925 Schiller Ct · Louisville, KY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $839 – $1,559
Heat risk 5/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.4/30.0
- DSCR +9.0/10.0
- 1% rule +7.6/10.0
- ARV discount +7.5/15.0
- Rent growth +3.9/5.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Schools +2.3/10.0
- Appreciation +0.0/10.0
$110,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Paris Town Original Highlands, nestled in the Court of Schiller, this home features unique ''schabby chic'' cottege appeal open ''artists'' loft over looking LV area ..off LV is a 2nd ''bonus'' rm with exposed wood planks and closet perfect for spare BDRM, office, or exercise rm. ..Tucked upstairs is private Mstr with closet .Kitchen has marble look counters tops, white cabinets, and butcher block top island, stove, refri, W/D...Vintage claw foot tub in bath. Freshly painted and New EZ care flooring throughout...New replacement windows bring in natural light. Cozy low maintenance privacy fenced yd with deck and lg shade tree..2 utility sheds & storm cellar for add storage...Bike or Walk to area parks, bistros, or downtown events. Great 1st time buyer or College student Investment!!!
Key facts
- Bright kitchen
- Private deck
- Fenced yard
Tags
Property features AI
Finance
- HOA & community: No association fee
Exterior
- Utilities: Electricity connected
- Home design: Single family residence; Camelback architectural style; 1 story
- Construction: Built in 1920; Vinyl siding construction; Tile roof; Above-grade finished area reported
- Exterior features: Corner lot; Wood privacy fencing (full)
Interior
- Kitchen: Kitchen on the first floor
- Bedrooms: 2 bedrooms total; Primary bedroom on the first floor; One bedroom on the second floor
- Bathrooms: 1 full bathroom on the first floor
- Heating & cooling: Natural gas heating
- Interior features: 4 total rooms; 3 closets; 1 fireplace (on first level); Loft on the second level; Living room on the first level; Unfinished cellar basement with outside entry
- Laundry & utility: First-floor laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $110k.
Deal economics
- At list price, monthly cash flow is $288 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $110k).
- Cap rate 9.4% vs local median 5.0% in Louisville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 63/100 on livability (#333 in KY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, health & safety D+, schools D-.
- Jefferson County (urban): math 19% / reading 35% proficiency, ranked #121 of 165 in KY (top 73%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents rising fast (+5.8%/yr); 99 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 2,836 units permitted in Jefferson County in 2024 (1,558 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Jefferson County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 5.8% rent growth), your $31k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
- 5 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.26% ✓
- Cap rate
- 9.44%
- Cash-on-cash
- 11.23%
- DSCR
- 1.50
- GRM
- 6.6
CMA / ARV
- ARV (on-the-fly)
- $221,190
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1041 E Kentucky St | 0.21mi | 2/1.0 | 1,087 (+8%) | 1mo | $265,500 | $244 | 77 |
