14091 Heritage Landing Blvd #121 · Punta Gorda, FL 33955

$309,000

2 bd · 2.0 ba · 1,407 sqft · Condo public records · 69 Days on market

Built 2020 Excellent condition $935/mo HOA · 39% of rent ↓ 21% since listing

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +7.5/15.0
• Condition / age +4.8/5.0
• Schools +4.6/10.0
• Livability +3.8/5.0
• 1% rule +2.8/10.0
• Rent growth +2.5/5.0
• Cash flow +1.1/30.0
• DSCR +0.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Golfers — your ticket to paradise has just arrived. Welcome to Heritage Landing Golf & Country Club in Punta Gorda where this stunning 3-bedroom, 2-bath Carolina model end unit at Heritage Landing Golf & Country Club comes with a BUNDLED GOLF MEMBERSHIP INCLUDED to one of Florida's top-rated Gordon Lewis-designed 18-hole, Par 71 championship courses — and it's 100% TURNKEY, so you can literally show up and start living. This is not your average condo. Custom crown molding, chair rail, two-tone designer paint, and upgraded lighting and ceiling fans throughout set this home apart from the moment you walk in. The open-concept kitchen features granite counters, shaker cabinetry, stainless appliances, island seating, and a walk-in pantry. The split-bedroom layout offers privacy for guests, and the third bedroom flexes perfectly as a den or home office. Step onto your screened corner lanai — complete with no-see-um screens and elevated 2nd floor views of the fairway, pond, and preserve — and watch those legendary Punta Gorda sunsets paint the sky. Convenience is built in: your dedicated covered parking is right at your front door, trash and recycling are just across the lot, and a heated satellite pool with grilling stations is steps away. When you're ready for the full resort experience, Heritage Landing delivers — five heated pools, Tiki Bar with live entertainment, Getaway Spa, tennis courts, pickleball, bocce, 24/7 fitness center, and a clubhouse with fine and casual dining. Beyond the gates: Burnt Store Marina is 5 miles out, historic downtown Punta Gorda is 9 miles away, Gulf beaches are 45 minutes, and two airports make getting here effortless. Flood Zone X500. Rentals permitted up to 12x/year. This one is turnkey, move-in ready, and waiting for you — don't let someone else claim it first.

Key facts

• Five heated pools
• Custom crown molding
• Open-concept kitchen

Tags

• BUNDLED GOLF MEMBERSHIP
• CUSTOM CROWN MOLDING
• OPEN-CONCEPT KITCHEN
• SCREENED CORNER LANAI
• HEATED SATELLITE POOL
• FIVE HEATED POOLS

Property features AI

Finance

• Other: Buyer approval required for association
• Financial info: Total annual fees: $11,223; Lease restrictions apply; Turnkey furnished
• HOA & community: Has HOA (Heritage Landing Golf & Country Club); Monthly condo fee: $491 (quarterly fees noted); Association fee: $583.75 quarterly; Association fee 2: $750 quarterly; Total monthly fees shown: $935.25; Association fee includes guard (24-hour), common area taxes, pool, escrow reserves, insurance, structure and grounds maintenance, management, pest control, private road maintenance, recreational facilities, security, and trash; Association amenities include clubhouse, elevator(s), fitness center, gated community, golf course access, maintenance, pickleball courts, pool, recreation facilities, sauna, security, shuffleboard, spa/hot tub, storage, tennis courts, wheelchair access

Exterior

• Parking: Carport with 1 space
• Security: Gated community; Security gate; Key card entry; Security fencing, lighting and alarms; Security lights; Fire alarm; Fire sprinkler system; Smoke detectors
• Utilities: Public water; Public sewer; Cable connected; Electricity connected; Phone available; Sewer connected; Water connected; Underground utilities; Fire hydrant
• Home design: Residential condominium; One-level unit in a 4-story building; Second floor unit; East-facing
• Construction: Block and stucco construction; Tile roof; Slab foundation; Built by Lennar (model: Carolina)
• Exterior features: Balcony; Exterior lighting; Sidewalks; Sliding doors; Storage; Tennis courts

