6630 San Miguel Way · San Antonio, TX 78109

$175,000

3 bd · 2.5 ba · 1,667 sqft · SingleFamily public records · 157 Days on market

Built 2011 5,998 sqft lot $105/sqft · 29% below area Est $246k · 29% under $36/mo HOA · 2% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +13.5/30.0
• 1% rule +5.0/10.0
• DSCR +4.1/10.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0
• Schools +2.4/10.0
• Rent growth +2.2/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

BANK APPROVED PRICE! Welcome to 6630 San Miguel Way in the charming Horizon Pointe community of Converse, TX. This inviting two-story home blends modern comfort with timeless style, featuring a beautifully designed stone and stucco exterior. Inside, the spacious open floor plan boasts 3 bedrooms and 2.1 baths, with laminate flooring throughout the first floor creating a warm, cohesive flow. Natural light fills the living spaces, highlighting the functional kitchen and cozy family areas. The private backyard offers a serene retreat with level terrain and mature trees, perfect for relaxing or entertaining. Located close to major highways, shopping, and top-rated schools, this home provides the perfect combination of convenience, comfort, and style—ready to welcome its next lucky owner.

Key facts

• Open floor plan
• Laminate flooring
• Private backyard

Tags

• STONE AND STUCCO EXTERIOR
• OPEN FLOOR PLAN
• LAMINATE FLOORING
• PRIVATE BACKYARD
• LEVEL TERRAIN
• MATURE TREES

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath single-family listed at $175k.

Deal economics

• At list price, monthly cash flow is $5 ($66/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $175k).
• Recommended offer: $154k (12.0% below list) — sets the bar for market timing.
• Cap rate 6.3% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
• Judson ISD (suburban): math 21% / reading 33% proficiency, ranked #660 of 826 in TX (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents soft (-1.1%/yr); 1152 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 157 days — a 12% lower offer ($154k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 15y ago; this cycle's ask has dropped $40k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $154,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 157 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.00% ✓
• Cap rate: 6.33%
• Cash-on-cash: 0.13%
• DSCR: 1.01
• GRM: 8.3

CMA / ARV

• ARV (median comp): $245,711
• List price: $175,000
• Delta: -28.78%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3019 Pacific Coast	0.47mi	3/2.0	1,654 (-1%)	1mo	$245,000	$148	74
2326 Camberly	0.18mi	3/2.5	1,515 (-9%)	3mo	$200,000	$132	73
2710 Green Leaf Way	0.41mi	3/2.0	1,651 (-1%)	8mo	$245,000	$148	71
6518 Candleview	0.48mi	3/2.0	1,630 (-2%)	1mo	$179,000	$110	71
2915 Candleside	0.55mi	3/2.5	1,716 (+3%)	2mo	$190,000	$111	68
6523 Davenport Bay	0.19mi	4/2.5 (+1)	1,909 (+14%)	11mo	$259,000	$136	53
2719 Pismo Bch	0.60mi	3/2.0	1,794 (+8%)	6mo	$259,900	$145	52
3730 Candlestone	0.69mi	4/2.0 (+1)	1,654 (-1%)	11mo	$225,000	$136	50
2615 Wolf Moon	0.54mi	3/2.0	1,885 (+13%)	1mo	$340,000	$180	50
6211 Post MI	0.70mi	3/2.0	1,447 (-13%)	6mo	$175,000	$121	38
6223 Wildgrass Spur	0.63mi	3/2.0	1,459 (-12%)	12mo	$218,000	$149	38
6206 Candlewick Ct	0.73mi	4/2.5 (+1)	1,475 (-12%)	5mo	$210,000	$142	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -19.9%
• Equity multiple: 0.33×
• Total profit: $-33,025
• Equity at exit: $26,093

10-year hold

• IRR: -22.7%
• Equity multiple: 0.03×
• Total profit: $-47,668
• Equity at exit: $15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78109

• Home prices YoY: -17.8%
• Rents YoY: -1.1%
• Active inventory: 1152
• Price-to-rent: 8.3×

Monthly cashflow live

• Estimated rent: $1,757 high
• Mortgage (P&I): −$918
• Tax from tax record: −$356 /mo · $4,273/yr
• Insurance: −$73
• HOA: −$36
• Vacancy / Maint / Mgmt: −$369
• Net cashflow: $5

