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2755 Arrow #94
B Composite 71.65
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • 1% rule +7.4/10.0
  • Schools +5.9/10.0
  • Condition / age +4.0/5.0
  • Livability +3.8/5.0
  • Rent growth +3.1/5.0
  • Appreciation +0.0/10.0

$260,000

2755 Arrow #94 · La Verne, CA 91750
3 bd · 2.0 ba · 1,344 sqft · Manufactured public records · 88 Days on market
Built 2015 Good condition $193/sqft · 58% above area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautiful 3 bedroom 2 bath double wide mobile home built in 2015, showcasing pride of ownership throughout. This well-maintained home features a comfortable blend of carpet and laminate wood flooring, creating a warm and inviting living space. Located in the desirable Kingsway Garden Community, residents enjoy access to great amenities. Conveniently situated near shopping centers, restaurants, and easy freeway access, this home offers both comfort and convenience. A wonderful opportunity you won't want to miss!

Key facts

  • Easy freeway access
  • 3 parking spots
  • Community pool

Tags

DOUBLE WIDE MOBILE HOMEKINGSWAY GARDEN COMMUNITYEASY FREEWAY ACCESS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $260k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $989 ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $260k).
  • Recommended offer: $244k (6.0% below list) — sets the bar for market timing.
  • Cap rate 10.9% vs local median 2.9% in La Verne — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#110 in CA, #3,858 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, employment A+, commute A; Watch: cost of living F, health & safety F.
  • Bonita Unified (suburban): math 59% / reading 70% proficiency, ranked #151 of 1,400 in CA (top 11%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+2.4%/yr); 95 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($104k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 2.4% rent growth), your $73k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 88 days — a 6% lower offer ($244k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk; extreme-heat days projected 6→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $244,400 (6.0% below list)

Questions for the listing agent

  1. It's been on market 88 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.24%
Cap rate
10.86%
Cash-on-cash
16.30%
DSCR
1.73
GRM
6.7

CMA / ARV

ARV (median comp)
$165,000
List price
$260,000
Delta
57.58%
Verdict
OVERPRICED
Comps
17 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2755 Arrow Hwy #13 0.00mi 3/2.0 1,344 (0%) 4mo $208,999 $156 96
2755 Arrow Hwy #106 0.00mi 3/2.0 1,321 (-2%) 3mo $165,000 $125 95
2755 Arrow #98 0.00mi 3/2.0 1,296 (-4%) 4mo $204,000 $157 91
2755 Arrow Hwy #97 0.00mi 3/2.0 1,458 (+8%) 3mo $200,000 $137 83
2755 Arrow #12 0.00mi 4/2.0 (+1) 1,440 (+7%) 1mo $188,000 $131 82
2755 Arrow Hwy #126 0.12mi 2/2.0 (-1) 1,440 (+7%) 1mo $137,000 $95 76
2755 Arrow Hwy #73 0.00mi 3/2.0 1,488 (+11%) 10mo $180,000 $121 73
2717 Arrow #154 0.17mi 3/2.0 1,200 (-11%) 1mo $212,000 $177 73
2755 Arrow Hwy #28 0.09mi 2/2.0 (-1) 1,200 (-11%) 4mo $77,000 $64 69
2717 E Arrow Hwy #21 0.17mi 3/2.0 1,152 (-14%) 2mo $225,000 $195 66
2755 Arrow Hwy #3 0.03mi 2/2.0 (-1) 1,152 (-14%) 8mo $130,900 $114 63
2717 Arrow #130 0.17mi 3/2.0 1,152 (-14%) 12mo $217,500 $189 58

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.35% rent growth · sell at horizon

5-year hold
IRR
6.6%
Equity multiple
1.26×
Total profit
$18,671
Equity at exit
$38,767
10-year hold
IRR
15.4%
Equity multiple
2.22×
Total profit
$88,487
Equity at exit
$22,480

Cash invested: $72,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 91750

Rents YoY
2.4%
Active inventory
95
Price-to-rent
6.7×

Monthly cashflow live

Estimated rent
$3,236 high interval (Pro) →
Mortgage (P&I)
$1,363
Tax from tax record
$95 /mo · $1,142/yr
Insurance
$108
HOA
$0
Vacancy / Maint / Mgmt
$679
Net cashflow
$989

Break-even live

Break-even rent $1,983
Max offer price $260,000
Occupancy floor 64%

Sensitivity live

Price -10% $1,136 -5% $1,063 +0% $989 +5% $916 +10% $842
Rent -10% $734 -5% $861 +0% $989 +5% $1,117 +10% $1,245
Rate -1.0pp $1,120 -0.5pp $1,055 base $989 +0.5pp $922 +1.0pp $853

