103 Camino Arroyo S · Palm Desert, CA 92260

$399,000

3 bd · 3.0 ba · 2,051 sqft · Condo public records · 118 Days on market

Built 1980 $195/sqft · 24% below area Est $527k · 24% under $1317/mo HOA · 25% of rent

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.6/30.0
• ARV discount +15.0/15.0
• 1% rule +8.3/10.0
• DSCR +5.1/10.0
• Schools +3.8/10.0
• Rent growth +2.9/5.0
• Livability +2.6/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Reduced to Sell – South-facing mountain views with NO electrical bills thanks to rooftop SOLAR. Welcome to 103 Camino Arroyo S in Chaparral Country Club—where privacy, comfort, and lifestyle come together in one beautifully updated single-level home. This 3-bedroom, 3-bath residence offers 2,051 sq ft of open living space and expansive south-facing mountain views from a private back patio—perfect for relaxing mornings and peaceful desert evenings. Unlike golf course properties, this home offers a quiet, private setting with no cart traffic, no stray golf balls, and a more tranquil outdoor experience—while still enjoying full access to all of Chaparral’s premier amenities. Inside, you’ll find a thoughtfully upgraded interior featuring a renovated kitchen with modern counters, cabinetry, and appliances, along with crown molding, recessed lighting, updated flooring, and a stylish fireplace finish. The home is truly move-in ready. Major system upgrades add real value and efficiency, including a solar power system and a new HVAC system with upgraded ducting—providing year-round comfort and lower energy costs. Chaparral Country Club offers a true resort lifestyle with a Ted Robinson-designed 18-hole golf course, 21 pools and spas, tennis and pickleball courts, fitness center, and a vibrant clubhouse with dining and social events. Whether you’re looking for a full-time residence or seasonal retreat, this home delivers exceptional value, comfort, and lifestyle in one of Palm Desert’s most sought-after communities.

Key facts

• $1,317 HOA
• 2 garage spots
• Community pool

What this means for you Summary

Snapshot

• This is a 3-bed/3.0-bath condo listed at $399k.

Deal economics

• At list price, monthly cash flow is $238 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($5k rent vs $399k).
• Recommended offer: $363k (9.0% below list) — sets the bar for market timing.
• Cap rate 7.0% vs local median 3.5% in Palm Desert — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 51/100 on livability (#1,050 in CA) — a working-class tenant base; expect higher turnover. Strengths: schools A-, employment B+, housing B; Watch: crime D, amenities F, commute F.
• Desert Sands Unified (suburban): math 31% / reading 56% proficiency, ranked #199 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.6%/yr); 545 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 82% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
• At $5,307/mo this rent would consume 91% of the median local household income ($70k/yr) (locally 1734% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
• Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 118 days — a 9% lower offer ($363k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 7y ago; this cycle's ask has dropped $171k (30%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $310k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: HOA is 25% of rent.
• Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $363,090 (9.0% below list)

Questions for the listing agent

1. It's been on market 118 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.33% ✓
• Cap rate: 7.01%
• Cash-on-cash: 2.56%
• DSCR: 1.11
• GRM: 6.3

CMA / ARV

• ARV (median comp): $527,422
• List price: $399,000
• Delta: -24.35%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 1.6% rent growth · sell at horizon

5-year hold

• IRR: -14.2%
• Equity multiple: 0.50×
• Total profit: $-56,052
• Equity at exit: $59,492

10-year hold

• IRR: -8.6%
• Equity multiple: 0.50×
• Total profit: $-55,389
• Equity at exit: $34,498

Cash invested: $111,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 92260

• Rents YoY: 1.6%
• Active inventory: 545
• Price-to-rent: 6.3×

Monthly cashflow live

• Estimated rent: $5,307 high
• Mortgage (P&I): −$2,092
• Tax from tax record: −$379 /mo · $4,547/yr
• Insurance: −$166
• HOA: −$1,317
• Vacancy / Maint / Mgmt: −$1,114
• Net cashflow: $238

Break-even live

Break-even rent $5,006

Max offer price $399,000

Occupancy floor 91%

Sensitivity live

Price	-10% $464	-5% $351	+0% $238	+5% $125	+10% $12
Rent	-10% $-181	-5% $28	+0% $238	+5% $448	+10% $657
Rate	-1.0pp $439	-0.5pp $340	base $238	+0.5pp $135	+1.0pp $29

