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17211 Nile Ct
F Composite 34.37
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.4/30.0
  • ARV discount +7.5/15.0
  • Schools +4.6/10.0
  • Livability +3.6/5.0
  • DSCR +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.7/10.0
  • Appreciation +0.0/10.0

$388,000

17211 Nile Ct · Burnt Store Marina, FL 33955
4 bd · 3.0 ba · 2,092 sqft · Land · 169 Days on market
Built 2025 10,810 sqft lot $43/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

One or more photo(s) has been virtually staged. NEW CONSTRUCTION 2025 | Metal Roof | Hurricane Impact Windows | Flood Zone X | No CDD | Public Water & Sewer | Room for Future Pool | Punta Gorda Living Near Burnt Store Marina. Welcome to this stunning move-in ready Punta Gorda home ideally located near Burnt Store Lakes and Burnt Store Marina on a quiet street with quick access to Charlotte Harbor, boating, kayaking, golf, dining, shopping, and I-75. Situated in Flood Zone X, no flood insurance is typically required, offering added peace of mind and long-term savings. This thoughtfully designed home features 4 bedrooms, 3 bathrooms, a 2-car garage, and 2,092 sq. ft. of modern open-concept living space with a split floor plan perfect for entertaining and privacy. The private guest suite with en-suite bath is ideal for visitors or multigenerational living, while the spacious primary suite offers tray ceilings, dual vanities, and oversized his-and-her walk-in closets. The chef-inspired kitchen showcases Samsung stainless steel appliances, quartz countertops, a large center island, soft-close cabinetry, and abundant storage. Luxury vinyl plank flooring runs throughout the main living areas and bedrooms, with tile flooring in all bathrooms. Built to current construction standards, this home includes a durable metal roof known for its longevity and superior lifespan compared to traditional shingle and tile roofs, hurricane-impact windows and sliding glass doors, public water and sewer, irrigation, and a Trane A/C system with a 9-year warranty for added efficiency and long-term value. The oversized backyard offers plenty of space for a custom pool, outdoor kitchen, or entertaining area. With no CDD fees and an exceptional location near Burnt Store Marina and Charlotte Harbor, this home is perfect for embracing the Southwest Florida lifestyle with easy access to fishing, boating, waterfront dining, and nearby Gulf beaches.

Key facts

  • Quiet street
  • Newly built
  • Owner's suite

Tags

QUIET STREETNO HOANEWLY BUILTSPLIT BEDROOM FLOOR PLANOWNER'S SUITECHEF'S KITCHEN

Property features AI

Finance

  • Other: Total living area reported as 2,092 (appraiser); Total building area reported as 2,721 (appraiser); Lot size about 0.25 acre (approx. 1/4 acre)
  • Financial info: No lease restrictions indicated
  • HOA & community: Part of Burnt Store Lakes Property Owners Association; HOA fees required: $518 annually ($43.17 monthly); Pets allowed

Exterior

  • Parking: Attached garage with 2 spaces
  • Utilities: Public water; Public sewer; Sewer connected; Water connected
  • Home design: Single family residence; One story; Southeast-facing; New construction; Completed condition
  • Construction: Concrete and stucco construction; Metal roof; Built by Commence Logistics (model: The Emery); Slab foundation; Approx. 2026 new construction
  • Exterior features: Rear porch; Cul-de-sac lot; Irregular-shaped lot; Trees and landscaped yard; Asphalt road frontage

Interior

  • Kitchen: Cooktop; Dishwasher; Disposal; Microwave; Range hood; Refrigerator; Exhaust fan; Electric water heater
  • Bedrooms: 4 bedrooms
  • Flooring: Vinyl; Slab foundation
  • Bathrooms: 3 full bathrooms
  • Heating & cooling: Electric heating; Central air conditioning
  • Interior features: Kitchen/family room combo; Living room/dining room combo; Open floorplan; Split bedroom layout; Walk-in closets
  • Laundry & utility: Inside laundry room; Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath land listed at $388k.

Deal economics

  • At list price, monthly cash flow is $-343 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $327k (15.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $258k (33.4% below list).
  • Recommended offer: $258k (33.4% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 72/100 on livability (#354 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: cost of living C-, amenities F, commute F.
  • Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: East Elementary School (math 67% / reading 68%, grade B+, #435 of 2,144 statewide, top 21%, 761 students, 52% FRL); Punta Gorda Middle School (math 54% / reading 52%, grade C+, #209 of 571 statewide, top 37%, 1,120 students, 41% FRL); Charlotte High School (math 44% / reading 46%, grade D-, #228 of 667 statewide, top 35%, 1,994 students, 41% FRL).
  • Market conditions: 1490 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
  • Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 169 days — a 12% lower offer ($341k) is reasonable based on typical stale-listing flexibility.
  • 10 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $25k; list at $388k implies a 1452% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→32/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $258,348 (33.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 169 days. Have you received any prior offers? Is the seller open to a 33% concession, seller financing, or rate buy-down credit?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.67%
Cap rate
5.44%
Cash-on-cash
-3.05%
DSCR
0.86
GRM
12.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-22.7%
Equity multiple
0.22×
Total profit
$-84,851
Equity at exit
$57,852
10-year hold
IRR
-17.2%
Equity multiple
0.06×
Total profit
$-102,587
Equity at exit
$33,547

