172 Greenwood Cir · Calera, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 7/10 · Major
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 50.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.5/30.0
- ARV discount +10.5/15.0
- DSCR +4.8/10.0
- Schools +3.9/10.0
- Rent growth +3.4/5.0
- 1% rule +3.3/10.0
- Livability +3.0/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$234,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This well-maintained, all-brick home gives you comfort, quality, and low-maintenance living all on one level. It's clean, inviting, and move-in ready with fresh paint! Step inside to vaulted ceilings and a marble fireplace that add warmth and style to the living room. The kitchen features stainless steel appliances, a pantry for extra storage, and a natural flow into the dining area. Durable, high-quality LVP flooring runs through the main living spaces, combining the look of hardwood with low upkeep. All three bedrooms are generously sized, and the master suite includes a trey ceiling, soaking tub, separate shower, and walk-in closet. The layout is spacious with thoughtful touches that make daily life feel effortless. Cute curb appeal, a covered back patio for relaxing or grilling, a two-car garage, and manageable yard space are other desirable features. This home was built in 2020 by Adams Homes so everything is still new! It's affordable and has eligibility for zero-down financing!
Key facts
- 6,534 sq ft lot
- 2 garage spots
- Built 2020
Property features AI
Finance
- Other: Located in the CALERA tax district
- Financial info: Garbage fee collected quarterly ($65); Has down payment assistance
Exterior
- Parking: Front garage entry; 2-car garage (main level); Driveway parking and on-street parking available
- Utilities: Private water; Connected sewer; Underground utilities; Internet available from Spectrum and AT&T
- Home design: Existing single-family property; Four-side brick construction; Slab foundation; Located in the OLD IVY subdivision
- Construction: 4-sided brick exterior; Slab foundation
- Exterior features: Covered and open patio; Porch; Garden/patio area; No pool; Not waterfront; No decks
Interior
- Kitchen: Laminate countertops; Built-in microwave; Electric oven and stove; Refrigerator included; Some stainless appliances
- Bedrooms: Master bedroom on main level; Additional bedrooms on main level
- Flooring: Carpet; Tile; Vinyl
- Bathrooms: Two full bathrooms; Garden tub, separate shower, and linen closet
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Smooth and trey ceilings; Recessed lighting; Tile surround gas fireplace in the great room; Some window treatments to remain; Attic with pull-down access
- Laundry & utility: Main-level laundry in a closet; Washer hookup and electric dryer hookup; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $235k.
Deal economics
- At list price, monthly cash flow is $96 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $194k (17.5% below list).
- Recommended offer: $194k (17.5% below list) — sets the bar for 1% rule.
- Cap rate 6.8% vs local median 4.5% in Calera — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 59/100 on livability (#325 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, employment A-; Watch: amenities F, commute F, health & safety F.
- Shelby County (suburban): math 30% / reading 58% proficiency, ranked #16 of 129 in AL (top 12%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Calera Elementary (752 students, 64% FRL); Calera High (math 18% / reading 21%, grade F, #169 of 305 statewide, top 59%, 1,066 students, 59% FRL) — zoned schools average 62% FRL vs 26% district-wide (36 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 20% at this address vs 44% district-wide (-24 pts) — the specific schools serving this property underperform the Shelby County average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+3.7%/yr); 374 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 987 units permitted in Shelby County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Shelby County population projected at +23% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 50 days — a 3% lower offer ($228k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 50% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 50 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.83% ✗