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $99,750
• Closing costs: $11,970
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
168 Camino Arroyo S Palm Desert, CA	3.0	3.0	2051	$5,000	$2.44	44d	1	0.18mi
181 Camino Arroyo S Palm Desert, CA	3.0	2.0	1821	$6,300	$3.46	44d	1	0.20mi
74036 Mercury Cir W Palm Desert, CA	2.0	2.0	1440	$2,800	$1.94	44d	1	0.21mi
289 Castellana N Palm Desert, CA	2.0	2.0	1457	$3,000	$2.06	25d	1	0.23mi
92 Presidio Pl Palm Desert, CA	3.0	2.0	1821	$5,500	$3.02	44d	1	0.26mi
84 Presidio Pl Palm Desert, CA	3.0	2.0	1921	$6,500	$3.38	44d	1	0.26mi
82 Presidio Pl Palm Desert, CA	3.0	2.0	1851	$5,500	$2.97	44d	1	0.26mi
38 Conejo Cir Palm Desert, CA	3.0	3.0	2056	$6,500	$3.16	44d	1	0.28mi
85 Conejo Cir Palm Desert, CA	3.0	3.0	2119	$6,000	$2.83	44d	1	0.40mi
82 Conejo Cir Palm Desert, CA	3.0	2.0	1759	$6,500	$3.70	44d	1	0.43mi
39 Camino Arroyo Pl Palm Desert, CA	2.0	2.0	1533	$6,000	$3.91	44d	1	0.48mi
236 Castellana S Palm Desert, CA	2.0	2.0	1684	$8,000	$4.75	44d	1	0.56mi
432 S Sierra Madre Palm Desert, CA	2.0	2.0	1584	$5,300	$3.35	44d	1	0.59mi
389 Gran Via Palm Desert, CA	3.0	2.0	1670	$3,750	$2.25	25d	1	0.59mi
25 Maximo Way Palm Desert, CA	3.0	3.0	2056	$7,800	$3.79	44d	1	0.59mi
224 Castellana S Palm Desert, CA	2.0	2.0	1457	$5,300	$3.64	44d	1	0.60mi
222 Castellana S Palm Desert, CA	2.0	2.5	1656	$7,700	$4.65	44d	1	0.60mi
153 Camino Arroyo N Palm Desert, CA	3.0	2.0	1980	$7,300	$3.69	21d	1	0.62mi
352 S Sierra Madre Palm Desert, CA	2.0	2.0	1584	$5,800	$3.66	44d	1	0.63mi
43260 Silk Tree Ln Palm Desert, CA	4.0	2.0	1492	$3,500	$2.35	3d	1	0.64mi
186 Madrid Ave Palm Desert, CA	2.0	2.0	1800	$7,100	$3.94	44d	1	0.66mi
345 Gran Via Palm Desert, CA	2.0	2.0	1584	$5,500	$3.47	44d	1	0.68mi
191 Madrid Ave Palm Desert, CA	2.0	2.0	1800	$5,500	$3.06	44d	1	0.68mi
316 S Sierra Madre Palm Desert, CA	2.0	2.0	1656	$5,700	$3.44	44d	1	0.71mi
294 San Vicente Cir Palm Desert, CA	2.0	2.0	1584	$5,300	$3.35	44d	1	0.72mi
184 Castellana S Palm Desert, CA	2.0	2.0	1457	$5,400	$3.71	44d	1	0.72mi
359 Villena Way Palm Desert, CA	2.0	2.0	2208	$9,500	$4.30	44d	1	0.72mi
363 San Remo St Palm Desert, CA	2.0	2.0	1656	$7,500	$4.53	44d	1	0.74mi
172 Gran Via Palm Desert, CA	2.0	1.5	1584	$7,000	$4.42	44d	1	0.74mi
278 San Vicente Cir Palm Desert, CA	2.0	2.0	1656	$5,200	$3.14	44d	1	0.75mi
305 Durango Palm Desert, CA	2.0	2.0	1670	$6,300	$3.77	44d	1	0.75mi
175 Gran Via Palm Desert, CA	2.0	2.0	1656	$2,599	$1.57	5d	1	0.76mi
173 Gran Via Palm Desert, CA	2.0	2.0	1584	$5,000	$3.16	44d	1	0.76mi
295 Cordoba Way Palm Desert, CA	2.0	2.0	1800	$6,000	$3.33	44d	1	0.77mi
254 Santa Barbara Cir Palm Desert, CA	2.0	2.0	1656	$8,000	$4.83	44d	1	0.79mi
311 Villena Way Palm Desert, CA	2.0	2.0	1653	$7,000	$4.23	25d	1	0.79mi
246 Santa Barbara Cir Palm Desert, CA	2.0	2.0	1656	$9,000	$5.43	44d	1	0.80mi
261 Santa Barbara Cir Palm Desert, CA	2.0	2.0	1656	$5,800	$3.50	44d	1	0.81mi
240 Santa Barbara Cir Palm Desert, CA	2.0	2.0	1457	$6,000	$4.12	25d	1	0.81mi
323 San Remo St Palm Desert, CA	2.0	2.0	1556	$8,500	$5.46	44d	1	0.83mi

