1 Dana Ave · Sylacauga, AL 35150

$137,900

3 bd · 1.0 ba · 1,170 sqft · SingleFamily public records · 411 Days on market

Built 1955 0.49 ac lot $118/sqft · 21% below area Est $174k · 21% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.0/30.0
• ARV discount +15.0/15.0
• DSCR +4.9/10.0
• 1% rule +3.7/10.0
• Livability +3.2/5.0
• Schools +2.7/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Cute little 3BR/2BA home just outside of Sylacauga. This house has been fully renovated. The list of upgrades is expansive, but includes the HVAC, Electrical, Plumbing, both bathrooms & kitchen. If you're in the market for a move in ready place, then call today to schedule your private showing!!!

Key facts

• Plumbing
• Fully renovated
• Hvac

Tags

• FULLY RENOVATED
• HVAC
• ELECTRICAL
• PLUMBING
• KITCHEN
• BATHROOMS

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $138k.

Deal economics

• At list price, monthly cash flow is $67 ($803/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $120k (13.1% below list).
• Recommended offer: $120k (13.1% below list) — sets the bar for 1% rule.
• Cap rate 6.9% vs local median 4.3% in Sylacauga — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 64/100 on livability (#157 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A, health & safety A-; Watch: schools D+, crime F, amenities F.
• Sylacauga City (town): math 20% / reading 45% proficiency, ranked #63 of 129 in AL (top 49%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 135 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 189 units permitted in Talladega County in 2024 (6 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $953 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Talladega County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 411 days — a 12% lower offer ($121k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $62k (31%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 33% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $119,900 (13.1% below list)

Questions for the listing agent

1. It's been on market 411 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.87% ✗
• Cap rate: 6.88%
• Cash-on-cash: 2.08%
• DSCR: 1.09
• GRM: 9.6

CMA / ARV

• ARV (median comp): $173,872
• List price: $137,900
• Delta: -20.69%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
167 Odena Rd S	0.19mi	4/1.0 (+1)	1,278 (+9%)	6mo	$144,000	$113	66
1542 Commerce Dr	0.59mi	3/1.5	1,160 (-1%)	13mo	$183,900	$159	58
1308 Fairmont Rd	0.30mi	2/1.0 (-1)	1,234 (+6%)	24mo	$148,500	$120	52
3336 Livingston Trce	0.68mi	3/1.0	1,192 (+2%)	17mo	$165,000	$138	51
1401 Alice Dr	0.46mi	3/1.0	1,058 (-10%)	16mo	$155,000	$147	49
3325 Livingston Trce	0.60mi	3/1.5	1,232 (+5%)	22mo	$139,500	$113	43
1545 Commerce Dr	0.62mi	3/2.0	1,325 (+13%)	3mo	$199,000	$150	42
3307 Jane St	0.39mi	3/1.0	1,315 (+12%)	24mo	$146,000	$111	41
1508 Fairmont Rd	0.72mi	3/2.0	1,345 (+15%)	21mo	$174,000	$129	20

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -13.0%
• Equity multiple: 0.53×
• Total profit: $-18,109
• Equity at exit: $20,561

10-year hold

• IRR: -4.1%
• Equity multiple: 0.73×
• Total profit: $-10,388
• Equity at exit: $11,923

Cash invested: $38,612 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35150

• Home prices YoY: -7.9%
• Active inventory: 135
• Price-to-rent: 9.6×

Monthly cashflow live

• Estimated rent: $1,199 medium
• Mortgage (P&I): −$723
• Tax from tax record: −$100 /mo · $1,196/yr
• Insurance: −$57
• HOA: −$0
• Vacancy / Maint / Mgmt: −$252
• Net cashflow: $67

Break-even live

Break-even rent $1,114

Max offer price $137,900

Occupancy floor 89%

Sensitivity live

Price	-10% $145	-5% $106	+0% $67	+5% $28	+10% $-11
Rent	-10% $-28	-5% $20	+0% $67	+5% $114	+10% $162
Rate	-1.0pp $136	-0.5pp $102	base $67	+0.5pp $31	+1.0pp $-5

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $34,475
• Closing costs: $4,137
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2301 Motes Rd Sylacauga, AL	3.0	2.5	678	$1,199	$1.77	45d	1	0.88mi

Listing history 23 events

1. 2026-06-04
   statusdays on market $137,900 Pending 411 DOM
2. 2026-06-02
   days on market $137,900 Active 410 DOM
3. 2026-06-01
   days on market $137,900 Active 409 DOM
4. 2026-05-31
   days on market $137,900 Active 408 DOM
5. 2026-05-31
   days on market $137,900 Active 407 DOM
6. 2026-05-11
   price $137,900 303-char remark

   Show marketing remark (303 chars)

   Cute little 3BR/2BA home just outside of Sylacauga. This house has been fully renovated. The list of upgrades is expansive, but includes the HVAC, Electrical, Plumbing, both bathrooms & kitchen. If you're in the market for a move in ready place, then call today to schedule your private showing!!!

