4028 Raymonn Ave · Baltimore, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 8/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.4/30.0
- DSCR +8.4/10.0
- 1% rule +6.7/10.0
- ARV discount +6.7/15.0
- Appreciation +4.7/10.0
- Rent growth +3.8/5.0
- Livability +3.8/5.0
- Condition / age +2.5/5.0
- Schools +1.0/10.0
$149,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Don’t miss this wonderful opportunity to own this affordable 3 Bedroom/1 ½ Bath townhome. Enter the front door to a large living room and main level bedroom. Upper level has 2 additional bedrooms and full bath. Beautiful hardwood flooring throughout. Large eat in kitchen and laundry room/workshop in lower level. Newer HVAC and HWH. Fully fenced rear yard with privacy fence and shed. Close to all major routes, shops and restaurants. Add this one to your rental portfolio or great for a 1st time homebuyer!!! Property has a recent lead paint full risk reduction certificate #1016660 and has recently passed a Baltimore City rental inspection. Come take a tour of this GEM!
Key facts
- Parking
- Built 1954
- Listed 14 days
Property features AI
Finance
- Other: Lease not considered; In-city limits with bus service within one mile
- Financial info: Ground rent payment listed as $90 (semi-annually); Property assessed values listed by assessor (land and improvements)
- HOA & community: Ground rent paid semi-annually
Exterior
- Parking: One driveway space; One total garage/parking space; On-street and alley access; dirt driveway
- Utilities: Public water; Public sewer; Electric cooling fuel; Natural gas heating and hot water
- Home design: Interior townhouse/rowhouse; Brick construction with brick front; Bay/Bow windows with double-pane glass; Good overall condition; Not in a federal flood zone; Ground rent applies
- Construction: Block foundation; Tar and gravel and composite roofing
- Exterior features: Porch(es); Sidewalks and street lights nearby; Play area nearby; Rear fencing; Shed on site
Interior
- Kitchen: Built-in microwave; Gas range/oven; Refrigerator
- Bedrooms: One main-level bedroom; Two upper-level bedrooms
- Flooring: Hardwood floors; Carpet; Concrete
- Bathrooms: One full bathroom; One half bathroom
- Heating & cooling: Forced air heating (natural gas); Central air conditioning; Ceiling fans; Natural gas hot water
- Interior features: Ceiling fans; Eat-in kitchen and space for a kitchen table; Window treatments; Wood and carpet flooring; Concrete flooring in some areas; 6 total rooms (living room, kitchen, 2 bedrooms, laundry, full bath, half bath)
- Laundry & utility: Washer and dryer (dryer listed); Laundry in basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath townhouse listed at $150k.
Deal economics
- At list price, monthly cash flow is $343 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $150k).
- Cap rate 9.0% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
- Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+5.2%/yr); 319 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
- This rent runs 41% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $185 of equity ($1k loan paydown + $-851 appreciation (-0.6% local appreciation)).
- Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-0.6% appreciation + 5.2% rent growth), your $42k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
- 13 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $130k; 15% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.17% ✓
- Cap rate
- 9.04%
- Cash-on-cash
- 9.82%
- DSCR
- 1.44
- GRM
- 7.1
CMA / ARV
- ARV (median comp)
- $147,140
- List price
- $149,900
- Delta
- 1.88%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4128 Balfern Ave | 0.09mi | 3/1.5 | 1,008 (+12%) | 2mo | $177,000 | $176 | 73 |
| 3586 Dudley Ave | 0.27mi | 2/1.0 (-1) | 896 (0%) | 9mo | $80,000 | $89 | 73 |
| 3582 Dudley Ave | 0.28mi | 2/1.0 (-1) | 896 (0%) | 10mo | $90,000 | $100 | 72 |
| 3566 Dudley Ave | 0.30mi | 2/1.0 (-1) | 896 (0%) | 9mo | $143,000 | $160 | 71 |
| 4616 Shamrock Ave | 0.44mi | 3/2.0 | 896 (0%) | 8mo | $215,000 | $240 | 71 |
| 4728 Chatford Ave | 0.49mi | 2/1.5 (-1) | 896 (0%) | 3mo | $125,000 | $140 | 70 |
| 3912 Kenyon Ave | 0.20mi | 3/1.5 | 1,001 (+12%) | 3mo | $120,000 | $120 | 69 |
| 3332 Brendan Ave | 0.59mi | 3/1.5 | 870 (-3%) | 1mo | $128,000 | $147 | 67 |
| 4735 Chatford Ave | 0.46mi | 2/1.0 (-1) | 896 (0%) | 10mo | $90,000 | $100 | 63 |
| 3211 Brendan Ave | 0.70mi | 2/1.0 (-1) | 870 (-3%) | 8mo | $154,000 | $177 | 49 |
| 3235 Kentucky Ave | 0.65mi | 2/1.5 (-1) | 960 (+7%) | 8mo | $95,000 | $99 | 46 |
| 4343 Nicholas Ave | 0.70mi | 3/1.5 | 812 (-9%) | 9mo | $115,000 | $142 | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-0.57% appreciation · 5.25% rent growth · sell at horizon
- IRR
- 8.9%
- Equity multiple
- 1.42×
- Total profit
- $17,600
- Equity at exit
- $39,317
- IRR
- 16.2%
- Equity multiple
- 2.82×
- Total profit
- $76,297
- Equity at exit
- $44,021
Cash invested: $41,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 12 Strongly Tenant-Friendly
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City Baltimore
- 12 Strongly Tenant-Friendly · D+58
ZIP-level market 21213
- Home prices YoY
- -0.1%
- Rents YoY
- 5.2%
- Active inventory
- 319
- Price-to-rent
- 7.1×
Monthly cashflow live
- Estimated rent
- $1,749 high interval (Pro) →
- Mortgage (P&I)
- −$786
- Tax from tax record
- −$190 /mo · $2,275/yr
- Insurance
- −$62
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$367
- Net cashflow
- $343
Break-even live
Sensitivity live
| Price | -10% $428 | -5% $386 | +0% $343 | +5% $301 | +10% $258 |
|---|---|---|---|---|---|
| Rent | -10% $205 | -5% $274 | +0% $343 | +5% $412 | +10% $481 |
| Rate | -1.0pp $419 | -0.5pp $381 | base $343 | +0.5pp $304 | +1.0pp $265 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $37,475
- Closing costs
- $4,497
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 24 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4022 Ardley Ave Baltimore, MD | 2.0 | 1.0 | 896 | $1,750 | $1.95 | 45d | 1 | 0.08mi |
| 4300 Orchard Ridge Blvd Baltimore, MD | 1.0–3.0 | 1.0–2.0 | 1021 | $1,809 | $1.77 | 45d | 1 | 0.31mi |
| 3566 Dudley Ave Baltimore, MD | 2.0 | 1.0 | 896 | $1,800 | $2.01 | 25d | 1 | 0.32mi |
| 3646 Lyndale Ave Baltimore, MD | 2.0 | 1.5 | 840 | $1,475 | $1.76 | 45d | 1 | 0.51mi |
| 3902 Erdman Ave Unit 1 Baltimore, MD | 2.0 | 1.0 | 1000 | $1,275 | $1.27 | 25d | 1 | 0.56mi |
| 4408 Bowleys Ln Baltimore, MD | 2.0 | 1.0 | 682 | $1,439 | $2.11 | 4d | 1 | 0.61mi |
