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2727 75th St W Unit 9A12
D Composite 42.17
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.0/30.0
  • 1% rule +8.4/10.0
  • ARV discount +7.5/15.0
  • Schools +4.4/10.0
  • Livability +4.0/5.0
  • DSCR +2.9/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • Appreciation +0.0/10.0

$145,000

2727 75th St W Unit 9A12 · Bradenton, FL 34209
2 bd · 2.0 ba · 925 sqft · Condo public records · 130 Days on market
Built 1978 $612/mo HOA · 32% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Wow! Sellers say lower the price! This is truly the best deal in West Bradenton. Good size 2 bed 1.5 bath unit in a great location. Second floor unit with no one above you for noise or leaking hot water tanks, just peace and quiet. Also located in the back of the community off 75th Street by the pool eliminating the road noise. Again peace and quiet. This unit has been a rental, but the sellers have maintained it over the years and just installed new waterproof vinyl flooring for easy care in the living room, dining area and both bedrooms. The place was just painted new blinds and screens installed, all new interior doors so it is ready for move in or start renting. There is a screened in lanai with very nice views of the back area. .. .. And here are several bonuses for you. .. a washer and dryer stackable in the unit. .. .. not an age restricted community so all ages are welcomed. .. .. your truck is okay and a MEDIUM size pet is allowed. Those are nice perks. Your assigned parking #12 is very close to the front door for loading and unloading. Wonderful pool area for relaxing and the location of this community is spot on. Easy commute to downtown Sarasota by the 75th Street extension, no traffic or lights and walking distance to the causeway where you can sit and watch the horses exercise in the bay, bring your pet, pets allowed and relax by the water. You are five minutes to the beautiful beaches of Anna Maria Island, Robinson Preserve for your hiking and biking pleasure, downtown Bradenton with our famous River Walk. .. And for the investor. .. .. no waiting to lease. Don't waste your time thinking, call for your appointment.

Key facts

  • Recessed lighting
  • New impact windows
  • Updated condominium

Tags

UPDATED CONDOMINIUMBUTCHER BLOCK COUNTERTOPSRECESSED LIGHTINGNEW IMPACT WINDOWSMODERN UPDATED BATHROOMSLANAI OVERLOOKING WOODED AREA

Property features AI

Finance

  • Other: Pets allowed (cats and dogs); max pet weight ~20 lbs; Community features: clubhouse, community mailbox, deed restrictions, sidewalks, association-owned recreation
  • Financial info: Monthly condo fee: $612; Total annual association fees: $7,344; Lease restrictions apply
  • HOA & community: Dellcore-Penny association; approval required for buyers; Monthly association fee; Association amenities: clubhouse, pool, laundry, recreation facilities, cable TV; Association fees include: pool, internet, cable TV, maintenance (structure & grounds), sewer, trash, water, recreational facilities

Exterior

  • Parking: Paved parking and guest parking available
  • Utilities: Public water; Public sewer; Electricity connected; Cable available; Internet available
  • Home design: Condominium; 2 total stories; Faces west
  • Construction: Stucco construction; Built-up roof; Slab foundation
  • Exterior features: Rear screened porch; Exterior lighting; Sidewalks

Interior

  • Kitchen: Dishwasher; Range; Refrigerator; Electric water heater
  • Bedrooms: 2 bedrooms
  • Bathrooms: 1 full bath; 1 half bath
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Ceiling fans; Programmable thermostat; Storm windows; Sliding doors
  • Laundry & utility: Washer and dryer included; Inside laundry in a laundry closet

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $145k.

Deal economics

  • At list price, monthly cash flow is $-87 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $130k (10.6% below list).
  • Meets the 1% rule at list price ($2k rent vs $145k).
  • Recommended offer: $128k (12.0% below list) — sets the bar for market timing.
  • Cap rate 5.6% vs local median 3.6% in Bradenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#101 in FL, #1,528 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, crime D, amenities F.
  • Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Sea Breeze Elementary School (math 48% / reading 43%, grade D-, #1,247 of 2,144 statewide, top 59%, 499 students, 74% FRL); W. D. Sugg Middle School (math 34% / reading 28%, grade F, #462 of 571 statewide, top 81%, 1,010 students, 72% FRL); Bayshore High School (math 17% / reading 26%, grade F, #546 of 667 statewide, top 82%, 1,435 students, 65% FRL) — zoned schools average 70% FRL vs 51% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 33% at this address vs 52% district-wide (-19 pts) — the specific schools serving this property underperform the Manatee average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-0.3%/yr); 514 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 130 days — a 12% lower offer ($128k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $105k; 38% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: HOA is 32% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $127,600 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 130 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.34%
Cap rate
5.58%
Cash-on-cash
-2.56%
DSCR
0.89
GRM
6.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-26.0%
Equity multiple
0.16×
Total profit
$-34,291
Equity at exit
$21,620
10-year hold
IRR
-54.8%
Equity multiple
-0.41×
Total profit
$-57,264
Equity at exit
$12,537

