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280 Pleasant Valley Rd
C Composite 57.38
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.0/30.0
  • ARV discount +14.2/15.0
  • DSCR +6.7/10.0
  • 1% rule +5.0/10.0
  • Livability +3.0/5.0
  • Schools +2.6/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • Appreciation +0.0/10.0

$209,000

280 Pleasant Valley Rd · Stockbridge, GA 30253
3 bd · 2.0 ba · 1,364 sqft · SingleFamily public records · 13 Days on market
Built 1989 0.33 ac lot Est $246k · 15% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Meet 280 Pleasant Valley Rd, a residence arranged for everyday comfort and practical living. The interior features a cozy fireplace, establishing a welcoming ambiance. The primary bathroom includes a functional layout with double sinks and a separate tub and shower for ease of use. This property blends comfort with practical style. . Included 100-Day Home Warranty with buyer activation

Key facts

  • Double sinks
  • Cozy fireplace
  • 0.33 acre lot

Tags

COZY FIREPLACEDOUBLE SINKSSEPARATE TUB AND SHOWER

Property features AI

Finance

  • Other: Located in the Meadowbrook subdivision
  • HOA & community: No HOA

Exterior

  • Parking: Carport (1 parking space)
  • Utilities: Public water; Septic tank sewer; Water and electricity available on property
  • Home design: Single-family residence; One-story house; Resale property
  • Construction: Built in 1989; Wood siding; Composition roof; House structure
  • Exterior features: No notable lot features listed

Interior

  • Kitchen: Dishwasher
  • Bedrooms: 3 bedrooms on the main level
  • Flooring: Laminate flooring
  • Bathrooms: 2 full bathrooms (main level)
  • Heating & cooling: Heat pump heating; Central air conditioning
  • Interior features: Fireplace (1); Other interior features
  • Laundry & utility: Laundry area (other)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $209k.

Deal economics

  • At list price, monthly cash flow is $295 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $208k (0.3% below list).
  • Recommended offer: $208k (0.3% below list) — sets the bar for 1% rule.
  • Cap rate 8.0% vs local median 4.3% in Stockbridge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#389 in GA) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A; Watch: crime D, amenities F, commute F.
  • Henry County (rural): math 24% / reading 33% proficiency, ranked #89 of 174 in GA (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Flippen Elementary School (math 17% / reading 26%, grade F, #845 of 1,228 statewide, top 69%, 570 students, 57% FRL); Eagle'S Landing Middle School (math 16% / reading 33%, grade F, #301 of 470 statewide, top 66%, 1,092 students, 59% FRL); Eagle'S Landing High School (math 18% / reading 22%, grade F, #232 of 424 statewide, top 56%, 1,642 students, 48% FRL).
  • Market conditions: Rents soft (-0.3%/yr); 663 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,989 units permitted in Henry County in 2024 (92 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($82k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Henry County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $73k; list at $209k implies a 186% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $208,363 (0.3% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
7.99%
Cash-on-cash
6.04%
DSCR
1.27
GRM
8.4

CMA / ARV

ARV (on-the-fly)
$245,520
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
205 Summerfield Ln 0.46mi 3/2.0 1,407 (+3%) 5mo $259,999 $185 69
207 Summerfield Ln 0.44mi 3/2.0 1,309 (-4%) 6mo $264,900 $202 68
198 Summerfield Ln 0.46mi 3/2.0 1,275 (-6%) 0mo $230,000 $180 67
405 Highland Dr 0.44mi 3/2.0 1,288 (-6%) 4mo $273,000 $212 67
152 Summerfield Dr 0.50mi 3/2.0 1,388 (+2%) 13mo $249,900 $180 63
60 Highland Dr 0.51mi 3/1.5 1,310 (-4%) 9mo $209,000 $160 60
111 Fox Run Ct 0.65mi 3/2.0 1,445 (+6%) 3mo $293,000 $203 57
146 Highland Cir 0.22mi 2/2.0 (-1) 1,172 (-14%) 8mo $199,000 $170 54
222 Eagles Crest Ct 0.74mi 3/2.0 1,484 (+9%) 1mo $256,000 $173 50
155 Meadowbrook Dr 0.54mi 3/2.0 1,488 (+9%) 12mo $235,000 $158 50
90 Sunset Rd 0.55mi 3/2.0 1,512 (+11%) 8mo $232,000 $153 50
30 Meadowbrook Dr 0.71mi 3/2.0 1,210 (-11%) 1mo $220,000 $182 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-10.2%
Equity multiple
0.64×
Total profit
$-21,224
Equity at exit
$31,163
10-year hold
IRR
-5.4%
Equity multiple
0.69×
Total profit
$-18,009
Equity at exit
$18,071

