2755 Arrow #94 · La Verne, CA
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.58%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 7/10 · Major
- Hot days now (above 99°F)
- 6 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 8/10 · Major
- Unhealthy air days now
- 17 days/yr
- Unhealthy air days in 30 yrs
- 21 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- 1% rule +7.4/10.0
- Schools +5.9/10.0
- Condition / age +4.0/5.0
- Livability +3.8/5.0
- Rent growth +3.1/5.0
- Appreciation +0.0/10.0
$260,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautiful 3 bedroom 2 bath double wide mobile home built in 2015, showcasing pride of ownership throughout. This well-maintained home features a comfortable blend of carpet and laminate wood flooring, creating a warm and inviting living space. Located in the desirable Kingsway Garden Community, residents enjoy access to great amenities. Conveniently situated near shopping centers, restaurants, and easy freeway access, this home offers both comfort and convenience. A wonderful opportunity you won't want to miss!
Key facts
- Easy freeway access
- 3 parking spots
- Community pool
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $260k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $989 ($12k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $260k).
- Recommended offer: $244k (6.0% below list) — sets the bar for market timing.
- Cap rate 10.9% vs local median 2.9% in La Verne — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 75/100 on livability (#110 in CA, #3,858 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, employment A+, commute A; Watch: cost of living F, health & safety F.
- Bonita Unified (suburban): math 59% / reading 70% proficiency, ranked #151 of 1,400 in CA (top 11%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents rising (+2.4%/yr); 95 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
- This rent runs 37% of the median local income ($104k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 2.4% rent growth), your $73k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- It's been on market 88 days — a 6% lower offer ($244k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: moderate flood risk; extreme-heat days projected 6→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 88 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.24% ✓
- Cap rate
- 10.86%
- Cash-on-cash
- 16.30%
- DSCR
- 1.73
- GRM
- 6.7
CMA / ARV
- ARV (median comp)
- $165,000
- List price
- $260,000
- Delta
- 57.58%
- Verdict
- OVERPRICED
- Comps
- 17 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2755 Arrow Hwy #13 | 0.00mi | 3/2.0 | 1,344 (0%) | 4mo | $208,999 | $156 | 96 |
| 2755 Arrow Hwy #106 | 0.00mi | 3/2.0 | 1,321 (-2%) | 3mo | $165,000 | $125 | 95 |
| 2755 Arrow #98 | 0.00mi | 3/2.0 | 1,296 (-4%) | 4mo | $204,000 | $157 | 91 |
| 2755 Arrow Hwy #97 | 0.00mi | 3/2.0 | 1,458 (+8%) | 3mo | $200,000 | $137 | 83 |
| 2755 Arrow #12 | 0.00mi | 4/2.0 (+1) | 1,440 (+7%) | 1mo | $188,000 | $131 | 82 |
| 2755 Arrow Hwy #126 | 0.12mi | 2/2.0 (-1) | 1,440 (+7%) | 1mo | $137,000 | $95 | 76 |
| 2755 Arrow Hwy #73 | 0.00mi | 3/2.0 | 1,488 (+11%) | 10mo | $180,000 | $121 | 73 |
| 2717 Arrow #154 | 0.17mi | 3/2.0 | 1,200 (-11%) | 1mo | $212,000 | $177 | 73 |
| 2755 Arrow Hwy #28 | 0.09mi | 2/2.0 (-1) | 1,200 (-11%) | 4mo | $77,000 | $64 | 69 |
| 2717 E Arrow Hwy #21 | 0.17mi | 3/2.0 | 1,152 (-14%) | 2mo | $225,000 | $195 | 66 |
| 2755 Arrow Hwy #3 | 0.03mi | 2/2.0 (-1) | 1,152 (-14%) | 8mo | $130,900 | $114 | 63 |
| 2717 Arrow #130 | 0.17mi | 3/2.0 | 1,152 (-14%) | 12mo | $217,500 | $189 | 58 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.35% rent growth · sell at horizon
- IRR
- 6.6%
- Equity multiple
- 1.26×
- Total profit
- $18,671
- Equity at exit
- $38,767
- IRR
- 15.4%
- Equity multiple
- 2.22×
- Total profit
- $88,487
- Equity at exit
- $22,480
Cash invested: $72,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 91750
- Rents YoY
- 2.4%
- Active inventory
- 95
- Price-to-rent
- 6.7×
Monthly cashflow live
- Estimated rent
- $3,236 high interval (Pro) →
- Mortgage (P&I)
- −$1,363
- Tax from tax record
- −$95 /mo · $1,142/yr
- Insurance
- −$108
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$679
- Net cashflow
- $989
Break-even live