Interior

• Kitchen: Convection oven; Dishwasher; Disposal; Exhaust fan; Freezer; Ice maker; Microwave; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Ceramic tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Central air conditioning
• Interior features: Ceiling fans; Crown molding; Eat-in kitchen; Kitchen/family room combo; Open floorplan; Pest guard system; Split bedroom layout; Window treatments
• Laundry & utility: Laundry room; Washer; Dryer; Electric water heater

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $309k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $-2k ($-20k/yr) — negative.
• To cash-flow at today's rent, offer at most $80k (74.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $242k (21.7% below list).
• Recommended offer: $80k (74.3% below list) — sets the bar for cash-flow.
• Cap rate 1.4% vs local median 2.8% in Punta Gorda — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

• Location reads 76/100 on livability (#225 in FL, #3,567 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, health & safety A+, housing B; Watch: cost of living D+, amenities D-, commute F.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Sallie Jones Elementary School (math 75% / reading 74%, grade A, #230 of 2,144 statewide, top 12%, 694 students, 47% FRL); Charlotte High School (math 44% / reading 46%, grade D-, #228 of 667 statewide, top 35%, 1,994 students, 41% FRL).
• Market conditions: 1481 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
• This rent runs 38% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 69 days — a 6% lower offer ($290k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $265k; 17% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo; HOA is 39% of rent.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $79,552 (74.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 69 days. Have you received any prior offers? Is the seller open to a 74% concession, seller financing, or rate buy-down credit?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 0.78% ✗
• Cap rate: 1.39%
• Cash-on-cash: -17.50%
• DSCR: 0.22
• GRM: 10.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -66.5%
• Equity multiple: -0.81×
• Total profit: $-156,645
• Equity at exit: $46,073

10-year hold

• IRR: —
• Equity multiple: -2.13×
• Total profit: $-271,037
• Equity at exit: $26,717

Cash invested: $86,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33955

• Home prices YoY: -24.5%
• Active inventory: 1481
• Price-to-rent: 10.6×

Monthly cashflow live

• Estimated rent: $2,419 medium
• Mortgage (P&I): −$1,620
• Tax from tax record: −$489 /mo · $5,863/yr
• Insurance: −$129
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$935
• Vacancy / Maint / Mgmt: −$508
• Net cashflow: $-1,688

Break-even live

Break-even rent $4,556

Max offer price $79,552

Occupancy floor —

Sensitivity live

Price	-10% $-1,513	-5% $-1,601	+0% $-1,688	+5% $-1,775	+10% $-1,863
Rent	-10% $-1,879	-5% $-1,784	+0% $-1,688	+5% $-1,592	+10% $-1,497
Rate	-1.0pp $-1,532	-0.5pp $-1,609	base $-1,688	+0.5pp $-1,768	+1.0pp $-1,850

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $77,250
• Closing costs: $9,270
• Reserves months: —
• Total cash needed: —