| 5305 Moravia Rd Baltimore, MD | 3.0 | 1.0 | 679 | $1,993 | $2.93 | 3d | 1 | 0.62mi |
| 4901 Gunther Ave Baltimore, MD | 1.0–3.0 | 1.0–2.0 | 742 | $1,463 | $1.97 | 3d | 1 | 0.73mi |
| 3028 Kenyon Ave Baltimore, MD | 2.0 | 2.0 | 1075 | $1,395 | $1.30 | 45d | 1 | 0.75mi |
| 4409 Moravia Rd Baltimore, MD | 2.0 | 1.0 | 861 | $1,385 | $1.61 | 45d | 3 | 0.76mi |
| 6004 Amberwood Rd Baltimore, MD | 2.0 | 1.0 | 751 | $1,220 | $1.62 | 21d | 1 | 0.78mi |
| 3339 Elmora Ave Baltimore, MD | 3.0 | 2.0 | 896 | $1,600 | $1.79 | 45d | 1 | 0.97mi |
| 3343 Ravenwood Ave Unit 3343 Baltimore, MD | 2.0 | 2.0 | 948 | $1,855 | $1.96 | 19d | 1 | 0.97mi |
| 3322 Ravenwood Ave Baltimore, MD | 3.0 | 2.0 | 932 | $1,800 | $1.93 | 25d | 1 | 1.00mi |
| 3317 Lyndale Ave Baltimore, MD | 3.0 | 1.0 | 900 | $1,300 | $1.44 | 45d | 1 | 1.00mi |
| 3315 Lyndale Ave Baltimore, MD | 2.0 | 1.5 | 896 | $1,650 | $1.84 | 19d | 1 | 1.00mi |
| 3221 Lyndale Ave Baltimore, MD | 2.0 | 2.0 | 1020 | $1,700 | $1.67 | 25d | 1 | 1.06mi |
| 3218 Lyndale Ave Baltimore, MD | 3.0 | 1.5 | 1020 | $1,500 | $1.47 | 25d | 1 | 1.06mi |
| 1310 N Ellwood Ave #1 Baltimore, MD | 2.0 | 1.0 | 1000 | $1,550 | $1.55 | 23d | 1 | 1.12mi |
| 1310 N Ellwood Ave Baltimore, MD | 2.0 | 1.0 | 1000 | $1,450 | $1.45 | 13d | 1 | 1.12mi |
| 1323 N Kenwood Ave Unit 1 Baltimore, MD | 2.0 | 1.5 | 1060 | $1,350 | $1.27 | 25d | 1 | 1.30mi |
| 4023 Belwood Ave Baltimore, MD | 3.0 | 1.0 | 1080 | $1,995 | $1.85 | 45d | 1 | 1.41mi |
| 4007 Biddison Ln Apt 1 Baltimore, MD | 2.0 | 1.0 | 1000 | $1,279 | $1.28 | 19d | 1 | 1.45mi |
| 2410 E Federal St Baltimore, MD | 4.0 | 2.0 | 720 | $2,200 | $3.06 | 25d | 1 | 1.49mi |
Listing history 38 events
-
2026-05-08$149,900 Active 1002-char remark
-
2026-04-30historical $149,900 1002-char remark
-
2022-09-27soldstatus $130,000
-
2022-08-19soldstatus $130,000 Closed 687-char remark
Show marketing remark (687 chars)
Don’t miss this wonderful opportunity to own this affordable 3 Bedroom/1 ½ Bath townhome. Enter the front door to a large living room and main level bedroom. Upper level has 2 additional bedrooms and full bath. Beautiful hardwood flooring throughout. Large eat in kitchen and laundry room/workshop in lower level. Newer HVAC and HWH. Fully fenced rear yard with privacy fence and shed. Close to all major routes, shops and restaurants. Add this one to your rental portfolio or great for a 1st time homebuyer!!! Property has a recent lead paint full risk reduction certificate #1016660 and has recently passed a Baltimore City rental inspection. Come take a tour of this GEM!
-
2022-07-17status Pending 687-char remark
Show marketing remark (687 chars)
Don’t miss this wonderful opportunity to own this affordable 3 Bedroom/1 ½ Bath townhome. Enter the front door to a large living room and main level bedroom. Upper level has 2 additional bedrooms and full bath. Beautiful hardwood flooring throughout. Large eat in kitchen and laundry room/workshop in lower level. Newer HVAC and HWH. Fully fenced rear yard with privacy fence and shed. Close to all major routes, shops and restaurants. Add this one to your rental portfolio or great for a 1st time homebuyer!!! Property has a recent lead paint full risk reduction certificate #1016660 and has recently passed a Baltimore City rental inspection. Come take a tour of this GEM!
