14213 SW 43rd Court Rd · Marion Oaks, FL 34473

$152,500

2 bd · 2.0 ba · 1,025 sqft · SingleFamily public records · 4 Days on market

Built 1977 7,841 sqft lot Est $182k · 16% under

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.2/30.0
• ARV discount +14.9/15.0
• DSCR +8.3/10.0
• 1% rule +5.8/10.0
• Schools +3.6/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Rent growth +2.3/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

HI Here is the one buyers will love. No work to be done here, New roof and new A/C with the last 3 years. Also electric panel has been updated, New electric on demand water heater. All major items have been addressed for easy financing and no worries for new owners, wait but there is more: This 2 bedroom 2 baths homes is all tiled throughout, bathrooms and kitchen was also updated a few years ago, new baseboards, fresh paint interior and exterior and much more so hurry and come take a look. Seller willing to help with 3% towards closing cost with full price offer.

Key facts

• Fenced back yard
• Ceiling fans
• Split floor plan

Tags

• TILE FLOORING
• CEILING FANS
• TANKLESS WATER HEATER
• SPLIT FLOOR PLAN
• FENCED BACK YARD
• COVERED BACK PATIO

Property features AI

Exterior

• Utilities: Public water; Public sewer; Electricity connected; Broadband/high-speed internet available
• Home design: Single family residence; One story; Faces west; Homesteaded
• Construction: Block construction; Shingle roof; Slab foundation; Built as a single-level home
• Exterior features: Rain gutters; Sliding doors; Chain link and wire fencing; Paved road access

Interior

• Kitchen: Microwave; Range; Refrigerator
• Bedrooms: 2 bedrooms
• Flooring: Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air
• Interior features: Ceiling fans; Living room/dining room combo; Split bedroom layout; Walk-in closet(s); Window treatments
• Laundry & utility: Washer; Dryer; Inside laundry; Tankless water heater

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $152k.

Deal economics

• At list price, monthly cash flow is $342 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $152k).
• Cap rate 9.0% vs local median 4.8% in Marion Oaks — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents soft (-0.7%/yr); 1355 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
• 5 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $111k; 37% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $152,500

Questions for the listing agent

1. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.08% ✓
• Cap rate: 8.99%
• Cash-on-cash: 9.62%
• DSCR: 1.43
• GRM: 7.7

CMA / ARV

• ARV (on-the-fly): $182,450
• Comps found: 9

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
14425 SW 38th Terrace Rd	0.19mi	3/1.0 (+1)	1,044 (+2%)	1mo	$165,000	$158	78
167 Marion Oaks Ln	0.57mi	2/2.0	966 (-6%)	5mo	$109,038	$113	60
14540 SW 35th Terrace Rd	0.37mi	3/2.0 (+1)	1,104 (+8%)	18mo	$199,000	$180	50
223 Marion Oaks Ln	0.59mi	2/2.0	1,121 (+9%)	9mo	$130,000	$116	49
14746 SW 41st Avenue Rd	0.55mi	3/1.0 (+1)	1,044 (+2%)	16mo	$215,000	$206	49
14883 SW 35th Cir	0.72mi	2/2.0	943 (-8%)	6mo	$145,000	$154	48
4300 SW 143rd Lane Rd	0.37mi	2/2.0	920 (-10%)	22mo	$209,999	$228	47
3769 SW 148th Pl	0.63mi	3/1.0 (+1)	966 (-6%)	6mo	$171,700	$178	47
14635 SW 38th Terrace Rd	0.40mi	2/1.0	924 (-10%)	21mo	$184,500	$200	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -5.0%
• Equity multiple: 0.82×
• Total profit: $-7,771
• Equity at exit: $22,738

10-year hold

• IRR: 1.0%
• Equity multiple: 1.06×
• Total profit: $2,521
• Equity at exit: $13,185

Cash invested: $42,700 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34473

• Home prices YoY: -16.8%
• Rents YoY: -0.7%
• Active inventory: 1355
• Price-to-rent: 7.7×

