4175 Silver Gln · Valdosta, GA 31632

$255,000

3 bd · 2.0 ba · 1,544 sqft · SingleFamily public records · 11 Days on market

Built 2018 4,791 sqft lot Est $255k · at est. $12/mo HOA · 1% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +11.5/30.0
• Appreciation +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.7/10.0
• DSCR +3.4/10.0
• Livability +3.0/5.0
• 1% rule +2.8/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

There's something about this home that just feels easy to settle into. Located in Nelson Hill in Hahira, this move-in ready 3 bedroom, 2 bathroom home offers a layout that is open enough for gathering, while still giving each space its own purpose. Brand new LVP flooring throughout the main living areas adds warmth and durability, perfectly complementing the natural light and inviting feel of the home. The kitchen overlooks the dining and living areas, making everyday routines and entertaining feel effortless. Tucked away for privacy, the primary suite features his-and-hers closets, dual vanities, a soaking tub, and separate shower, creating a true retreat at the end of the day. Step outside to enjoy the screened back porch and fully fenced backyard, ideal for morning coffee, evening unwinding, pets, or play. Beyond the home itself, Nelson Hill offers neighborhood amenities including a pond, playground, and pavilions that make it easy to enjoy the community around you. Conveniently located with an easy commute to SGMC, VSU, Moody Air Force Base, Valdosta, and I-75, this home offers the lifestyle so many buyers are searching for in South Georgia. Call to schedule your appointment today!

Key facts

• Screened back porch
• Pond
• Lvp flooring

Tags

• LVP FLOORING
• SCREENED BACK PORCH
• FULLY FENCED BACKYARD
• NEIGHBORHOOD AMENITIES
• POND
• PLAYGROUND

Property features AI

Finance

• Other: Located in the Nelson Hill subdivision in Hahira, GA; Lot reported as approximately 0.11 acres
• HOA & community: Homeowners association with a $145 monthly fee (includes grounds maintenance); Community amenities include a lake and a playground

Exterior

• Parking: Garage parking (2 spaces)
• Utilities: Public water; Public sewer; Sewer connected
• Home design: Single-family house; Residential property; Built in 2018; One story
• Construction: Vinyl siding; Composition roof; Slab foundation
• Exterior features: Back yard with privacy fencing; Fenced yard

Interior

• Kitchen: Dishwasher; Microwave; Refrigerator
• Bedrooms: 3 bedrooms on the main level
• Flooring: Carpet; Laminate; Tile
• Bathrooms: 2 full bathrooms (both on the main level)
• Heating & cooling: Central heating (electric); Central air; Ceiling fans
• Interior features: Separate shower; Soaking tub; Split bedroom plan; Tray ceilings; Vaulted ceilings; One-level living
• Laundry & utility: No laundry hookups/features listed; Includes a laundry room

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $255k.

Deal economics

• At list price, monthly cash flow is $-84 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $240k (5.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $198k (22.2% below list).
• Recommended offer: $198k (22.2% below list) — sets the bar for 1% rule.
• Cap rate 5.9% vs local median 4.3% in Valdosta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 60/100 on livability (#392 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A-; Watch: crime F, amenities F, commute F.
• Lowndes County (rural): math 59% / reading 52% proficiency, ranked #8 of 174 in GA (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Dewar Elementary (math 61% / reading 47%, grade C, #204 of 1,228 statewide, top 17%, 859 students, 50% FRL); Pine Grove Middle School (math 56% / reading 57%, grade B, #48 of 470 statewide, top 10%, 742 students, 50% FRL); Lowndes High School (math 69% / reading 51%, grade C+, #14 of 424 statewide, top 3%, 3,201 students, 39% FRL) — zoned schools at 46% FRL track the district average.
• Market conditions: 189 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 896 units permitted in Lowndes County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $27k of equity ($2k loan paydown + $26k appreciation (10.0% local appreciation)).
• Lowndes County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• By year 2, paydown + projected appreciation supports a ~$44k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $200k; 28% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; severe wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $198,342 (22.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.78% ✗
• Cap rate: 5.90%
• Cash-on-cash: -1.40%
• DSCR: 0.94
• GRM: 10.7

