days on market $299,900 Active 19 DOM
  17. 2026-05-11
    listed $299,900 Active
  18. 2026-03-06
    price $300,000
  19. 2026-02-16
    price $304,500
  20. 2026-02-01
    listed $305,000 Active
  21. 2022-06-29
    soldstatus $255,800 997-char remark
    Show marketing remark (997 chars)

    Under construction! 100% Financing Eligible! If an open concept main floor is on your list of must-haves, the Barlow could be the one! Your stunning family room spills right into the kitchen, making it the true heart of your home. A unique curved island with dual sinks makes it easy to prepare your favorite meals while keeping an eye on the happenings in the family room and breakfast area. Your kitchen also provides easy access to the garage, main foyer and powder room. Upstairs it just keeps getting better with three bedrooms, two full baths and a convenient laundry room. The owner's suite will be the sanctuary you've been dreaming of. And if the spacious bathroom and massive walk-in closet weren't enough, your bedroom has a bonus sitting area where you can lounge while you enjoy your morning coffee, or take perhaps the shortest commute ever to your home office. The other spacious bedrooms feature walk-in closets and more windows than you might expect. Proudly offers Hometown Hero

  22. 2022-06-29
    soldstatus $255,800
    Show marketing remark (997 chars)

    Under construction! 100% Financing Eligible! If an open concept main floor is on your list of must-haves, the Barlow could be the one! Your stunning family room spills right into the kitchen, making it the true heart of your home. A unique curved island with dual sinks makes it easy to prepare your favorite meals while keeping an eye on the happenings in the family room and breakfast area. Your kitchen also provides easy access to the garage, main foyer and powder room. Upstairs it just keeps getting better with three bedrooms, two full baths and a convenient laundry room. The owner's suite will be the sanctuary you've been dreaming of. And if the spacious bathroom and massive walk-in closet weren't enough, your bedroom has a bonus sitting area where you can lounge while you enjoy your morning coffee, or take perhaps the shortest commute ever to your home office. The other spacious bedrooms feature walk-in closets and more windows than you might expect. Proudly offers Hometown Hero

  23. 2022-06-29
    soldstatus $255,800
    Show marketing remark (997 chars)

    Under construction! 100% Financing Eligible! If an open concept main floor is on your list of must-haves, the Barlow could be the one! Your stunning family room spills right into the kitchen, making it the true heart of your home. A unique curved island with dual sinks makes it easy to prepare your favorite meals while keeping an eye on the happenings in the family room and breakfast area. Your kitchen also provides easy access to the garage, main foyer and powder room. Upstairs it just keeps getting better with three bedrooms, two full baths and a convenient laundry room. The owner's suite will be the sanctuary you've been dreaming of. And if the spacious bathroom and massive walk-in closet weren't enough, your bedroom has a bonus sitting area where you can lounge while you enjoy your morning coffee, or take perhaps the shortest commute ever to your home office. The other spacious bedrooms feature walk-in closets and more windows than you might expect. Proudly offers Hometown Hero

  24. 2022-02-05
    listed $256,800 997-char remark
    Show marketing remark (997 chars)

    Under construction! 100% Financing Eligible! If an open concept main floor is on your list of must-haves, the Barlow could be the one! Your stunning family room spills right into the kitchen, making it the true heart of your home. A unique curved island with dual sinks makes it easy to prepare your favorite meals while keeping an eye on the happenings in the family room and breakfast area. Your kitchen also provides easy access to the garage, main foyer and powder room. Upstairs it just keeps getting better with three bedrooms, two full baths and a convenient laundry room. The owner's suite will be the sanctuary you've been dreaming of. And if the spacious bathroom and massive walk-in closet weren't enough, your bedroom has a bonus sitting area where you can lounge while you enjoy your morning coffee, or take perhaps the shortest commute ever to your home office. The other spacious bedrooms feature walk-in closets and more windows than you might expect. Proudly offers Hometown Hero

  25. 2022-02-05
    listed $256,800
    Show marketing remark (997 chars)

    Under construction! 100% Financing Eligible! If an open concept main floor is on your list of must-haves, the Barlow could be the one! Your stunning family room spills right into the kitchen, making it the true heart of your home. A unique curved island with dual sinks makes it easy to prepare your favorite meals while keeping an eye on the happenings in the family room and breakfast area. Your kitchen also provides easy access to the garage, main foyer and powder room. Upstairs it just keeps getting better with three bedrooms, two full baths and a convenient laundry room. The owner's suite will be the sanctuary you've been dreaming of. And if the spacious bathroom and massive walk-in closet weren't enough, your bedroom has a bonus sitting area where you can lounge while you enjoy your morning coffee, or take perhaps the shortest commute ever to your home office. The other spacious bedrooms feature walk-in closets and more windows than you might expect. Proudly offers Hometown Hero

  26. 2022-02-05
    listed $256,800
    Show marketing remark (997 chars)

    Under construction! 100% Financing Eligible! If an open concept main floor is on your list of must-haves, the Barlow could be the one! Your stunning family room spills right into the kitchen, making it the true heart of your home. A unique curved island with dual sinks makes it easy to prepare your favorite meals while keeping an eye on the happenings in the family room and breakfast area. Your kitchen also provides easy access to the garage, main foyer and powder room. Upstairs it just keeps getting better with three bedrooms, two full baths and a convenient laundry room. The owner's suite will be the sanctuary you've been dreaming of. And if the spacious bathroom and massive walk-in closet weren't enough, your bedroom has a bonus sitting area where you can lounge while you enjoy your morning coffee, or take perhaps the shortest commute ever to your home office. The other spacious bedrooms feature walk-in closets and more windows than you might expect. Proudly offers Hometown Hero

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 64% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$25,899
− Mortgage interest
−$16,519
− Property taxes
−$4,424
− Insurance
−$1,474
− Repairs & maintenance
−$2,072
− Management
−$2,072
− HOA
−$396
− Depreciation
−$8,579
Taxable loss
−$9,637
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,313
After-tax cash flow
$-2,079/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Burnettown

Score
64/100
State rank
#159
US rank
#14711

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Aiken County · 116,534 people
City population
931
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
12,385
Household income
$84,228
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
213.0

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 1%
Common ancestry
Italian 2% Swedish 2% Slovak 1%
Foreign-born
6% · Canada
Languages at home
89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.38%
Current HPI
286.4155
Rent YoY
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+16.8% since first listed
10 events — show timeline
  • 2026-05-11 Listed $299,900 AMLS
  • 2026-03-06 Price Changed $300,000 Consolidated MLS
  • 2026-02-16 Price Changed $304,500 Consolidated MLS
  • 2026-02-01 Listed $305,000 Consolidated MLS
  • 2022-06-29 Sold (MLS) $255,800 Hive MLS
  • 2022-06-29 Sold (MLS) $255,800 Hive MLS
  • 2022-06-29 Sold (MLS) $255,800 AMLS
  • 2022-02-05 Listed $256,800 Hive MLS
  • 2022-02-05 Listed $256,800 Hive MLS
  • 2022-02-05 Listed $256,800 AMLS

Property tax history

+21.7%/yr

Latest (2025): $139 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…