724 Daring Dr · Davenport, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +14.9/15.0
- Cash flow +9.4/30.0
- Condition / age +4.0/5.0
- Livability +3.5/5.0
- 1% rule +3.2/10.0
- Schools +3.1/10.0
- DSCR +2.6/10.0
- Rent growth +1.8/5.0
- Appreciation +0.0/10.0
$409,000
724 Daring Dr · Davenport, FL 33837
6 bd · 3.0 ba · 2,614 sqft · SingleFamily
public records
· 138 Days on market
Built 2023
5,201 sqft lot
2-car garage
$156/sqft
· 17% below area
Est $490k · 17% under
$12/mo HOA
↓ 5% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Under Construction. Outgrown that tired dated home? Time to transform your life with the stunning Concord! This six-bedroom, three bath home is ideal for large families. The designer kitchen features an abundance of counter and cabinet space that is sure to appeal to your inner chef. It looks out to the open space of the dining room and family room. The owner bedroom is expansive with a spa-inspired owner bath and walk in closet. This home comes fully equipped with Everything Included Features like new appliances, quartz countertops throughout and tile flooring in the wet areas. This Ecosmart home has solar power to offset the electric bills. Welcome to Astonia, a masterplan community of new single-family homes for sale in the fast-growing city of Davenport, FL. Perfectly located near great shopping and dining at Posner Park. With proximity to I-4, residents enjoy easy access to world-class theme parks, golf courses and peaceful adventures amidst Florida’s great outdoors. Amenities include a resort-style swimming pool, playground and more for recreational fun.
Key facts
- Screened front porch
- Designer kitchen
- Community pool
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 6-bed/3.0-bath single-family listed at $409k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-293 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $357k (12.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $334k (18.4% below list).
- Recommended offer: $334k (18.4% below list) — sets the bar for 1% rule.
- Cap rate 5.4% vs local median 4.1% in Davenport — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#423 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, health & safety A+; Watch: employment D+, amenities F, commute F.
- Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Davenport Elementary (math 36% / reading 36%, grade F, #1,670 of 2,144 statewide, top 78%, 786 students, 49% FRL); Shelley S. Boone Middle School (math 25% / reading 25%, grade F, #517 of 571 statewide, top 91%, 1,403 students, 52% FRL); Davenport High School (2,333 students, 37% FRL).
- Market conditions: Rents soft (-2.7%/yr); 2025 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 79d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 58% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).
- At $3,338/mo this rent would consume 49% of the median local household income ($81k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
- Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 138 days — a 12% lower offer ($360k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$333,815
(18.4% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 138 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.82% ✗
- Cap rate
- 5.43%
- Cash-on-cash
- -3.07%
- DSCR
- 0.86
- GRM
- 10.2
CMA / ARV
- ARV (median comp)
- $490,000
- List price
- $409,000
- Delta
- -16.53%
- Verdict
- UNDERPRICED
- Comps
- 4 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7387 Oakmoss Loop | 0.80mi | 5/4.0 (-1) | 2,540 (-3%) | 0mo | $450,000 | $177 | 51 |
