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210 Texas
B- Composite 68.88
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.6/5.0
  • Schools +3.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$49,500

210 Texas · DeRidder, LA 70634
3 bd · 1.0 ba · 1,316 sqft · SingleFamily · 23 Days on market
Fair condition 9,148 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Calling all investors. This fixer upper is on a great corner lot. Home is sold ''AS IS''.

Key facts

  • Corner lot
  • 9,148 sq ft lot
  • Listed 22 days

Tags

CORNER LOT

Property features AI

Exterior

  • Home design: Single-family residence; One-story
  • Exterior features: Corner lot at Texas and Shirley Street; Lot approximately 200 x 43 (0.21 acres)

Interior

  • Bathrooms: 1 full bathroom
  • Interior features: 6 total rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $50k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $548 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $50k).
  • Recommended offer: $49k (1.5% below list) — sets the bar for market timing.
  • Cap rate 19.6% vs local median 4.8% in DeRidder — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#43 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F, employment D-.
  • Beauregard Parish (rural): math 30% / reading 41% proficiency, ranked #32 of 98 in LA (top 33%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 241 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 83 units permitted in Beauregard Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $342 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($49k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $48,757 (1.5% below list)

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.28%
Cap rate
19.57%
Cash-on-cash
47.42%
DSCR
3.11
GRM
3.7

CMA / ARV

ARV (on-the-fly)
$140,812
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
501 Stacey Ln 0.18mi 3/2.0 1,200 (-9%) 7mo $169,000 $141 67
707 Bon Ami St 0.49mi 3/2.0 1,346 (+2%) 10mo $144,000 $107 61
510 N Texas St 0.44mi 3/2.0 1,334 (+1%) 16mo $44,000 $33 60
118 S Division St 0.25mi 2/2.0 (-1) 1,410 (+7%) 11mo $167,000 $118 59
1441 Bilbo St 0.51mi 3/2.0 1,375 (+4%) 12mo $159,900 $116 55
315 Dick Allen St 0.49mi 3/2.0 1,367 (+4%) 18mo $174,000 $127 52
605 S Royal St 0.39mi 2/1.0 (-1) 1,120 (-15%) 4mo $108,000 $96 48
604 Magnolia St 0.58mi 2/1.0 (-1) 1,339 (+2%) 21mo $135,500 $101 48
315 N Royal St 0.43mi 2/1.5 (-1) 1,188 (-10%) 13mo $115,000 $97 46
212 Dogwood Dr 0.73mi 3/2.0 1,268 (-4%) 19mo $140,000 $110 40
710 W 8th St 0.44mi 3/2.0 1,510 (+15%) 20mo $152,500 $101 34
507 Fair St 0.65mi 2/2.0 (-1) 1,189 (-10%) 17mo $50,000 $42 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
44.8%
Equity multiple
2.94×
Total profit
$26,882
Equity at exit
$7,381
10-year hold
IRR
50.7%
Equity multiple
5.94×
Total profit
$68,400
Equity at exit
$4,280

Cash invested: $13,860 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70634

Home prices YoY
-30.6%
Active inventory
241
Price-to-rent
3.7×

Monthly cashflow live

Estimated rent
$1,126 medium interval (Pro) →
Mortgage (P&I)
$260
Tax est. 1.5%
$62 /mo · $742/yr
Insurance
$21
HOA
$0
Vacancy / Maint / Mgmt
$237
Net cashflow
$548

Break-even live

Break-even rent $433
Max offer price $49,500
Occupancy floor 46%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$12,375
Closing costs
$1,485
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1014 W 9th St Deridder, LA 3.0 2.0 1224 $1,200 $0.98 43d 1 0.45mi
124 Azalea Ave Deridder, LA 3.0 2.0 1440 $1,000 $0.69 13d 1 0.75mi

