7715 Walnut Tree Ln · Pinebrook, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 98.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +12.4/30.0
- Appreciation +5.0/10.0
- DSCR +3.7/10.0
- Schools +2.7/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +2.3/10.0
$242,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Discover the perfect blend of country comfort and city convenience with this beautifully maintained 4-bedroom, 2-bath home set on 0.5 unrestricted acres. Open-concept living space with a second living area makes the home feel large, but cozy. The kitchen is ready for cooking and entertaining on the large, beautiful island with built-in's on either side. Additional house perks are large primary bathroom with separate shower, guest bathroom with easy walk-in shower and a large office space off the hallway. This property provides privacy on a lot with large trees and yard space giving you the freedom to create the lifestyle you want —bring animals, add a workshop, park your RV, or simply enjoy the open space. With no restrictions, the possibilities are nearly endless. Property is equipped with public water, septic, electric and fiber. .. .all completely high fenced with a gate. Appliances convey.
Key facts
- Large office space
- Easy walk-in shower
- High fenced
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath manufactured listed at $242k.
Deal economics
- At list price, monthly cash flow is $-41 ($-496/yr) — negative.
- To cash-flow at today's rent, offer at most $235k (3.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $176k (27.2% below list).
- Recommended offer: $176k (27.2% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Navasota ISD (town): math 31% / reading 31% proficiency, ranked #600 of 826 in TX (top 73%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 173 active listings in the ZIP; 110 units permitted in Grimes County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $9k of equity ($2k loan paydown + $7k appreciation (3.0% local appreciation)).
- Grimes County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (3.0% appreciation + 3.0% rent growth), your $68k cash investment doubles in ~7 years — after that, you're playing with house money.
- By year 4, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 207 days — a 12% lower offer ($213k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $18k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 98% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 207 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.73% ✗
- Cap rate
- 6.09%
- Cash-on-cash
- -0.73%
- DSCR
- 0.97
- GRM
- 11.4
CMA / ARV
- ARV (median comp)
- $409,891
- List price
- $242,000
- Delta
- -40.96%
- Verdict
- UNDERPRICED
- Comps
- 1 within 2.0 mi
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 6.8%
- Equity multiple
- 1.39×
- Total profit
- $26,401
- Equity at exit
- $108,814
- IRR
- 9.6%
- Equity multiple
- 2.44×
- Total profit
- $97,545
- Equity at exit
- $167,695
Cash invested: $67,760 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77363
- Active inventory
- 173
- Price-to-rent
- 11.4×
Monthly cashflow live
- Estimated rent
- $1,762 medium interval (Pro) →
- Mortgage (P&I)
- −$1,269
- Tax from tax record
- −$64 /mo · $764/yr
- Insurance
- −$101
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$370
- Net cashflow
- $-41
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $60,500
- Closing costs
- $7,260
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 21 events
-
2026-06-18days on market $242,000 Active 207 DOM
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2026-06-17days on market $242,000 Active 206 DOM
-
2026-06-16days on market $242,000 Active 205 DOM
-
2026-06-15days on market $242,000 Active 204 DOM
-
2026-06-13pricedays on market $242,000 Active 202 DOM
-
2026-06-09days on market $245,000 Active 198 DOM
-
2026-06-08days on market $245,000 Active 197 DOM
-
2026-06-07days on market $245,000 Active 196 DOM
-
2026-06-04days on market $245,000 Active 193 DOM
-
2026-06-03days on market $245,000 Active 192 DOM
-
2026-06-02days on market $245,000 Active 191 DOM
-
2026-06-01days on market $245,000 Active 190 DOM
-
2026-05-31days on market $245,000 Active 189 DOM
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2026-03-23price $245,000 912-char remark
Show marketing remark (943 chars)
Discover the perfect blend of country comfort and city convenience with this beautifully maintained 4-bedroom, 2-bath home set on 0.5 unrestricted acres. Open-concept living space with a second living area makes the home feel large, but cozy. The kitchen is ready for cooking and entertaining on the large, beautiful island with built-in's on either side. Additional house perks are large primary bathroom with separate shower, guest bathroom with easy walk-in shower and a large office space off the hallway. This property provides privacy on a lot with large trees and yard space giving you the freedom to create the lifestyle you want —bring animals, add a workshop, park your RV, or simply enjoy the open space. With no restrictions, the possibilities are nearly endless. Property is equipped with public water, septic, electric and fiber....all completely high fenced with a gate. Appliances convey. Motivated and negotiable seller!
