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3155 Ravenwood Ave
A- Composite 80.84
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +4.7/10.0
  • Rent growth +3.8/5.0
  • Livability +3.8/5.0
  • Condition / age +2.5/5.0
  • Schools +1.0/10.0

$69,900

3155 Ravenwood Ave · Baltimore, MD 21213
3 bd · 1.0 ba · 896 sqft · Townhouse public records · 176 Days on market
Built 1920 1,184 sqft lot $78/sqft · 33% below area Est $116k · 40% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Bring Offers. INVESTORS Leave your office now and go see this REO. Reduced to $69900 Terrific for Fixing up and still make a Profit. Submit Offer. This REO offers sun-drenched rooms filled with natural light. Check the Comps! This 2-story townhome with basement and nice rear yard along with an inviting front porch. The kitchen offers white cabinetry and easy access to rear yard for grilling and entertaining. Located in a revitalizing corridor of East Baltimore, this home offers easy access to local amenities, major commuter routes, and nearby greenways. With growing community investment and a strong neighborhood presence, this home is a smart move for buyers/investors seeking style, comfort, and long-term value! This home qualifies for Vacant to Value funds from Baltimore City! Located in the Belair-Edison community, this home is conveniently situated near Clifton Park and Lake Montebello, with easy access to commuter routes. Stop Renting and Start Building for your Future. Easy to See--Call and go See. Home is Sold "As is" with No repairs.

Key facts

  • 2 story townhome
  • Inviting front porch
  • Nice rear yard

Tags

2 STORY TOWNHOMENICE REAR YARDINVITING FRONT PORCHWHITE CABINETRYEASY ACCESS TO REAR YARDEASY ACCESS TO LOCAL AMENITIES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath townhouse listed at $70k.

Deal economics

  • At list price, monthly cash flow is $842 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $70k).
  • Recommended offer: $62k (12.0% below list) — sets the bar for market timing.
  • Cap rate 20.7% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
  • Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.2%/yr); 319 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $86 of equity ($483 loan paydown + $-397 appreciation (-0.6% local appreciation)).
  • Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-0.6% appreciation + 5.2% rent growth), your $20k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 176 days — a 12% lower offer ($62k) is reasonable based on typical stale-listing flexibility.
  • 10 sale attempts since 32y ago; this cycle's ask has dropped $20k (22%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $61,512 (12.0% below list)

Questions for the listing agent

  1. It's been on market 176 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.45%
Cap rate
20.74%
Cash-on-cash
51.60%
DSCR
3.30
GRM
3.4

CMA / ARV

ARV (median comp)
$116,450
List price
$69,900
Delta
-39.97%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3307 Elmora Ave 0.12mi 3/1.0 896 (0%) 3mo $155,000 $173 92
3224 Elmora Ave 0.09mi 3/1.0 896 (0%) 5mo $82,000 $92 91
3427 Ravenwood Ave 0.21mi 3/1.0 896 (0%) 0mo $120,900 $135 90
3215 Elmora Ave 0.07mi 4/1.5 (+1) 896 (0%) 5mo $115,000 $128 86
3338 Elmora Ave 0.17mi 2/1.0 (-1) 896 (0%) 2mo $149,500 $167 86
3315 Lyndale Ave 0.15mi 2/1.5 (-1) 896 (0%) 1mo $145,000 $162 85
3410 Elmora Ave 0.20mi 3/2.0 896 (0%) 4mo $93,500 $104 83
3335 Lyndale Ave 0.18mi 4/3.0 (+1) 896 (0%) 5mo $125,000 $140 74
3300 Elmley Ave 0.17mi 4/2.0 (+1) 952 (+6%) 5mo $161,000 $169 68
3332 Brendan Ave 0.72mi 3/1.5 870 (-3%) 1mo $128,000 $147 59
2709 E Hoffman St 0.58mi 2/1.0 (-1) 840 (-6%) 1mo $115,000 $137 57
1532 N Patterson Park Ave 0.59mi 3/2.0 984 (+10%) 6mo $199,000 $202 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.57% appreciation · 5.25% rent growth · sell at horizon

5-year hold
IRR
54.8%
Equity multiple
3.75×
Total profit
$53,726
Equity at exit
$18,334
10-year hold
IRR
58.7%
Equity multiple
8.16×
Total profit
$140,179
Equity at exit
$20,527

Cash invested: $19,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
12 Strongly Tenant-Friendly
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City Baltimore
12 Strongly Tenant-Friendly · D+58
Just-cause for tenancies > 1 yr.