- Cap rate
- 6.78%
- Cash-on-cash
- 1.75%
- DSCR
- 1.08
- GRM
- 10.1
CMA / ARV
- ARV (median comp)
- $251,891
- List price
- $234,900
- Delta
- -6.75%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 153 Old Ivy Rd | 0.06mi | 3/2.0 | 1,360 (-0%) | 5mo | $248,900 | $183 | 93 |
| 632 Klynes Dr | 0.05mi | 3/2.0 | 1,425 (+5%) | 3mo | $248,170 | $174 | 87 |
| 200 Stonebriar Dr | 0.24mi | 3/2.0 | 1,383 (+2%) | 5mo | $235,000 | $170 | 82 |
| 220 Stonebriar Dr | 0.25mi | 3/2.0 | 1,394 (+2%) | 4mo | $230,000 | $165 | 81 |
| 2032 Turquoise Ln | 0.32mi | 3/2.0 | 1,348 (-1%) | 6mo | $264,400 | $196 | 78 |
| 428 Marsh Cir | 0.15mi | 3/2.0 | 1,246 (-8%) | 5mo | $227,000 | $182 | 74 |
| 189 Briarfield Ln | 0.21mi | 3/2.0 | 1,482 (+9%) | 4mo | $262,774 | $177 | 72 |
| 613 Klynes Dr | 0.32mi | 3/2.0 | 1,234 (-9%) | 1mo | $214,719 | $174 | 69 |
| 645 Klynes Dr | 0.32mi | 3/2.0 | 1,459 (+7%) | 6mo | $250,000 | $171 | 68 |
| 637 Klynes Dr | 0.32mi | 3/2.0 | 1,234 (-9%) | 2mo | $229,719 | $186 | 68 |
| 320 Oakmont Cir | 0.32mi | 4/2.0 (+1) | 1,497 (+10%) | 0mo | $284,900 | $190 | 63 |
| 404 Koslin Loop | 0.32mi | 4/2.0 (+1) | 1,497 (+10%) | 1mo | $289,900 | $194 | 62 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.67% rent growth · sell at horizon
- IRR
- -12.9%
- Equity multiple
- 0.53×
- Total profit
- $-30,725
- Equity at exit
- $35,024
- IRR
- -3.0%
- Equity multiple
- 0.79×
- Total profit
- $-13,767
- Equity at exit
- $20,310
Cash invested: $65,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 35040
- Home prices YoY
- -16.5%
- Rents YoY
- 3.7%
- Active inventory
- 374
- Price-to-rent
- 10.1×
Monthly cashflow live
- Estimated rent
- $1,938 medium interval (Pro) →
- Mortgage (P&I)
- −$1,232
- Tax from tax record
- −$106 /mo · $1,269/yr
- Insurance
- −$98
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$407
- Net cashflow
- $96
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $58,725
- Closing costs
- $7,047
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1004 Medinah Dr Calera, AL | 3.0 | 2.0 | 1823 | $1,850 | $1.01 | 19d | 1 | 1.24mi |
| 324 Oakmont CIR Calera, AL | 3.0 | 2.0 | 1272 | $1,795 | $1.41 | 2d | 1 | 1.31mi |
| 313 Oakmont CIR Calera, AL | 4.0 | 2.0 | 1774 | $1,995 | $1.12 | 44d | 1 | 1.31mi |
Listing history 34 events
-
2026-06-18days on market $234,900 Active 50 DOM
-
2026-06-17days on market $234,900 Active 49 DOM
-
2026-06-16days on market $234,900 Active 48 DOM
-
2026-06-15days on market $234,900 Active 47 DOM
-
2026-06-13days on market $234,900 Active 45 DOM
-
2026-06-13days on market $234,900 Active 44 DOM
-
2026-06-10days on market $234,900 Active 42 DOM
-
2026-06-09days on market $234,900 Active 41 DOM
-
2026-06-08days on market $234,900 Active 40 DOM
-
2026-06-07days on market $234,900 Active 39 DOM
-
2026-06-05days on market $234,900 Active 36 DOM
-
2026-06-03days on market $234,900 Active 35 DOM
-
2026-06-02days on market $234,900 Active 34 DOM
-
2026-06-01days on market $234,900 Active 33 DOM
-
2026-05-31days on market $234,900 Active 32 DOM
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2026-04-29$234,900 Active 935-char remark
-
2026-04-28historical $234,900 935-char remark
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2025-09-16soldstatus $222,000
-
2025-09-10soldstatus $222,000 Sold 999-char remark
Show marketing remark (999 chars)
This well-maintained, all-brick home gives you comfort, quality, and low-maintenance living all on one level. It's clean, inviting, and move-in ready with fresh paint! Step inside to vaulted ceilings and a marble fireplace that add warmth and style to the living room. The kitchen features stainless steel appliances, a pantry for extra storage, and a natural flow into the dining area. Durable, high-quality LVP flooring runs through the main living spaces, combining the look of hardwood with low upkeep. All three bedrooms are generously sized, and the master suite includes a trey ceiling, soaking tub, separate shower, and walk-in closet. The layout is spacious with thoughtful touches that make daily life feel effortless. Cute curb appeal, a covered back patio for relaxing or grilling, a two-car garage, and manageable yard space are other desirable features. This home was built in 2020 by Adams Homes so everything is still new! It's affordable and has eligibility for zero-down financing!
