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249 John Golden Rd
B Composite 74.9
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.1/30.0
  • DSCR +10.0/10.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • 1% rule +7.0/10.0
  • Livability +3.6/5.0
  • Schools +2.8/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$149,900

249 John Golden Rd · Temple, GA 30179
3 bd · 2.0 ba · 1,568 sqft · Manufactured public records · 37 Days on market
Built 2000 1.57 ac lot $96/sqft · 56% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

CALLING ALL INVESTORS & HANDY HOMEOWNERS - FIXER UPPER ON 1.57 ACRES! Looking for a project with serious upside? This 3 bed / 2 bath double wide sits on 1.57 acres and is already cleaned out and ready for someone to begin working. This one is perfect for an investor or buyer looking to build sweat equity. The master bathroom needs a full makeover and the property overall needs updating, but the opportunity is there. The mobile home has been retired to the land, giving you flexibility and long-term value. Property also includes a large dirt floor barn that could be brought back to life with some TLC. Located in a quiet, rural setting while still being convenient: Just 1 minute to Dollar General, 15 minutes to Temple (groceries, dining, essentials), 15-20 minutes to Tanner Medical Center, Easy access to Villa Rica shopping and restaurants, and 20-25 minutes to Downtown Dallas! Whether you're looking for your next flip, rental, or peaceful and affordable place with land, this one has potential. Bring your vision and make it your own! Mobile Home Is Surrendered/Retired To The Land, Will Transfer As Part Of The Deed Upon Sale. Utilities Are Not On Due To Condition. NO BLIND OFFERS - Must Send Interior Pic To Prove You've Been There!! Not A Short Sale Or Foreclosure. Due To 90 Day Rule, No FHA Or ITIN Offers. SOLD AS IS. Proof Of Funds/Pre-Approval Required With Offer. Closing At Cohen Law Hiram, GA. Listing Agent Holds Interest In Selling LLC.

Key facts

  • Quiet rural setting
  • 1.57 acres
  • 1.57 acre lot

Tags

1.57 ACRESLARGE DIRT FLOOR BARNQUIET RURAL SETTING

Property features AI

Exterior

  • Parking: Driveway with open parking
  • Utilities: Public water; Septic tank; 110-volt electric; Cable available; Electricity available; Phone available; Water available
  • Home design: Double-wide mobile home; One-level; Resale condition
  • Construction: Vinyl siding; Composition roof; Pillar/post/pier foundation; Built with other structures (barns)
  • Exterior features: Front porch; Deck; Barn(s)

Interior

  • Kitchen: Breakfast bar; Stained cabinets; Eat-in kitchen with view to the family room; Laminate counters; Gas oven and gas range; Dishwasher
  • Bedrooms: Three main-level bedrooms; Master bedroom on main; Split bedroom floor plan
  • Flooring: Laminate flooring
  • Bathrooms: Two full bathrooms; Both full bathrooms located on the main level; Master bathroom with shower only
  • Interior features: High speed internet; One factory-built fireplace in the family room; Shuttered windows; No common walls
  • Laundry & utility: Main-level laundry room; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $150k.

Deal economics

  • At list price, monthly cash flow is $516 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Recommended offer: $145k (3.0% below list) — sets the bar for market timing.
  • Cap rate 10.4% vs local median 4.8% in Temple — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#60 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Haralson County (rural): math 36% / reading 30% proficiency, ranked #76 of 174 in GA (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Buchanan Primary School (445 students, 85% FRL); Haralson County Middle School (math 43% / reading 33%, grade F, #159 of 470 statewide, top 34%, 772 students, 85% FRL); Haralson County High School (math 30% / reading 42%, grade F, #74 of 424 statewide, top 18%, 945 students, 85% FRL) — zoned schools average 85% FRL vs 54% district-wide (31 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 191 active listings in the ZIP; solid renter incomes; 225 units permitted in Haralson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $16k of equity ($1k loan paydown + $15k appreciation (10.0% local appreciation)).
  • Haralson County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $42k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$41k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 37 days — a 3% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $50k; list at $150k implies a 200% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $145,403 (3.0% below list)

