14271 NW 75th Ave · Manatee Road, FL 32693

$160,000

2 bd · 1.0 ba · 832 sqft · Manufactured public records · 8 Days on market

Built 2010 1.01 ac lot Est $166k · at est.

---

Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.3/30.0
• Appreciation +10.0/10.0
• ARV discount +9.2/15.0
• DSCR +4.7/10.0
• 1% rule +3.9/10.0
• Schools +3.6/10.0
• Livability +3.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Big Price improved! GREAT BUY NOW! It is worth more than it is asking. Discover the country living and convenience with this well-maintained gem, nestled on a peaceful 1.01-acre lot. This inviting home offers a serene escape while remaining close to local amenities. Step inside to find a thoughtfully designed split floor plan featuring two bedrooms and two bathrooms, the primary room has 2 walk-in closets, and laundry is inside. Recent updates include new luxury vinyl flooring throughout the living room, electric fireplace, kitchen, and bathrooms with new tubs, vanities, cabinets, door moldings, a well pump, and many more to add to a comfortable living. Enjoy the spacious front porch (12’x12’) and a rear porch (8’x8’), both ideal for relaxation and entertaining. The property also offers two metal carports with ample 2-car parking spaces (20’x18’ each), a 10’x10’ metal storage shed, and a metal well pump shed. The expansive yard offers plenty of room for outdoor activities. Don’t miss the opportunity to experience this charming home by scheduling a personal showing!

Key facts

• 12 x 12 front porch
• Two walk-in closets
• Electric fireplace

Tags

• 1.01-ACRE LOT
• SPLIT-BEDROOM FLOOR PLAN
• TWO WALK-IN CLOSETS
• LUXURY VINYL PLANK FLOORING
• ELECTRIC FIREPLACE
• 12 X 12 FRONT PORCH

Property features AI

Finance

• Other: Pets allowed

Exterior

• Parking: Off-street parking
• Utilities: Private well water
• Home design: Residential mobile home
• Construction: Vinyl siding; Shingle roof
• Exterior features: Covered patio/porch; Level and wooded lot

Interior

• Kitchen: Refrigerator
• Bedrooms: 4 total rooms
• Flooring: Carpet; Laminate; Wood
• Bathrooms: 2 full bathrooms
• Interior features: Refrigerator; Washer
• Laundry & utility: Washer

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath manufactured listed at $160k.

Deal economics

• At list price, monthly cash flow is $58 ($696/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $143k (10.5% below list).
• Recommended offer: $143k (10.5% below list) — sets the bar for 1% rule.
• Cap rate 6.7% vs local median 4.7% in Manatee Road — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 59/100 on livability (#815 in FL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A; Watch: health & safety D, schools F, amenities F.
• Levy (rural): math 45% / reading 43% proficiency, ranked #54 of 73 in FL (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 198 active listings in the ZIP; 199 units permitted in Levy County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $17k of equity ($1k loan paydown + $16k appreciation (10.0% local appreciation)).
• Levy County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (10.0% appreciation + 3.0% rent growth), your $45k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 3, paydown + projected appreciation supports a ~$43k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $143,178 (10.5% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.89% ✗
• Cap rate: 6.73%
• Cash-on-cash: 1.55%
• DSCR: 1.07
• GRM: 9.3

CMA / ARV

• ARV (on-the-fly): $166,400
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7991 NW 147th Pl	0.72mi	2/2.0	924 (+11%)	12mo	$185,000	$200	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 25.4%
• Equity multiple: 3.03×
• Total profit: $90,837
• Equity at exit: $144,141

10-year hold

• IRR: 22.4%
• Equity multiple: 6.91×
• Total profit: $264,597
• Equity at exit: $310,845

Cash invested: $44,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32693

• Home prices YoY: 14.8%
• Active inventory: 198
• Price-to-rent: 9.3×

Monthly cashflow live

• Estimated rent: $1,432 medium
• Mortgage (P&I): −$839
• Tax from tax record: −$167 /mo · $2,008/yr
• Insurance: −$67
• HOA: −$0
• Vacancy / Maint / Mgmt: −$301
• Net cashflow: $58