Cash invested: $108,640 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33955

Home prices YoY
-24.5%
Active inventory
1490
Price-to-rent
12.5×

Monthly cashflow live

Estimated rent
$2,583 high interval (Pro) →
Mortgage (P&I)
$2,035
Tax from tax record
$78 /mo · $935/yr
Insurance
$162
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$43
Vacancy / Maint / Mgmt
$543
Net cashflow
$-343

Break-even live

Break-even rent $3,017
Max offer price $327,438
Occupancy floor

Sensitivity live

Price -10% $-123 -5% $-233 +0% $-343 +5% $-453 +10% $-562
Rent -10% $-547 -5% $-445 +0% $-343 +5% $-241 +10% $-139
Rate -1.0pp $-147 -0.5pp $-244 base $-343 +0.5pp $-443 +1.0pp $-546

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$97,000
Closing costs
$11,640
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 17 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
17314 Cape Horn Blvd Punta Gorda, FL 3.0 2.0 2216 $2,800 $1.26 15d 1 0.39mi
17434 Oro Ct Punta Gorda, FL 3.0 2.5 1864 $2,000 $1.07 23d 1 0.43mi
3001 King Tarpon Dr Punta Gorda, FL 3.0 2.0 1734 $5,500 $3.17 25d 1 1.02mi
2091 King Tarpon Dr Punta Gorda, FL 3.0 2.0 1640 $5,200 $3.17 25d 1 1.03mi
25377 Doredo Dr Punta Gorda, FL 4.0 3.0 2092 $2,300 $1.10 23d 1 1.04mi
24378 Belize Ct Punta Gorda, FL 4.0 2.5 2251 $6,750 $3.00 23d 1 1.07mi
16229 Cape Horn Blvd Punta Gorda, FL 3.0 2.0 1726 $2,749 $1.59 23d 1 1.07mi
25214 Cadiz Dr Punta Gorda, FL 4.0 2.0 1828 $2,295 $1.26 23d 1 1.21mi
25222 Cadiz Dr Punta Gorda, FL 4.0 2.0 1828 $2,295 $1.26 23d 1 1.22mi
17849 Hibiscus Cove Ct #1 Punta Gorda, FL 3.0 2.0 1937 $6,250 $3.23 25d 1 1.26mi
16107 Badalona Dr Punta Gorda, FL 3.0 2.0 1508 $1,895 $1.26 23d 1 1.26mi
1010 Islamorada Blvd Punta Gorda, FL 3.0 2.0 1592 $4,700 $2.95 25d 1 1.28mi
25904 Prada Dr Punta Gorda, FL 3.0 2.0 1950 $2,111 $1.08 15d 1 1.30mi
16077 Badalona Dr Punta Gorda, FL 3.0 2.0 1508 $1,895 $1.26 23d 1 1.32mi
16195 Maya Cir Punta Gorda, FL 4.0 2.0 2077 $2,495 $1.20 15d 1 1.37mi
2060 Matecumbe Key Rd Punta Gorda, FL 2.0–3.0 2.0 1271 $5,400 $4.25 25d 3 1.40mi
25186 Alicante Dr Punta Gorda, FL 4.0 2.0 1717 $2,095 $1.22 23d 1 1.49mi

HOA detail

Monthly dues
$43 · $516/yr
Likely covers
watersewerpool

Listing history 33 events

  1. 2026-05-12
    status Pending 1953-char remark
    Show marketing remark (1953 chars)