Questions for the listing agent

  1. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.20%
Cap rate
10.43%
Cash-on-cash
14.76%
DSCR
1.66
GRM
7.0

CMA / ARV

ARV (median comp)
$340,366
List price
$149,900
Delta
-55.96%
Verdict
UNDERPRICED
Comps
6 within 1.0 mi

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
35.2%
Equity multiple
3.73×
Total profit
$114,474
Equity at exit
$135,042
10-year hold
IRR
30.3%
Equity multiple
8.41×
Total profit
$311,127
Equity at exit
$291,223

Cash invested: $41,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30179

Home prices YoY
6.7%
Active inventory
191
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$1,792 medium interval (Pro) →
Mortgage (P&I)
$786
Tax from tax record
$50 /mo · $604/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$376
Net cashflow
$516

Break-even live

Break-even rent $1,138
Max offer price $149,900
Occupancy floor 66%

Sensitivity live

Price -10% $601 -5% $559 +0% $516 +5% $474 +10% $432
Rent -10% $375 -5% $446 +0% $516 +5% $587 +10% $658
Rate -1.0pp $592 -0.5pp $555 base $516 +0.5pp $478 +1.0pp $438

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,475
Closing costs
$4,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 17 events

  1. 2026-06-21
    days on market $149,900 Active 37 DOM
  2. 2026-06-18
    days on market $149,900 Active 34 DOM
  3. 2026-06-17
    days on market $149,900 Active 33 DOM
  4. 2026-06-16
    days on market $149,900 Active 32 DOM
  5. 2026-06-15
    days on market $149,900 Active 31 DOM
  6. 2026-06-13
    days on market $149,900 Active 29 DOM
  7. 2026-06-09
    days on market $149,900 Active 25 DOM
  8. 2026-06-08
    days on market $149,900 Active 24 DOM
  9. 2026-06-07
    days on market $149,900 Active 23 DOM
  10. 2026-06-04
    days on market $149,900 Active 20 DOM
  11. 2026-06-03
    days on market $149,900 Active 19 DOM
  12. 2026-06-02
    days on market $149,900 Active 18 DOM
  13. 2026-06-01
    days on market $149,900 Active 17 DOM
  14. 2026-05-31
    days on market $149,900 Active 16 DOM
  15. 2026-05-14
    listed $149,900 Active 1508-char remark
    Show marketing remark (1472 chars)

    CALLING ALL INVESTORS & HANDY HOMEOWNERS - FIXER UPPER ON 1.57 ACRES! Looking for a project with serious upside? This 3 bed / 2 bath double wide sits on 1.57 acres and is already cleaned out and ready for someone to begin working. This one is perfect for an investor or buyer looking to build sweat equity. The master bathroom needs a full makeover and the property overall needs updating, but the opportunity is there. The mobile home has been retired to the land, giving you flexibility and long-term value. Property also includes a large dirt floor barn that could be brought back to life with some TLC. Located in a quiet, rural setting while still being convenient: Just 1 minute to Dollar General, 15 minutes to Temple (groceries, dining, essentials), 15-20 minutes to Tanner Medical Center, Easy access to Villa Rica shopping and restaurants, and 20-25 minutes to Downtown Dallas! Whether you're looking for your next flip, rental, or peaceful and affordable place with land, this one has potential. Bring your vision and make it your own! Mobile Home Is Surrendered/Retired To The Land, Will Transfer As Part Of The Deed Upon Sale. Utilities Are Not On Due To Condition. NO BLIND OFFERS - Must Send Interior Pic To Prove You've Been There!! Not A Short Sale Or Foreclosure. Due To 90 Day Rule, No FHA Or ITIN Offers. SOLD AS IS. Proof Of Funds/Pre-Approval Required With Offer. Closing At Cohen Law Hiram, GA. Listing Agent Holds Interest In Selling LLC.