HOA detail condo

• Monthly dues: $1,317 · $15,804/yr
• Likely covers: electricpoolgym
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 30 events

1. 2026-06-18
   days on market $399,000 Active 118 DOM
2. 2026-06-17
   days on market $399,000 Active 117 DOM
3. 2026-06-16
   days on market $399,000 Active 116 DOM
4. 2026-06-15
   days on market $399,000 Active 115 DOM
5. 2026-06-13
   days on market $399,000 Active 113 DOM
6. 2026-06-09
   days on market $399,000 Active 109 DOM
7. 2026-06-08
   days on market $399,000 Active 108 DOM
8. 2026-06-07
   days on market $399,000 Active 107 DOM
9. 2026-06-04
   days on market $399,000 Active 104 DOM
10. 2026-06-03
    days on market $399,000 Active 103 DOM
11. 2026-06-02
    days on market $399,000 Active 102 DOM
12. 2026-06-01
    days on market $399,000 Active 101 DOM
13. 2026-05-31
    days on market $399,000 Active 100 DOM
14. 2026-05-14
    price $399,000 1585-char remark

    Show marketing remark (1585 chars)

    Reduced to Sell – South-facing mountain views with NO electrical bills thanks to rooftop SOLAR. Welcome to 103 Camino Arroyo S in Chaparral Country Club—where privacy, comfort, and lifestyle come together in one beautifully updated single-level home. This 3-bedroom, 3-bath residence offers 2,051 sq ft of open living space and expansive south-facing mountain views from a private back patio—perfect for relaxing mornings and peaceful desert evenings. Unlike golf course properties, this home offers a quiet, private setting with no cart traffic, no stray golf balls, and a more tranquil outdoor experience—while still enjoying full access to all of Chaparral’s premier amenities. Inside, you’ll find a thoughtfully upgraded interior featuring a renovated kitchen with modern counters, cabinetry, and appliances, along with crown molding, recessed lighting, updated flooring, and a stylish fireplace finish. The home is truly move-in ready. Major system upgrades add real value and efficiency, including a solar power system and a new HVAC system with upgraded ducting—providing year-round comfort and lower energy costs. Chaparral Country Club offers a true resort lifestyle with a Ted Robinson-designed 18-hole golf course, 21 pools and spas, tennis and pickleball courts, fitness center, and a vibrant clubhouse with dining and social events. Whether you’re looking for a full-time residence or seasonal retreat, this home delivers exceptional value, comfort, and lifestyle in one of Palm Desert’s most sought-after communities.

15. 2026-04-18
    price $462,000 1585-char remark

    Show marketing remark (1585 chars)

    Reduced to Sell – South-facing mountain views with NO electrical bills thanks to rooftop SOLAR. Welcome to 103 Camino Arroyo S in Chaparral Country Club—where privacy, comfort, and lifestyle come together in one beautifully updated single-level home. This 3-bedroom, 3-bath residence offers 2,051 sq ft of open living space and expansive south-facing mountain views from a private back patio—perfect for relaxing mornings and peaceful desert evenings. Unlike golf course properties, this home offers a quiet, private setting with no cart traffic, no stray golf balls, and a more tranquil outdoor experience—while still enjoying full access to all of Chaparral’s premier amenities. Inside, you’ll find a thoughtfully upgraded interior featuring a renovated kitchen with modern counters, cabinetry, and appliances, along with crown molding, recessed lighting, updated flooring, and a stylish fireplace finish. The home is truly move-in ready. Major system upgrades add real value and efficiency, including a solar power system and a new HVAC system with upgraded ducting—providing year-round comfort and lower energy costs. Chaparral Country Club offers a true resort lifestyle with a Ted Robinson-designed 18-hole golf course, 21 pools and spas, tennis and pickleball courts, fitness center, and a vibrant clubhouse with dining and social events. Whether you’re looking for a full-time residence or seasonal retreat, this home delivers exceptional value, comfort, and lifestyle in one of Palm Desert’s most sought-after communities.