    One or more photo(s) has been virtually staged. NEW CONSTRUCTION 2025 | Metal Roof | Hurricane Impact Windows | Flood Zone X | No CDD | Public Water & Sewer | Room for Future Pool | Punta Gorda Living Near Burnt Store Marina. Welcome to this stunning move-in ready Punta Gorda home ideally located near Burnt Store Lakes and Burnt Store Marina on a quiet street with quick access to Charlotte Harbor, boating, kayaking, golf, dining, shopping, and I-75. Situated in Flood Zone X, no flood insurance is typically required, offering added peace of mind and long-term savings. This thoughtfully designed home features 4 bedrooms, 3 bathrooms, a 2-car garage, and 2,092 sq. ft. of modern open-concept living space with a split floor plan perfect for entertaining and privacy. The private guest suite with en-suite bath is ideal for visitors or multigenerational living, while the spacious primary suite offers tray ceilings, dual vanities, and oversized his-and-her walk-in closets. The chef-inspired kitchen showcases Samsung stainless steel appliances, quartz countertops, a large center island, soft-close cabinetry, and abundant storage. Luxury vinyl plank flooring runs throughout the main living areas and bedrooms, with tile flooring in all bathrooms. Built to current construction standards, this home includes a durable metal roof known for its longevity and superior lifespan compared to traditional shingle and tile roofs, hurricane-impact windows and sliding glass doors, public water and sewer, irrigation, and a Trane A/C system with a 9-year warranty for added efficiency and long-term value. The oversized backyard offers plenty of space for a custom pool, outdoor kitchen, or entertaining area. With no CDD fees and an exceptional location near Burnt Store Marina and Charlotte Harbor, this home is perfect for embracing the Southwest Florida lifestyle with easy access to fishing, boating, waterfront dining, and nearby Gulf beaches.

  2. 2026-05-12
    status Pending
    Show marketing remark (1953 chars)

    One or more photo(s) has been virtually staged. NEW CONSTRUCTION 2025 | Metal Roof | Hurricane Impact Windows | Flood Zone X | No CDD | Public Water & Sewer | Room for Future Pool | Punta Gorda Living Near Burnt Store Marina. Welcome to this stunning move-in ready Punta Gorda home ideally located near Burnt Store Lakes and Burnt Store Marina on a quiet street with quick access to Charlotte Harbor, boating, kayaking, golf, dining, shopping, and I-75. Situated in Flood Zone X, no flood insurance is typically required, offering added peace of mind and long-term savings. This thoughtfully designed home features 4 bedrooms, 3 bathrooms, a 2-car garage, and 2,092 sq. ft. of modern open-concept living space with a split floor plan perfect for entertaining and privacy. The private guest suite with en-suite bath is ideal for visitors or multigenerational living, while the spacious primary suite offers tray ceilings, dual vanities, and oversized his-and-her walk-in closets. The chef-inspired kitchen showcases Samsung stainless steel appliances, quartz countertops, a large center island, soft-close cabinetry, and abundant storage. Luxury vinyl plank flooring runs throughout the main living areas and bedrooms, with tile flooring in all bathrooms. Built to current construction standards, this home includes a durable metal roof known for its longevity and superior lifespan compared to traditional shingle and tile roofs, hurricane-impact windows and sliding glass doors, public water and sewer, irrigation, and a Trane A/C system with a 9-year warranty for added efficiency and long-term value. The oversized backyard offers plenty of space for a custom pool, outdoor kitchen, or entertaining area. With no CDD fees and an exceptional location near Burnt Store Marina and Charlotte Harbor, this home is perfect for embracing the Southwest Florida lifestyle with easy access to fishing, boating, waterfront dining, and nearby Gulf beaches.

  3. 2026-04-20
    status Active 1953-char remark
    Show marketing remark (1953 chars)

    One or more photo(s) has been virtually staged. NEW CONSTRUCTION 2025 | Metal Roof | Hurricane Impact Windows | Flood Zone X | No CDD | Public Water & Sewer | Room for Future Pool | Punta Gorda Living Near Burnt Store Marina. Welcome to this stunning move-in ready Punta Gorda home ideally located near Burnt Store Lakes and Burnt Store Marina on a quiet street with quick access to Charlotte Harbor, boating, kayaking, golf, dining, shopping, and I-75. Situated in Flood Zone X, no flood insurance is typically required, offering added peace of mind and long-term savings. This thoughtfully designed home features 4 bedrooms, 3 bathrooms, a 2-car garage, and 2,092 sq. ft. of modern open-concept living space with a split floor plan perfect for entertaining and privacy. The private guest suite with en-suite bath is ideal for visitors or multigenerational living, while the spacious primary suite offers tray ceilings, dual vanities, and oversized his-and-her walk-in closets. The chef-inspired kitchen showcases Samsung stainless steel appliances, quartz countertops, a large center island, soft-close cabinetry, and abundant storage. Luxury vinyl plank flooring runs throughout the main living areas and bedrooms, with tile flooring in all bathrooms. Built to current construction standards, this home includes a durable metal roof known for its longevity and superior lifespan compared to traditional shingle and tile roofs, hurricane-impact windows and sliding glass doors, public water and sewer, irrigation, and a Trane A/C system with a 9-year warranty for added efficiency and long-term value. The oversized backyard offers plenty of space for a custom pool, outdoor kitchen, or entertaining area. With no CDD fees and an exceptional location near Burnt Store Marina and Charlotte Harbor, this home is perfect for embracing the Southwest Florida lifestyle with easy access to fishing, boating, waterfront dining, and nearby Gulf beaches.