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$65,000
Closing costs
$7,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 27 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2728 Crozier Ct Pomona, CA 3.0 3.0 1497 $3,295 $2.20 2d 1 0.39mi
2707 Erebus Ct Pomona, CA 3.0 3.0 1497 $3,400 $2.27 44d 1 0.43mi
2771 N Garey Ave Pomona, CA 1.0–3.0 1.0–2.0 1065 $3,522 $3.31 0d 7 0.51mi
245 E Grevillia St Pomona, CA 2.0 1.0 988 $2,400 $2.43 44d 1 0.58mi
2935 Gayridge St Pomona, CA 3.0 2.0 1507 $3,595 $2.39 3d 1 0.60mi
2958 Gramercy St Pomona, CA 3.0 2.0 1364 $3,350 $2.46 7d 1 0.68mi
2018 Las Vegas Ave #8 Pomona, CA 3.0 2.0 1398 $2,750 $1.97 11d 1 0.68mi
2963 Glencrest St Pomona, CA 3.0 2.0 1546 $3,595 $2.33 0d 1 0.70mi
3054 Gladstone St #4 Pomona, CA 2.0 1.0 933 $2,500 $2.68 8d 1 0.86mi
235 W Grove St Pomona, CA 1.0–2.0 1.0–2.0 800 $2,576 $3.22 0d 9 0.90mi
2013 Walnut St Unit B La Verne, CA 2.0 1.0 900 $2,800 $3.11 44d 1 0.99mi
150 Drake St Pomona, CA 2.0 2.0 924 $2,554 $2.76 0d 2 1.00mi
340 Cindy Ct Pomona, CA 3.0 2.0 1618 $3,650 $2.26 0d 1 1.01mi
2644 Sycamore Dr La Verne, CA 3.0 2.5 1825 $4,100 $2.25 0d 1 1.04mi
2559 Yorkshire Way Pomona, CA 2.0 2.0 1100 $2,400 $2.18 25d 1 1.06mi
2577 Sycamore Dr La Verne, CA 3.0 2.0 1350 $2,895 $2.14 44d 1 1.09mi
2892 Cedar Ln Pomona, CA 3.0 3.5 1818 $3,300 $1.82 44d 1 1.19mi
450 W Foothill Blvd Pomona, CA 2.0 1.0–2.0 773 $2,565 $3.32 0d 9 1.19mi
795 Hazel Way Pomona, CA 3.0 3.0 1401 $3,100 $2.21 11d 1 1.21mi
2870 N Towne Ave Pomona, CA 2.0 1.0–2.0 725 $2,500 $3.45 0d 5 1.25mi
1490 N Park Ave Pomona, CA 3.0 2.0 1376 $3,395 $2.47 44d 1 1.25mi
1574 N Orange Grove Ave Pomona, CA 3.0 2.0 1330 $4,000 $3.01 44d 1 1.32mi
2064 Evergreen St La Verne, CA 2.0 2.0 960 $2,400 $2.50 18d 1 1.36mi
2063 Evergreen St La Verne, CA 3.0 2.0 1300 $3,200 $2.46 44d 1 1.39mi
3636 Sumner Ave #210 Pomona, CA 2.0 2.0 1290 $2,400 $1.86 7d 1 1.42mi
549 California Dr Claremont, CA 3.0 2.0 1538 $3,200 $2.08 16d 1 1.48mi
2002 Canopy Ln La Verne, CA 3.0 3.0 1759 $3,450 $1.96 45d 1 1.48mi

Listing history 16 events

  1. 2026-06-21
    days on market $260,000 Active 88 DOM
  2. 2026-06-18
    days on market $260,000 Active 85 DOM
  3. 2026-06-17
    days on market $260,000 Active 84 DOM
  4. 2026-06-16
    days on market $260,000 Active 83 DOM
  5. 2026-06-15
    days on market $260,000 Active 82 DOM
  6. 2026-06-13
    days on market $260,000 Active 80 DOM
  7. 2026-06-13
    days on market $260,000 Active 79 DOM
  8. 2026-06-09
    days on market $260,000 Active 76 DOM
  9. 2026-06-08
    days on market $260,000 Active 75 DOM
  10. 2026-06-07
    days on market $260,000 Active 74 DOM
  11. 2026-06-04
    days on market $260,000 Active 71 DOM
  12. 2026-06-03
    days on market $260,000 Active 70 DOM
  13. 2026-06-02
    days on market $260,000 Active 69 DOM
  14. 2026-06-01
    days on market $260,000 Active 68 DOM
  15. 2026-05-31
    days on market $260,000 Active 67 DOM
  16. 2026-03-25
    listed $260,000 Active 516-char remark
    Show marketing remark (516 chars)

