2225 Lela St · Beaumont, TX 77705

$89,900

2 bd · 2.0 ba · 1,140 sqft · SingleFamily public records · 107 Days on market

Built 1962 $79/sqft · 7% below area Est $96k · 7% under

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +29.7/30.0
• ARV discount +10.5/15.0
• DSCR +10.0/10.0
• 1% rule +8.3/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.5/10.0
• Appreciation +0.0/10.0

Key facts

• 2 garage spots
• Listed 107 days

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $90k.

Deal economics

• At list price, monthly cash flow is $328 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $90k).
• Recommended offer: $82k (9.0% below list) — sets the bar for market timing.
• Cap rate 10.7% vs local median 5.3% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, schools D-, crime F.
• Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 207 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 107 days — a 9% lower offer ($82k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $81,809 (9.0% below list)

Questions for the listing agent

1. It's been on market 107 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.33% ✓
• Cap rate: 10.68%
• Cash-on-cash: 15.66%
• DSCR: 1.70
• GRM: 6.3

CMA / ARV

• ARV (median comp): $96,252
• List price: $89,900
• Delta: -6.60%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1925 Ollie St	0.33mi	2/1.0	1,184 (+4%)	7mo	$95,999	$81	68
2580 Hegele St	0.43mi	2/1.0	1,144 (+0%)	16mo	$75,000	$66	63
1445 Elgie St	0.67mi	3/1.0 (+1)	1,264 (+11%)	12mo	$89,900	$71	32
2864 Southerland	0.66mi	2/1.0	988 (-13%)	15mo	$24,990	$25	31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 6.5%
• Equity multiple: 1.25×
• Total profit: $6,364
• Equity at exit: $13,404

10-year hold

• IRR: 15.9%
• Equity multiple: 2.29×
• Total profit: $32,531
• Equity at exit: $7,773

Cash invested: $25,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 77705

• Home prices YoY: -29.7%
• Active inventory: 207
• Price-to-rent: 6.3×

Monthly cashflow live

• Estimated rent: $1,193 high
• Mortgage (P&I): −$471
• Tax from tax record: −$105 /mo · $1,261/yr
• Insurance: −$37
• HOA: −$0
• Vacancy / Maint / Mgmt: −$251
• Net cashflow: $328

Break-even live

Break-even rent $777

Max offer price $89,900

Occupancy floor 67%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $22,475
• Closing costs: $2,697
• Reserves months: —
• Total cash needed: —

Rent comps 21 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4090 Lou St Beaumont, TX	3.0	2.0	1281	$1,675	$1.31	44d	1	0.09mi
2425 Lela St Beaumont, TX	1.0	1.0	800	$900	$1.12	23d	1	0.17mi
1417 Church St Beaumont, TX	2.0	1.0	1440	$1,100	$0.76	14d	1	0.62mi
4455 S 5th St Beaumont, TX	3.0	2.0	1437	$1,500	$1.04	14d	1	0.63mi
4285 Chaison St Beaumont, TX	2.0	1.0	904	$850	$0.94	44d	1	0.73mi
1211 Washington Blvd Beaumont, TX	3.0	1.0	1363	$1,200	$0.88	44d	1	0.93mi
1834 Roberts St Beaumont, TX	2.0	1.0	840	$897	$1.07	44d	1	0.93mi
949 Essex St Beaumont, TX	1.0	1.0	840	$675	$0.80	21d	1	0.96mi
943 Essex St Unit 949 Beaumont, TX	1.0	1.0	840	$675	$0.80	14d	1	0.97mi
3255 Waverly St Beaumont, TX	3.0	2.0	1152	$1,600	$1.39	23d	1	1.04mi
4120 Brandon St Beaumont, TX	2.0	1.0	810	$997	$1.23	23d	1	1.11mi
1294 Cartwright St Unit 1 Beaumont, TX	2.0	1.0	800	$895	$1.12	14d	1	1.15mi
2585 Orange Ave Unit 3 Beaumont, TX	2.0	1.0	806	$975	$1.21	14d	1	1.16mi
2370 Avenue C Unit C Beaumont, TX	1.0	1.0	728	$850	$1.17	23d	1	1.18mi
2781 Sabine Pass Ave Unit 605 Beaumont, TX	2.0	1.0	1278	$1,025	$0.80	14d	1	1.35mi
170 Clark St Unit 1 Beaumont, TX	1.0	1.0	850	$650	$0.76	23d	1	1.41mi
315 E Pipkin St Beaumont, TX	2.0	1.0	952	$1,000	$1.05	14d	1	1.42mi
365 E Irby St Beaumont, TX	3.0	2.0	1281	$1,495	$1.17	23d	1	1.45mi
4348 Sullivan St Unit 2 Beaumont, TX	1.0	1.0	732	$700	$0.96	44d	1	1.46mi
4348 Sullivan St Unit 5 RTR 05/18 Beaumont, TX	1.0	1.0	732	$700	$0.96	23d	1	1.46mi
1545 Avenue B Beaumont, TX	2.0	1.0	1212	$695	$0.57	44d	1	1.48mi

