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925 Schiller Ct
C+ Composite 62.43
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.4/30.0
  • DSCR +9.0/10.0
  • 1% rule +7.6/10.0
  • ARV discount +7.5/15.0
  • Rent growth +3.9/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • Appreciation +0.0/10.0

$110,000

925 Schiller Ct · Louisville, KY 40204
2 bd · 1.0 ba · 1,010 sqft · SingleFamily · 9 Days on market
Built 1920 1,905 sqft lot ↓ 29% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Paris Town Original Highlands, nestled in the Court of Schiller, this home features unique ''schabby chic'' cottege appeal open ''artists'' loft over looking LV area ..off LV is a 2nd ''bonus'' rm with exposed wood planks and closet perfect for spare BDRM, office, or exercise rm. ..Tucked upstairs is private Mstr with closet .Kitchen has marble look counters tops, white cabinets, and butcher block top island, stove, refri, W/D...Vintage claw foot tub in bath. Freshly painted and New EZ care flooring throughout...New replacement windows bring in natural light. Cozy low maintenance privacy fenced yd with deck and lg shade tree..2 utility sheds & storm cellar for add storage...Bike or Walk to area parks, bistros, or downtown events. Great 1st time buyer or College student Investment!!!

Key facts

  • Bright kitchen
  • Private deck
  • Fenced yard

Tags

VERSATILE LOFT SPACEBRIGHT KITCHENNATURAL LIGHTCLAWFOOT TUBFENCED YARDPRIVATE DECK

Property features AI

Finance

  • HOA & community: No association fee

Exterior

  • Utilities: Electricity connected
  • Home design: Single family residence; Camelback architectural style; 1 story
  • Construction: Built in 1920; Vinyl siding construction; Tile roof; Above-grade finished area reported
  • Exterior features: Corner lot; Wood privacy fencing (full)

Interior

  • Kitchen: Kitchen on the first floor
  • Bedrooms: 2 bedrooms total; Primary bedroom on the first floor; One bedroom on the second floor
  • Bathrooms: 1 full bathroom on the first floor
  • Heating & cooling: Natural gas heating
  • Interior features: 4 total rooms; 3 closets; 1 fireplace (on first level); Loft on the second level; Living room on the first level; Unfinished cellar basement with outside entry
  • Laundry & utility: First-floor laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $110k.

Deal economics

  • At list price, monthly cash flow is $288 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $110k).
  • Cap rate 9.4% vs local median 5.0% in Louisville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#333 in KY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, health & safety D+, schools D-.
  • Jefferson County (urban): math 19% / reading 35% proficiency, ranked #121 of 165 in KY (top 73%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+5.8%/yr); 99 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 2,836 units permitted in Jefferson County in 2024 (1,558 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Jefferson County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 5.8% rent growth), your $31k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
  • 5 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $110,000

Questions for the listing agent

  1. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.26%
Cap rate
9.44%
Cash-on-cash
11.23%
DSCR
1.50
GRM
6.6

CMA / ARV

ARV (on-the-fly)
$221,190
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1041 E Kentucky St 0.21mi 2/1.0 1,087 (+8%) 1mo $265,500 $244 77
1027 Lampton St 0.26mi 2/1.0 1,061 (+5%) 4mo $135,000 $127 76
1016 E Oak St 0.44mi 2/1.0 1,036 (+3%) 2mo $224,000 $216 73
726 Vine St 0.29mi 1/1.0 (-1) 938 (-7%) 1mo $130,000 $139 69
925 Ellison Ave 0.47mi 2/1.0 1,082 (+7%) 1mo $269,000 $249 65
955 Ellison Ave 0.49mi 1/1.0 (-1) 1,052 (+4%) 3mo $195,000 $185 62
935 S Clay St 0.53mi 3/1.5 (+1) 1,050 (+4%) 1mo $230,000 $219 61
1105 E Oak St 0.30mi 1/1.0 (-1) 900 (-11%) 3mo $85,000 $94 60
507 Baxter Ave 0.65mi 2/1.0 1,059 (+5%) 3mo $240,000 $227 59
960 Charles St 0.58mi 2/1.0 1,146 (+14%) 6mo $171,000 $149 46
1001 E Muhammad Ali Blvd 0.75mi 3/1.0 (+1) 1,136 (+12%) 2mo $265,000 $233 38
1005 Samuel St 0.64mi 2/2.5 1,158 (+15%) 3mo $305,000 $263 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.76% rent growth · sell at horizon

5-year hold
IRR
3.7%
Equity multiple
1.15×
Total profit
$4,528
Equity at exit
$16,401
10-year hold
IRR
15.8%
Equity multiple
2.46×
Total profit
$44,921
Equity at exit
$9,511

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Kentucky
83 Strongly Landlord-Friendly · R+16
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit (URLTA cities); generally landlord-friendly.