| 1027 Lampton St | 0.26mi | 2/1.0 | 1,061 (+5%) | 4mo | $135,000 | $127 | 76 |
| 1016 E Oak St | 0.44mi | 2/1.0 | 1,036 (+3%) | 2mo | $224,000 | $216 | 73 |
| 726 Vine St | 0.29mi | 1/1.0 (-1) | 938 (-7%) | 1mo | $130,000 | $139 | 69 |
| 925 Ellison Ave | 0.47mi | 2/1.0 | 1,082 (+7%) | 1mo | $269,000 | $249 | 65 |
| 955 Ellison Ave | 0.49mi | 1/1.0 (-1) | 1,052 (+4%) | 3mo | $195,000 | $185 | 62 |
| 935 S Clay St | 0.53mi | 3/1.5 (+1) | 1,050 (+4%) | 1mo | $230,000 | $219 | 61 |
| 1105 E Oak St | 0.30mi | 1/1.0 (-1) | 900 (-11%) | 3mo | $85,000 | $94 | 60 |
| 507 Baxter Ave | 0.65mi | 2/1.0 | 1,059 (+5%) | 3mo | $240,000 | $227 | 59 |
| 960 Charles St | 0.58mi | 2/1.0 | 1,146 (+14%) | 6mo | $171,000 | $149 | 46 |
| 1001 E Muhammad Ali Blvd | 0.75mi | 3/1.0 (+1) | 1,136 (+12%) | 2mo | $265,000 | $233 | 38 |
| 1005 Samuel St | 0.64mi | 2/2.5 | 1,158 (+15%) | 3mo | $305,000 | $263 | 37 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.76% rent growth · sell at horizon
- IRR
- 3.7%
- Equity multiple
- 1.15×
- Total profit
- $4,528
- Equity at exit
- $16,401
- IRR
- 15.8%
- Equity multiple
- 2.46×
- Total profit
- $44,921
- Equity at exit
- $9,511
Cash invested: $30,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Kentucky
- 83 Strongly Landlord-Friendly · R+16
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 40204
- Rents YoY
- 5.8%
- Active inventory
- 99
- Price-to-rent
- 6.6×
Monthly cashflow live
- Estimated rent
- $1,383 high interval (Pro) →
- Mortgage (P&I)
- −$577
- Tax from tax record
- −$182 /mo · $2,184/yr
- Insurance
- −$46
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$291
- Net cashflow
- $288
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $27,500
- Closing costs
- $3,300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1307 Morton Ave Louisville, KY | 1.0 | 1.0 | 1100 | $1,500 | $1.36 | 20d | 1 | 0.19mi |
| 1116 E Saint Catherine St Unit 1 Louisville, KY | 1.0 | 1.5 | 800 | $1,250 | $1.56 | 16d | 1 | 0.26mi |
| 1401 E Breckinridge St Unit 4 Louisville, KY | 1.0 | 1.0 | 700 | $995 | $1.42 | 17d | 1 | 0.30mi |
| 1172 E Broadway Louisville, KY | 2.0 | 1.0–2.0 | 899 | $2,374 | $2.64 | 2d | 67 | 0.40mi |
| 1321 Rufer Ave Unit 2 Louisville, KY | 2.0 | 1.0 | 800 | $1,195 | $1.49 | 23d | 1 | 0.41mi |
| 1038 Logan St Unit 2 Louisville, KY | 2.0 | 1.0 | 900 | $1,100 | $1.22 | 23d | 1 | 0.41mi |
| 1516 Hepburn Ave Unit 6 Louisville, KY | 1.0 | 1.0 | 700 | $925 | $1.32 | 10d | 1 | 0.49mi |
| 1428 Rufer Ave Unit 1 Louisville, KY | 1.0 | 1.0 | 700 | $900 | $1.29 | 23d | 1 | 0.51mi |
| 1212 Krieger St Louisville, KY | 2.0 | 2.0 | 1208 | $1,395 | $1.15 | 17d | 1 | 0.53mi |
| 704 Roselane St Unit 704-1 Louisville, KY | 3.0 | 1.0 | 900 | $950 | $1.06 | 2d | 1 | 0.55mi |
| 1035 Baxter Ave Unit 3 Louisville, KY | 1.0 | 1.0 | 700 | $1,000 | $1.43 | 2d | 1 | 0.57mi |
| 817 Shelby Pkwy Louisville, KY | 2.0 | 1.0 | 730 | $1,315 | $1.80 | 23d | 1 | 0.59mi |
| 927 Cherokee Rd #1 Louisville, KY | 2.0 | 2.0 | 1176 | $2,100 | $1.79 | 3d | 1 | 0.59mi |
| 627 E Saint Catherine St Louisville, KY | 2.0 | 1.0 | 1000 | $1,095 | $1.09 | 16d | 1 | 0.63mi |