Break-even live

Break-even rent $1,750

Max offer price $175,000

Occupancy floor 95%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,750
• Closing costs: $5,250
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6634 Poseidon Way Converse, TX	4.0	2.5	1990	$1,750	$0.88	44d	1	0.09mi
6634 Poseidon Way Converse, TX	4.0	2.5	1990	$1,750	$0.88	22d	1	0.09mi
6527 San Miguel Way Converse, TX	3.0	2.5	2042	$1,475	$0.72	44d	1	0.15mi
2409 Key Hole Vw Converse, TX	3.0	2.0	1602	$1,600	$1.00	13d	1	0.17mi
6510 Poseidon Way Converse, TX	3.0	2.0	1408	$1,539	$1.09	3d	1	0.17mi
2338 Camberly Vw Converse, TX	4.0	3.0	2122	$1,850	$0.87	24d	1	0.21mi
6615 Port Elizabeth Converse, TX	3.0	2.0	1596	$1,489	$0.93	4d	1	0.23mi
2715 Point Sur Converse, TX	4.0	2.5	2056	$1,785	$0.87	4d	1	0.33mi
2610 Green Leaf Way San Antonio, TX	3.0	2.5	2003	$1,995	$1.00	11d	1	0.37mi
6926 Opal Clfs Converse, TX	3.0	2.0	1274	$1,550	$1.22	18d	1	0.37mi
6926 Opal Clfs Converse, TX	3.0	2.0	1274	$1,525	$1.20	4d	1	0.37mi
2631 Green Leaf Way San Antonio, TX	4.0	2.5	1918	$1,689	$0.88	24d	1	0.41mi
2607 Bluff Xing San Antonio, TX	3.0	2.5	2241	$1,650	$0.74	4d	1	0.43mi
6458 Candleview Ct San Antonio, TX	4.0	2.5	2008	$1,645	$0.82	4d	1	0.49mi
6402 Candleview Ct San Antonio, TX	3.0	2.0	1319	$1,499	$1.14	4d	1	0.52mi
6402 Candlewick Ct San Antonio, TX	4.0	2.5	2008	$1,790	$0.89	4d	1	0.55mi
7022 Phoenix Path Converse, TX	3.0	2.0	1209	$1,750	$1.45	16d	1	0.56mi
2726 Candleridge Dr San Antonio, TX	3.0	2.0	1430	$1,349	$0.94	24d	1	0.58mi
2411 Woodlake Pkwy Converse, TX	1.0–4.0	1.0–2.0	1083	$1,504	$1.39	2d	18	0.61mi
6231 Post Ml San Antonio, TX	3.0	2.0	1447	$1,495	$1.03	20d	1	0.68mi
6231 Post Ml San Antonio, TX	3.0	2.0	1447	$1,495	$1.03	24d	1	0.68mi
3123 Saturn Path Converse, TX	3.0	2.5	1935	$1,975	$1.02	4d	1	0.72mi
3422 Dunlap Flds Converse, TX	3.0	2.0	1450	$1,540	$1.06	20d	1	0.74mi
3511 Dunlap Flds Converse, TX	3.0	2.0	1317	$1,650	$1.25	11d	1	0.79mi
2631 Sunset Bnd San Antonio, TX	3.0	2.0	1355	$1,650	$1.22	24d	1	0.79mi
3713 Candlebluff Dr San Antonio, TX	3.0	2.5	1501	$2,100	$1.40	15d	1	0.81mi
3327 Candlemoon Dr San Antonio, TX	3.0	2.0	1344	$1,550	$1.15	44d	1	0.81mi
6703 Foster Flds Converse, TX	4.0	2.0	1894	$1,850	$0.98	15d	1	0.81mi
3603 Aranda Flds Converse, TX	3.0	2.0	1346	$1,650	$1.23	44d	1	0.82mi
3633 Candlebrook Ln San Antonio, TX	3.0	2.0	1621	$1,495	$0.92	24d	1	0.84mi
7111 Azure Waters Converse, TX	3.0	2.0	1654	$1,800	$1.09	15d	1	0.84mi
6523 Candlecrest Ct San Antonio, TX	4.0	2.0	1905	$1,930	$1.01	44d	1	0.84mi
6114 Hackberry Pond San Antonio, TX	3.0	2.5	2043	$1,695	$0.83	44d	1	0.85mi
2414 Indian Frst San Antonio, TX	3.0	2.0	1604	$1,495	$0.93	24d	1	0.85mi
2414 Indian Frst San Antonio, TX	3.0	2.0	1604	$1,495	$0.93	20d	1	0.85mi
7163 Lunar Eclipse Converse, TX	3.0	2.5	1935	$2,200	$1.14	10d	1	0.85mi
3710 Candleglenn San Antonio, TX	3.0	2.5	1582	$1,650	$1.04	3d	1	0.90mi
6254 Eddie Way San Antonio, TX	3.0	2.5	1225	$1,375	$1.12	44d	1	0.92mi
6230 Eddie Way San Antonio, TX	3.0	2.5	1225	$1,350	$1.10	24d	1	0.94mi
6222 Eddie Way San Antonio, TX	3.0	2.5	1225	$1,350	$1.10	24d	1	0.95mi