CMA / ARV

• ARV (on-the-fly): $254,760
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4167 Silver Gln	0.02mi	3/2.0	1,544 (0%)	4mo	$245,000	$159	96
4192 Bright Crk	0.02mi	3/2.0	1,544 (0%)	4mo	$255,900	$166	96
4160 Willow Round Rd	0.07mi	3/2.0	1,544 (0%)	5mo	$248,000	$161	92
4115 Cider Trl	0.18mi	3/2.0	1,538 (-0%)	2mo	$265,000	$172	89
4089 Silver Gln	0.20mi	3/2.0	1,534 (-1%)	1mo	$249,900	$163	89
4152 Willow Round Rd	0.08mi	3/2.0	1,496 (-3%)	3mo	$265,500	$177	89
4097 Nelson Hill Pl	0.23mi	3/2.0	1,544 (0%)	2mo	$254,000	$165	88
4122 Nelson Hill Pl	0.21mi	3/2.0	1,544 (0%)	5mo	$252,000	$163	86
4154 Shadow Garden Dr	0.17mi	3/2.0	1,574 (+2%)	3mo	$264,500	$168	86
4176 Cider Trl	0.09mi	3/2.0	1,434 (-7%)	4mo	$227,605	$159	81
3988 Nelson Hill Pl	0.34mi	3/2.0	1,630 (+6%)	3mo	$260,000	$160	72
4058 Cottage Hts	0.25mi	3/2.0	1,395 (-10%)	1mo	$230,000	$165	71

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 23.3%
• Equity multiple: 2.87×
• Total profit: $133,522
• Equity at exit: $229,724

10-year hold

• IRR: 20.7%
• Equity multiple: 6.56×
• Total profit: $397,307
• Equity at exit: $495,409

Cash invested: $71,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 31632

• Home prices YoY: 8.1%
• Active inventory: 189
• Price-to-rent: 10.7×

Monthly cashflow live

• Estimated rent: $1,983 high
• Mortgage (P&I): −$1,337
• Tax from tax record: −$195 /mo · $2,339/yr
• Insurance: −$106
• HOA: −$12
• Vacancy / Maint / Mgmt: −$417
• Net cashflow: $-84

Break-even live

Break-even rent $2,089

Max offer price $240,248

Occupancy floor 99%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $63,750
• Closing costs: $7,650
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4171 Silver Gln Hahira, GA	3.0	2.0	1544	$1,650	$1.07	21d	1	0.03mi
4194 Silver Gln Hahira, GA	3.0	2.0	1650	$1,795	$1.09	21d	1	0.06mi
4112 Silver Gln Hahira, GA	3.0	2.0	1534	$1,750	$1.14	44d	1	0.16mi
4162 Nelson Hill Pl Hahira, GA	3.0	2.0	1561	$1,900	$1.22	21d	1	0.26mi
5048 Planters Xing Hahira, GA	4.0	3.0	2160	$2,500	$1.16	21d	1	0.71mi

HOA detail

• Monthly dues: $12 · $144/yr

Listing history 12 events

1. 2026-06-01
   statusdays on market $255,000 Under Contract 11 DOM
2. 2026-05-31
   days on market $255,000 New 10 DOM
3. 2026-05-30
   days on market $255,000 New 9 DOM
4. 2026-05-21
   listed $255,000 Active 1204-char remark

   Show marketing remark (1204 chars)

   There's something about this home that just feels easy to settle into. Located in Nelson Hill in Hahira, this move-in ready 3 bedroom, 2 bathroom home offers a layout that is open enough for gathering, while still giving each space its own purpose. Brand new LVP flooring throughout the main living areas adds warmth and durability, perfectly complementing the natural light and inviting feel of the home. The kitchen overlooks the dining and living areas, making everyday routines and entertaining feel effortless. Tucked away for privacy, the primary suite features his-and-hers closets, dual vanities, a soaking tub, and separate shower, creating a true retreat at the end of the day. Step outside to enjoy the screened back porch and fully fenced backyard, ideal for morning coffee, evening unwinding, pets, or play. Beyond the home itself, Nelson Hill offers neighborhood amenities including a pond, playground, and pavilions that make it easy to enjoy the community around you. Conveniently located with an easy commute to SGMC, VSU, Moody Air Force Base, Valdosta, and I-75, this home offers the lifestyle so many buyers are searching for in South Georgia. Call to schedule your appointment today!

