773 Royal Palm Cir · Largo, FL 33778

$124,000

2 bd · 2.0 ba · 912 sqft · Manufactured public records · 125 Days on market

Built 1980 $554/mo HOA · 28% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.6/30.0
• 1% rule +10.0/10.0
• ARV discount +7.5/15.0
• DSCR +5.5/10.0
• Schools +4.3/10.0
• Livability +4.1/5.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Looking to simplify your life? This comfortable, neat two bedroom, two bath manufactured home in Palm Hill Country Club is ready for new owners. Palm Hill is an exceptional 55+ community with so much to do that it seems almost like a resort. With 912 heated and cooled square feet plus an additional 240 square feet of bonus living area which the owners use for a den there is lots of room to spread out. This home had a roof over in 2019 over the entire home, even the carport. Bring your special furnishings as this home is being sold unfurnished. All appliances (dishwasher, smooth top range, washer and dryer) will convey with the home. Palm Hill’s monthly homeowners’ fee of $453 includes water, sewer, trash removal, recycle, lawn care, use of most amenities (golf is separate) and even cable and internet. From the carport step up into the heart of this very clean home. Walls are painted an attractive gray with white floor trim. Flooring is laminate except carpet in the bonus area. The front kitchen boasts stainless steel appliances -dishwasher, smooth top range and refrigerator and the sink looking outward. All of this provides a neat set-up and easy work arrangement. The work area is completely open to the dining space. There is plenty of room for a dining table in front of the built- in white colored hutch which features plenty of drawers and cabinet space below to keep stuff stored away and two display areas above for showing off those special collectibles. From the dining area the floorplan moves naturally to the living room. The main windows in the home were replaced in 2021 with white vinyl framing, insulated low E glass. Beyond the living area there is an intimate bonus Fl Room with a door to the outside. On the other side of the dining room a slider leads down to the bonus side room(den). Large windows along the side bring light inside and there is a window a/c here. Both bedrooms are at the other end of the home. The master has laminate floors, and a convenient walk-in closet. The ensuite bath is completely redone and has had toilet, shower, flooring, vanity, and medicine cabinet installed in 2019. The guest bedroom is across from the master and has a wall closet with ample storage space. The hall bath has an attractive countertop, sink with storage space below, and tub with shower. Another important detail of the home is that a complete vapor barrier was installed under the main home in 2019. The outside is attractive with gray siding, white trim and shutters. The home has a roof-over that also includes the carport. The driveway and the carport are extended on the side. There are attractive white rocks across the front and the driveway is painted. At the end of the bonus room a door leads into the utility shed with washer, dryer and storage space. No need to go outside for laundry chores. Behind the home there is a small patio space. A share of $35,000 in Palm Hill is included in the reasonable list price. This home configuration is set up and updated so it should be easy to add your own furnishings. Please call for an appointment as it is owner occupied at the present time. Talk to the neighbors and they will certainly tell you what makes Palm Hill special.

Key facts

• Tennis
• Jacuzzies
• Pickleball

Tags

• THREE POOLS
• JACUZZIES
• TENNIS
• PICKLEBALL
• SHUFFLEBOARD
• BOCCE BALL

Property features AI

Finance

• Other: Furnished; Directions: Enter Palm Hill from the Seminole Blvd entrance. Take your first left and continue to turn left. The home will be on the right side as you go up the hill.
• Financial info: Total annual fees $6,648; Lease restrictions apply
• HOA & community: Has HOA (monthly fee $554) — fee includes cable TV, pool, internet, maintenance of grounds, management, private road, sewer, trash, water, escrow reserves; Association amenities: clubhouse, golf course, pickleball, shuffleboard, spa/hot tub, tennis courts, pool; vehicle restrictions; optional additional fees; Buyer approval required; association approval required; Senior community; Pets not allowed; Full-time management

Exterior

• Parking: Carport (1 space)
• Utilities: Public water; Public sewer; Cable connected; Electricity connected; Phone available; Sewer connected; Water connected
• Home design: Manufactured double wide; One story; South-facing
• Construction: Metal frame with vinyl siding; Roof over; Pillar/post/pier foundation; Built as manufactured home
• Exterior features: Rain gutters; Sidewalk; Near golf course; Paved; Private; City limits

Interior

• Kitchen: Range; Dishwasher; Refrigerator; Electric water heater
• Bedrooms: 2 bedrooms
• Flooring: Carpet; Laminate
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air; Wall/window unit(s)
• Interior features: Ceiling fans; Walk-in closet(s); Window treatments; Bonus room; Electric fireplace in living room
• Laundry & utility: Washer; Dryer; Laundry: Other

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $124k.

