2022 Ravenall Ave · Orlando, FL 32811

$174,900

4 bd · 2.0 ba · 1,248 sqft · SingleFamily public records · 1 Days on market

Built 1970 6,863 sqft lot Est $280k · 37% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.0/30.0
• ARV discount +15.0/15.0
• DSCR +7.0/10.0
• 1% rule +6.8/10.0
• Livability +4.3/5.0
• Schools +4.1/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Come an take a look at this 4 bedroom 1/1 bath. Great for investment. Great price. Won't last long !! A must see !! Property is being sold subject to HUD Guidelines 24 CFR 206.125

Key facts

• 6,863 sq ft lot
• Built 1970

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $175k.

Deal economics

• At list price, monthly cash flow is $278 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $175k).
• Cap rate 8.2% vs local median 3.0% in Orlando — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 86/100 on livability (#12 in FL, #360 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Orange (suburban): math 46% / reading 51% proficiency, ranked #43 of 73 in FL (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Eccleston Elementary (math 22% / reading 28%, grade F, #2,030 of 2,144 statewide, top 95%, 357 students, 87% FRL); Carver Middle (math 29% / reading 27%, grade F, #486 of 571 statewide, top 86%, 721 students, 79% FRL); Oak Ridge High (math 17% / reading 27%, grade F, #544 of 667 statewide, top 82%, 2,477 students, 66% FRL) — zoned schools average 77% FRL vs 56% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 25% at this address vs 48% district-wide (-24 pts) — the specific schools serving this property underperform the Orange average; the district grade overstates school quality for this exact location.
• Market conditions: Rents flat; 241 active listings in the ZIP; 39 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); 8,053 units permitted in Orange County in 2024 (3,133 in 5+ unit buildings).
• At $2,060/mo this rent would consume 46% of the median local household income ($54k/yr) (locally 2728% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Orange County population projected at +52% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $174,900

Questions for the listing agent

1. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.18% ✓
• Cap rate: 8.20%
• Cash-on-cash: 6.82%
• DSCR: 1.30
• GRM: 7.1

CMA / ARV

• ARV (on-the-fly): $279,552
• Comps found: 9

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1834 Willie Mays Pkwy	0.17mi	3/2.0 (-1)	1,235 (-1%)	10mo	$276,900	$224	77
4568 Kirkland Blvd	0.18mi	4/1.5	1,230 (-1%)	23mo	$275,000	$224	68
4749 Marbello Blvd	0.43mi	4/1.5	1,344 (+8%)	12mo	$270,000	$201	55
1790 Williams Manor Ave	0.71mi	3/1.5 (-1)	1,322 (+6%)	2mo	$165,000	$125	48
2703 Messina Ave	0.32mi	4/2.0	1,400 (+12%)	21mo	$299,000	$214	47
1229 Lescot Ln	0.62mi	4/2.0	1,104 (-12%)	9mo	$259,000	$235	44
1410 Heber Cir	0.48mi	3/2.0 (-1)	1,092 (-12%)	24mo	$279,000	$255	32
1623 Crestlawn Ave	0.58mi	3/1.0 (-1)	1,074 (-14%)	11mo	$245,000	$228	31
4752 Amoy Ct	0.62mi	3/1.5 (-1)	1,104 (-12%)	20mo	$196,000	$178	28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.15% rent growth · sell at horizon

5-year hold

• IRR: -9.4%
• Equity multiple: 0.67×
• Total profit: $-16,246
• Equity at exit: $26,078

10-year hold

• IRR: -4.7%
• Equity multiple: 0.73×
• Total profit: $-13,116
• Equity at exit: $15,122

Cash invested: $48,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32811

• Home prices YoY: -33.8%
• Rents YoY: 0.1%
• Active inventory: 241
• Price-to-rent: 7.1×

Monthly cashflow live

• Estimated rent: $2,060 high
• Mortgage (P&I): −$917
• Tax from tax record: −$359 /mo · $4,313/yr
• Insurance: −$73
• HOA: −$0
• Vacancy / Maint / Mgmt: −$433
• Net cashflow: $278

Break-even live

Break-even rent $1,708

Max offer price $174,900

Occupancy floor 82%

Sensitivity live

Price	-10% $377	-5% $328	+0% $278	+5% $229	+10% $179
Rent	-10% $115	-5% $197	+0% $278	+5% $360	+10% $441
Rate	-1.0pp $366	-0.5pp $323	base $278	+0.5pp $233	+1.0pp $187

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,725
• Closing costs: $5,247
• Reserves months: —
• Total cash needed: —

