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715 Avenue J
C Composite 55.81
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.3/30.0
  • DSCR +7.5/10.0
  • Appreciation +7.1/10.0
  • 1% rule +6.7/10.0
  • Livability +3.5/5.0
  • Schools +2.8/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0

$249,999

715 Avenue J · Anson, TX 79501
3 bd · 2.0 ba · 2,104 sqft · SingleFamily public records · 101 Days on market
Built 1965 9,801 sqft lot Est $187k · 34% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This beautifully UPDATED and spacious 3 bedroom, 2 bathroom brick home has it all! You will love the recently remodeled and custom designed kitchen with granite counter tops and an island workstation that is open to the large living area. Both bathrooms have also been remodeled and updated, and the bedrooms are generously sized with large closets. The master bedroom has an en suite bathroom and large walk in closet. The backyard features a patio, wood privacy fence, large pecan trees, sprinkler system, water well, storage building, and storm cellar. Almost everything in this home has been updated and meticulously maintained, you won't find another home like it in Anson!

Key facts

  • 9,801 sq ft lot
  • 2 garage spots
  • Built 1965

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $250k.

Deal economics

  • At list price, monthly cash flow is $456 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $250k).
  • Recommended offer: $227k (9.0% below list) — sets the bar for market timing.
  • Cap rate 8.5% vs local median 12.2% in Anson — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

  • Location reads 70/100 on livability (#377 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A-; Watch: health & safety C-, employment D, amenities F.
  • Anson ISD (rural): math 29% / reading 37% proficiency, ranked #565 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Anson El (math 17% / reading 32%, grade F, #3,052 of 4,322 statewide, top 74%, 368 students, 68% FRL); Anson Middle (math 37% / reading 37%, grade F, #756 of 1,662 statewide, top 47%, 167 students, 65% FRL); Anson H S (math 47% / reading 44%, grade D-, #630 of 1,632 statewide, top 39%, 217 students, 51% FRL).
  • Market conditions: 73 active listings in the ZIP; 1 units permitted in Jones County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $12k of equity ($2k loan paydown + $10k appreciation (4.1% local appreciation)).
  • Jones County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (4.1% appreciation + 3.0% rent growth), your $70k cash investment doubles in ~4 years — after that, you're playing with house money.
  • By year 4, paydown + projected appreciation supports a ~$41k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 101 days — a 9% lower offer ($227k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk; extreme-heat days projected 6→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $227,499 (9.0% below list)

Questions for the listing agent

  1. It's been on market 101 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.17%
Cap rate
8.48%
Cash-on-cash
7.81%
DSCR
1.35
GRM
7.1

CMA / ARV

ARV (on-the-fly)
$187,256
Comps found
7
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
202 Ave I 0.39mi 4/2.0 (+1) 2,128 (+1%) 5mo $75,000 $35 71
601 Ave L 0.23mi 4/2.5 (+1) 1,980 (-6%) 8mo $240,000 $121 66
1502 11th St 0.48mi 4/3.0 (+1) 2,280 (+8%) 1mo $235,000 $103 54
1428 Ave. M 0.59mi 3/2.0 1,969 (-6%) 17mo $175,000 $89 48
621 Avenue Q 0.57mi 4/2.0 (+1) 2,050 (-3%) 23mo $199,000 $97 45
901 Avenue C 0.51mi 3/2.0 1,856 (-12%) 15mo $79,000 $43 44
1401 Avenue Ave N 0.58mi 3/1.5 2,339 (+11%) 12mo $127,500 $55 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.13% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
17.6%
Equity multiple
2.06×
Total profit
$74,540
Equity at exit
$128,677
10-year hold
IRR
18.2%
Equity multiple
3.96×
Total profit
$206,916
Equity at exit
$212,011

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79501

Home prices YoY
2.9%
Active inventory
73
Price-to-rent
7.1×

Monthly cashflow live

Estimated rent
$2,922 medium interval (Pro) →
Mortgage (P&I)
$1,311
Tax from tax record
$438 /mo · $5,256/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$614
Net cashflow
$456

Break-even live

Break-even rent $2,346
Max offer price $249,999
Occupancy floor 79%

Sensitivity live

Price -10% $597 -5% $526 +0% $456 +5% $385 +10% $314
Rent -10% $225 -5% $340 +0% $456 +5% $571 +10% $686
Rate -1.0pp $581 -0.5pp $519 base $456 +0.5pp $391 +1.0pp $325

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,500
Closing costs
$7,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 17 events

  1. 2026-04-20
    status Pending
  2. 2026-04-06
    historical Active Option Contract
  3. 2026-03-29
    status Active
  4. 2026-03-18
    historical Active Option Contract
  5. 2026-03-11
    status Active
  6. 2026-03-04
    historical Active Option Contract
  7. 2026-02-12
    price $249,999
  8. 2026-01-10
    status Active
  9. 2026-01-02
    historical
  10. 2026-01-02
    listed $250,000
  11. 2019-07-01
    soldstatus
  12. 2019-06-28
    soldstatus Sold 679-char remark
    Show marketing remark (679 chars)

    This beautifully UPDATED and spacious 3 bedroom, 2 bathroom brick home has it all! You will love the recently remodeled and custom designed kitchen with granite counter tops and an island workstation that is open to the large living area. Both bathrooms have also been remodeled and updated, and the bedrooms are generously sized with large closets. The master bedroom has an en suite bathroom and large walk in closet. The backyard features a patio, wood privacy fence, large pecan trees, sprinkler system, water well, storage building, and storm cellar. Almost everything in this home has been updated and meticulously maintained, you won't find another home like it in Anson!

