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884 Aruba Ave SE
D Composite 41.79
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • Cash flow +7.6/30.0
  • ARV discount +7.5/15.0
  • Schools +4.7/10.0
  • Livability +3.6/5.0
  • Rent growth +3.4/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.7/10.0
  • 1% rule +0.8/10.0

$367,900

884 Aruba Ave SE · Palm Bay, FL 32909
3 bd · 2.0 ba · 1,680 sqft · Land · 324 Days on market
Built 2025 10,018 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

CITY WATER, PAVED ROADS, AND A THRIVING AREA MAKE THIS NEIGHBORHOOD AN ATTRACTIVE CHOICE! OAKWOOD PARK IS A 2-MINUTE DRIVE, FEATURING A PLAYGROUND, PICNIC PAVILION & LIGHTED BASKETBALL COURTS. A 4-MINUTE DRIVE NORTH TAKES YOU TO THE MALABAR ROAD CORRIDOR LINED WITH A VARIETY OF BIG-NAME STORES, DELICIOUS RESTAURANTS, MEDICAL SERVICES, EVERYDAY CONVENIENCES, AND ACCESS TO I-95. THE LOCAL ELEMENTARY AND MIDDLE SCHOOLS ARE A 3-MINUTE TRIP AND THE HIGH SCHOOL IS 13 MINUTES. 8 MINUTES SOUTH IS THE BAYSIDE LAKES AREA, OFFERING A PUBLIX, WALGREENS, DUNKIN', AND MUCH MORE! THE BEACHES ARE LESS THAN A HALF HOUR AWAY!

Key facts

  • Walk-in closet
  • Braden floor plan
  • Granite countertops

Tags

BRADEN FLOOR PLANENERGY-EFFICIENT APPLIANCESGRANITE COUNTERTOPSFRONT YARD LANDSCAPINGSECLUDED MASTER RETREATWALK-IN CLOSET

Property features AI

Exterior

  • Parking: Attached 2-car garage with garage door opener
  • Security: Smoke detectors; Carbon monoxide detectors
  • Utilities: Aerobic septic system; Water available; Electricity available; Cable available; Low-flow fixtures; Energy-efficient appliances, HVAC, water heater and windows
  • Home design: Single family residence; One story; East-facing; New construction
  • Construction: Block, concrete and stucco construction; Shingle roof
  • Exterior features: Covered patio and porch; Storm shutters; Sprinklers in front and rear

Interior

  • Kitchen: Large island with granite countertops; Dishwasher; Disposal; Microwave; Refrigerator; ENERGY STAR qualified dishwasher; ENERGY STAR qualified refrigerator; Electric water heater
  • Bedrooms: 3 bedrooms (all on main level); Primary bedroom with vaulted ceilings and walk-in closet
  • Flooring: Carpet; Vinyl; LVP flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Open floor plan; Kitchen island; Pantry; Primary bathroom with tub and shower; Smart thermostat; Walk-in closet(s); Vaulted ceilings; Large windows
  • Laundry & utility: In-unit laundry; Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath land listed at $368k.

Deal economics

  • At list price, monthly cash flow is $-447 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $289k (21.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $215k (41.6% below list).
  • Recommended offer: $215k (41.6% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 72/100 on livability (#366 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D+, amenities F, health & safety D-.
  • Brevard (suburban): math 53% / reading 57% proficiency, ranked #19 of 73 in FL (top 26%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: John F. Turner Senior Elementary School (math 38% / reading 43%, grade F, #1,471 of 2,144 statewide, top 69%, 543 students, 69% FRL); Southwest Middle School (math 40% / reading 39%, grade F, #373 of 571 statewide, top 66%, 920 students, 58% FRL); Heritage High School (math 30% / reading 44%, grade F, #340 of 667 statewide, top 52%, 2,007 students, 62% FRL) — zoned schools average 63% FRL vs 43% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 39% at this address vs 55% district-wide (-16 pts) — the specific schools serving this property underperform the Brevard average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+3.7%/yr); 1123 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,602 units permitted in Brevard County in 2024 (702 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($80k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $39k of equity ($3k loan paydown + $37k appreciation (10.0% local appreciation)).
  • Brevard County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • By year 2, paydown + projected appreciation supports a ~$63k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 324 days — a 12% lower offer ($324k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $48k; list at $368k implies a 659% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 4→10/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $214,979 (41.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 324 days. Have you received any prior offers? Is the seller open to a 42% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.58%
Cap rate
4.83%
Cash-on-cash
-5.21%
DSCR
0.77
GRM
14.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.67% rent growth · sell at horizon