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34209

Rents YoY
-0.3%
Active inventory
514
Price-to-rent
6.2×

Monthly cashflow live

Estimated rent
$1,938 high interval (Pro) →
Mortgage (P&I)
$760
Tax from tax record
$185 /mo · $2,217/yr
Insurance
$60
HOA
$612
Vacancy / Maint / Mgmt
$407
Net cashflow
$-87

Break-even live

Break-even rent $2,048
Max offer price $129,679
Occupancy floor 99%

Sensitivity live

Price -10% $-5 -5% $-46 +0% $-87 +5% $-128 +10% $-169
Rent -10% $-240 -5% $-163 +0% $-87 +5% $-10 +10% $66
Rate -1.0pp $-14 -0.5pp $-50 base $-87 +0.5pp $-124 +1.0pp $-163

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$36,250
Closing costs
$4,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 23 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2727 75th St W Bradenton, FL 1.0–2.0 1.5 835 $1,700 $2.04 5d 4 0.04mi
2724 72nd St W Unit 2010 Bradenton, FL 2.0 2.0 942 $1,950 $2.07 4d 1 0.12mi
2107 Palma Sola Blvd #8 Bradenton, FL 2.0 2.0 1056 $1,850 $1.75 17d 1 0.48mi
2926 63rd St W Bradenton, FL 2.0 2.0 946 $2,100 $2.22 5d 1 0.67mi
2903 63rd St W Bradenton, FL 1.0 1.0 693 $2,000 $2.89 5d 1 0.67mi
4005 78th St W Bradenton, FL 3.0 2.0 1000 $1,895 $1.90 5d 1 0.71mi
6304 Pointe West Blvd Unit A309 Bradenton, FL 2.0 2.0 1042 $1,795 $1.72 12d 1 0.72mi
6415 21st Ave W Bradenton, FL 1.0–2.0 1.0–2.0 1150 $1,896 $1.65 5d 5 0.73mi
5933 28th Ave W Bradenton, FL 1.0–2.0 1.0–2.0 945 $2,013 $2.13 3d 6 0.88mi
5909 30th Ave W Bradenton, FL 1.0–2.0 1.0–2.0 788 $1,670 $2.12 3d 6 0.94mi
4325 80th St W Bradenton, FL 3.0 1.5 1000 $2,200 $2.20 25d 1 0.95mi
4112 66th Street Cir W Bradenton, FL 2.0 2.0 1100 $1,960 $1.78 21d 1 1.00mi
4161 66th Street Cir W Bradenton, FL 2.0 2.0 1044 $1,800 $1.72 17d 1 1.04mi
4209 66th Street Cir W Bradenton, FL 2.0 2.0 1044 $2,900 $2.78 25d 1 1.04mi
4501 71st St W Bradenton, FL 1.0–2.0 1.0–2.0 850 $1,680 $1.98 3d 28 1.04mi
5907 36th Ave Cir W #5907 Bradenton, FL 2.0 2.0 937 $2,800 $2.99 25d 1 1.05mi
4116 62nd St W Bradenton, FL 2.0 2.0 840 $1,650 $1.96 5d 1 1.06mi
6711 45th Ave W Unit A Bradenton, FL 2.0 2.0 1100 $1,700 $1.55 17d 1 1.08mi
4118 59th St W Bradenton, FL 2.0 1.0 756 $1,800 $2.38 17d 1 1.21mi
4601 66th St W Bradenton, FL 3.0 1.0–2.0 917 $2,065 $2.25 3d 24 1.31mi
4512 86th Street Ct W Unit A Bradenton, FL 2.0 1.0 755 $1,500 $1.99 25d 1 1.41mi
1403 56th St W #1403 Bradenton, FL 1.0 1.0 812 $1,595 $1.96 25d 1 1.42mi
1403 56th St W Bradenton, FL 1.0 1.0 812 $1,445 $1.78 17d 1 1.44mi