ZIP-level market 40204

Rents YoY
5.8%
Active inventory
99
Price-to-rent
6.6×

Monthly cashflow live

Estimated rent
$1,383 high interval (Pro) →
Mortgage (P&I)
$577
Tax from tax record
$182 /mo · $2,184/yr
Insurance
$46
HOA
$0
Vacancy / Maint / Mgmt
$291
Net cashflow
$288

Break-even live

Break-even rent $1,019
Max offer price $110,000
Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,500
Closing costs
$3,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1307 Morton Ave Louisville, KY 1.0 1.0 1100 $1,500 $1.36 20d 1 0.19mi
1116 E Saint Catherine St Unit 1 Louisville, KY 1.0 1.5 800 $1,250 $1.56 16d 1 0.26mi
1401 E Breckinridge St Unit 4 Louisville, KY 1.0 1.0 700 $995 $1.42 17d 1 0.30mi
1172 E Broadway Louisville, KY 2.0 1.0–2.0 899 $2,374 $2.64 2d 67 0.40mi
1321 Rufer Ave Unit 2 Louisville, KY 2.0 1.0 800 $1,195 $1.49 23d 1 0.41mi
1038 Logan St Unit 2 Louisville, KY 2.0 1.0 900 $1,100 $1.22 23d 1 0.41mi
1516 Hepburn Ave Unit 6 Louisville, KY 1.0 1.0 700 $925 $1.32 10d 1 0.49mi
1428 Rufer Ave Unit 1 Louisville, KY 1.0 1.0 700 $900 $1.29 23d 1 0.51mi
1212 Krieger St Louisville, KY 2.0 2.0 1208 $1,395 $1.15 17d 1 0.53mi
704 Roselane St Unit 704-1 Louisville, KY 3.0 1.0 900 $950 $1.06 2d 1 0.55mi
1035 Baxter Ave Unit 3 Louisville, KY 1.0 1.0 700 $1,000 $1.43 2d 1 0.57mi
817 Shelby Pkwy Louisville, KY 2.0 1.0 730 $1,315 $1.80 23d 1 0.59mi
927 Cherokee Rd #1 Louisville, KY 2.0 2.0 1176 $2,100 $1.79 3d 1 0.59mi
627 E Saint Catherine St Louisville, KY 2.0 1.0 1000 $1,095 $1.09 16d 1 0.63mi
1040 Cherokee Rd Louisville, KY 1.0 1.0 686 $1,700 $2.48 2d 2 0.64mi
1040 Cherokee Rd Louisville, KY 1.0 1.0 686 $1,438 $2.09 21d 3 0.64mi
1046 Charles St Louisville, KY 3.0 1.0 1400 $2,200 $1.57 16d 1 0.64mi
511 E Kentucky St Louisville, KY 3.0 2.0 1356 $1,650 $1.22 3d 1 0.73mi
1174 Neon Way Louisville, KY 2.0 2.0 988 $1,600 $1.62 23d 1 0.73mi
705 Camp St Apt A Louisville, KY 2.0 1.0 775 $1,025 $1.32 3d 1 0.73mi
911 S Jackson St Louisville, KY 2.0 1.0 950 $985 $1.04 16d 1 0.73mi
839 S Jackson St Louisville, KY 1.0 1.0 750 $1,100 $1.47 23d 1 0.74mi
1110 Cherokee Rd Unit B Louisville, KY 2.0 3.0 1000 $1,500 $1.50 23d 1 0.74mi
1144 Neon Way Louisville, KY 2.0 2.0 993 $1,600 $1.61 14d 1 0.75mi
800 E Madison St Louisville, KY 1.0–2.0 1.0–1.5 842 $1,390 $1.65 2d 17 0.75mi
1031 Everett Ave Louisville, KY 2.0 1.0 700 $1,530 $2.19 2d 5 0.76mi
419 Finzer St Louisville, KY 1.0 1.0 887 $1,276 $1.44 16d 9 0.86mi
518 Camp St Louisville, KY 1.0 1.0 950 $1,395 $1.47 14d 1 0.89mi
1236 Cherokee Rd Unit 1236CHE-4B CH Louisville, KY 1.0 1.0 700 $1,050 $1.50 17d 1 0.90mi
318 E Saint Catherine St Louisville, KY 1.0–2.0 1.0 750 $1,150 $1.53 23d 2 0.94mi
1275 Cherokee Rd Apt 3B Louisville, KY 2.0 2.0 1300 $1,895 $1.46 23d 1 1.00mi
1492 S Shelby St Unit 2 Louisville, KY 1.0 1.0 750 $995 $1.33 11d 1 1.02mi
2315 Glenmary Ave Unit 2315-E2 Louisville, KY 2.0 1.0 880 $1,025 $1.16 23d 1 1.03mi
831 E Burnett Ave Louisville, KY 3.0 2.0 1400 $1,700 $1.21 2d 1 1.05mi
1312 Eastern Pkwy Louisville, KY 1.0 1.0 700 $1,650 $2.36 17d 1 1.08mi
2344 Grinstead Dr Louisville, KY 1.0–2.0 1.0–1.5 904 $1,350 $1.49 23d 1 1.09mi
2344 Grinstead Dr Louisville, KY 1.0–2.0 1.0–1.5 875 $1,350 $1.54 14d 1 1.09mi
303 Axis Dr Louisville, KY 1.0–2.0 1.0–2.0 909 $1,813 $1.99 1d 27 1.10mi
310 S Hancock St Louisville, KY 2.0 1.0–2.0 754 $1,982 $2.63 23d 1 1.11mi
2014 Cherokee Pkwy Unit 2014CHE-K Louisville, KY 2.0 1.0 1500 $1,350 $0.90 23d 1 1.12mi

