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10612 Brocket Ln
D Composite 40.02
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.1/30.0
  • ARV discount +8.1/15.0
  • Livability +4.0/5.0
  • DSCR +3.9/10.0
  • Rent growth +3.1/5.0
  • 1% rule +2.8/10.0
  • Schools +2.5/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$319,990

10612 Brocket Ln · Fort Worth, TX 76036
4 bd · 2.5 ba · 1,940 sqft · Other · 25 Days on market
Built 2026 5,746 sqft lot $165/sqft · at area comps Est $324k · at est. $46/mo HOA · 2% of rent ↓ 6% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Lowry plan is a 2-story home with 4 bedrooms up, 2.5 baths, family room, dining area, and a large backyard. The kitchen offers plenty of counter space including a peninsula with space for seating.

Key facts

  • Peninsula kitchen
  • Gourmet kitchen
  • 42 inch cabinetry

Tags

VINYL PLANK FLOORINGPENINSULA KITCHENGOURMET KITCHEN42 INCH CABINETRYGRANITE COUNTERTOPSSTAINLESS STEEL APPLIANCES

Property features AI

Finance

  • Financial info: Listing accepts Cash, Conventional, FHA, and VA financing
  • HOA & community: Mandatory association; Annual association fee of $550; Association dues include grounds maintenance

Exterior

  • Parking: Attached 2-car garage (2 covered spaces, garage faces front, 2-car single door); No carport spaces
  • Security: Smoke detectors; Carbon monoxide detectors
  • Utilities: City water; City sewer; Property in a municipal utility district
  • Home design: Single family residence; Two-story; New construction (completed in 2026)
  • Construction: Brick and siding exterior; Composition roof; Slab foundation; Built in 2026
  • Exterior features: Back yard with wood fencing; Subdivision setting; Utilities easement

Interior

  • Kitchen: Dishwasher; Electric range; Microwave; Garbage disposal; Granite counters; Kitchen island; Pantry
  • Bedrooms: 4 bedrooms (primary suite upstairs with ensuite bath); Three additional bedrooms upstairs
  • Flooring: Carpet; Luxury vinyl plank
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central air conditioning; Electric heating
  • Interior features: Open floorplan; Kitchen island; Pantry; Granite counters; Double vanity
  • Laundry & utility: Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath other listed at $320k.

Deal economics

  • At list price, monthly cash flow is $-9 ($-108/yr) — negative.
  • To cash-flow at today's rent, offer at most $318k (0.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $249k (22.2% below list).
  • Recommended offer: $249k (22.2% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 3.9% in Fort Worth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#49 in TX, #1,954 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
  • Crowley ISD (urban): math 23% / reading 32% proficiency, ranked #643 of 826 in TX (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: June W Davis El (math 25% / reading 36%, grade F, #2,464 of 4,322 statewide, top 58%, 644 students, 59% FRL); H F Stevens Middle (math 16% / reading 26%, grade F, #1,387 of 1,662 statewide, top 85%, 747 students, 84% FRL); Crowley H S (math 23% / reading 36%, grade F, #1,112 of 1,632 statewide, top 70%, 2,351 students, 72% FRL) — zoned schools average 72% FRL vs 52% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+2.3%/yr); 1036 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 18,938 units permitted in Tarrant County in 2024 (8,336 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($98k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Tarrant County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 25 days — a 2% lower offer ($315k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask has dropped $18k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $248,969 (22.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
6.26%
Cash-on-cash
-0.12%
DSCR
0.99
GRM
10.7

CMA / ARV

ARV (median comp)
$324,117
List price
$319,990
Delta
2.43%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 2.28% rent growth · sell at horizon

5-year hold
IRR
-17.3%
Equity multiple
0.39×
Total profit
$-54,321
Equity at exit
$47,712
10-year hold
IRR
-10.6%
Equity multiple
0.38×
Total profit
$-55,716
Equity at exit
$27,667

Cash invested: $89,597 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76036

Home prices YoY
-25.2%
Rents YoY
2.3%
Active inventory
1036
Price-to-rent
10.7×

Monthly cashflow live

Estimated rent
$2,490 high interval (Pro) →
Mortgage (P&I)
$1,678
Tax from tax record
$118 /mo · $1,421/yr
Insurance
$133
HOA
$46
Vacancy / Maint / Mgmt
$523
Net cashflow
$-9

Break-even live

Break-even rent $2,501
Max offer price $318,406
Occupancy floor 95%

Sensitivity live

Price -10% $172 -5% $82 +0% $-9 +5% $-100 +10% $-190
Rent -10% $-206 -5% $-107 +0% $-9 +5% $89 +10% $188
Rate -1.0pp $152 -0.5pp $72 base $-9 +0.5pp $-92 +1.0pp $-176

