16390 Juniper Ln · Magnolia Springs, AL 36580

$213,900

1 bd · 1.0 ba · 813 sqft · SingleFamily public records · 183 Days on market

Built 1979 0.50 ac lot $263/sqft · 29% above area Est $166k · 29% over

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.3/30.0
• DSCR +10.0/10.0
• Appreciation +9.0/10.0
• 1% rule +6.7/10.0
• Schools +3.9/10.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0

Listing remarks MLS

PRICED TO SELL!! BACK ON THE MARKET AT NO FAULT OF THE SELLERS!!! Updated 2BR/1BA Cottage on 0.5 Acre with Deeded Fish River Access - Charming and move-in ready, this updated 2BR/1BA cottage sits on a spacious half-acre with no HOA. Enjoy the added value of a deeded neighborhood lot on Fish River just a short walk away, complete with a boat dock, gazebo, and treehouse—perfect for fishing, boating, and relaxing by the water. The home features numerous upgrades, including new LVP flooring, new GE & Samsung appliances, new kitchen sink, butcher block countertops, updated cabinet hardware, and modern faucets. Fresh interior and exterior paint give the home a clean, updated look. The bathroom has been fully renovated with new flooring, vanity, fixtures, and finishes throughout. The back bedroom offers a loft area with excellent storage, making smart use of space. Additional improvements include new ceiling fans, a brand-new water heater, and a new septic system with RV clean-out. With its combination of updates, privacy, deeded river access, and Marlow Ferry Boat Launch only half a mile away, this property is ideal as a full-time residence, weekend getaway, or investment opportunity. Buyer to verify all information during due diligence.

Key facts

• Boat dock
• Gazebo
• Treehouse

Tags

• DEEDED FISH RIVER ACCESS
• BOAT DOCK
• GAZEBO
• TREEHOUSE
• NEW LVP FLOORING
• NEW APPLIANCES

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath single-family listed at $214k.

Deal economics

• At list price, monthly cash flow is $688 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $214k).
• Recommended offer: $188k (12.0% below list) — sets the bar for market timing.
• Cap rate 10.2% vs local median 2.5% in Magnolia Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#58 in AL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: schools D-, amenities F, commute F.
• Baldwin County (rural): math 33% / reading 57% proficiency, ranked #18 of 129 in AL (top 14%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 143 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 3,883 units permitted in Baldwin County in 2024 (481 in 5+ unit buildings).

Forward outlook

• In year one you build about $19k of equity ($1k loan paydown + $17k appreciation (8.0% local appreciation)).
• Baldwin County population projected at +42% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (8.0% appreciation + 3.0% rent growth), your $60k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 3, paydown + projected appreciation supports a ~$46k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 183 days — a 12% lower offer ($188k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $188,232 (12.0% below list)

Questions for the listing agent

1. It's been on market 183 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.17% ✓
• Cap rate: 10.15%
• Cash-on-cash: 13.78%
• DSCR: 1.61
• GRM: 7.1

CMA / ARV

• ARV (median comp): $166,354
• List price: $213,900
• Delta: 28.58%
• Verdict: OVERPRICED
• Comps: 4 within 1.0 mi

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
15851 Keeney Dr	0.27mi	2/1.0 (+1)	874 (+8%)	4mo	$685,000	$784	66
15686 County Road 9	0.08mi	2/2.0 (+1)	924 (+14%)	6mo	$179,900	$195	60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

7.97% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 30.7%
• Equity multiple: 3.20×
• Total profit: $131,474
• Equity at exit: $162,117

10-year hold

• IRR: 27.4%
• Equity multiple: 6.82×
• Total profit: $348,734
• Equity at exit: $321,430

Cash invested: $59,892 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36580

• Home prices YoY: 2.8%
• Active inventory: 143
• Price-to-rent: 7.1×

Monthly cashflow live

• Estimated rent: $2,500 medium
• Mortgage (P&I): −$1,122
• Tax from tax record: −$76 /mo · $917/yr
• Insurance: −$89
• HOA: −$0
• Vacancy / Maint / Mgmt: −$525
• Net cashflow: $688