Deal economics

• At list price, monthly cash flow is $98 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $124k).
• Recommended offer: $109k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.2% vs local median 4.2% in Largo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 82/100 on livability (#82 in FL, #1,240 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, amenities F.
• Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+1.4%/yr); 139 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
• This rent runs 36% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $857 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 125 days — a 12% lower offer ($109k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: HOA is 28% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $109,120 (12.0% below list)

Questions for the listing agent

1. It's been on market 125 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.58% ✓
• Cap rate: 7.24%
• Cash-on-cash: 3.38%
• DSCR: 1.15
• GRM: 5.3

CMA / ARV

• ARV (on-the-fly): $73,872
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
71 Royal Palm Cir	0.11mi	2/2.0	912 (0%)	0mo	$72,000	$79	94
574 Queen Palm St	0.07mi	2/2.0	948 (+4%)	1mo	$109,500	$116	89
724 Sugar Palm St	0.02mi	2/2.0	948 (+4%)	9mo	$47,500	$50	85
624 Queen Palm St	0.05mi	2/2.0	945 (+4%)	12mo	$150,000	$159	82
309 Sago Palm St	0.22mi	2/2.0	952 (+4%)	6mo	$65,000	$68	77
79 Thatch Palm St W	0.33mi	2/2.0	944 (+4%)	12mo	$65,000	$69	69
266 Sago Palm St	0.19mi	2/2.0	952 (+4%)	19mo	$77,000	$81	68
19 Pindo Palm St W	0.69mi	2/1.5	912 (0%)	1mo	$40,000	$44	65
38 Pindo Palm St E	0.41mi	2/2.0	864 (-5%)	19mo	$135,000	$156	56
135 Royal Palm Cir	0.32mi	2/2.0	1,008 (+10%)	14mo	$149,000	$148	56
13 Frangipani Cir	0.68mi	2/2.0	864 (-5%)	11mo	$75,000	$87	50
21 Frangipani Cir	0.69mi	2/2.0	785 (-14%)	9mo	$49,000	$62	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.38% rent growth · sell at horizon

5-year hold

• IRR: -13.6%
• Equity multiple: 0.52×
• Total profit: $-16,621
• Equity at exit: $18,489

10-year hold

• IRR: -9.0%
• Equity multiple: 0.50×
• Total profit: $-17,343
• Equity at exit: $10,721

Cash invested: $34,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33778

• Rents YoY: 1.4%
• Active inventory: 139
• Price-to-rent: 5.3×

Monthly cashflow live

• Estimated rent: $1,959 high
• Mortgage (P&I): −$650
• Tax from tax record: −$194 /mo · $2,324/yr
• Insurance: −$52
• HOA: −$554
• Vacancy / Maint / Mgmt: −$411
• Net cashflow: $98

Break-even live

Break-even rent $1,835

Max offer price $124,000

Occupancy floor 90%

Sensitivity live

Price	-10% $168	-5% $133	+0% $98	+5% $63	+10% $27
Rent	-10% $-57	-5% $20	+0% $98	+5% $175	+10% $252
Rate	-1.0pp $160	-0.5pp $129	base $98	+0.5pp $66	+1.0pp $33

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,000
• Closing costs: $3,720
• Reserves months: —
• Total cash needed: —

