202 W 14 Ave Ave · Tyndall, SD 57066

$44,500

4 bd · 1.0 ba · 1,656 sqft · SingleFamily · 237 Days on market

Built 1900 Poor condition 0.26 ac lot $27/sqft · 73% below area ↓ 53% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Appreciation +5.0/10.0
• Schools +4.7/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +1.0/5.0

Listing remarks MLS

Four bedroom, one bath house in the small town of Tyndall. Close to amenities in town. Call your real estate agent to have a look.

Key facts

• 0.26 acre lot
• 2 garage spots
• Built 1900

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath single-family listed at $44k. Condition is rated poor.

Deal economics

• At list price, monthly cash flow is $712 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $44k).
• Recommended offer: $39k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 67/100 on livability (#92 in SD) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
• Bon Homme School District 04-2 (rural): math 55% / reading 56% proficiency, ranked #15 of 59 in SD (top 25%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Bon Homme Middle School - 02 (math 52% / reading 57%, grade B-, #36 of 143 statewide, top 29%, 110 students, 24% FRL); Bon Homme High School - 01 (math 10% / reading 50%, grade F, #129 of 151 statewide, top 89%, 136 students, 24% FRL).
• Zoned-school proficiency averages 42% at this address vs 56% district-wide (-13 pts) — the specific schools serving this property underperform the Bon Homme School District 04-2 average; the district grade overstates school quality for this exact location.
• Market conditions: 8 active listings in the ZIP; 18 units permitted in Bon Homme County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $2k of equity ($308 loan paydown + $1k appreciation (3.0% local appreciation)).
• At projected returns (3.0% appreciation + 3.0% rent growth), your $12k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

• It's been on market 237 days — a 12% lower offer ($39k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $38k (46%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $39,160 (12.0% below list)

Questions for the listing agent

1. It's been on market 237 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
3. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.90% ✓
• Cap rate: 25.49%
• Cash-on-cash: 68.56%
• DSCR: 4.05
• GRM: 2.9

CMA / ARV

• ARV (median comp): $166,300
• List price: $44,500
• Delta: -73.24%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
300 E 14th Ave	0.29mi	5/2.0 (+1)	1,735 (+5%)	3mo	$245,750	$142	67
302 E 14th Ave	0.30mi	3/1.5 (-1)	1,534 (-7%)	2mo	$165,500	$108	65
1106 Laurel St	0.25mi	3/2.0 (-1)	1,616 (-2%)	13mo	$225,000	$139	64
101 E 11th Ave	0.26mi	3/2.0 (-1)	1,680 (+1%)	18mo	$119,000	$71	61
401 W 16th St	0.19mi	3/2.0 (-1)	1,780 (+8%)	11mo	$206,500	$116	60
1409 Pine St	0.38mi	3/1.0 (-1)	1,544 (-7%)	17mo	$308,000	$199	52
1411 Birch St	0.43mi	3/2.0 (-1)	1,568 (-5%)	14mo	$152,000	$97	50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 73.2%
• Equity multiple: 5.07×
• Total profit: $50,722
• Equity at exit: $20,009

10-year hold

• IRR: 72.8%
• Equity multiple: 10.39×
• Total profit: $117,053
• Equity at exit: $30,836

Cash invested: $12,460 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State South Dakota: 83 Strongly Landlord-Friendly · R+16
• County: — inherits STATE
• City: — inherits STATE

3-day notice; mostly landlord-friendly.

Methodology + full state rankings →

ZIP-level market 57066

• Active inventory: 8
• Price-to-rent: 2.9×

Monthly cashflow live

• Estimated rent: $1,290 medium
• Mortgage (P&I): −$233
• Tax est. 1.5%: −$56 /mo · $668/yr
• Insurance: −$19
• HOA: −$0
• Vacancy / Maint / Mgmt: −$271
• Net cashflow: $712

Break-even live

Break-even rent $389

Max offer price $44,500

Occupancy floor 40%

Sensitivity live

Price	-10% $743	-5% $727	+0% $712	+5% $697	+10% $681
Rent	-10% $610	-5% $661	+0% $712	+5% $763	+10% $814
Rate	-1.0pp $734	-0.5pp $723	base $712	+0.5pp $700	+1.0pp $689

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $11,125
• Closing costs: $1,335
• Reserves months: —
• Total cash needed: —

Listing history 23 events

1. 2026-06-21
   days on market $44,500 Active 237 DOM
2. 2026-06-21
   days on market $44,500 Active 236 DOM
3. 2026-06-18
   days on market $44,500 Active 234 DOM
4. 2026-06-17
   days on market $44,500 Active 233 DOM
5. 2026-06-16
   days on market $44,500 Active 232 DOM
6. 2026-06-15
   days on market $44,500 Active 231 DOM
7. 2026-06-13
   days on market $44,500 Active 229 DOM
8. 2026-06-12
   pricedays on market $44,500 Active 228 DOM
9. 2026-06-09
   days on market $51,500 Active 225 DOM
10. 2026-06-08
    days on market $51,500 Active 224 DOM
11. 2026-06-08
    days on market $51,500 Active 223 DOM
12. 2026-06-05
    days on market $51,500 Active 221 DOM
13. 2026-06-04
    days on market $51,500 Active 219 DOM
14. 2026-06-02
    days on market $51,500 Active 218 DOM
15. 2026-06-01
    days on market $51,500 Active 217 DOM
16. 2026-05-31
    days on market $51,500 Active 216 DOM
17. 2026-05-10
    price $51,500 130-char remark

    Show marketing remark (130 chars)

    Four bedroom, one bath house in the small town of Tyndall. Close to amenities in town. Call your real estate agent to have a look.