| 7256 Oakmoss Loop | 0.89mi | 5/5.5 (-1) | 2,641 (+1%) | 1mo | $535,000 | $203 | 47 |
| 5537 Misty Oak Cir | 0.75mi | 6/4.0 | 3,151 (+20%) | 1mo | $400,000 | $127 | 35 |
| 4320 Acorn Ct | 1.20mi | 6/4.0 | 3,081 (+18%) | 2mo | $469,900 | $153 | 35 |
| 4662 Terrasonesta Dr | 0.91mi | 5/4.0 (-1) | 2,076 (-21%) | 2mo | $375,000 | $181 | 30 |
| 4583 Terrasonesta Dr | 1.02mi | 5/4.5 (-1) | 2,076 (-21%) | 2mo | $372,500 | $179 | 28 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
5-year hold
- IRR
- -24.9%
- Equity multiple
- 0.17×
- Total profit
- $-94,589
- Equity at exit
- $60,983
10-year hold
- IRR
- -34.1%
- Equity multiple
- -0.25×
- Total profit
- $-143,719
- Equity at exit
- $35,363
Cash invested: $114,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 32 active · 11 under contract
- Months of supply
- 64.0 mo (2%/mo absorbed)
- Median asking
- $555,000 ($191/sqft)
- Median days on market
- 186 d
- This list price
- 6% of active listings are priced below it
- ARV vs active asking
- -1.9% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 33837
- Home prices YoY
- -33.9%
- Rents YoY
- -2.7%
- Active inventory
- 2025
- Price-to-rent
- 10.2×
Monthly cashflow live
↻
- Estimated rent
- $3,338 high interval (Pro) →
- Mortgage (P&I)
- −$2,145
- Tax from tax record
- −$603 /mo · $7,231/yr
- Insurance
- −$170
- HOA
- −$12
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$701
- Net cashflow
- $-293
Break-even live
Break-even rent
$3,709
Max offer price
$357,286
Occupancy floor
—
Sensitivity live
| Price | -10% $-61 | -5% $-177 | +0% $-293 | +5% $-409 | +10% $-524 |
|---|---|---|---|---|---|
| Rent | -10% $-556 | -5% $-425 | +0% $-293 | +5% $-161 | +10% $-29 |
| Rate | -1.0pp $-87 | -0.5pp $-189 | base $-293 | +0.5pp $-399 | +1.0pp $-507 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $102,250
- Closing costs
- $12,270
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 343 Heroic Rd Davenport, FL | 6.0 | 3.0 | 2575 | $2,600 | $1.01 | 7d | 1 | 0.08mi |
| 417 Cedar Key St Davenport, FL | 5.0 | 2.5 | 2389 | $2,690 | $1.13 | 119d | 1 | 0.16mi |
| 926 Jackson Ave Davenport, FL | 5.0 | 2.5 | 2430 | $2,400 | $0.99 | 9d | 1 | 0.19mi |
| 922 Jackson Ave Davenport, FL | 5.0 | 2.5 | 2370 | $2,400 | $1.01 | 9d | 1 | 0.19mi |
| 5465 Misty Oak Cir Davenport, FL | 6.0 | 4.5 | 3142 | $4,000 | $1.27 | 119d | 1 | 0.68mi |
| 7511 Oakmoss Loop Unit 1044691P Davenport, FL | 7.0 | 5.5 | 3616 | $5,273 | $1.46 | 63d | 1 | 0.71mi |
| 5533 Misty Oak Cir Davenport, FL | 5.0 | 4.0 | 2492 | $3,500 | $1.40 | 9d | 1 | 0.74mi |
| 7551 Oakmoss Loop Davenport, FL | 7.0 | 5.5 | 3626 | $3,800 | $1.05 | 119d | 1 | 0.78mi |
| 4811 Terrasonesta Dr Davenport, FL | 5.0 | 5.5 | 2460 | $2,450 | $1.00 | 63d | 1 | 0.81mi |
| 7163 Oakmoss Loop Unit 1020066P Davenport, FL | 5.0 | 5.0 | 2529 | $4,515 | $1.79 | 109d | 1 | 0.83mi |
| 7572 Oakmoss Loop Davenport, FL | 7.0 | 5.5 | 3626 | $3,800 | $1.05 | 78d | 1 | 0.83mi |
| 7360 Oakmoss Loop Davenport, FL | 7.0 | 5.5 | 3281 | $3,400 | $1.04 | 78d | 1 | 0.83mi |
| 7195 Oakmoss Loop Davenport, FL | 7.0 | 5.5 | 3154 | $3,800 | $1.20 | 80d | 1 | 0.85mi |
| 7328 Oakmoss Loop Davenport, FL | 5.0 | 5.5 | 2679 | $3,100 | $1.16 | 6d | 1 | 0.86mi |
| 7320 Oakmoss Loop Unit 1039219P Davenport, FL | 5.0 | 4.0 | 2712 | $5,507 | $2.03 | 0d | 1 | 0.87mi |
| 7215 Oakmoss Loop Davenport, FL | 7.0 | 5.5 | 3154 | $4,800 | $1.52 | 93d | 1 | 0.87mi |
| 7215 Oakmoss Loop Davenport, FL | 7.0 | 5.5 | 3154 | $4,800 | $1.52 | 98d | 1 | 0.87mi |
| 7239 Oakmoss Loop Davenport, FL | 6.0 | 4.5 | 3176 | $4,250 | $1.34 | 119d | 1 | 0.89mi |