HOA detail condo

Monthly dues
$612 · $7,344/yr
Likely covers
waterpoolparking
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 31 events

  1. 2026-06-22
    days on market $145,000 Active 130 DOM
  2. 2026-06-18
    days on market $145,000 Active 127 DOM
  3. 2026-06-17
    days on market $145,000 Active 126 DOM
  4. 2026-06-16
    days on market $145,000 Active 125 DOM
  5. 2026-06-15
    days on market $145,000 Active 124 DOM
  6. 2026-06-13
    days on market $145,000 Active 122 DOM
  7. 2026-06-13
    days on market $145,000 Active 121 DOM
  8. 2026-06-10
    days on market $145,000 Active 119 DOM
  9. 2026-06-09
    days on market $145,000 Active 118 DOM
  10. 2026-06-08
    days on market $145,000 Active 117 DOM
  11. 2026-06-08
    days on market $145,000 Active 116 DOM
  12. 2026-06-03
    days on market $145,000 Active 112 DOM
  13. 2026-06-02
    days on market $145,000 Active 111 DOM
  14. 2026-06-01
    days on market $145,000 Active 110 DOM
  15. 2026-05-31
    days on market $145,000 Active 109 DOM
  16. 2026-04-01
    price $145,000
  17. 2026-02-11
    listed $150,000 Active
  18. 2024-03-19
    historical
  19. 2024-01-25
    price $214,500
  20. 2023-09-28
    listed $225,000 Active
  21. 2021-02-19
    soldstatus $105,000
  22. 2021-02-12
    soldstatus $105,000 Sold 1657-char remark
    Show marketing remark (1657 chars)

    Wow! Sellers say lower the price! This is truly the best deal in West Bradenton. Good size 2 bed 1.5 bath unit in a great location. Second floor unit with no one above you for noise or leaking hot water tanks, just peace and quiet. Also located in the back of the community off 75th Street by the pool eliminating the road noise. Again peace and quiet. This unit has been a rental, but the sellers have maintained it over the years and just installed new waterproof vinyl flooring for easy care in the living room, dining area and both bedrooms. The place was just painted new blinds and screens installed, all new interior doors so it is ready for move in or start renting. There is a screened in lanai with very nice views of the back area. .. .. And here are several bonuses for you. .. a washer and dryer stackable in the unit. .. .. not an age restricted community so all ages are welcomed. .. .. your truck is okay and a MEDIUM size pet is allowed. Those are nice perks. Your assigned parking #12 is very close to the front door for loading and unloading. Wonderful pool area for relaxing and the location of this community is spot on. Easy commute to downtown Sarasota by the 75th Street extension, no traffic or lights and walking distance to the causeway where you can sit and watch the horses exercise in the bay, bring your pet, pets allowed and relax by the water. You are five minutes to the beautiful beaches of Anna Maria Island, Robinson Preserve for your hiking and biking pleasure, downtown Bradenton with our famous River Walk. .. And for the investor. .. .. no waiting to lease. Don't waste your time thinking, call for your appointment.

  23. 2021-01-16
    status Pending 1657-char remark
    Show marketing remark (1657 chars)

    Wow! Sellers say lower the price! This is truly the best deal in West Bradenton. Good size 2 bed 1.5 bath unit in a great location. Second floor unit with no one above you for noise or leaking hot water tanks, just peace and quiet. Also located in the back of the community off 75th Street by the pool eliminating the road noise. Again peace and quiet. This unit has been a rental, but the sellers have maintained it over the years and just installed new waterproof vinyl flooring for easy care in the living room, dining area and both bedrooms. The place was just painted new blinds and screens installed, all new interior doors so it is ready for move in or start renting. There is a screened in lanai with very nice views of the back area. .. .. And here are several bonuses for you. .. a washer and dryer stackable in the unit. .. .. not an age restricted community so all ages are welcomed. .. .. your truck is okay and a MEDIUM size pet is allowed. Those are nice perks. Your assigned parking #12 is very close to the front door for loading and unloading. Wonderful pool area for relaxing and the location of this community is spot on. Easy commute to downtown Sarasota by the 75th Street extension, no traffic or lights and walking distance to the causeway where you can sit and watch the horses exercise in the bay, bring your pet, pets allowed and relax by the water. You are five minutes to the beautiful beaches of Anna Maria Island, Robinson Preserve for your hiking and biking pleasure, downtown Bradenton with our famous River Walk. .. And for the investor. .. .. no waiting to lease. Don't waste your time thinking, call for your appointment.