Rent comps 28 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
775 Royal Palm Cir Largo, FL	2.0	2.0	1008	$1,700	$1.69	5d	1	0.04mi
2131 Ridge Rd S #105 Largo, FL	2.0	1.5	1035	$1,850	$1.79	25d	1	0.09mi
2098 Seminole Blvd Largo, FL	1.0–3.0	1.0–2.0	1018	$2,395	$2.35	3d	23	0.20mi
253 Sago Palm St Largo, FL	2.0	2.0	1000	$1,295	$1.29	25d	1	0.26mi
13333 Ridge Rd Largo, FL	1.0–2.0	1.0–1.5	860	$1,765	$2.05	8d	1	0.44mi
1201 Seminole Blvd Largo, FL	1.0–3.0	1.0–2.0	1067	$1,870	$1.75	2d	1	0.58mi
1448 Oak St Largo, FL	2.0	2.0	1070	$2,300	$2.15	5d	1	0.68mi
910 9th Ave SW Largo, FL	3.0	2.0	1120	$2,100	$1.88	5d	1	0.78mi
11960 133rd Ave Largo, FL	3.0	1.0	936	$2,150	$2.30	8d	1	0.85mi
1825 134th Ave Largo, FL	3.0	2.0	1005	$2,200	$2.19	25d	1	0.88mi
13001 120th St Largo, FL	3.0	1.0	1044	$1,950	$1.87	8d	1	0.91mi
11666 126th Ter Largo, FL	3.0	1.0	1056	$2,183	$2.07	25d	1	0.93mi
12651 Seminole Blvd #44 Largo, FL	2.0	1.5	1000	$1,450	$1.45	25d	1	0.97mi
11201 122nd Ave Largo, FL	1.0–2.0	1.0–2.0	867	$2,300	$2.65	5d	2	1.01mi
705 Redbud LN Largo, FL	1.0–2.0	1.0–2.0	986	$2,615	$2.65	2d	189	1.03mi
157 2nd Ave SW Unit A Largo, FL	2.0	1.0	678	$1,600	$2.36	25d	1	1.07mi
911 Washington Ave #212 Largo, FL	2.0	2.0	885	$1,675	$1.89	5d	1	1.11mi
1517 16th Cir SE Largo, FL	1.0	1.0	625	$1,250	$2.00	5d	1	1.13mi
2272 16th Ave SW Unit C Largo, FL	2.0	1.0	1031	$2,600	$2.52	25d	1	1.16mi
12100 Seminole Blvd Largo, FL	2.0	2.0	1050	$1,750	$1.67	25d	1	1.17mi
1741 Trotter Rd Unit A Largo, FL	2.0	1.0	800	$1,350	$1.69	25d	1	1.20mi
417 Woodrow Ave Largo, FL	1.0	1.0	650	$1,175	$1.81	18d	1	1.37mi
264 Ridge Rd N Largo, FL	3.0	1.5	981	$2,400	$2.45	25d	1	1.39mi
1320 1st Ave NW Largo, FL	2.0	1.0	1100	$2,100	$1.91	25d	1	1.44mi
1500 West Bay Dr Largo, FL	2.0	1.0	740	$1,595	$2.16	15d	1	1.44mi
605 4th Ave NW Largo, FL	1.0–2.0	1.0–2.0	1032	$2,350	$2.28	4d	6	1.47mi
1884 Pine St Largo, FL	3.0	1.5	1012	$2,499	$2.47	22d	1	1.48mi
1628 Pine St Largo, FL	1.0	1.0	850	$1,650	$1.94	25d	1	1.49mi

HOA detail

• Monthly dues: $554 · $6,648/yr
• Likely covers: watersewertrashinternetcablelandscaping

Listing history 25 events

1. 2026-06-18
   days on market $124,000 Active 125 DOM
2. 2026-06-17
   days on market $124,000 Active 124 DOM
3. 2026-06-16
   days on market $124,000 Active 123 DOM
4. 2026-06-15
   days on market $124,000 Active 122 DOM
5. 2026-06-13
   days on market $124,000 Active 120 DOM
6. 2026-06-09
   days on market $124,000 Active 116 DOM
7. 2026-06-08
   days on market $124,000 Active 115 DOM
8. 2026-06-07
   days on market $124,000 Active 114 DOM
9. 2026-06-04
   days on market $124,000 Active 111 DOM
10. 2026-06-03
    days on market $124,000 Active 110 DOM
11. 2026-06-01
    days on market $124,000 Active 108 DOM
12. 2026-05-31
    days on market $124,000 Active 107 DOM
13. 2026-03-26
    price $124,000
14. 2026-02-13
    listed $129,000 Active
15. 2023-07-28
    soldstatus $135,000
16. 2023-07-20
    soldstatus $135,000 Closed 3237-char remark

    Show marketing remark (3237 chars)

