3300 26th Ave E #122 · Bradenton, FL 34208

$119,000

2 bd · 1.0 ba · 401 sqft · Manufactured public records · 24 Days on market

Built 1985 5,140 sqft lot $166/mo HOA · 11% of rent

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.6/30.0
• DSCR +7.9/10.0
• ARV discount +7.5/15.0
• 1% rule +7.4/10.0
• Schools +4.4/10.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0
• Rent growth +1.1/5.0
• Appreciation +0.0/10.0

Listing remarks

This home has the best screened in porch! It is large and comes furnished! This homes has a golf course and pond view. In addition, this home features 2 bedrooms and 1 bath with a walk in shower. This home will make a perfect winter home or full-time living. And don't forget the large 2 car carport! This property is situated on a pet lot. The board has discussed a potential special assessment that requires voter approval. There has been no approval as of May 2026.

Key facts

• Screened in porch
• Pond view
• Golf course view

Tags

• SCREENED IN PORCH
• GOLF COURSE VIEW
• POND VIEW

Property features AI

Finance

• Other: Furnished; Lease restrictions apply; Total acreage approximately 0.12 acres; Asphalt road access
• HOA & community: Has HOA (monthly dues approximately $166.67; quarterly fee $500); Association approval required; Association amenities: basketball court, clubhouse, gated community, laundry, pickleball courts, pool, shuffleboard court, tennis courts; Senior community; Pets allowed (cats and dogs, weight limit 25 lbs, number limit)

Exterior

• Parking: Carport with 2 spaces
• Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected; Cable available
• Home design: Manufactured home (single wide); One story; Faces east; Entry on one level
• Construction: Frame construction; Roof over; Crawlspace foundation; Built as a manufactured home
• Exterior features: Pond view; Other exterior features

Interior

• Kitchen: Cooktop; Microwave; Refrigerator
• Bedrooms: 2 bedrooms
• Flooring: Carpet
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans
• Laundry & utility: Washer; Dryer; Laundry inside

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath manufactured listed at $119k.

Deal economics

• At list price, monthly cash flow is $179 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $119k).
• Recommended offer: $117k (1.5% below list) — sets the bar for market timing.
• Cap rate 8.8% vs local median 3.6% in Bradenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 81/100 on livability (#101 in FL, #1,528 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, crime D, amenities F.
• Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents falling (-5.4%/yr); 345 active listings in the ZIP; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $823 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 24 days — a 2% lower offer ($117k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $48k; list at $119k implies a 151% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $117,215 (1.5% below list)

Questions for the listing agent

1. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.24% ✓
• Cap rate: 8.77%
• Cash-on-cash: 8.83%
• DSCR: 1.39
• GRM: 6.7

CMA / ARV

• ARV (on-the-fly): $61,353
• Comps found: 2

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3300 26th Ave E #171	0.00mi	1/1.0 (-1)	420 (+5%)	3mo	$29,900	$71	85
3333 26th Ave E #1023	0.32mi	1/1.0 (-1)	393 (-2%)	4mo	$60,000	$153	73

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -10.3%
• Equity multiple: 0.64×
• Total profit: $-12,081
• Equity at exit: $17,743

10-year hold

• IRR: -6.7%
• Equity multiple: 0.64×
• Total profit: $-12,016
• Equity at exit: $10,289

Cash invested: $33,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34208

• Rents YoY: -5.4%
• Active inventory: 345
• Price-to-rent: 6.7×

Monthly cashflow live

• Estimated rent: $1,470 medium
• Mortgage (P&I): −$624
• Tax from tax record: −$77 /mo · $921/yr
• Insurance: −$50
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$166
• Vacancy / Maint / Mgmt: −$309
• Net cashflow: $179

Break-even live

Break-even rent $1,244

Max offer price $119,000

Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $29,750
• Closing costs: $3,570
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $166 · $1,992/yr
• ⚠ Special-assessment mentions:

  …And don't forget the large 2 car carport! This property is situated on a pet lot. The board has discussed a potential special assessment that requires voter approval. There has been no approval as of May 2026.