Listing history 17 events

  1. 2026-06-19
    days on market $49,500 Active 23 DOM
  2. 2026-06-18
    days on market $49,500 Active 22 DOM
  3. 2026-06-17
    days on market $49,500 Active 21 DOM
  4. 2026-06-16
    days on market $49,500 Active 20 DOM
  5. 2026-06-15
    days on market $49,500 Active 19 DOM
  6. 2026-06-14
    days on market $49,500 Active 17 DOM
  7. 2026-06-13
    days on market $49,500 Active 16 DOM
  8. 2026-06-10
    days on market $49,500 Active 14 DOM
  9. 2026-06-09
    days on market $49,500 Active 13 DOM
  10. 2026-06-08
    days on market $49,500 Active 12 DOM
  11. 2026-06-07
    days on market $49,500 Active 11 DOM
  12. 2026-06-03
    days on market $49,500 Active 7 DOM
  13. 2026-06-02
    days on market $49,500 Active 6 DOM
  14. 2026-06-01
    days on market $49,500 Active 5 DOM
  15. 2026-05-31
    days on market $49,500 Active 4 DOM
  16. 2026-05-30
    days on market $49,500 Active 3 DOM
  17. 2026-05-27
    listed $49,500 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥110°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,516
− Mortgage interest
−$2,773
− Property taxes
−$742
− Insurance
−$248
− Repairs & maintenance
−$1,081
− Management
−$1,081
− Depreciation
−$1,440
Taxable income
$6,151
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,476
After-tax cash flow
$5,097/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 10 photos

Fair 45/100 Moderate rehab

This fixer upper requires moderate renovations to improve its condition and appeal to buyers. Key areas for improvement include the kitchen and bathroom, as well as the exterior and flooring.

Repairs flagged

  • Major kitchen appliances — need replacement for functionality
  • Major bathroom fixtures — need replacement for functionality
  • Moderate exterior siding — visible wear and tear
  • Minor interior walls — paint peeling in some areas

Value-add opportunities

  • Resale update kitchen appliances — modern appliances attract buyers
  • Resale replace bathroom fixtures — outdated fixtures deter buyers
  • Both paint exterior — enhances curb appeal and resale value
  • Both replace windows — better insulation and energy efficiency
  • Both repair flooring — improves home's overall appearance and functionality

Renovation cost estimate screening

Repair itemSeverityEst. cost
kitchen appliances · need replacement for functionality Major $15,000–50,000
bathroom fixtures · need replacement for functionality Major $15,000–50,000
exterior siding · visible wear and tear Moderate $3,000–15,000
interior walls · paint peeling in some areas Minor $500–3,000
Total estimated repair cost · 4 items $33,500–118,000

Value-add ROI direction

  • Resale update kitchen appliances — modern appliances attract buyers
  • Resale replace bathroom fixtures — outdated fixtures deter buyers
  • Both paint exterior — enhances curb appeal and resale value
  • Both replace windows — better insulation and energy efficiency
  • Both repair flooring — improves home's overall appearance and functionality

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Beauregard Parish
NCES district ID
2200180
Math proficiency
30% ▼ -40.00%
Reading proficiency
41% ▼ -35.00%
Median HH income
$46,033
Composite
30.34/100
National rank
#6265
State rank
#32 of 98 in LA

Livability — DeRidder

Score
72/100
State rank
#43
US rank
#6227

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D- Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
DeRidder, LA
Population (ZIP)
25,038

Population outlook (Beauregard County) Hauer SSP2

Today (2025)
37,760 people
By 2030
38,140 · +1.0%
By 2040
38,518 · +2.0%
By 2050
38,164 · +1.1%
By 2075
36,437 · -3.5%
By 2100
32,493 · -13.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (72%)
Race & ethnicity
White 72% Black 14% Two or more races 9% Hispanic / Latino 5% Asian 1%
Hispanic origin (detail)
Mexican 3% Puerto Rican 1%
Common ancestry
Lithuanian 6% Slovak 1% Italian 1%
Foreign-born
2% · Canada
Languages at home
96% English-only · Spanish 2% French/Haitian/Cajun 1%

Political lean MEDSL · Beauregard

2024 margin
Solid R (+71.3) · D 13.8% · R 85.1% · Other 1.1%
2008→2024 swing
-16.9pp toward R · 2008: -54.3pp · 2024: -71.3pp
All cycles
2024: R+71.3 2020: R+67.5 2016: R+65.3 2012: R+58.2 2008: R+54.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -57.61%
Current HPI
130.4445
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-27 Listed $49,500 GFPAR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…