Listing history 19 events

  1. 2026-05-07
    status Pending
  2. 2026-04-27
    listed $110,000 Active
  3. 2024-09-15
    status Pending
  4. 2024-09-14
    historical
  5. 2024-08-30
    price $179,900
  6. 2024-07-31
    price $184,900
  7. 2024-07-22
    price $188,900
  8. 2024-07-02
    price $189,900
  9. 2024-06-18
    price $194,900
  10. 2024-05-22
    listed $199,900 Active
  11. 2021-09-05
    historical 803-char remark
    Show marketing remark (803 chars)

    Paris Town Original Highlands, nestled in the Court of Schiller, this home features unique ''schabby chic'' cottege appeal open ''artists'' loft over looking LV area ..off LV is a 2nd ''bonus'' rm with exposed wood planks and closet perfect for spare BDRM, office, or exercise rm. ..Tucked upstairs is private Mstr with closet .Kitchen has marble look counters tops, white cabinets, and butcher block top island, stove, refri, W/D...Vintage claw foot tub in bath. Freshly painted and New EZ care flooring throughout...New replacement windows bring in natural light. Cozy low maintenance privacy fenced yd with deck and lg shade tree..2 utility sheds & storm cellar for add storage...Bike or Walk to area parks, bistros, or downtown events. Great 1st time buyer or College student Investment!!!

  12. 2021-05-27
    soldstatus $155,500 Closed 803-char remark
    Show marketing remark (803 chars)

    Paris Town Original Highlands, nestled in the Court of Schiller, this home features unique ''schabby chic'' cottege appeal open ''artists'' loft over looking LV area ..off LV is a 2nd ''bonus'' rm with exposed wood planks and closet perfect for spare BDRM, office, or exercise rm. ..Tucked upstairs is private Mstr with closet .Kitchen has marble look counters tops, white cabinets, and butcher block top island, stove, refri, W/D...Vintage claw foot tub in bath. Freshly painted and New EZ care flooring throughout...New replacement windows bring in natural light. Cozy low maintenance privacy fenced yd with deck and lg shade tree..2 utility sheds & storm cellar for add storage...Bike or Walk to area parks, bistros, or downtown events. Great 1st time buyer or College student Investment!!!

  13. 2021-04-26
    historical Active Under Contract 803-char remark
    Show marketing remark (803 chars)

    Paris Town Original Highlands, nestled in the Court of Schiller, this home features unique ''schabby chic'' cottege appeal open ''artists'' loft over looking LV area ..off LV is a 2nd ''bonus'' rm with exposed wood planks and closet perfect for spare BDRM, office, or exercise rm. ..Tucked upstairs is private Mstr with closet .Kitchen has marble look counters tops, white cabinets, and butcher block top island, stove, refri, W/D...Vintage claw foot tub in bath. Freshly painted and New EZ care flooring throughout...New replacement windows bring in natural light. Cozy low maintenance privacy fenced yd with deck and lg shade tree..2 utility sheds & storm cellar for add storage...Bike or Walk to area parks, bistros, or downtown events. Great 1st time buyer or College student Investment!!!