    Looking to simplify your life? This comfortable, neat two bedroom, two bath manufactured home in Palm Hill Country Club is ready for new owners. Palm Hill is an exceptional 55+ community with so much to do that it seems almost like a resort. With 912 heated and cooled square feet plus an additional 240 square feet of bonus living area which the owners use for a den there is lots of room to spread out. This home had a roof over in 2019 over the entire home, even the carport. Bring your special furnishings as this home is being sold unfurnished. All appliances (dishwasher, smooth top range, washer and dryer) will convey with the home. Palm Hill’s monthly homeowners’ fee of $453 includes water, sewer, trash removal, recycle, lawn care, use of most amenities (golf is separate) and even cable and internet. From the carport step up into the heart of this very clean home. Walls are painted an attractive gray with white floor trim. Flooring is laminate except carpet in the bonus area. The front kitchen boasts stainless steel appliances -dishwasher, smooth top range and refrigerator and the sink looking outward. All of this provides a neat set-up and easy work arrangement. The work area is completely open to the dining space. There is plenty of room for a dining table in front of the built- in white colored hutch which features plenty of drawers and cabinet space below to keep stuff stored away and two display areas above for showing off those special collectibles. From the dining area the floorplan moves naturally to the living room. The main windows in the home were replaced in 2021 with white vinyl framing, insulated low E glass. Beyond the living area there is an intimate bonus Fl Room with a door to the outside. On the other side of the dining room a slider leads down to the bonus side room(den). Large windows along the side bring light inside and there is a window a/c here. Both bedrooms are at the other end of the home. The master has laminate floors, and a convenient walk-in closet. The ensuite bath is completely redone and has had toilet, shower, flooring, vanity, and medicine cabinet installed in 2019. The guest bedroom is across from the master and has a wall closet with ample storage space. The hall bath has an attractive countertop, sink with storage space below, and tub with shower. Another important detail of the home is that a complete vapor barrier was installed under the main home in 2019. The outside is attractive with gray siding, white trim and shutters. The home has a roof-over that also includes the carport. The driveway and the carport are extended on the side. There are attractive white rocks across the front and the driveway is painted. At the end of the bonus room a door leads into the utility shed with washer, dryer and storage space. No need to go outside for laundry chores. Behind the home there is a small patio space. A share of $35,000 in Palm Hill is included in the reasonable list price. This home configuration is set up and updated so it should be easy to add your own furnishings. Please call for an appointment as it is owner occupied at the present time. Talk to the neighbors and they will certainly tell you what makes Palm Hill special.

17. 2023-06-21
    status Pending 3237-char remark

    Show marketing remark (3237 chars)

    Looking to simplify your life? This comfortable, neat two bedroom, two bath manufactured home in Palm Hill Country Club is ready for new owners. Palm Hill is an exceptional 55+ community with so much to do that it seems almost like a resort. With 912 heated and cooled square feet plus an additional 240 square feet of bonus living area which the owners use for a den there is lots of room to spread out. This home had a roof over in 2019 over the entire home, even the carport. Bring your special furnishings as this home is being sold unfurnished. All appliances (dishwasher, smooth top range, washer and dryer) will convey with the home. Palm Hill’s monthly homeowners’ fee of $453 includes water, sewer, trash removal, recycle, lawn care, use of most amenities (golf is separate) and even cable and internet. From the carport step up into the heart of this very clean home. Walls are painted an attractive gray with white floor trim. Flooring is laminate except carpet in the bonus area. The front kitchen boasts stainless steel appliances -dishwasher, smooth top range and refrigerator and the sink looking outward. All of this provides a neat set-up and easy work arrangement. The work area is completely open to the dining space. There is plenty of room for a dining table in front of the built- in white colored hutch which features plenty of drawers and cabinet space below to keep stuff stored away and two display areas above for showing off those special collectibles. From the dining area the floorplan moves naturally to the living room. The main windows in the home were replaced in 2021 with white vinyl framing, insulated low E glass. Beyond the living area there is an intimate bonus Fl Room with a door to the outside. On the other side of the dining room a slider leads down to the bonus side room(den). Large windows along the side bring light inside and there is a window a/c here. Both bedrooms are at the other end of the home. The master has laminate floors, and a convenient walk-in closet. The ensuite bath is completely redone and has had toilet, shower, flooring, vanity, and medicine cabinet installed in 2019. The guest bedroom is across from the master and has a wall closet with ample storage space. The hall bath has an attractive countertop, sink with storage space below, and tub with shower. Another important detail of the home is that a complete vapor barrier was installed under the main home in 2019. The outside is attractive with gray siding, white trim and shutters. The home has a roof-over that also includes the carport. The driveway and the carport are extended on the side. There are attractive white rocks across the front and the driveway is painted. At the end of the bonus room a door leads into the utility shed with washer, dryer and storage space. No need to go outside for laundry chores. Behind the home there is a small patio space. A share of $35,000 in Palm Hill is included in the reasonable list price. This home configuration is set up and updated so it should be easy to add your own furnishings. Please call for an appointment as it is owner occupied at the present time. Talk to the neighbors and they will certainly tell you what makes Palm Hill special.

