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2638 Rock Creek Dr
D Composite 42.83
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.3/30.0
  • ARV discount +7.5/15.0
  • DSCR +4.7/10.0
  • Schools +4.6/10.0
  • Livability +3.2/5.0
  • 1% rule +2.9/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.1/5.0
  • Appreciation +0.0/10.0

$255,000

2638 Rock Creek Dr · Port Charlotte, FL 33948
3 bd · 2.0 ba · 1,060 sqft · Land · 404 Days on market
Built 2026 10,000 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

Key facts

  • 0.23 acre lot
  • Garage
  • Built 2026

Property features AI

Finance

  • Other: Lot size about 0.23 acres (approx. 0 to less than 1/4 acre); No CDD or homestead indicated; Zoning: RSF3.5; Permit number available; Builder license: CGC058770
  • HOA & community: Pets allowed

Exterior

  • Parking: Attached garage with 1 parking space
  • Utilities: Well water; Septic tank; Electricity available and connected; Water available and connected; Underground utilities; Public utilities access
  • Home design: Single family residence; One story; New construction; North-facing
  • Construction: Block and stucco construction; Shingle roof; Slab foundation; Built by Holiday Builders (model: Phoenix)
  • Exterior features: Sliding doors; Paved road access

Interior

  • Kitchen: Range; Dishwasher; Electric water heater
  • Bedrooms: 3 bedrooms
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Open floor plan; Thermostat; Walk-in closet(s)
  • Laundry & utility: Inside laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath land listed at $255k.

Deal economics

  • At list price, monthly cash flow is $29 ($349/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $201k (21.3% below list).
  • Recommended offer: $201k (21.3% below list) — sets the bar for 1% rule.
  • Cap rate 6.7% vs local median 4.2% in Port Charlotte — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#655 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
  • Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Meadow Park Elementary School (math 61% / reading 56%, grade B-, #735 of 2,144 statewide, top 35%, 701 students, 59% FRL); Murdock Middle School (math 50% / reading 45%, grade C-, #288 of 571 statewide, top 51%, 577 students, 56% FRL); Port Charlotte High School (math 23% / reading 38%, grade F, #434 of 667 statewide, top 66%, 1,649 students, 43% FRL) — zoned schools at 53% FRL track the district average.
  • Market conditions: Rents soft (-1.6%/yr); 963 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 404 days — a 12% lower offer ($224k) is reasonable based on typical stale-listing flexibility.
  • 16 sale attempts since 3y ago; this cycle's ask has dropped $24k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $18k; list at $255k implies a 1357% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $200,618 (21.3% below list)

Questions for the listing agent

  1. It's been on market 404 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
6.74%
Cash-on-cash
1.61%
DSCR
1.07
GRM
10.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-18.6%
Equity multiple
0.36×
Total profit
$-45,443
Equity at exit
$38,021
10-year hold
IRR
-17.5%
Equity multiple
0.16×
Total profit
$-60,297
Equity at exit
$22,048

Cash invested: $71,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33948

Home prices YoY
-14.9%
Rents YoY
-1.6%
Active inventory
963
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$2,006 high interval (Pro) →
Mortgage (P&I)
$1,337
Tax from tax record
$46 /mo · $550/yr
Insurance
$106
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$421
Net cashflow
$29

Break-even live

Break-even rent $1,969
Max offer price $255,000
Occupancy floor 94%

Sensitivity live

Price -10% $173 -5% $101 +0% $29 +5% $-43 +10% $-420
Rent -10% $-129 -5% $-50 +0% $29 +5% $108 +10% $188
Rate -1.0pp $158 -0.5pp $94 base $29 +0.5pp $-37 +1.0pp $-104

