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211 Holly Springs Church Rd
C Composite 56.56
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.9/30.0
  • ARV discount +7.5/15.0
  • DSCR +7.0/10.0
  • 1% rule +5.7/10.0
  • Appreciation +5.0/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.6/10.0

$90,000

211 Holly Springs Church Rd · Martin, LA 71019
1 bd · 1.0 ba · 1,000 sqft · SingleFamily · 39 Days on market
Built 1960 0.50 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Tucked away in the peaceful countryside, this charming 1 bedroom, 1 bath home offers the perfect blend of comfort and quite living. Surrounded by open skies and natural beauty, the home features a cozy living area, a functional kitchen, and a spacious bedroom designed for relaxation. Enjoy your morning coffee on the back porch while taking in serene country views and fresh air. Ideal as a weekend retreat, starter home, or downsizing opportunity, this property provides the simplicity of rural living while still being within reach of nearby town amenities.

Key facts

  • Rural living
  • Back porch
  • Country views

Tags

BACK PORCHCOUNTRY VIEWSRURAL LIVING

Property features AI

Finance

  • Financial info: Treat as clear loan type; No second mortgage
  • HOA & community: No homeowners association

Exterior

  • Parking: Covered parking for 4 vehicles; Carport with 4 spaces; Additional parking available
  • Utilities: City water; Septic system; Electricity connected; Asphalt access
  • Home design: Single family residence; Residential property; One story
  • Construction: Built in 1960
  • Exterior features: Less than 0.5 acre lot; Directions: Take Hwy 155 East out of Coushatta to Carroll Creek Road. Turn left and follow to Holly Springs Church Road. Stay straight for approximately 2 miles and home will be on the right.

Interior

  • Kitchen: Electric oven; Electric range; Microwave; Water filter; Tankless water heater
  • Bedrooms: 1 bedroom on the main level (Primary bedroom)
  • Bathrooms: 1 full bathroom on the main level
  • Heating & cooling: Central heating; Propane heating
  • Interior features: Open floorplan; One living area; One dining area; Total of 4 rooms
  • Laundry & utility: Tankless water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $90k.

Deal economics

  • At list price, monthly cash flow is $142 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($966 rent vs $90k).
  • Recommended offer: $87k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 57/100 on livability (#316 in LA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
  • Red River Parish (rural): math 15% / reading 23% proficiency, ranked #70 of 98 in LA (top 71%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 81% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Red River Elementary School (math 21% / reading 23%, grade F, #415 of 646 statewide, top 67%, 631 students, 98% FRL); Red River Junior High School (math 14% / reading 27%, grade F, #161 of 218 statewide, top 76%, 264 students, 99% FRL); Red River High School (math 12% / reading 27%, grade F, #186 of 265 statewide, top 73%, 364 students, 98% FRL) — zoned schools average 99% FRL vs 81% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 22 active listings in the ZIP; 5 units permitted in Red River Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($622 loan paydown + $3k appreciation (3.0% local appreciation)).
  • Red River County population projected at -26% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~5 years — after that, you're playing with house money.
  • By year 10, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 39 days — a 3% lower offer ($87k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $58k; list at $90k implies a 54% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $87,300 (3.0% below list)

Questions for the listing agent

  1. It's been on market 39 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.07%
Cap rate
8.18%
Cash-on-cash
6.74%
DSCR
1.30
GRM
7.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
13.8%
Equity multiple
1.79×
Total profit
$19,871
Equity at exit
$40,468
10-year hold
IRR
15.7%
Equity multiple
3.31×
Total profit
$58,140
Equity at exit
$62,366

Cash invested: $25,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 71019

Active inventory
22
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$966 medium interval (Pro) →
Mortgage (P&I)
$472
Tax est. 1.5%
$112 /mo · $1,350/yr
Insurance
$38
HOA
$0
Vacancy / Maint / Mgmt
$203
Net cashflow
$142

Break-even live

Break-even rent $787
Max offer price $90,000
Occupancy floor 80%

Sensitivity live

Price -10% $204 -5% $173 +0% $142 +5% $110 +10% $79
Rent -10% $65 -5% $103 +0% $142 +5% $180 +10% $218
Rate -1.0pp $187 -0.5pp $164 base $142 +0.5pp $118 +1.0pp $94

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,500
Closing costs
$2,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 18 events

  1. 2026-06-21
    days on market $90,000 Active 39 DOM
  2. 2026-06-18
    days on market $90,000 Active 36 DOM
  3. 2026-06-17
    days on market $90,000 Active 35 DOM
  4. 2026-06-16
    days on market $90,000 Active 34 DOM
  5. 2026-06-15
    days on market $90,000 Active 33 DOM
  6. 2026-06-14
    days on market $90,000 Active 31 DOM
  7. 2026-06-13
    days on market $90,000 Active 30 DOM
  8. 2026-06-10
    days on market $90,000 Active 28 DOM
  9. 2026-06-09
    days on market $90,000 Active 27 DOM
  10. 2026-06-08
    days on market $90,000 Active 26 DOM
  11. 2026-06-07
    days on market $90,000 Active 25 DOM
  12. 2026-06-02
    days on market $90,000 Active 20 DOM
  13. 2026-06-01
    days on market $90,000 Active 19 DOM
  14. 2026-05-31
    days on market $90,000 Active 18 DOM
  15. 2026-05-30
    days on market $90,000 Active 17 DOM
  16. 2026-05-13
    listed $90,000 Active 560-char remark
  17. 2020-10-01
    soldstatus $58,300
  18. 2005-06-23
    soldstatus $42,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥111°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,598
− Mortgage interest
−$5,041
− Property taxes
−$1,350
− Insurance
−$450
− Repairs & maintenance
−$928
− Management
−$928
− Depreciation
−$2,618
Taxable income
$282
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$68
After-tax cash flow
$1,631/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Red River Parish
NCES district ID
2201320
Math proficiency
15% ▼ -31.00%
Reading proficiency
23% ▼ -25.00%
Median HH income
$36,507
Composite
15.77/100
National rank
#9275
State rank
#70 of 98 in LA

Livability — Martin

Score
57/100
State rank
#316
US rank
#21577

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment B- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Martin, LA
Population (ZIP)
7,366

Population outlook (Red River County) Hauer SSP2

Today (2025)
7,829 people
By 2030
7,369 · -5.9%
By 2040
6,516 · -16.8%
By 2050
5,776 · -26.2%
By 2075
4,639 · -40.7%
By 2100
4,265 · -45.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (56%)
Race & ethnicity
White 56% Black 40% Two or more races 2% Hispanic / Latino 1%
Common ancestry
Lithuanian 1% Serbian 1% Iranian 1%
Foreign-born
0% · Canada

Political lean MEDSL · Red River

2024 margin
Strong R (+27.3) · D 35.5% · R 62.7% · Other 1.8%
2008→2024 swing
-18.6pp toward R · 2008: -8.7pp · 2024: -27.3pp
All cycles
2024: R+27.3 2020: R+18.6 2016: R+10.2 2012: R+4.8 2008: R+8.7

Not yet ingested

Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+114.3% since first listed
3 events — show timeline
  • 2026-05-13 Listed $90,000 NTREIS
  • 2020-10-01 Sold (Public Records) $58,300 Public Records
  • 2005-06-23 Sold (Public Records) $42,000 Public Records

Property tax history

-24.5%/yr

Latest (2024): $23 · +9.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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