Break-even live

Break-even rent $1,358

Max offer price $160,000

Occupancy floor 91%

Sensitivity live

Price	-10% $149	-5% $103	+0% $58	+5% $13	+10% $-33
Rent	-10% $-55	-5% $1	+0% $58	+5% $115	+10% $171
Rate	-1.0pp $139	-0.5pp $99	base $58	+0.5pp $17	+1.0pp $-26

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $40,000
• Closing costs: $4,800
• Reserves months: —
• Total cash needed: —

Listing history 7 events

1. 2026-06-13
   statusdays on market $160,000 Pending 8 DOM
2. 2026-06-10
   days on market $160,000 Active 7 DOM
3. 2026-06-09
   days on market $160,000 Active 6 DOM
4. 2026-06-08
   days on market $160,000 Active 5 DOM
5. 2026-06-07
   days on market $160,000 Active 4 DOM
6. 2026-06-05
   remarks 699-char remark
7. 2026-06-05
   listed $160,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,008 · $167/mo
• Projected year-2 tax: $2,008 · $167/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 10% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,181
• − Mortgage interest: −$8,962
• − Property taxes: −$2,008
• − Insurance: −$800
• − Repairs & maintenance: −$1,375
• − Management: −$1,375
• − Depreciation: −$4,655
• Taxable loss: −$1,993
• Est. tax savings @ 24.0%: +$478
• After-tax cash flow: $1,175/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Levy
• NCES district ID: 1201140
• Math proficiency: 45% ▼ -8.00%
• Reading proficiency: 43% ▼ -3.00%
• Median HH income: $35,254
• Composite: 36.42/100
• National rank: #4673
• State rank: #54 of 73 in FL

Livability — Manatee Road

• Score: 59/100
• State rank: #815
• US rank: #19826

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing B- Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Manatee Road, FL
• Population (ZIP): 11,692

Population outlook (Levy County) Hauer SSP2

• Today (2025): 36,536 people
• By 2030: 34,498 · -5.6%
• By 2040: 30,294 · -17.1%
• By 2050: 26,368 · -27.8%
• By 2075: 19,003 · -48.0%
• By 2100: 13,169 · -64.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Hispanic / Latino 8% Two or more races 7% Black 5%
• Hispanic origin (detail): Mexican 2% Puerto Rican 3%
• Common ancestry: Lithuanian 4% Slovak 3% Romanian 1%
• Foreign-born: 4% · Canada
• Languages at home: 94% English-only · Spanish 5%

Political lean MEDSL · Levy

• 2024 margin: Solid R (+50.3) · D 24.6% · R 74.8%
• 2008→2024 swing: -23.3pp toward R · 2008: -26.9pp · 2024: -50.3pp
• All cycles: 2024: R+50.3 2020: R+45.6 2016: R+44.8 2012: R+32.2 2008: R+26.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 46.81%
• Current HPI: 363.4299
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1782.4% since first listed

9 events — show timeline

• 2026-06-04 Listed $160,000 DGLMLS
• 2024-12-18 Sold (MLS) $148,000 Stellar MLS as Distributed by MLS Grid
• 2024-11-15 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-10-15 Price Changed $139,900 Stellar MLS as Distributed by MLS Grid
• 2024-09-05 Price Changed $159,900 Stellar MLS as Distributed by MLS Grid
• 2024-07-29 Listed $165,900 Stellar MLS as Distributed by MLS Grid
• 1996-08-01 Sold (Public Records) $23,500 Public Records
• 1996-08-01 Sold (Public Records) $25,000 Public Records
• 1990-03-01 Sold (Public Records) $8,500 Public Records

Property tax history

+17.7%/yr

Latest (2025): $2,008 · +219.9% YoY. Source: county tax records.