5-year hold
IRR
20.7%
Equity multiple
2.68×
Total profit
$173,114
Equity at exit
$331,433
10-year hold
IRR
18.9%
Equity multiple
6.19×
Total profit
$534,829
Equity at exit
$714,749

Cash invested: $103,012 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32909

Home prices YoY
6.0%
Rents YoY
3.7%
Active inventory
1123
Price-to-rent
14.3×

Monthly cashflow live

Estimated rent
$2,150 high interval (Pro) →
Mortgage (P&I)
$1,929
Tax from tax record
$63 /mo · $759/yr
Insurance
$153
HOA
$0
Vacancy / Maint / Mgmt
$451
Net cashflow
$-447

Break-even live

Break-even rent $2,716
Max offer price $288,848
Occupancy floor

Sensitivity live

Price -10% $-239 -5% $-343 +0% $-447 +5% $-971 +10% $-1,098
Rent -10% $-617 -5% $-532 +0% $-447 +5% $-363 +10% $-278
Rate -1.0pp $-262 -0.5pp $-354 base $-447 +0.5pp $-543 +1.0pp $-640

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$91,975
Closing costs
$11,037
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 27 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
857 Buchanan Ave SE Palm Bay, FL 3.0 2.0 1257 $1,950 $1.55 25d 1 0.08mi
931 Commerce Rd SE Palm Bay, FL 3.0 2.0 1068 $2,300 $2.15 25d 1 0.15mi
431 Brantley St SE Palm Bay, FL 3.0 2.0 1326 $2,050 $1.55 20d 1 0.16mi
914 Caligula Ave SE Palm Bay, FL 3.0 2.0 1371 $1,841 $1.34 15d 1 0.21mi
309 Cactus St SE Palm Bay, FL 4.0 2.0 1846 $2,195 $1.19 16d 1 0.55mi
171 Okeefe St SE Palm Bay, FL 3.0 2.0 1288 $1,855 $1.44 16d 1 0.62mi
1129 Colonial Ave SE Palm Bay, FL 4.0 3.0 2008 $2,500 $1.25 20d 1 0.71mi
710 Avalon St SE Palm Bay, FL 3.0 2.0 1378 $1,995 $1.45 25d 1 0.76mi
743 Andrew St SE Palm Bay, FL 3.0 2.0 1252 $1,895 $1.51 25d 1 0.79mi
726 Scotten Ave SW Palm Bay, FL 3.0 2.0 1443 $1,970 $1.37 15d 1 0.82mi
1224 Buffing Cir SE Palm Bay, FL 4.0 2.0 2233 $2,395 $1.07 16d 1 0.90mi
490 Hatcher St SE Palm Bay, FL 4.0 2.0 1833 $2,150 $1.17 23d 1 1.00mi
320 Algiers Ave SE Palm Bay, FL 3.0 2.0 1306 $1,825 $1.40 25d 1 1.04mi
1290 Sail Ct SE Palm Bay, FL 3.0 2.0 1509 $1,945 $1.29 25d 1 1.07mi
272 Aquarius Ave SE Palm Bay, FL 4.0 2.0 1650 $1,995 $1.21 25d 1 1.09mi
356 Garbelmann St SW Palm Bay, FL 4.0 3.0 1850 $2,121 $1.15 15d 1 1.17mi
497 Schenley St SW Palm Bay, FL 4.0 2.0 1833 $1,995 $1.09 25d 1 1.18mi
741 Frisco St SE Palm Bay, FL 3.0 2.0 1156 $1,950 $1.69 25d 1 1.19mi
907 Algardi St SE Palm Bay, FL 4.0 2.0 1943 $2,330 $1.20 25d 1 1.22mi
1130 Grapefruit Rd SE Palm Bay, FL 3.0 2.0 1144 $1,900 $1.66 16d 1 1.23mi
822 Seven Gables Cir SE Palm Bay, FL 3.0 2.0 1474 $1,835 $1.24 25d 1 1.30mi
818 Seven Gables Cir SE Palm Bay, FL 3.0 2.0 1490 $1,795 $1.20 25d 1 1.31mi
1523 Elmhurst Cir SE Palm Bay, FL 3.0 2.0 2028 $2,325 $1.15 25d 1 1.37mi
487 Wiltshire Ave SW Palm Bay, FL 3.0 2.0 1462 $2,300 $1.57 25d 1 1.40mi
1133 Hanover Ave SW Palm Bay, FL 4.0 2.0 1804 $2,250 $1.25 23d 1 1.42mi
511 Trumpet St SW Palm Bay, FL 3.0 2.0 1243 $2,200 $1.77 25d 1 1.42mi
1023 Garvey Rd SW Palm Bay, FL 4.0 2.0 1750 $2,296 $1.31 15d 1 1.50mi

