222 S Schuylkill Ave · West Mahanoy, PA 17976

$75,000

2 bd · 1.0 ba · 1,362 sqft · Townhouse public records · 10 Days on market

Built 1920 1,742 sqft lot Est $87k · 14% under

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Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +13.8/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Appreciation +6.9/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.4/10.0

Listing remarks

Step into the spacious living room, offering plenty of room for comfortable everyday living. This room serves as the heart of the home. The eat in kitchen offers a warm and inviting atmosphere, featuring classic wooded cabinetry that provides ample storage and timeless appeal. Functional layout. 4 bedrooms delivers the flexibility and room to suit the needs of many. The 2 enclosed rear porches providing versatile space . A full basement with room for storage. Walk out to the rear yard adding direct access. Spacious 4th bedroom located in the attic area.

Key facts

• Rear yard
• Wooded cabinetry
• Eat in kitchen

Tags

• EAT IN KITCHEN
• WOODED CABINETRY
• ENCLOSED REAR PORCHES
• FULL BASEMENT
• REAR YARD
• 4TH BEDROOM IN ATTIC

Property features AI

Finance

• Other: Estimated above-grade finished area (1,358); Lot dimensions approximately 18 x 100 (assessor)

Exterior

• Parking: On-street parking
• Utilities: Public water; Public sewer; 100 amp electric service; Cable TV/Internet available
• Home design: Semi-detached property; Fee simple ownership; Not in a federal flood zone
• Construction: Aluminum siding exterior; Block foundation; Shingle and built-up roof
• Exterior features: Sidewalks; Street lights

Interior

• Kitchen: Electric oven/range; Microwave; Refrigerator
• Bedrooms: Three bedrooms on the first upper level; One bedroom on the second upper level
• Flooring: Carpet
• Bathrooms: One full bathroom (all upper levels)
• Heating & cooling: Hot water baseboard heating; Oil-fired heating and hot water
• Interior features: Carpet flooring in areas; Traditional floor plan; Eat-in kitchen; Full basement
• Laundry & utility: Electric dryer; Washer

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath townhouse listed at $75k.

Deal economics

• At list price, monthly cash flow is $524 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $75k).

Location & tenants

• Location reads: area grade A — affects rentability + tenant quality, not the cash-flow math above.
• Shenandoah Valley SD (town): math 20% / reading 38% proficiency, ranked #454 of 539 in PA (top 84%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Shenandoah Valley El Sch (math 21% / reading 41%, grade F, #1,116 of 1,518 statewide, top 74%, 667 students, 100% FRL) — zoned schools average 100% FRL vs 66% district-wide (34 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 63 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 169 units permitted in Schuylkill County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $3k of equity ($519 loan paydown + $3k appreciation (3.8% local appreciation)).
• Schuylkill County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (3.8% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 10, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 10 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $75,000

Questions for the listing agent

1. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.76% ✓
• Cap rate: 14.68%
• Cash-on-cash: 29.97%
• DSCR: 2.33
• GRM: 4.7

CMA / ARV

• ARV (on-the-fly): $87,168
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
195 Ohio Ave	0.09mi	3/2.0 (+1)	1,310 (-4%)	2mo	$115,000	$88	79
223 N Highland St	0.28mi	3/1.0 (+1)	1,342 (-2%)	7mo	$55,000	$41	74
205 Schuylkill Ave	0.04mi	3/1.0 (+1)	1,260 (-8%)	10mo	$110,000	$87	72
209 Indiana Ave	0.12mi	3/1.5 (+1)	1,527 (+12%)	5mo	$133,000	$87	63
412 W Penn St	0.27mi	3/1.5 (+1)	1,313 (-4%)	20mo	$50,000	$38	58
324 S Jardin St	0.69mi	3/1.5 (+1)	1,380 (+1%)	5mo	$100,000	$72	55
246 Florida Ave	0.15mi	3/1.0 (+1)	1,168 (-14%)	13mo	$130,000	$111	54
226 N West St	0.28mi	3/1.0 (+1)	1,250 (-8%)	21mo	$79,900	$64	51
327 Cherry St	0.55mi	3/1.0 (+1)	1,370 (+1%)	22mo	$55,000	$40	50
72 W Weston Pl	0.71mi	3/1.0 (+1)	1,440 (+6%)	11mo	$48,000	$33	44
7 S West St	0.47mi	3/1.5 (+1)	1,188 (-13%)	12mo	$45,000	$38	40
337 S Jardin St	0.71mi	3/1.0 (+1)	1,170 (-14%)	5mo	$70,000	$60	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.84% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 37.3%
• Equity multiple: 3.18×
• Total profit: $45,858
• Equity at exit: $37,345