Listing history 16 events

1. 2026-06-18
   days on market $89,900 Active 107 DOM
2. 2026-06-17
   days on market $89,900 Active 106 DOM
3. 2026-06-16
   days on market $89,900 Active 105 DOM
4. 2026-06-15
   days on market $89,900 Active 104 DOM
5. 2026-06-14
   days on market $89,900 Active 102 DOM
6. 2026-06-13
   days on market $89,900 Active 101 DOM
7. 2026-06-10
   days on market $89,900 Active 99 DOM
8. 2026-06-09
   days on market $89,900 Active 98 DOM
9. 2026-06-08
   days on market $89,900 Active 97 DOM
10. 2026-06-07
    days on market $89,900 Active 96 DOM
11. 2026-06-03
    days on market $89,900 Active 92 DOM
12. 2026-06-02
    days on market $89,900 Active 91 DOM
13. 2026-06-01
    days on market $89,900 Active 90 DOM
14. 2026-05-31
    days on market $89,900 Active 89 DOM
15. 2026-05-30
    days on market $89,900 Active 88 DOM
16. 2026-03-03
    listed $89,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $1,261 · $105/mo
• Projected year-2 tax: $1,645 · $137/mo
• Expected delta: +$384/yr (+$32/mo · 30.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X · 66% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,315
• − Mortgage interest: −$5,036
• − Property taxes: −$1,261
• − Insurance: −$450
• − Repairs & maintenance: −$1,145
• − Management: −$1,145
• − Depreciation: −$2,615
• Taxable income: $2,663
• Est. tax owed @ 24.0%: −$639
• After-tax cash flow: $3,302/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Beaumont ISD
• NCES district ID: 4809670
• Math proficiency: 14% ▼ -13.00%
• Reading proficiency: 22% ▼ -7.00%
• Median HH income: $41,683
• Composite: 15.43/100
• National rank: #9316
• State rank: #789 of 826 in TX

Livability — Beaumont

• Score: 64/100
• State rank: #739
• US rank: #13710

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Beaumont, TX
• County: Jefferson County · 203,592 people
• City population: 125,901
• Metro: Beaumont-Port Arthur, TX
• Population (ZIP): 38,259
• Household income: $54,633
• Rent vs Own: 41.4% rent · 58.6% own
• Severe rent burden: 776.0

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 259,015 people
• By 2030: 260,685 · +0.6%
• By 2040: 263,309 · +1.7%
• By 2050: 265,237 · +2.4%
• By 2075: 270,193 · +4.3%
• By 2100: 255,628 · -1.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.66)
• Race & ethnicity: Black 46% White 29% Hispanic / Latino 21% Two or more races 6% Asian 2%
• Hispanic origin (detail): Mexican 13%
• Common ancestry: Lithuanian 5% Italian 1%
• Foreign-born: 8% · Canada, Vietnam
• Languages at home: 80% English-only · Spanish 18% Other Indo-European 1%

Political lean MEDSL · Jefferson

• 2024 margin: Lean R (+8.9) · D 45.1% · R 54.0%
• 2008→2024 swing: -11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
• All cycles: 2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -54.76%
• Current HPI: 129.3696
• Rent YoY: —
• Metro: Beaumont-Port Arthur, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

1 event — show timeline

• 2026-03-03 Listed $89,900 BBOR

Property tax history

+2.7%/yr

Latest (2025): $1,261 · +9.1% YoY. Source: county tax records.