Rent comps 39 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1920 Willie Mays Pkwy Orlando, FL	4.0	2.0	1446	$2,070	$1.43	21d	1	0.11mi
4487 Wheatley St Orlando, FL	4.0	2.0	1249	$1,950	$1.56	22d	1	0.30mi
2151 S Ivey Ln Orlando, FL	3.0	1.5	1080	$1,993	$1.85	6d	1	0.32mi
4655 Cepeda St Orlando, FL	3.0	1.5	1266	$1,695	$1.34	25d	1	0.36mi
1822 Horne Ave Orlando, FL	3.0	1.0	1249	$1,600	$1.28	25d	1	0.53mi
1343 Croyle Dr Orlando, FL	4.0	2.0	1273	$1,900	$1.49	25d	1	0.63mi
4226 Kelly Miller Ct Orlando, FL	3.0	1.0	1126	$1,950	$1.73	25d	1	0.64mi
4201 Cepeda St Orlando, FL	4.0	2.0	1500	$1,800	$1.20	25d	1	0.65mi
5132 Elese St Orlando, FL	3.0	2.0	960	$1,800	$1.88	18d	1	0.77mi
5300 Lescot Ln Orlando, FL	3.0	2.0	1143	$1,900	$1.66	25d	1	0.80mi
4118 Minoso St Orlando, FL	3.0	1.0	1213	$1,820	$1.50	0d	1	0.83mi
5179 Lanette St Orlando, FL	4.0	1.5	1104	$1,895	$1.72	0d	1	0.86mi
4529 W Gore Ave Orlando, FL	3.0	2.0	1439	$2,549	$1.77	21d	1	0.89mi
5235 Florida Holly Dr Orlando, FL	3.0	2.0	1107	$2,100	$1.90	25d	1	0.97mi
701 S Ivey Ln Orlando, FL	2.0–3.0	1.0	871	$1,329	$1.53	25d	1	1.01mi
1025 Clovercrest Rd Orlando, FL	3.0	2.0	1050	$2,100	$2.00	25d	1	1.04mi
1025 Clovercrest Rd Orlando, FL	3.0	2.0	1050	$2,100	$2.00	19d	1	1.04mi
4638 America St Orlando, FL	5.0	1.0	1500	$1,700	$1.13	15d	1	1.05mi
4957 Vista Lago Dr Orlando, FL	4.0	2.0	1364	$2,203	$1.62	0d	1	1.07mi
1935 S Kirkman Rd Orlando, FL	1.0–3.0	1.0–2.0	1020	$2,150	$2.11	0d	11	1.17mi
5578 Metrowest Blvd Orlando, FL	1.0–3.0	1.0–2.0	1101	$1,800	$1.63	12d	2	1.21mi
5578 Metrowest Blvd Orlando, FL	1.0–3.0	1.0–2.0	1101	$1,800	$1.63	5d	2	1.21mi
5578 Metrowest Blvd Orlando, FL	1.0–3.0	1.0–2.0	1101	$1,800	$1.63	6d	3	1.21mi
5578 Metrowest Blvd #203 Orlando, FL	3.0	2.0	1362	$1,800	$1.32	9d	1	1.22mi
1401 S Kirkman Rd Orlando, FL	1.0–3.0	1.0–2.0	917	$2,272	$2.48	0d	32	1.22mi
5036 College Dr Orlando, FL	3.0	1.0	1500	$1,800	$1.20	25d	1	1.26mi
1601 S Kirkman Rd Orlando, FL	1.0–3.0	1.0–2.0	876	$1,976	$2.26	0d	23	1.26mi
907 S Kirkman Rd Orlando, FL	2.0–4.0	2.0	1131	$1,871	$1.65	0d	16	1.30mi
3313 S Kirkman Rd Orlando, FL	3.0	2.0	1431	$1,745	$1.22	5d	2	1.34mi
3313 S Kirkman Rd Orlando, FL	3.0	2.0	1431	$1,745	$1.22	4d	2	1.34mi
5425 Wood Crossing St Orlando, FL	4.0	2.0	1300	$2,200	$1.69	6d	1	1.34mi
4700 Cason Cove Dr Orlando, FL	1.0–4.0	1.0–2.0	1002	$2,499	$2.49	4d	12	1.36mi
3361 S Kirkman Rd Orlando, FL	2.0–4.0	2.0	1411	$2,450	$1.74	25d	2	1.36mi
3301 S Kirkman Rd Orlando, FL	1.0–4.0	1.0–2.0	1288	$2,539	$1.97	0d	20	1.37mi
4822 Cason Cove Dr Orlando, FL	1.0–3.0	1.0–2.0	884	$2,199	$2.49	4d	9	1.38mi
4995 Mercer St Orlando, FL	3.0	2.0	1386	$2,500	$1.80	4d	1	1.39mi
3397 S Kirkman Rd #1418 Orlando, FL	3.0	2.0	1431	$1,995	$1.39	25d	1	1.41mi
431 Gilman Cir Orlando, FL	3.0	2.0	1146	$1,626	$1.42	15d	1	1.41mi
200 Fanfair Ave Orlando, FL	3.0	1.0	941	$1,730	$1.84	9d	1	1.49mi