| 7243 Oakmoss Loop Davenport, FL | 5.0 | 5.5 | 2679 | $3,250 | $1.21 | 9d | 1 | 0.90mi |
| 7525 Oak Spring Ln Davenport, FL | 5.0 | 4.5 | 2281 | $2,599 | $1.14 | 107d | 1 | 0.90mi |
| 7604 Oakmoss Loop Davenport, FL | 6.0 | 5.5 | 3264 | $3,440 | $1.05 | 119d | 1 | 0.91mi |
| 7809 Oak Reflection Loop Davenport, FL | 7.0 | 5.5 | 3626 | $3,650 | $1.01 | 119d | 1 | 0.93mi |
| 5360 Oakbourne Ave Davenport, FL | 5.0 | 4.5 | 2723 | $2,795 | $1.03 | 0d | 1 | 0.94mi |
| 7821 Oak Reflection Loop Davenport, FL | 7.0 | 5.5 | 3626 | $3,700 | $1.02 | 109d | 1 | 0.96mi |
| 4607 Terrasonesta Dr Davenport, FL | 5.0 | 4.5 | 2265 | $3,900 | $1.72 | 119d | 1 | 0.98mi |
| 4579 Terrasonesta Dr Davenport, FL | 5.0 | 4.5 | 2076 | $3,100 | $1.49 | 9d | 1 | 1.02mi |
| 5435 Solterra Cir Davenport, FL | 5.0 | 5.0 | 3116 | $4,250 | $1.36 | 2d | 1 | 1.02mi |
| 2520 Tulip Dr Davenport, FL | 5.0 | 3.0 | 2640 | $3,150 | $1.19 | 9d | 1 | 1.02mi |
| 7876 Oak Reflection Loop Davenport, FL | 7.0 | 5.5 | 3626 | $3,900 | $1.08 | 9d | 1 | 1.04mi |
| 5277 Oakbourne Ave Unit 1263237P Davenport, FL | 5.0 | 4.5 | 2820 | $3,553 | $1.26 | 114d | 1 | 1.04mi |
| 5266 Wildwood Way Davenport, FL | 6.0 | 4.0 | 3511 | $3,600 | $1.03 | 114d | 1 | 1.06mi |
| 5504 Solterra Cir Davenport, FL | 6.0 | 5.0 | 3404 | $4,050 | $1.19 | 9d | 1 | 1.08mi |
| 5251 Wildwood Way Davenport, FL | 6.0 | 4.5 | 3071 | $3,950 | $1.29 | 119d | 1 | 1.10mi |
| 2572 Tulip Dr Davenport, FL | 5.0 | 3.0 | 2700 | $2,750 | $1.02 | 110d | 1 | 1.11mi |
| 4313 Acorn Ct Unit 1095257P Davenport, FL | 6.0 | 3.0 | 2884 | $7,593 | $2.63 | 0d | 1 | 1.15mi |
| 4348 Acorn Ct Unit 1018189P Davenport, FL | 6.0 | 5.0 | 3143 | $5,209 | $1.66 | 63d | 1 | 1.17mi |
| 4035 Oakrise Loop Unit 1541451P Davenport, FL | 7.0 | 5.0 | 3132 | $5,285 | $1.69 | 114d | 1 | 1.29mi |
| 4076 Oak Tree Dr Unit 1029662P Davenport, FL | 5.0 | 4.0 | 2787 | $6,965 | $2.50 | 0d | 1 | 1.34mi |
| 4140 Oak Tree Dr Unit 1325640P Davenport, FL | 5.0 | 4.0 | 2809 | $5,264 | $1.87 | 0d | 1 | 1.42mi |
| 437 Grand Reserve Dr Davenport, FL | 5.0 | 3.0 | 2783 | $4,700 | $1.69 | 4d | 1 | 1.43mi |
Property features AI
Finance
- Other
- CDD presentTurnkey furnishedTen total roomsLiving area approx. 2,614 (appraiser)Building area total approx. 3,094 (appraiser)
- HOA & community
- HOA managed by Highland Management CommunityMonthly HOA dues about $12.50 (annual $150)HOA includes clubhouse, pool, common area taxes, maintenance of grounds, recreational facilities and escrow reservesCommunity amenities: clubhouse, pool, playground, sidewalks, street lights, deed restrictionsPets allowed
Exterior
- Parking
- Attached 2-car garage (20 x 19) with garage door openerDriveway
- Utilities
- Public waterPublic sewerElectricity connectedCable available and connectedFiber optics availableBB/HS internet availableUnderground utilitiesSprinkler meterFire hydrant nearbyWater connectedSewer connected
- Home design
- Single family residenceTwo levelsFaces northeastResidential property
- Construction
- Block constructionShingle roofBlock foundationBuilt on lot under 1/4 acre
- Exterior features
- Front porchSliding doorsSprinkler (metered)Mature landscapingPublic maintained asphalt road
Interior
- Kitchen
- DishwasherDisposalMicrowaveRangeRefrigeratorElectric water heaterExhaust fan
- Bedrooms
- 6 bedrooms
- Flooring
- CarpetCeramic tile
- Bathrooms
- 3 full bathrooms
- Heating & cooling
- Central heatingCentral air
- Interior features
- Built-in featuresEat-in kitchenKitchen/family room comboLiving room/dining room comboOpen floorplanSolid surface countersSolid wood cabinetsThermostatWalk-in closets