Cash invested: $58,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30253

Home prices YoY
-29.4%
Rents YoY
-0.3%
Active inventory
663
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$2,084 high interval (Pro) →
Mortgage (P&I)
$1,096
Tax from tax record
$168 /mo · $2,018/yr
Insurance
$87
HOA
$0
Vacancy / Maint / Mgmt
$438
Net cashflow
$295

Break-even live

Break-even rent $1,710
Max offer price $209,000
Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,250
Closing costs
$6,270
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 26 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
271 Meadowbrook Dr McDonough, GA 3.0 2.0 1465 $1,811 $1.24 24d 1 0.23mi
50 Wake Rd McDonough, GA 3.0 2.0 1247 $1,745 $1.40 11d 1 0.25mi
55 Sunnybrook Dr McDonough, GA 4.0 2.0 1152 $1,605 $1.39 15d 1 0.40mi
145 Highland Dr McDonough, GA 3.0 1.5 1450 $1,605 $1.11 43d 1 0.52mi
418 Kenley Ct McDonough, GA 2.0 2.0 1737 $2,000 $1.15 43d 1 0.59mi
431 Avocet Sea Ln McDonough, GA 4.0 2.5 1854 $2,645 $1.43 43d 1 0.65mi
460 Avocet Sea Ln McDonough, GA 4.0 2.5 1833 $2,655 $1.45 43d 1 0.67mi
250 Foster Dr McDonough, GA 2.0–3.0 2.5 1510 $3,156 $2.09 2d 35 0.69mi
601 Verdant Crane Ct McDonough, GA 3.0 2.5 1830 $3,020 $1.65 24d 1 0.75mi
206 Eagles Crest Ct McDonough, GA 3.0 2.0 1558 $2,080 $1.34 4d 1 0.79mi
120 Eagles Crest Ln McDonough, GA 3.0 2.0 1427 $1,760 $1.23 43d 1 0.81mi
1285 Winwood Dr McDonough, GA 3.0 2.0 1510 $1,850 $1.23 43d 1 0.90mi
1427 Wilshire Way McDonough, GA 3.0 2.0 1485 $1,719 $1.16 43d 1 0.95mi
300 Argento Dr McDonough, GA 1.0–3.0 1.0–2.0 1115 $2,499 $2.24 2d 37 0.97mi
1447 Wilshire Way McDonough, GA 3.0 2.0 1492 $1,935 $1.30 11d 1 0.98mi
2153 Jodeco Rd McDonough, GA 3.0–4.0 2.5–3.5 2075 $2,750 $1.32 2d 34 1.15mi
483 Chase Marion Way McDonough, GA 4.0 2.5 1800 $1,855 $1.03 43d 1 1.25mi
155 Greenland Dr McDonough, GA 3.0 2.0 1608 $1,800 $1.12 24d 1 1.28mi
1331 Vine Cir McDonough, GA 3.0 2.0 1474 $1,820 $1.23 43d 1 1.34mi
1200 Town Centre Village Dr McDonough, GA 1.0–3.0 1.0–2.0 1096 $2,168 $1.98 2d 20 1.36mi
2080 Jonesboro Rd McDonough, GA 1.0–3.0 1.0–2.0 1048 $2,561 $2.44 3d 16 1.36mi
243 Mill Rd McDonough, GA 1.0–2.0 1.0–2.0 966 $1,731 $1.79 2d 14 1.44mi
237 Grayson Trl McDonough, GA 3.0 2.5 1579 $2,155 $1.36 5d 1 1.44mi
91 Mount Carmel Rd McDonough, GA 3.0 1.0–2.0 1050 $1,948 $1.85 2d 14 1.47mi
269 Grayson Trl McDonough, GA 3.0 2.5 1696 $2,300 $1.36 10d 1 1.49mi
1395 Town Center Village Dr McDonough, GA 1.0–3.0 1.0–2.0 1099 $2,054 $1.87 2d 13 1.50mi