ZIP-level market 21213

Home prices YoY
-0.1%
Rents YoY
5.2%
Active inventory
319
Price-to-rent
3.4×

Monthly cashflow live

Estimated rent
$1,715 high interval (Pro) →
Mortgage (P&I)
$367
Tax from tax record
$117 /mo · $1,409/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$360
Net cashflow
$842

Break-even live

Break-even rent $650
Max offer price $69,900
Occupancy floor 46%

Sensitivity live

Price -10% $881 -5% $861 +0% $842 +5% $822 +10% $802
Rent -10% $706 -5% $774 +0% $842 +5% $909 +10% $977
Rate -1.0pp $877 -0.5pp $859 base $842 +0.5pp $823 +1.0pp $805

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,475
Closing costs
$2,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3221 Lyndale Ave Baltimore, MD 2.0 2.0 1020 $1,700 $1.67 25d 1 0.11mi
3218 Lyndale Ave Baltimore, MD 3.0 1.5 1020 $1,500 $1.47 25d 1 0.13mi
3322 Ravenwood Ave Baltimore, MD 3.0 2.0 932 $1,800 $1.93 25d 1 0.14mi
3315 Lyndale Ave Baltimore, MD 2.0 1.5 896 $1,650 $1.84 19d 1 0.16mi
3317 Lyndale Ave Baltimore, MD 3.0 1.0 900 $1,300 $1.44 44d 1 0.16mi
3343 Ravenwood Ave Unit 3343 Baltimore, MD 2.0 2.0 948 $1,855 $1.96 19d 1 0.17mi
3339 Elmora Ave Baltimore, MD 3.0 2.0 896 $1,600 $1.79 44d 1 0.17mi
2311 E Lafayette Ave Baltimore, MD 3.0 1.0 1000 $1,400 $1.40 44d 1 0.43mi
2410 E Federal St Baltimore, MD 4.0 2.0 720 $2,200 $3.06 25d 1 0.48mi
1323 N Kenwood Ave Unit 1 Baltimore, MD 2.0 1.5 1060 $1,350 $1.27 25d 1 0.57mi
3902 Erdman Ave Unit 1 Baltimore, MD 2.0 1.0 1000 $1,275 $1.27 25d 1 0.58mi
3646 Lyndale Ave Baltimore, MD 2.0 1.5 840 $1,475 $1.76 44d 1 0.63mi
1310 N Ellwood Ave Baltimore, MD 2.0 1.0 1000 $1,450 $1.45 13d 1 0.64mi
1310 N Ellwood Ave #1 Baltimore, MD 2.0 1.0 1000 $1,550 $1.55 23d 1 0.64mi
2221 E Preston St Baltimore, MD 2.0 1.0 658 $1,200 $1.82 25d 1 0.77mi
1627 Rutland Ave Baltimore, MD 3.0 2.0 1100 $1,950 $1.77 25d 1 0.83mi
1832 E 28th St Baltimore, MD 3.0 1.0 1066 $1,495 $1.40 25d 1 0.85mi
3028 Kenyon Ave Baltimore, MD 2.0 2.0 1075 $1,395 $1.30 44d 1 0.89mi
2729 Ashland Ave Baltimore, MD 3.0 1.0 1000 $1,350 $1.35 3d 1 0.97mi
3566 Dudley Ave Baltimore, MD 2.0 1.0 896 $1,800 $2.01 25d 1 1.01mi
1519 E 28th St Baltimore, MD 3.0 2.0 1100 $1,350 $1.23 44d 1 1.01mi
4300 Orchard Ridge Blvd Baltimore, MD 1.0–3.0 1.0–2.0 1021 $1,809 $1.77 44d 1 1.06mi
720 N Port St Baltimore, MD 2.0 1.0 950 $1,300 $1.37 44d 1 1.10mi
2310 Aisquith St Baltimore, MD 4.0 3.0 900 $2,000 $2.22 5d 1 1.12mi
1607 Hakesley Pl Baltimore, MD 3.0 1.0 720 $1,400 $1.94 44d 1 1.15mi
1923 Ashland Ave Baltimore, MD 2.0 2.0 862 $1,770 $2.05 20d 2 1.16mi
1923 Ashland Ave Unit 401 Baltimore, MD 2.0 2.0 850 $1,795 $2.11 21d 1 1.16mi
712 N Duncan St Baltimore, MD 2.0 1.5 1000 $2,000 $2.00 44d 1 1.18mi
618 N Montford Ave Baltimore, MD 3.0 1.0 1050 $1,468 $1.40 16d 1 1.18mi
618 N Montford Ave Baltimore, MD 3.0 1.0 1050 $1,468 $1.40 44d 1 1.18mi
4022 Ardley Ave Baltimore, MD 2.0 1.0 896 $1,750 $1.95 44d 1 1.18mi
531 N Belnord Ave Baltimore, MD 2.0 1.5 1100 $1,700 $1.55 25d 1 1.20mi
3221 The Alameda Unit 2 Baltimore, MD 2.0 1.0 750 $1,200 $1.60 25d 1 1.22mi
517 N Rose St Baltimore, MD 3.0 1.0 845 $1,400 $1.66 5d 1 1.22mi
502 N Glover St Baltimore, MD 2.0 1.5 827 $1,250 $1.51 21d 1 1.23mi
520 N Decker Ave Baltimore, MD 2.0 1.0 1000 $1,650 $1.65 44d 1 1.23mi
4408 Bowleys Ln Baltimore, MD 2.0 1.0 682 $1,439 $2.11 4d 1 1.27mi
415 N Belnord Ave Baltimore, MD 2.0 1.0 1008 $1,300 $1.29 25d 1 1.29mi
2308 Jefferson St Baltimore, MD 3.0 1.0 907 $1,450 $1.60 44d 1 1.29mi
415 N Glover St Baltimore, MD 2.0 2.5 1092 $1,600 $1.47 25d 1 1.29mi