  14. 2021-04-15
    status Active 803-char remark
    Show marketing remark (803 chars)

    Paris Town Original Highlands, nestled in the Court of Schiller, this home features unique ''schabby chic'' cottege appeal open ''artists'' loft over looking LV area ..off LV is a 2nd ''bonus'' rm with exposed wood planks and closet perfect for spare BDRM, office, or exercise rm. ..Tucked upstairs is private Mstr with closet .Kitchen has marble look counters tops, white cabinets, and butcher block top island, stove, refri, W/D...Vintage claw foot tub in bath. Freshly painted and New EZ care flooring throughout...New replacement windows bring in natural light. Cozy low maintenance privacy fenced yd with deck and lg shade tree..2 utility sheds & storm cellar for add storage...Bike or Walk to area parks, bistros, or downtown events. Great 1st time buyer or College student Investment!!!

  15. 2021-04-15
    price $159,900 803-char remark
    Show marketing remark (803 chars)

    Paris Town Original Highlands, nestled in the Court of Schiller, this home features unique ''schabby chic'' cottege appeal open ''artists'' loft over looking LV area ..off LV is a 2nd ''bonus'' rm with exposed wood planks and closet perfect for spare BDRM, office, or exercise rm. ..Tucked upstairs is private Mstr with closet .Kitchen has marble look counters tops, white cabinets, and butcher block top island, stove, refri, W/D...Vintage claw foot tub in bath. Freshly painted and New EZ care flooring throughout...New replacement windows bring in natural light. Cozy low maintenance privacy fenced yd with deck and lg shade tree..2 utility sheds & storm cellar for add storage...Bike or Walk to area parks, bistros, or downtown events. Great 1st time buyer or College student Investment!!!

  16. 2021-03-28
    status Pending 803-char remark
    Show marketing remark (803 chars)

    Paris Town Original Highlands, nestled in the Court of Schiller, this home features unique ''schabby chic'' cottege appeal open ''artists'' loft over looking LV area ..off LV is a 2nd ''bonus'' rm with exposed wood planks and closet perfect for spare BDRM, office, or exercise rm. ..Tucked upstairs is private Mstr with closet .Kitchen has marble look counters tops, white cabinets, and butcher block top island, stove, refri, W/D...Vintage claw foot tub in bath. Freshly painted and New EZ care flooring throughout...New replacement windows bring in natural light. Cozy low maintenance privacy fenced yd with deck and lg shade tree..2 utility sheds & storm cellar for add storage...Bike or Walk to area parks, bistros, or downtown events. Great 1st time buyer or College student Investment!!!

  17. 2021-03-26
    status Active 803-char remark
    Show marketing remark (803 chars)

    Paris Town Original Highlands, nestled in the Court of Schiller, this home features unique ''schabby chic'' cottege appeal open ''artists'' loft over looking LV area ..off LV is a 2nd ''bonus'' rm with exposed wood planks and closet perfect for spare BDRM, office, or exercise rm. ..Tucked upstairs is private Mstr with closet .Kitchen has marble look counters tops, white cabinets, and butcher block top island, stove, refri, W/D...Vintage claw foot tub in bath. Freshly painted and New EZ care flooring throughout...New replacement windows bring in natural light. Cozy low maintenance privacy fenced yd with deck and lg shade tree..2 utility sheds & storm cellar for add storage...Bike or Walk to area parks, bistros, or downtown events. Great 1st time buyer or College student Investment!!!

  18. 2021-03-12
    status Pending 803-char remark
    Show marketing remark (803 chars)

    Paris Town Original Highlands, nestled in the Court of Schiller, this home features unique ''schabby chic'' cottege appeal open ''artists'' loft over looking LV area ..off LV is a 2nd ''bonus'' rm with exposed wood planks and closet perfect for spare BDRM, office, or exercise rm. ..Tucked upstairs is private Mstr with closet .Kitchen has marble look counters tops, white cabinets, and butcher block top island, stove, refri, W/D...Vintage claw foot tub in bath. Freshly painted and New EZ care flooring throughout...New replacement windows bring in natural light. Cozy low maintenance privacy fenced yd with deck and lg shade tree..2 utility sheds & storm cellar for add storage...Bike or Walk to area parks, bistros, or downtown events. Great 1st time buyer or College student Investment!!!