-
2022-07-08status Active 687-char remark
Show marketing remark (687 chars)
Don’t miss this wonderful opportunity to own this affordable 3 Bedroom/1 ½ Bath townhome. Enter the front door to a large living room and main level bedroom. Upper level has 2 additional bedrooms and full bath. Beautiful hardwood flooring throughout. Large eat in kitchen and laundry room/workshop in lower level. Newer HVAC and HWH. Fully fenced rear yard with privacy fence and shed. Close to all major routes, shops and restaurants. Add this one to your rental portfolio or great for a 1st time homebuyer!!! Property has a recent lead paint full risk reduction certificate #1016660 and has recently passed a Baltimore City rental inspection. Come take a tour of this GEM!
-
2022-07-08historical 687-char remark
Show marketing remark (687 chars)
Don’t miss this wonderful opportunity to own this affordable 3 Bedroom/1 ½ Bath townhome. Enter the front door to a large living room and main level bedroom. Upper level has 2 additional bedrooms and full bath. Beautiful hardwood flooring throughout. Large eat in kitchen and laundry room/workshop in lower level. Newer HVAC and HWH. Fully fenced rear yard with privacy fence and shed. Close to all major routes, shops and restaurants. Add this one to your rental portfolio or great for a 1st time homebuyer!!! Property has a recent lead paint full risk reduction certificate #1016660 and has recently passed a Baltimore City rental inspection. Come take a tour of this GEM!
-
2022-07-03status Active 687-char remark
Show marketing remark (687 chars)
Don’t miss this wonderful opportunity to own this affordable 3 Bedroom/1 ½ Bath townhome. Enter the front door to a large living room and main level bedroom. Upper level has 2 additional bedrooms and full bath. Beautiful hardwood flooring throughout. Large eat in kitchen and laundry room/workshop in lower level. Newer HVAC and HWH. Fully fenced rear yard with privacy fence and shed. Close to all major routes, shops and restaurants. Add this one to your rental portfolio or great for a 1st time homebuyer!!! Property has a recent lead paint full risk reduction certificate #1016660 and has recently passed a Baltimore City rental inspection. Come take a tour of this GEM!
-
2022-06-22status Pending 687-char remark
Show marketing remark (687 chars)
Don’t miss this wonderful opportunity to own this affordable 3 Bedroom/1 ½ Bath townhome. Enter the front door to a large living room and main level bedroom. Upper level has 2 additional bedrooms and full bath. Beautiful hardwood flooring throughout. Large eat in kitchen and laundry room/workshop in lower level. Newer HVAC and HWH. Fully fenced rear yard with privacy fence and shed. Close to all major routes, shops and restaurants. Add this one to your rental portfolio or great for a 1st time homebuyer!!! Property has a recent lead paint full risk reduction certificate #1016660 and has recently passed a Baltimore City rental inspection. Come take a tour of this GEM!
-
2022-06-22soldstatus $120,000
Show marketing remark (687 chars)
Don’t miss this wonderful opportunity to own this affordable 3 Bedroom/1 ½ Bath townhome. Enter the front door to a large living room and main level bedroom. Upper level has 2 additional bedrooms and full bath. Beautiful hardwood flooring throughout. Large eat in kitchen and laundry room/workshop in lower level. Newer HVAC and HWH. Fully fenced rear yard with privacy fence and shed. Close to all major routes, shops and restaurants. Add this one to your rental portfolio or great for a 1st time homebuyer!!! Property has a recent lead paint full risk reduction certificate #1016660 and has recently passed a Baltimore City rental inspection. Come take a tour of this GEM!
