1327 Wooddell Dr · Jackson, MS 39212

$89,900

3 bd · 2.0 ba · 1,903 sqft · SingleFamily public records · 52 Days on market

Built 1966 0.30 ac lot $47/sqft · 25% below area Est $121k · 26% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Rent growth +3.6/5.0
• Livability +3.4/5.0
• Condition / age +2.5/5.0
• Schools +1.1/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

3BR/2BA home with great living space. Bonus room with fireplace plus a Formal/Liivng dining room make this a very functional floor plan. There is even an office nook off the kitchen overlooking the backyard. Covered patio perfect for outdoor entertaining! Hurry to see this home. This is a Fannie Mae HomePath property.

Key facts

• Ample outdoor space
• Generous level lot
• Easy access to i-20

Tags

• GENEROUS LEVEL LOT
• AMPLE OUTDOOR SPACE
• JACKSON PUBLIC SCHOOL DISTRICT
• EASY ACCESS TO I-20

Property features AI

Finance

• Other: Lot dimensions approximately 85 x 155; Lot size about 0.3 acres

Exterior

• Parking: Carport (1 space)
• Security: Smoke detector(s)
• Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected
• Home design: Single family residence (house); One story; Residential estate zoning
• Construction: Brick construction; Slab foundation; Asphalt shingle roof; Built per assessor records
• Exterior features: Patio; Front yard; Level lot

Interior

• Kitchen: Dishwasher; Free-standing range
• Bedrooms: Primary bedroom on the main level (13 x 15); Bedroom on the main level (13 x 13); Bedroom on the main level (11 x 10)
• Flooring: Laminate
• Bathrooms: Two full bathrooms
• Heating & cooling: Forced air heating; Central air conditioning
• Interior features: Seven total rooms; Wood-burning fireplace in the living room; Aluminum window frames; Smoke detector(s)
• Laundry & utility: Washer hookup; Electric dryer hookup; Water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $90k.

Deal economics

• At list price, monthly cash flow is $433 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $90k).
• Recommended offer: $87k (3.0% below list) — sets the bar for market timing.
• Cap rate 12.1% vs local median 9.9% in Jackson — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment F, health & safety F.
• Jackson Public School District (urban): math 9% / reading 18% proficiency, ranked #112 of 130 in MS (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Oak Forest Elementary School (math 2% / reading 12%, grade F, #337 of 375 statewide, top 94%, 318 students, 100% FRL); Peeples Middle School (math 11% / reading 15%, grade F, #141 of 179 statewide, top 79%, 298 students, 100% FRL); Forest Hill High School (math 5% / reading 15%, grade F, #168 of 197 statewide, top 86%, 991 students, 100% FRL).
• Market conditions: Rents rising fast (+4.2%/yr); 302 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).
• This rent runs 32% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 4.2% rent growth), your $25k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 52 days — a 3% lower offer ($87k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $87,203 (3.0% below list)

Questions for the listing agent

1. It's been on market 52 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.51% ✓
• Cap rate: 12.08%
• Cash-on-cash: 20.66%
• DSCR: 1.92
• GRM: 5.5

CMA / ARV

• ARV (median comp): $121,350
• List price: $89,900
• Delta: -25.92%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3031 Longwood Dr	0.22mi	4/2.0 (+1)	1,960 (+3%)	0mo	$85,000	$43	80
3218 Meadow Forest Dr	0.39mi	4/2.0 (+1)	1,898 (-0%)	3mo	$59,000	$31	74
1002 Autumn St	0.28mi	4/3.0 (+1)	1,953 (+3%)	6mo	$73,600	$38	69
1027 Autumn St	0.33mi	3/2.0	1,694 (-11%)	1mo	$84,900	$50	65
3331 Cherrywood Dr	0.64mi	3/1.5	1,912 (+0%)	4mo	$57,000	$30	64
3317 Longwood Dr	0.65mi	3/2.0	1,964 (+3%)	1mo	$89,000	$45	63
3320 Ridgeland Dr	0.60mi	3/1.5	1,850 (-3%)	4mo	$56,000	$30	62
1068 Westway St	0.59mi	4/2.5 (+1)	1,927 (+1%)	2mo	$179,000	$93	62
3246 Longwood Dr	0.59mi	3/2.0	1,835 (-4%)	6mo	$150,000	$82	62
1157 Rosewood St	0.71mi	4/2.0 (+1)	1,917 (+1%)	3mo	$79,000	$41	58
3110 Woodville Cir	0.39mi	3/2.5	2,150 (+13%)	6mo	$70,000	$33	54
1119 Primrose St	0.72mi	3/2.0	1,785 (-6%)	8mo	$135,000	$76	50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.23% rent growth · sell at horizon

5-year hold

• IRR: 14.4%
• Equity multiple: 1.59×
• Total profit: $14,765
• Equity at exit: $13,404

10-year hold

• IRR: 24.1%
• Equity multiple: 3.21×
• Total profit: $55,677
• Equity at exit: $7,773

Cash invested: $25,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Mississippi: 90 Strongly Landlord-Friendly · R+11
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; very landlord-favorable; no rent control.