  16. 2026-05-14
    listed $149,900 New 1472-char remark
    Show marketing remark (1472 chars)

    CALLING ALL INVESTORS & HANDY HOMEOWNERS - FIXER UPPER ON 1.57 ACRES! Looking for a project with serious upside? This 3 bed / 2 bath double wide sits on 1.57 acres and is already cleaned out and ready for someone to begin working. This one is perfect for an investor or buyer looking to build sweat equity. The master bathroom needs a full makeover and the property overall needs updating, but the opportunity is there. The mobile home has been retired to the land, giving you flexibility and long-term value. Property also includes a large dirt floor barn that could be brought back to life with some TLC. Located in a quiet, rural setting while still being convenient: Just 1 minute to Dollar General, 15 minutes to Temple (groceries, dining, essentials), 15-20 minutes to Tanner Medical Center, Easy access to Villa Rica shopping and restaurants, and 20-25 minutes to Downtown Dallas! Whether you're looking for your next flip, rental, or peaceful and affordable place with land, this one has potential. Bring your vision and make it your own! Mobile Home Is Surrendered/Retired To The Land, Will Transfer As Part Of The Deed Upon Sale. Utilities Are Not On Due To Condition. NO BLIND OFFERS - Must Send Interior Pic To Prove You've Been There!! Not A Short Sale Or Foreclosure. Due To 90 Day Rule, No FHA Or ITIN Offers. SOLD AS IS. Proof Of Funds/Pre-Approval Required With Offer. Closing At Cohen Law Hiram, GA. Listing Agent Holds Interest In Selling LLC.

  17. 2026-01-09
    soldstatus $50,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$604 · $50/mo
Projected year-2 tax
$1,379 · $115/mo
Expected delta
+$775/yr (+$65/mo · 128.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥102°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 25% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,498
− Mortgage interest
−$8,397
− Property taxes
−$604
− Insurance
−$750
− Repairs & maintenance
−$1,720
− Management
−$1,720
− Depreciation
−$4,361
Taxable income
$3,948
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$947
After-tax cash flow
$5,250/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Haralson County
NCES district ID
1302670
Math proficiency
36% ▼ -6.00%
Reading proficiency
30% ▼ -3.00%
Median HH income
$39,716
Composite
27.74/100
National rank
#6900
State rank
#76 of 174 in GA

Livability — Temple

Score
72/100
State rank
#60
US rank
#5802

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A Housing A+ Health & safety C User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Carroll County · 124,888 people
City population
19,882
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
19,882
Household income
$76,571
Rent vs Own
15.1% rent · 84.9% own
Severe rent burden
396.0

Population outlook (Haralson County) Hauer SSP2

Today (2025)
29,106 people
By 2030
29,023 · -0.3%
By 2040
28,434 · -2.3%
By 2050
27,144 · -6.7%
By 2075
22,666 · -22.1%
By 2100
16,475 · -43.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Black 15% Hispanic / Latino 5% Two or more races 4%
Common ancestry
Italian 1% Lithuanian 1% Serbian 1%
Foreign-born
4% · Canada
Languages at home
95% English-only · Spanish 4%

Political lean MEDSL · Haralson

2024 margin
Solid R (+74.4) · D 12.6% · R 87.0%
2008→2024 swing
-16.6pp toward R · 2008: -57.8pp · 2024: -74.4pp
All cycles
2024: R+74.4 2020: R+74.0 2016: R+71.6 2012: R+64.2 2008: R+57.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 27.16%
Current HPI
435.3863
Rent YoY
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+199.8% since first listed
3 events — show timeline
  • 2026-05-14 Listed $149,900 FMLS
  • 2026-05-14 Listed $149,900 GAMLS
  • 2026-01-09 Sold (Public Records) $50,000 Public Records

Property tax history

-0.3%/yr

Latest (2025): $604 · -23.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…