Sensitivity live
| Price | -10% $1,136 | -5% $1,063 | +0% $989 | +5% $916 | +10% $842 |
|---|---|---|---|---|---|
| Rent | -10% $734 | -5% $861 | +0% $989 | +5% $1,117 | +10% $1,245 |
| Rate | -1.0pp $1,120 | -0.5pp $1,055 | base $989 | +0.5pp $922 | +1.0pp $853 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $65,000
- Closing costs
- $7,800
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 27 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2728 Crozier Ct Pomona, CA | 3.0 | 3.0 | 1497 | $3,295 | $2.20 | 2d | 1 | 0.39mi |
| 2707 Erebus Ct Pomona, CA | 3.0 | 3.0 | 1497 | $3,400 | $2.27 | 44d | 1 | 0.43mi |
| 2771 N Garey Ave Pomona, CA | 1.0–3.0 | 1.0–2.0 | 1065 | $3,522 | $3.31 | 0d | 7 | 0.51mi |
| 245 E Grevillia St Pomona, CA | 2.0 | 1.0 | 988 | $2,400 | $2.43 | 44d | 1 | 0.58mi |
| 2935 Gayridge St Pomona, CA | 3.0 | 2.0 | 1507 | $3,595 | $2.39 | 3d | 1 | 0.60mi |
| 2958 Gramercy St Pomona, CA | 3.0 | 2.0 | 1364 | $3,350 | $2.46 | 7d | 1 | 0.68mi |
| 2018 Las Vegas Ave #8 Pomona, CA | 3.0 | 2.0 | 1398 | $2,750 | $1.97 | 11d | 1 | 0.68mi |
| 2963 Glencrest St Pomona, CA | 3.0 | 2.0 | 1546 | $3,595 | $2.33 | 0d | 1 | 0.70mi |
| 3054 Gladstone St #4 Pomona, CA | 2.0 | 1.0 | 933 | $2,500 | $2.68 | 8d | 1 | 0.86mi |
| 235 W Grove St Pomona, CA | 1.0–2.0 | 1.0–2.0 | 800 | $2,576 | $3.22 | 0d | 9 | 0.90mi |
| 2013 Walnut St Unit B La Verne, CA | 2.0 | 1.0 | 900 | $2,800 | $3.11 | 44d | 1 | 0.99mi |
| 150 Drake St Pomona, CA | 2.0 | 2.0 | 924 | $2,554 | $2.76 | 0d | 2 | 1.00mi |
| 340 Cindy Ct Pomona, CA | 3.0 | 2.0 | 1618 | $3,650 | $2.26 | 0d | 1 | 1.01mi |
| 2644 Sycamore Dr La Verne, CA | 3.0 | 2.5 | 1825 | $4,100 | $2.25 | 0d | 1 | 1.04mi |
| 2559 Yorkshire Way Pomona, CA | 2.0 | 2.0 | 1100 | $2,400 | $2.18 | 25d | 1 | 1.06mi |
| 2577 Sycamore Dr La Verne, CA | 3.0 | 2.0 | 1350 | $2,895 | $2.14 | 44d | 1 | 1.09mi |
| 2892 Cedar Ln Pomona, CA | 3.0 | 3.5 | 1818 | $3,300 | $1.82 | 44d | 1 | 1.19mi |
| 450 W Foothill Blvd Pomona, CA | 2.0 | 1.0–2.0 | 773 | $2,565 | $3.32 | 0d | 9 | 1.19mi |
| 795 Hazel Way Pomona, CA | 3.0 | 3.0 | 1401 | $3,100 | $2.21 | 11d | 1 | 1.21mi |
| 2870 N Towne Ave Pomona, CA | 2.0 | 1.0–2.0 | 725 | $2,500 | $3.45 | 0d | 5 | 1.25mi |
| 1490 N Park Ave Pomona, CA | 3.0 | 2.0 | 1376 | $3,395 | $2.47 | 44d | 1 | 1.25mi |
| 1574 N Orange Grove Ave Pomona, CA | 3.0 | 2.0 | 1330 | $4,000 | $3.01 | 44d | 1 | 1.32mi |
| 2064 Evergreen St La Verne, CA | 2.0 | 2.0 | 960 | $2,400 | $2.50 | 18d | 1 | 1.36mi |
| 2063 Evergreen St La Verne, CA | 3.0 | 2.0 | 1300 | $3,200 | $2.46 | 44d | 1 | 1.39mi |
| 3636 Sumner Ave #210 Pomona, CA | 2.0 | 2.0 | 1290 | $2,400 | $1.86 | 7d | 1 | 1.42mi |
| 549 California Dr Claremont, CA | 3.0 | 2.0 | 1538 | $3,200 | $2.08 | 16d | 1 | 1.48mi |
| 2002 Canopy Ln La Verne, CA | 3.0 | 3.0 | 1759 | $3,450 | $1.96 | 45d | 1 | 1.48mi |
Listing history 16 events
-
2026-06-21days on market $260,000 Active 88 DOM
-
2026-06-18days on market $260,000 Active 85 DOM
-
2026-06-17days on market $260,000 Active 84 DOM
-
2026-06-16days on market $260,000 Active 83 DOM
-
2026-06-15days on market $260,000 Active 82 DOM
-
2026-06-13days on market $260,000 Active 80 DOM
-
2026-06-13days on market $260,000 Active 79 DOM
-
2026-06-09days on market $260,000 Active 76 DOM
-
2026-06-08days on market $260,000 Active 75 DOM
-
2026-06-07days on market $260,000 Active 74 DOM
-
2026-06-04days on market $260,000 Active 71 DOM
-
2026-06-03days on market $260,000 Active 70 DOM
-
2026-06-02days on market $260,000 Active 69 DOM
-
2026-06-01days on market $260,000 Active 68 DOM
-
2026-05-31days on market $260,000 Active 67 DOM
-
2026-03-25$260,000 Active 516-char remark
Show marketing remark (516 chars)
Beautiful 3 bedroom 2 bath double wide mobile home built in 2015, showcasing pride of ownership throughout. This well-maintained home features a comfortable blend of carpet and laminate wood flooring, creating a warm and inviting living space. Located in the desirable Kingsway Garden Community, residents enjoy access to great amenities. Conveniently situated near shopping centers, restaurants, and easy freeway access, this home offers both comfort and convenience. A wonderful opportunity you won't want to miss!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $1,142 · $95/mo
- Projected year-2 tax
- $1,976 · $165/mo