10-year hold

• IRR: 36.5%
• Equity multiple: 6.35×
• Total profit: $112,419
• Equity at exit: $60,543

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 17976

• Home prices YoY: 1.3%
• Active inventory: 63
• Price-to-rent: 4.7×

Monthly cashflow live

• Estimated rent: $1,320 medium
• Mortgage (P&I): −$393
• Tax est. 1.5%: −$94 /mo · $1,125/yr
• Insurance: −$31
• HOA: −$0
• Vacancy / Maint / Mgmt: −$277
• Net cashflow: $524

Break-even live

Break-even rent $656

Max offer price $75,000

Occupancy floor 55%

Sensitivity live

Price	-10% $576	-5% $550	+0% $524	+5% $498	+10% $473
Rent	-10% $420	-5% $472	+0% $524	+5% $577	+10% $629
Rate	-1.0pp $562	-0.5pp $543	base $524	+0.5pp $505	+1.0pp $485

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $18,750
• Closing costs: $2,250
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
230 W Arlington St Shenandoah, PA	3.0	1.0	1143	$1,400	$1.22	44d	1	0.34mi
15 N Gilbert St Shenandoah, PA	1.0	1.5	910	$1,200	$1.32	44d	1	0.41mi

Listing history 8 events

1. 2026-06-21
   days on market $75,000 Active 10 DOM
2. 2026-06-18
   days on market $75,000 Active 8 DOM
3. 2026-06-17
   days on market $75,000 Active 7 DOM
4. 2026-06-16
   days on market $75,000 Active 6 DOM
5. 2026-06-15
   days on market $75,000 Active 5 DOM
6. 2026-06-13
   days on market $75,000 Active 3 DOM
7. 2026-06-12
   remarks 559-char remark
8. 2026-06-12
   listed $75,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 3/10 Moderate 7 d/yr ≥92°F today · 15 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 7% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,838
• − Mortgage interest: −$4,201
• − Property taxes: −$1,125
• − Insurance: −$375
• − Repairs & maintenance: −$1,267
• − Management: −$1,267
• − Depreciation: −$2,182
• Taxable income: $5,421
• Est. tax owed @ 24.0%: −$1,301
• After-tax cash flow: $4,992/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Shenandoah Valley SD
• NCES district ID: 4221490
• Math proficiency: 20% ▼ -8.00%
• Reading proficiency: 38% ▼ -6.00%
• Median HH income: $31,968
• Composite: 23.58/100
• National rank: #7851
• State rank: #454 of 539 in PA

Livability — West Mahanoy

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Shenandoah Heights, PA
• Population (ZIP): 5,988

Population outlook (Schuylkill County) Hauer SSP2

• Today (2025): 137,447 people
• By 2030: 133,121 · -3.1%
• By 2040: 124,172 · -9.7%
• By 2050: 115,611 · -15.9%
• By 2075: 100,796 · -26.7%
• By 2100: 86,667 · -36.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (63%)
• Race & ethnicity: White 63% Hispanic / Latino 34% Two or more races 12% Black 2%
• Hispanic origin (detail): Mexican 10% Puerto Rican 8% Dominican 11%
• Common ancestry: Romanian 20% Iranian 2% Scotch-Irish 2%
• Foreign-born: 10% · Canada
• Languages at home: 68% English-only · Spanish 30% Russian/Polish/Slavic 1%

Political lean MEDSL · Schuylkill

• 2024 margin: Solid R (+42.1) · D 28.5% · R 70.6%
• 2008→2024 swing: -33.4pp toward R · 2008: -8.7pp · 2024: -42.1pp
• All cycles: 2024: R+42.1 2020: R+39.9 2016: R+43.4 2012: R+13.4 2008: R+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 3.84%
• Current HPI: 308.8036
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

1 event — show timeline

• 2026-06-10 Listed $75,000 BRIGHT MLS

Property tax history

+18.5%/yr

Latest (2026): $4,968 · +480.6% YoY. Source: county tax records.