-
2022-06-17price $129,900 687-char remark
Show marketing remark (687 chars)
Don’t miss this wonderful opportunity to own this affordable 3 Bedroom/1 ½ Bath townhome. Enter the front door to a large living room and main level bedroom. Upper level has 2 additional bedrooms and full bath. Beautiful hardwood flooring throughout. Large eat in kitchen and laundry room/workshop in lower level. Newer HVAC and HWH. Fully fenced rear yard with privacy fence and shed. Close to all major routes, shops and restaurants. Add this one to your rental portfolio or great for a 1st time homebuyer!!! Property has a recent lead paint full risk reduction certificate #1016660 and has recently passed a Baltimore City rental inspection. Come take a tour of this GEM!
-
2022-06-17$130,000 Active 687-char remark
Show marketing remark (687 chars)
Don’t miss this wonderful opportunity to own this affordable 3 Bedroom/1 ½ Bath townhome. Enter the front door to a large living room and main level bedroom. Upper level has 2 additional bedrooms and full bath. Beautiful hardwood flooring throughout. Large eat in kitchen and laundry room/workshop in lower level. Newer HVAC and HWH. Fully fenced rear yard with privacy fence and shed. Close to all major routes, shops and restaurants. Add this one to your rental portfolio or great for a 1st time homebuyer!!! Property has a recent lead paint full risk reduction certificate #1016660 and has recently passed a Baltimore City rental inspection. Come take a tour of this GEM!
-
2022-03-16price $1,790
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2022-02-18soldstatus $120,000 Closed
Show marketing remark (655 chars)
This property has a first-floor bedroom and two bedrooms and a full bath on the second floor. It has a terrace, eat-in kitchen in the basement with a walkout to the fully fenced back yard which contains a shed, and a nearly new central air condenser unit. The basement also contains a laundry room with a washer and dryer as well as a shower, commode, and sanitary tub The furnace and water heater are recent. This property is being sold "As-Is" and can be a wonderful investment property or a nice property for a family to call home. It's priced right and the seller wants to sell it. .. bring a reasonable offer and let's make everyone happy.
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2022-01-23status Pending
Show marketing remark (655 chars)
This property has a first-floor bedroom and two bedrooms and a full bath on the second floor. It has a terrace, eat-in kitchen in the basement with a walkout to the fully fenced back yard which contains a shed, and a nearly new central air condenser unit. The basement also contains a laundry room with a washer and dryer as well as a shower, commode, and sanitary tub The furnace and water heater are recent. This property is being sold "As-Is" and can be a wonderful investment property or a nice property for a family to call home. It's priced right and the seller wants to sell it. .. bring a reasonable offer and let's make everyone happy.
-
2022-01-11$129,900 Active
Show marketing remark (655 chars)
This property has a first-floor bedroom and two bedrooms and a full bath on the second floor. It has a terrace, eat-in kitchen in the basement with a walkout to the fully fenced back yard which contains a shed, and a nearly new central air condenser unit. The basement also contains a laundry room with a washer and dryer as well as a shower, commode, and sanitary tub The furnace and water heater are recent. This property is being sold "As-Is" and can be a wonderful investment property or a nice property for a family to call home. It's priced right and the seller wants to sell it. .. bring a reasonable offer and let's make everyone happy.