- Laundry & utility
- Laundry room with washer and dryer hookupsGas dryer hookupUpper level laundry
HOA detail $12/mo · $144/yr
- Likely covers
- electricpool
Listing history 50 events
-
2026-09-24days on market $409,000 Active 138 DOM
-
2026-09-23days on market $409,000 Active 137 DOM
-
2026-09-22days on market $409,000 Active 136 DOM
-
2026-09-20days on market $409,000 Active 134 DOM
-
2026-09-19days on market $409,000 Active 133 DOM
-
2026-09-18days on market $409,000 Active 132 DOM
-
2026-09-17days on market $409,000 Active 131 DOM
-
2026-09-16days on market $409,000 Active 130 DOM
-
2026-09-15days on market $409,000 Active 129 DOM
-
2026-09-14days on market $409,000 Active 128 DOM
-
2026-09-13days on market $409,000 Active 127 DOM
-
2026-09-12days on market $409,000 Active 126 DOM
-
2026-09-11days on market $409,000 Active 125 DOM
-
2026-09-05days on market $409,000 Active 119 DOM
-
2026-09-04days on market $409,000 Active 118 DOM
-
2026-09-03days on market $409,000 Active 117 DOM
-
2026-08-31days on market $409,000 Active 114 DOM
-
2026-08-30days on market $409,000 Active 113 DOM
-
2026-08-29days on market $409,000 Active 112 DOM
-
2026-08-28days on market $409,000 Active 111 DOM
-
2026-08-27days on market $409,000 Active 110 DOM
-
2026-08-26days on market $409,000 Active 109 DOM
-
2026-08-25days on market $409,000 Active 108 DOM
-
2026-08-24days on market $409,000 Active 107 DOM
-
2026-08-23days on market $409,000 Active 106 DOM
-
2026-08-22days on market $409,000 Active 105 DOM
-
2026-08-21days on market $409,000 Active 104 DOM
-
2026-08-20days on market $409,000 Active 103 DOM
-
2026-08-19days on market $409,000 Active 102 DOM
-
2026-08-18days on market $409,000 Active 101 DOM
-
2026-08-17days on market $409,000 Active 100 DOM
-
2026-08-16days on market $409,000 Active 99 DOM
-
2026-08-15days on market $409,000 Active 98 DOM
-
2026-08-14days on market $409,000 Active 97 DOM
-
2026-08-13days on market $409,000 Active 96 DOM
-
2026-08-12days on market $409,000 Active 95 DOM
-
2026-08-11days on market $409,000 Active 94 DOM
-
2026-08-10days on market $409,000 Active 93 DOM
-
2026-08-09days on market $409,000 Active 92 DOM
-
2026-08-08days on market $409,000 Active 91 DOM
-
2026-08-07days on market $409,000 Active 90 DOM
-
2026-08-06days on market $409,000 Active 89 DOM
-
2026-08-05days on market $409,000 Active 88 DOM
-
2026-08-04days on market $409,000 Active 87 DOM
-
2026-08-03days on market $409,000 Active 86 DOM
-
2026-07-31days on market $409,000 Active 83 DOM
-
2026-07-30days on market $409,000 Active 82 DOM
-
2026-07-30days on market $409,000 Active 81 DOM
-
2026-07-28days on market $409,000 Active 80 DOM
-
2026-07-26days on market $409,000 Active 78 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $7,231 · $603/mo
- Projected year-2 tax
- $7,231 · $603/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $40,058
- − Mortgage interest
- −$22,910
- − Property taxes
- −$7,231
- − Insurance
- −$2,045
- − Repairs & maintenance
- −$3,205
- − Management
- −$3,205
- − HOA
- −$144
- − Depreciation
- −$11,898
- Taxable loss
- −$10,580
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$2,539
- After-tax cash flow
- $-974/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
80/100
Cosmetic rehab
Est. rehab $13,070–$39,210 screening
This well-maintained, turnkey investment property is currently rented at $3,000 a month with an excellent tenant in place. The home features a modern kitchen, bathrooms, and neutral paint, making it an attractive option for both resale and rental.