Methodology + full state rankings →

ZIP-level market 39212

• Home prices YoY: -11.7%
• Rents YoY: 4.2%
• Active inventory: 302
• Price-to-rent: 5.5×

Monthly cashflow live

• Estimated rent: $1,357 high
• Mortgage (P&I): −$471
• Tax from tax record: −$130 /mo · $1,554/yr
• Insurance: −$37
• HOA: −$0
• Vacancy / Maint / Mgmt: −$285
• Net cashflow: $433

Break-even live

Break-even rent $808

Max offer price $89,900

Occupancy floor 63%

Sensitivity live

Price	-10% $484	-5% $459	+0% $433	+5% $408	+10% $382
Rent	-10% $326	-5% $380	+0% $433	+5% $487	+10% $541
Rate	-1.0pp $479	-0.5pp $456	base $433	+0.5pp $410	+1.0pp $386

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $22,475
• Closing costs: $2,697
• Reserves months: —
• Total cash needed: —

Rent comps 27 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2915 Longwood Dr Jackson, MS	3.0	2.0	1800	$1,400	$0.78	24d	1	0.12mi
2904 Marwood Dr Jackson, MS	3.0	2.0	1554	$1,250	$0.80	24d	1	0.21mi
2808 Ridgeland Dr Jackson, MS	3.0	2.0	1606	$1,600	$1.00	45d	1	0.24mi
3020 Lakewood Dr Jackson, MS	4.0	2.0	1600	$1,150	$0.72	24d	1	0.35mi
427 McDowell Park Cir Jackson, MS	3.0	1.5	1308	$1,200	$0.92	15d	1	0.46mi
3122 Oak Forest Dr Jackson, MS	3.0	2.0	1421	$1,100	$0.77	45d	1	0.57mi
3162 Oak Forest Dr Jackson, MS	3.0	1.5	1280	$1,236	$0.97	45d	1	0.61mi
3147 Shirley Dr Jackson, MS	4.0	2.0	2137	$1,425	$0.67	45d	1	0.71mi
3147 Shirley Dr Jackson, MS	4.0	2.0	2137	$1,425	$0.67	15d	1	0.71mi
3151 Shirley Dr Jackson, MS	4.0	2.0	1474	$1,306	$0.89	15d	1	0.72mi
2732 Woodside Dr Jackson, MS	4.0	2.0	1566	$1,050	$0.67	24d	1	0.74mi
3341 Suncrest Dr Jackson, MS	4.0	1.0	1292	$1,225	$0.95	45d	1	0.76mi
1223 Marydale Dr Jackson, MS	3.0	1.0	1300	$950	$0.73	45d	1	0.77mi
2694 Woodside Dr Jackson, MS	3.0	1.0	1509	$1,075	$0.71	24d	1	0.79mi
2694 Woodside Dr Jackson, MS	3.0	1.0	1509	$1,075	$0.71	15d	1	0.79mi
1126 Barbara Ann Dr Jackson, MS	3.0	1.0	1343	$1,000	$0.74	15d	1	0.87mi
1126 Barbara Ann Dr Jackson, MS	3.0	1.0	1343	$1,000	$0.74	45d	1	0.87mi
2729 Carleton St Jackson, MS	4.0	2.0	1666	$1,575	$0.95	15d	1	0.89mi
3147 Bilgray Dr Jackson, MS	3.0	2.0	1850	$1,306	$0.71	45d	1	1.06mi
2242 Castle Hill Dr Jackson, MS	4.0	2.0	1500	$1,475	$0.98	24d	1	1.18mi
2242 Castle Hill Dr Jackson, MS	4.0	2.0	1500	$1,475	$0.98	15d	1	1.18mi
3511 Sykes Park Dr Jackson, MS	3.0	2.0	1225	$1,426	$1.16	15d	1	1.28mi
1805 Hospital Dr Jackson, MS	3.0	2.0	1335	$1,050	$0.79	15d	1	1.31mi
103 Sykes Park Cir Jackson, MS	3.0	2.0	1500	$1,250	$0.83	45d	1	1.33mi
125 Wingfield Ct Unit NA Jackson, MS	4.0	2.0	1797	$1,650	$0.92	24d	1	1.41mi
360 Cooper Rd Jackson, MS	4.0	2.0	1624	$1,575	$0.97	15d	1	1.43mi
843 Reaves St Jackson, MS	3.0	2.0	1408	$1,084	$0.77	45d	1	1.44mi