Break-even live

Break-even rent $1,629

Max offer price $213,900

Occupancy floor 67%

Sensitivity live

Price	-10% $809	-5% $748	+0% $688	+5% $627	+10% $567
Rent	-10% $490	-5% $589	+0% $688	+5% $787	+10% $885
Rate	-1.0pp $795	-0.5pp $742	base $688	+0.5pp $632	+1.0pp $576

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $53,475
• Closing costs: $6,417
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
15851 Keeney Dr Fairhope, AL	2.0	1.0	874	$2,500	$2.86	21d	1	0.27mi

Listing history 36 events

1. 2026-06-19
   days on market $213,900 Active 183 DOM
2. 2026-06-18
   days on market $213,900 Active 182 DOM
3. 2026-06-17
   days on market $213,900 Active 181 DOM
4. 2026-06-16
   days on market $213,900 Active 180 DOM
5. 2026-06-15
   days on market $213,900 Active 179 DOM
6. 2026-06-14
   days on market $213,900 Active 177 DOM
7. 2026-06-13
   days on market $213,900 Active 176 DOM
8. 2026-06-10
   days on market $213,900 Active 174 DOM
9. 2026-06-09
   days on market $213,900 Active 173 DOM
10. 2026-06-08
    days on market $213,900 Active 172 DOM
11. 2026-06-07
    days on market $213,900 Active 171 DOM
12. 2026-06-03
    days on market $213,900 Active 167 DOM
13. 2026-06-02
    days on market $213,900 Active 166 DOM
14. 2026-06-01
    days on market $213,900 Active 165 DOM
15. 2026-05-31
    days on market $213,900 Active 164 DOM
16. 2026-05-30
    days on market $213,900 Active 163 DOM
17. 2026-05-08
    price $213,900 1263-char remark

    Show marketing remark (1263 chars)

    PRICED TO SELL!! BACK ON THE MARKET AT NO FAULT OF THE SELLERS!!! Updated 2BR/1BA Cottage on 0.5 Acre with Deeded Fish River Access - Charming and move-in ready, this updated 2BR/1BA cottage sits on a spacious half-acre with no HOA. Enjoy the added value of a deeded neighborhood lot on Fish River just a short walk away, complete with a boat dock, gazebo, and treehouse—perfect for fishing, boating, and relaxing by the water. The home features numerous upgrades, including new LVP flooring, new GE & Samsung appliances, new kitchen sink, butcher block countertops, updated cabinet hardware, and modern faucets. Fresh interior and exterior paint give the home a clean, updated look. The bathroom has been fully renovated with new flooring, vanity, fixtures, and finishes throughout. The back bedroom offers a loft area with excellent storage, making smart use of space. Additional improvements include new ceiling fans, a brand-new water heater, and a new septic system with RV clean-out. With its combination of updates, privacy, deeded river access, and Marlow Ferry Boat Launch only half a mile away, this property is ideal as a full-time residence, weekend getaway, or investment opportunity. Buyer to verify all information during due diligence.

18. 2026-04-17
    status Active 1263-char remark

    Show marketing remark (1263 chars)

    PRICED TO SELL!! BACK ON THE MARKET AT NO FAULT OF THE SELLERS!!! Updated 2BR/1BA Cottage on 0.5 Acre with Deeded Fish River Access - Charming and move-in ready, this updated 2BR/1BA cottage sits on a spacious half-acre with no HOA. Enjoy the added value of a deeded neighborhood lot on Fish River just a short walk away, complete with a boat dock, gazebo, and treehouse—perfect for fishing, boating, and relaxing by the water. The home features numerous upgrades, including new LVP flooring, new GE & Samsung appliances, new kitchen sink, butcher block countertops, updated cabinet hardware, and modern faucets. Fresh interior and exterior paint give the home a clean, updated look. The bathroom has been fully renovated with new flooring, vanity, fixtures, and finishes throughout. The back bedroom offers a loft area with excellent storage, making smart use of space. Additional improvements include new ceiling fans, a brand-new water heater, and a new septic system with RV clean-out. With its combination of updates, privacy, deeded river access, and Marlow Ferry Boat Launch only half a mile away, this property is ideal as a full-time residence, weekend getaway, or investment opportunity. Buyer to verify all information during due diligence.

