152 Fairview Ave · Mount Pocono, PA 18344

$259,900

3 bd · 2.0 ba · 2,378 sqft · SingleFamily public records · 21 Days on market

Built 1987 0.35 ac lot Est $335k · 22% under $15/mo HOA · 1% of rent ↓ 31% since listing

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.1/30.0
• ARV discount +15.0/15.0
• 1% rule +5.8/10.0
• DSCR +5.7/10.0
• Appreciation +5.3/10.0
• Schools +4.0/10.0
• Livability +3.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks

Outdoor lovers can enjoy huge deck and patio. You could practically live outside when the weather permits. Kitchen has alot of cabinets for storage. Huge bedroom suite with two walk in closets. Versatile floorplan with a layout that allows for both privacy and connection. Two car garage and paved driveway. Peaceful location on the outskirts of town of Mount Pocono, where there is shopping and dining, healthcare. Property must be on market for 7 days before any owner-occupant offer is countered/accepted and Investor offers after 30 DOM. Awesome opportunity for rehab loan available to make property stunning again.

Key facts

• Huge patio
• Paved driveway
• Kitchen cabinets

Tags

• HUGE DECK
• HUGE PATIO
• KITCHEN CABINETS
• WALK IN CLOSETS
• PAVED DRIVEWAY

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $260k.

Deal economics

• At list price, monthly cash flow is $228 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $260k).
• Recommended offer: $256k (1.5% below list) — sets the bar for market timing.
• Cap rate 7.3% vs local median 5.1% in Mount Pocono — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#362 in PA, #3,166 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, commute F.
• Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 47 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

• In year one you build about $3k of equity ($2k loan paydown + $2k appreciation (0.6% local appreciation)).
• Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (0.6% appreciation + 3.0% rent growth), your $73k cash investment doubles in ~9 years — after that, you're playing with house money.
• By year 9, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 21 days — a 2% lower offer ($256k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $256,001 (1.5% below list)

Questions for the listing agent

1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.08% ✓
• Cap rate: 7.34%
• Cash-on-cash: 3.75%
• DSCR: 1.17
• GRM: 7.7

CMA / ARV

• ARV (on-the-fly): $335,298
• Comps found: 11

Show comp detail 11 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
43 Reeder St	0.41mi	3/2.5	2,366 (-0%)	22mo	$365,000	$154	60
47 Moutain Dr	0.57mi	3/2.5	2,275 (-4%)	7mo	$373,000	$164	58
3 Pointe St	0.43mi	4/2.5 (+1)	2,340 (-2%)	15mo	$299,000	$128	58
74 Center Ave	0.44mi	3/2.0	2,605 (+10%)	10mo	$320,000	$123	55
441 Manor View Ave	0.66mi	3/3.0	2,400 (+1%)	12mo	$245,000	$102	54
6 Cobblewood Dr	0.33mi	3/2.0	2,064 (-13%)	11mo	$340,000	$165	53
22 Fairview Ave	0.62mi	4/1.5 (+1)	2,490 (+5%)	4mo	$252,500	$101	53
25 Cobblewood Dr	0.39mi	4/3.0 (+1)	2,208 (-7%)	10mo	$345,000	$156	52
101 Church Ave	0.34mi	4/3.5 (+1)	2,150 (-10%)	11mo	$332,000	$154	48
12 Pointe St	0.46mi	3/1.5	2,114 (-11%)	13mo	$298,500	$141	47
40 Fairview Ave	0.54mi	3/1.5	2,130 (-10%)	19mo	$215,000	$101	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.63% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 4.1%
• Equity multiple: 1.20×
• Total profit: $14,857
• Equity at exit: $83,775

10-year hold

• IRR: 8.9%
• Equity multiple: 2.04×
• Total profit: $75,406
• Equity at exit: $107,596

Cash invested: $72,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18344

• Home prices YoY: 0.3%
• Active inventory: 47
• Price-to-rent: 7.7×

Monthly cashflow live

• Estimated rent: $2,800 medium
• Mortgage (P&I): −$1,363
• Tax from tax record: −$498 /mo · $5,979/yr
• Insurance: −$108
• HOA: −$15
• Vacancy / Maint / Mgmt: −$588
• Net cashflow: $228