7. 2026-03-27
   status Active 303-char remark

   Show marketing remark (303 chars)

   Cute little 3BR/2BA home just outside of Sylacauga. This house has been fully renovated. The list of upgrades is expansive, but includes the HVAC, Electrical, Plumbing, both bathrooms & kitchen. If you're in the market for a move in ready place, then call today to schedule your private showing!!!

8. 2026-03-18
   status Pending 303-char remark

   Show marketing remark (303 chars)

   Cute little 3BR/2BA home just outside of Sylacauga. This house has been fully renovated. The list of upgrades is expansive, but includes the HVAC, Electrical, Plumbing, both bathrooms & kitchen. If you're in the market for a move in ready place, then call today to schedule your private showing!!!

9. 2026-03-05
   price $139,500 303-char remark

   Show marketing remark (303 chars)

   Cute little 3BR/2BA home just outside of Sylacauga. This house has been fully renovated. The list of upgrades is expansive, but includes the HVAC, Electrical, Plumbing, both bathrooms & kitchen. If you're in the market for a move in ready place, then call today to schedule your private showing!!!

10. 2026-01-24
    price $144,900 303-char remark

    Show marketing remark (303 chars)

    Cute little 3BR/2BA home just outside of Sylacauga. This house has been fully renovated. The list of upgrades is expansive, but includes the HVAC, Electrical, Plumbing, both bathrooms & kitchen. If you're in the market for a move in ready place, then call today to schedule your private showing!!!

11. 2025-12-04
    price $147,500 303-char remark

    Show marketing remark (303 chars)

    Cute little 3BR/2BA home just outside of Sylacauga. This house has been fully renovated. The list of upgrades is expansive, but includes the HVAC, Electrical, Plumbing, both bathrooms & kitchen. If you're in the market for a move in ready place, then call today to schedule your private showing!!!

12. 2025-10-28
    price $149,900 303-char remark

    Show marketing remark (303 chars)

    Cute little 3BR/2BA home just outside of Sylacauga. This house has been fully renovated. The list of upgrades is expansive, but includes the HVAC, Electrical, Plumbing, both bathrooms & kitchen. If you're in the market for a move in ready place, then call today to schedule your private showing!!!

13. 2025-09-26
    price $154,900 303-char remark

    Show marketing remark (303 chars)

    Cute little 3BR/2BA home just outside of Sylacauga. This house has been fully renovated. The list of upgrades is expansive, but includes the HVAC, Electrical, Plumbing, both bathrooms & kitchen. If you're in the market for a move in ready place, then call today to schedule your private showing!!!

14. 2025-08-18
    price $164,900 303-char remark

    Show marketing remark (303 chars)

    Cute little 3BR/2BA home just outside of Sylacauga. This house has been fully renovated. The list of upgrades is expansive, but includes the HVAC, Electrical, Plumbing, both bathrooms & kitchen. If you're in the market for a move in ready place, then call today to schedule your private showing!!!

15. 2025-07-17
    price $174,900 303-char remark

    Show marketing remark (303 chars)

    Cute little 3BR/2BA home just outside of Sylacauga. This house has been fully renovated. The list of upgrades is expansive, but includes the HVAC, Electrical, Plumbing, both bathrooms & kitchen. If you're in the market for a move in ready place, then call today to schedule your private showing!!!

16. 2025-06-20
    price $184,900 303-char remark

    Show marketing remark (303 chars)

    Cute little 3BR/2BA home just outside of Sylacauga. This house has been fully renovated. The list of upgrades is expansive, but includes the HVAC, Electrical, Plumbing, both bathrooms & kitchen. If you're in the market for a move in ready place, then call today to schedule your private showing!!!