18. 2026-01-21
    price $68,500 130-char remark

    Show marketing remark (130 chars)

    Four bedroom, one bath house in the small town of Tyndall. Close to amenities in town. Call your real estate agent to have a look.

19. 2025-12-23
    price $73,000 130-char remark

    Show marketing remark (130 chars)

    Four bedroom, one bath house in the small town of Tyndall. Close to amenities in town. Call your real estate agent to have a look.

20. 2025-11-25
    price $79,000 130-char remark

    Show marketing remark (130 chars)

    Four bedroom, one bath house in the small town of Tyndall. Close to amenities in town. Call your real estate agent to have a look.

21. 2025-10-27
    listed $83,000 Active 130-char remark

    Show marketing remark (130 chars)

    Four bedroom, one bath house in the small town of Tyndall. Close to amenities in town. Call your real estate agent to have a look.

22. 2025-04-18
    historical
23. 2025-02-18
    listed $110,000 Active - New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 6/10 Major 70% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 3/10 Moderate 7 d/yr ≥102°F today · 14 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,485
• − Mortgage interest: −$2,493
• − Property taxes: −$668
• − Insurance: −$222
• − Repairs & maintenance: −$1,239
• − Management: −$1,239
• − Depreciation: −$1,295
• Taxable income: $8,330
• Est. tax owed @ 24.0%: −$1,999
• After-tax cash flow: $6,544/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Poor 20/100 Extensive rehab

This home requires extensive repairs and maintenance, including roof and siding repairs, and landscaping improvements. Significant investment is needed to bring it up to a livable condition.

Repairs flagged

• Major roof — Missing or damaged shingles
• Major exterior siding — Weathered siding
• Major landscaping — Overgrown and unkempt

Value-add opportunities

• Both repair roof — Critical to safety and appearance
• Both repair exterior siding — Improves curb appeal and structural integrity
• Both landscaping — Enhances curb appeal and property value

Renovation cost estimate screening

Repair item	Severity	Est. cost
roof · Missing or damaged shingles	Major	$15,000–50,000
exterior siding · Weathered siding	Major	$15,000–50,000
landscaping · Overgrown and unkempt	Major	$15,000–50,000
Total estimated repair cost · 3 items		$45,000–150,000

Value-add ROI direction

• Both repair roof — Critical to safety and appearance ↑
• Both repair exterior siding — Improves curb appeal and structural integrity ↑
• Both landscaping — Enhances curb appeal and property value ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Bon Homme School District 04-2
• NCES district ID: 4607400
• Math proficiency: 55% ▲ 9.00%
• Reading proficiency: 56% ▬ 0.00%
• Median HH income: $44,226
• Composite: 46.8/100
• National rank: #2380
• State rank: #15 of 59 in SD

Livability — Tyndall

• Score: 67/100
• State rank: #92
• US rank: #10144

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Tyndall, SD
• City population: 1,401
• Population (ZIP): 1,401

Population outlook (Bon Homme County) Hauer SSP2

• Today (2025): 6,947 people
• By 2030: 6,956 · +0.1%
• By 2040: 6,978 · +0.4%
• By 2050: 7,140 · +2.8%
• By 2075: 8,411 · +21.1%
• By 2100: 10,108 · +45.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (96%)
• Race & ethnicity: White 96% Native American 2% Two or more races 1%
• Common ancestry: Slovak 4% Iranian 3% Portuguese 2%
• Foreign-born: 0%
• Languages at home: 95% English-only · German/W. Germanic 3% Russian/Polish/Slavic 2%

Political lean MEDSL · Bon Homme

• 2024 margin: Solid R (+51.4) · D 23.3% · R 74.7% · Other 2.0%
• 2008→2024 swing: -40.6pp toward R · 2008: -10.9pp · 2024: -51.4pp
• All cycles: 2024: R+51.4 2020: R+50.5 2016: R+47.1 2012: R+21.6 2008: R+10.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: —
• Current HPI: —
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 0.70%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SD)

Industry	F500 HQs	Revenue
▸Utilities	1	$1B

Price history

-53.2% since first listed

7 events — show timeline

• 2026-05-10 Price Changed $51,500 REALTOR® Association of the Sioux Empire
• 2026-01-21 Price Changed $68,500 REALTOR® Association of the Sioux Empire
• 2025-12-23 Price Changed $73,000 REALTOR® Association of the Sioux Empire
• 2025-11-25 Price Changed $79,000 REALTOR® Association of the Sioux Empire
• 2025-10-27 Listed $83,000 REALTOR® Association of the Sioux Empire
• 2025-04-18 Listing Removed — REALTOR® Association of the Sioux Empire
• 2025-02-18 Listed $110,000 REALTOR® Association of the Sioux Empire