  4. 2026-04-18
    status Active
  5. 2026-04-10
    status Pending 1953-char remark
    Show marketing remark (1953 chars)

    One or more photo(s) has been virtually staged. NEW CONSTRUCTION 2025 | Metal Roof | Hurricane Impact Windows | Flood Zone X | No CDD | Public Water & Sewer | Room for Future Pool | Punta Gorda Living Near Burnt Store Marina. Welcome to this stunning move-in ready Punta Gorda home ideally located near Burnt Store Lakes and Burnt Store Marina on a quiet street with quick access to Charlotte Harbor, boating, kayaking, golf, dining, shopping, and I-75. Situated in Flood Zone X, no flood insurance is typically required, offering added peace of mind and long-term savings. This thoughtfully designed home features 4 bedrooms, 3 bathrooms, a 2-car garage, and 2,092 sq. ft. of modern open-concept living space with a split floor plan perfect for entertaining and privacy. The private guest suite with en-suite bath is ideal for visitors or multigenerational living, while the spacious primary suite offers tray ceilings, dual vanities, and oversized his-and-her walk-in closets. The chef-inspired kitchen showcases Samsung stainless steel appliances, quartz countertops, a large center island, soft-close cabinetry, and abundant storage. Luxury vinyl plank flooring runs throughout the main living areas and bedrooms, with tile flooring in all bathrooms. Built to current construction standards, this home includes a durable metal roof known for its longevity and superior lifespan compared to traditional shingle and tile roofs, hurricane-impact windows and sliding glass doors, public water and sewer, irrigation, and a Trane A/C system with a 9-year warranty for added efficiency and long-term value. The oversized backyard offers plenty of space for a custom pool, outdoor kitchen, or entertaining area. With no CDD fees and an exceptional location near Burnt Store Marina and Charlotte Harbor, this home is perfect for embracing the Southwest Florida lifestyle with easy access to fishing, boating, waterfront dining, and nearby Gulf beaches.

  6. 2026-04-09
    status Pending
  7. 2026-03-18
    price $388,000 1953-char remark
    Show marketing remark (1953 chars)

    One or more photo(s) has been virtually staged. NEW CONSTRUCTION 2025 | Metal Roof | Hurricane Impact Windows | Flood Zone X | No CDD | Public Water & Sewer | Room for Future Pool | Punta Gorda Living Near Burnt Store Marina. Welcome to this stunning move-in ready Punta Gorda home ideally located near Burnt Store Lakes and Burnt Store Marina on a quiet street with quick access to Charlotte Harbor, boating, kayaking, golf, dining, shopping, and I-75. Situated in Flood Zone X, no flood insurance is typically required, offering added peace of mind and long-term savings. This thoughtfully designed home features 4 bedrooms, 3 bathrooms, a 2-car garage, and 2,092 sq. ft. of modern open-concept living space with a split floor plan perfect for entertaining and privacy. The private guest suite with en-suite bath is ideal for visitors or multigenerational living, while the spacious primary suite offers tray ceilings, dual vanities, and oversized his-and-her walk-in closets. The chef-inspired kitchen showcases Samsung stainless steel appliances, quartz countertops, a large center island, soft-close cabinetry, and abundant storage. Luxury vinyl plank flooring runs throughout the main living areas and bedrooms, with tile flooring in all bathrooms. Built to current construction standards, this home includes a durable metal roof known for its longevity and superior lifespan compared to traditional shingle and tile roofs, hurricane-impact windows and sliding glass doors, public water and sewer, irrigation, and a Trane A/C system with a 9-year warranty for added efficiency and long-term value. The oversized backyard offers plenty of space for a custom pool, outdoor kitchen, or entertaining area. With no CDD fees and an exceptional location near Burnt Store Marina and Charlotte Harbor, this home is perfect for embracing the Southwest Florida lifestyle with easy access to fishing, boating, waterfront dining, and nearby Gulf beaches.

  8. 2026-03-18
    price $388,000
    Show marketing remark (1953 chars)