Listing history 28 events

  1. 2026-06-22
    days on market $367,900 Active 324 DOM
  2. 2026-06-18
    days on market $367,900 Active 321 DOM
  3. 2026-06-17
    days on market $367,900 Active 320 DOM
  4. 2026-06-16
    days on market $367,900 Active 319 DOM
  5. 2026-06-15
    days on market $367,900 Active 318 DOM
  6. 2026-06-14
    days on market $367,900 Active 316 DOM
  7. 2026-06-10
    days on market $367,900 Active 313 DOM
  8. 2026-06-08
    days on market $367,900 Active 311 DOM
  9. 2026-06-07
    days on market $367,900 Active 310 DOM
  10. 2026-06-05
    days on market $367,900 Active 307 DOM
  11. 2026-06-03
    days on market $367,900 Active 306 DOM
  12. 2026-06-02
    days on market $367,900 Active 305 DOM
  13. 2026-06-01
    days on market $367,900 Active 304 DOM
  14. 2026-05-31
    days on market $367,900 Active 303 DOM
  15. 2026-05-31
    days on market $367,900 Active 302 DOM
  16. 2026-01-27
    price $367,900
  17. 2025-09-05
    price $361,900
  18. 2025-08-01
    listed $372,900 Active
  19. 2023-09-20
    soldstatus $48,500 Closed 623-char remark
    Show marketing remark (623 chars)

    CITY WATER, PAVED ROADS, AND A THRIVING AREA MAKE THIS NEIGHBORHOOD AN ATTRACTIVE CHOICE! OAKWOOD PARK IS A 2-MINUTE DRIVE, FEATURING A PLAYGROUND, PICNIC PAVILION & LIGHTED BASKETBALL COURTS. A 4-MINUTE DRIVE NORTH TAKES YOU TO THE MALABAR ROAD CORRIDOR LINED WITH A VARIETY OF BIG-NAME STORES, DELICIOUS RESTAURANTS, MEDICAL SERVICES, EVERYDAY CONVENIENCES, AND ACCESS TO I-95. THE LOCAL ELEMENTARY AND MIDDLE SCHOOLS ARE A 3-MINUTE TRIP AND THE HIGH SCHOOL IS 13 MINUTES. 8 MINUTES SOUTH IS THE BAYSIDE LAKES AREA, OFFERING A PUBLIX, WALGREENS, DUNKIN', AND MUCH MORE! THE BEACHES ARE LESS THAN A HALF HOUR AWAY!

  20. 2023-09-18
    soldstatus $48,500
  21. 2023-07-22
    historical Contingent 623-char remark
    Show marketing remark (623 chars)

    CITY WATER, PAVED ROADS, AND A THRIVING AREA MAKE THIS NEIGHBORHOOD AN ATTRACTIVE CHOICE! OAKWOOD PARK IS A 2-MINUTE DRIVE, FEATURING A PLAYGROUND, PICNIC PAVILION & LIGHTED BASKETBALL COURTS. A 4-MINUTE DRIVE NORTH TAKES YOU TO THE MALABAR ROAD CORRIDOR LINED WITH A VARIETY OF BIG-NAME STORES, DELICIOUS RESTAURANTS, MEDICAL SERVICES, EVERYDAY CONVENIENCES, AND ACCESS TO I-95. THE LOCAL ELEMENTARY AND MIDDLE SCHOOLS ARE A 3-MINUTE TRIP AND THE HIGH SCHOOL IS 13 MINUTES. 8 MINUTES SOUTH IS THE BAYSIDE LAKES AREA, OFFERING A PUBLIX, WALGREENS, DUNKIN', AND MUCH MORE! THE BEACHES ARE LESS THAN A HALF HOUR AWAY!