18. 2023-06-07
    status Active 3237-char remark

    Show marketing remark (3237 chars)

    Looking to simplify your life? This comfortable, neat two bedroom, two bath manufactured home in Palm Hill Country Club is ready for new owners. Palm Hill is an exceptional 55+ community with so much to do that it seems almost like a resort. With 912 heated and cooled square feet plus an additional 240 square feet of bonus living area which the owners use for a den there is lots of room to spread out. This home had a roof over in 2019 over the entire home, even the carport. Bring your special furnishings as this home is being sold unfurnished. All appliances (dishwasher, smooth top range, washer and dryer) will convey with the home. Palm Hill’s monthly homeowners’ fee of $453 includes water, sewer, trash removal, recycle, lawn care, use of most amenities (golf is separate) and even cable and internet. From the carport step up into the heart of this very clean home. Walls are painted an attractive gray with white floor trim. Flooring is laminate except carpet in the bonus area. The front kitchen boasts stainless steel appliances -dishwasher, smooth top range and refrigerator and the sink looking outward. All of this provides a neat set-up and easy work arrangement. The work area is completely open to the dining space. There is plenty of room for a dining table in front of the built- in white colored hutch which features plenty of drawers and cabinet space below to keep stuff stored away and two display areas above for showing off those special collectibles. From the dining area the floorplan moves naturally to the living room. The main windows in the home were replaced in 2021 with white vinyl framing, insulated low E glass. Beyond the living area there is an intimate bonus Fl Room with a door to the outside. On the other side of the dining room a slider leads down to the bonus side room(den). Large windows along the side bring light inside and there is a window a/c here. Both bedrooms are at the other end of the home. The master has laminate floors, and a convenient walk-in closet. The ensuite bath is completely redone and has had toilet, shower, flooring, vanity, and medicine cabinet installed in 2019. The guest bedroom is across from the master and has a wall closet with ample storage space. The hall bath has an attractive countertop, sink with storage space below, and tub with shower. Another important detail of the home is that a complete vapor barrier was installed under the main home in 2019. The outside is attractive with gray siding, white trim and shutters. The home has a roof-over that also includes the carport. The driveway and the carport are extended on the side. There are attractive white rocks across the front and the driveway is painted. At the end of the bonus room a door leads into the utility shed with washer, dryer and storage space. No need to go outside for laundry chores. Behind the home there is a small patio space. A share of $35,000 in Palm Hill is included in the reasonable list price. This home configuration is set up and updated so it should be easy to add your own furnishings. Please call for an appointment as it is owner occupied at the present time. Talk to the neighbors and they will certainly tell you what makes Palm Hill special.

19. 2023-06-07
    price $136,000 3237-char remark

    Show marketing remark (3237 chars)

    Looking to simplify your life? This comfortable, neat two bedroom, two bath manufactured home in Palm Hill Country Club is ready for new owners. Palm Hill is an exceptional 55+ community with so much to do that it seems almost like a resort. With 912 heated and cooled square feet plus an additional 240 square feet of bonus living area which the owners use for a den there is lots of room to spread out. This home had a roof over in 2019 over the entire home, even the carport. Bring your special furnishings as this home is being sold unfurnished. All appliances (dishwasher, smooth top range, washer and dryer) will convey with the home. Palm Hill’s monthly homeowners’ fee of $453 includes water, sewer, trash removal, recycle, lawn care, use of most amenities (golf is separate) and even cable and internet. From the carport step up into the heart of this very clean home. Walls are painted an attractive gray with white floor trim. Flooring is laminate except carpet in the bonus area. The front kitchen boasts stainless steel appliances -dishwasher, smooth top range and refrigerator and the sink looking outward. All of this provides a neat set-up and easy work arrangement. The work area is completely open to the dining space. There is plenty of room for a dining table in front of the built- in white colored hutch which features plenty of drawers and cabinet space below to keep stuff stored away and two display areas above for showing off those special collectibles. From the dining area the floorplan moves naturally to the living room. The main windows in the home were replaced in 2021 with white vinyl framing, insulated low E glass. Beyond the living area there is an intimate bonus Fl Room with a door to the outside. On the other side of the dining room a slider leads down to the bonus side room(den). Large windows along the side bring light inside and there is a window a/c here. Both bedrooms are at the other end of the home. The master has laminate floors, and a convenient walk-in closet. The ensuite bath is completely redone and has had toilet, shower, flooring, vanity, and medicine cabinet installed in 2019. The guest bedroom is across from the master and has a wall closet with ample storage space. The hall bath has an attractive countertop, sink with storage space below, and tub with shower. Another important detail of the home is that a complete vapor barrier was installed under the main home in 2019. The outside is attractive with gray siding, white trim and shutters. The home has a roof-over that also includes the carport. The driveway and the carport are extended on the side. There are attractive white rocks across the front and the driveway is painted. At the end of the bonus room a door leads into the utility shed with washer, dryer and storage space. No need to go outside for laundry chores. Behind the home there is a small patio space. A share of $35,000 in Palm Hill is included in the reasonable list price. This home configuration is set up and updated so it should be easy to add your own furnishings. Please call for an appointment as it is owner occupied at the present time. Talk to the neighbors and they will certainly tell you what makes Palm Hill special.