Listing history 12 events

1. 2025-09-25
   status Pending
2. 2025-09-24
   listed $174,900 Active
3. 2023-12-06
   historical $1,695
4. 2023-11-17
   price $1,695
5. 2023-11-08
   price $1,750
6. 2023-10-24
   price $1,775
7. 2023-10-18
   listed $1,795
8. 2022-01-07
   soldstatus $2,603,100
9. 2015-02-08
   soldstatus $35,000 Sold 179-char remark

   Show marketing remark (179 chars)

   Come an take a look at this 4 bedroom 1/1 bath. Great for investment. Great price. Won't last long !! A must see !! Property is being sold subject to HUD Guidelines 24 CFR 206.125

10. 2014-12-17
    historical 179-char remark

    Show marketing remark (179 chars)

    Come an take a look at this 4 bedroom 1/1 bath. Great for investment. Great price. Won't last long !! A must see !! Property is being sold subject to HUD Guidelines 24 CFR 206.125

11. 2014-12-16
    listed $35,000 179-char remark

    Show marketing remark (179 chars)

    Come an take a look at this 4 bedroom 1/1 bath. Great for investment. Great price. Won't last long !! A must see !! Property is being sold subject to HUD Guidelines 24 CFR 206.125

12. 1970-06-01
    soldstatus $17,100

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,313 · $359/mo
• Projected year-2 tax: $4,313 · $359/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 68% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,726
• − Mortgage interest: −$9,797
• − Property taxes: −$4,313
• − Insurance: −$874
• − Repairs & maintenance: −$1,978
• − Management: −$1,978
• − Depreciation: −$5,088
• Taxable income: $697
• Est. tax owed @ 24.0%: −$167
• After-tax cash flow: $3,172/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Orange
• NCES district ID: 1201440
• Math proficiency: 46% ▼ -9.00%
• Reading proficiency: 51% ▼ -2.00%
• Median HH income: $49,350
• Composite: 41.47/100
• National rank: #3461
• State rank: #43 of 73 in FL

Livability — Orlando

• Score: 86/100
• State rank: #12
• US rank: #360

Category grades

Amenities A+ Commute A+ Cost of living B- Crime B+ Employment C+ Housing A+ Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Orlando, FL
• County: Orange County · 1,471,359 people
• City population: 964,969
• Metro: Orlando-Kissimmee-Sanford, FL
• Population (ZIP): 41,475
• Household income: $54,082
• Rent vs Own: 69.9% rent · 30.1% own
• Severe rent burden: 2728.0

Population outlook (Orange County) Hauer SSP2

• Today (2025): 1,618,226 people
• By 2030: 1,787,404 · +10.5%
• By 2040: 2,125,621 · +31.4%
• By 2050: 2,454,016 · +51.6%
• By 2075: 3,173,711 · +96.1%
• By 2100: 3,607,781 · +122.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.66)
• Race & ethnicity: Black 50% Hispanic / Latino 27% Two or more races 17% White 12% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 8% Dominican 2%
• Common ancestry: Hispanic 7% Estonian 4% Russian 1%
• Foreign-born: 31% · Canada, Jamaica, China
• Languages at home: 62% English-only · Spanish 21% French/Haitian/Cajun 8% Other Indo-European 6%

Political lean MEDSL · Orange

• 2024 margin: D (+13.6) · D 56.1% · R 42.5% · Other 1.3%
• 2008→2024 swing: -5.0pp toward R · 2008: 18.6pp · 2024: 13.6pp
• All cycles: 2024: D+13.6 2020: D+23.1 2016: D+24.6 2012: D+18.2 2008: D+18.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -145.37%
• Current HPI: 284.9191
• Rent YoY: ▲ 0.15%
• Metro: Orlando-Kissimmee-Sanford, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+922.8% since first listed

12 events — show timeline

• 2025-09-25 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-09-24 Listed $174,900 Stellar MLS as Distributed by MLS Grid
• 2023-12-06 Rental Removed $1,695 STELLARMLS
• 2023-11-17 Price Changed $1,695 STELLARMLS
• 2023-11-08 Price Changed $1,750 STELLARMLS
• 2023-10-24 Price Changed $1,775 STELLARMLS
• 2023-10-18 Listed for Rent $1,795 STELLARMLS
• 2022-01-07 Sold (Public Records) $2,603,100 Public Records
• 2015-02-08 Sold (MLS) $35,000 Stellar MLS as Distributed by MLS Grid
• 2014-12-17 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2014-12-16 Listed $35,000 Stellar MLS as Distributed by MLS Grid
• 1970-06-01 Sold (Public Records) $17,100 Public Records

Property tax history

+26.3%/yr

Latest (2025): $4,313 · +4.4% YoY. Source: county tax records.