16. 2026-04-09
    price $522,000 1585-char remark

    Show marketing remark (1585 chars)

    Reduced to Sell – South-facing mountain views with NO electrical bills thanks to rooftop SOLAR. Welcome to 103 Camino Arroyo S in Chaparral Country Club—where privacy, comfort, and lifestyle come together in one beautifully updated single-level home. This 3-bedroom, 3-bath residence offers 2,051 sq ft of open living space and expansive south-facing mountain views from a private back patio—perfect for relaxing mornings and peaceful desert evenings. Unlike golf course properties, this home offers a quiet, private setting with no cart traffic, no stray golf balls, and a more tranquil outdoor experience—while still enjoying full access to all of Chaparral’s premier amenities. Inside, you’ll find a thoughtfully upgraded interior featuring a renovated kitchen with modern counters, cabinetry, and appliances, along with crown molding, recessed lighting, updated flooring, and a stylish fireplace finish. The home is truly move-in ready. Major system upgrades add real value and efficiency, including a solar power system and a new HVAC system with upgraded ducting—providing year-round comfort and lower energy costs. Chaparral Country Club offers a true resort lifestyle with a Ted Robinson-designed 18-hole golf course, 21 pools and spas, tennis and pickleball courts, fitness center, and a vibrant clubhouse with dining and social events. Whether you’re looking for a full-time residence or seasonal retreat, this home delivers exceptional value, comfort, and lifestyle in one of Palm Desert’s most sought-after communities.

17. 2026-03-11
    price $547,000 1585-char remark

    Show marketing remark (1585 chars)

    Reduced to Sell – South-facing mountain views with NO electrical bills thanks to rooftop SOLAR. Welcome to 103 Camino Arroyo S in Chaparral Country Club—where privacy, comfort, and lifestyle come together in one beautifully updated single-level home. This 3-bedroom, 3-bath residence offers 2,051 sq ft of open living space and expansive south-facing mountain views from a private back patio—perfect for relaxing mornings and peaceful desert evenings. Unlike golf course properties, this home offers a quiet, private setting with no cart traffic, no stray golf balls, and a more tranquil outdoor experience—while still enjoying full access to all of Chaparral’s premier amenities. Inside, you’ll find a thoughtfully upgraded interior featuring a renovated kitchen with modern counters, cabinetry, and appliances, along with crown molding, recessed lighting, updated flooring, and a stylish fireplace finish. The home is truly move-in ready. Major system upgrades add real value and efficiency, including a solar power system and a new HVAC system with upgraded ducting—providing year-round comfort and lower energy costs. Chaparral Country Club offers a true resort lifestyle with a Ted Robinson-designed 18-hole golf course, 21 pools and spas, tennis and pickleball courts, fitness center, and a vibrant clubhouse with dining and social events. Whether you’re looking for a full-time residence or seasonal retreat, this home delivers exceptional value, comfort, and lifestyle in one of Palm Desert’s most sought-after communities.

18. 2026-02-20
    listed $570,000 Active 1585-char remark

    Show marketing remark (1585 chars)

    Reduced to Sell – South-facing mountain views with NO electrical bills thanks to rooftop SOLAR. Welcome to 103 Camino Arroyo S in Chaparral Country Club—where privacy, comfort, and lifestyle come together in one beautifully updated single-level home. This 3-bedroom, 3-bath residence offers 2,051 sq ft of open living space and expansive south-facing mountain views from a private back patio—perfect for relaxing mornings and peaceful desert evenings. Unlike golf course properties, this home offers a quiet, private setting with no cart traffic, no stray golf balls, and a more tranquil outdoor experience—while still enjoying full access to all of Chaparral’s premier amenities. Inside, you’ll find a thoughtfully upgraded interior featuring a renovated kitchen with modern counters, cabinetry, and appliances, along with crown molding, recessed lighting, updated flooring, and a stylish fireplace finish. The home is truly move-in ready. Major system upgrades add real value and efficiency, including a solar power system and a new HVAC system with upgraded ducting—providing year-round comfort and lower energy costs. Chaparral Country Club offers a true resort lifestyle with a Ted Robinson-designed 18-hole golf course, 21 pools and spas, tennis and pickleball courts, fitness center, and a vibrant clubhouse with dining and social events. Whether you’re looking for a full-time residence or seasonal retreat, this home delivers exceptional value, comfort, and lifestyle in one of Palm Desert’s most sought-after communities.

