719 E Santa Gertrudis Ave · Kingsville, TX 78363

$94,900

4 bd · 1.0 ba · 1,419 sqft · SingleFamily public records · 167 Days on market

Built 1945 7,000 sqft lot $67/sqft · 24% below area Est $124k · 24% under ↓ 5% since listing

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Rent growth +4.3/5.0
• Livability +3.5/5.0
• Condition / age +2.5/5.0
• Schools +1.5/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

This cute and quaint home offers modern updates while maintaining its cozy charm. Perfect opportunity for homeowners or investors alike. All appliances are included (water heater, washer, dryer, refrigerator, stove, window unit. ) Owner prefers to sell as part of a six-property portfolio located in Kingsville, TX (719 E. Santa Gertrudis, 330 W. Richard Ave. , 1014 E. Kenedy, 805 E. Santa Gertrudis, and 309 E. Richard and 513 W. Warren). Call for further details.

Key facts

• 7,000 sq ft lot
• Built 1945
• Listed 166 days

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath single-family listed at $95k.

Deal economics

• At list price, monthly cash flow is $651 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $95k).
• Recommended offer: $84k (12.0% below list) — sets the bar for market timing.
• Cap rate 14.5% vs local median 5.4% in Kingsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#364 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, employment D, amenities F.
• Kingsville ISD (town): math 13% / reading 22% proficiency, ranked #800 of 826 in TX (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+7.2%/yr); 216 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 24 units permitted in Kleberg County in 2024 (0 in 5+ unit buildings).
• This rent runs 34% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $656 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Kleberg County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 7.2% rent growth), your $27k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• It's been on market 167 days — a 12% lower offer ($84k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1945 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $83,512 (12.0% below list)

Questions for the listing agent

1. It's been on market 167 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1945 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.79% ✓
• Cap rate: 14.53%
• Cash-on-cash: 29.42%
• DSCR: 2.31
• GRM: 4.7

CMA / ARV

• ARV (median comp): $124,152
• List price: $94,900
• Delta: -23.56%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
904 E Vela St	0.23mi	3/1.0 (-1)	1,280 (-10%)	10mo	$122,000	$95	59
315 E Alice Ave	0.39mi	3/1.0 (-1)	1,462 (+3%)	20mo	$124,800	$85	55
1019 E Lee Ave	0.33mi	3/3.0 (-1)	1,446 (+2%)	16mo	$85,000	$59	55
1255 E B Ave	0.58mi	3/2.0 (-1)	1,467 (+3%)	9mo	$239,000	$163	51
1130 E Avenue A Ave	0.44mi	4/1.0	1,232 (-13%)	15mo	$137,900	$112	45
334 S 15th St	0.65mi	3/2.0 (-1)	1,432 (+1%)	21mo	$217,000	$152	42
1119 E Henrietta Ave	0.44mi	3/2.0 (-1)	1,269 (-11%)	14mo	$195,000	$154	41
207 W Avenue A	0.66mi	3/2.0 (-1)	1,305 (-8%)	10mo	$209,900	$161	39
434 E County Rd 2090	0.51mi	3/2.0 (-1)	1,581 (+11%)	14mo	$230,000	$145	36
423 S 13th St	0.67mi	4/2.0	1,616 (+14%)	11mo	$48,500	$30	32
1216 E King Ave	0.62mi	4/2.0	1,230 (-13%)	21mo	$149,900	$122	28
1113 E Kenedy Ave	0.65mi	3/2.0 (-1)	1,260 (-11%)	21mo	$209,900	$167	24

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.18% rent growth · sell at horizon

5-year hold

• IRR: 28.7%
• Equity multiple: 2.26×
• Total profit: $33,585
• Equity at exit: $14,150

10-year hold

• IRR: 38.5%
• Equity multiple: 5.37×
• Total profit: $116,095
• Equity at exit: $8,205

Cash invested: $26,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78363

• Rents YoY: 7.2%
• Active inventory: 216
• Price-to-rent: 4.7×

Monthly cashflow live

• Estimated rent: $1,696 high
• Mortgage (P&I): −$498
• Tax from tax record: −$151 /mo · $1,813/yr
• Insurance: −$40
• HOA: −$0
• Vacancy / Maint / Mgmt: −$356
• Net cashflow: $651

Break-even live

Break-even rent $871

Max offer price $94,900

Occupancy floor 57%

Sensitivity live

Price	-10% $705	-5% $678	+0% $651	+5% $625	+10% $598
Rent	-10% $517	-5% $584	+0% $651	+5% $718	+10% $785
Rate	-1.0pp $699	-0.5pp $676	base $651	+0.5pp $627	+1.0pp $602

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,725
• Closing costs: $2,847
• Reserves months: —
• Total cash needed: —

Rent comps 8 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
710 E C Ave Kingsville, TX	3.0	2.0	1248	$1,250	$1.00	14d	1	0.35mi
1107 E Kenedy Ave Kingsville, TX	3.0	2.5	1526	$2,300	$1.51	21d	1	0.68mi
307 W Alice Ave Kingsville, TX	3.0	2.0	1600	$1,500	$0.94	44d	1	0.70mi
908 E Doddridge Ave Kingsville, TX	3.0	1.0	1100	$850	$0.77	44d	1	0.92mi
503 W Mesquite Ave Kingsville, TX	3.0	2.0	1400	$1,500	$1.07	14d	1	0.96mi
614 W Alice Ave Kingsville, TX	3.0	2.0	1713	$1,599	$0.93	44d	1	0.98mi
629 W Nettie Ave Kingsville, TX	3.0	2.0	1762	$1,495	$0.85	44d	1	1.00mi
915 S 23rd St Kingsville, TX	3.0	2.0	1713	$1,900	$1.11	14d	1	1.41mi