19. 2026-03-26
    historical Active Under Contract 1263-char remark

    Show marketing remark (1263 chars)

    PRICED TO SELL!! BACK ON THE MARKET AT NO FAULT OF THE SELLERS!!! Updated 2BR/1BA Cottage on 0.5 Acre with Deeded Fish River Access - Charming and move-in ready, this updated 2BR/1BA cottage sits on a spacious half-acre with no HOA. Enjoy the added value of a deeded neighborhood lot on Fish River just a short walk away, complete with a boat dock, gazebo, and treehouse—perfect for fishing, boating, and relaxing by the water. The home features numerous upgrades, including new LVP flooring, new GE & Samsung appliances, new kitchen sink, butcher block countertops, updated cabinet hardware, and modern faucets. Fresh interior and exterior paint give the home a clean, updated look. The bathroom has been fully renovated with new flooring, vanity, fixtures, and finishes throughout. The back bedroom offers a loft area with excellent storage, making smart use of space. Additional improvements include new ceiling fans, a brand-new water heater, and a new septic system with RV clean-out. With its combination of updates, privacy, deeded river access, and Marlow Ferry Boat Launch only half a mile away, this property is ideal as a full-time residence, weekend getaway, or investment opportunity. Buyer to verify all information during due diligence.

20. 2026-03-02
    price $214,900 1263-char remark

    Show marketing remark (1263 chars)

    PRICED TO SELL!! BACK ON THE MARKET AT NO FAULT OF THE SELLERS!!! Updated 2BR/1BA Cottage on 0.5 Acre with Deeded Fish River Access - Charming and move-in ready, this updated 2BR/1BA cottage sits on a spacious half-acre with no HOA. Enjoy the added value of a deeded neighborhood lot on Fish River just a short walk away, complete with a boat dock, gazebo, and treehouse—perfect for fishing, boating, and relaxing by the water. The home features numerous upgrades, including new LVP flooring, new GE & Samsung appliances, new kitchen sink, butcher block countertops, updated cabinet hardware, and modern faucets. Fresh interior and exterior paint give the home a clean, updated look. The bathroom has been fully renovated with new flooring, vanity, fixtures, and finishes throughout. The back bedroom offers a loft area with excellent storage, making smart use of space. Additional improvements include new ceiling fans, a brand-new water heater, and a new septic system with RV clean-out. With its combination of updates, privacy, deeded river access, and Marlow Ferry Boat Launch only half a mile away, this property is ideal as a full-time residence, weekend getaway, or investment opportunity. Buyer to verify all information during due diligence.

21. 2026-02-08
    price $219,000 1263-char remark

    Show marketing remark (1263 chars)

    PRICED TO SELL!! BACK ON THE MARKET AT NO FAULT OF THE SELLERS!!! Updated 2BR/1BA Cottage on 0.5 Acre with Deeded Fish River Access - Charming and move-in ready, this updated 2BR/1BA cottage sits on a spacious half-acre with no HOA. Enjoy the added value of a deeded neighborhood lot on Fish River just a short walk away, complete with a boat dock, gazebo, and treehouse—perfect for fishing, boating, and relaxing by the water. The home features numerous upgrades, including new LVP flooring, new GE & Samsung appliances, new kitchen sink, butcher block countertops, updated cabinet hardware, and modern faucets. Fresh interior and exterior paint give the home a clean, updated look. The bathroom has been fully renovated with new flooring, vanity, fixtures, and finishes throughout. The back bedroom offers a loft area with excellent storage, making smart use of space. Additional improvements include new ceiling fans, a brand-new water heater, and a new septic system with RV clean-out. With its combination of updates, privacy, deeded river access, and Marlow Ferry Boat Launch only half a mile away, this property is ideal as a full-time residence, weekend getaway, or investment opportunity. Buyer to verify all information during due diligence.