Listing history 45 events

  1. 2026-06-21
    days on market $69,900 Active 176 DOM
  2. 2026-06-18
    days on market $69,900 Active 173 DOM
  3. 2026-06-17
    days on market $69,900 Active 172 DOM
  4. 2026-06-16
    days on market $69,900 Active 171 DOM
  5. 2026-06-15
    days on market $69,900 Active 170 DOM
  6. 2026-06-13
    days on market $69,900 Active 168 DOM
  7. 2026-06-09
    days on market $69,900 Active 164 DOM
  8. 2026-06-08
    days on market $69,900 Active 163 DOM
  9. 2026-06-07
    days on market $69,900 Active 162 DOM
  10. 2026-06-04
    days on market $69,900 Active 159 DOM
  11. 2026-06-03
    days on market $69,900 Active 158 DOM
  12. 2026-06-02
    days on market $69,900 Active 157 DOM
  13. 2026-06-01
    days on market $69,900 Active 156 DOM
  14. 2026-05-31
    days on market $69,900 Active 155 DOM
  15. 2026-05-13
    status Active 1072-char remark
    Show marketing remark (1072 chars)

    Bring Offers. INVESTORS Leave your office now and go see this REO. Reduced to $69900 Terrific for Fixing up and still make a Profit. Submit Offer. This REO offers sun-drenched rooms filled with natural light. Check the Comps! This 2-story townhome with basement and nice rear yard along with an inviting front porch. The kitchen offers white cabinetry and easy access to rear yard for grilling and entertaining. Located in a revitalizing corridor of East Baltimore, this home offers easy access to local amenities, major commuter routes, and nearby greenways. With growing community investment and a strong neighborhood presence, this home is a smart move for buyers/investors seeking style, comfort, and long-term value! This home qualifies for Vacant to Value funds from Baltimore City! Located in the Belair-Edison community, this home is conveniently situated near Clifton Park and Lake Montebello, with easy access to commuter routes. Stop Renting and Start Building for your Future. Easy to See--Call and go See. Home is Sold "As is" with No repairs.

  16. 2026-05-09
    historical 1072-char remark
    Show marketing remark (1072 chars)

    Bring Offers. INVESTORS Leave your office now and go see this REO. Reduced to $69900 Terrific for Fixing up and still make a Profit. Submit Offer. This REO offers sun-drenched rooms filled with natural light. Check the Comps! This 2-story townhome with basement and nice rear yard along with an inviting front porch. The kitchen offers white cabinetry and easy access to rear yard for grilling and entertaining. Located in a revitalizing corridor of East Baltimore, this home offers easy access to local amenities, major commuter routes, and nearby greenways. With growing community investment and a strong neighborhood presence, this home is a smart move for buyers/investors seeking style, comfort, and long-term value! This home qualifies for Vacant to Value funds from Baltimore City! Located in the Belair-Edison community, this home is conveniently situated near Clifton Park and Lake Montebello, with easy access to commuter routes. Stop Renting and Start Building for your Future. Easy to See--Call and go See. Home is Sold "As is" with No repairs.