17. 2025-05-22
    price $189,900 303-char remark

    Show marketing remark (303 chars)

    Cute little 3BR/2BA home just outside of Sylacauga. This house has been fully renovated. The list of upgrades is expansive, but includes the HVAC, Electrical, Plumbing, both bathrooms & kitchen. If you're in the market for a move in ready place, then call today to schedule your private showing!!!

18. 2025-04-08
    listed $199,900 Active 303-char remark

    Show marketing remark (303 chars)

    Cute little 3BR/2BA home just outside of Sylacauga. This house has been fully renovated. The list of upgrades is expansive, but includes the HVAC, Electrical, Plumbing, both bathrooms & kitchen. If you're in the market for a move in ready place, then call today to schedule your private showing!!!

19. 2024-08-15
    price $69,900
20. 2024-08-01
    price $74,900
21. 2024-07-03
    price $79,000
22. 2024-06-07
    price $83,500
23. 2024-05-10
    price $89,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $1,196 · $100/mo
• Projected year-2 tax: $1,196 · $100/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 6/10 Major 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 33% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,388
• − Mortgage interest: −$7,725
• − Property taxes: −$1,196
• − Insurance: −$690
• − Repairs & maintenance: −$1,151
• − Management: −$1,151
• − Depreciation: −$4,012
• Taxable loss: −$1,536
• Est. tax savings @ 24.0%: +$369
• After-tax cash flow: $1,172/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Sylacauga City
• NCES district ID: 0103120
• Math proficiency: 20% ▼ -25.00%
• Reading proficiency: 45% ▲ 4.00%
• Median HH income: $33,900
• Composite: 26.64/100
• National rank: #7170
• State rank: #63 of 129 in AL

Livability — Sylacauga

• Score: 64/100
• State rank: #157
• US rank: #14297

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A Health & safety A- User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Sylacauga, AL
• City population: 17,118
• Population (ZIP): 17,118

Population outlook (Talladega County) Hauer SSP2

• Today (2025): 78,905 people
• By 2030: 77,160 · -2.2%
• By 2040: 72,937 · -7.6%
• By 2050: 68,279 · -13.5%
• By 2075: 57,884 · -26.6%
• By 2100: 47,220 · -40.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (62%)
• Race & ethnicity: White 62% Black 32% Two or more races 3% Hispanic / Latino 2%
• Common ancestry: Slovak 1% Hispanic 1% Italian 1%
• Foreign-born: 1% · Canada
• Languages at home: 97% English-only · Spanish 2% Other Indo-European 1%

Political lean MEDSL · Talladega

• 2024 margin: Solid R (+33.8) · D 32.9% · R 66.6%
• 2008→2024 swing: -15.3pp toward R · 2008: -18.5pp · 2024: -33.8pp
• All cycles: 2024: R+33.8 2020: R+25.5 2016: R+25.6 2012: R+16.0 2008: R+18.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -20.65%
• Current HPI: 240.527
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+53.4% since first listed

18 events — show timeline

• 2026-05-11 Price Changed $137,900 Greater Alabama MLS
• 2026-03-27 Relisted — Greater Alabama MLS
• 2026-03-18 Pending — Greater Alabama MLS
• 2026-03-05 Price Changed $139,500 Greater Alabama MLS
• 2026-01-24 Price Changed $144,900 Greater Alabama MLS
• 2025-12-04 Price Changed $147,500 Greater Alabama MLS
• 2025-10-28 Price Changed $149,900 Greater Alabama MLS
• 2025-09-26 Price Changed $154,900 Greater Alabama MLS
• 2025-08-18 Price Changed $164,900 Greater Alabama MLS
• 2025-07-17 Price Changed $174,900 Greater Alabama MLS
• 2025-06-20 Price Changed $184,900 Greater Alabama MLS
• 2025-05-22 Price Changed $189,900 Greater Alabama MLS
• 2025-04-08 Listed $199,900 Greater Alabama MLS
• 2024-08-15 Price Changed $69,900 Greater Alabama MLS
• 2024-08-01 Price Changed $74,900 Greater Alabama MLS
• 2024-07-03 Price Changed $79,000 Greater Alabama MLS
• 2024-06-07 Price Changed $83,500 Greater Alabama MLS
• 2024-05-10 Price Changed $89,900 Greater Alabama MLS

Property tax history

+40.3%/yr

Latest (2025): $1,196 · +183.6% YoY. Source: county tax records.