  13. 2019-05-13
    status Pending 679-char remark
    Show marketing remark (679 chars)

    This beautifully UPDATED and spacious 3 bedroom, 2 bathroom brick home has it all! You will love the recently remodeled and custom designed kitchen with granite counter tops and an island workstation that is open to the large living area. Both bathrooms have also been remodeled and updated, and the bedrooms are generously sized with large closets. The master bedroom has an en suite bathroom and large walk in closet. The backyard features a patio, wood privacy fence, large pecan trees, sprinkler system, water well, storage building, and storm cellar. Almost everything in this home has been updated and meticulously maintained, you won't find another home like it in Anson!

  14. 2019-05-01
    price $164,900 679-char remark
    Show marketing remark (679 chars)

    This beautifully UPDATED and spacious 3 bedroom, 2 bathroom brick home has it all! You will love the recently remodeled and custom designed kitchen with granite counter tops and an island workstation that is open to the large living area. Both bathrooms have also been remodeled and updated, and the bedrooms are generously sized with large closets. The master bedroom has an en suite bathroom and large walk in closet. The backyard features a patio, wood privacy fence, large pecan trees, sprinkler system, water well, storage building, and storm cellar. Almost everything in this home has been updated and meticulously maintained, you won't find another home like it in Anson!

  15. 2019-03-27
    listed $169,900 Active 679-char remark
    Show marketing remark (679 chars)

    This beautifully UPDATED and spacious 3 bedroom, 2 bathroom brick home has it all! You will love the recently remodeled and custom designed kitchen with granite counter tops and an island workstation that is open to the large living area. Both bathrooms have also been remodeled and updated, and the bedrooms are generously sized with large closets. The master bedroom has an en suite bathroom and large walk in closet. The backyard features a patio, wood privacy fence, large pecan trees, sprinkler system, water well, storage building, and storm cellar. Almost everything in this home has been updated and meticulously maintained, you won't find another home like it in Anson!

  16. 2004-03-03
    soldstatus
  17. 2000-08-22
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$5,256 · $438/mo
Projected year-2 tax
$5,256 · $438/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 7/10 Severe 6 d/yr ≥106°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$35,069
− Mortgage interest
−$14,004
− Property taxes
−$5,256
− Insurance
−$1,250
− Repairs & maintenance
−$2,806
− Management
−$2,806
− Depreciation
−$7,273
Taxable income
$1,675
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$402
After-tax cash flow
$5,064/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Anson ISD
NCES district ID
4808400
Math proficiency
29% ▼ -9.00%
Reading proficiency
37% ▼ -3.00%
Median HH income
$45,223
Composite
28.21/100
National rank
#6805
State rank
#565 of 826 in TX

Livability — Anson

Score
70/100
State rank
#377
US rank
#7976

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D Housing A- Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Anson, TX
City population
2,635
Population (ZIP)
2,635

Population outlook (Jones County) Hauer SSP2

Today (2025)
19,845 people
By 2030
20,213 · +1.9%
By 2040
21,446 · +8.1%
By 2050
22,499 · +13.4%
By 2075
23,272 · +17.3%
By 2100
20,420 · +2.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (65%)
Race & ethnicity
White 65% Hispanic / Latino 31% Two or more races 12% Black 2%
Hispanic origin (detail)
Mexican 24%
Common ancestry
Slovak 4% Serbian 2% Scotch-Irish 1%
Foreign-born
5% · Canada, Vietnam
Languages at home
81% English-only · Spanish 19%

Political lean MEDSL · Jones

2024 margin
Solid R (+73.2) · D 13.1% · R 86.2%
2008→2024 swing
-27.1pp toward R · 2008: -46.1pp · 2024: -73.2pp
All cycles
2024: R+73.2 2020: R+69.1 2016: R+65.4 2012: R+54.5 2008: R+46.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 4.13%
Current HPI
148.5884
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+47.1% since first listed
17 events — show timeline
  • 2026-04-20 Pending NTREIS
  • 2026-04-06 Contingent NTREIS
  • 2026-03-29 Relisted NTREIS
  • 2026-03-18 Contingent NTREIS
  • 2026-03-11 Relisted NTREIS
  • 2026-03-04 Contingent NTREIS
  • 2026-02-12 Price Changed $249,999 NTREIS
  • 2026-01-10 Relisted NTREIS
  • 2026-01-02 Listing Removed NTREIS
  • 2026-01-02 Listed $250,000 NTREIS
  • 2019-07-01 Sold (Public Records) Public Records
  • 2019-06-28 Sold (MLS) NTREIS
  • 2019-05-13 Pending NTREIS
  • 2019-05-01 Price Changed $164,900 NTREIS
  • 2019-03-27 Listed $169,900 NTREIS
  • 2004-03-03 Sold (Public Records) Public Records
  • 2000-08-22 Sold (Public Records) Public Records

Property tax history

+6.2%/yr

Latest (2025): $5,256 · +20.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…