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1619 Livingston Ave
C Composite 55.79
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +4.2/5.0
  • Appreciation +3.6/10.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$25,000

1619 Livingston Ave · Charleston, WV 25387
3 bd · 1.0 ba · 1,390 sqft · SingleFamily public records · 143 Days on market
Built 1948 6,882 sqft lot Est $43k · 42% under ↓ 32% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Investor special-fixer with a huge upside potential! This vintage home is a prime investment opportunity. With solid structures and classic features, it's ready for a full renovation or creative development. This property offers a perfect flip or long term rental. Cash or renovation financing preferred. SOLD AS IS. Roof is 6 years old. If bought with the other property for sale at 1620 Red Oak Street Charleston, WV 25387, price will be negotiable. Both properties are connected by an alley. Lots of potential for these 2 properties. Don't miss out on this opportunity. This deal won't last long. Call for your private tour today!

Key facts

  • Classic features
  • Vintage home
  • Solid structures

Tags

VINTAGE HOMESOLID STRUCTURESCLASSIC FEATURESFULL RENOVATIONROOF IS 6 YEARS OLD

Property features AI

Finance

  • Other: Lot size approximately 0.158 acres

Exterior

  • Parking: Other parking
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; 1 story
  • Construction: Aluminum siding
  • Exterior features: Shingle/composition roof

Interior

  • Kitchen: Eat-in kitchen
  • Bedrooms: Total of 6 rooms (bedroom count not specified)
  • Flooring: Carpet; Hardwood; Laminate; Vinyl
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Has heating (type not specified); Has cooling (type not specified)
  • Interior features: Eat-in kitchen; Insulated windows

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $25k.

Deal economics

  • At list price, monthly cash flow is $751 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $25k).
  • Recommended offer: $22k (12.0% below list) — sets the bar for market timing.
  • Cap rate 42.4% vs local median 3.8% in Charleston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 85/100 on livability (#3 in WV, #524 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
  • Kanawha County Schools (suburban): math 29% / reading 40% proficiency, ranked #17 of 55 in WV (top 31%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Mary C. Snow West Side Elementary (math 12% / reading 12%, grade F, #375 of 377 statewide, top 99%, 353 students, 0% FRL); West Side Middle School (math 7% / reading 18%, grade F, #109 of 109 statewide, top 100%, 377 students, 0% FRL); Capital High School (math 22% / reading 52%, grade F, #32 of 110 statewide, top 34%, 1,086 students, 0% FRL) — zoned schools average 0% FRL vs 46% district-wide (46 pts lower); this property's tenant base skews higher-income than the district average.
  • Zoned-school proficiency averages 20% at this address vs 34% district-wide (-14 pts) — the specific schools serving this property underperform the Kanawha County Schools average; the district grade overstates school quality for this exact location.
  • Market conditions: 24 active listings in the ZIP; 103 units permitted in Kanawha County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-2.8%/yr); year-one equity from $173 of loan paydown is wiped out by about $700 of value loss. Plan a longer hold.
  • Kanawha County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-2.8% appreciation + 3.0% rent growth), your $7k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 143 days — a 12% lower offer ($22k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 4.2% of price; built in 1948 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $22,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 143 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
4.97%
Cap rate
42.36%
Cash-on-cash
128.80%
DSCR
6.73
GRM
1.7

CMA / ARV

ARV (on-the-fly)
$43,090
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
510 21st St W 0.50mi 2/1.5 (-1) 1,368 (-2%) 4mo $60,000 $44 64
916 Michael Ave 0.10mi 3/1.5 1,200 (-14%) 12mo $45,000 $38 60
1106 Barton St 0.34mi 3/1.0 1,222 (-12%) 10mo $20,000 $16 56
1440 Madison Ave 0.47mi 2/1.0 (-1) 1,392 (+0%) 21mo $50,000 $36 56
1230 Stuart St 0.46mi 2/1.0 (-1) 1,360 (-2%) 18mo $15,000 $11 55
1203 7th Ave 0.56mi 2/1.0 (-1) 1,344 (-3%) 15mo $10,000 $7 51
1504 Frame St 0.21mi 3/1.5 1,202 (-14%) 18mo $79,200 $66 50
712 Adams St 0.57mi 3/1.0 1,232 (-11%) 8mo $24,500 $20 48
618 Hunt Ave 0.61mi 3/2.5 1,312 (-6%) 11mo $85,000 $65 47
700 Adams St 0.58mi 3/1.0 1,300 (-6%) 20mo $40,000 $31 45
706 Garvin Ave 0.70mi 4/1.0 (+1) 1,370 (-1%) 23mo $25,500 $19 41
826 W Washington St 0.73mi 3/1.0 1,258 (-10%) 14mo $31,000 $25 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-2.8% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
7.30×
Total profit
$44,065
Equity at exit
$3,952
10-year hold
IRR
Equity multiple
15.34×
Total profit
$100,386
Equity at exit
$2,549

Cash invested: $7,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State West Virginia
83 Strongly Landlord-Friendly · R+22
County
— inherits STATE
City
— inherits STATE
Landlord-favorable; preempted; minimal protections.