Listing history 11 events

  1. 2026-06-10
    status $209,000 Pending 13 DOM
  2. 2026-06-09
    days on market $209,000 Active 13 DOM
  3. 2026-06-08
    days on market $209,000 Active 12 DOM
  4. 2026-06-07
    days on market $209,000 Active 11 DOM
  5. 2026-06-04
    days on market $209,000 Active 8 DOM
  6. 2026-06-03
    days on market $209,000 Active 7 DOM
  7. 2026-06-02
    days on market $209,000 Active 6 DOM
  8. 2026-06-01
    days on market $209,000 Active 5 DOM
  9. 2026-05-31
    days on market $209,000 Active 4 DOM
  10. 2026-05-26
    listed $209,000 New
  11. 1989-08-15
    soldstatus $73,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,018 · $168/mo
Projected year-2 tax
$2,018 · $168/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥106°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,004
− Mortgage interest
−$11,707
− Property taxes
−$2,018
− Insurance
−$1,045
− Repairs & maintenance
−$2,000
− Management
−$2,000
− Depreciation
−$6,080
Taxable income
$153
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$37
After-tax cash flow
$3,501/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Henry County
NCES district ID
1302820
Math proficiency
24% ▼ -9.00%
Reading proficiency
33% ▼ -7.00%
Median HH income
$62,594
Composite
26.13/100
National rank
#7279
State rank
#89 of 174 in GA

Livability — Stockbridge

Score
60/100
State rank
#389
US rank
#19479

Category grades

Amenities F Commute F Cost of living A Crime D Employment C Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Henry County · 316,359 people
City population
114,333
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
64,779
Household income
$81,892
Rent vs Own
34.6% rent · 65.4% own
Severe rent burden
2591.0

Population outlook (Henry County) Hauer SSP2

Today (2025)
249,041 people
By 2030
264,369 · +6.2%
By 2040
294,459 · +18.2%
By 2050
322,249 · +29.4%
By 2075
392,310 · +57.5%
By 2100
437,836 · +75.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
Black 61% White 22% Two or more races 7% Hispanic / Latino 7% Asian 3%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Hispanic 1% Lithuanian 1% Slovak 1%
Foreign-born
10% · Canada, China, Vietnam
Languages at home
89% English-only · Spanish 5% French/Haitian/Cajun 1% Vietnamese 1%

Political lean MEDSL · Henry

2024 margin
Strong D (+29.7) · D 64.5% · R 34.9%
2008→2024 swing
+37.1pp toward D · 2008: -7.5pp · 2024: 29.7pp
All cycles
2024: D+29.7 2020: D+20.5 2016: D+4.3 2012: R+3.2 2008: R+7.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -87.51%
Current HPI
210.679
Rent YoY
▼ -0.35%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+186.3% since first listed
2 events — show timeline
  • 2026-05-26 Listed $209,000 GAMLS
  • 1989-08-15 Sold (Public Records) $73,000 Public Records

Property tax history

+2.4%/yr

Latest (2025): $2,018 · +3.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…