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$79,998
Closing costs
$9,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5020 Cervinae Rd Crowley, TX 4.0 2.5 1947 $2,550 $1.31 22d 1 0.09mi
4932 Water Lily Ln Crowley, TX 3.0 2.0 1848 $2,595 $1.40 14d 1 0.22mi
4633 Benham Dr Crowley, TX 3.0 2.0 1740 $2,000 $1.15 45d 1 0.52mi
4633 Benham Dr Crowley, TX 4.0 2.0 1740 $2,000 $1.15 6d 1 0.52mi
4644 Benham Dr Crowley, TX 3.0 2.0 1422 $1,995 $1.40 45d 1 0.53mi
4505 Greyberry Dr Crowley, TX 3.0 2.0 1429 $2,100 $1.47 20d 1 0.66mi
10357 Rosegreen Ln Crowley, TX 3.0 2.0 1898 $2,200 $1.16 45d 1 0.68mi
9925 Ryegrass Ter Crowley, TX 3.0 2.0 1487 $2,350 $1.58 45d 1 0.71mi
4533 Greenham Ln Crowley, TX 3.0 2.0 1531 $1,995 $1.30 45d 1 0.73mi
10121 Wyseby Rd Crowley, TX 3.0 2.0 1622 $1,995 $1.23 45d 1 0.74mi
10356 Holycross Ln Crowley, TX 4.0 2.0 1827 $2,400 $1.31 0d 1 0.74mi
10321 Rosegreen Ln Crowley, TX 3.0 2.0 1636 $1,999 $1.22 45d 1 0.75mi
4924 Sassafras Dr Crowley, TX 3.0 2.0 1479 $2,350 $1.59 45d 1 0.78mi
4725 Sassafras Dr Crowley, TX 4.0 2.0 2067 $2,899 $1.40 45d 1 0.78mi
5601 Portlaw Ln Crowley, TX 4.0 2.5 2338 $2,575 $1.10 26d 1 0.79mi
10308 Holycross Ln Crowley, TX 3.0 2.0 1636 $2,350 $1.44 26d 1 0.82mi
10308 Holycross Ln Crowley, TX 3.0 2.0 1636 $2,250 $1.38 0d 1 0.82mi
5609 Cookstown Ln Crowley, TX 4.0 2.5 2095 $2,455 $1.17 26d 1 0.84mi
4444 Sagecroft Rd Crowley, TX 3.0 2.0 1534 $2,050 $1.34 45d 1 0.86mi
9808 Mescalbean Blvd Crowley, TX 4.0 2.0 1729 $2,150 $1.24 45d 1 0.87mi
5520 McLanahan Ln Crowley, TX 3.0 2.0 1508 $2,195 $1.46 26d 1 0.92mi
5637 McLanahan Ln Crowley, TX 3.0 2.0 1501 $2,150 $1.43 45d 1 0.97mi
9717 Snowbell Ln Crowley, TX 4.0 2.0 1928 $2,195 $1.14 24d 1 0.98mi
4216 Summersweet Ln Crowley, TX 3.0 2.0 1636 $2,129 $1.30 0d 1 1.10mi
4213 Dublin Ridge Dr Crowley, TX 3.0 2.0 1553 $2,050 $1.32 4d 1 1.10mi
10368 Fort Crockett Trl Crowley, TX 4.0 2.0 1905 $2,150 $1.13 26d 1 1.10mi
10406 Fort Cibolo Trl Crowley, TX 4.0 2.0 1808 $1,900 $1.05 45d 1 1.10mi
4148 Crooked Bend Dr Crowley, TX 3.0 2.0 1469 $2,100 $1.43 26d 1 1.13mi
4148 Crooked Bend Dr Crowley, TX 3.0 2.0 1450 $2,100 $1.45 14d 1 1.13mi
4201 Summersweet Ln Crowley, TX 3.0 2.0 1398 $1,960 $1.40 14d 1 1.13mi
10373 Fort Belknap Trl Crowley, TX 4.0 2.0 1780 $2,160 $1.21 45d 1 1.13mi
9724 Buffalo Ridge Rd Crowley, TX 4.0 2.0 2004 $2,125 $1.06 45d 1 1.13mi
10432 Fort Bird Trl Crowley, TX 4.0 2.0 2100 $3,000 $1.43 45d 1 1.14mi
9729 Wild Prairie Way Crowley, TX 3.0 2.0 1613 $2,500 $1.55 45d 1 1.14mi
9720 Buffalo Ridge Rd Crowley, TX 4.0 2.0 1838 $2,400 $1.31 26d 1 1.14mi
4156 Summersweet Ln Crowley, TX 3.0 2.0 1307 $1,900 $1.45 45d 1 1.15mi
4224 Old Timber Ln Crowley, TX 3.0 2.0 2092 $2,250 $1.08 45d 1 1.19mi
10356 Fort Teran Trl Crowley, TX 3.0 2.0 1508 $2,169 $1.44 45d 1 1.26mi
10344 Fort Teran Trl Crowley, TX 3.0 2.0 1494 $2,149 $1.44 45d 1 1.28mi
10381 Fort Ewell Trl Crowley, TX 3.0 2.0 1494 $2,149 $1.44 45d 1 1.29mi