| 1040 Cherokee Rd Louisville, KY | 1.0 | 1.0 | 686 | $1,700 | $2.48 | 2d | 2 | 0.64mi |
| 1040 Cherokee Rd Louisville, KY | 1.0 | 1.0 | 686 | $1,438 | $2.09 | 21d | 3 | 0.64mi |
| 1046 Charles St Louisville, KY | 3.0 | 1.0 | 1400 | $2,200 | $1.57 | 16d | 1 | 0.64mi |
| 511 E Kentucky St Louisville, KY | 3.0 | 2.0 | 1356 | $1,650 | $1.22 | 3d | 1 | 0.73mi |
| 1174 Neon Way Louisville, KY | 2.0 | 2.0 | 988 | $1,600 | $1.62 | 23d | 1 | 0.73mi |
| 705 Camp St Apt A Louisville, KY | 2.0 | 1.0 | 775 | $1,025 | $1.32 | 3d | 1 | 0.73mi |
| 911 S Jackson St Louisville, KY | 2.0 | 1.0 | 950 | $985 | $1.04 | 16d | 1 | 0.73mi |
| 839 S Jackson St Louisville, KY | 1.0 | 1.0 | 750 | $1,100 | $1.47 | 23d | 1 | 0.74mi |
| 1110 Cherokee Rd Unit B Louisville, KY | 2.0 | 3.0 | 1000 | $1,500 | $1.50 | 23d | 1 | 0.74mi |
| 1144 Neon Way Louisville, KY | 2.0 | 2.0 | 993 | $1,600 | $1.61 | 14d | 1 | 0.75mi |
| 800 E Madison St Louisville, KY | 1.0–2.0 | 1.0–1.5 | 842 | $1,390 | $1.65 | 2d | 17 | 0.75mi |
| 1031 Everett Ave Louisville, KY | 2.0 | 1.0 | 700 | $1,530 | $2.19 | 2d | 5 | 0.76mi |
| 419 Finzer St Louisville, KY | 1.0 | 1.0 | 887 | $1,276 | $1.44 | 16d | 9 | 0.86mi |
| 518 Camp St Louisville, KY | 1.0 | 1.0 | 950 | $1,395 | $1.47 | 14d | 1 | 0.89mi |
| 1236 Cherokee Rd Unit 1236CHE-4B CH Louisville, KY | 1.0 | 1.0 | 700 | $1,050 | $1.50 | 17d | 1 | 0.90mi |
| 318 E Saint Catherine St Louisville, KY | 1.0–2.0 | 1.0 | 750 | $1,150 | $1.53 | 23d | 2 | 0.94mi |
| 1275 Cherokee Rd Apt 3B Louisville, KY | 2.0 | 2.0 | 1300 | $1,895 | $1.46 | 23d | 1 | 1.00mi |
| 1492 S Shelby St Unit 2 Louisville, KY | 1.0 | 1.0 | 750 | $995 | $1.33 | 11d | 1 | 1.02mi |
| 2315 Glenmary Ave Unit 2315-E2 Louisville, KY | 2.0 | 1.0 | 880 | $1,025 | $1.16 | 23d | 1 | 1.03mi |
| 831 E Burnett Ave Louisville, KY | 3.0 | 2.0 | 1400 | $1,700 | $1.21 | 2d | 1 | 1.05mi |
| 1312 Eastern Pkwy Louisville, KY | 1.0 | 1.0 | 700 | $1,650 | $2.36 | 17d | 1 | 1.08mi |
| 2344 Grinstead Dr Louisville, KY | 1.0–2.0 | 1.0–1.5 | 904 | $1,350 | $1.49 | 23d | 1 | 1.09mi |
| 2344 Grinstead Dr Louisville, KY | 1.0–2.0 | 1.0–1.5 | 875 | $1,350 | $1.54 | 14d | 1 | 1.09mi |
| 303 Axis Dr Louisville, KY | 1.0–2.0 | 1.0–2.0 | 909 | $1,813 | $1.99 | 1d | 27 | 1.10mi |
| 310 S Hancock St Louisville, KY | 2.0 | 1.0–2.0 | 754 | $1,982 | $2.63 | 23d | 1 | 1.11mi |
| 2014 Cherokee Pkwy Unit 2014CHE-K Louisville, KY | 2.0 | 1.0 | 1500 | $1,350 | $0.90 | 23d | 1 | 1.12mi |
Listing history 19 events
-
2026-05-07status Pending
-
2026-04-27$110,000 Active
-
2024-09-15status Pending
-
2024-09-14historical
-
2024-08-30price $179,900
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2024-07-31price $184,900
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2024-07-22price $188,900
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2024-07-02price $189,900
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2024-06-18price $194,900
-
2024-05-22$199,900 Active
-
2021-09-05historical 803-char remark
Show marketing remark (803 chars)