Monthly cashflow live

• Estimated rent: $1,646 high
• Mortgage (P&I): −$800
• Tax from tax record: −$95 /mo · $1,139/yr
• Insurance: −$64
• HOA: −$0
• Vacancy / Maint / Mgmt: −$346
• Net cashflow: $342

Break-even live

Break-even rent $1,213

Max offer price $152,500

Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $38,125
• Closing costs: $4,575
• Reserves months: —
• Total cash needed: —

Rent comps 17 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
14430 SW 34th Terrace Rd Ocala, FL	2.0	2.0	1025	$1,350	$1.32	13d	1	0.26mi
4309 SW 143rd Lane Rd Ocala, FL	3.0	2.0	1238	$1,799	$1.45	13d	1	0.35mi
4004 SW 138th Pl Ocala, FL	3.0	2.0	1348	$1,695	$1.26	21d	1	0.39mi
14525 SW 42nd Terrace Rd Ocala, FL	3.0	2.0	1344	$1,850	$1.38	13d	1	0.47mi
14193 SW 44th Ct Ocala, FL	3.0	2.0	1449	$1,599	$1.10	13d	1	0.47mi
13731 SW 40th Cir Ocala, FL	3.0	2.0	1463	$1,695	$1.16	13d	1	0.57mi
251 Marion Oaks Crse Ocala, FL	3.0	2.0	1373	$1,795	$1.31	21d	1	0.64mi
14856 SW 35th Cir Ocala, FL	2.0	2.0	1036	$1,450	$1.40	13d	1	0.71mi
3313 SW 147th St Ocala, FL	2.0	2.0	1121	$1,400	$1.25	21d	1	0.74mi
14614 SW 46th Ct Ocala, FL	3.0	2.0	1200	$1,800	$1.50	21d	1	0.79mi
3567 SW 151st St Ocala, FL	2.0	2.0	1126	$1,450	$1.29	21d	1	0.91mi
3011 SW 140th Loop Ocala, FL	3.0	2.0	1335	$1,695	$1.27	21d	1	1.13mi
15018 SW 48th Ave Ocala, FL	3.0	2.0	1413	$1,625	$1.15	13d	1	1.15mi
2730 SW 145th Place Rd Ocala, FL	3.0	2.0	1373	$1,725	$1.26	21d	1	1.16mi
2632 SW 145th Place Rd Ocala, FL	3.0	2.0	1488	$1,675	$1.13	13d	1	1.24mi
2598 SW 147th Pl Ocala, FL	3.0	2.0	1442	$1,750	$1.21	13d	1	1.33mi
15095 SW 51st Ter Ocala, FL	3.0	2.0	1196	$1,500	$1.25	13d	1	1.41mi

Listing history 13 events

1. 2026-05-19
   listed $152,500 Active
2. 2019-10-31
   soldstatus $111,000 570-char remark

   Show marketing remark (570 chars)

   HI Here is the one buyers will love. No work to be done here, New roof and new A/C with the last 3 years. Also electric panel has been updated, New electric on demand water heater. All major items have been addressed for easy financing and no worries for new owners, wait but there is more: This 2 bedroom 2 baths homes is all tiled throughout, bathrooms and kitchen was also updated a few years ago, new baseboards, fresh paint interior and exterior and much more so hurry and come take a look. Seller willing to help with 3% towards closing cost with full price offer.

3. 2019-10-31
   soldstatus $111,000

   Show marketing remark (570 chars)

   HI Here is the one buyers will love. No work to be done here, New roof and new A/C with the last 3 years. Also electric panel has been updated, New electric on demand water heater. All major items have been addressed for easy financing and no worries for new owners, wait but there is more: This 2 bedroom 2 baths homes is all tiled throughout, bathrooms and kitchen was also updated a few years ago, new baseboards, fresh paint interior and exterior and much more so hurry and come take a look. Seller willing to help with 3% towards closing cost with full price offer.