Rent comps 33 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
14081 Heritage Landing Blvd Punta Gorda, FL	2.0	2.0	1176	$5,750	$4.89	21d	2	0.03mi
14091 Heritage Landing Blvd Unit Reservation spot 1 Punta Gorda, FL	2.0	2.0	1194	$5,000	$4.19	21d	1	0.04mi
14091 Heritage Landing Blvd Punta Gorda, FL	2.0	2.0	1157	$5,000	$4.32	21d	2	0.04mi
14121 Heritage Landing Blvd #743 Punta Gorda, FL	2.0	2.0	1120	$6,000	$5.36	21d	1	0.12mi
14061 Heritage Landing Blvd Punta Gorda, FL	2.0–3.0	2.0	1302	$4,000	$3.07	21d	3	0.12mi
14051 Heritage Landing Blvd Punta Gorda, FL	2.0–3.0	2.0	1280	$4,000	$3.12	21d	2	0.16mi
14050 Heritage Landing Blvd #226 Punta Gorda, FL	2.0	2.0	1596	$6,500	$4.07	21d	1	0.16mi
14051 Heritage Landing Blvd Unit Reservation spot 1 Punta Gorda, FL	2.0	2.0	1198	$2,600	$2.17	21d	1	0.17mi
14141 Heritage Landing Blvd #935 Punta Gorda, FL	2.0	2.0	1120	$5,500	$4.91	21d	1	0.21mi
14141 Heritage Landing Blvd #922 Punta Gorda, FL	2.0	2.0	1154	$2,200	$1.91	21d	1	0.21mi
14041 Heritage Landing Blvd #642 Punta Gorda, FL	2.0	2.0	1154	$6,000	$5.20	21d	1	0.21mi
14149 Poppy Field Loop #6011 Punta Gorda, FL	3.0	2.0	1741	$6,500	$3.73	21d	1	0.31mi
14161 Heritage Landing Blvd #1118 Punta Gorda, FL	2.0	2.0	1407	$1,800	$1.28	21d	1	0.31mi
14161 Poppy Field Loop #5811 Punta Gorda, FL	3.0	2.0	1741	$4,200	$2.41	21d	1	0.33mi
14191 Heritage Landing Blvd #1214 Punta Gorda, FL	2.0	2.0	1120	$1,585	$1.42	21d	1	0.40mi
14201 Heritage Landing Blvd #1312 Punta Gorda, FL	2.0	2.0	1154	$1,750	$1.52	21d	1	0.45mi
14201 Heritage Landing Blvd Unit 1338 Punta Gorda, FL	3.0	2.0	1301	$6,000	$4.61	21d	1	0.45mi
14194 Heritage Landing Blvd #614 Punta Gorda, FL	2.0	2.0	1366	$1,995	$1.46	21d	1	0.49mi
14649 Sycamore Ct #2912 Punta Gorda, FL	3.0	2.0	1741	$7,000	$4.02	21d	1	0.54mi
14221 Heritage Landing Blvd Unit 2014 Punta Gorda, FL	2.0	2.0	1366	$6,000	$4.39	21d	1	0.56mi
14656 Sycamore Ct #3211 Punta Gorda, FL	3.0	2.0	1741	$7,000	$4.02	21d	1	0.57mi
14184 Heritage Landing Blvd Punta Gorda, FL	2.0	2.0	1366	$1,947	$1.43	21d	2	0.57mi
14271 Heritage Landing Blvd Punta Gorda, FL	2.0	2.0	1355	$6,500	$4.80	21d	1	0.60mi
14231 Heritage Landing Blvd Unit 1928 Punta Gorda, FL	2.0	2.0	1596	$6,000	$3.76	21d	1	0.61mi
14224 Heritage Landing Blvd #921 Punta Gorda, FL	2.0	2.0	1569	$3,400	$2.17	21d	1	0.64mi
14224 Heritage Landing Blvd Unit 1 Punta Gorda, FL	2.0	2.0	1366	$4,500	$3.29	21d	1	0.64mi
14241 Heritage Landing Blvd #1821 Punta Gorda, FL	2.0	2.0	1569	$6,000	$3.82	21d	1	0.67mi
14251 Heritage Landing Blvd Unit 1713 Punta Gorda, FL	2.0	2.0	1366	$4,800	$3.51	14d	1	0.72mi
14251 Heritage Landing Blvd Unit 1723 Punta Gorda, FL	2.0	2.0	1366	$6,000	$4.39	21d	1	0.72mi
14261 Heritage Landing Blvd #1615 Punta Gorda, FL	2.0	2.0	1366	$6,000	$4.39	21d	1	0.76mi
14271 Heritage Landing Blvd #1527 Punta Gorda, FL	2.0	2.0	1422	$2,800	$1.97	21d	1	0.81mi
14267 Heritage Landing Blvd #1222 Punta Gorda, FL	2.0	2.0	1569	$4,200	$2.68	21d	1	0.83mi
14040 Heritage Landing Blvd #113 Punta Gorda, FL	2.0	2.0	1438	$6,500	$4.52	21d	1	0.90mi

HOA detail condo

• Monthly dues: $935 · $11,220/yr
• Likely covers: trashpoolgym
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 40 events