HOA detail

• Monthly dues: $36 · $432/yr

Listing history 45 events

1. 2026-06-18
   days on market $175,000 Active 157 DOM
2. 2026-06-17
   days on market $175,000 Active 156 DOM
3. 2026-06-16
   days on market $175,000 Active 155 DOM
4. 2026-06-15
   days on market $175,000 Active 154 DOM
5. 2026-06-13
   days on market $175,000 Active 152 DOM
6. 2026-06-09
   days on market $175,000 Active 148 DOM
7. 2026-06-08
   days on market $175,000 Active 147 DOM
8. 2026-06-07
   days on market $175,000 Active 146 DOM
9. 2026-06-04
   days on market $175,000 Active 143 DOM
10. 2026-06-03
    days on market $175,000 Active 142 DOM
11. 2026-06-02
    days on market $175,000 Active 141 DOM
12. 2026-06-01
    days on market $175,000 Active 140 DOM
13. 2026-05-31
    days on market $175,000 Active 139 DOM
14. 2026-04-22
    status Active 800-char remark

    Show marketing remark (800 chars)

    BANK APPROVED PRICE! Welcome to 6630 San Miguel Way in the charming Horizon Pointe community of Converse, TX. This inviting two-story home blends modern comfort with timeless style, featuring a beautifully designed stone and stucco exterior. Inside, the spacious open floor plan boasts 3 bedrooms and 2.1 baths, with laminate flooring throughout the first floor creating a warm, cohesive flow. Natural light fills the living spaces, highlighting the functional kitchen and cozy family areas. The private backyard offers a serene retreat with level terrain and mature trees, perfect for relaxing or entertaining. Located close to major highways, shopping, and top-rated schools, this home provides the perfect combination of convenience, comfort, and style—ready to welcome its next lucky owner.

15. 2026-04-22
    price $175,000 800-char remark

    Show marketing remark (800 chars)

    BANK APPROVED PRICE! Welcome to 6630 San Miguel Way in the charming Horizon Pointe community of Converse, TX. This inviting two-story home blends modern comfort with timeless style, featuring a beautifully designed stone and stucco exterior. Inside, the spacious open floor plan boasts 3 bedrooms and 2.1 baths, with laminate flooring throughout the first floor creating a warm, cohesive flow. Natural light fills the living spaces, highlighting the functional kitchen and cozy family areas. The private backyard offers a serene retreat with level terrain and mature trees, perfect for relaxing or entertaining. Located close to major highways, shopping, and top-rated schools, this home provides the perfect combination of convenience, comfort, and style—ready to welcome its next lucky owner.

16. 2026-03-23
    status Pending 800-char remark

    Show marketing remark (800 chars)

    BANK APPROVED PRICE! Welcome to 6630 San Miguel Way in the charming Horizon Pointe community of Converse, TX. This inviting two-story home blends modern comfort with timeless style, featuring a beautifully designed stone and stucco exterior. Inside, the spacious open floor plan boasts 3 bedrooms and 2.1 baths, with laminate flooring throughout the first floor creating a warm, cohesive flow. Natural light fills the living spaces, highlighting the functional kitchen and cozy family areas. The private backyard offers a serene retreat with level terrain and mature trees, perfect for relaxing or entertaining. Located close to major highways, shopping, and top-rated schools, this home provides the perfect combination of convenience, comfort, and style—ready to welcome its next lucky owner.