Paris Town Original Highlands, nestled in the Court of Schiller, this home features unique ''schabby chic'' cottege appeal open ''artists'' loft over looking LV area ..off LV is a 2nd ''bonus'' rm with exposed wood planks and closet perfect for spare BDRM, office, or exercise rm. ..Tucked upstairs is private Mstr with closet .Kitchen has marble look counters tops, white cabinets, and butcher block top island, stove, refri, W/D...Vintage claw foot tub in bath. Freshly painted and New EZ care flooring throughout...New replacement windows bring in natural light. Cozy low maintenance privacy fenced yd with deck and lg shade tree..2 utility sheds & storm cellar for add storage...Bike or Walk to area parks, bistros, or downtown events. Great 1st time buyer or College student Investment!!!
-
2021-05-27soldstatus $155,500 Closed 803-char remark
Show marketing remark (803 chars)
Paris Town Original Highlands, nestled in the Court of Schiller, this home features unique ''schabby chic'' cottege appeal open ''artists'' loft over looking LV area ..off LV is a 2nd ''bonus'' rm with exposed wood planks and closet perfect for spare BDRM, office, or exercise rm. ..Tucked upstairs is private Mstr with closet .Kitchen has marble look counters tops, white cabinets, and butcher block top island, stove, refri, W/D...Vintage claw foot tub in bath. Freshly painted and New EZ care flooring throughout...New replacement windows bring in natural light. Cozy low maintenance privacy fenced yd with deck and lg shade tree..2 utility sheds & storm cellar for add storage...Bike or Walk to area parks, bistros, or downtown events. Great 1st time buyer or College student Investment!!!
-
2021-04-26historical Active Under Contract 803-char remark
Show marketing remark (803 chars)
Paris Town Original Highlands, nestled in the Court of Schiller, this home features unique ''schabby chic'' cottege appeal open ''artists'' loft over looking LV area ..off LV is a 2nd ''bonus'' rm with exposed wood planks and closet perfect for spare BDRM, office, or exercise rm. ..Tucked upstairs is private Mstr with closet .Kitchen has marble look counters tops, white cabinets, and butcher block top island, stove, refri, W/D...Vintage claw foot tub in bath. Freshly painted and New EZ care flooring throughout...New replacement windows bring in natural light. Cozy low maintenance privacy fenced yd with deck and lg shade tree..2 utility sheds & storm cellar for add storage...Bike or Walk to area parks, bistros, or downtown events. Great 1st time buyer or College student Investment!!!
-
2021-04-15status Active 803-char remark
Show marketing remark (803 chars)
Paris Town Original Highlands, nestled in the Court of Schiller, this home features unique ''schabby chic'' cottege appeal open ''artists'' loft over looking LV area ..off LV is a 2nd ''bonus'' rm with exposed wood planks and closet perfect for spare BDRM, office, or exercise rm. ..Tucked upstairs is private Mstr with closet .Kitchen has marble look counters tops, white cabinets, and butcher block top island, stove, refri, W/D...Vintage claw foot tub in bath. Freshly painted and New EZ care flooring throughout...New replacement windows bring in natural light. Cozy low maintenance privacy fenced yd with deck and lg shade tree..2 utility sheds & storm cellar for add storage...Bike or Walk to area parks, bistros, or downtown events. Great 1st time buyer or College student Investment!!!