1. 2026-06-18
   days on market $309,000 Active 69 DOM
2. 2026-06-17
   days on market $309,000 Active 68 DOM
3. 2026-06-16
   days on market $309,000 Active 67 DOM
4. 2026-06-15
   days on market $309,000 Active 66 DOM
5. 2026-06-14
   days on market $309,000 Active 64 DOM
6. 2026-06-13
   days on market $309,000 Active 63 DOM
7. 2026-06-10
   days on market $309,000 Active 61 DOM
8. 2026-06-09
   days on market $309,000 Active 60 DOM
9. 2026-06-08
   days on market $309,000 Active 59 DOM
10. 2026-06-07
    days on market $309,000 Active 58 DOM
11. 2026-06-05
    days on market $309,000 Active 55 DOM
12. 2026-06-03
    days on market $309,000 Active 54 DOM
13. 2026-06-02
    days on market $309,000 Active 53 DOM
14. 2026-06-01
    days on market $309,000 Active 52 DOM
15. 2026-05-31
    days on market $309,000 Active 51 DOM
16. 2026-05-30
    days on market $309,000 Active 50 DOM
17. 2026-04-12
    listed $309,000 Active 1869-char remark

    Show marketing remark (1869 chars)

    Golfers — your ticket to paradise has just arrived. Welcome to Heritage Landing Golf & Country Club in Punta Gorda where this stunning 3-bedroom, 2-bath Carolina model end unit at Heritage Landing Golf & Country Club comes with a BUNDLED GOLF MEMBERSHIP INCLUDED to one of Florida's top-rated Gordon Lewis-designed 18-hole, Par 71 championship courses — and it's 100% TURNKEY, so you can literally show up and start living. This is not your average condo. Custom crown molding, chair rail, two-tone designer paint, and upgraded lighting and ceiling fans throughout set this home apart from the moment you walk in. The open-concept kitchen features granite counters, shaker cabinetry, stainless appliances, island seating, and a walk-in pantry. The split-bedroom layout offers privacy for guests, and the third bedroom flexes perfectly as a den or home office. Step onto your screened corner lanai — complete with no-see-um screens and elevated 2nd floor views of the fairway, pond, and preserve — and watch those legendary Punta Gorda sunsets paint the sky. Convenience is built in: your dedicated covered parking is right at your front door, trash and recycling are just across the lot, and a heated satellite pool with grilling stations is steps away. When you're ready for the full resort experience, Heritage Landing delivers — five heated pools, Tiki Bar with live entertainment, Getaway Spa, tennis courts, pickleball, bocce, 24/7 fitness center, and a clubhouse with fine and casual dining. Beyond the gates: Burnt Store Marina is 5 miles out, historic downtown Punta Gorda is 9 miles away, Gulf beaches are 45 minutes, and two airports make getting here effortless. Flood Zone X500. Rentals permitted up to 12x/year. This one is turnkey, move-in ready, and waiting for you — don't let someone else claim it first.

18. 2026-04-10
    listed $309,000 Active
19. 2026-04-04
    historical $6,500
20. 2025-10-31
    price $6,500
21. 2025-10-11
    price $5,500
22. 2025-07-30
    listed $6,500
23. 2025-07-24
    soldstatus $265,000 Closed 2081-char remark

    Show marketing remark (2081 chars)

    New Price - ATTENTION GOLFERS! Discover exceptional value in the prestigious Heritage Landing Golf & Country Club, located in Punta Gorda, Florida. This charming corner-end unit is a coveted Carolina Terrace which offers 3 bedrooms and 2 full bathrooms, situated on the second floor with sweeping views of one of Southwest Florida’s top-rated golf courses. Enjoy the exclusive opportunity to secure a FULL GOLF MEMBERSHIP FOR TWO for under $2,400 a year! This bright and inviting home is bathed in natural light and features BREATHTAKING SUNSET VIEWS. Elegant design touches include TWO FEATURE WALLS: one in the living room, ideal for showcasing your TV and favorite décor, and another in the dining room, highlighted by a stunning mirrored shiplap accent wall. Crown molding and a Chair Rail accent the main areas. Each of the three bedrooms includes painted accent walls, adding a personal touch throughout. A standout feature is the second bathroom, which serves as an en-suite for the guest bedroom, providing added privacy and convenience. The lanai with it's corner view also has roller shades for privacy and shade. The unit also includes an assigned covered parking space just steps from the entrance, as well as a dedicated storage room across the hall for extra space and organization. When you are not busy on the 18 Hole, Par 71 Gordon Lewis Golf Course, there is also a 24/7 Fitness center, Sauna & Spa. Or explore the 6 Har Tru Tournament Tennis courts & 6 Pickleball courts both with 3.5-4 level play, 2 Bocce Ball courts, a Tiki Bar and Heated Resort Pool with Beach entry and Lap lanes. There are 4 additional Heated Satellite pools! Under construction is a Club House with a Grill Room, Fine Dining and meeting rooms. The community activities director keeps the fun going with weekly events and live music. Punta Gorda is a hidden gem with the best fishing & boating as well as quaint shops and chef owned restaurants. Florida's best Beaches are only 45 minutes away. Two airports make it easy to get your ticket to paradise.