    One or more photo(s) has been virtually staged. NEW CONSTRUCTION 2025 | Metal Roof | Hurricane Impact Windows | Flood Zone X | No CDD | Public Water & Sewer | Room for Future Pool | Punta Gorda Living Near Burnt Store Marina. Welcome to this stunning move-in ready Punta Gorda home ideally located near Burnt Store Lakes and Burnt Store Marina on a quiet street with quick access to Charlotte Harbor, boating, kayaking, golf, dining, shopping, and I-75. Situated in Flood Zone X, no flood insurance is typically required, offering added peace of mind and long-term savings. This thoughtfully designed home features 4 bedrooms, 3 bathrooms, a 2-car garage, and 2,092 sq. ft. of modern open-concept living space with a split floor plan perfect for entertaining and privacy. The private guest suite with en-suite bath is ideal for visitors or multigenerational living, while the spacious primary suite offers tray ceilings, dual vanities, and oversized his-and-her walk-in closets. The chef-inspired kitchen showcases Samsung stainless steel appliances, quartz countertops, a large center island, soft-close cabinetry, and abundant storage. Luxury vinyl plank flooring runs throughout the main living areas and bedrooms, with tile flooring in all bathrooms. Built to current construction standards, this home includes a durable metal roof known for its longevity and superior lifespan compared to traditional shingle and tile roofs, hurricane-impact windows and sliding glass doors, public water and sewer, irrigation, and a Trane A/C system with a 9-year warranty for added efficiency and long-term value. The oversized backyard offers plenty of space for a custom pool, outdoor kitchen, or entertaining area. With no CDD fees and an exceptional location near Burnt Store Marina and Charlotte Harbor, this home is perfect for embracing the Southwest Florida lifestyle with easy access to fishing, boating, waterfront dining, and nearby Gulf beaches.

  9. 2026-02-03
    price $395,000 1953-char remark
    Show marketing remark (1953 chars)

    One or more photo(s) has been virtually staged. NEW CONSTRUCTION 2025 | Metal Roof | Hurricane Impact Windows | Flood Zone X | No CDD | Public Water & Sewer | Room for Future Pool | Punta Gorda Living Near Burnt Store Marina. Welcome to this stunning move-in ready Punta Gorda home ideally located near Burnt Store Lakes and Burnt Store Marina on a quiet street with quick access to Charlotte Harbor, boating, kayaking, golf, dining, shopping, and I-75. Situated in Flood Zone X, no flood insurance is typically required, offering added peace of mind and long-term savings. This thoughtfully designed home features 4 bedrooms, 3 bathrooms, a 2-car garage, and 2,092 sq. ft. of modern open-concept living space with a split floor plan perfect for entertaining and privacy. The private guest suite with en-suite bath is ideal for visitors or multigenerational living, while the spacious primary suite offers tray ceilings, dual vanities, and oversized his-and-her walk-in closets. The chef-inspired kitchen showcases Samsung stainless steel appliances, quartz countertops, a large center island, soft-close cabinetry, and abundant storage. Luxury vinyl plank flooring runs throughout the main living areas and bedrooms, with tile flooring in all bathrooms. Built to current construction standards, this home includes a durable metal roof known for its longevity and superior lifespan compared to traditional shingle and tile roofs, hurricane-impact windows and sliding glass doors, public water and sewer, irrigation, and a Trane A/C system with a 9-year warranty for added efficiency and long-term value. The oversized backyard offers plenty of space for a custom pool, outdoor kitchen, or entertaining area. With no CDD fees and an exceptional location near Burnt Store Marina and Charlotte Harbor, this home is perfect for embracing the Southwest Florida lifestyle with easy access to fishing, boating, waterfront dining, and nearby Gulf beaches.

  10. 2026-02-03
    price $395,000
    Show marketing remark (1953 chars)

    One or more photo(s) has been virtually staged. NEW CONSTRUCTION 2025 | Metal Roof | Hurricane Impact Windows | Flood Zone X | No CDD | Public Water & Sewer | Room for Future Pool | Punta Gorda Living Near Burnt Store Marina. Welcome to this stunning move-in ready Punta Gorda home ideally located near Burnt Store Lakes and Burnt Store Marina on a quiet street with quick access to Charlotte Harbor, boating, kayaking, golf, dining, shopping, and I-75. Situated in Flood Zone X, no flood insurance is typically required, offering added peace of mind and long-term savings. This thoughtfully designed home features 4 bedrooms, 3 bathrooms, a 2-car garage, and 2,092 sq. ft. of modern open-concept living space with a split floor plan perfect for entertaining and privacy. The private guest suite with en-suite bath is ideal for visitors or multigenerational living, while the spacious primary suite offers tray ceilings, dual vanities, and oversized his-and-her walk-in closets. The chef-inspired kitchen showcases Samsung stainless steel appliances, quartz countertops, a large center island, soft-close cabinetry, and abundant storage. Luxury vinyl plank flooring runs throughout the main living areas and bedrooms, with tile flooring in all bathrooms. Built to current construction standards, this home includes a durable metal roof known for its longevity and superior lifespan compared to traditional shingle and tile roofs, hurricane-impact windows and sliding glass doors, public water and sewer, irrigation, and a Trane A/C system with a 9-year warranty for added efficiency and long-term value. The oversized backyard offers plenty of space for a custom pool, outdoor kitchen, or entertaining area. With no CDD fees and an exceptional location near Burnt Store Marina and Charlotte Harbor, this home is perfect for embracing the Southwest Florida lifestyle with easy access to fishing, boating, waterfront dining, and nearby Gulf beaches.