17. 2026-03-17
    status Active 800-char remark

    Show marketing remark (800 chars)

    BANK APPROVED PRICE! Welcome to 6630 San Miguel Way in the charming Horizon Pointe community of Converse, TX. This inviting two-story home blends modern comfort with timeless style, featuring a beautifully designed stone and stucco exterior. Inside, the spacious open floor plan boasts 3 bedrooms and 2.1 baths, with laminate flooring throughout the first floor creating a warm, cohesive flow. Natural light fills the living spaces, highlighting the functional kitchen and cozy family areas. The private backyard offers a serene retreat with level terrain and mature trees, perfect for relaxing or entertaining. Located close to major highways, shopping, and top-rated schools, this home provides the perfect combination of convenience, comfort, and style—ready to welcome its next lucky owner.

18. 2026-02-26
    status Pending 800-char remark

    Show marketing remark (800 chars)

    BANK APPROVED PRICE! Welcome to 6630 San Miguel Way in the charming Horizon Pointe community of Converse, TX. This inviting two-story home blends modern comfort with timeless style, featuring a beautifully designed stone and stucco exterior. Inside, the spacious open floor plan boasts 3 bedrooms and 2.1 baths, with laminate flooring throughout the first floor creating a warm, cohesive flow. Natural light fills the living spaces, highlighting the functional kitchen and cozy family areas. The private backyard offers a serene retreat with level terrain and mature trees, perfect for relaxing or entertaining. Located close to major highways, shopping, and top-rated schools, this home provides the perfect combination of convenience, comfort, and style—ready to welcome its next lucky owner.

19. 2026-02-17
    price $155,000 800-char remark

    Show marketing remark (800 chars)

    BANK APPROVED PRICE! Welcome to 6630 San Miguel Way in the charming Horizon Pointe community of Converse, TX. This inviting two-story home blends modern comfort with timeless style, featuring a beautifully designed stone and stucco exterior. Inside, the spacious open floor plan boasts 3 bedrooms and 2.1 baths, with laminate flooring throughout the first floor creating a warm, cohesive flow. Natural light fills the living spaces, highlighting the functional kitchen and cozy family areas. The private backyard offers a serene retreat with level terrain and mature trees, perfect for relaxing or entertaining. Located close to major highways, shopping, and top-rated schools, this home provides the perfect combination of convenience, comfort, and style—ready to welcome its next lucky owner.

20. 2026-02-03
    price $165,000 800-char remark

    Show marketing remark (800 chars)

    BANK APPROVED PRICE! Welcome to 6630 San Miguel Way in the charming Horizon Pointe community of Converse, TX. This inviting two-story home blends modern comfort with timeless style, featuring a beautifully designed stone and stucco exterior. Inside, the spacious open floor plan boasts 3 bedrooms and 2.1 baths, with laminate flooring throughout the first floor creating a warm, cohesive flow. Natural light fills the living spaces, highlighting the functional kitchen and cozy family areas. The private backyard offers a serene retreat with level terrain and mature trees, perfect for relaxing or entertaining. Located close to major highways, shopping, and top-rated schools, this home provides the perfect combination of convenience, comfort, and style—ready to welcome its next lucky owner.

21. 2026-01-20
    price $175,000 800-char remark

    Show marketing remark (800 chars)

    BANK APPROVED PRICE! Welcome to 6630 San Miguel Way in the charming Horizon Pointe community of Converse, TX. This inviting two-story home blends modern comfort with timeless style, featuring a beautifully designed stone and stucco exterior. Inside, the spacious open floor plan boasts 3 bedrooms and 2.1 baths, with laminate flooring throughout the first floor creating a warm, cohesive flow. Natural light fills the living spaces, highlighting the functional kitchen and cozy family areas. The private backyard offers a serene retreat with level terrain and mature trees, perfect for relaxing or entertaining. Located close to major highways, shopping, and top-rated schools, this home provides the perfect combination of convenience, comfort, and style—ready to welcome its next lucky owner.