-
2021-04-15price $159,900 803-char remark
Show marketing remark (803 chars)
Paris Town Original Highlands, nestled in the Court of Schiller, this home features unique ''schabby chic'' cottege appeal open ''artists'' loft over looking LV area ..off LV is a 2nd ''bonus'' rm with exposed wood planks and closet perfect for spare BDRM, office, or exercise rm. ..Tucked upstairs is private Mstr with closet .Kitchen has marble look counters tops, white cabinets, and butcher block top island, stove, refri, W/D...Vintage claw foot tub in bath. Freshly painted and New EZ care flooring throughout...New replacement windows bring in natural light. Cozy low maintenance privacy fenced yd with deck and lg shade tree..2 utility sheds & storm cellar for add storage...Bike or Walk to area parks, bistros, or downtown events. Great 1st time buyer or College student Investment!!!
-
2021-03-28status Pending 803-char remark
Show marketing remark (803 chars)
Paris Town Original Highlands, nestled in the Court of Schiller, this home features unique ''schabby chic'' cottege appeal open ''artists'' loft over looking LV area ..off LV is a 2nd ''bonus'' rm with exposed wood planks and closet perfect for spare BDRM, office, or exercise rm. ..Tucked upstairs is private Mstr with closet .Kitchen has marble look counters tops, white cabinets, and butcher block top island, stove, refri, W/D...Vintage claw foot tub in bath. Freshly painted and New EZ care flooring throughout...New replacement windows bring in natural light. Cozy low maintenance privacy fenced yd with deck and lg shade tree..2 utility sheds & storm cellar for add storage...Bike or Walk to area parks, bistros, or downtown events. Great 1st time buyer or College student Investment!!!
-
2021-03-26status Active 803-char remark
Show marketing remark (803 chars)
Paris Town Original Highlands, nestled in the Court of Schiller, this home features unique ''schabby chic'' cottege appeal open ''artists'' loft over looking LV area ..off LV is a 2nd ''bonus'' rm with exposed wood planks and closet perfect for spare BDRM, office, or exercise rm. ..Tucked upstairs is private Mstr with closet .Kitchen has marble look counters tops, white cabinets, and butcher block top island, stove, refri, W/D...Vintage claw foot tub in bath. Freshly painted and New EZ care flooring throughout...New replacement windows bring in natural light. Cozy low maintenance privacy fenced yd with deck and lg shade tree..2 utility sheds & storm cellar for add storage...Bike or Walk to area parks, bistros, or downtown events. Great 1st time buyer or College student Investment!!!
-
2021-03-12status Pending 803-char remark
Show marketing remark (803 chars)
Paris Town Original Highlands, nestled in the Court of Schiller, this home features unique ''schabby chic'' cottege appeal open ''artists'' loft over looking LV area ..off LV is a 2nd ''bonus'' rm with exposed wood planks and closet perfect for spare BDRM, office, or exercise rm. ..Tucked upstairs is private Mstr with closet .Kitchen has marble look counters tops, white cabinets, and butcher block top island, stove, refri, W/D...Vintage claw foot tub in bath. Freshly painted and New EZ care flooring throughout...New replacement windows bring in natural light. Cozy low maintenance privacy fenced yd with deck and lg shade tree..2 utility sheds & storm cellar for add storage...Bike or Walk to area parks, bistros, or downtown events. Great 1st time buyer or College student Investment!!!