Listing history 18 events

1. 2026-06-19
   days on market $94,900 Active 167 DOM
2. 2026-06-18
   days on market $94,900 Active 166 DOM
3. 2026-06-17
   days on market $94,900 Active 165 DOM
4. 2026-06-16
   days on market $94,900 Active 164 DOM
5. 2026-06-15
   days on market $94,900 Active 163 DOM
6. 2026-06-14
   days on market $94,900 Active 161 DOM
7. 2026-06-12
   days on market $94,900 Active 160 DOM
8. 2026-06-09
   days on market $94,900 Active 157 DOM
9. 2026-06-08
   days on market $94,900 Active 156 DOM
10. 2026-06-07
    days on market $94,900 Active 155 DOM
11. 2026-06-05
    days on market $94,900 Active 152 DOM
12. 2026-06-03
    days on market $94,900 Active 151 DOM
13. 2026-06-02
    days on market $94,900 Active 150 DOM
14. 2026-06-01
    days on market $94,900 Active 149 DOM
15. 2026-05-31
    days on market $94,900 Active 148 DOM
16. 2026-05-30
    days on market $94,900 Active 147 DOM
17. 2026-03-23
    price $94,900 468-char remark

    Show marketing remark (468 chars)

    This cute and quaint home offers modern updates while maintaining its cozy charm. Perfect opportunity for homeowners or investors alike. All appliances are included (water heater, washer, dryer, refrigerator, stove, window unit. ) Owner prefers to sell as part of a six-property portfolio located in Kingsville, TX (719 E. Santa Gertrudis, 330 W. Richard Ave. , 1014 E. Kenedy, 805 E. Santa Gertrudis, and 309 E. Richard and 513 W. Warren). Call for further details.

18. 2025-12-30
    listed $100,000 Active 468-char remark

    Show marketing remark (468 chars)

    This cute and quaint home offers modern updates while maintaining its cozy charm. Perfect opportunity for homeowners or investors alike. All appliances are included (water heater, washer, dryer, refrigerator, stove, window unit. ) Owner prefers to sell as part of a six-property portfolio located in Kingsville, TX (719 E. Santa Gertrudis, 330 W. Richard Ave. , 1014 E. Kenedy, 805 E. Santa Gertrudis, and 309 E. Richard and 513 W. Warren). Call for further details.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $1,813 · $151/mo
• Projected year-2 tax: $1,813 · $151/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 22 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,349
• − Mortgage interest: −$5,316
• − Property taxes: −$1,813
• − Insurance: −$474
• − Repairs & maintenance: −$1,628
• − Management: −$1,628
• − Depreciation: −$2,761
• Taxable income: $6,729
• Est. tax owed @ 24.0%: −$1,615
• After-tax cash flow: $6,201/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Kingsville ISD
• NCES district ID: 4825680
• Math proficiency: 13% ▼ -22.00%
• Reading proficiency: 22% ▼ -7.00%
• Median HH income: $36,308
• Composite: 14.5/100
• National rank: #9425
• State rank: #800 of 826 in TX

Livability — Kingsville

• Score: 70/100
• State rank: #364
• US rank: #7787

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Kingsville, TX
• County: Kleberg County · 28,920 people
• City population: 28,920
• Metro: Kingsville, TX
• Population (ZIP): 28,920
• Household income: $60,574
• Rent vs Own: 49.3% rent · 50.7% own
• Severe rent burden: 1663.0

Population outlook (Kleberg County) Hauer SSP2

• Today (2025): 31,615 people
• By 2030: 32,054 · +1.4%
• By 2040: 33,008 · +4.4%
• By 2050: 34,536 · +9.2%
• By 2075: 40,931 · +29.5%
• By 2100: 46,001 · +45.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (72%)
• Race & ethnicity: Hispanic / Latino 72% Two or more races 36% White 20% Black 3% Asian 1% Native American 1%
• Hispanic origin (detail): Mexican 67%
• Common ancestry: Italian 2% Slovak 1% Portuguese 1%
• Foreign-born: 7% · Canada, China
• Languages at home: 65% English-only · Spanish 32% Other Indo-European 1%

Political lean MEDSL · Kleberg

• 2024 margin: R (+12.7) · D 43.3% · R 56.1%
• 2008→2024 swing: -20.0pp toward R · 2008: 7.2pp · 2024: -12.7pp
• All cycles: 2024: R+12.7 2020: R+1.7 2016: D+3.7 2012: D+7.8 2008: D+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -87.12%
• Current HPI: 147.6473
• Rent YoY: ▲ 7.18%
• Metro: Kingsville, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-5.1% since first listed

2 events — show timeline

• 2026-03-23 Price Changed $94,900 LAOR
• 2025-12-30 Listed $100,000 LAOR

Property tax history

+0.9%/yr

Latest (2025): $1,813 · +19.7% YoY. Source: county tax records.