22. 2025-12-17
    price $185,000 800-char remark

    Show marketing remark (800 chars)

    BANK APPROVED PRICE! Welcome to 6630 San Miguel Way in the charming Horizon Pointe community of Converse, TX. This inviting two-story home blends modern comfort with timeless style, featuring a beautifully designed stone and stucco exterior. Inside, the spacious open floor plan boasts 3 bedrooms and 2.1 baths, with laminate flooring throughout the first floor creating a warm, cohesive flow. Natural light fills the living spaces, highlighting the functional kitchen and cozy family areas. The private backyard offers a serene retreat with level terrain and mature trees, perfect for relaxing or entertaining. Located close to major highways, shopping, and top-rated schools, this home provides the perfect combination of convenience, comfort, and style—ready to welcome its next lucky owner.

23. 2025-12-09
    price $200,000 800-char remark

    Show marketing remark (800 chars)

    BANK APPROVED PRICE! Welcome to 6630 San Miguel Way in the charming Horizon Pointe community of Converse, TX. This inviting two-story home blends modern comfort with timeless style, featuring a beautifully designed stone and stucco exterior. Inside, the spacious open floor plan boasts 3 bedrooms and 2.1 baths, with laminate flooring throughout the first floor creating a warm, cohesive flow. Natural light fills the living spaces, highlighting the functional kitchen and cozy family areas. The private backyard offers a serene retreat with level terrain and mature trees, perfect for relaxing or entertaining. Located close to major highways, shopping, and top-rated schools, this home provides the perfect combination of convenience, comfort, and style—ready to welcome its next lucky owner.

24. 2025-11-24
    listed $215,000 Active 800-char remark

    Show marketing remark (800 chars)

    BANK APPROVED PRICE! Welcome to 6630 San Miguel Way in the charming Horizon Pointe community of Converse, TX. This inviting two-story home blends modern comfort with timeless style, featuring a beautifully designed stone and stucco exterior. Inside, the spacious open floor plan boasts 3 bedrooms and 2.1 baths, with laminate flooring throughout the first floor creating a warm, cohesive flow. Natural light fills the living spaces, highlighting the functional kitchen and cozy family areas. The private backyard offers a serene retreat with level terrain and mature trees, perfect for relaxing or entertaining. Located close to major highways, shopping, and top-rated schools, this home provides the perfect combination of convenience, comfort, and style—ready to welcome its next lucky owner.

25. 2022-07-18
    soldstatus
26. 2022-07-15
    soldstatus Sold 423-char remark

    Show marketing remark (423 chars)

    Check out our newest listing! Conveniently located off 1-10 East close to Randolph Air Force Base and Fort Sam and minutes away from The Forum for all your shopping needs! Home features Stone, Stucco at exterior, Laminate flooring all first floor, island at kitchen and all black appliances in kitchen are included. Home offers a spacious, open floor plan and so much more! Come see for yourself, schedule a showing today!

27. 2022-06-30
    status Pending 423-char remark

    Show marketing remark (423 chars)

    Check out our newest listing! Conveniently located off 1-10 East close to Randolph Air Force Base and Fort Sam and minutes away from The Forum for all your shopping needs! Home features Stone, Stucco at exterior, Laminate flooring all first floor, island at kitchen and all black appliances in kitchen are included. Home offers a spacious, open floor plan and so much more! Come see for yourself, schedule a showing today!

28. 2022-06-03
    historical Active Option 423-char remark

    Show marketing remark (423 chars)

    Check out our newest listing! Conveniently located off 1-10 East close to Randolph Air Force Base and Fort Sam and minutes away from The Forum for all your shopping needs! Home features Stone, Stucco at exterior, Laminate flooring all first floor, island at kitchen and all black appliances in kitchen are included. Home offers a spacious, open floor plan and so much more! Come see for yourself, schedule a showing today!

29. 2022-05-27
    listed $268,000 New 423-char remark

    Show marketing remark (423 chars)

    Check out our newest listing! Conveniently located off 1-10 East close to Randolph Air Force Base and Fort Sam and minutes away from The Forum for all your shopping needs! Home features Stone, Stucco at exterior, Laminate flooring all first floor, island at kitchen and all black appliances in kitchen are included. Home offers a spacious, open floor plan and so much more! Come see for yourself, schedule a showing today!