Value-add opportunities
- Both Paint exterior — Enhances curb appeal and resale value ↑
- Both Replace carpet in bedrooms — Modernizes interior and improves rental appeal ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
F
Composite school gradezoned avg 30/100
Zoned Schools
Elementary
Davenport Elementary
F
FL #1,670/2,144
Nat'l #22,595/41,679
Middle
Shelley S. Boone Middle School
F
FL #517/571
Nat'l #10,338/14,009
High
Davenport High School
Schools (NCES district)
- District
- Polk
- NCES district ID
- 1201590
- Math proficiency
- 39% ▼ -11.00%
- Reading proficiency
- 43% ▼ -4.00%
- Median HH income
- $43,979
- Composite
- 34.74/100
- National rank
- #5132
- State rank
- #62 of 73 in FL
B
Composite livability gradescore 70/100
Livability — Davenport
- Score
- 70/100
- State rank
- #423
- US rank
- #7541
Category grades
Amenities F
Commute F
Cost of living B+
Crime A+
Employment D+
Housing A+
Health & safety A+
User ratings A
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Polk County · 752,975 people
- City population
- 104,279
- Metro
- Lakeland-Winter Haven, FL
- Population (ZIP)
- 47,389
- Household income
- $81,276
- Rent vs Own
- Severe rent burden
- 10% of renters
Population outlook (Polk County) Hauer SSP2
- Today (2025)
- 752,975 people
- By 2030
- 804,621 · +6.9%
- By 2040
- 906,117 · +20.3%
- By 2050
- 1,000,476 · +32.9%
- By 2075
- 1,197,520 · +59.0%
- By 2100
- 1,271,518 · +68.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.68)
- Race & ethnicity
- Hispanic / Latino 42% White 36% Two or more races 16% Black 15% Asian 2%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 22% Cuban 2% Dominican 1%
- Common ancestry
- Hispanic 5% Romanian 3% Lithuanian 1%
- Foreign-born
- 18% · Canada, Jamaica
- Languages at home
- 55% English-only · Spanish 35% French/Haitian/Cajun 6% Other Indo-European 2%
Political lean MEDSL · Polk
- 2024 margin
- Strong R (+20.7) · D 39.2% · R 59.9%
- 2008→2024 swing
- -14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
- All cycles
- 2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -131.62%
- Current HPI
- 256.8165
- Rent YoY
- ▼ -2.73%
- Metro
- Lakeland-Winter Haven, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-4.8% since first listed15 events — show timeline
- 2026-05-09 Listed $409,000 Stellar MLS as Distributed by MLS Grid
- 2026-01-04 Rental Removed $3,100 STELLARMLS
- 2026-01-03 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-12-08 Price Changed $414,000 Stellar MLS as Distributed by MLS Grid
- 2025-11-22 Relisted — Stellar MLS as Distributed by MLS Grid
- 2025-11-22 Price Changed $419,000 Stellar MLS as Distributed by MLS Grid
- 2025-11-13 Price Changed $3,100 STELLARMLS
- 2025-10-22 Listed for Rent $3,300 STELLARMLS
- 2025-10-21 Price Changed $420,000 Stellar MLS as Distributed by MLS Grid
- 2025-10-09 Listed $439,900 Stellar MLS as Distributed by MLS Grid
- 2023-09-14 Rental Removed $3,300 STELLARMLS
- 2023-08-22 Price Changed $3,300 STELLARMLS
- 2023-06-26 Sold (MLS) $429,762 Stellar MLS as Distributed by MLS Grid
- 2023-05-01 Pending — Stellar MLS as Distributed by MLS Grid
- 2023-04-26 Listed $429,762 Stellar MLS as Distributed by MLS Grid
Property tax history
+43.4%/yrLatest (2025): $7,231 · +3.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…