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2065 Brodhead Rd
C+ Composite 63.09
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.5/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.2/10.0
  • 1% rule +5.8/10.0
  • Schools +4.2/10.0
  • Rent growth +3.0/5.0
  • Livability +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$150,000

2065 Brodhead Rd · Hopewell, PA 15001
3 bd · 1.0 ba · 980 sqft · SingleFamily public records · 227 Days on market
Built 1946 8,712 sqft lot $153/sqft · 19% below area Est $186k · 19% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This charming 3-bedroom, 1-bath home in the Hopewell School District offers a newer roof, updated mechanics, and a walk-out basement with plenty of storage. Inside, you'll find a flexible floor plan with a dining room that can also serve as a home office. The fenced yard provides usable outdoor space ideal for relaxing, playing, or pets. With its convenient location and versatile layout, this property is perfect as a primary residence, home/office, or investment opportunity.

Key facts

  • Fenced yard
  • Newer roof
  • Flexible floor plan

Tags

NEWER ROOFUPDATED MECHANICSWALK-OUT BASEMENTFENCED YARDFLEXIBLE FLOOR PLANUSABLE OUTDOOR SPACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $253 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Recommended offer: $132k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 57/100 on livability (#1,615 in PA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+; Watch: crime D+, employment D, schools F.
  • Hopewell Area SD (suburban): math 36% / reading 60% proficiency, ranked #191 of 539 in PA (top 35%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.0%/yr); 130 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 272 units permitted in Beaver County in 2024 (80 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Beaver County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 227 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $88k; list at $150k implies a 71% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1946 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $132,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 227 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1946 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.08%
Cap rate
8.32%
Cash-on-cash
7.23%
DSCR
1.32
GRM
7.7

CMA / ARV

ARV (median comp)
$186,124
List price
$150,000
Delta
-19.41%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2071 Brodhead Rd 0.03mi 2/2.0 (-1) 946 (-4%) 2mo $150,000 $159 82
3112 Ridge Ave 0.28mi 3/1.0 1,001 (+2%) 11mo $120,000 $120 74
2118 Brodhead Rd 0.26mi 3/1.0 1,056 (+8%) 3mo $217,500 $206 73
205 Morrow Way 0.30mi 3/1.5 960 (-2%) 10mo $186,000 $194 72
5037 Clifton Dr 0.43mi 3/1.5 988 (+1%) 11mo $226,000 $229 68
125 Strawberry Aly 0.21mi 3/1.5 1,077 (+10%) 12mo $180,000 $167 62
5032 Clifton Dr 0.40mi 4/1.5 (+1) 1,040 (+6%) 12mo $250,000 $240 54
5129 Wickham St 0.58mi 3/2.0 1,040 (+6%) 13mo $240,000 $231 48
5204 Webb St 0.59mi 3/1.5 1,056 (+8%) 13mo $222,500 $211 47
5106 Mcintosh Dr 0.65mi 3/1.0 1,056 (+8%) 12mo $235,000 $223 47
5100 Mcintosh Dr 0.61mi 2/1.5 (-1) 1,092 (+11%) 5mo $190,000 $174 41
5612 Alan St 0.70mi 3/2.0 1,100 (+12%) 8mo $241,000 $219 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.05% rent growth · sell at horizon

5-year hold
IRR
-6.3%
Equity multiple
0.77×
Total profit
$-9,694
Equity at exit
$22,365
10-year hold
IRR
2.2%
Equity multiple
1.15×
Total profit
$6,228
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15001

Home prices YoY
-20.8%
Rents YoY
2.0%
Active inventory
130
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$1,618 medium interval (Pro) →
Mortgage (P&I)
$787
Tax from tax record
$176 /mo · $2,110/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$340
Net cashflow
$253

Break-even live

Break-even rent $1,297
Max offer price $150,000
Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2971 Kane Rd Aliquippa, PA 1.0–3.0 1.0–2.0 1173 $1,880 $1.60 1d 18 1.23mi