  11. 2026-02-03
    status Active 1953-char remark
    Show marketing remark (1953 chars)

    One or more photo(s) has been virtually staged. NEW CONSTRUCTION 2025 | Metal Roof | Hurricane Impact Windows | Flood Zone X | No CDD | Public Water & Sewer | Room for Future Pool | Punta Gorda Living Near Burnt Store Marina. Welcome to this stunning move-in ready Punta Gorda home ideally located near Burnt Store Lakes and Burnt Store Marina on a quiet street with quick access to Charlotte Harbor, boating, kayaking, golf, dining, shopping, and I-75. Situated in Flood Zone X, no flood insurance is typically required, offering added peace of mind and long-term savings. This thoughtfully designed home features 4 bedrooms, 3 bathrooms, a 2-car garage, and 2,092 sq. ft. of modern open-concept living space with a split floor plan perfect for entertaining and privacy. The private guest suite with en-suite bath is ideal for visitors or multigenerational living, while the spacious primary suite offers tray ceilings, dual vanities, and oversized his-and-her walk-in closets. The chef-inspired kitchen showcases Samsung stainless steel appliances, quartz countertops, a large center island, soft-close cabinetry, and abundant storage. Luxury vinyl plank flooring runs throughout the main living areas and bedrooms, with tile flooring in all bathrooms. Built to current construction standards, this home includes a durable metal roof known for its longevity and superior lifespan compared to traditional shingle and tile roofs, hurricane-impact windows and sliding glass doors, public water and sewer, irrigation, and a Trane A/C system with a 9-year warranty for added efficiency and long-term value. The oversized backyard offers plenty of space for a custom pool, outdoor kitchen, or entertaining area. With no CDD fees and an exceptional location near Burnt Store Marina and Charlotte Harbor, this home is perfect for embracing the Southwest Florida lifestyle with easy access to fishing, boating, waterfront dining, and nearby Gulf beaches.

  12. 2026-02-03
    status Active
    Show marketing remark (1953 chars)

    One or more photo(s) has been virtually staged. NEW CONSTRUCTION 2025 | Metal Roof | Hurricane Impact Windows | Flood Zone X | No CDD | Public Water & Sewer | Room for Future Pool | Punta Gorda Living Near Burnt Store Marina. Welcome to this stunning move-in ready Punta Gorda home ideally located near Burnt Store Lakes and Burnt Store Marina on a quiet street with quick access to Charlotte Harbor, boating, kayaking, golf, dining, shopping, and I-75. Situated in Flood Zone X, no flood insurance is typically required, offering added peace of mind and long-term savings. This thoughtfully designed home features 4 bedrooms, 3 bathrooms, a 2-car garage, and 2,092 sq. ft. of modern open-concept living space with a split floor plan perfect for entertaining and privacy. The private guest suite with en-suite bath is ideal for visitors or multigenerational living, while the spacious primary suite offers tray ceilings, dual vanities, and oversized his-and-her walk-in closets. The chef-inspired kitchen showcases Samsung stainless steel appliances, quartz countertops, a large center island, soft-close cabinetry, and abundant storage. Luxury vinyl plank flooring runs throughout the main living areas and bedrooms, with tile flooring in all bathrooms. Built to current construction standards, this home includes a durable metal roof known for its longevity and superior lifespan compared to traditional shingle and tile roofs, hurricane-impact windows and sliding glass doors, public water and sewer, irrigation, and a Trane A/C system with a 9-year warranty for added efficiency and long-term value. The oversized backyard offers plenty of space for a custom pool, outdoor kitchen, or entertaining area. With no CDD fees and an exceptional location near Burnt Store Marina and Charlotte Harbor, this home is perfect for embracing the Southwest Florida lifestyle with easy access to fishing, boating, waterfront dining, and nearby Gulf beaches.

  13. 2026-01-27
    status Pending
    Show marketing remark (1953 chars)

    One or more photo(s) has been virtually staged. NEW CONSTRUCTION 2025 | Metal Roof | Hurricane Impact Windows | Flood Zone X | No CDD | Public Water & Sewer | Room for Future Pool | Punta Gorda Living Near Burnt Store Marina. Welcome to this stunning move-in ready Punta Gorda home ideally located near Burnt Store Lakes and Burnt Store Marina on a quiet street with quick access to Charlotte Harbor, boating, kayaking, golf, dining, shopping, and I-75. Situated in Flood Zone X, no flood insurance is typically required, offering added peace of mind and long-term savings. This thoughtfully designed home features 4 bedrooms, 3 bathrooms, a 2-car garage, and 2,092 sq. ft. of modern open-concept living space with a split floor plan perfect for entertaining and privacy. The private guest suite with en-suite bath is ideal for visitors or multigenerational living, while the spacious primary suite offers tray ceilings, dual vanities, and oversized his-and-her walk-in closets. The chef-inspired kitchen showcases Samsung stainless steel appliances, quartz countertops, a large center island, soft-close cabinetry, and abundant storage. Luxury vinyl plank flooring runs throughout the main living areas and bedrooms, with tile flooring in all bathrooms. Built to current construction standards, this home includes a durable metal roof known for its longevity and superior lifespan compared to traditional shingle and tile roofs, hurricane-impact windows and sliding glass doors, public water and sewer, irrigation, and a Trane A/C system with a 9-year warranty for added efficiency and long-term value. The oversized backyard offers plenty of space for a custom pool, outdoor kitchen, or entertaining area. With no CDD fees and an exceptional location near Burnt Store Marina and Charlotte Harbor, this home is perfect for embracing the Southwest Florida lifestyle with easy access to fishing, boating, waterfront dining, and nearby Gulf beaches.