-
2025-08-08historical Contingent 999-char remark
Show marketing remark (999 chars)
This well-maintained, all-brick home gives you comfort, quality, and low-maintenance living all on one level. It's clean, inviting, and move-in ready with fresh paint! Step inside to vaulted ceilings and a marble fireplace that add warmth and style to the living room. The kitchen features stainless steel appliances, a pantry for extra storage, and a natural flow into the dining area. Durable, high-quality LVP flooring runs through the main living spaces, combining the look of hardwood with low upkeep. All three bedrooms are generously sized, and the master suite includes a trey ceiling, soaking tub, separate shower, and walk-in closet. The layout is spacious with thoughtful touches that make daily life feel effortless. Cute curb appeal, a covered back patio for relaxing or grilling, a two-car garage, and manageable yard space are other desirable features. This home was built in 2020 by Adams Homes so everything is still new! It's affordable and has eligibility for zero-down financing!
-
2025-08-03price $222,000 999-char remark
Show marketing remark (999 chars)
This well-maintained, all-brick home gives you comfort, quality, and low-maintenance living all on one level. It's clean, inviting, and move-in ready with fresh paint! Step inside to vaulted ceilings and a marble fireplace that add warmth and style to the living room. The kitchen features stainless steel appliances, a pantry for extra storage, and a natural flow into the dining area. Durable, high-quality LVP flooring runs through the main living spaces, combining the look of hardwood with low upkeep. All three bedrooms are generously sized, and the master suite includes a trey ceiling, soaking tub, separate shower, and walk-in closet. The layout is spacious with thoughtful touches that make daily life feel effortless. Cute curb appeal, a covered back patio for relaxing or grilling, a two-car garage, and manageable yard space are other desirable features. This home was built in 2020 by Adams Homes so everything is still new! It's affordable and has eligibility for zero-down financing!
-
2025-07-11$230,000 Active 999-char remark
Show marketing remark (999 chars)
This well-maintained, all-brick home gives you comfort, quality, and low-maintenance living all on one level. It's clean, inviting, and move-in ready with fresh paint! Step inside to vaulted ceilings and a marble fireplace that add warmth and style to the living room. The kitchen features stainless steel appliances, a pantry for extra storage, and a natural flow into the dining area. Durable, high-quality LVP flooring runs through the main living spaces, combining the look of hardwood with low upkeep. All three bedrooms are generously sized, and the master suite includes a trey ceiling, soaking tub, separate shower, and walk-in closet. The layout is spacious with thoughtful touches that make daily life feel effortless. Cute curb appeal, a covered back patio for relaxing or grilling, a two-car garage, and manageable yard space are other desirable features. This home was built in 2020 by Adams Homes so everything is still new! It's affordable and has eligibility for zero-down financing!
-
2025-07-09historical $230,000 999-char remark
Show marketing remark (999 chars)
This well-maintained, all-brick home gives you comfort, quality, and low-maintenance living all on one level. It's clean, inviting, and move-in ready with fresh paint! Step inside to vaulted ceilings and a marble fireplace that add warmth and style to the living room. The kitchen features stainless steel appliances, a pantry for extra storage, and a natural flow into the dining area. Durable, high-quality LVP flooring runs through the main living spaces, combining the look of hardwood with low upkeep. All three bedrooms are generously sized, and the master suite includes a trey ceiling, soaking tub, separate shower, and walk-in closet. The layout is spacious with thoughtful touches that make daily life feel effortless. Cute curb appeal, a covered back patio for relaxing or grilling, a two-car garage, and manageable yard space are other desirable features. This home was built in 2020 by Adams Homes so everything is still new! It's affordable and has eligibility for zero-down financing!
-
2020-06-04soldstatus $175,950 Sold
Show marketing remark (553 chars)
This floor plan boasts a several large windows in the living room, which brings in all the natural light from the outdoors. There is a wonderful fireplace in the living room, so you can be warm and cozy when fall comes. The kitchen has an eating area, so your kids can do homework while you cook and be close by. There is also a covered porch on the back, so you can sit outside when it's raining and to shield you from the sun. This under construction home can be all yours and less than 2 miles from I-65 it's super convenient to everything in Calera!