Listing history 18 events

1. 2026-06-15
   statusdays on market $89,900 Pending 52 DOM
2. 2026-06-14
   days on market $89,900 Active 51 DOM
3. 2026-06-13
   days on market $89,900 Active 50 DOM
4. 2026-06-10
   days on market $89,900 Active 48 DOM
5. 2026-06-09
   days on market $89,900 Active 47 DOM
6. 2026-06-08
   days on market $89,900 Active 46 DOM
7. 2026-06-07
   days on market $89,900 Active 45 DOM
8. 2026-06-05
   days on market $89,900 Active 42 DOM
9. 2026-06-03
   days on market $89,900 Active 41 DOM
10. 2026-06-02
    days on market $89,900 Active 40 DOM
11. 2026-06-01
    days on market $89,900 Active 39 DOM
12. 2026-05-31
    days on market $89,900 Active 38 DOM
13. 2026-05-30
    days on market $89,900 Active 37 DOM
14. 2026-04-23
    listed $89,900 Active 778-char remark
15. 2014-03-31
    soldstatus 319-char remark

    Show marketing remark (319 chars)

    3BR/2BA home with great living space. Bonus room with fireplace plus a Formal/Liivng dining room make this a very functional floor plan. There is even an office nook off the kitchen overlooking the backyard. Covered patio perfect for outdoor entertaining! Hurry to see this home. This is a Fannie Mae HomePath property.

16. 2014-01-17
    listed $17,900 319-char remark

    Show marketing remark (319 chars)

    3BR/2BA home with great living space. Bonus room with fireplace plus a Formal/Liivng dining room make this a very functional floor plan. There is even an office nook off the kitchen overlooking the backyard. Covered patio perfect for outdoor entertaining! Hurry to see this home. This is a Fannie Mae HomePath property.

17. 2013-12-06
    soldstatus
18. 1978-03-24
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

• Current annual tax: $1,554 · $130/mo
• Projected year-2 tax: $1,554 · $130/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (shaded) · 20% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,281
• − Mortgage interest: −$5,036
• − Property taxes: −$1,554
• − Insurance: −$450
• − Repairs & maintenance: −$1,302
• − Management: −$1,302
• − Depreciation: −$2,615
• Taxable income: $4,021
• Est. tax owed @ 24.0%: −$965
• After-tax cash flow: $4,236/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jackson Public School District
• NCES district ID: 2802190
• Math proficiency: 9% ▼ -14.00%
• Reading proficiency: 18% ▼ -7.00%
• Median HH income: $33,234
• Composite: 10.89/100
• National rank: #9755
• State rank: #112 of 130 in MS

Livability — Jackson

• Score: 68/100
• State rank: #66
• US rank: #9695

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jackson, MS
• County: Hinds County · 167,040 people
• City population: 140,204
• Metro: Jackson, MS
• Population (ZIP): 25,659
• Household income: $50,722
• Rent vs Own: 37.8% rent · 62.2% own
• Severe rent burden: 1314.0

Population outlook (Hinds County) Hauer SSP2

• Today (2025): 242,528 people
• By 2030: 241,113 · -0.6%
• By 2040: 235,557 · -2.9%
• By 2050: 226,946 · -6.4%
• By 2075: 199,995 · -17.5%
• By 2100: 164,165 · -32.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (86%)
• Race & ethnicity: Black 86% White 9% Hispanic / Latino 3% Two or more races 3%
• Common ancestry: Serbian 1% Lithuanian 1%
• Foreign-born: 1% · Canada
• Languages at home: 97% English-only · Spanish 2%

Political lean MEDSL · Hinds

• 2024 margin: Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
• 2008→2024 swing: +7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
• All cycles: 2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -23.01%
• Current HPI: 174.4025
• Rent YoY: ▲ 4.23%
• Metro: Jackson, MS
• State GDP YoY: —
• F500 in state: 0

Price history

+402.2% since first listed

6 events — show timeline

• 2026-06-14 Pending — MLSU
• 2026-04-23 Listed $89,900 MLSU
• 2014-03-31 Sold (MLS) — MLSU
• 2014-01-17 Listed $17,900 MLSU
• 2013-12-06 Sold (Public Records) — Public Records
• 1978-03-24 Sold (Public Records) — Public Records

Property tax history

+1.4%/yr

Latest (2025): $1,554 · +2.9% YoY. Source: county tax records.