24. 2025-07-24
    soldstatus $265,000

    Show marketing remark (2081 chars)

    New Price - ATTENTION GOLFERS! Discover exceptional value in the prestigious Heritage Landing Golf & Country Club, located in Punta Gorda, Florida. This charming corner-end unit is a coveted Carolina Terrace which offers 3 bedrooms and 2 full bathrooms, situated on the second floor with sweeping views of one of Southwest Florida’s top-rated golf courses. Enjoy the exclusive opportunity to secure a FULL GOLF MEMBERSHIP FOR TWO for under $2,400 a year! This bright and inviting home is bathed in natural light and features BREATHTAKING SUNSET VIEWS. Elegant design touches include TWO FEATURE WALLS: one in the living room, ideal for showcasing your TV and favorite décor, and another in the dining room, highlighted by a stunning mirrored shiplap accent wall. Crown molding and a Chair Rail accent the main areas. Each of the three bedrooms includes painted accent walls, adding a personal touch throughout. A standout feature is the second bathroom, which serves as an en-suite for the guest bedroom, providing added privacy and convenience. The lanai with it's corner view also has roller shades for privacy and shade. The unit also includes an assigned covered parking space just steps from the entrance, as well as a dedicated storage room across the hall for extra space and organization. When you are not busy on the 18 Hole, Par 71 Gordon Lewis Golf Course, there is also a 24/7 Fitness center, Sauna & Spa. Or explore the 6 Har Tru Tournament Tennis courts & 6 Pickleball courts both with 3.5-4 level play, 2 Bocce Ball courts, a Tiki Bar and Heated Resort Pool with Beach entry and Lap lanes. There are 4 additional Heated Satellite pools! Under construction is a Club House with a Grill Room, Fine Dining and meeting rooms. The community activities director keeps the fun going with weekly events and live music. Punta Gorda is a hidden gem with the best fishing & boating as well as quaint shops and chef owned restaurants. Florida's best Beaches are only 45 minutes away. Two airports make it easy to get your ticket to paradise.

25. 2025-07-17
    status Pending 2081-char remark

    Show marketing remark (2081 chars)

    New Price - ATTENTION GOLFERS! Discover exceptional value in the prestigious Heritage Landing Golf & Country Club, located in Punta Gorda, Florida. This charming corner-end unit is a coveted Carolina Terrace which offers 3 bedrooms and 2 full bathrooms, situated on the second floor with sweeping views of one of Southwest Florida’s top-rated golf courses. Enjoy the exclusive opportunity to secure a FULL GOLF MEMBERSHIP FOR TWO for under $2,400 a year! This bright and inviting home is bathed in natural light and features BREATHTAKING SUNSET VIEWS. Elegant design touches include TWO FEATURE WALLS: one in the living room, ideal for showcasing your TV and favorite décor, and another in the dining room, highlighted by a stunning mirrored shiplap accent wall. Crown molding and a Chair Rail accent the main areas. Each of the three bedrooms includes painted accent walls, adding a personal touch throughout. A standout feature is the second bathroom, which serves as an en-suite for the guest bedroom, providing added privacy and convenience. The lanai with it's corner view also has roller shades for privacy and shade. The unit also includes an assigned covered parking space just steps from the entrance, as well as a dedicated storage room across the hall for extra space and organization. When you are not busy on the 18 Hole, Par 71 Gordon Lewis Golf Course, there is also a 24/7 Fitness center, Sauna & Spa. Or explore the 6 Har Tru Tournament Tennis courts & 6 Pickleball courts both with 3.5-4 level play, 2 Bocce Ball courts, a Tiki Bar and Heated Resort Pool with Beach entry and Lap lanes. There are 4 additional Heated Satellite pools! Under construction is a Club House with a Grill Room, Fine Dining and meeting rooms. The community activities director keeps the fun going with weekly events and live music. Punta Gorda is a hidden gem with the best fishing & boating as well as quaint shops and chef owned restaurants. Florida's best Beaches are only 45 minutes away. Two airports make it easy to get your ticket to paradise.