HOA detail

Monthly dues
$46 · $552/yr

Listing history 19 events

  1. 2026-06-21
    days on market $319,990 Active 25 DOM
  2. 2026-06-18
    days on market $319,990 Active 22 DOM
  3. 2026-06-17
    days on market $319,990 Active 21 DOM
  4. 2026-06-16
    days on market $319,990 Active 20 DOM
  5. 2026-06-15
    days on market $319,990 Active 19 DOM
  6. 2026-06-13
    days on market $319,990 Active 17 DOM
  7. 2026-06-13
    days on market $319,990 Active 16 DOM
  8. 2026-06-09
    days on market $319,990 Active 13 DOM
  9. 2026-06-08
    days on market $319,990 Active 12 DOM
  10. 2026-06-07
    days on market $319,990 Active 11 DOM
  11. 2026-06-04
    days on market $319,990 Active 8 DOM
    Show marketing remark (200 chars)

    The Lowry plan is a 2-story home with 4 bedrooms up, 2.5 baths, family room, dining area, and a large backyard. The kitchen offers plenty of counter space including a peninsula with space for seating.

  12. 2026-06-03
    days on market $319,990 Active 7 DOM
  13. 2026-06-02
    pricedays on market $319,990 Active 6 DOM
  14. 2026-06-01
    days on market $331,990 Active 5 DOM
  15. 2026-05-31
    days on market $331,990 Active 4 DOM
  16. 2026-02-27
    listed $331,990 Active 726-char remark
  17. 2026-02-14
    price $331,990 200-char remark
    Show marketing remark (200 chars)

    The Lowry plan is a 2-story home with 4 bedrooms up, 2.5 baths, family room, dining area, and a large backyard. The kitchen offers plenty of counter space including a peninsula with space for seating.

  18. 2026-01-03
    price $344,494 200-char remark
    Show marketing remark (200 chars)

    The Lowry plan is a 2-story home with 4 bedrooms up, 2.5 baths, family room, dining area, and a large backyard. The kitchen offers plenty of counter space including a peninsula with space for seating.

  19. 2025-11-18
    listed $339,494 Active 200-char remark
    Show marketing remark (200 chars)

    The Lowry plan is a 2-story home with 4 bedrooms up, 2.5 baths, family room, dining area, and a large backyard. The kitchen offers plenty of counter space including a peninsula with space for seating.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,421 · $118/mo
Projected year-2 tax
$5,856 · $488/mo
Expected delta
+$4,435/yr (+$370/mo · 312.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$29,876
− Mortgage interest
−$17,924
− Property taxes
−$1,421
− Insurance
−$1,600
− Repairs & maintenance
−$2,390
− Management
−$2,390
− HOA
−$552
− Depreciation
−$9,309
Taxable loss
−$5,710
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,370
After-tax cash flow
$1,263/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Crowley ISD
NCES district ID
4815910
Math proficiency
23% ▼ -15.00%
Reading proficiency
32% ▼ -6.00%
Median HH income
$59,810
Composite
25.04/100
National rank
#7549
State rank
#643 of 826 in TX

Livability — Fort Worth

Score
80/100
State rank
#49
US rank
#1954

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment B- Housing A+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fort Worth, TX
County
Tarrant County · 2,033,669 people
City population
911,619
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
36,044
Household income
$97,973
Rent vs Own
23.7% rent · 76.3% own
Severe rent burden
584.0

Population outlook (Tarrant County) Hauer SSP2

Today (2025)
2,380,417 people
By 2030
2,578,900 · +8.3%
By 2040
2,974,995 · +25.0%
By 2050
3,350,489 · +40.8%
By 2075
4,216,909 · +77.2%
By 2100
4,741,527 · +99.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 48% Hispanic / Latino 28% Black 20% Two or more races 14% Asian 2%
Hispanic origin (detail)
Mexican 23% Puerto Rican 2%
Common ancestry
Slovak 3% Italian 2% Serbian 1%
Foreign-born
8% · Canada, Vietnam
Languages at home
79% English-only · Spanish 18% Other Indo-European 1% Vietnamese 1%

Political lean MEDSL · Tarrant

2024 margin
Lean R (+5.1) · D 46.7% · R 51.9% · Other 1.4%
2008→2024 swing
+6.6pp toward D · 2008: -11.7pp · 2024: -5.1pp
All cycles
2024: R+5.1 2020: D+0.2 2016: R+8.7 2012: R+15.7 2008: R+11.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -80.45%
Current HPI
238.6365
Rent YoY
▲ 2.28%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-5.7% since first listed
9 events — show timeline
  • 2026-06-04 Price Changed $319,990 Zillow
  • 2026-06-02 Price Changed $319,990 NTREIS
  • 2026-05-27 Price Changed $331,990 NTREIS
  • 2026-05-27 Listing Removed NTREIS
  • 2026-05-27 Listed $338,489 NTREIS
  • 2026-02-27 Listed $331,990 NTREIS
  • 2026-02-14 Price Changed $331,990 Zillow
  • 2026-01-03 Price Changed $344,494 Zillow
  • 2025-11-18 Listed $339,494 Zillow

Property tax history

-4.4%/yr

Latest (2025): $1,421 · -0.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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