20. 2023-05-25
    status Pending 3237-char remark

    Show marketing remark (3237 chars)

    Looking to simplify your life? This comfortable, neat two bedroom, two bath manufactured home in Palm Hill Country Club is ready for new owners. Palm Hill is an exceptional 55+ community with so much to do that it seems almost like a resort. With 912 heated and cooled square feet plus an additional 240 square feet of bonus living area which the owners use for a den there is lots of room to spread out. This home had a roof over in 2019 over the entire home, even the carport. Bring your special furnishings as this home is being sold unfurnished. All appliances (dishwasher, smooth top range, washer and dryer) will convey with the home. Palm Hill’s monthly homeowners’ fee of $453 includes water, sewer, trash removal, recycle, lawn care, use of most amenities (golf is separate) and even cable and internet. From the carport step up into the heart of this very clean home. Walls are painted an attractive gray with white floor trim. Flooring is laminate except carpet in the bonus area. The front kitchen boasts stainless steel appliances -dishwasher, smooth top range and refrigerator and the sink looking outward. All of this provides a neat set-up and easy work arrangement. The work area is completely open to the dining space. There is plenty of room for a dining table in front of the built- in white colored hutch which features plenty of drawers and cabinet space below to keep stuff stored away and two display areas above for showing off those special collectibles. From the dining area the floorplan moves naturally to the living room. The main windows in the home were replaced in 2021 with white vinyl framing, insulated low E glass. Beyond the living area there is an intimate bonus Fl Room with a door to the outside. On the other side of the dining room a slider leads down to the bonus side room(den). Large windows along the side bring light inside and there is a window a/c here. Both bedrooms are at the other end of the home. The master has laminate floors, and a convenient walk-in closet. The ensuite bath is completely redone and has had toilet, shower, flooring, vanity, and medicine cabinet installed in 2019. The guest bedroom is across from the master and has a wall closet with ample storage space. The hall bath has an attractive countertop, sink with storage space below, and tub with shower. Another important detail of the home is that a complete vapor barrier was installed under the main home in 2019. The outside is attractive with gray siding, white trim and shutters. The home has a roof-over that also includes the carport. The driveway and the carport are extended on the side. There are attractive white rocks across the front and the driveway is painted. At the end of the bonus room a door leads into the utility shed with washer, dryer and storage space. No need to go outside for laundry chores. Behind the home there is a small patio space. A share of $35,000 in Palm Hill is included in the reasonable list price. This home configuration is set up and updated so it should be easy to add your own furnishings. Please call for an appointment as it is owner occupied at the present time. Talk to the neighbors and they will certainly tell you what makes Palm Hill special.

21. 2023-05-16
    price $134,900 3237-char remark

    Show marketing remark (3237 chars)

    Looking to simplify your life? This comfortable, neat two bedroom, two bath manufactured home in Palm Hill Country Club is ready for new owners. Palm Hill is an exceptional 55+ community with so much to do that it seems almost like a resort. With 912 heated and cooled square feet plus an additional 240 square feet of bonus living area which the owners use for a den there is lots of room to spread out. This home had a roof over in 2019 over the entire home, even the carport. Bring your special furnishings as this home is being sold unfurnished. All appliances (dishwasher, smooth top range, washer and dryer) will convey with the home. Palm Hill’s monthly homeowners’ fee of $453 includes water, sewer, trash removal, recycle, lawn care, use of most amenities (golf is separate) and even cable and internet. From the carport step up into the heart of this very clean home. Walls are painted an attractive gray with white floor trim. Flooring is laminate except carpet in the bonus area. The front kitchen boasts stainless steel appliances -dishwasher, smooth top range and refrigerator and the sink looking outward. All of this provides a neat set-up and easy work arrangement. The work area is completely open to the dining space. There is plenty of room for a dining table in front of the built- in white colored hutch which features plenty of drawers and cabinet space below to keep stuff stored away and two display areas above for showing off those special collectibles. From the dining area the floorplan moves naturally to the living room. The main windows in the home were replaced in 2021 with white vinyl framing, insulated low E glass. Beyond the living area there is an intimate bonus Fl Room with a door to the outside. On the other side of the dining room a slider leads down to the bonus side room(den). Large windows along the side bring light inside and there is a window a/c here. Both bedrooms are at the other end of the home. The master has laminate floors, and a convenient walk-in closet. The ensuite bath is completely redone and has had toilet, shower, flooring, vanity, and medicine cabinet installed in 2019. The guest bedroom is across from the master and has a wall closet with ample storage space. The hall bath has an attractive countertop, sink with storage space below, and tub with shower. Another important detail of the home is that a complete vapor barrier was installed under the main home in 2019. The outside is attractive with gray siding, white trim and shutters. The home has a roof-over that also includes the carport. The driveway and the carport are extended on the side. There are attractive white rocks across the front and the driveway is painted. At the end of the bonus room a door leads into the utility shed with washer, dryer and storage space. No need to go outside for laundry chores. Behind the home there is a small patio space. A share of $35,000 in Palm Hill is included in the reasonable list price. This home configuration is set up and updated so it should be easy to add your own furnishings. Please call for an appointment as it is owner occupied at the present time. Talk to the neighbors and they will certainly tell you what makes Palm Hill special.