  22. 2023-04-04
    status Active 623-char remark
    Show marketing remark (623 chars)

    CITY WATER, PAVED ROADS, AND A THRIVING AREA MAKE THIS NEIGHBORHOOD AN ATTRACTIVE CHOICE! OAKWOOD PARK IS A 2-MINUTE DRIVE, FEATURING A PLAYGROUND, PICNIC PAVILION & LIGHTED BASKETBALL COURTS. A 4-MINUTE DRIVE NORTH TAKES YOU TO THE MALABAR ROAD CORRIDOR LINED WITH A VARIETY OF BIG-NAME STORES, DELICIOUS RESTAURANTS, MEDICAL SERVICES, EVERYDAY CONVENIENCES, AND ACCESS TO I-95. THE LOCAL ELEMENTARY AND MIDDLE SCHOOLS ARE A 3-MINUTE TRIP AND THE HIGH SCHOOL IS 13 MINUTES. 8 MINUTES SOUTH IS THE BAYSIDE LAKES AREA, OFFERING A PUBLIX, WALGREENS, DUNKIN', AND MUCH MORE! THE BEACHES ARE LESS THAN A HALF HOUR AWAY!

  23. 2023-03-29
    historical 623-char remark
    Show marketing remark (623 chars)

    CITY WATER, PAVED ROADS, AND A THRIVING AREA MAKE THIS NEIGHBORHOOD AN ATTRACTIVE CHOICE! OAKWOOD PARK IS A 2-MINUTE DRIVE, FEATURING A PLAYGROUND, PICNIC PAVILION & LIGHTED BASKETBALL COURTS. A 4-MINUTE DRIVE NORTH TAKES YOU TO THE MALABAR ROAD CORRIDOR LINED WITH A VARIETY OF BIG-NAME STORES, DELICIOUS RESTAURANTS, MEDICAL SERVICES, EVERYDAY CONVENIENCES, AND ACCESS TO I-95. THE LOCAL ELEMENTARY AND MIDDLE SCHOOLS ARE A 3-MINUTE TRIP AND THE HIGH SCHOOL IS 13 MINUTES. 8 MINUTES SOUTH IS THE BAYSIDE LAKES AREA, OFFERING A PUBLIX, WALGREENS, DUNKIN', AND MUCH MORE! THE BEACHES ARE LESS THAN A HALF HOUR AWAY!

  24. 2022-12-01
    price $53,000 623-char remark
    Show marketing remark (623 chars)

    CITY WATER, PAVED ROADS, AND A THRIVING AREA MAKE THIS NEIGHBORHOOD AN ATTRACTIVE CHOICE! OAKWOOD PARK IS A 2-MINUTE DRIVE, FEATURING A PLAYGROUND, PICNIC PAVILION & LIGHTED BASKETBALL COURTS. A 4-MINUTE DRIVE NORTH TAKES YOU TO THE MALABAR ROAD CORRIDOR LINED WITH A VARIETY OF BIG-NAME STORES, DELICIOUS RESTAURANTS, MEDICAL SERVICES, EVERYDAY CONVENIENCES, AND ACCESS TO I-95. THE LOCAL ELEMENTARY AND MIDDLE SCHOOLS ARE A 3-MINUTE TRIP AND THE HIGH SCHOOL IS 13 MINUTES. 8 MINUTES SOUTH IS THE BAYSIDE LAKES AREA, OFFERING A PUBLIX, WALGREENS, DUNKIN', AND MUCH MORE! THE BEACHES ARE LESS THAN A HALF HOUR AWAY!

  25. 2022-07-04
    listed $52,000 Active 623-char remark
    Show marketing remark (623 chars)

    CITY WATER, PAVED ROADS, AND A THRIVING AREA MAKE THIS NEIGHBORHOOD AN ATTRACTIVE CHOICE! OAKWOOD PARK IS A 2-MINUTE DRIVE, FEATURING A PLAYGROUND, PICNIC PAVILION & LIGHTED BASKETBALL COURTS. A 4-MINUTE DRIVE NORTH TAKES YOU TO THE MALABAR ROAD CORRIDOR LINED WITH A VARIETY OF BIG-NAME STORES, DELICIOUS RESTAURANTS, MEDICAL SERVICES, EVERYDAY CONVENIENCES, AND ACCESS TO I-95. THE LOCAL ELEMENTARY AND MIDDLE SCHOOLS ARE A 3-MINUTE TRIP AND THE HIGH SCHOOL IS 13 MINUTES. 8 MINUTES SOUTH IS THE BAYSIDE LAKES AREA, OFFERING A PUBLIX, WALGREENS, DUNKIN', AND MUCH MORE! THE BEACHES ARE LESS THAN A HALF HOUR AWAY!