  14. 2026-01-27
    status Pending 1953-char remark
    Show marketing remark (1953 chars)

    One or more photo(s) has been virtually staged. NEW CONSTRUCTION 2025 | Metal Roof | Hurricane Impact Windows | Flood Zone X | No CDD | Public Water & Sewer | Room for Future Pool | Punta Gorda Living Near Burnt Store Marina. Welcome to this stunning move-in ready Punta Gorda home ideally located near Burnt Store Lakes and Burnt Store Marina on a quiet street with quick access to Charlotte Harbor, boating, kayaking, golf, dining, shopping, and I-75. Situated in Flood Zone X, no flood insurance is typically required, offering added peace of mind and long-term savings. This thoughtfully designed home features 4 bedrooms, 3 bathrooms, a 2-car garage, and 2,092 sq. ft. of modern open-concept living space with a split floor plan perfect for entertaining and privacy. The private guest suite with en-suite bath is ideal for visitors or multigenerational living, while the spacious primary suite offers tray ceilings, dual vanities, and oversized his-and-her walk-in closets. The chef-inspired kitchen showcases Samsung stainless steel appliances, quartz countertops, a large center island, soft-close cabinetry, and abundant storage. Luxury vinyl plank flooring runs throughout the main living areas and bedrooms, with tile flooring in all bathrooms. Built to current construction standards, this home includes a durable metal roof known for its longevity and superior lifespan compared to traditional shingle and tile roofs, hurricane-impact windows and sliding glass doors, public water and sewer, irrigation, and a Trane A/C system with a 9-year warranty for added efficiency and long-term value. The oversized backyard offers plenty of space for a custom pool, outdoor kitchen, or entertaining area. With no CDD fees and an exceptional location near Burnt Store Marina and Charlotte Harbor, this home is perfect for embracing the Southwest Florida lifestyle with easy access to fishing, boating, waterfront dining, and nearby Gulf beaches.

  15. 2025-11-09
    listed $399,000 Active
  16. 2025-11-06
    listed $399,000 Active 1953-char remark
    Show marketing remark (1953 chars)

    One or more photo(s) has been virtually staged. NEW CONSTRUCTION 2025 | Metal Roof | Hurricane Impact Windows | Flood Zone X | No CDD | Public Water & Sewer | Room for Future Pool | Punta Gorda Living Near Burnt Store Marina. Welcome to this stunning move-in ready Punta Gorda home ideally located near Burnt Store Lakes and Burnt Store Marina on a quiet street with quick access to Charlotte Harbor, boating, kayaking, golf, dining, shopping, and I-75. Situated in Flood Zone X, no flood insurance is typically required, offering added peace of mind and long-term savings. This thoughtfully designed home features 4 bedrooms, 3 bathrooms, a 2-car garage, and 2,092 sq. ft. of modern open-concept living space with a split floor plan perfect for entertaining and privacy. The private guest suite with en-suite bath is ideal for visitors or multigenerational living, while the spacious primary suite offers tray ceilings, dual vanities, and oversized his-and-her walk-in closets. The chef-inspired kitchen showcases Samsung stainless steel appliances, quartz countertops, a large center island, soft-close cabinetry, and abundant storage. Luxury vinyl plank flooring runs throughout the main living areas and bedrooms, with tile flooring in all bathrooms. Built to current construction standards, this home includes a durable metal roof known for its longevity and superior lifespan compared to traditional shingle and tile roofs, hurricane-impact windows and sliding glass doors, public water and sewer, irrigation, and a Trane A/C system with a 9-year warranty for added efficiency and long-term value. The oversized backyard offers plenty of space for a custom pool, outdoor kitchen, or entertaining area. With no CDD fees and an exceptional location near Burnt Store Marina and Charlotte Harbor, this home is perfect for embracing the Southwest Florida lifestyle with easy access to fishing, boating, waterfront dining, and nearby Gulf beaches.