22. 2026-01-21
    price $222,500 1263-char remark

    Show marketing remark (1263 chars)

    PRICED TO SELL!! BACK ON THE MARKET AT NO FAULT OF THE SELLERS!!! Updated 2BR/1BA Cottage on 0.5 Acre with Deeded Fish River Access - Charming and move-in ready, this updated 2BR/1BA cottage sits on a spacious half-acre with no HOA. Enjoy the added value of a deeded neighborhood lot on Fish River just a short walk away, complete with a boat dock, gazebo, and treehouse—perfect for fishing, boating, and relaxing by the water. The home features numerous upgrades, including new LVP flooring, new GE & Samsung appliances, new kitchen sink, butcher block countertops, updated cabinet hardware, and modern faucets. Fresh interior and exterior paint give the home a clean, updated look. The bathroom has been fully renovated with new flooring, vanity, fixtures, and finishes throughout. The back bedroom offers a loft area with excellent storage, making smart use of space. Additional improvements include new ceiling fans, a brand-new water heater, and a new septic system with RV clean-out. With its combination of updates, privacy, deeded river access, and Marlow Ferry Boat Launch only half a mile away, this property is ideal as a full-time residence, weekend getaway, or investment opportunity. Buyer to verify all information during due diligence.

23. 2025-12-19
    listed $224,950 Active 1263-char remark

    Show marketing remark (1263 chars)

    PRICED TO SELL!! BACK ON THE MARKET AT NO FAULT OF THE SELLERS!!! Updated 2BR/1BA Cottage on 0.5 Acre with Deeded Fish River Access - Charming and move-in ready, this updated 2BR/1BA cottage sits on a spacious half-acre with no HOA. Enjoy the added value of a deeded neighborhood lot on Fish River just a short walk away, complete with a boat dock, gazebo, and treehouse—perfect for fishing, boating, and relaxing by the water. The home features numerous upgrades, including new LVP flooring, new GE & Samsung appliances, new kitchen sink, butcher block countertops, updated cabinet hardware, and modern faucets. Fresh interior and exterior paint give the home a clean, updated look. The bathroom has been fully renovated with new flooring, vanity, fixtures, and finishes throughout. The back bedroom offers a loft area with excellent storage, making smart use of space. Additional improvements include new ceiling fans, a brand-new water heater, and a new septic system with RV clean-out. With its combination of updates, privacy, deeded river access, and Marlow Ferry Boat Launch only half a mile away, this property is ideal as a full-time residence, weekend getaway, or investment opportunity. Buyer to verify all information during due diligence.

24. 2024-10-18
    soldstatus $190,000 Closed 1477-char remark

    Show marketing remark (1477 chars)

    NOW ONLY $219,000!Nestled in the tranquil area of Fish River, this charming frame home offers an idyllic retreat for those seeking a serene lifestyle with deeded river access. This charming residence has a new roof, fresh paint, and boasts 2 cozy bedrooms, a versatile loft space, and sits on a generous . 05-acre lot adorned with lush, natural landscapes, and plenty of room for an RV or boat!The property comes with deeded river access, allowing you to indulge in endless water activities. Whether you’re a boating enthusiast, an avid fisherman, or simply enjoy tranquil river sunsets, this home is your gateway to waterfront living. Plus, with no restrictions on boats and RVs, your adventure possibilities are limitless. Additionally, its eligibility as an income-producing property—with no rental restrictions—presents a fantastic opportunity for investors or those seeking a vacation rental venture. Located in a USDA-eligible area, this home is not just a residence but an investment in your lifestyle. Whether you’re looking for a peaceful primary residence, a weekend getaway, or an income-generating property, this home offers versatility, charm, and the promise of endless memories by the river. Don’t miss the chance to own this slice of paradise, where natural beauty meets comfort and convenience. Welcome home to Fish River – where your waterfront dream becomes a reality. Buyer to verify all information during due diligence.

25. 2024-10-18
    soldstatus $187,500

    Show marketing remark (1477 chars)

    NOW ONLY $219,000!Nestled in the tranquil area of Fish River, this charming frame home offers an idyllic retreat for those seeking a serene lifestyle with deeded river access. This charming residence has a new roof, fresh paint, and boasts 2 cozy bedrooms, a versatile loft space, and sits on a generous . 05-acre lot adorned with lush, natural landscapes, and plenty of room for an RV or boat!The property comes with deeded river access, allowing you to indulge in endless water activities. Whether you’re a boating enthusiast, an avid fisherman, or simply enjoy tranquil river sunsets, this home is your gateway to waterfront living. Plus, with no restrictions on boats and RVs, your adventure possibilities are limitless. Additionally, its eligibility as an income-producing property—with no rental restrictions—presents a fantastic opportunity for investors or those seeking a vacation rental venture. Located in a USDA-eligible area, this home is not just a residence but an investment in your lifestyle. Whether you’re looking for a peaceful primary residence, a weekend getaway, or an income-generating property, this home offers versatility, charm, and the promise of endless memories by the river. Don’t miss the chance to own this slice of paradise, where natural beauty meets comfort and convenience. Welcome home to Fish River – where your waterfront dream becomes a reality. Buyer to verify all information during due diligence.