- Expected delta
- +$834/yr (+$70/mo · 73.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (unshaded) · 58% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 6 d/yr ≥99°F today · 18 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 8/10 Severe 17 unhealthy d/yr today · 21 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $38,826
- − Mortgage interest
- −$14,564
- − Property taxes
- −$1,142
- − Insurance
- −$1,300
- − Repairs & maintenance
- −$3,106
- − Management
- −$3,106
- − Depreciation
- −$7,564
- Taxable income
- $8,045
- Est. tax owed @ 24.0%
- −$1,931
- After-tax cash flow
- $9,939/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This well-maintained 2015 manufactured home in Kingsway Garden Community is move-in ready with good condition and curb appeal. Minor updates can further enhance its value.
Value-add opportunities
- Resale Paint exterior siding — Fresh paint enhances curb appeal and property value.
- Both Replace carpet in living room — Carpet in living room appears worn and could benefit from replacement.
- Both Install new window treatments — New window treatments can improve energy efficiency and aesthetics.
- Both Upgrade kitchen appliances — Upgraded appliances can increase the home's appeal and value.
- Both Paint interior walls — Fresh paint can improve the home's appearance and value.
- Both Replace flooring in bathrooms — New flooring can improve the home's appearance and value.
- Both Upgrade HVAC system — A new HVAC system can improve comfort and energy efficiency, increasing the home's value.
- Both Landscaping improvements — Enhanced landscaping can improve curb appeal and property value.
Renovation cost estimate screening
Value-add ROI direction
- Resale Paint exterior siding — Fresh paint enhances curb appeal and property value. ↑
- Both Replace carpet in living room — Carpet in living room appears worn and could benefit from replacement. ↑
- Both Install new window treatments — New window treatments can improve energy efficiency and aesthetics. ↑
- Both Upgrade kitchen appliances — Upgraded appliances can increase the home's appeal and value. ↑
- Both Paint interior walls — Fresh paint can improve the home's appearance and value. ↑
- Both Replace flooring in bathrooms — New flooring can improve the home's appearance and value. ↑
- Both Upgrade HVAC system — A new HVAC system can improve comfort and energy efficiency, increasing the home's value. ↑
- Both Landscaping improvements — Enhanced landscaping can improve curb appeal and property value. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Bonita Unified
- NCES district ID
- 0605610
- Math proficiency
- 59% ▲ 3.00%
- Reading proficiency
- 70% ▬ 0.00%
- Median HH income
- $76,196
- Composite
- 58.71/100
- National rank
- #2001
- State rank
- #151 of 1400 in CA
Livability — La Verne
- Score
- 75/100
- State rank
- #110
- US rank
- #3858
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- La Verne, CA
- County
- Los Angeles County · 9,444,647 people
- City population
- 32,692
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- Population (ZIP)
- 32,692
- Household income
- $104,195
- Rent vs Own
- Severe rent burden
- 872.0
Population outlook (Los Angeles County) Hauer SSP2
- Today (2025)
- 10,940,515 people
- By 2030
- 11,256,481 · +2.9%
- By 2040
- 11,729,929 · +7.2%
- By 2050
- 11,948,407 · +9.2%
- By 2075
- 11,818,114 · +8.0%
- By 2100
- 10,842,928 · -0.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- White 44% Hispanic / Latino 36% Two or more races 20% Asian 10% Black 4%
- Hispanic origin (detail)
- Mexican 31%
- Common ancestry
- Lithuanian 3% Slovak 2% Romanian 1%
- Foreign-born
- 17% · Canada, China, South Korea
- Languages at home
- 75% English-only · Spanish 12% Chinese 3% Other Indo-European 3%
Political lean MEDSL · Los Angeles
- 2024 margin
- Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
- 2008→2024 swing
- -7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
- All cycles
- 2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -729.79%
- Current HPI
- 373.7761
- Rent YoY
- ▲ 2.35%
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
1 event — show timeline
- 2026-03-25 Listed $260,000 CRMLS
Property tax history
+3.6%/yrLatest (2025): $1,142 · +3.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…