  17. 2026-04-23
    price $69,900 1072-char remark
    Show marketing remark (1072 chars)

    Bring Offers. INVESTORS Leave your office now and go see this REO. Reduced to $69900 Terrific for Fixing up and still make a Profit. Submit Offer. This REO offers sun-drenched rooms filled with natural light. Check the Comps! This 2-story townhome with basement and nice rear yard along with an inviting front porch. The kitchen offers white cabinetry and easy access to rear yard for grilling and entertaining. Located in a revitalizing corridor of East Baltimore, this home offers easy access to local amenities, major commuter routes, and nearby greenways. With growing community investment and a strong neighborhood presence, this home is a smart move for buyers/investors seeking style, comfort, and long-term value! This home qualifies for Vacant to Value funds from Baltimore City! Located in the Belair-Edison community, this home is conveniently situated near Clifton Park and Lake Montebello, with easy access to commuter routes. Stop Renting and Start Building for your Future. Easy to See--Call and go See. Home is Sold "As is" with No repairs.

  18. 2026-03-19
    soldstatus $120,000
  19. 2026-02-28
    price $74,900 1072-char remark
    Show marketing remark (1072 chars)

    Bring Offers. INVESTORS Leave your office now and go see this REO. Reduced to $69900 Terrific for Fixing up and still make a Profit. Submit Offer. This REO offers sun-drenched rooms filled with natural light. Check the Comps! This 2-story townhome with basement and nice rear yard along with an inviting front porch. The kitchen offers white cabinetry and easy access to rear yard for grilling and entertaining. Located in a revitalizing corridor of East Baltimore, this home offers easy access to local amenities, major commuter routes, and nearby greenways. With growing community investment and a strong neighborhood presence, this home is a smart move for buyers/investors seeking style, comfort, and long-term value! This home qualifies for Vacant to Value funds from Baltimore City! Located in the Belair-Edison community, this home is conveniently situated near Clifton Park and Lake Montebello, with easy access to commuter routes. Stop Renting and Start Building for your Future. Easy to See--Call and go See. Home is Sold "As is" with No repairs.

  20. 2026-01-29
    price $79,900 1072-char remark
    Show marketing remark (1072 chars)

    Bring Offers. INVESTORS Leave your office now and go see this REO. Reduced to $69900 Terrific for Fixing up and still make a Profit. Submit Offer. This REO offers sun-drenched rooms filled with natural light. Check the Comps! This 2-story townhome with basement and nice rear yard along with an inviting front porch. The kitchen offers white cabinetry and easy access to rear yard for grilling and entertaining. Located in a revitalizing corridor of East Baltimore, this home offers easy access to local amenities, major commuter routes, and nearby greenways. With growing community investment and a strong neighborhood presence, this home is a smart move for buyers/investors seeking style, comfort, and long-term value! This home qualifies for Vacant to Value funds from Baltimore City! Located in the Belair-Edison community, this home is conveniently situated near Clifton Park and Lake Montebello, with easy access to commuter routes. Stop Renting and Start Building for your Future. Easy to See--Call and go See. Home is Sold "As is" with No repairs.

  21. 2025-12-23
    listed $89,900 Active 1072-char remark
    Show marketing remark (1072 chars)

    Bring Offers. INVESTORS Leave your office now and go see this REO. Reduced to $69900 Terrific for Fixing up and still make a Profit. Submit Offer. This REO offers sun-drenched rooms filled with natural light. Check the Comps! This 2-story townhome with basement and nice rear yard along with an inviting front porch. The kitchen offers white cabinetry and easy access to rear yard for grilling and entertaining. Located in a revitalizing corridor of East Baltimore, this home offers easy access to local amenities, major commuter routes, and nearby greenways. With growing community investment and a strong neighborhood presence, this home is a smart move for buyers/investors seeking style, comfort, and long-term value! This home qualifies for Vacant to Value funds from Baltimore City! Located in the Belair-Edison community, this home is conveniently situated near Clifton Park and Lake Montebello, with easy access to commuter routes. Stop Renting and Start Building for your Future. Easy to See--Call and go See. Home is Sold "As is" with No repairs.