30. 2015-11-02
    soldstatus
31. 2015-10-29
    soldstatus Sold
32. 2015-10-02
    status Pending
33. 2015-09-04
    historical Active Option
34. 2015-08-26
    price $140,500
35. 2015-08-07
    price $142,500
36. 2015-07-29
    status Back on Market
37. 2015-07-25
    status Pending
38. 2015-07-12
    historical Active Option
39. 2015-07-08
    price $144,900
40. 2015-06-30
    listed $148,900 New
41. 2013-08-12
    historical
42. 2013-07-20
    listed $139,900 New
43. 2012-02-08
    soldstatus
44. 2012-01-13
    historical
45. 2011-07-28
    listed $124,965

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $4,273 · $356/mo
• Projected year-2 tax: $4,273 · $356/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,086
• − Mortgage interest: −$9,803
• − Property taxes: −$4,273
• − Insurance: −$875
• − Repairs & maintenance: −$1,687
• − Management: −$1,687
• − HOA: −$432
• − Depreciation: −$5,091
• Taxable loss: −$2,761
• Est. tax savings @ 24.0%: +$663
• After-tax cash flow: $728/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Judson ISD
• NCES district ID: 4824990
• Math proficiency: 21% ▼ -21.00%
• Reading proficiency: 33% ▼ -7.00%
• Median HH income: $57,542
• Composite: 24.39/100
• National rank: #7689
• State rank: #660 of 826 in TX

Livability — San Antonio

• Score: 80/100
• State rank: #31
• US rank: #1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Bexar County · 1,990,555 people
• City population: 1,806,925
• Metro: San Antonio-New Braunfels, TX
• Population (ZIP): 63,067
• Household income: $91,320
• Rent vs Own: 25.1% rent · 74.9% own
• Severe rent burden: 1732.0

Population outlook (Bexar County) Hauer SSP2

• Today (2025): 2,336,851 people
• By 2030: 2,560,728 · +9.6%
• By 2040: 3,020,569 · +29.3%
• By 2050: 3,493,522 · +49.5%
• By 2075: 4,668,459 · +99.8%
• By 2100: 5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.69)
• Race & ethnicity: Hispanic / Latino 44% White 27% Two or more races 21% Black 21% Asian 3%
• Hispanic origin (detail): Mexican 29% Puerto Rican 4%
• Common ancestry: Lithuanian 1% Romanian 1% Italian 1%
• Foreign-born: 11% · Canada, Vietnam, South Korea
• Languages at home: 71% English-only · Spanish 23% Tagalog/Filipino 1% Other Asian/Pacific 1%

Political lean MEDSL · Bexar

• 2024 margin: Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
• 2008→2024 swing: +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
• All cycles: 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -51.02%
• Current HPI: 236.4923
• Rent YoY: ▼ -1.08%
• Metro: San Antonio-New Braunfels, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+40.0% since first listed

32 events — show timeline

• 2026-04-22 Relisted — HARMLS
• 2026-04-22 Price Changed $175,000 HARMLS
• 2026-03-23 Pending — HARMLS
• 2026-03-17 Relisted — HARMLS
• 2026-02-26 Pending — HARMLS
• 2026-02-17 Price Changed $155,000 HARMLS
• 2026-02-03 Price Changed $165,000 HARMLS
• 2026-01-20 Price Changed $175,000 HARMLS
• 2025-12-17 Price Changed $185,000 HARMLS
• 2025-12-09 Price Changed $200,000 HARMLS
• 2025-11-24 Listed $215,000 HARMLS
• 2022-07-18 Sold (Public Records) — Public Records
• 2022-07-15 Sold (MLS) — LERA
• 2022-06-30 Pending — LERA
• 2022-06-03 Contingent — LERA
• 2022-05-27 Listed $268,000 LERA
• 2015-11-02 Sold (Public Records) — Public Records
• 2015-10-29 Sold (MLS) — LERA
• 2015-10-02 Pending — LERA
• 2015-09-04 Contingent — LERA
• 2015-08-26 Price Changed $140,500 LERA
• 2015-08-07 Price Changed $142,500 LERA
• 2015-07-29 Relisted — LERA
• 2015-07-25 Pending — LERA
• 2015-07-12 Contingent — LERA
• 2015-07-08 Price Changed $144,900 LERA
• 2015-06-30 Listed $148,900 LERA
• 2013-08-12 Listing Removed — LERA
• 2013-07-20 Listed $139,900 LERA
• 2012-02-08 Sold (MLS) — LERA
• 2012-01-13 Listing Removed — LERA
• 2011-07-28 Listed $124,965 LERA

Property tax history

+29.9%/yr

Latest (2025): $4,273 · -3.4% YoY. Source: county tax records.