19. 2026-02-01
    historical $570,000 1585-char remark

    Show marketing remark (1585 chars)

    Reduced to Sell – South-facing mountain views with NO electrical bills thanks to rooftop SOLAR. Welcome to 103 Camino Arroyo S in Chaparral Country Club—where privacy, comfort, and lifestyle come together in one beautifully updated single-level home. This 3-bedroom, 3-bath residence offers 2,051 sq ft of open living space and expansive south-facing mountain views from a private back patio—perfect for relaxing mornings and peaceful desert evenings. Unlike golf course properties, this home offers a quiet, private setting with no cart traffic, no stray golf balls, and a more tranquil outdoor experience—while still enjoying full access to all of Chaparral’s premier amenities. Inside, you’ll find a thoughtfully upgraded interior featuring a renovated kitchen with modern counters, cabinetry, and appliances, along with crown molding, recessed lighting, updated flooring, and a stylish fireplace finish. The home is truly move-in ready. Major system upgrades add real value and efficiency, including a solar power system and a new HVAC system with upgraded ducting—providing year-round comfort and lower energy costs. Chaparral Country Club offers a true resort lifestyle with a Ted Robinson-designed 18-hole golf course, 21 pools and spas, tennis and pickleball courts, fitness center, and a vibrant clubhouse with dining and social events. Whether you’re looking for a full-time residence or seasonal retreat, this home delivers exceptional value, comfort, and lifestyle in one of Palm Desert’s most sought-after communities.

20. 2019-08-30
    soldstatus $309,800 Closed Sale 670-char remark

    Show marketing remark (670 chars)

    NEW! On the Market! Welcome Home to the Beautiful Chaparral Country Club! This residence is perfect for seasonal or year-round residents. Newly upgraded/renovated: Kitchen, Counters, Cabinets, Dishwasher, Stove, Built in Microwave, Crown Molding, Recessed Lights, Paint Throughout, Tile Flooring, Carpet, Window Treatment, Fireplace Tile Finish, and much more! Spacious layout is perfect for those seasonal gatherings. Newer AC/Heating Unit and Water Heater. Property is located just a few steps from one of the 21 heated community pools. Security guard gated community with 24 Hour roving patrol. This property is turnkey move-in ready and truly must see to appreciate!

21. 2019-08-30
    soldstatus $310,000

    Show marketing remark (670 chars)

    NEW! On the Market! Welcome Home to the Beautiful Chaparral Country Club! This residence is perfect for seasonal or year-round residents. Newly upgraded/renovated: Kitchen, Counters, Cabinets, Dishwasher, Stove, Built in Microwave, Crown Molding, Recessed Lights, Paint Throughout, Tile Flooring, Carpet, Window Treatment, Fireplace Tile Finish, and much more! Spacious layout is perfect for those seasonal gatherings. Newer AC/Heating Unit and Water Heater. Property is located just a few steps from one of the 21 heated community pools. Security guard gated community with 24 Hour roving patrol. This property is turnkey move-in ready and truly must see to appreciate!

22. 2019-08-03
    status Pending Sale 670-char remark

    Show marketing remark (670 chars)

    NEW! On the Market! Welcome Home to the Beautiful Chaparral Country Club! This residence is perfect for seasonal or year-round residents. Newly upgraded/renovated: Kitchen, Counters, Cabinets, Dishwasher, Stove, Built in Microwave, Crown Molding, Recessed Lights, Paint Throughout, Tile Flooring, Carpet, Window Treatment, Fireplace Tile Finish, and much more! Spacious layout is perfect for those seasonal gatherings. Newer AC/Heating Unit and Water Heater. Property is located just a few steps from one of the 21 heated community pools. Security guard gated community with 24 Hour roving patrol. This property is turnkey move-in ready and truly must see to appreciate!