  22. 2024-09-08
    historical
  23. 2024-08-15
    price $110,000
  24. 2024-06-22
    listed $115,000 Active
  25. 2023-08-24
    soldstatus $74,200
  26. 2022-02-25
    soldstatus $74,200 Closed
  27. 2022-01-13
    status Pending
  28. 2021-12-17
    listed $35,000 Active
  29. 2021-04-08
    soldstatus $68,900
  30. 2020-12-07
    soldstatus $68,900 Closed
  31. 2020-10-26
    status Pending
  32. 2020-10-17
    listed $30,000 Active
  33. 2004-05-31
    soldstatus $33,600
  34. 2004-02-20
    historical
  35. 2002-04-18
    listed $38,000
  36. 2002-04-01
    historical
  37. 2001-12-17
    listed
  38. 2000-06-03
    historical
  39. 1999-12-07
    listed
  40. 1997-08-20
    historical
  41. 1997-08-06
    listed
  42. 1994-10-25
    historical
  43. 1994-04-25
    listed
  44. 1990-03-20
    soldstatus $37,500
  45. 1985-08-06
    soldstatus $30,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$1,409 · $117/mo
Projected year-2 tax
$1,409 · $117/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,578
− Mortgage interest
−$3,915
− Property taxes
−$1,409
− Insurance
−$350
− Repairs & maintenance
−$1,646
− Management
−$1,646
− Depreciation
−$2,033
Taxable income
$9,578
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,299
After-tax cash flow
$7,800/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baltimore City Public Schools
NCES district ID
2400090
Math proficiency
7% ▼ -9.00%
Reading proficiency
16% ▼ -5.00%
Median HH income
$42,108
Composite
10.08/100
National rank
#9805
State rank
#24 of 24 in MD

Livability — Baltimore

Score
76/100
State rank
#90
US rank
#3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baltimore, MD
County
Baltimore City · 558,601 people
City population
588,727
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
28,058
Household income
$51,344
Rent vs Own
48.0% rent · 52.0% own
Severe rent burden
1868.0

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
624,249 people
By 2030
621,541 · -0.4%
By 2040
609,756 · -2.3%
By 2050
597,249 · -4.3%
By 2075
552,236 · -11.5%
By 2100
513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (86%)
Race & ethnicity
Black 86% White 6% Hispanic / Latino 4% Two or more races 3%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · Baltimore

2024 margin
Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
2008→2024 swing
-2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
All cycles
2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.57%
Current HPI
427.4453
Rent YoY
▲ 5.25%
Metro
Baltimore-Columbia-Towson, MD
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+129.2% since first listed
31 events — show timeline
  • 2026-05-13 Relisted BRIGHT MLS
  • 2026-05-09 Listing Removed BRIGHT MLS
  • 2026-04-23 Price Changed $69,900 BRIGHT MLS
  • 2026-03-19 Sold (Public Records) $120,000 Public Records
  • 2026-02-28 Price Changed $74,900 BRIGHT MLS
  • 2026-01-29 Price Changed $79,900 BRIGHT MLS
  • 2025-12-23 Listed $89,900 BRIGHT MLS
  • 2024-09-08 Listing Removed BRIGHT MLS
  • 2024-08-15 Price Changed $110,000 BRIGHT MLS
  • 2024-06-22 Listed $115,000 BRIGHT MLS
  • 2023-08-24 Sold (Public Records) $74,200 Public Records
  • 2022-02-25 Sold (MLS) $74,200 BRIGHT MLS
  • 2022-01-13 Pending BRIGHT MLS
  • 2021-12-17 Listed $35,000 BRIGHT MLS
  • 2021-04-08 Sold (Public Records) $68,900 Public Records
  • 2020-12-07 Sold (MLS) $68,900 BRIGHT MLS
  • 2020-10-26 Pending BRIGHT MLS
  • 2020-10-17 Listed $30,000 BRIGHT MLS
  • 2004-05-31 Sold (MLS) $33,600 MRIS
  • 2004-02-20 Delisted MRIS
  • 2002-04-18 Listed $38,000 MRIS
  • 2002-04-01 Delisted MRIS
  • 2001-12-17 Listed MRIS
  • 2000-06-03 Delisted MRIS
  • 1999-12-07 Listed MRIS
  • 1997-08-20 Delisted MRIS
  • 1997-08-06 Listed MRIS
  • 1994-10-25 Delisted MRIS
  • 1994-04-25 Listed MRIS
  • 1990-03-20 Sold (Public Records) $37,500 Public Records
  • 1985-08-06 Sold (Public Records) $30,500 Public Records

Property tax history

-0.5%/yr

Latest (2025): $1,409 · +15.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…