ZIP-level market 25387

Home prices YoY
-1.3%
Active inventory
24
Price-to-rent
1.7×

Monthly cashflow live

Estimated rent
$1,241 medium interval (Pro) →
Mortgage (P&I)
$131
Tax from tax record
$88 /mo · $1,054/yr
Insurance
$10
HOA
$0
Vacancy / Maint / Mgmt
$261
Net cashflow
$751

Break-even live

Break-even rent $290
Max offer price $25,000
Occupancy floor 34%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$6,250
Closing costs
$750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 28 events

  1. 2026-06-19
    days on market $25,000 Active 143 DOM
  2. 2026-06-18
    days on market $25,000 Active 142 DOM
  3. 2026-06-17
    days on market $25,000 Active 141 DOM
  4. 2026-06-16
    days on market $25,000 Active 140 DOM
  5. 2026-06-15
    days on market $25,000 Active 139 DOM
  6. 2026-06-14
    days on market $25,000 Active 137 DOM
  7. 2026-06-12
    days on market $25,000 Active 136 DOM
  8. 2026-06-09
    days on market $25,000 Active 133 DOM
  9. 2026-06-08
    days on market $25,000 Active 132 DOM
  10. 2026-06-07
    days on market $25,000 Active 131 DOM
  11. 2026-06-05
    days on market $25,000 Active 128 DOM
  12. 2026-06-03
    days on market $25,000 Active 127 DOM
  13. 2026-06-02
    days on market $25,000 Active 126 DOM
  14. 2026-06-01
    days on market $25,000 Active 125 DOM
  15. 2026-05-31
    days on market $25,000 Active 124 DOM
  16. 2026-05-30
    days on market $25,000 Active 123 DOM
  17. 2026-03-28
    status Active
  18. 2026-03-15
    status Pending
  19. 2026-01-15
    listed $25,000 Active
  20. 2025-10-17
    status Active
  21. 2025-10-09
    status Pending
  22. 2025-09-23
    price $25,000
  23. 2025-09-02
    price $30,000
  24. 2025-07-10
    status Active
  25. 2025-07-07
    status Pending
  26. 2025-06-12
    historical Active Under Contract
  27. 2025-05-14
    listed $35,000 Active
  28. 1999-07-14
    soldstatus $37,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WV · Resets to sale price

Current annual tax
$1,054 · $88/mo
Projected year-2 tax
$1,054 · $88/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥101°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,896
− Mortgage interest
−$1,400
− Property taxes
−$1,054
− Insurance
−$125
− Repairs & maintenance
−$1,192
− Management
−$1,192
− Depreciation
−$727
Taxable income
$9,206
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,209
After-tax cash flow
$6,806/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Kanawha County Schools
NCES district ID
5400600
Math proficiency
29% ▼ -13.00%
Reading proficiency
40% ▼ -7.00%
Median HH income
$44,329
Composite
29.35/100
National rank
#6540
State rank
#17 of 55 in WV

Livability — Charleston

Score
85/100
State rank
#3
US rank
#524

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Charleston, WV
City population
33,502
Population (ZIP)
5,173

Population outlook (Kanawha County) Hauer SSP2

Today (2025)
178,946 people
By 2030
172,906 · -3.4%
By 2040
159,874 · -10.7%
By 2050
148,148 · -17.2%
By 2075
123,257 · -31.1%
By 2100
96,454 · -46.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Black 15% Two or more races 14% Hispanic / Latino 1%
Common ancestry
Iranian 2% Serbian 2% Slovak 1%
Foreign-born
1%

Political lean MEDSL · Kanawha

2024 margin
R (+17.4) · D 40.2% · R 57.6% · Other 2.2%
2008→2024 swing
-17.0pp toward R · 2008: -0.4pp · 2024: -17.4pp
All cycles
2024: R+17.4 2020: R+14.7 2016: R+20.6 2012: R+11.9 2008: R+0.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -2.80%
Current HPI
212.6658
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

-32.4% since first listed
12 events — show timeline
  • 2026-03-28 Relisted KVBOR
  • 2026-03-15 Pending KVBOR
  • 2026-01-15 Listed $25,000 KVBOR
  • 2025-10-17 Relisted KVBOR
  • 2025-10-09 Pending KVBOR
  • 2025-09-23 Price Changed $25,000 KVBOR
  • 2025-09-02 Price Changed $30,000 KVBOR
  • 2025-07-10 Relisted KVBOR
  • 2025-07-07 Pending KVBOR
  • 2025-06-12 Contingent KVBOR
  • 2025-05-14 Listed $35,000 KVBOR
  • 1999-07-14 Sold (Public Records) $37,000 Public Records

Property tax history

+3.3%/yr

Latest (2025): $1,054 · +11.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…