-
2020-04-27status Pending
Show marketing remark (553 chars)
This floor plan boasts a several large windows in the living room, which brings in all the natural light from the outdoors. There is a wonderful fireplace in the living room, so you can be warm and cozy when fall comes. The kitchen has an eating area, so your kids can do homework while you cook and be close by. There is also a covered porch on the back, so you can sit outside when it's raining and to shield you from the sun. This under construction home can be all yours and less than 2 miles from I-65 it's super convenient to everything in Calera!
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2020-03-11price $178,950
Show marketing remark (553 chars)
This floor plan boasts a several large windows in the living room, which brings in all the natural light from the outdoors. There is a wonderful fireplace in the living room, so you can be warm and cozy when fall comes. The kitchen has an eating area, so your kids can do homework while you cook and be close by. There is also a covered porch on the back, so you can sit outside when it's raining and to shield you from the sun. This under construction home can be all yours and less than 2 miles from I-65 it's super convenient to everything in Calera!
-
2020-03-03price $177,850
Show marketing remark (553 chars)
This floor plan boasts a several large windows in the living room, which brings in all the natural light from the outdoors. There is a wonderful fireplace in the living room, so you can be warm and cozy when fall comes. The kitchen has an eating area, so your kids can do homework while you cook and be close by. There is also a covered porch on the back, so you can sit outside when it's raining and to shield you from the sun. This under construction home can be all yours and less than 2 miles from I-65 it's super convenient to everything in Calera!
-
2020-02-01price $174,850
Show marketing remark (553 chars)
This floor plan boasts a several large windows in the living room, which brings in all the natural light from the outdoors. There is a wonderful fireplace in the living room, so you can be warm and cozy when fall comes. The kitchen has an eating area, so your kids can do homework while you cook and be close by. There is also a covered porch on the back, so you can sit outside when it's raining and to shield you from the sun. This under construction home can be all yours and less than 2 miles from I-65 it's super convenient to everything in Calera!
-
2019-11-02price $171,850
Show marketing remark (553 chars)
This floor plan boasts a several large windows in the living room, which brings in all the natural light from the outdoors. There is a wonderful fireplace in the living room, so you can be warm and cozy when fall comes. The kitchen has an eating area, so your kids can do homework while you cook and be close by. There is also a covered porch on the back, so you can sit outside when it's raining and to shield you from the sun. This under construction home can be all yours and less than 2 miles from I-65 it's super convenient to everything in Calera!
-
2019-09-14price $168,850
Show marketing remark (553 chars)
This floor plan boasts a several large windows in the living room, which brings in all the natural light from the outdoors. There is a wonderful fireplace in the living room, so you can be warm and cozy when fall comes. The kitchen has an eating area, so your kids can do homework while you cook and be close by. There is also a covered porch on the back, so you can sit outside when it's raining and to shield you from the sun. This under construction home can be all yours and less than 2 miles from I-65 it's super convenient to everything in Calera!
-
2019-09-06price $171,850
Show marketing remark (553 chars)
This floor plan boasts a several large windows in the living room, which brings in all the natural light from the outdoors. There is a wonderful fireplace in the living room, so you can be warm and cozy when fall comes. The kitchen has an eating area, so your kids can do homework while you cook and be close by. There is also a covered porch on the back, so you can sit outside when it's raining and to shield you from the sun. This under construction home can be all yours and less than 2 miles from I-65 it's super convenient to everything in Calera!
-
2019-08-03price $165,850
Show marketing remark (553 chars)
This floor plan boasts a several large windows in the living room, which brings in all the natural light from the outdoors. There is a wonderful fireplace in the living room, so you can be warm and cozy when fall comes. The kitchen has an eating area, so your kids can do homework while you cook and be close by. There is also a covered porch on the back, so you can sit outside when it's raining and to shield you from the sun. This under construction home can be all yours and less than 2 miles from I-65 it's super convenient to everything in Calera!
-
2019-04-27price $162,850
Show marketing remark (553 chars)
This floor plan boasts a several large windows in the living room, which brings in all the natural light from the outdoors. There is a wonderful fireplace in the living room, so you can be warm and cozy when fall comes. The kitchen has an eating area, so your kids can do homework while you cook and be close by. There is also a covered porch on the back, so you can sit outside when it's raining and to shield you from the sun. This under construction home can be all yours and less than 2 miles from I-65 it's super convenient to everything in Calera!