26. 2024-09-30
    status Pending 1477-char remark

    Show marketing remark (1477 chars)

    NOW ONLY $219,000!Nestled in the tranquil area of Fish River, this charming frame home offers an idyllic retreat for those seeking a serene lifestyle with deeded river access. This charming residence has a new roof, fresh paint, and boasts 2 cozy bedrooms, a versatile loft space, and sits on a generous . 05-acre lot adorned with lush, natural landscapes, and plenty of room for an RV or boat!The property comes with deeded river access, allowing you to indulge in endless water activities. Whether you’re a boating enthusiast, an avid fisherman, or simply enjoy tranquil river sunsets, this home is your gateway to waterfront living. Plus, with no restrictions on boats and RVs, your adventure possibilities are limitless. Additionally, its eligibility as an income-producing property—with no rental restrictions—presents a fantastic opportunity for investors or those seeking a vacation rental venture. Located in a USDA-eligible area, this home is not just a residence but an investment in your lifestyle. Whether you’re looking for a peaceful primary residence, a weekend getaway, or an income-generating property, this home offers versatility, charm, and the promise of endless memories by the river. Don’t miss the chance to own this slice of paradise, where natural beauty meets comfort and convenience. Welcome home to Fish River – where your waterfront dream becomes a reality. Buyer to verify all information during due diligence.

27. 2024-07-25
    price $214,900 1477-char remark

    Show marketing remark (1477 chars)

    NOW ONLY $219,000!Nestled in the tranquil area of Fish River, this charming frame home offers an idyllic retreat for those seeking a serene lifestyle with deeded river access. This charming residence has a new roof, fresh paint, and boasts 2 cozy bedrooms, a versatile loft space, and sits on a generous . 05-acre lot adorned with lush, natural landscapes, and plenty of room for an RV or boat!The property comes with deeded river access, allowing you to indulge in endless water activities. Whether you’re a boating enthusiast, an avid fisherman, or simply enjoy tranquil river sunsets, this home is your gateway to waterfront living. Plus, with no restrictions on boats and RVs, your adventure possibilities are limitless. Additionally, its eligibility as an income-producing property—with no rental restrictions—presents a fantastic opportunity for investors or those seeking a vacation rental venture. Located in a USDA-eligible area, this home is not just a residence but an investment in your lifestyle. Whether you’re looking for a peaceful primary residence, a weekend getaway, or an income-generating property, this home offers versatility, charm, and the promise of endless memories by the river. Don’t miss the chance to own this slice of paradise, where natural beauty meets comfort and convenience. Welcome home to Fish River – where your waterfront dream becomes a reality. Buyer to verify all information during due diligence.

28. 2024-07-07
    listed $219,000 Active 1477-char remark

    Show marketing remark (1477 chars)

    NOW ONLY $219,000!Nestled in the tranquil area of Fish River, this charming frame home offers an idyllic retreat for those seeking a serene lifestyle with deeded river access. This charming residence has a new roof, fresh paint, and boasts 2 cozy bedrooms, a versatile loft space, and sits on a generous . 05-acre lot adorned with lush, natural landscapes, and plenty of room for an RV or boat!The property comes with deeded river access, allowing you to indulge in endless water activities. Whether you’re a boating enthusiast, an avid fisherman, or simply enjoy tranquil river sunsets, this home is your gateway to waterfront living. Plus, with no restrictions on boats and RVs, your adventure possibilities are limitless. Additionally, its eligibility as an income-producing property—with no rental restrictions—presents a fantastic opportunity for investors or those seeking a vacation rental venture. Located in a USDA-eligible area, this home is not just a residence but an investment in your lifestyle. Whether you’re looking for a peaceful primary residence, a weekend getaway, or an income-generating property, this home offers versatility, charm, and the promise of endless memories by the river. Don’t miss the chance to own this slice of paradise, where natural beauty meets comfort and convenience. Welcome home to Fish River – where your waterfront dream becomes a reality. Buyer to verify all information during due diligence.