-
2026-03-23price $245,000 943-char remark
Show marketing remark (943 chars)
Discover the perfect blend of country comfort and city convenience with this beautifully maintained 4-bedroom, 2-bath home set on 0.5 unrestricted acres. Open-concept living space with a second living area makes the home feel large, but cozy. The kitchen is ready for cooking and entertaining on the large, beautiful island with built-in's on either side. Additional house perks are large primary bathroom with separate shower, guest bathroom with easy walk-in shower and a large office space off the hallway. This property provides privacy on a lot with large trees and yard space giving you the freedom to create the lifestyle you want —bring animals, add a workshop, park your RV, or simply enjoy the open space. With no restrictions, the possibilities are nearly endless. Property is equipped with public water, septic, electric and fiber....all completely high fenced with a gate. Appliances convey. Motivated and negotiable seller!
-
2026-01-20price $246,000 912-char remark
Show marketing remark (943 chars)
Discover the perfect blend of country comfort and city convenience with this beautifully maintained 4-bedroom, 2-bath home set on 0.5 unrestricted acres. Open-concept living space with a second living area makes the home feel large, but cozy. The kitchen is ready for cooking and entertaining on the large, beautiful island with built-in's on either side. Additional house perks are large primary bathroom with separate shower, guest bathroom with easy walk-in shower and a large office space off the hallway. This property provides privacy on a lot with large trees and yard space giving you the freedom to create the lifestyle you want —bring animals, add a workshop, park your RV, or simply enjoy the open space. With no restrictions, the possibilities are nearly endless. Property is equipped with public water, septic, electric and fiber....all completely high fenced with a gate. Appliances convey. Motivated and negotiable seller!
-
2026-01-20price $246,000 943-char remark
Show marketing remark (943 chars)
Discover the perfect blend of country comfort and city convenience with this beautifully maintained 4-bedroom, 2-bath home set on 0.5 unrestricted acres. Open-concept living space with a second living area makes the home feel large, but cozy. The kitchen is ready for cooking and entertaining on the large, beautiful island with built-in's on either side. Additional house perks are large primary bathroom with separate shower, guest bathroom with easy walk-in shower and a large office space off the hallway. This property provides privacy on a lot with large trees and yard space giving you the freedom to create the lifestyle you want —bring animals, add a workshop, park your RV, or simply enjoy the open space. With no restrictions, the possibilities are nearly endless. Property is equipped with public water, septic, electric and fiber....all completely high fenced with a gate. Appliances convey. Motivated and negotiable seller!
-
2026-01-05price $258,000 912-char remark
Show marketing remark (943 chars)
Discover the perfect blend of country comfort and city convenience with this beautifully maintained 4-bedroom, 2-bath home set on 0.5 unrestricted acres. Open-concept living space with a second living area makes the home feel large, but cozy. The kitchen is ready for cooking and entertaining on the large, beautiful island with built-in's on either side. Additional house perks are large primary bathroom with separate shower, guest bathroom with easy walk-in shower and a large office space off the hallway. This property provides privacy on a lot with large trees and yard space giving you the freedom to create the lifestyle you want —bring animals, add a workshop, park your RV, or simply enjoy the open space. With no restrictions, the possibilities are nearly endless. Property is equipped with public water, septic, electric and fiber....all completely high fenced with a gate. Appliances convey. Motivated and negotiable seller!
-
2026-01-05price $258,000 943-char remark
Show marketing remark (943 chars)
Discover the perfect blend of country comfort and city convenience with this beautifully maintained 4-bedroom, 2-bath home set on 0.5 unrestricted acres. Open-concept living space with a second living area makes the home feel large, but cozy. The kitchen is ready for cooking and entertaining on the large, beautiful island with built-in's on either side. Additional house perks are large primary bathroom with separate shower, guest bathroom with easy walk-in shower and a large office space off the hallway. This property provides privacy on a lot with large trees and yard space giving you the freedom to create the lifestyle you want —bring animals, add a workshop, park your RV, or simply enjoy the open space. With no restrictions, the possibilities are nearly endless. Property is equipped with public water, septic, electric and fiber....all completely high fenced with a gate. Appliances convey. Motivated and negotiable seller!