26. 2025-06-18
    price $299,000 2081-char remark

    Show marketing remark (2081 chars)

    New Price - ATTENTION GOLFERS! Discover exceptional value in the prestigious Heritage Landing Golf & Country Club, located in Punta Gorda, Florida. This charming corner-end unit is a coveted Carolina Terrace which offers 3 bedrooms and 2 full bathrooms, situated on the second floor with sweeping views of one of Southwest Florida’s top-rated golf courses. Enjoy the exclusive opportunity to secure a FULL GOLF MEMBERSHIP FOR TWO for under $2,400 a year! This bright and inviting home is bathed in natural light and features BREATHTAKING SUNSET VIEWS. Elegant design touches include TWO FEATURE WALLS: one in the living room, ideal for showcasing your TV and favorite décor, and another in the dining room, highlighted by a stunning mirrored shiplap accent wall. Crown molding and a Chair Rail accent the main areas. Each of the three bedrooms includes painted accent walls, adding a personal touch throughout. A standout feature is the second bathroom, which serves as an en-suite for the guest bedroom, providing added privacy and convenience. The lanai with it's corner view also has roller shades for privacy and shade. The unit also includes an assigned covered parking space just steps from the entrance, as well as a dedicated storage room across the hall for extra space and organization. When you are not busy on the 18 Hole, Par 71 Gordon Lewis Golf Course, there is also a 24/7 Fitness center, Sauna & Spa. Or explore the 6 Har Tru Tournament Tennis courts & 6 Pickleball courts both with 3.5-4 level play, 2 Bocce Ball courts, a Tiki Bar and Heated Resort Pool with Beach entry and Lap lanes. There are 4 additional Heated Satellite pools! Under construction is a Club House with a Grill Room, Fine Dining and meeting rooms. The community activities director keeps the fun going with weekly events and live music. Punta Gorda is a hidden gem with the best fishing & boating as well as quaint shops and chef owned restaurants. Florida's best Beaches are only 45 minutes away. Two airports make it easy to get your ticket to paradise.

27. 2025-03-11
    price $308,000 2081-char remark

    Show marketing remark (2081 chars)

    New Price - ATTENTION GOLFERS! Discover exceptional value in the prestigious Heritage Landing Golf & Country Club, located in Punta Gorda, Florida. This charming corner-end unit is a coveted Carolina Terrace which offers 3 bedrooms and 2 full bathrooms, situated on the second floor with sweeping views of one of Southwest Florida’s top-rated golf courses. Enjoy the exclusive opportunity to secure a FULL GOLF MEMBERSHIP FOR TWO for under $2,400 a year! This bright and inviting home is bathed in natural light and features BREATHTAKING SUNSET VIEWS. Elegant design touches include TWO FEATURE WALLS: one in the living room, ideal for showcasing your TV and favorite décor, and another in the dining room, highlighted by a stunning mirrored shiplap accent wall. Crown molding and a Chair Rail accent the main areas. Each of the three bedrooms includes painted accent walls, adding a personal touch throughout. A standout feature is the second bathroom, which serves as an en-suite for the guest bedroom, providing added privacy and convenience. The lanai with it's corner view also has roller shades for privacy and shade. The unit also includes an assigned covered parking space just steps from the entrance, as well as a dedicated storage room across the hall for extra space and organization. When you are not busy on the 18 Hole, Par 71 Gordon Lewis Golf Course, there is also a 24/7 Fitness center, Sauna & Spa. Or explore the 6 Har Tru Tournament Tennis courts & 6 Pickleball courts both with 3.5-4 level play, 2 Bocce Ball courts, a Tiki Bar and Heated Resort Pool with Beach entry and Lap lanes. There are 4 additional Heated Satellite pools! Under construction is a Club House with a Grill Room, Fine Dining and meeting rooms. The community activities director keeps the fun going with weekly events and live music. Punta Gorda is a hidden gem with the best fishing & boating as well as quaint shops and chef owned restaurants. Florida's best Beaches are only 45 minutes away. Two airports make it easy to get your ticket to paradise.

