448 Qtr. I V Jackson Gore Inn · Ludlow, VT 05149

$65,000

1 bd · 2.0 ba · 775 sqft · Timeshare · 85 Days on market

Built 2003 $84/sqft · 71% below area $326/mo HOA · 20% of rent

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Appreciation +5.0/10.0
• Schools +5.0/10.0
• Livability +3.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Top-Floor 1BR/2BA at Jackson Gore - Sleeps 6, Gorgeous Views, Premium Resort Access. Experience the best of slopeside living in this beautifully appointed 1-bedroom, 2-bathroom unit at Jackson Gore, Okemo Mountain Resort. Perfectly positioned with incredible valley views, this residence offers both comfort and convenience. The spacious layout welcomes you with a dedicated entry foyer ideal for storing ski gear. The primary bedroom features a king-size bed, an armoire enclosed TV, and a private full bathroom with two sinks and a luxurious jetted tub for après-ski relaxation. There is also a second full bathroom with a shower just off the main living space. The open kitchen, dining, and living area includes a cozy gas fireplace, a Murphy bed, and a queen-size sleeper sofa, allowing the unit to comfortably sleep up to 6 guests. That's not all! Be sure to take advantage of all the amenities Jackson Gore offers: an outdoor heated pool and hot tub, an indoor pool, a full fitness center, an owners' locker room, underground heated parking, and on-site dining, summer activities like mini golf and the mountain coaster, as well as the opportunity to stay at Jackson Gore through the Space Available program when your unit is unavailable. Minutes away from Fox Run Golf Course, Plymouth State Park, Buttermilk Falls, popular restaurants, Ludlow's shops, a summer farmer's market, and numerous places to hike, kayak or swim, you will enjoy the area year-round. Whether you are looking for a personal ski getaway or a desirable rental property, this Jackson Gore unit offers all the comforts of home with the luxury of resort living.

Key facts

• Cozy gas fireplace
• Outdoor heated pool
• Full fitness center

Tags

• PREMIUM RESORT ACCESS
• DEDICATED ENTRY FOYER
• COZY GAS FIREPLACE
• OUTDOOR HEATED POOL
• INDOOR POOL
• FULL FITNESS CENTER

What this means for you Summary

Snapshot

• This is a 1-bed/2.0-bath timeshare listed at $65k.

Deal economics

• At list price, monthly cash flow is $529 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $65k).
• Recommended offer: $61k (6.0% below list) — sets the bar for market timing.
• Cap rate 16.1% vs local median 0.3% in Ludlow — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#20 in VT, #4,932 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, health & safety A+, housing B+; Watch: schools C-, amenities F, commute F.
• Market conditions: 92 active listings in the ZIP; 339 units permitted in Windsor County in 2024 (240 in 5+ unit buildings).

Forward outlook

• In year one you build about $435 of equity ($449 loan paydown + $-14 appreciation (-0.0% local appreciation)).
• Windsor County population projected at -21% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-0.0% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 85 days — a 6% lower offer ($61k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $61,100 (6.0% below list)

Questions for the listing agent

1. It's been on market 85 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.54% ✓
• Cap rate: 16.07%
• Cash-on-cash: 34.91%
• DSCR: 2.55
• GRM: 3.3

CMA / ARV

• ARV (median comp): $227,347
• List price: $65,000
• Delta: -71.41%
• Verdict: UNDERPRICED
• Comps: 10 within 1.0 mi

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
Jackson Gore Inn Unit 318/320 QII	0.05mi	1/2.0	775 (0%)	21mo	$66,000	$85	80
445 Qtr. I I Jackson Gore Inn	0.22mi	1/2.0	775 (0%)	20mo	$75,000	$97	73

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.02% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 35.8%
• Equity multiple: 2.76×
• Total profit: $31,982
• Equity at exit: $18,805

10-year hold

• IRR: 39.2%
• Equity multiple: 5.43×
• Total profit: $80,642
• Equity at exit: $22,550

Cash invested: $18,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 41 Moderately Tenant-Leaning
• State Vermont: 41 Moderately Tenant-Leaning · D+15
• County: — inherits STATE
• City: — inherits STATE

Just-cause in Burlington (2022); strong habitability.