  26. 2017-08-10
    soldstatus $9,000 109-char remark
    Show marketing remark (109 chars)

    BUILD ON THIS BEAUTIFUL CITY WATER/SEPTIC LOT. GREAT LOCATION CLOSE TO SCHOOLS AND SHOPPING! PAVED ROADS TOO!

  27. 2016-03-10
    listed $10,500 109-char remark
    Show marketing remark (109 chars)

    BUILD ON THIS BEAUTIFUL CITY WATER/SEPTIC LOT. GREAT LOCATION CLOSE TO SCHOOLS AND SHOPPING! PAVED ROADS TOO!

  28. 1993-09-17
    soldstatus $6,100

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$759 · $63/mo
Projected year-2 tax
$3,054 · $254/mo
Expected delta
+$2,295/yr (+$191/mo · 302.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 4 d/yr ≥106°F today · 10 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$25,797
− Mortgage interest
−$20,608
− Property taxes
−$759
− Insurance
−$1,840
− Repairs & maintenance
−$2,064
− Management
−$2,064
− Depreciation
−$10,703
Taxable loss
−$12,239
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,937
After-tax cash flow
$-2,433/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Brevard
NCES district ID
1200150
Math proficiency
53% ▼ -9.00%
Reading proficiency
57% ▼ -4.00%
Median HH income
$49,426
Composite
46.86/100
National rank
#2370
State rank
#19 of 73 in FL

Livability — Palm Bay

Score
72/100
State rank
#366
US rank
#6458

Category grades

Amenities F Commute C+ Cost of living A+ Crime C+ Employment D+ Housing A+ Health & safety D- User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Palm Bay, FL
County
Brevard County · 602,871 people
City population
132,211
Metro
Palm Bay-Melbourne-Titusville, FL
Population (ZIP)
41,804
Household income
$79,977
Rent vs Own
17.3% rent · 82.7% own
Severe rent burden
697.0

Population outlook (Brevard County) Hauer SSP2

Today (2025)
623,254 people
By 2030
648,420 · +4.0%
By 2040
690,009 · +10.7%
By 2050
715,669 · +14.8%
By 2075
775,744 · +24.5%
By 2100
776,687 · +24.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.70)
Race & ethnicity
White 46% Black 21% Hispanic / Latino 20% Two or more races 16% Asian 4%
Hispanic origin (detail)
Mexican 2% Puerto Rican 8% Cuban 5%
Common ancestry
Hispanic 3% Slovak 2% Lithuanian 2%
Foreign-born
17% · Canada, China, Jamaica
Languages at home
84% English-only · Spanish 9% French/Haitian/Cajun 4% Chinese 1%

Political lean MEDSL · Brevard

2024 margin
Strong R (+20.8) · D 39.1% · R 59.9% · Other 1.0%
2008→2024 swing
-10.4pp toward R · 2008: -10.4pp · 2024: -20.8pp
All cycles
2024: R+20.8 2020: R+16.4 2016: R+19.8 2012: R+12.7 2008: R+10.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 18.81%
Current HPI
330.8595
Rent YoY
▲ 3.67%
Metro
Palm Bay-Melbourne-Titusville, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+5931.1% since first listed
13 events — show timeline
  • 2026-01-27 Price Changed $367,900 SCMLS
  • 2025-09-05 Price Changed $361,900 SCMLS
  • 2025-08-01 Listed $372,900 SCMLS
  • 2023-09-20 Sold (MLS) $48,500 SCMLS
  • 2023-09-18 Sold (Public Records) $48,500 Public Records
  • 2023-07-22 Contingent SCMLS
  • 2023-04-04 Relisted SCMLS
  • 2023-03-29 Listing Removed SCMLS
  • 2022-12-01 Price Changed $53,000 SCMLS
  • 2022-07-04 Listed $52,000 SCMLS
  • 2017-08-10 Sold (MLS) $9,000 SCMLS
  • 2016-03-10 Listed $10,500 SCMLS
  • 1993-09-17 Sold (Public Records) $6,100 Public Records

Property tax history

+19.9%/yr

Latest (2025): $759 · +11.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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