28. 2025-02-08
    price $318,000 2081-char remark

    Show marketing remark (2081 chars)

    New Price - ATTENTION GOLFERS! Discover exceptional value in the prestigious Heritage Landing Golf & Country Club, located in Punta Gorda, Florida. This charming corner-end unit is a coveted Carolina Terrace which offers 3 bedrooms and 2 full bathrooms, situated on the second floor with sweeping views of one of Southwest Florida’s top-rated golf courses. Enjoy the exclusive opportunity to secure a FULL GOLF MEMBERSHIP FOR TWO for under $2,400 a year! This bright and inviting home is bathed in natural light and features BREATHTAKING SUNSET VIEWS. Elegant design touches include TWO FEATURE WALLS: one in the living room, ideal for showcasing your TV and favorite décor, and another in the dining room, highlighted by a stunning mirrored shiplap accent wall. Crown molding and a Chair Rail accent the main areas. Each of the three bedrooms includes painted accent walls, adding a personal touch throughout. A standout feature is the second bathroom, which serves as an en-suite for the guest bedroom, providing added privacy and convenience. The lanai with it's corner view also has roller shades for privacy and shade. The unit also includes an assigned covered parking space just steps from the entrance, as well as a dedicated storage room across the hall for extra space and organization. When you are not busy on the 18 Hole, Par 71 Gordon Lewis Golf Course, there is also a 24/7 Fitness center, Sauna & Spa. Or explore the 6 Har Tru Tournament Tennis courts & 6 Pickleball courts both with 3.5-4 level play, 2 Bocce Ball courts, a Tiki Bar and Heated Resort Pool with Beach entry and Lap lanes. There are 4 additional Heated Satellite pools! Under construction is a Club House with a Grill Room, Fine Dining and meeting rooms. The community activities director keeps the fun going with weekly events and live music. Punta Gorda is a hidden gem with the best fishing & boating as well as quaint shops and chef owned restaurants. Florida's best Beaches are only 45 minutes away. Two airports make it easy to get your ticket to paradise.

29. 2025-01-16
    listed $335,000 Active 2081-char remark

    Show marketing remark (2081 chars)

    New Price - ATTENTION GOLFERS! Discover exceptional value in the prestigious Heritage Landing Golf & Country Club, located in Punta Gorda, Florida. This charming corner-end unit is a coveted Carolina Terrace which offers 3 bedrooms and 2 full bathrooms, situated on the second floor with sweeping views of one of Southwest Florida’s top-rated golf courses. Enjoy the exclusive opportunity to secure a FULL GOLF MEMBERSHIP FOR TWO for under $2,400 a year! This bright and inviting home is bathed in natural light and features BREATHTAKING SUNSET VIEWS. Elegant design touches include TWO FEATURE WALLS: one in the living room, ideal for showcasing your TV and favorite décor, and another in the dining room, highlighted by a stunning mirrored shiplap accent wall. Crown molding and a Chair Rail accent the main areas. Each of the three bedrooms includes painted accent walls, adding a personal touch throughout. A standout feature is the second bathroom, which serves as an en-suite for the guest bedroom, providing added privacy and convenience. The lanai with it's corner view also has roller shades for privacy and shade. The unit also includes an assigned covered parking space just steps from the entrance, as well as a dedicated storage room across the hall for extra space and organization. When you are not busy on the 18 Hole, Par 71 Gordon Lewis Golf Course, there is also a 24/7 Fitness center, Sauna & Spa. Or explore the 6 Har Tru Tournament Tennis courts & 6 Pickleball courts both with 3.5-4 level play, 2 Bocce Ball courts, a Tiki Bar and Heated Resort Pool with Beach entry and Lap lanes. There are 4 additional Heated Satellite pools! Under construction is a Club House with a Grill Room, Fine Dining and meeting rooms. The community activities director keeps the fun going with weekly events and live music. Punta Gorda is a hidden gem with the best fishing & boating as well as quaint shops and chef owned restaurants. Florida's best Beaches are only 45 minutes away. Two airports make it easy to get your ticket to paradise.