4. 2019-09-10
   listed $109,000 570-char remark

   Show marketing remark (570 chars)

   HI Here is the one buyers will love. No work to be done here, New roof and new A/C with the last 3 years. Also electric panel has been updated, New electric on demand water heater. All major items have been addressed for easy financing and no worries for new owners, wait but there is more: This 2 bedroom 2 baths homes is all tiled throughout, bathrooms and kitchen was also updated a few years ago, new baseboards, fresh paint interior and exterior and much more so hurry and come take a look. Seller willing to help with 3% towards closing cost with full price offer.

5. 2015-04-23
   soldstatus $34,000 228-char remark

   Show marketing remark (228 chars)

   Great investment home, features 2br, 2 bath, split plan, LR/DR combination, kitchen, inside laundry room, freshly painted inside & outside. No AC, hot water heater, and appliances. As is with right to inspect. Owner/agent.

6. 2015-04-04
   listed $39,900 228-char remark

   Show marketing remark (228 chars)

   Great investment home, features 2br, 2 bath, split plan, LR/DR combination, kitchen, inside laundry room, freshly painted inside & outside. No AC, hot water heater, and appliances. As is with right to inspect. Owner/agent.

7. 2014-06-20
   soldstatus $22,000
8. 2014-01-16
   listed $24,900
9. 2004-11-09
   soldstatus $62,000
10. 2004-11-03
    soldstatus $62,000
11. 2004-07-01
    listed $62,500
12. 2000-07-03
    soldstatus $43,000
13. 2000-05-16
    soldstatus $32,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,139 · $95/mo
• Projected year-2 tax: $1,266 · $105/mo
• Expected delta: +$127/yr (+$11/mo · 11.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,753
• − Mortgage interest: −$8,542
• − Property taxes: −$1,139
• − Insurance: −$762
• − Repairs & maintenance: −$1,580
• − Management: −$1,580
• − Depreciation: −$4,436
• Taxable income: $1,713
• Est. tax owed @ 24.0%: −$411
• After-tax cash flow: $3,696/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — Marion Oaks

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Marion Oaks, FL
• County: Marion County · 315,796 people
• City population: 25,030
• Metro: Ocala, FL
• Population (ZIP): 26,813
• Household income: $72,366
• Rent vs Own: 21.5% rent · 78.5% own
• Severe rent burden: 228.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.69)
• Race & ethnicity: White 34% Black 33% Hispanic / Latino 29% Two or more races 19% Asian 1%
• Hispanic origin (detail): Mexican 1% Puerto Rican 17% Cuban 3%
• Common ancestry: Hispanic 3% Portuguese 2% Romanian 1%
• Foreign-born: 17% · Canada, Jamaica
• Languages at home: 67% English-only · Spanish 27% French/Haitian/Cajun 4% Other Indo-European 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -45.25%
• Current HPI: 224.3536
• Rent YoY: ▼ -0.67%
• Metro: Ocala, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+369.2% since first listed

13 events — show timeline

• 2026-05-19 Listed $152,500 Stellar MLS as Distributed by MLS Grid
• 2019-10-31 Sold (Public Records) $111,000 Public Records
• 2019-10-31 Sold (MLS) $111,000 Stellar MLS as Distributed by MLS Grid
• 2019-09-10 Listed $109,000 Stellar MLS as Distributed by MLS Grid
• 2015-04-23 Sold (MLS) $34,000 Stellar MLS as Distributed by MLS Grid
• 2015-04-04 Listed $39,900 Stellar MLS as Distributed by MLS Grid
• 2014-06-20 Sold (MLS) $22,000 Stellar MLS as Distributed by MLS Grid
• 2014-01-16 Listed $24,900 Stellar MLS as Distributed by MLS Grid
• 2004-11-09 Sold (Public Records) $62,000 Public Records
• 2004-11-03 Sold (MLS) $62,000 Stellar MLS as Distributed by MLS Grid
• 2004-07-01 Listed $62,500 Stellar MLS as Distributed by MLS Grid
• 2000-07-03 Sold (Public Records) $43,000 Public Records
• 2000-05-16 Sold (Public Records) $32,500 Public Records

Property tax history

+3.1%/yr

Latest (2025): $1,139 · +23.5% YoY. Source: county tax records.