Break-even live

Break-even rent $2,512

Max offer price $259,900

Occupancy floor 87%

Sensitivity live

Price	-10% $375	-5% $301	+0% $228	+5% $154	+10% $80
Rent	-10% $6	-5% $117	+0% $228	+5% $338	+10% $449
Rate	-1.0pp $358	-0.5pp $294	base $228	+0.5pp $160	+1.0pp $92

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $64,975
• Closing costs: $7,797
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5 Deerfield Dr Mt Pocono, PA	3.0	2.5	1686	$2,800	$1.66	44d	1	0.20mi

HOA detail

• Monthly dues: $15 · $180/yr

Listing history 15 events

1. 2026-04-10
   status Pending
2. 2026-03-17
   listed $259,900 Active
3. 2025-05-02
   price $299,900
4. 2025-03-27
   listed $305,000 Active
5. 2025-03-24
   historical
6. 2025-03-07
   status Active
7. 2025-01-31
   price $307,500
8. 2025-01-22
   price $315,000
9. 2025-01-02
   price $320,000
10. 2025-01-02
    status Active
11. 2024-10-15
    listed $325,000 Active
12. 2024-07-02
    status Active
13. 2024-05-01
    price $349,000
14. 2024-04-26
    price $369,000
15. 2024-04-09
    listed $379,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $5,979 · $498/mo
• Projected year-2 tax: $5,979 · $498/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 2/10 Low 7 d/yr ≥90°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $33,600
• − Mortgage interest: −$14,558
• − Property taxes: −$5,979
• − Insurance: −$1,300
• − Repairs & maintenance: −$2,688
• − Management: −$2,688
• − HOA: −$180
• − Depreciation: −$7,561
• Taxable loss: −$1,353
• Est. tax savings @ 24.0%: +$325
• After-tax cash flow: $3,055/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pocono Mountain SD
• NCES district ID: 4219500
• Math proficiency: 37% ▼ -5.00%
• Reading proficiency: 55% ▲ 1.00%
• Median HH income: $55,317
• Composite: 39.91/100
• National rank: #3856
• State rank: #245 of 539 in PA

Livability — Mount Pocono

• Score: 77/100
• State rank: #362
• US rank: #3166

Category grades

Amenities C Commute F Cost of living A+ Crime A+ Employment C+ Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Mount Pocono, PA
• Population (ZIP): 3,472

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 164,099 people
• By 2030: 161,412 · -1.6%
• By 2040: 154,616 · -5.8%
• By 2050: 146,710 · -10.6%
• By 2075: 140,830 · -14.2%
• By 2100: 138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.70)
• Race & ethnicity: White 47% Hispanic / Latino 22% Black 15% Asian 9% Two or more races 8%
• Hispanic origin (detail): Puerto Rican 7% Dominican 1%
• Common ancestry: Romanian 3% Italian 2% Hispanic 1%
• Foreign-born: 17% · Canada
• Languages at home: 67% English-only · Spanish 19% Other Indo-European 7% Tagalog/Filipino 3%

Political lean MEDSL · Monroe

• 2024 margin: Toss-up / Even · D 49.1% · R 49.9%
• 2008→2024 swing: -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
• All cycles: 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 0.63%
• Current HPI: 179.2541
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-31.4% since first listed

15 events — show timeline

• 2026-04-10 Pending — PMAR
• 2026-03-17 Listed $259,900 PMAR
• 2025-05-02 Price Changed $299,900 PMAR
• 2025-03-27 Listed $305,000 PMAR
• 2025-03-24 Delisted — PMAR
• 2025-03-07 Relisted — PMAR
• 2025-01-31 Price Changed $307,500 PMAR
• 2025-01-22 Price Changed $315,000 PMAR
• 2025-01-02 Price Changed $320,000 PMAR
• 2025-01-02 Relisted — PMAR
• 2024-10-15 Listed $325,000 PMAR
• 2024-07-02 Relisted — PMAR
• 2024-05-01 Price Changed $349,000 PMAR
• 2024-04-26 Price Changed $369,000 PMAR
• 2024-04-09 Listed $379,000 PMAR

Property tax history

-0.1%/yr

Latest (2026): $5,979 · +2.9% YoY. Source: county tax records.