29. 2024-05-02
    price $219,000
30. 2024-04-19
    price $219,000
31. 2024-04-11
    listed $224,000 Active
32. 2024-03-21
    price $222,000
33. 2024-02-22
    price $224,900
34. 2024-02-22
    price $224,900
35. 2024-01-29
    listed $239,900 Active
36. 2001-11-16
    soldstatus $35,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $917 · $76/mo
• Projected year-2 tax: $917 · $76/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 2/10 Low FEMA zone X (unshaded) · 5% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,000
• − Mortgage interest: −$11,982
• − Property taxes: −$917
• − Insurance: −$1,070
• − Repairs & maintenance: −$2,400
• − Management: −$2,400
• − Depreciation: −$6,223
• Taxable income: $5,010
• Est. tax owed @ 24.0%: −$1,202
• After-tax cash flow: $7,051/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baldwin County
• NCES district ID: 0100270
• Math proficiency: 33% ▼ -26.00%
• Reading proficiency: 57% ▲ 1.00%
• Median HH income: $50,677
• Composite: 38.61/100
• National rank: #4157
• State rank: #18 of 129 in AL

Livability — Magnolia Springs

• Score: 69/100
• State rank: #58
• US rank: #8693

Category grades

Amenities F Commute F Cost of living C+ Crime A+ Employment A+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 1,234
• Population (ZIP): 7,025

Population outlook (Baldwin County) Hauer SSP2

• Today (2025): 248,264 people
• By 2030: 270,315 · +8.9%
• By 2040: 312,967 · +26.1%
• By 2050: 352,262 · +41.9%
• By 2075: 438,841 · +76.8%
• By 2100: 487,736 · +96.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (71%)
• Race & ethnicity: White 71% Two or more races 17% Hispanic / Latino 17% Black 5%
• Hispanic origin (detail): Mexican 16%
• Common ancestry: Serbian 2% Lithuanian 2% Italian 2%
• Foreign-born: 6% · Canada
• Languages at home: 91% English-only · Spanish 9%

Political lean MEDSL · Baldwin

• 2024 margin: Solid R (+58.2) · D 20.5% · R 78.7%
• 2008→2024 swing: -6.7pp toward R · 2008: -51.5pp · 2024: -58.2pp
• All cycles: 2024: R+58.2 2020: R+53.8 2016: R+57.8 2012: R+55.8 2008: R+51.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 7.97%
• Current HPI: 288.8697
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+511.1% since first listed

20 events — show timeline

• 2026-05-08 Price Changed $213,900 BCAR
• 2026-04-17 Relisted — BCAR
• 2026-03-26 Contingent — BCAR
• 2026-03-02 Price Changed $214,900 BCAR
• 2026-02-08 Price Changed $219,000 BCAR
• 2026-01-21 Price Changed $222,500 BCAR
• 2025-12-19 Listed $224,950 BCAR
• 2024-10-18 Sold (Public Records) $187,500 Public Records
• 2024-10-18 Sold (MLS) $190,000 BCAR
• 2024-09-30 Pending — BCAR
• 2024-07-25 Price Changed $214,900 BCAR
• 2024-07-07 Listed $219,000 BCAR
• 2024-05-02 Price Changed $219,000 GCMLS AL
• 2024-04-19 Price Changed $219,000 BCAR
• 2024-04-11 Listed $224,000 BCAR
• 2024-03-21 Price Changed $222,000 GCMLS AL
• 2024-02-22 Price Changed $224,900 GCMLS AL
• 2024-02-22 Price Changed $224,900 BCAR
• 2024-01-29 Listed $239,900 BCAR
• 2001-11-16 Sold (Public Records) $35,000 Public Records

Property tax history

+11.6%/yr

Latest (2025): $917 · +275.4% YoY. Source: county tax records.