22. 2023-04-25
    price $149,900 3237-char remark

    Show marketing remark (3237 chars)

    Looking to simplify your life? This comfortable, neat two bedroom, two bath manufactured home in Palm Hill Country Club is ready for new owners. Palm Hill is an exceptional 55+ community with so much to do that it seems almost like a resort. With 912 heated and cooled square feet plus an additional 240 square feet of bonus living area which the owners use for a den there is lots of room to spread out. This home had a roof over in 2019 over the entire home, even the carport. Bring your special furnishings as this home is being sold unfurnished. All appliances (dishwasher, smooth top range, washer and dryer) will convey with the home. Palm Hill’s monthly homeowners’ fee of $453 includes water, sewer, trash removal, recycle, lawn care, use of most amenities (golf is separate) and even cable and internet. From the carport step up into the heart of this very clean home. Walls are painted an attractive gray with white floor trim. Flooring is laminate except carpet in the bonus area. The front kitchen boasts stainless steel appliances -dishwasher, smooth top range and refrigerator and the sink looking outward. All of this provides a neat set-up and easy work arrangement. The work area is completely open to the dining space. There is plenty of room for a dining table in front of the built- in white colored hutch which features plenty of drawers and cabinet space below to keep stuff stored away and two display areas above for showing off those special collectibles. From the dining area the floorplan moves naturally to the living room. The main windows in the home were replaced in 2021 with white vinyl framing, insulated low E glass. Beyond the living area there is an intimate bonus Fl Room with a door to the outside. On the other side of the dining room a slider leads down to the bonus side room(den). Large windows along the side bring light inside and there is a window a/c here. Both bedrooms are at the other end of the home. The master has laminate floors, and a convenient walk-in closet. The ensuite bath is completely redone and has had toilet, shower, flooring, vanity, and medicine cabinet installed in 2019. The guest bedroom is across from the master and has a wall closet with ample storage space. The hall bath has an attractive countertop, sink with storage space below, and tub with shower. Another important detail of the home is that a complete vapor barrier was installed under the main home in 2019. The outside is attractive with gray siding, white trim and shutters. The home has a roof-over that also includes the carport. The driveway and the carport are extended on the side. There are attractive white rocks across the front and the driveway is painted. At the end of the bonus room a door leads into the utility shed with washer, dryer and storage space. No need to go outside for laundry chores. Behind the home there is a small patio space. A share of $35,000 in Palm Hill is included in the reasonable list price. This home configuration is set up and updated so it should be easy to add your own furnishings. Please call for an appointment as it is owner occupied at the present time. Talk to the neighbors and they will certainly tell you what makes Palm Hill special.

23. 2023-03-29
    listed $157,500 Active 3237-char remark

    Show marketing remark (3237 chars)