23. 2019-07-17
    listed $309,800 Active 670-char remark

    Show marketing remark (670 chars)

    NEW! On the Market! Welcome Home to the Beautiful Chaparral Country Club! This residence is perfect for seasonal or year-round residents. Newly upgraded/renovated: Kitchen, Counters, Cabinets, Dishwasher, Stove, Built in Microwave, Crown Molding, Recessed Lights, Paint Throughout, Tile Flooring, Carpet, Window Treatment, Fireplace Tile Finish, and much more! Spacious layout is perfect for those seasonal gatherings. Newer AC/Heating Unit and Water Heater. Property is located just a few steps from one of the 21 heated community pools. Security guard gated community with 24 Hour roving patrol. This property is turnkey move-in ready and truly must see to appreciate!

24. 2019-07-01
    historical
25. 2019-02-20
    listed $299,000
26. 2019-02-01
    soldstatus $225,000 Closed Sale
27. 2019-02-01
    soldstatus $225,000
28. 2019-01-17
    status Pending Sale
29. 2019-01-15
    listed $225,000 Active
30. 1981-02-01
    soldstatus $152,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

• Current annual tax: $4,547 · $379/mo
• Projected year-2 tax: $4,547 · $379/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥114°F today · 19 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $63,685
• − Mortgage interest: −$22,350
• − Property taxes: −$4,547
• − Insurance: −$1,995
• − Repairs & maintenance: −$5,095
• − Management: −$5,095
• − HOA: −$15,804
• − Depreciation: −$11,607
• Taxable loss: −$2,808
• Est. tax savings @ 24.0%: +$674
• After-tax cash flow: $3,530/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Desert Sands Unified
• NCES district ID: 0611110
• Math proficiency: 31% ▼ -4.00%
• Reading proficiency: 56% ▲ 7.00%
• Median HH income: $54,957
• Composite: 37.77/100
• National rank: #4346
• State rank: #199 of 517 in CA

Livability — Palm Desert

• Score: 51/100
• State rank: #1050
• US rank: #25164

Category grades

Amenities F Commute F Cost of living F Crime D Employment B+ Housing B Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Palm Desert, CA
• County: Riverside County · 2,287,001 people
• City population: 58,615
• Metro: Riverside-San Bernardino-Ontario, CA
• Population (ZIP): 30,523
• Household income: $70,091
• Rent vs Own: 36.2% rent · 63.8% own
• Severe rent burden: 1734.0

Population outlook (Riverside County) Hauer SSP2

• Today (2025): 2,664,475 people
• By 2030: 2,802,692 · +5.2%
• By 2040: 3,050,904 · +14.5%
• By 2050: 3,256,783 · +22.2%
• By 2075: 3,655,058 · +37.2%
• By 2100: 3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (61%)
• Race & ethnicity: White 61% Hispanic / Latino 31% Two or more races 20% Asian 4% Black 2%
• Hispanic origin (detail): Mexican 25%
• Common ancestry: Italian 4% Lithuanian 3% Slovak 2%
• Foreign-born: 18% · Canada, South Korea, Vietnam
• Languages at home: 73% English-only · Spanish 22% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Riverside

• 2024 margin: Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
• 2008→2024 swing: -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
• All cycles: 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -364.94%
• Current HPI: 294.9425
• Rent YoY: ▲ 1.60%
• Metro: Riverside-San Bernardino-Ontario, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+161.6% since first listed

17 events — show timeline

• 2026-05-14 Price Changed $399,000 CRMLS
• 2026-04-18 Price Changed $462,000 CRMLS
• 2026-04-09 Price Changed $522,000 CRMLS
• 2026-03-11 Price Changed $547,000 CRMLS
• 2026-02-20 Listed $570,000 CRMLS
• 2026-02-01 Coming Soon $570,000 CRMLS
• 2019-08-30 Sold (Public Records) $310,000 Public Records
• 2019-08-30 Sold (MLS) $309,800 CRMLS
• 2019-08-03 Pending — CRMLS
• 2019-07-17 Listed $309,800 CRMLS
• 2019-07-01 Listing Removed — SDMLS
• 2019-02-20 Listed $299,000 SDMLS
• 2019-02-01 Sold (Public Records) $225,000 Public Records
• 2019-02-01 Sold (MLS) $225,000 CRMLS
• 2019-01-17 Pending — CRMLS
• 2019-01-15 Listed $225,000 CRMLS
• 1981-02-01 Sold (Public Records) $152,500 Public Records

Property tax history

+2.6%/yr

Latest (2025): $4,547 · +2.6% YoY. Source: county tax records.