30. 2025-01-06
    historical
31. 2024-11-15
    price $338,000
32. 2024-11-15
    price $338,000
33. 2024-06-04
    price $350,000
34. 2024-06-04
    price $350,000
35. 2024-04-03
    price $355,000
36. 2024-04-03
    price $355,000
37. 2024-03-10
    price $372,000
38. 2024-03-10
    price $372,000
39. 2024-01-27
    listed $389,000 Active
40. 2024-01-26
    listed $389,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $5,863 · $489/mo
• Projected year-2 tax: $5,863 · $489/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $29,033
• − Mortgage interest: −$17,309
• − Property taxes: −$5,863
• − Insurance: −$6,664
• − Repairs & maintenance: −$2,323
• − Management: −$2,323
• − HOA: −$11,220
• − Depreciation: −$8,989
• Taxable loss: −$25,657
• Est. tax savings @ 24.0%: +$6,158
• After-tax cash flow: $-14,098/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This stunning 3-bedroom, 2-bath Carolina model end unit at Heritage Landing Golf & Country Club is in excellent condition with no visible repairs needed. The property is turnkey and includes a bundled golf membership, making it an ideal investment for golf enthusiasts.

Value-add opportunities

• Both Landscaping improvements — Enhance curb appeal and increase property value
• Both Painting exterior — Fresh paint can improve curb appeal and property value
• Both Landscaping improvements — Enhance curb appeal and increase property value

Renovation cost estimate screening

Value-add ROI direction

• Both Landscaping improvements — Enhance curb appeal and increase property value ↑
• Both Painting exterior — Fresh paint can improve curb appeal and property value ↑
• Both Landscaping improvements — Enhance curb appeal and increase property value ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

Livability — Punta Gorda

• Score: 76/100
• State rank: #225
• US rank: #3567

Category grades

Amenities D- Commute F Cost of living D+ Crime A+ Employment B- Housing B Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Charlotte County · 196,994 people
• City population: 68,831
• Metro: Punta Gorda, FL
• Population (ZIP): 12,399
• Household income: $76,943
• Rent vs Own: 9.5% rent · 90.5% own
• Severe rent burden: 226.0

Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Hispanic / Latino 10% Two or more races 9% Black 2%
• Hispanic origin (detail): Mexican 4% Puerto Rican 2% Cuban 4%
• Common ancestry: Romanian 5% Italian 3% Serbian 3%
• Foreign-born: 8% · Canada
• Languages at home: 91% English-only · Spanish 5% Other Indo-European 1%

Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -78.71%
• Current HPI: 242.9043
• Rent YoY: —
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-20.6% since first listed

24 events — show timeline

• 2026-04-12 Listed $309,000 FORTMLS
• 2026-04-10 Listed $309,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-04 Rental Removed $6,500 STELLARMLS
• 2025-10-31 Price Changed $6,500 STELLARMLS
• 2025-10-11 Price Changed $5,500 STELLARMLS
• 2025-07-30 Listed for Rent $6,500 STELLARMLS
• 2025-07-24 Sold (Public Records) $265,000 Public Records
• 2025-07-24 Sold (MLS) $265,000 Stellar MLS as Distributed by MLS Grid
• 2025-07-17 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-06-18 Price Changed $299,000 Stellar MLS as Distributed by MLS Grid
• 2025-03-11 Price Changed $308,000 Stellar MLS as Distributed by MLS Grid
• 2025-02-08 Price Changed $318,000 Stellar MLS as Distributed by MLS Grid
• 2025-01-16 Listed $335,000 Stellar MLS as Distributed by MLS Grid
• 2025-01-06 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2024-11-15 Price Changed $338,000 BEARMLS
• 2024-11-15 Price Changed $338,000 Stellar MLS as Distributed by MLS Grid
• 2024-06-04 Price Changed $350,000 BEARMLS
• 2024-06-04 Price Changed $350,000 Stellar MLS as Distributed by MLS Grid
• 2024-04-03 Price Changed $355,000 BEARMLS
• 2024-04-03 Price Changed $355,000 Stellar MLS as Distributed by MLS Grid
• 2024-03-10 Price Changed $372,000 BEARMLS
• 2024-03-10 Price Changed $372,000 Stellar MLS as Distributed by MLS Grid
• 2024-01-27 Listed $389,000 BEARMLS
• 2024-01-26 Listed $389,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+13.9%/yr

Latest (2025): $5,863 · +9.0% YoY. Source: county tax records.