Listing history 19 events

1. 2026-06-18
   days on market $119,000 Active 24 DOM
2. 2026-06-17
   days on market $119,000 Active 23 DOM
3. 2026-06-16
   days on market $119,000 Active 22 DOM
4. 2026-06-15
   days on market $119,000 Active 21 DOM
5. 2026-06-13
   days on market $119,000 Active 19 DOM
6. 2026-06-13
   days on market $119,000 Active 18 DOM
7. 2026-06-10
   days on market $119,000 Active 16 DOM
8. 2026-06-09
   days on market $119,000 Active 15 DOM
9. 2026-06-08
   days on market $119,000 Active 14 DOM
10. 2026-06-08
    days on market $119,000 Active 13 DOM
11. 2026-06-03
    days on market $119,000 Active 9 DOM
12. 2026-06-02
    days on market $119,000 Active 8 DOM
13. 2026-06-01
    days on market $119,000 Active 7 DOM
14. 2026-05-31
    days on market $119,000 Active 6 DOM
15. 2026-05-25
    price $119,000
16. 2026-05-25
    listed $119,900 Active
17. 2005-03-08
    soldstatus $47,500
18. 2003-12-29
    soldstatus $30,000
19. 1980-02-26
    soldstatus $8,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $921 · $77/mo
• Projected year-2 tax: $988 · $82/mo
• Expected delta: +$67/yr (+$6/mo · 7.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 75% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,646
• − Mortgage interest: −$6,666
• − Property taxes: −$921
• − Insurance: −$1,392
• − Repairs & maintenance: −$1,412
• − Management: −$1,412
• − HOA: −$1,992
• − Depreciation: −$3,462
• Taxable income: $389
• Est. tax owed @ 24.0%: −$93
• After-tax cash flow: $2,053/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Manatee
• NCES district ID: 1201230
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 50% ▼ -2.00%
• Median HH income: $49,607
• Composite: 44.43/100
• National rank: #2806
• State rank: #26 of 73 in FL

Livability — Bradenton

• Score: 81/100
• State rank: #101
• US rank: #1528

Category grades

Amenities F Commute A+ Cost of living A+ Crime D Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Manatee County · 416,364 people
• City population: 227,091
• Metro: North Port-Sarasota-Bradenton, FL
• Population (ZIP): 44,004
• Household income: $60,504
• Rent vs Own: 43.5% rent · 56.5% own
• Severe rent burden: 1777.0

Population outlook (Manatee County) Hauer SSP2

• Today (2025): 447,342 people
• By 2030: 488,911 · +9.3%
• By 2040: 567,934 · +27.0%
• By 2050: 637,995 · +42.6%
• By 2075: 781,970 · +74.8%
• By 2100: 848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.67)
• Race & ethnicity: White 43% Hispanic / Latino 33% Black 18% Two or more races 16% Asian 2%
• Hispanic origin (detail): Mexican 18% Puerto Rican 3% Cuban 2% Dominican 2%
• Common ancestry: Hispanic 2% Iranian 2% Lithuanian 1%
• Foreign-born: 20% · Canada, Jamaica, China
• Languages at home: 67% English-only · Spanish 27% French/Haitian/Cajun 3% Other Indo-European 1%

Political lean MEDSL · Manatee

• 2024 margin: Strong R (+23.5) · D 37.9% · R 61.4%
• 2008→2024 swing: -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
• All cycles: 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -353.49%
• Current HPI: 287.0443
• Rent YoY: ▼ -5.44%
• Metro: North Port-Sarasota-Bradenton, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1387.5% since first listed

5 events — show timeline

• 2026-05-25 Price Changed $119,000 Stellar MLS as Distributed by MLS Grid
• 2026-05-25 Listed $119,900 Stellar MLS as Distributed by MLS Grid
• 2005-03-08 Sold (Public Records) $47,500 Public Records
• 2003-12-29 Sold (Public Records) $30,000 Public Records
• 1980-02-26 Sold (Public Records) $8,000 Public Records

Property tax history

+3.5%/yr

Latest (2025): $921 · +0.4% YoY. Source: county tax records.