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$63,750
Closing costs
$7,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1261 Joplin Ave NW Port Charlotte, FL 2.0 2.0 1200 $1,950 $1.62 23d 1 0.45mi
979 Roseway Ter NW Port Charlotte, FL 3.0 1.5 1140 $1,525 $1.34 23d 1 0.52mi
979 Roseway Ter NW Unit 979 Port Charlotte, FL 2.0 2.0 1140 $1,750 $1.54 23d 1 0.52mi
2223 Tinker St Port Charlotte, FL 3.0 2.0 1337 $2,400 $1.80 23d 1 0.59mi
1225 Armsdale Ave Port Charlotte, FL 3.0 2.0 1140 $1,525 $1.34 23d 1 0.61mi
2586 Auburn Blvd Port Charlotte, FL 2.0 2.0 1028 $1,850 $1.80 15d 1 0.74mi
651 Chamber St NW Port Charlotte, FL 3.0 2.0 1196 $1,900 $1.59 23d 1 0.77mi
2457 Haven St Port Charlotte, FL 3.0 2.0 1150 $1,775 $1.54 23d 1 0.82mi
525 Altoona St NW Port Charlotte, FL 2.0 2.0 1002 $1,750 $1.75 23d 1 0.83mi
1174 Victoria Ave Port Charlotte, FL 2.0 2.0 1092 $1,650 $1.51 23d 1 0.86mi
1515 Forrest Nelson Blvd Port Charlotte, FL 2.0 2.0 899 $2,000 $2.22 23d 2 0.95mi
2000 Forrest Nelson Blvd Unit B6 Port Charlotte, FL 2.0 2.5 1218 $1,400 $1.15 23d 1 0.96mi
650 Hartford Dr NW Port Charlotte, FL 2.0 2.0 1200 $1,600 $1.33 23d 1 1.05mi
1148 Salina Ave Port Charlotte, FL 3.0 2.0 1449 $3,000 $2.07 23d 1 1.08mi
19505 Quesada Ave Port Charlotte, FL 1.0–2.0 1.0–2.0 797 $2,800 $3.51 15d 8 1.12mi
342 Millport St NW Port Charlotte, FL 3.0 2.0 1331 $2,250 $1.69 23d 1 1.24mi
334 Millport St NW Port Charlotte, FL 3.0 2.0 1459 $2,400 $1.64 23d 1 1.25mi
326 Millport St NW Port Charlotte, FL 3.0 2.0 1459 $2,400 $1.64 23d 1 1.26mi
533 Crandall St NW Port Charlotte, FL 3.0 2.0 1328 $1,550 $1.17 23d 1 1.27mi
20254 Lorenzo Ave Port Charlotte, FL 4.0 2.0 1449 $1,895 $1.31 23d 1 1.33mi

Listing history 49 events

  1. 2026-06-22
    days on market $255,000 Active 404 DOM
  2. 2026-06-18
    days on market $255,000 Active 401 DOM
  3. 2026-06-17
    days on market $255,000 Active 400 DOM
  4. 2026-06-16
    days on market $255,000 Active 399 DOM
  5. 2026-06-15
    days on market $255,000 Active 398 DOM
  6. 2026-06-14
    days on market $255,000 Active 396 DOM
  7. 2026-06-13
    days on market $255,000 Active 395 DOM
  8. 2026-06-10
    days on market $255,000 Active 393 DOM
  9. 2026-06-09
    days on market $255,000 Active 392 DOM
  10. 2026-06-08
    days on market $255,000 Active 391 DOM
  11. 2026-06-05
    pricedays on market $255,000 Active 387 DOM
  12. 2026-06-02
    days on market $279,000 Active 385 DOM
  13. 2026-06-01
    days on market $279,000 Active 384 DOM
  14. 2026-05-31
    days on market $279,000 Active 383 DOM
  15. 2026-05-30
    days on market $279,000 Active 382 DOM
  16. 2026-02-26
    status Active 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  17. 2026-02-25
    historical 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  18. 2026-02-08
    status Active 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  19. 2026-02-07
    historical 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  20. 2025-12-30
    status Active 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  21. 2025-12-29
    historical 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  22. 2025-12-23
    status Active 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  23. 2025-12-22
    historical 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  24. 2025-12-21
    status Active 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  25. 2025-12-20
    historical 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  26. 2025-12-19
    status Active 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  27. 2025-12-18
    historical 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  28. 2025-11-13
    status Active 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  29. 2025-11-11
    historical 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  30. 2025-09-09
    status Active 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  31. 2025-09-06
    historical 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  32. 2025-07-16
    status Active 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  33. 2025-07-16
    historical 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  34. 2025-07-15
    status Active 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  35. 2025-07-15
    historical 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  36. 2025-07-09
    status Active 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  37. 2025-07-07
    historical 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  38. 2025-05-29
    status Active 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  39. 2025-05-25
    historical 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  40. 2025-05-13
    listed $279,000 Active
  41. 2025-01-18
    price $279,000 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  42. 2024-08-25
    status Active 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  43. 2024-08-24
    historical 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  44. 2024-06-04
    price $284,000 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  45. 2024-03-20
    listed $279,000 Active 1343-char remark
    Show marketing remark (1343 chars)

    Welcome to the world of homeownership with the Phoenix floorplan from Holiday Builders' Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you'll discover the heart of the home-the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. The three bedrooms are conveniently located near each other, offering both functionality and convenience. The owner's suite boasts a walk-in closet and a private ensuite bathroom, creating your personal sanctuary. Bedrooms 2 and 3 have easy access to a second bathroom, ensuring everyone's comfort. Just off the kitchen, you'll find a laundry room with convenient access to the one-car garage. The Phoenix floorplan is not only designed to complement your lifestyle, but it also helps you save money. It comes with high-quality finishes, such as name brand laminate countertops, vinyl flooring, and stain-resistant carpeting. The stainless-steel appliances, including the electric smooth top range, range hood, and dishwasher, not only enhance style but also contribute to an eco-friendly home.