    Looking to simplify your life? This comfortable, neat two bedroom, two bath manufactured home in Palm Hill Country Club is ready for new owners. Palm Hill is an exceptional 55+ community with so much to do that it seems almost like a resort. With 912 heated and cooled square feet plus an additional 240 square feet of bonus living area which the owners use for a den there is lots of room to spread out. This home had a roof over in 2019 over the entire home, even the carport. Bring your special furnishings as this home is being sold unfurnished. All appliances (dishwasher, smooth top range, washer and dryer) will convey with the home. Palm Hill’s monthly homeowners’ fee of $453 includes water, sewer, trash removal, recycle, lawn care, use of most amenities (golf is separate) and even cable and internet. From the carport step up into the heart of this very clean home. Walls are painted an attractive gray with white floor trim. Flooring is laminate except carpet in the bonus area. The front kitchen boasts stainless steel appliances -dishwasher, smooth top range and refrigerator and the sink looking outward. All of this provides a neat set-up and easy work arrangement. The work area is completely open to the dining space. There is plenty of room for a dining table in front of the built- in white colored hutch which features plenty of drawers and cabinet space below to keep stuff stored away and two display areas above for showing off those special collectibles. From the dining area the floorplan moves naturally to the living room. The main windows in the home were replaced in 2021 with white vinyl framing, insulated low E glass. Beyond the living area there is an intimate bonus Fl Room with a door to the outside. On the other side of the dining room a slider leads down to the bonus side room(den). Large windows along the side bring light inside and there is a window a/c here. Both bedrooms are at the other end of the home. The master has laminate floors, and a convenient walk-in closet. The ensuite bath is completely redone and has had toilet, shower, flooring, vanity, and medicine cabinet installed in 2019. The guest bedroom is across from the master and has a wall closet with ample storage space. The hall bath has an attractive countertop, sink with storage space below, and tub with shower. Another important detail of the home is that a complete vapor barrier was installed under the main home in 2019. The outside is attractive with gray siding, white trim and shutters. The home has a roof-over that also includes the carport. The driveway and the carport are extended on the side. There are attractive white rocks across the front and the driveway is painted. At the end of the bonus room a door leads into the utility shed with washer, dryer and storage space. No need to go outside for laundry chores. Behind the home there is a small patio space. A share of $35,000 in Palm Hill is included in the reasonable list price. This home configuration is set up and updated so it should be easy to add your own furnishings. Please call for an appointment as it is owner occupied at the present time. Talk to the neighbors and they will certainly tell you what makes Palm Hill special.

24. 2002-04-24
    soldstatus $53,000
25. 1999-04-23
    soldstatus $43,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,324 · $194/mo
• Projected year-2 tax: $2,324 · $194/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 6 d/yr ≥108°F today · 18 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,502
• − Mortgage interest: −$6,946
• − Property taxes: −$2,324
• − Insurance: −$620
• − Repairs & maintenance: −$1,880
• − Management: −$1,880
• − HOA: −$6,648
• − Depreciation: −$3,607
• Taxable loss: −$403
• Est. tax savings @ 24.0%: +$97
• After-tax cash flow: $1,269/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pinellas
• NCES district ID: 1201560
• Math proficiency: 51% ▼ -5.00%
• Reading proficiency: 51% ▼ -3.00%
• Median HH income: $46,270
• Composite: 43.27/100
• National rank: #3046
• State rank: #31 of 73 in FL

Livability — Largo

• Score: 82/100
• State rank: #82
• US rank: #1240

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Largo, FL
• County: Pinellas County · 939,478 people
• City population: 106,311
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 16,807
• Household income: $65,355
• Rent vs Own: 17.1% rent · 82.9% own
• Severe rent burden: 261.0

Population outlook (Pinellas County) Hauer SSP2

• Today (2025): 1,027,532 people
• By 2030: 1,063,586 · +3.5%
• By 2040: 1,125,020 · +9.5%
• By 2050: 1,168,637 · +13.7%
• By 2075: 1,265,188 · +23.1%
• By 2100: 1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Hispanic / Latino 15% Two or more races 11% Black 9% Asian 2%
• Hispanic origin (detail): Puerto Rican 3% Cuban 6%
• Common ancestry: Romanian 3% Italian 3% Lithuanian 3%
• Foreign-born: 13% · Canada, Vietnam, Jamaica
• Languages at home: 85% English-only · Spanish 10% Vietnamese 1% French/Haitian/Cajun 1%

Political lean MEDSL · Pinellas

• 2024 margin: Lean R (+5.2) · D 46.9% · R 52.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
• All cycles: 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -320.64%
• Current HPI: 369.3008
• Rent YoY: ▲ 1.38%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+188.4% since first listed

13 events — show timeline

• 2026-03-26 Price Changed $124,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-13 Listed $129,000 Stellar MLS as Distributed by MLS Grid
• 2023-07-28 Sold (Public Records) $135,000 Public Records
• 2023-07-20 Sold (MLS) $135,000 Stellar MLS as Distributed by MLS Grid
• 2023-06-21 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-06-07 Relisted — Stellar MLS as Distributed by MLS Grid
• 2023-06-07 Price Changed $136,000 Stellar MLS as Distributed by MLS Grid
• 2023-05-25 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-05-16 Price Changed $134,900 Stellar MLS as Distributed by MLS Grid
• 2023-04-25 Price Changed $149,900 Stellar MLS as Distributed by MLS Grid
• 2023-03-29 Listed $157,500 Stellar MLS as Distributed by MLS Grid
• 2002-04-24 Sold (Public Records) $53,000 Public Records
• 1999-04-23 Sold (Public Records) $43,000 Public Records

Property tax history

+9.5%/yr

Latest (2025): $2,324 · -7.6% YoY. Source: county tax records.