-
2021-03-05$154,900 Active 803-char remark
Show marketing remark (803 chars)
Paris Town Original Highlands, nestled in the Court of Schiller, this home features unique ''schabby chic'' cottege appeal open ''artists'' loft over looking LV area ..off LV is a 2nd ''bonus'' rm with exposed wood planks and closet perfect for spare BDRM, office, or exercise rm. ..Tucked upstairs is private Mstr with closet .Kitchen has marble look counters tops, white cabinets, and butcher block top island, stove, refri, W/D...Vintage claw foot tub in bath. Freshly painted and New EZ care flooring throughout...New replacement windows bring in natural light. Cozy low maintenance privacy fenced yd with deck and lg shade tree..2 utility sheds & storm cellar for add storage...Bike or Walk to area parks, bistros, or downtown events. Great 1st time buyer or College student Investment!!!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast KY · Resets to sale price
- Current annual tax
- $2,184 · $182/mo
- Projected year-2 tax
- $2,184 · $182/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,601
- − Mortgage interest
- −$6,162
- − Property taxes
- −$2,184
- − Insurance
- −$550
- − Repairs & maintenance
- −$1,328
- − Management
- −$1,328
- − Depreciation
- −$3,200
- Taxable income
- $1,849
- Est. tax owed @ 24.0%
- −$444
- After-tax cash flow
- $3,015/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jefferson County
- NCES district ID
- 2102990
- Math proficiency
- 19% ▼ -17.00%
- Reading proficiency
- 35% ▼ -11.00%
- Median HH income
- $47,885
- Composite
- 23.45/100
- National rank
- #7884
- State rank
- #121 of 165 in KY
Livability — Louisville
- Score
- 63/100
- State rank
- #333
- US rank
- #15887
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Louisville, KY
- County
- Jefferson County · 790,184 people
- City population
- 769,292
- Metro
- Louisville/Jefferson County, KY-IN
- Population (ZIP)
- 14,034
- Household income
- $71,116
- Rent vs Own
- Severe rent burden
- 761.0
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 823,112 people
- By 2030
- 849,343 · +3.2%
- By 2040
- 895,696 · +8.8%
- By 2050
- 933,630 · +13.4%
- By 2075
- 1,028,262 · +24.9%
- By 2100
- 1,072,675 · +30.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (84%)
- Race & ethnicity
- White 84% Black 6% Two or more races 5% Hispanic / Latino 4% Asian 2%
- Common ancestry
- Slovak 3% Serbian 3% Romanian 3%
- Foreign-born
- 4% · Canada, South Korea, China
- Languages at home
- 95% English-only · Spanish 2% Korean 1% Chinese 1%
Political lean MEDSL · Jefferson
- 2024 margin
- D (+16.6) · D 57.4% · R 40.9% · Other 1.7%
- 2008→2024 swing
- +4.5pp toward D · 2008: 12.0pp · 2024: 16.6pp
- All cycles
- 2024: D+16.6 2020: D+20.1 2016: D+13.3 2012: D+11.1 2008: D+12.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -475.25%
- Current HPI
- 246.3191
- Rent YoY
- ▲ 5.76%
- Metro
- Louisville/Jefferson County, KY-IN
- State GDP YoY
- ▲ 1.81%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in KY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $118B |
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| Food / Beverage | 1 | $7B |
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Price history
-29.0% since first listed19 events — show timeline
- 2026-05-07 Pending — Metro Search MLS
- 2026-04-27 Listed $110,000 Metro Search MLS
- 2024-09-15 Pending — Metro Search MLS
- 2024-09-14 Listing Removed — Metro Search MLS
- 2024-08-30 Price Changed $179,900 Metro Search MLS
- 2024-07-31 Price Changed $184,900 Metro Search MLS
- 2024-07-22 Price Changed $188,900 Metro Search MLS
- 2024-07-02 Price Changed $189,900 Metro Search MLS
- 2024-06-18 Price Changed $194,900 Metro Search MLS
- 2024-05-22 Listed $199,900 Metro Search MLS
- 2021-09-05 Listing Removed — Metro Search MLS
- 2021-05-27 Sold (MLS) $155,500 Metro Search MLS
- 2021-04-26 Contingent — Metro Search MLS
- 2021-04-15 Relisted — Metro Search MLS
- 2021-04-15 Price Changed $159,900 Metro Search MLS
- 2021-03-28 Pending — Metro Search MLS
- 2021-03-26 Relisted — Metro Search MLS
- 2021-03-12 Pending — Metro Search MLS
- 2021-03-05 Listed $154,900 Metro Search MLS
Property tax history
+8.2%/yrLatest (2025): $2,184 · -1.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…