Methodology + full state rankings →

ZIP-level market 05149

• Home prices YoY: -0.0%
• Active inventory: 92
• Price-to-rent: 3.3×

Monthly cashflow live

• Estimated rent: $1,651 medium
• Mortgage (P&I): −$341
• Tax est. 1.5%: −$81 /mo · $975/yr
• Insurance: −$27
• HOA: −$326
• Vacancy / Maint / Mgmt: −$347
• Net cashflow: $529

Break-even live

Break-even rent $981

Max offer price $65,000

Occupancy floor 63%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $16,250
• Closing costs: $1,950
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $326 · $3,912/yr
• Likely covers: gaspoolgym

Listing history 23 events

1. 2026-06-18
   days on market $65,000 Active 85 DOM
2. 2026-06-17
   days on market $65,000 Active 84 DOM
3. 2026-06-16
   days on market $65,000 Active 83 DOM
4. 2026-06-15
   days on market $65,000 Active 82 DOM
5. 2026-06-15
   days on market $65,000 Active 81 DOM
6. 2026-06-13
   days on market $65,000 Active 80 DOM
7. 2026-06-12
   days on market $65,000 Active 79 DOM
8. 2026-06-09
   days on market $65,000 Active 76 DOM
9. 2026-06-08
   days on market $65,000 Active 75 DOM
10. 2026-06-08
    days on market $65,000 Active 74 DOM
11. 2026-06-07
    days on market $65,000 Active 73 DOM
12. 2026-06-03
    days on market $65,000 Active 70 DOM
13. 2026-06-02
    days on market $65,000 Active 69 DOM
14. 2026-06-01
    days on market $65,000 Active 68 DOM
15. 2026-05-31
    days on market $65,000 Active 67 DOM
16. 2026-03-25
    listed $65,000 Active 1645-char remark

    Show marketing remark (1645 chars)

    Top-Floor 1BR/2BA at Jackson Gore - Sleeps 6, Gorgeous Views, Premium Resort Access. Experience the best of slopeside living in this beautifully appointed 1-bedroom, 2-bathroom unit at Jackson Gore, Okemo Mountain Resort. Perfectly positioned with incredible valley views, this residence offers both comfort and convenience. The spacious layout welcomes you with a dedicated entry foyer ideal for storing ski gear. The primary bedroom features a king-size bed, an armoire enclosed TV, and a private full bathroom with two sinks and a luxurious jetted tub for après-ski relaxation. There is also a second full bathroom with a shower just off the main living space. The open kitchen, dining, and living area includes a cozy gas fireplace, a Murphy bed, and a queen-size sleeper sofa, allowing the unit to comfortably sleep up to 6 guests. That's not all! Be sure to take advantage of all the amenities Jackson Gore offers: an outdoor heated pool and hot tub, an indoor pool, a full fitness center, an owners' locker room, underground heated parking, and on-site dining, summer activities like mini golf and the mountain coaster, as well as the opportunity to stay at Jackson Gore through the Space Available program when your unit is unavailable. Minutes away from Fox Run Golf Course, Plymouth State Park, Buttermilk Falls, popular restaurants, Ludlow's shops, a summer farmer's market, and numerous places to hike, kayak or swim, you will enjoy the area year-round. Whether you are looking for a personal ski getaway or a desirable rental property, this Jackson Gore unit offers all the comforts of home with the luxury of resort living.

17. 2023-05-26
    soldstatus $58,000 Closed 601-char remark

    Show marketing remark (601 chars)

    Jackson Gore Inn, Unit 448 QIII. Quarter Ownership - thirteen deeded weeks per year. This one-bedroom slopeside residence has a quiet, top-floor location featuring beautiful valley views. With a sleeper sofa and wall bed in the living room and a king bed in the master, this unit sleeps six. Located between the central and north elevators for convenient access to the Roundhouse and the Jackson Gore Courtyard. Other features include a large master bath offering his and her sinks, gas fireplace in the living area and a fully-equipped kitchen. The entry foyer provides extra space for all your gear.