  24. 2021-01-14
    price $109,900 1657-char remark
    Show marketing remark (1657 chars)

    Wow! Sellers say lower the price! This is truly the best deal in West Bradenton. Good size 2 bed 1.5 bath unit in a great location. Second floor unit with no one above you for noise or leaking hot water tanks, just peace and quiet. Also located in the back of the community off 75th Street by the pool eliminating the road noise. Again peace and quiet. This unit has been a rental, but the sellers have maintained it over the years and just installed new waterproof vinyl flooring for easy care in the living room, dining area and both bedrooms. The place was just painted new blinds and screens installed, all new interior doors so it is ready for move in or start renting. There is a screened in lanai with very nice views of the back area. .. .. And here are several bonuses for you. .. a washer and dryer stackable in the unit. .. .. not an age restricted community so all ages are welcomed. .. .. your truck is okay and a MEDIUM size pet is allowed. Those are nice perks. Your assigned parking #12 is very close to the front door for loading and unloading. Wonderful pool area for relaxing and the location of this community is spot on. Easy commute to downtown Sarasota by the 75th Street extension, no traffic or lights and walking distance to the causeway where you can sit and watch the horses exercise in the bay, bring your pet, pets allowed and relax by the water. You are five minutes to the beautiful beaches of Anna Maria Island, Robinson Preserve for your hiking and biking pleasure, downtown Bradenton with our famous River Walk. .. And for the investor. .. .. no waiting to lease. Don't waste your time thinking, call for your appointment.

  25. 2021-01-07
    price $115,900 1657-char remark
    Show marketing remark (1657 chars)

    Wow! Sellers say lower the price! This is truly the best deal in West Bradenton. Good size 2 bed 1.5 bath unit in a great location. Second floor unit with no one above you for noise or leaking hot water tanks, just peace and quiet. Also located in the back of the community off 75th Street by the pool eliminating the road noise. Again peace and quiet. This unit has been a rental, but the sellers have maintained it over the years and just installed new waterproof vinyl flooring for easy care in the living room, dining area and both bedrooms. The place was just painted new blinds and screens installed, all new interior doors so it is ready for move in or start renting. There is a screened in lanai with very nice views of the back area. .. .. And here are several bonuses for you. .. a washer and dryer stackable in the unit. .. .. not an age restricted community so all ages are welcomed. .. .. your truck is okay and a MEDIUM size pet is allowed. Those are nice perks. Your assigned parking #12 is very close to the front door for loading and unloading. Wonderful pool area for relaxing and the location of this community is spot on. Easy commute to downtown Sarasota by the 75th Street extension, no traffic or lights and walking distance to the causeway where you can sit and watch the horses exercise in the bay, bring your pet, pets allowed and relax by the water. You are five minutes to the beautiful beaches of Anna Maria Island, Robinson Preserve for your hiking and biking pleasure, downtown Bradenton with our famous River Walk. .. And for the investor. .. .. no waiting to lease. Don't waste your time thinking, call for your appointment.

  26. 2021-01-02
    listed $119,000 Active 1657-char remark
    Show marketing remark (1657 chars)

    Wow! Sellers say lower the price! This is truly the best deal in West Bradenton. Good size 2 bed 1.5 bath unit in a great location. Second floor unit with no one above you for noise or leaking hot water tanks, just peace and quiet. Also located in the back of the community off 75th Street by the pool eliminating the road noise. Again peace and quiet. This unit has been a rental, but the sellers have maintained it over the years and just installed new waterproof vinyl flooring for easy care in the living room, dining area and both bedrooms. The place was just painted new blinds and screens installed, all new interior doors so it is ready for move in or start renting. There is a screened in lanai with very nice views of the back area. .. .. And here are several bonuses for you. .. a washer and dryer stackable in the unit. .. .. not an age restricted community so all ages are welcomed. .. .. your truck is okay and a MEDIUM size pet is allowed. Those are nice perks. Your assigned parking #12 is very close to the front door for loading and unloading. Wonderful pool area for relaxing and the location of this community is spot on. Easy commute to downtown Sarasota by the 75th Street extension, no traffic or lights and walking distance to the causeway where you can sit and watch the horses exercise in the bay, bring your pet, pets allowed and relax by the water. You are five minutes to the beautiful beaches of Anna Maria Island, Robinson Preserve for your hiking and biking pleasure, downtown Bradenton with our famous River Walk. .. And for the investor. .. .. no waiting to lease. Don't waste your time thinking, call for your appointment.