-
2019-04-19$162,600 Active
Show marketing remark (553 chars)
This floor plan boasts a several large windows in the living room, which brings in all the natural light from the outdoors. There is a wonderful fireplace in the living room, so you can be warm and cozy when fall comes. The kitchen has an eating area, so your kids can do homework while you cook and be close by. There is also a covered porch on the back, so you can sit outside when it's raining and to shield you from the sun. This under construction home can be all yours and less than 2 miles from I-65 it's super convenient to everything in Calera!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AL · Resets to sale price
- Current annual tax
- $1,269 · $106/mo
- Projected year-2 tax
- $1,269 · $106/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 7/10 Severe 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
- Wind 6/10 Major 50% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,262
- − Mortgage interest
- −$13,158
- − Property taxes
- −$1,269
- − Insurance
- −$1,174
- − Repairs & maintenance
- −$1,861
- − Management
- −$1,861
- − Depreciation
- −$6,833
- Taxable loss
- −$2,895
- Est. tax savings @ 24.0%
- +$695
- After-tax cash flow
- $1,846/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Shelby County
- NCES district ID
- 0103030
- Math proficiency
- 30% ▼ -28.00%
- Reading proficiency
- 58% ▲ 2.00%
- Median HH income
- $66,672
- Composite
- 39.29/100
- National rank
- #3995
- State rank
- #16 of 129 in AL
Livability — Calera
- Score
- 59/100
- State rank
- #325
- US rank
- #19917
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Calera, AL
- County
- Shelby County · 188,970 people
- City population
- 19,304
- Metro
- Birmingham-Hoover, AL
- Population (ZIP)
- 19,304
- Household income
- $84,554
- Rent vs Own
- Severe rent burden
- 388.0
Population outlook (Shelby County) Hauer SSP2
- Today (2025)
- 237,024 people
- By 2030
- 249,868 · +5.4%
- By 2040
- 272,778 · +15.1%
- By 2050
- 291,062 · +22.8%
- By 2075
- 326,049 · +37.6%
- By 2100
- 335,870 · +41.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 59% Black 30% Hispanic / Latino 9% Two or more races 3%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Slovak 3% Italian 1% Serbian 1%
- Foreign-born
- 6% · Canada, China
- Languages at home
- 91% English-only · Spanish 6% Arabic 1% Chinese 1%
Political lean MEDSL · Shelby
- 2024 margin
- Solid R (+40.9) · D 29.0% · R 69.9% · Other 1.1%
- 2008→2024 swing
- +12.6pp toward D · 2008: -53.4pp · 2024: -40.9pp
- All cycles
- 2024: R+40.9 2020: R+40.4 2016: R+50.3 2012: R+55.6 2008: R+53.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -43.58%
- Current HPI
- 220.2843
- Rent YoY
- ▲ 3.67%
- Metro
- Birmingham-Hoover, AL
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
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| Healthcare | 1 | $5B |
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Price history
+44.5% since first listed19 events — show timeline
- 2026-04-29 Listed $234,900 Greater Alabama MLS
- 2026-04-28 Coming Soon $234,900 Greater Alabama MLS
- 2025-09-16 Sold (Public Records) $222,000 Public Records
- 2025-09-10 Sold (MLS) $222,000 Greater Alabama MLS
- 2025-08-08 Contingent — Greater Alabama MLS
- 2025-08-03 Price Changed $222,000 Greater Alabama MLS
- 2025-07-11 Listed $230,000 Greater Alabama MLS
- 2025-07-09 Coming Soon $230,000 Greater Alabama MLS
- 2020-06-04 Sold (MLS) $175,950 Greater Alabama MLS
- 2020-04-27 Pending — Greater Alabama MLS
- 2020-03-11 Price Changed $178,950 Greater Alabama MLS
- 2020-03-03 Price Changed $177,850 Greater Alabama MLS
- 2020-02-01 Price Changed $174,850 Greater Alabama MLS
- 2019-11-02 Price Changed $171,850 Greater Alabama MLS
- 2019-09-14 Price Changed $168,850 Greater Alabama MLS
- 2019-09-06 Price Changed $171,850 Greater Alabama MLS
- 2019-08-03 Price Changed $165,850 Greater Alabama MLS
- 2019-04-27 Price Changed $162,850 Greater Alabama MLS
- 2019-04-19 Listed $162,600 Greater Alabama MLS
Property tax history
+30.9%/yrLatest (2025): $1,269 · +1.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…