    Beautiful 3 bedroom 2 bath double wide mobile home built in 2015, showcasing pride of ownership throughout. This well-maintained home features a comfortable blend of carpet and laminate wood flooring, creating a warm and inviting living space. Located in the desirable Kingsway Garden Community, residents enjoy access to great amenities. Conveniently situated near shopping centers, restaurants, and easy freeway access, this home offers both comfort and convenience. A wonderful opportunity you won't want to miss!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$1,142 · $95/mo
Projected year-2 tax
$1,976 · $165/mo
Expected delta
+$834/yr (+$70/mo · 73.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 58% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 6 d/yr ≥99°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 17 unhealthy d/yr today · 21 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$38,826
− Mortgage interest
−$14,564
− Property taxes
−$1,142
− Insurance
−$1,300
− Repairs & maintenance
−$3,106
− Management
−$3,106
− Depreciation
−$7,564
Taxable income
$8,045
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,931
After-tax cash flow
$9,939/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This well-maintained 2015 manufactured home in Kingsway Garden Community is move-in ready with good condition and curb appeal. Minor updates can further enhance its value.

Value-add opportunities

  • Resale Paint exterior siding — Fresh paint enhances curb appeal and property value.
  • Both Replace carpet in living room — Carpet in living room appears worn and could benefit from replacement.
  • Both Install new window treatments — New window treatments can improve energy efficiency and aesthetics.
  • Both Upgrade kitchen appliances — Upgraded appliances can increase the home's appeal and value.
  • Both Paint interior walls — Fresh paint can improve the home's appearance and value.
  • Both Replace flooring in bathrooms — New flooring can improve the home's appearance and value.
  • Both Upgrade HVAC system — A new HVAC system can improve comfort and energy efficiency, increasing the home's value.
  • Both Landscaping improvements — Enhanced landscaping can improve curb appeal and property value.

Renovation cost estimate screening

Value-add ROI direction

  • Resale Paint exterior siding — Fresh paint enhances curb appeal and property value.
  • Both Replace carpet in living room — Carpet in living room appears worn and could benefit from replacement.
  • Both Install new window treatments — New window treatments can improve energy efficiency and aesthetics.
  • Both Upgrade kitchen appliances — Upgraded appliances can increase the home's appeal and value.
  • Both Paint interior walls — Fresh paint can improve the home's appearance and value.
  • Both Replace flooring in bathrooms — New flooring can improve the home's appearance and value.
  • Both Upgrade HVAC system — A new HVAC system can improve comfort and energy efficiency, increasing the home's value.
  • Both Landscaping improvements — Enhanced landscaping can improve curb appeal and property value.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Bonita Unified
NCES district ID
0605610
Math proficiency
59% ▲ 3.00%
Reading proficiency
70% ▬ 0.00%
Median HH income
$76,196
Composite
58.71/100
National rank
#2001
State rank
#151 of 1400 in CA

Livability — La Verne

Score
75/100
State rank
#110
US rank
#3858

Category grades

Amenities A+ Commute A Cost of living F Crime C+ Employment A+ Housing C+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
La Verne, CA
County
Los Angeles County · 9,444,647 people
City population
32,692
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
32,692
Household income
$104,195
Rent vs Own
30.5% rent · 69.5% own
Severe rent burden
872.0

Population outlook (Los Angeles County) Hauer SSP2

Today (2025)
10,940,515 people
By 2030
11,256,481 · +2.9%
By 2040
11,729,929 · +7.2%
By 2050
11,948,407 · +9.2%
By 2075
11,818,114 · +8.0%
By 2100
10,842,928 · -0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
White 44% Hispanic / Latino 36% Two or more races 20% Asian 10% Black 4%
Hispanic origin (detail)
Mexican 31%
Common ancestry
Lithuanian 3% Slovak 2% Romanian 1%
Foreign-born
17% · Canada, China, South Korea
Languages at home
75% English-only · Spanish 12% Chinese 3% Other Indo-European 3%

Political lean MEDSL · Los Angeles

2024 margin
Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
2008→2024 swing
-7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
All cycles
2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -729.79%
Current HPI
373.7761
Rent YoY
▲ 2.35%
Metro
Los Angeles-Long Beach-Anaheim, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-03-25 Listed $260,000 CRMLS

Property tax history

+3.6%/yr

Latest (2025): $1,142 · +3.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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