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2021-11-23historical
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2021-09-02price $134,900
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2021-07-30$139,900 Active
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2015-08-04historical Withdrawn
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2015-08-04historical
-
2015-06-18price
-
2015-05-04price
-
2015-04-08Active
-
2015-04-08$89,499
-
2015-01-04historical
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2015-01-03historical
-
2014-10-07price
-
2014-07-29price
-
2014-06-23Active
-
2014-06-23$87,499
-
2014-06-17historical Withdrawn
-
2014-06-16historical
-
2014-05-02status Active
-
2014-05-01historical
-
2014-05-01
-
2014-05-01$115,000
-
1995-07-19soldstatus $43,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $2,275 · $190/mo
- Projected year-2 tax
- $2,275 · $190/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,984
- − Mortgage interest
- −$8,397
- − Property taxes
- −$2,275
- − Insurance
- −$750
- − Repairs & maintenance
- −$1,679
- − Management
- −$1,679
- − Depreciation
- −$4,361
- Taxable income
- $1,845
- Est. tax owed @ 24.0%
- −$443
- After-tax cash flow
- $3,677/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Baltimore City Public Schools
- NCES district ID
- 2400090
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 16% ▼ -5.00%
- Median HH income
- $42,108
- Composite
- 10.08/100
- National rank
- #9805
- State rank
- #24 of 24 in MD
Livability — Baltimore
- Score
- 76/100
- State rank
- #90
- US rank
- #3396
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baltimore, MD
- County
- Baltimore City · 558,601 people
- City population
- 588,727
- Metro
- Baltimore-Columbia-Towson, MD
- Population (ZIP)
- 28,058
- Household income
- $51,344
- Rent vs Own
- Severe rent burden
- 1868.0
Population outlook (Baltimore County) Hauer SSP2
- Today (2025)
- 624,249 people
- By 2030
- 621,541 · -0.4%
- By 2040
- 609,756 · -2.3%
- By 2050
- 597,249 · -4.3%
- By 2075
- 552,236 · -11.5%
- By 2100
- 513,934 · -17.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (86%)
- Race & ethnicity
- Black 86% White 6% Hispanic / Latino 4% Two or more races 3%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 3%
Political lean MEDSL · Baltimore
- 2024 margin
- Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
- 2008→2024 swing
- -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
- All cycles
- 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -0.57%
- Current HPI
- 427.4453
- Rent YoY
- ▲ 5.25%
- Metro
- Baltimore-Columbia-Towson, MD
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
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| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
+248.6% since first listed39 events — show timeline
- 2026-05-22 Pending — BRIGHT MLS
- 2026-05-08 Listed $149,900 BRIGHT MLS
- 2026-04-30 Coming Soon $149,900 BRIGHT MLS
- 2022-09-27 Sold (Public Records) $130,000 Public Records
- 2022-08-19 Sold (MLS) $130,000 BRIGHT MLS
- 2022-07-17 Pending — BRIGHT MLS
- 2022-07-08 Relisted — BRIGHT MLS
- 2022-07-08 Listing Removed — BRIGHT MLS
- 2022-07-03 Relisted — BRIGHT MLS
- 2022-06-22 Pending — BRIGHT MLS
- 2022-06-22 Sold (Public Records) $120,000 Public Records
- 2022-06-17 Price Changed $129,900 BRIGHT MLS
- 2022-06-17 Listed $130,000 BRIGHT MLS
- 2022-03-16 Price Changed $1,790 RENT.
- 2022-02-18 Sold (MLS) $120,000 BRIGHT MLS
- 2022-01-23 Pending — BRIGHT MLS
- 2022-01-11 Listed $129,900 BRIGHT MLS
- 2021-11-23 Listing Removed — BRIGHT MLS
- 2021-09-02 Price Changed $134,900 BRIGHT MLS
- 2021-07-30 Listed $139,900 BRIGHT MLS
- 2015-08-04 Delisted — MRIS
- 2015-08-04 Listing Removed — BRIGHT MLS
- 2015-06-18 Price Changed — MRIS
- 2015-05-04 Price Changed — MRIS
- 2015-04-08 Listed — MRIS
- 2015-04-08 Listed $89,499 BRIGHT MLS
- 2015-01-04 Delisted — MRIS
- 2015-01-03 Listing Removed — BRIGHT MLS
- 2014-10-07 Price Changed — MRIS
- 2014-07-29 Price Changed — MRIS
- 2014-06-23 Listed — MRIS
- 2014-06-23 Listed $87,499 BRIGHT MLS
- 2014-06-17 Delisted — MRIS
- 2014-06-16 Listing Removed — BRIGHT MLS
- 2014-05-02 Relisted — MRIS
- 2014-05-01 Listed $115,000 BRIGHT MLS
- 2014-05-01 Listed — MRIS
- 2014-05-01 Delisted — MRIS
- 1995-07-19 Sold (Public Records) $43,000 Public Records
Property tax history
-0.6%/yrLatest (2025): $2,275 · +2.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…