  17. 2025-11-03
    historical
  18. 2025-09-19
    price $399,000
  19. 2025-07-18
    price $410,000
  20. 2025-05-29
    listed $425,000 Active
  21. 2023-11-20
    soldstatus $25,000
  22. 2023-05-24
    soldstatus $23,000
  23. 2021-03-22
    soldstatus $14,900
  24. 2021-03-19
    soldstatus $14,900 Sold
  25. 2021-03-19
    soldstatus $14,900 Closed
  26. 2021-03-01
    status Pending
  27. 2021-03-01
    status Pending
  28. 2021-01-19
    listed $14,900 Active
  29. 2021-01-19
    listed $14,900 Active
  30. 2006-08-07
    historical
  31. 2004-09-30
    listed $129,900
  32. 2004-05-22
    soldstatus $20,614
  33. 1998-05-27
    soldstatus $16,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$935 · $78/mo
Projected year-2 tax
$3,220 · $268/mo
Expected delta
+$2,285/yr (+$190/mo · 244.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 74% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 32 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,002
− Mortgage interest
−$21,734
− Property taxes
−$935
− Insurance
−$2,738
− Repairs & maintenance
−$2,480
− Management
−$2,480
− HOA
−$516
− Depreciation
−$11,287
Taxable loss
−$11,169
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,680
After-tax cash flow
$-1,433/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Charlotte
NCES district ID
1200240
Math proficiency
54% ▼ -6.00%
Reading proficiency
54% ▼ -1.00%
Median HH income
$44,864
Composite
45.62/100
National rank
#2586
State rank
#22 of 73 in FL

Livability — Burnt Store Marina

Score
72/100
State rank
#354
US rank
#6145

Category grades

Amenities F Commute F Cost of living C- Crime A+ Employment A+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Charlotte County · 196,994 people
Metro
Punta Gorda, FL
Population (ZIP)
12,399
Household income
$76,943
Rent vs Own
9.5% rent · 90.5% own
Severe rent burden
226.0

Population outlook (Charlotte County) Hauer SSP2

Today (2025)
198,646 people
By 2030
210,507 · +6.0%
By 2040
230,857 · +16.2%
By 2050
247,148 · +24.4%
By 2075
281,777 · +41.8%
By 2100
293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Hispanic / Latino 10% Two or more races 9% Black 2%
Hispanic origin (detail)
Mexican 4% Puerto Rican 2% Cuban 4%
Common ancestry
Romanian 5% Italian 3% Serbian 3%
Foreign-born
8% · Canada
Languages at home
91% English-only · Spanish 5% Other Indo-European 1%

Political lean MEDSL · Charlotte

2024 margin
Solid R (+34.0) · D 32.7% · R 66.7%
2008→2024 swing
-26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
All cycles
2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -78.71%
Current HPI
242.9043
Rent YoY
Metro
Punta Gorda, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+2265.9% since first listed
33 events — show timeline
  • 2026-05-12 Pending FORTMLS
  • 2026-05-12 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-04-20 Relisted FORTMLS
  • 2026-04-18 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-04-10 Pending FORTMLS
  • 2026-04-09 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-03-18 Price Changed $388,000 FORTMLS
  • 2026-03-18 Price Changed $388,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-03 Price Changed $395,000 FORTMLS
  • 2026-02-03 Price Changed $395,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-03 Relisted FORTMLS
  • 2026-02-03 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-01-27 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-01-27 Pending FORTMLS
  • 2025-11-09 Listed $399,000 Stellar MLS as Distributed by MLS Grid
  • 2025-11-06 Listed $399,000 FORTMLS
  • 2025-11-03 Listing Removed NAPLESMLS
  • 2025-09-19 Price Changed $399,000 NAPLESMLS
  • 2025-07-18 Price Changed $410,000 NAPLESMLS
  • 2025-05-29 Listed $425,000 NAPLESMLS
  • 2023-11-20 Sold (Public Records) $25,000 Public Records
  • 2023-05-24 Sold (Public Records) $23,000 Public Records
  • 2021-03-22 Sold (Public Records) $14,900 Public Records
  • 2021-03-19 Sold (MLS) $14,900 FORTMLS
  • 2021-03-19 Sold (MLS) $14,900 Stellar MLS as Distributed by MLS Grid
  • 2021-03-01 Pending FORTMLS
  • 2021-03-01 Pending Stellar MLS as Distributed by MLS Grid
  • 2021-01-19 Listed $14,900 FORTMLS
  • 2021-01-19 Listed $14,900 Stellar MLS as Distributed by MLS Grid
  • 2006-08-07 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2004-09-30 Listed $129,900 Stellar MLS as Distributed by MLS Grid
  • 2004-05-22 Sold (Public Records) $20,614 Public Records
  • 1998-05-27 Sold (Public Records) $16,400 Public Records

Property tax history

+12.5%/yr

Latest (2025): $935 · +0.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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