Listing history 19 events

  1. 2026-06-18
    days on market $150,000 Active 227 DOM
  2. 2026-06-17
    days on market $150,000 Active 226 DOM
  3. 2026-06-16
    days on market $150,000 Active 225 DOM
  4. 2026-06-15
    days on market $150,000 Active 224 DOM
  5. 2026-06-13
    days on market $150,000 Active 222 DOM
  6. 2026-06-09
    days on market $150,000 Active 218 DOM
  7. 2026-06-08
    days on market $150,000 Active 217 DOM
  8. 2026-06-07
    days on market $150,000 Active 216 DOM
  9. 2026-06-05
    days on market $150,000 Active 213 DOM
  10. 2026-06-03
    days on market $150,000 Active 212 DOM
  11. 2026-06-02
    days on market $150,000 Active 211 DOM
  12. 2026-06-01
    days on market $150,000 Active 210 DOM
  13. 2026-05-31
    days on market $150,000 Active 209 DOM
  14. 2026-04-28
    price $150,000 479-char remark
    Show marketing remark (479 chars)

    This charming 3-bedroom, 1-bath home in the Hopewell School District offers a newer roof, updated mechanics, and a walk-out basement with plenty of storage. Inside, you'll find a flexible floor plan with a dining room that can also serve as a home office. The fenced yard provides usable outdoor space ideal for relaxing, playing, or pets. With its convenient location and versatile layout, this property is perfect as a primary residence, home/office, or investment opportunity.

  15. 2025-11-03
    listed $157,000 Active 479-char remark
    Show marketing remark (479 chars)

    This charming 3-bedroom, 1-bath home in the Hopewell School District offers a newer roof, updated mechanics, and a walk-out basement with plenty of storage. Inside, you'll find a flexible floor plan with a dining room that can also serve as a home office. The fenced yard provides usable outdoor space ideal for relaxing, playing, or pets. With its convenient location and versatile layout, this property is perfect as a primary residence, home/office, or investment opportunity.

  16. 2007-10-11
    soldstatus $87,500
  17. 2007-08-31
    soldstatus $87,500
  18. 2007-04-19
    listed $114,900
  19. 1974-09-01
    soldstatus $10,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,110 · $176/mo
Projected year-2 tax
$2,240 · $187/mo
Expected delta
+$130/yr (+$11/mo · 6.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,416
− Mortgage interest
−$8,402
− Property taxes
−$2,110
− Insurance
−$750
− Repairs & maintenance
−$1,553
− Management
−$1,553
− Depreciation
−$4,364
Taxable income
$683
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$164
After-tax cash flow
$2,875/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hopewell Area SD
NCES district ID
4212030
Math proficiency
36% ▼ -12.00%
Reading proficiency
60% ▼ -7.00%
Median HH income
$59,944
Composite
41.98/100
National rank
#3340
State rank
#191 of 539 in PA

Livability — Hopewell

Score
57/100
State rank
#1615
US rank
#22072

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D Housing B+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Beaver County · 116,001 people
Metro
Pittsburgh, PA
Population (ZIP)
31,976
Household income
$70,985
Rent vs Own
24.4% rent · 75.6% own
Severe rent burden
720.0

Population outlook (Beaver County) Hauer SSP2

Today (2025)
164,976 people
By 2030
161,449 · -2.1%
By 2040
151,752 · -8.0%
By 2050
141,155 · -14.4%
By 2075
118,142 · -28.4%
By 2100
91,740 · -44.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (80%)
Race & ethnicity
White 80% Black 13% Two or more races 5% Hispanic / Latino 2%
Common ancestry
Romanian 6% Serbian 2% Subsaharan African 2%
Foreign-born
3% · Canada
Languages at home
96% English-only · Other Indo-European 2% Spanish 1% German/W. Germanic 1%

Political lean MEDSL · Beaver

2024 margin
Strong R (+20.7) · D 39.2% · R 59.9%
2008→2024 swing
-17.9pp toward R · 2008: -2.8pp · 2024: -20.7pp
All cycles
2024: R+20.7 2020: R+17.7 2016: R+20.1 2012: R+6.6 2008: R+2.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.21%
Current HPI
247.7251
Rent YoY
▲ 2.05%
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+1400.0% since first listed
6 events — show timeline
  • 2026-04-28 Price Changed $150,000 West Penn MLS
  • 2025-11-03 Listed $157,000 West Penn MLS
  • 2007-10-11 Sold (Public Records) $87,500 Public Records
  • 2007-08-31 Sold (MLS) $87,500 West Penn MLS
  • 2007-04-19 Listed $114,900 West Penn MLS
  • 1974-09-01 Sold (Public Records) $10,000 Public Records

Property tax history

+3.6%/yr

Latest (2026): $2,110 · +3.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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