5. 2026-05-21
   listed $255,000 New

   Show marketing remark (1204 chars)

   There's something about this home that just feels easy to settle into. Located in Nelson Hill in Hahira, this move-in ready 3 bedroom, 2 bathroom home offers a layout that is open enough for gathering, while still giving each space its own purpose. Brand new LVP flooring throughout the main living areas adds warmth and durability, perfectly complementing the natural light and inviting feel of the home. The kitchen overlooks the dining and living areas, making everyday routines and entertaining feel effortless. Tucked away for privacy, the primary suite features his-and-hers closets, dual vanities, a soaking tub, and separate shower, creating a true retreat at the end of the day. Step outside to enjoy the screened back porch and fully fenced backyard, ideal for morning coffee, evening unwinding, pets, or play. Beyond the home itself, Nelson Hill offers neighborhood amenities including a pond, playground, and pavilions that make it easy to enjoy the community around you. Conveniently located with an easy commute to SGMC, VSU, Moody Air Force Base, Valdosta, and I-75, this home offers the lifestyle so many buyers are searching for in South Georgia. Call to schedule your appointment today!

6. 2021-10-29
   soldstatus $199,500
7. 2021-10-28
   soldstatus $199,500
8. 2021-08-27
   listed $199,900
9. 2018-07-10
   soldstatus $149,900
10. 2018-07-09
    soldstatus $149,900
11. 2018-04-13
    listed $149,900
12. 2013-02-01
    soldstatus $730,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

• Current annual tax: $2,339 · $195/mo
• Projected year-2 tax: $2,346 · $196/mo
• Expected delta: +$7/yr (+$1/mo · 0.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 8/10 Severe
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 6/10 Major 10 unhealthy d/yr today · 11 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,801
• − Mortgage interest: −$14,284
• − Property taxes: −$2,339
• − Insurance: −$1,275
• − Repairs & maintenance: −$1,904
• − Management: −$1,904
• − HOA: −$144
• − Depreciation: −$7,418
• Taxable loss: −$5,467
• Est. tax savings @ 24.0%: +$1,312
• After-tax cash flow: $310/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lowndes County
• NCES district ID: 1303390
• Math proficiency: 59% ▼ -1.00%
• Reading proficiency: 52% ▼ -2.00%
• Median HH income: $48,221
• Composite: 47.21/100
• National rank: #2317
• State rank: #8 of 174 in GA

Livability — Valdosta

• Score: 60/100
• State rank: #392
• US rank: #19544

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A- Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Lowndes County · 107,801 people
• City population: 91,859
• Metro: Valdosta, GA
• Population (ZIP): 15,942
• Household income: $83,946
• Rent vs Own: 16.9% rent · 83.1% own
• Severe rent burden: 73.0

Population outlook (Lowndes County) Hauer SSP2

• Today (2025): 120,348 people
• By 2030: 123,469 · +2.6%
• By 2040: 128,482 · +6.8%
• By 2050: 131,907 · +9.6%
• By 2075: 139,080 · +15.6%
• By 2100: 133,649 · +11.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (79%)
• Race & ethnicity: White 79% Black 12% Hispanic / Latino 6% Two or more races 5%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2%
• Common ancestry: Slovak 3% Serbian 2% Italian 1%
• Foreign-born: 2% · Canada, Jamaica
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Lowndes

• 2024 margin: R (+18.0) · D 40.8% · R 58.8%
• 2008→2024 swing: -8.6pp toward R · 2008: -9.4pp · 2024: -18.0pp
• All cycles: 2024: R+18.0 2020: R+12.0 2016: R+18.2 2012: R+10.5 2008: R+9.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 19.44%
• Current HPI: 259.01
• Rent YoY: —
• Metro: Valdosta, GA
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

-65.1% since first listed

9 events — show timeline

• 2026-05-21 Listed $255,000 GAMLS
• 2026-05-21 Listed $255,000 SGMLS
• 2021-10-29 Sold (Public Records) $199,500 Public Records
• 2021-10-28 Sold (MLS) $199,500 SGMLS
• 2021-08-27 Listed $199,900 SGMLS
• 2018-07-10 Sold (Public Records) $149,900 Public Records
• 2018-07-09 Sold (MLS) $149,900 SGMLS
• 2018-04-13 Listed $149,900 SGMLS
• 2013-02-01 Sold (Public Records) $730,000 Public Records

Property tax history

+32.0%/yr

Latest (2025): $2,339 · +11.1% YoY. Source: county tax records.