  19. 2021-03-05
    listed $154,900 Active 803-char remark
    Show marketing remark (803 chars)

    Paris Town Original Highlands, nestled in the Court of Schiller, this home features unique ''schabby chic'' cottege appeal open ''artists'' loft over looking LV area ..off LV is a 2nd ''bonus'' rm with exposed wood planks and closet perfect for spare BDRM, office, or exercise rm. ..Tucked upstairs is private Mstr with closet .Kitchen has marble look counters tops, white cabinets, and butcher block top island, stove, refri, W/D...Vintage claw foot tub in bath. Freshly painted and New EZ care flooring throughout...New replacement windows bring in natural light. Cozy low maintenance privacy fenced yd with deck and lg shade tree..2 utility sheds & storm cellar for add storage...Bike or Walk to area parks, bistros, or downtown events. Great 1st time buyer or College student Investment!!!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast KY · Resets to sale price

Current annual tax
$2,184 · $182/mo
Projected year-2 tax
$2,184 · $182/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,601
− Mortgage interest
−$6,162
− Property taxes
−$2,184
− Insurance
−$550
− Repairs & maintenance
−$1,328
− Management
−$1,328
− Depreciation
−$3,200
Taxable income
$1,849
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$444
After-tax cash flow
$3,015/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jefferson County
NCES district ID
2102990
Math proficiency
19% ▼ -17.00%
Reading proficiency
35% ▼ -11.00%
Median HH income
$47,885
Composite
23.45/100
National rank
#7884
State rank
#121 of 165 in KY

Livability — Louisville

Score
63/100
State rank
#333
US rank
#15887

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C- Housing A+ Health & safety D+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Louisville, KY
County
Jefferson County · 790,184 people
City population
769,292
Metro
Louisville/Jefferson County, KY-IN
Population (ZIP)
14,034
Household income
$71,116
Rent vs Own
50.6% rent · 49.4% own
Severe rent burden
761.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
823,112 people
By 2030
849,343 · +3.2%
By 2040
895,696 · +8.8%
By 2050
933,630 · +13.4%
By 2075
1,028,262 · +24.9%
By 2100
1,072,675 · +30.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Black 6% Two or more races 5% Hispanic / Latino 4% Asian 2%
Common ancestry
Slovak 3% Serbian 3% Romanian 3%
Foreign-born
4% · Canada, South Korea, China
Languages at home
95% English-only · Spanish 2% Korean 1% Chinese 1%

Political lean MEDSL · Jefferson

2024 margin
D (+16.6) · D 57.4% · R 40.9% · Other 1.7%
2008→2024 swing
+4.5pp toward D · 2008: 12.0pp · 2024: 16.6pp
All cycles
2024: D+16.6 2020: D+20.1 2016: D+13.3 2012: D+11.1 2008: D+12.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -475.25%
Current HPI
246.3191
Rent YoY
▲ 5.76%
Metro
Louisville/Jefferson County, KY-IN
State GDP YoY
▲ 1.81%
F500 in state
4

Industry mix (Fortune 500 HQ in KY)

Industry F500 HQs Revenue

Price history

-29.0% since first listed
19 events — show timeline
  • 2026-05-07 Pending Metro Search MLS
  • 2026-04-27 Listed $110,000 Metro Search MLS
  • 2024-09-15 Pending Metro Search MLS
  • 2024-09-14 Listing Removed Metro Search MLS
  • 2024-08-30 Price Changed $179,900 Metro Search MLS
  • 2024-07-31 Price Changed $184,900 Metro Search MLS
  • 2024-07-22 Price Changed $188,900 Metro Search MLS
  • 2024-07-02 Price Changed $189,900 Metro Search MLS
  • 2024-06-18 Price Changed $194,900 Metro Search MLS
  • 2024-05-22 Listed $199,900 Metro Search MLS
  • 2021-09-05 Listing Removed Metro Search MLS
  • 2021-05-27 Sold (MLS) $155,500 Metro Search MLS
  • 2021-04-26 Contingent Metro Search MLS
  • 2021-04-15 Relisted Metro Search MLS
  • 2021-04-15 Price Changed $159,900 Metro Search MLS
  • 2021-03-28 Pending Metro Search MLS
  • 2021-03-26 Relisted Metro Search MLS
  • 2021-03-12 Pending Metro Search MLS
  • 2021-03-05 Listed $154,900 Metro Search MLS

Property tax history

+8.2%/yr

Latest (2025): $2,184 · -1.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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