-
2025-11-23$260,000 Active 943-char remark
Show marketing remark (943 chars)
Discover the perfect blend of country comfort and city convenience with this beautifully maintained 4-bedroom, 2-bath home set on 0.5 unrestricted acres. Open-concept living space with a second living area makes the home feel large, but cozy. The kitchen is ready for cooking and entertaining on the large, beautiful island with built-in's on either side. Additional house perks are large primary bathroom with separate shower, guest bathroom with easy walk-in shower and a large office space off the hallway. This property provides privacy on a lot with large trees and yard space giving you the freedom to create the lifestyle you want —bring animals, add a workshop, park your RV, or simply enjoy the open space. With no restrictions, the possibilities are nearly endless. Property is equipped with public water, septic, electric and fiber....all completely high fenced with a gate. Appliances convey. Motivated and negotiable seller!
-
2025-11-21$260,000 Active 912-char remark
Show marketing remark (912 chars)
Discover the perfect blend of country comfort and city convenience with this beautifully maintained 4-bedroom, 2-bath home set on 0.5 unrestricted acres. Open-concept living space with a second living area makes the home feel large, but cozy. The kitchen is ready for cooking and entertaining on the large, beautiful island with built-in's on either side. Additional house perks are large primary bathroom with separate shower, guest bathroom with easy walk-in shower and a large office space off the hallway. This property provides privacy on a lot with large trees and yard space giving you the freedom to create the lifestyle you want —bring animals, add a workshop, park your RV, or simply enjoy the open space. With no restrictions, the possibilities are nearly endless. Property is equipped with public water, septic, electric and fiber. .. .all completely high fenced with a gate. Appliances convey.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $764 · $64/mo
- Projected year-2 tax
- $4,429 · $369/mo
- Expected delta
- +$3,665/yr (+$305/mo · 479.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 8/10 Severe 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
- Wind 8/10 Severe 98% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,148
- − Mortgage interest
- −$13,556
- − Property taxes
- −$764
- − Insurance
- −$1,210
- − Repairs & maintenance
- −$1,692
- − Management
- −$1,692
- − Depreciation
- −$7,040
- Taxable loss
- −$4,805
- Est. tax savings @ 24.0%
- +$1,153
- After-tax cash flow
- $657/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Navasota ISD
- NCES district ID
- 4832190
- Math proficiency
- 31% ▲ 1.00%
- Reading proficiency
- 31% ▲ 1.00%
- Median HH income
- $44,326
- Composite
- 26.5/100
- National rank
- #7205
- State rank
- #600 of 826 in TX
Livability — Pinebrook
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Pinebrook, TX
- Population (ZIP)
- 3,246
Population outlook (Grimes County) Hauer SSP2
- Today (2025)
- 28,910 people
- By 2030
- 29,539 · +2.2%
- By 2040
- 30,648 · +6.0%
- By 2050
- 31,698 · +9.6%
- By 2075
- 34,351 · +18.8%
- By 2100
- 33,565 · +16.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (71%)
- Race & ethnicity
- White 71% Hispanic / Latino 19% Two or more races 15% Black 4%
- Hispanic origin (detail)
- Mexican 19%
- Common ancestry
- Slovak 3% Italian 3% Romanian 3%
- Foreign-born
- 8% · Canada, Vietnam
- Languages at home
- 84% English-only · Spanish 15% Vietnamese 1%
Political lean MEDSL · Grimes
- 2024 margin
- Solid R (+60.3) · D 19.5% · R 79.7%
- 2008→2024 swing
- -25.9pp toward R · 2008: -34.3pp · 2024: -60.3pp
- All cycles
- 2024: R+60.3 2020: R+53.2 2016: R+51.1 2012: R+44.2 2008: R+34.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- —
- Current HPI
- —
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-5.8% since first listed8 events — show timeline
- 2026-03-23 Price Changed $245,000 BCSRMLS
- 2026-03-23 Price Changed $245,000 HARMLS
- 2026-01-20 Price Changed $246,000 BCSRMLS
- 2026-01-20 Price Changed $246,000 HARMLS
- 2026-01-05 Price Changed $258,000 BCSRMLS
- 2026-01-05 Price Changed $258,000 HARMLS
- 2025-11-23 Listed $260,000 HARMLS
- 2025-11-21 Listed $260,000 BCSRMLS
Property tax history
+38.6%/yrLatest (2025): $764 · +7.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…