18. 2023-05-10
    historical Active with Contract 601-char remark

    Show marketing remark (601 chars)

    Jackson Gore Inn, Unit 448 QIII. Quarter Ownership - thirteen deeded weeks per year. This one-bedroom slopeside residence has a quiet, top-floor location featuring beautiful valley views. With a sleeper sofa and wall bed in the living room and a king bed in the master, this unit sleeps six. Located between the central and north elevators for convenient access to the Roundhouse and the Jackson Gore Courtyard. Other features include a large master bath offering his and her sinks, gas fireplace in the living area and a fully-equipped kitchen. The entry foyer provides extra space for all your gear.

19. 2023-05-02
    listed $60,000 Active 601-char remark

    Show marketing remark (601 chars)

    Jackson Gore Inn, Unit 448 QIII. Quarter Ownership - thirteen deeded weeks per year. This one-bedroom slopeside residence has a quiet, top-floor location featuring beautiful valley views. With a sleeper sofa and wall bed in the living room and a king bed in the master, this unit sleeps six. Located between the central and north elevators for convenient access to the Roundhouse and the Jackson Gore Courtyard. Other features include a large master bath offering his and her sinks, gas fireplace in the living area and a fully-equipped kitchen. The entry foyer provides extra space for all your gear.

20. 2023-02-20
    price $65,000
21. 2020-12-18
    soldstatus $39,000 Closed
22. 2020-11-23
    historical Active with Contract
23. 2019-11-18
    listed $39,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌡 Heat 2/10 Low
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,818
• − Mortgage interest: −$3,641
• − Property taxes: −$975
• − Insurance: −$325
• − Repairs & maintenance: −$1,585
• − Management: −$1,585
• − HOA: −$3,912
• − Depreciation: −$1,891
• Taxable income: $5,903
• Est. tax owed @ 24.0%: −$1,417
• After-tax cash flow: $4,937/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — Ludlow

• Score: 73/100
• State rank: #20
• US rank: #4932

Category grades

Amenities F Commute F Cost of living B Crime A+ Employment D- Housing B+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 2,171
• Population (ZIP): 2,171

Population outlook (Windsor County) Hauer SSP2

• Today (2025): 53,235 people
• By 2030: 51,269 · -3.7%
• By 2040: 46,517 · -12.6%
• By 2050: 41,859 · -21.4%
• By 2075: 33,298 · -37.5%
• By 2100: 24,523 · -53.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (93%)
• Race & ethnicity: White 93% Two or more races 6% Hispanic / Latino 3%
• Common ancestry: Lithuanian 10% Romanian 5% Russian 2%
• Foreign-born: 2% · Canada
• Languages at home: 98% English-only · German/W. Germanic 1%

Political lean MEDSL · Windsor

• 2024 margin: Solid D (+35.6) · D 66.3% · R 30.7% · Other 2.9%
• 2008→2024 swing: -4.1pp toward R · 2008: 39.7pp · 2024: 35.6pp
• All cycles: 2024: D+35.6 2020: D+38.9 2016: D+32.1 2012: D+38.1 2008: D+39.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▬ -0.02%
• Current HPI: 308.2671
• Rent YoY: —
• Metro: —
• State GDP YoY: —
• F500 in state: 0

Price history

+66.7% since first listed

8 events — show timeline

• 2026-03-25 Listed $65,000 PrimeMLS
• 2023-05-26 Sold (MLS) $58,000 PrimeMLS
• 2023-05-10 Contingent — PrimeMLS
• 2023-05-02 Listed $60,000 PrimeMLS
• 2023-02-20 Price Changed $65,000 PrimeMLS
• 2020-12-18 Sold (MLS) $39,000 PrimeMLS
• 2020-11-23 Contingent — PrimeMLS
• 2019-11-18 Listed $39,000 PrimeMLS