  27. 2012-03-05
    soldstatus $40,000
  28. 2012-03-02
    soldstatus $40,000
  29. 2011-12-30
    listed $45,000
  30. 1989-10-13
    soldstatus $38,900
  31. 1979-10-01
    soldstatus $34,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,217 · $185/mo
Projected year-2 tax
$2,217 · $185/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 2/10 Low FEMA zone X (unshaded) · 5% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 30 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,253
− Mortgage interest
−$8,122
− Property taxes
−$2,217
− Insurance
−$725
− Repairs & maintenance
−$1,860
− Management
−$1,860
− HOA
−$7,344
− Depreciation
−$4,218
Taxable loss
−$3,094
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$743
After-tax cash flow
$-298/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Manatee
NCES district ID
1201230
Math proficiency
54% ▼ -6.00%
Reading proficiency
50% ▼ -2.00%
Median HH income
$49,607
Composite
44.43/100
National rank
#2806
State rank
#26 of 73 in FL

Livability — Bradenton

Score
81/100
State rank
#101
US rank
#1528

Category grades

Amenities F Commute A+ Cost of living A+ Crime D Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Manatee County · 416,364 people
City population
227,091
Metro
North Port-Sarasota-Bradenton, FL
Population (ZIP)
33,224
Household income
$81,728
Rent vs Own
21.8% rent · 78.2% own
Severe rent burden
1126.0

Population outlook (Manatee County) Hauer SSP2

Today (2025)
447,342 people
By 2030
488,911 · +9.3%
By 2040
567,934 · +27.0%
By 2050
637,995 · +42.6%
By 2075
781,970 · +74.8%
By 2100
848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Hispanic / Latino 11% Two or more races 6% Black 2% Asian 1%
Hispanic origin (detail)
Puerto Rican 4% Cuban 3%
Common ancestry
Romanian 3% Slovak 3% Lithuanian 3%
Foreign-born
9% · Canada, Jamaica, China
Languages at home
90% English-only · Spanish 6% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Manatee

2024 margin
Strong R (+23.5) · D 37.9% · R 61.4%
2008→2024 swing
-16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
All cycles
2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -360.34%
Current HPI
320.0061
Rent YoY
▼ -0.30%
Metro
North Port-Sarasota-Bradenton, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+321.5% since first listed
16 events — show timeline
  • 2026-04-01 Price Changed $145,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-11 Listed $150,000 Stellar MLS as Distributed by MLS Grid
  • 2024-03-19 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2024-01-25 Price Changed $214,500 Stellar MLS as Distributed by MLS Grid
  • 2023-09-28 Listed $225,000 Stellar MLS as Distributed by MLS Grid
  • 2021-02-19 Sold (Public Records) $105,000 Public Records
  • 2021-02-12 Sold (MLS) $105,000 Stellar MLS as Distributed by MLS Grid
  • 2021-01-16 Pending Stellar MLS as Distributed by MLS Grid
  • 2021-01-14 Price Changed $109,900 Stellar MLS as Distributed by MLS Grid
  • 2021-01-07 Price Changed $115,900 Stellar MLS as Distributed by MLS Grid
  • 2021-01-02 Listed $119,000 Stellar MLS as Distributed by MLS Grid
  • 2012-03-05 Sold (Public Records) $40,000 Public Records
  • 2012-03-02 Sold (MLS) $40,000 Stellar MLS as Distributed by MLS Grid
  • 2011-12-30 Listed $45,000 Stellar MLS as Distributed by MLS Grid
  • 1989-10-13 Sold (Public Records) $38,900 Public Records
  • 1979-10-01 Sold (Public Records) $34,400 Public Records

Property tax history

+8.3%/yr

Latest (2025): $2,217 · -19.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…