  46. 2024-01-25
    soldstatus $17,500
  47. 2024-01-24
    soldstatus $17,500 Closed 135-char remark
    Show marketing remark (135 chars)

    In area of new construction and plenty of already established residence. Water at street. Great location near shopping and restaurants.

  48. 2023-12-13
    status Pending 135-char remark
    Show marketing remark (135 chars)

    In area of new construction and plenty of already established residence. Water at street. Great location near shopping and restaurants.

  49. 2023-10-18
    listed $19,900 Active 135-char remark
    Show marketing remark (135 chars)

    In area of new construction and plenty of already established residence. Water at street. Great location near shopping and restaurants.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$550 · $46/mo
Projected year-2 tax
$2,116 · $176/mo
Expected delta
+$1,567/yr (+$131/mo · 285.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 84% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,074
− Mortgage interest
−$14,284
− Property taxes
−$550
− Insurance
−$2,072
− Repairs & maintenance
−$1,926
− Management
−$1,926
− Depreciation
−$7,418
Taxable loss
−$4,102
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$985
After-tax cash flow
$1,334/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Charlotte
NCES district ID
1200240
Math proficiency
54% ▼ -6.00%
Reading proficiency
54% ▼ -1.00%
Median HH income
$44,864
Composite
45.62/100
National rank
#2586
State rank
#22 of 73 in FL

Livability — Port Charlotte

Score
65/100
State rank
#655
US rank
#13081

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety D- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Port Charlotte, FL
County
Charlotte County · 196,994 people
City population
102,180
Metro
Punta Gorda, FL
Population (ZIP)
18,696
Household income
$62,744
Rent vs Own
13.8% rent · 86.2% own
Severe rent burden
501.0

Population outlook (Charlotte County) Hauer SSP2

Today (2025)
198,646 people
By 2030
210,507 · +6.0%
By 2040
230,857 · +16.2%
By 2050
247,148 · +24.4%
By 2075
281,777 · +41.8%
By 2100
293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Two or more races 8% Black 7% Hispanic / Latino 7% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 1%
Common ancestry
Lithuanian 5% Romanian 4% Iranian 2%
Foreign-born
11% · Canada
Languages at home
88% English-only · Spanish 5% Russian/Polish/Slavic 2% Other Indo-European 1%

Political lean MEDSL · Charlotte

2024 margin
Solid R (+34.0) · D 32.7% · R 66.7%
2008→2024 swing
-26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
All cycles
2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -55.31%
Current HPI
315.0548
Rent YoY
▼ -1.63%
Metro
Punta Gorda, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+1302.0% since first listed
34 events — show timeline
  • 2026-02-26 Relisted Zillow
  • 2026-02-25 Delisted Zillow
  • 2026-02-08 Relisted Zillow
  • 2026-02-07 Delisted Zillow
  • 2025-12-30 Relisted Zillow
  • 2025-12-29 Delisted Zillow
  • 2025-12-23 Relisted Zillow
  • 2025-12-22 Delisted Zillow
  • 2025-12-21 Relisted Zillow
  • 2025-12-20 Delisted Zillow
  • 2025-12-19 Relisted Zillow
  • 2025-12-18 Delisted Zillow
  • 2025-11-13 Relisted Zillow
  • 2025-11-11 Delisted Zillow
  • 2025-09-09 Relisted Zillow
  • 2025-09-06 Delisted Zillow
  • 2025-07-16 Relisted Zillow
  • 2025-07-16 Delisted Zillow
  • 2025-07-15 Relisted Zillow
  • 2025-07-15 Delisted Zillow
  • 2025-07-09 Relisted Zillow
  • 2025-07-07 Delisted Zillow
  • 2025-05-29 Relisted Zillow
  • 2025-05-25 Delisted Zillow
  • 2025-05-13 Listed $279,000 Stellar MLS as Distributed by MLS Grid
  • 2025-01-18 Price Changed $279,000 Zillow
  • 2024-08-25 Relisted Zillow
  • 2024-08-24 Delisted Zillow
  • 2024-06-04 Price Changed $284,000 Zillow
  • 2024-03-20 Listed $279,000 Zillow
  • 2024-01-25 Sold (Public Records) $17,500 Public Records
  • 2024-01-24 Sold (MLS) $17,500 Stellar MLS as Distributed by MLS Grid
  • 2023-12-13 Pending Stellar MLS as Distributed by MLS Grid
  • 2023-10-18 Listed $19,900 Stellar MLS as Distributed by MLS Grid

Property tax history

+4.2%/yr

Latest (2025): $550 · +15.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…